Loans and Credit Quality (Tables)

6 Months Ended

Jun. 30, 2015

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule Of Composition of Loans Portfolio

The following table summarizes the composition of our loan and lease portfolio as of the dates indicated:



	June 30, 2015									December 31, 2014
	Non-PCI									Non-PCI
	Loans			PCI						Loans			PCI
	and Leases			Loans			Total			and Leases			Loans			Total
	(In thousands)
Real estate mortgage	$	5,428,698		$	212,157		$	5,640,855		$	5,350,827		$	256,489		$	5,607,316
Real estate construction and land	346,919			1,464			348,383			309,162			6,924			316,086
Commercial	5,984,472			8,782			5,993,254			5,852,420			27,155			5,879,575
Consumer	86,224			289			86,513			101,423			284			101,707
Total gross loans and leases	11,846,313			222,692			12,069,005			11,613,832			290,852			11,904,684
Deferred fees and costs	(34,762		)	(54		)	(34,816		)	(22,191		)	(61		)	(22,252		)
Total loans and leases, net of deferred fees	11,811,551			222,638			12,034,189			11,591,641			290,791			11,882,432
Allowance for loan and lease losses	(85,047		)	(14,328		)	(99,375		)	(70,456		)	(13,999		)	(84,455		)
Total net loans and leases	$	11,726,504		$	208,310		$	11,934,814		$	11,521,185		$	276,792		$	11,797,977

Allowance for Loan Losses

The following tables present a summary of the activity in the allowance for loan and lease losses on Non‑PCI loans and leases by portfolio segment and PCI loans for the periods indicated:



	Three Months Ended June 30, 2015
				Real Estate
	Real Estate			Construction								Total			Total
	Mortgage			and Land		Commercial			Consumer			Non-PCI			PCI		Total
	(In thousands)
Allowance for Loan and
Lease Losses:
Balance, beginning of period	$	30,911		$	2,173	$	45,794		$	802		$	79,680		$	12,698	$	92,378
Charge-offs	(62		)	—		(534		)	(27		)	(623		)	—		(623		)
Recoveries	200			12		1,744			34			1,990			101		2,091
Provision (negative provision)	(1,141		)	1,723		3,527			(109		)	4,000			1,529		5,529
Balance, end of period	$	29,908		$	3,908	$	50,531		$	700		$	85,047		$	14,328	$	99,375



	Six Months Ended June 30, 2015
				Real Estate
	Real Estate			Construction									Total			Total
	Mortgage			and Land			Commercial			Consumer			Non-PCI			PCI			Total
	(In thousands)
Allowance for Loan and
Lease Losses:
Balance, beginning of period	$	25,097		$	4,248		$	39,858		$	1,253		$	70,456		$	13,999		$	84,455
Charge-offs	(1,515		)	—			(8,929		)	(90		)	(10,534		)	(579		)	(11,113		)
Recoveries	1,495			644			2,154			228			4,521			112			4,633
Provision (negative provision)	4,831			(984		)	17,448			(691		)	20,604			796			21,400
Balance, end of period	$	29,908		$	3,908		$	50,531		$	700		$	85,047		$	14,328		$	99,375

Amount of the allowance
applicable to loans and leases:
Individually evaluated for impairment	$	1,461		$	49		$	13,305		$	193		$	15,008
Collectively evaluated for impairment	$	28,447		$	3,859		$	37,226		$	507		$	70,039
Acquired loans with deteriorated credit quality																$	14,328

The ending balance of the
loan and lease portfolio is
composed of loans and leases:
Individually evaluated for impairment	$	56,297		$	8,118		$	98,767		$	3,585		$	166,767
Collectively evaluated for impairment	$	5,359,373		$	335,382		$	5,867,335		$	82,694		$	11,644,784
Acquired loans with deteriorated credit quality																$	222,638
Ending balance of
loans and leases	$	5,415,670		$	343,500		$	5,966,102		$	86,279		$	11,811,551		$	222,638		$	12,034,189



	Three Months Ended June 30, 2014
				Real Estate
	Real Estate			Construction								Total			Total
	Mortgage			and Land		Commercial			Consumer			Non-PCI			PCI			Total
	(In thousands)
Allowance for Loan and
Lease Losses:
Balance, beginning of period	$	24,352		$	4,103	$	27,740		$	3,785		$	59,980		$	21,200		$	81,180
Charge-offs	(487		)	—		(326		)	(17		)	(830		)	(4,604		)	(5,434		)
Recoveries	376			64		587			215			1,242			—			1,242
Provision (negative provision)	(1,965		)	135		7,529			(568		)	5,131			30			5,161
Balance, end of period	$	22,276		$	4,302	$	35,530		$	3,415		$	65,523		$	16,626		$	82,149



