NOTE 10. DEPOSITS

The following table presents the components of interest‑bearing deposits as of the dates indicated:



	December 31,
Deposit Category:	2015		2014
	(In thousands)
Interest checking deposits	$	886,886	$	736,367
Money market deposits	3,712,690		1,825,510
Savings deposits	742,795		762,961
Time deposits under $100,000	1,656,227		2,467,338
Time deposits $100,000 and over	2,496,129		3,031,600
Total interest-bearing deposits	$	9,494,727	$	8,823,776

Brokered time deposits totaled $272.5 million and $636.7 million at December 31, 2015 and 2014. Brokered non-maturity deposits totaled $942.3 million and $120.6 million at December 31, 2015 and 2014, and substantially all of these amounts are included with money market deposits in the table above.

At December 31, 2015 and 2014, we had $858 million and $891 million, respectively, of time deposits that exceed the FDIC insurance limit of $250,000 while the remaining $3.3 billion and $4.6 billion, respectively, met or fell below the FDIC insurance limit.

The following table summarizes the maturities of time deposits as of the date indicated:



	December 31, 2015
Year of Maturity:	Time Deposits Under $100,000		Time Deposits $100,000 or More		Total Time Deposits		Contractual Rate
	(Dollars in thousands)
2016	$	1,543,655	$	2,368,863	$	3,912,518	0.65%
2017	82,459		100,050		182,509		0.63%
2018	21,718		17,860		39,578		1.05%
2019	4,973		5,943		10,916		1.02%
2020	2,949		3,202		6,151		0.87%
2021	473		211		684		1.02%
Total	$	1,656,227	$	2,496,129	$	4,152,356	0.66%