BUSINESS SEGMENTS (Tables)

12 Months Ended

Dec. 31, 2012

BUSINESS SEGMENTS

Schedule of information regarding business segments

	December 31, 2012
	Banking			Asset Financing			Other			Consolidated Company
	(In thousands)
Non-covered loans and leases, net of unearned income	$	2,631,838		$	415,132		$	—		$	3,046,970
Allowance for loan and lease losses		(61,469	)		(4,430	)		—			(65,899	)
Non-covered loans and leases, net		2,570,369			410,702			—			2,981,071
Covered loans, net		517,258			—			—			517,258
Total loans and leases, net	$	3,087,627		$	410,702		$	—		$	3,498,329
Goodwill and other intangibles(1)	$	66,339		$	28,250		$	—		$	94,589
Total assets		4,991,927			451,557			20,174			5,463,658
Total deposits(2)		4,737,593			—			(28,472	)		4,709,121

⁽¹⁾

Other intangibles include only core deposit and customer relationship intangibles. Non-compete agreements, tradenames, and favorable lease rights intangibles of $2.2 million are included in other assets on the consolidated balance sheets.

⁽²⁾

The negative balance in the "Other" segment represents the elimination of holding company cash held at the Bank.

	December 31, 2011
	Banking			Asset Financing			Other			Consolidated Company
	(In thousands)
Non-covered loans, net of unearned income	$	2,658,477		$	149,236		$	—		$	2,807,713
Allowance for loan losses		(82,628	)		(2,685	)		—			(85,313	)
Non-covered loans, net		2,575,849			146,551			—			2,722,400
Covered loans, net		703,023			—			—			703,023
Total loans, net	$	3,278,872		$	146,551		$	—		$	3,425,423
Goodwill and other intangibles(1)	$	56,556		$	—		$	—		$	56,556
Total assets		5,359,794			152,231			16,212			5,528,237
Total deposits(2)		4,613,353			—			(35,900	)		4,577,453

⁽¹⁾

Other intangibles include only core deposit and customer relationship intangibles. Tradenames and favorable lease rights intangibles of $1.5 million are included in other assets on the consolidated balance sheets.

⁽²⁾

The negative balance in the "Other" segment represents the elimination of holding company cash held at the Bank.

	Year Ended Ended December 31, 2012
	Banking			Asset Financing			Other			Consolidated Company
	(In thousands)
Interest income	$	251,720		$	44,395		$	—		$	296,115
Intersegment interest expense		2,055			(2,055	)		—			—
Other interest expense		(15,043	)		(884	)		(3,721	)		(19,648	)
Net interest income		238,732			41,456			(3,721	)		276,467
Negative provision (provision) for credit losses		14,585			(1,766	)		—			12,819
Noninterest income		11,741			4,017			114			15,872
Intangible asset amortization		(5,898	)		(428	)		—			(6,326	)
Debt termination expense		(24,195	)		—			1,597			(22,598	)
Other noninterest expense		(153,660	)		(23,502	)		(5,576	)		(182,738	)
Total noninterest expense		(183,753	)		(23,930	)		(3,979	)		(211,662	)
Earnings (loss) before income taxes		81,305			19,777			(7,586	)		93,496
Income taxes		(31,542	)		(8,327	)		3,174			(36,695	)
Net earnings (loss)	$	49,763		$	11,450		$	(4,412	)	$	56,801

	Year Ended Ended December 31, 2011
	Banking			Asset Financing			Other			Consolidated Company
	(In thousands)
Interest income	$	276,734		$	18,550		$	—		$	295,284
Intersegment interest expense		1,226			(1,226	)		—			—
Other interest expense		(27,720	)		—			(4,923	)		(32,643	)
Net interest income		250,240			17,324			(4,923	)		262,641
Provision for credit losses		(26,520	)		(50	)		—			(26,570	)
Noninterest income		30,609			660			157			31,426
Intangible asset amortization		(8,264	)		(164	)		—			(8,428	)
Other noninterest expense		(152,464	)		(10,846	)		(8,255	)		(171,565	)
Total noninterest expense		(160,728	)		(11,010	)		(8,255	)		(179,993	)
Earnings (loss) before income taxes		93,601			6,924			(13,021	)		87,504
Income taxes		(39,554	)		(2,917	)		5,671			(36,800	)
Net earnings (loss)	$	54,047		$	4,007		$	(7,350	)	$	50,704

	Year Ended Ended December 31, 2010
	Banking			Asset Financing			Other			Consolidated Company
	(In thousands)
Interest income	$	272,411		$	17,873		$	—		$	290,284
Intersegment interest expense		1,284			(1,284	)		—			—
Other interest expense		(35,363	)		—			(5,594	)		(40,957	)
Net interest income		238,332			16,589			(5,594	)		249,327
Provision for credit losses		(211,922	)		(570	)		—			(212,492	)
Noninterest income		42,522			542			174			43,238
Intangible asset amortization		(9,264	)		(378	)		—			(9,642	)
Debt termination expense		(2,660	)		—			—			(2,660	)
Other noninterest expense		(155,997	)		(10,839	)		(9,665	)		(176,501	)
Total noninterest expense		(167,921	)		(11,217	)		(9,665	)		(188,803	)
Earnings (loss) before income taxes		(98,989	)		5,344			(15,085	)		(108,730	)
Income taxes		42,621			(2,263	)		6,356			46,714
Net earnings (loss)	$	(56,368	)	$	3,081		$	(8,729	)	$	(62,016	)