	Six Months Ended June 30, 2014
				Real Estate
	Real Estate			Construction									Total			Total
	Mortgage			and Land			Commercial			Consumer			Non-PCI			PCI			Total
	(In thousands)
Allowance for Loan and
Lease Losses:
Balance, beginning of period	$	26,078		$	4,298		$	26,921		$	2,944		$	60,241		$	21,793		$	82,034
Charge-offs	(581		)	—			(1,767		)	(32		)	(2,380		)	(4,553		)	(6,933		)
Recoveries	636			88			965			242			1,931			—			1,931
Provision (negative provision)	(3,857		)	(84		)	9,411			261			5,731			(614		)	5,117
Balance, end of period	$	22,276		$	4,302		$	35,530		$	3,415		$	65,523		$	16,626		$	82,149

Amount of the allowance
applicable to loans and leases:
Individually evaluated for impairment	$	2,245		$	238		$	12,531		$	321		$	15,335
Collectively evaluated for impairment	$	20,031		$	4,064		$	22,999		$	3,094		$	50,188
Acquired loans with deteriorated credit quality																$	16,626

The ending balance of the
loan and lease portfolio is
composed of loans and leases:
Individually evaluated for impairment	$	62,287		$	12,797		$	51,488		$	3,971		$	130,543
Collectively evaluated for impairment	$	5,174,165		$	285,680		$	5,142,247		$	59,034		$	10,661,126
Acquired loans with deteriorated credit quality																$	398,436
Ending balance of
loans and leases	$	5,236,452		$	298,477		$	5,193,735		$	63,005		$	10,791,669		$	398,436		$	11,190,105

CV of Loans Held for Investment by class by performing and nonperforming

The following table presents the credit risk rating categories for Non‑PCI loans and leases by portfolio segment and class as of the dates indicated. Nonclassified loans and leases are those with a credit risk rating of either pass or special mention, while classified loans and leases are those with a credit risk rating of either substandard or doubtful.



	June 30, 2015						December 31, 2014
	Classified		Nonclassified		Total		Classified		Nonclassified		Total
	(In thousands)
Real estate mortgage:
Hospitality	$	16,737	$	579,922	$	596,659	$	17,761	$	542,458	$	560,219
SBA	10,141		387,921		398,062		11,141		364,786		375,927
Other	53,777		4,367,172		4,420,949		68,084		4,336,330		4,404,414
Total real estate mortgage	80,655		5,335,015		5,415,670		96,986		5,243,574		5,340,560
Real estate construction and land:
Residential	377		119,428		119,805		402		96,326		96,728
Commercial	984		222,711		223,695		3,346		207,061		210,407
Total real estate construction and land	1,361		342,139		343,500		3,748		303,387		307,135
Commercial:
Collateralized	19,250		352,541		371,791		22,433		416,754		439,187
Unsecured	1,609		118,526		120,135		1,323		130,501		131,824
Asset-based	6,675		1,833,778		1,840,453		11,547		1,783,304		1,794,851
Cash flow	177,948		2,505,518		2,683,466		83,321		2,376,530		2,459,851
Equipment finance	85,536		818,952		904,488		15,973		953,516		969,489
SBA	3,068		42,701		45,769		3,207		44,054		47,261
Total commercial	294,086		5,672,016		5,966,102		137,804		5,704,659		5,842,463
Consumer	3,886		82,393		86,279		4,073		97,410		101,483
Total Non-PCI loans and leases	$	379,988	$	11,431,563	$	11,811,551	$	242,611	$	11,349,030	$	11,591,641

Schedule Of Non Accrual and Performing Restructured Impaired Financing Receivables

The following table presents the composition of our impaired loans and leases as of the dates indicated:



	June 30, 2015						December 31, 2014
			Performing		Total				Performing		Total
	Nonaccrual		Restructured		Impaired		Nonaccrual		Restructured		Impaired
	Loans/Leases		Loans		Loans/Leases		Loans/Leases		Loans		Loans/Leases
	(In thousands)
Real estate mortgage	$	34,248	$	23,863	$	58,111	$	37,612	$	20,245	$	57,857
Real estate construction and land	377		7,741		8,118		1,559		8,996		10,555
Commercial	93,141		6,350		99,491		40,965		5,744		46,709
Consumer	3,412		249		3,661		3,485		259		3,744
Total	$	131,178	$	38,203	$	169,381	$	83,621	$	35,244	$	118,865

