XML 41 R62.htm IDEA: XBRL DOCUMENT v2.4.0.8
BORROWINGS, SUBORDINATED DEBENTURES AND BROKERED DEPOSITS (Details) (USD $)
3 Months Ended
Mar. 31, 2014
Apr. 28, 2014
Jan. 28, 2014
Dec. 31, 2013
Borrowings, subordinated debentures and brokered deposits        
Borrowings $ 5,748,000     $ 113,726,000
Carrying value of securities pledged 291,900,000      
Net subordinated debentures 132,790,000     132,645,000
Brokered Deposits        
Amount of customer deposits that were participated with other FDIC-insured financial institutions through the CDARS program as a means to provide FDIC deposit insurance coverage for the full amount of the entity's customer deposits 48,000,000     49,400,000
FHLB secured lines of credit
       
Borrowings, subordinated debentures and brokered deposits        
FHLB advances       106,600,000
Fixed interest rates (as a percent)       0.06%
Number of FHLB programs 2      
Number of FHLB programs collateralized by loans 1      
Carrying value of securities pledged 10,700,000      
Remaining borrowing capacity 1,300,000,000      
Non-recourse notes
       
Borrowings, subordinated debentures and brokered deposits        
Non-recourse debt 5,748,000     7,126,000
Fixed interest rates (as a percent) 6.18%     6.30%
Weighted average remaining maturity of non-recourse debt 2 years 2 months 12 days      
Subordinated debentures
       
Borrowings, subordinated debentures and brokered deposits        
Net subordinated debentures 132,790,000     132,645,000
Gross subordinated debentures 135,055,000     135,055,000
Unamortized discount (2,265,000)     (2,410,000)
Number of months for which cumulative and among other requirements net earnings are not sufficient for dividend payments due for those periods, requiring prior notification to FRB 12 months      
Trust V
       
Borrowings, subordinated debentures and brokered deposits        
Gross subordinated debentures 10,310,000     10,310,000
Current Rate (as a percent)   3.33% 3.34%  
Rate Index 3 month LIBOR      
Spread on variable rate (as a percent) 3.10%      
Trust VI
       
Borrowings, subordinated debentures and brokered deposits        
Gross subordinated debentures 10,310,000     10,310,000
Current Rate (as a percent)   3.28% 3.29%  
Rate Index 3 month LIBOR      
Spread on variable rate (as a percent) 3.05%      
Trust CII
       
Borrowings, subordinated debentures and brokered deposits        
Gross subordinated debentures 5,155,000     5,155,000
Current Rate (as a percent)   3.18% 3.19%  
Rate Index 3 month LIBOR      
Spread on variable rate (as a percent) 2.95%      
Trust VII
       
Borrowings, subordinated debentures and brokered deposits        
Gross subordinated debentures 61,856,000     61,856,000
Current Rate (as a percent)   2.97% 2.99%  
Rate Index 3 month LIBOR      
Spread on variable rate (as a percent) 2.75%      
Trust CIII
       
Borrowings, subordinated debentures and brokered deposits        
Gross subordinated debentures 20,619,000     20,619,000
Current Rate (as a percent)   1.92% 1.93%  
Rate Index 3 month LIBOR      
Spread on variable rate (as a percent) 1.69%      
FCAL | Trust FCCI
       
Borrowings, subordinated debentures and brokered deposits        
Gross subordinated debentures 16,495,000     16,495,000
Current Rate (as a percent)   1.83% 1.84%  
Rate Index 3 month LIBOR      
Spread on variable rate (as a percent) 1.60%      
FCAL | Trust FCBI
       
Borrowings, subordinated debentures and brokered deposits        
Gross subordinated debentures 10,310,000     10,310,000
Current Rate (as a percent)   1.78% 1.79%  
Rate Index 3 month LIBOR      
Spread on variable rate (as a percent) 1.55%      
Bank | Federal Reserve Bank FRBSF
       
Borrowings, subordinated debentures and brokered deposits        
Borrowing capacity 580,700,000      
Construction and commercial loans pledged as collateral 722,800,000      
Amount outstanding under line of credit 0     0
Bank | Unsecured lines of credit
       
Borrowings, subordinated debentures and brokered deposits        
Borrowing capacity 80,000,000      
Un-used commitment fees 0.00%      
Amount outstanding under line of credit $ 0     $ 0