Oil And Gas Related Loans and Lease

The following table presents loan and lease relationships having exposure to the oil and gas industries as of the dates indicated:



	June 30, 2015			March 31, 2015
	Amount		Obligors	Amount		Obligors
	(Dollars in thousands)
Loans	$	87,005	8	$	88,585	9
Leases	90,189		21	92,865		21
Total oil & gas support services	$	177,194	29	$	181,450	30

Classified	$	64,232	4	$	65,498	5
Nonaccrual	$	64,232	4	$	65,074	4

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

The following tables present new troubled debt restructurings of Non-PCI loans for the periods indicated:



	Three Months Ended June 30, 2015					Three Months Ended June 30, 2014
		Pre-		Post-			Pre-		Post-
		Modification		Modification			Modification		Modification
		Outstanding		Outstanding			Outstanding		Outstanding
	Number	Recorded		Recorded		Number	Recorded		Recorded
Troubled Debt Restructurings:	of Loans	Investment		Investment		of Loans	Investment		Investment
	(Dollars in thousands)
Real estate mortgage:
Other	10	$	2,476	$	2,450	4	$	1,341	$	1,341
Real estate construction and land:
Commercial	2	7,004		7,004		—	—		—
Commercial:
Collateralized	6	3,309		3,309		2	59		59
Unsecured	2	112		112		—	—		—
Cash flow	2	—		—		—	—		—
Equipment finance⁽¹⁾	5	49,205		49,205		—	—		—
Total	27	$	62,106	$	62,080	6	$	1,400	$	1,400

_________________________

(1)

During the second quarter of 2015, two loan relationships, consisting of five loans and leases adversely affected by low oil prices, were restructured to reduce the current payment amounts for a period of time. These loans were assessed for impairment during the first quarter of 2015 and a specific credit loss allowance was established. These loans were on nonaccrual status before and after the restructuring.



	Six Months Ended June 30, 2015					Six Months Ended June 30, 2014
		Pre-		Post-			Pre-		Post-
		Modification		Modification			Modification		Modification
		Outstanding		Outstanding			Outstanding		Outstanding
	Number	Recorded		Recorded		Number	Recorded		Recorded
Troubled Debt Restructurings:	of Loans	Investment		Investment		of Loans	Investment		Investment
	(Dollars in thousands)
Real estate mortgage:
Other	24	$	8,550	$	8,336	8	$	3,856	$	3,856
Real estate construction and land:
Commercial	3	9,614		9,614		2	4,920		4,920
Commercial:
Collateralized	12	4,708		4,708		6	3,346		3,346
Unsecured	3	306		306		2	38		38
Cash flow	4	566		387		—	—		—
Equipment finance	9	53,338		53,338		—	—		—
SBA	1	—		—		—	—		—
Consumer	1	91		91		1	124		124
Total	57	$	77,173	$	76,780	19	$	12,284	$	12,284

Subsequently Defaulted Trouble Debt Restructurings

The following tables present troubled debt restructurings that subsequently defaulted for the periods indicated:



	Three Months Ended June 30,
	2015				2014
Troubled Debt Restructurings	Number	Recorded			Number	Recorded
That Subsequently Defaulted:	of Loans	Investment⁽¹⁾			of Loans	Investment⁽¹⁾
	(Dollars in thousands)
Real estate mortgage - Other	3	$	1,234		—	$	—
Commercial:
Collateralized	1	375			—	—
Equipment finance	2	1,635			—	—
Consumer	1	16			—	—
Total	7	$	3,260	(2)	—	$	—	(3)

_________________________


(1)	The population of defaulted restructured loans for the period indicated includes only those loans restructured during the preceding 12-month period. The table excludes defaulted troubled restructurings in those classes for which the recorded investment was zero at the end of the period.


(2)	Represents the balance at June 30, 2015, and there were no charge-offs.


(3)	Represents the balance at June 30, 2014, and there were no charge-offs.



	Six Months Ended June 30,
	2015				2014
Troubled Debt Restructurings	Number	Recorded			Number	Recorded
That Subsequently Defaulted:	of Loans	Investment⁽¹⁾			of Loans	Investment⁽¹⁾
	(Dollars in thousands)
Real estate mortgage - Other	3	$	1,234		—	$	—
Commercial:
Collateralized	1	375			2	427
Equipment finance	2	1,635			—	—
Consumer	1	16			—	—
Total	7	$	3,260	(2)	2	$	427	(3)

_________________________


(1)	The population of defaulted restructured loans for the period indicated includes only those loans restructured during the preceding 12-month period. The table excludes defaulted troubled restructurings in those classes for which the recorded investment was zero at the end of the period.


(2)	Represents the balance at June 30, 2015, and there were no charge-offs.


(3)	Represents the balance at June 30, 2014, and is net of charge-offs of $0.2 million.

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period

The following table summarizes the changes in the carrying amount of PCI loans and accretable yield on those loans for the period indicated:



	Carrying			Accretable
	Amount			Yield
	(In thousands)
Balance, December 31, 2014	$	276,792		$	(106,856	)
Accretion	18,059			18,059
Payments received	(85,745		)	—
Increase in expected cash flows, net	—			(7,204		)
Provision for credit losses	(796		)	—
Balance, June 30, 2015	$	208,310		$	(96,001	)

Non Purchased Credit Impaired Loans and Leases [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

Delinquent loans in loan portfolio

The following tables present an aging analysis of our Non‑PCI loans and leases by portfolio segment and class as of the dates indicated:



	June 30, 2015
	30 - 89		90 or More
	Days		Days		Total
	Past Due		Past Due		Past Due		Current		Total
	(In thousands)
Real estate mortgage:
Hospitality	$	—	$	—	$	—	$	596,659	$	596,659
SBA	2,526		6,919		9,445		388,617		398,062
Other	4,165		5,515		9,680		4,411,269		4,420,949
Total real estate mortgage	6,691		12,434		19,125		5,396,545		5,415,670
Real estate construction and land:
Residential	—		—		—		119,805		119,805
Commercial	—		—		—		223,695		223,695
Total real estate construction and land	—		—		—		343,500		343,500
Commercial:
Collateralized	733		427		1,160		370,631		371,791
Unsecured	33		15		48		120,087		120,135
Asset-based	—		—		—		1,840,453		1,840,453
Cash flow	—		—		—		2,683,466		2,683,466
Equipment finance	2,551		16,443		18,994		885,494		904,488
SBA	293		1,192		1,485		44,284		45,769
Total commercial	3,610		18,077		21,687		5,944,415		5,966,102
Consumer	25		3,146		3,171		83,108		86,279
Total Non-PCI loans and leases	$	10,326	$	33,657	$	43,983	$	11,767,568	$	11,811,551



	December 31, 2014
	30 - 89		90 or More
	Days		Days		Total
	Past Due		Past Due		Past Due		Current		Total
	(In thousands)
Real estate mortgage:
Hospitality	$	—	$	—	$	—	$	560,219	$	560,219
SBA	5,530		4,357		9,887		366,040		375,927
Other	6,098		7,630		13,728		4,390,686		4,404,414
Total real estate mortgage	11,628		11,987		23,615		5,316,945		5,340,560
Real estate construction and land:
Residential	—		—		—		96,728		96,728
Commercial	—		715		715		209,692		210,407
Total real estate construction and land	—		715		715		306,420		307,135
Commercial:
Collateralized	878		965		1,843		437,344		439,187
Unsecured	69		45		114		131,710		131,824
Asset-based	—		—		—		1,794,851		1,794,851
Cash flow	—		232		232		2,459,619		2,459,851
Equipment finance	6,525		366		6,891		962,598		969,489
SBA	205		1,362		1,567		45,694		47,261
Total commercial	7,677		2,970		10,647		5,831,816		5,842,463
Consumer	101		3,146		3,247		98,236		101,483
Total Non-PCI loans and leases	$	19,406	$	18,818	$	38,224	$	11,553,417	$	11,591,641

Financing Receivable Non Accrual And Performing

The following table presents our nonaccrual and performing Non‑PCI loans and leases by portfolio segment and class as of the dates indicated:



	June 30, 2015						December 31, 2014
	Nonaccrual		Performing		Total		Nonaccrual		Performing		Total
	(In thousands)
Real estate mortgage:
Hospitality	$	7,894	$	588,765	$	596,659	$	6,366	$	553,853	$	560,219
SBA	10,141		387,921		398,062		11,141		364,786		375,927
Other	16,213		4,404,736		4,420,949		20,105		4,384,309		4,404,414
Total real estate mortgage	34,248		5,381,422		5,415,670		37,612		5,302,948		5,340,560
Real estate construction and land:
Residential	377		119,428		119,805		381		96,347		96,728
Commercial	—		223,695		223,695		1,178		209,229		210,407
Total real estate construction and land	377		343,123		343,500		1,559		305,576		307,135
Commercial:
Collateralized	3,761		368,030		371,791		5,450		433,737		439,187
Unsecured	537		119,598		120,135		639		131,185		131,824
Asset-based	40		1,840,413		1,840,453		4,574		1,790,277		1,794,851
Cash flow	14,605		2,668,861		2,683,466		15,964		2,443,887		2,459,851
Equipment finance	71,130		833,358		904,488		11,131		958,358		969,489
SBA	3,068		42,701		45,769		3,207		44,054		47,261
Total commercial	93,141		5,872,961		5,966,102		40,965		5,801,498		5,842,463
Consumer	3,412		82,867		86,279		3,485		97,998		101,483
Total Non-PCI loans and leases	$	131,178	$	11,680,373	$	11,811,551	$	83,621	$	11,508,020	$	11,591,641

Impaired Financing Receivables, Average Balances And Interest Income Recognized

The following tables present information regarding our Non‑PCI impaired loans and leases by portfolio segment and class as of and for the dates indicated:



	June 30, 2015						December 31, 2014
			Unpaid						Unpaid
	Recorded		Principal		Related		Recorded		Principal		Related
	Investment		Balance		Allowance		Investment		Balance		Allowance
	(In thousands)
With An Allowance Recorded:
Real estate mortgage:
Hospitality	$	1,919	$	1,918	$	18	$	1,946	$	1,945	$	47
Other	15,233		15,365		1,443		9,136		9,233		646
Real estate construction and land:
Residential	755		755		36		763		763		46
Commercial	392		390		13		1,128		4,934		23
Commercial:
Collateralized	7,336		8,060		4,016		4,630		5,246		3,771
Unsecured	1,147		1,160		1,008		912		924		799
Asset-based	40		150		40		137		247		137
Cash flow	14,606		17,650		4,556		15,578		17,970		2,667
Equipment finance	13,257		13,659		3,685		6,956		7,268		2,601
Consumer	302		307		193		143		142		37
With No Related Allowance Recorded:
Real estate mortgage:
Hospitality	$	7,894	$	10,057	$	—	$	6,366	$	7,593	$	—
SBA	10,141		13,678		—		11,141		14,708		—
Other	22,924		35,625		—		29,268		40,643		—
Real estate construction and land:
Residential	—		—		—		21		19		—
Commercial	6,971		6,968		—		8,643		8,749		—
Commercial:
Collateralized	1,697		2,120		—		5,566		6,877		—
Unsecured	467		518		—		725		809		—
Asset-based	—		—		—		4,436		5,415		—
Cash flow	—		505		—		387		919		—
Equipment finance	57,873		60,754		—		4,175		7,528		—
SBA	3,068		4,862		—		3,207		4,920		—
Consumer	3,359		3,518		—		3,601		3,768		—
Total Non-PCI Loans and Leases With and Without an Allowance Recorded:
Real estate mortgage	$	58,111	$	76,643	$	1,461	$	57,857	$	74,122	$	693
Real estate construction and land	8,118		8,113		49		10,555		14,465		69
Commercial	99,491		109,438		13,305		46,709		58,123		9,975
Consumer	3,661		3,825		193		3,744		3,910		37
Total	$	169,381	$	198,019	$	15,008	$	118,865	$	150,620	$	10,774



	Three Months Ended June 30,
	2015				2014
	Weighted		Interest		Weighted		Interest
	Average		Income		Average		Income
	Balance⁽¹⁾		Recognized		Balance⁽¹⁾		Recognized
	(In thousands)
With An Allowance Recorded:
Real estate mortgage:
Hospitality	$	1,919	$	20	$	1,974	$	20
Other	15,138		161		14,329		174
Real estate construction and land:
Residential	755		4		771		4
Commercial	392		5		435		6
Commercial:
Collateralized	6,050		37		5,986		43
Unsecured	1,082		12		701		6
Asset-based	40		—		269		—
Cash flow	14,606		—		—		—
Equipment finance	9,178		—		1,322		—
Consumer	302		2		3,571		5
With No Related Allowance Recorded:
Real estate mortgage:
Hospitality	$	7,894	$	—	$	6,552	$	—
SBA	9,984		4		4,271		—
Other	20,656		83		27,100		79
Real estate construction and land:
Residential	—		—		542		—
Commercial	6,971		58		11,049		71
Commercial:
Collateralized	1,257		17		1,985		24
Unsecured	467		1		304		—
Asset-based	—		—		4,604		—
Cash flow	—		—		174		—
Equipment finance	57,873		—		7,476		—
SBA	3,068		37		1,406		—
Consumer	3,359		2		274		—
Total Non-PCI Loans and Leases With and Without an Allowance Recorded:
Real estate mortgage	$	55,591	$	268	$	54,226	$	273
Real estate construction and land	8,118		67		12,797		81
Commercial	93,621		104		24,227		73
Consumer	3,661		4		3,845		5
Total	$	160,991	$	443	$	95,095	$	432

_________________________


(1)	For the loans and leases (excluding PCI loans) reported as impaired at June 30, 2015 and 2014, amounts were calculated based on the period of time such loans and leases were impaired during the reported period.



	Six Months Ended June 30,
	2015				2014
	Weighted		Interest		Weighted		Interest
	Average		Income		Average		Income
	Balance⁽¹⁾		Recognized		Balance⁽¹⁾		Recognized
	(In thousands)
With An Allowance Recorded:
Real estate mortgage:
Hospitality	$	1,919	$	39	$	1,974	$	40
SBA	—		—		—		—
Other	14,601		309		13,127		277
Real estate construction and land:
Residential	755		8		771		8
Commercial	392		11		221		7
Commercial:
Collateralized	5,249		55		4,843		49
Unsecured	1,058		22		684		12
Asset-based	40		—		269		—
Cash flow	14,606		—		—		—
Equipment finance	6,446		—		665		—
SBA	—		—		—		—
Consumer	302		5		2,761		9
With No Related Allowance Recorded:
Real estate mortgage:
Hospitality	$	7,770	$	—	$	6,552	$	—
SBA	9,213		1		4,193		—
Other	19,814		163		23,697		153
Real estate construction and land:
Residential	—		—		339		—
Commercial	6,971		114		8,214		97
Commercial:
Collateralized	1,123		30		1,532		31
Unsecured	467		2		295		—
Asset-based	—		—		2,340		—
Cash flow	—		—		87		—
Equipment finance	32,547		—		6,245		—
SBA	3,068		82		1,406		—
Consumer	3,359		4		253		—
Total Non-PCI Loans and Leases With and Without an Allowance Recorded:
Real estate mortgage	$	53,317	$	512	$	49,543	$	470
Real estate construction and land	8,118		133		9,545		112
Commercial	64,604		191		18,366		92
Consumer	3,661		9		3,014		9
Total	$	129,700	$	845	$	80,468	$	683

_________________________


(1)	For the loans and leases (excluding PCI loans) reported as impaired at June 30, 2015 and 2014, amounts were calculated based on the period of time such loans and leases were impaired during the reported period.

Purchased Credit Impaired Loans and Leases [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

CV of Loans Held for Investment by class by performing and nonperforming

The following table presents PCI loans by credit risk rating categories and portfolio segment as of the dates indicated. Nonclassified loans are those with a credit risk rating of either pass or special mention, while classified loans are those with a credit risk rating of either substandard or doubtful.



	June 30, 2015						December 31, 2014
	Classified		Nonclassified		Total		Classified		Nonclassified		Total
	(In thousands)
Real estate mortgage	$	65,704	$	146,404	$	212,108	$	101,161	$	155,281	$	256,442
Real estate construction and land	1,459		—		1,459		3,901		3,010		6,911
Commercial	8,619		163		8,782		26,942		212		27,154
Consumer	289		—		289		284		—		284
Total PCI loans	$	76,071	$	146,567	$	222,638	$	132,288	$	158,503	$	290,791

Schedule of Accounts, Notes, Loans and Financing Receivable

The following table reflects the PCI loans by portfolio segment as of the dates indicated:



	June 30,			December 31,
	2015			2014
	(In thousands)
Real estate mortgage	$	250,268		$	299,660
Real estate construction and land	1,688			7,743
Commercial	14,065			32,904
Consumer	318			332
Total gross PCI loans	266,339			340,639
Less:
Discount	(43,701		)	(49,848		)
Allowance for loan losses	(14,328		)	(13,999		)
Total net PCI loans	$	208,310		$	276,792