The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103   456,074 10,846 SH   SOLE   8,628 0 2,218
AMERISERV FINL INC COM 03074A102   1,903,365 718,251 SH   SOLE   0 0 718,251
APPLE INC COM 037833100   1,925,085 11,244 SH   SOLE   5,816 0 5,428
APPLE INC COM 037833100   295,679 1,727 SH   OTR   1,607 0 120
BP PLC SPONSORED ADR 055622104   1,024,415 26,457 SH   SOLE   0 0 26,457
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,809,649 5,166 SH   SOLE   5,166 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   205,402 22,375 SH   SOLE   0 0 22,375
BRISTOL-MYERS SQUIBB CO COM 110122108   350,271 6,035 SH   SOLE   5,547 0 488
CISCO SYS INC COM 17275R102   498,839 9,279 SH   SOLE   9,179 0 100
COSTCO WHSL CORP NEW COM 22160K105   579,084 1,025 SH   SOLE   1,025 0 0
DANAHER CORPORATION COM 235851102   660,194 2,661 SH   SOLE   2,661 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   371,398 4,208 SH   SOLE   4,134 0 74
EXELON CORP COM 30161N101   466,215 12,337 SH   SOLE   12,337 0 0
EXXON MOBIL CORP COM 30231G102   288,894 2,457 SH   SOLE   2,064 0 393
F N B CORP COM 302520101   265,412 24,598 SH   SOLE   6,731 0 17,867
FEDEX CORP COM 31428X106   244,256 922 SH   SOLE   922 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,640,486 11,578 SH   SOLE   11,578 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   201,240 5,135 SH   SOLE   5,135 0 0
ISHARES TR CORE S&P500 ETF 464287200   384,339 895 SH   SOLE   895 0 0
ISHARES TR CORE S&P500 ETF 464287200   316,489 737 SH   OTR   737 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   335,402 3,662 SH   SOLE   3,662 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,033,922 20,749 SH   SOLE   20,749 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   859,450 7,595 SH   SOLE   7,595 0 0
ELI LILLY & CO COM 532457108   1,571,105 2,925 SH   SOLE   2,725 0 200
LIVE OAK BANCSHARES INC COM 53803X105   3,252,358 112,344 SH   SOLE   0 0 112,344
MCDONALDS CORP COM 580135101   599,852 2,277 SH   SOLE   2,077 0 200
MICROSOFT CORP COM 594918104   526,986 1,669 SH   SOLE   1,664 0 5
NUCOR CORP COM 670346105   429,337 2,746 SH   SOLE   2,746 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   157,210 15,504 SH   SOLE   0 0 15,504
NUVEEN PENNSYLVANIA QLT MUN COM 670972108   338,467 33,281 SH   SOLE   33,281 0 0
PEPSICO INC COM 713448108   601,850 3,552 SH   SOLE   3,552 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107   473,800 8,876 SH   SOLE   8,876 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206   495,097 8,342 SH   SOLE   8,342 0 0
PRUDENTIAL FINL INC COM 744320102   229,349 2,417 SH   SOLE   2,417 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   578,807 1,354 SH   SOLE   937 0 417
SPDR S&P 500 ETF TR TR UNIT 78462F103   357,373 836 SH   OTR   836 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   324,010 3,196 SH   SOLE   3,196 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,737,079 29,477 SH   SOLE   29,477 0 0
UNITED STS NAT GAS FD LP UNIT PAR 912318300   273,200 40,000 SH   SOLE   40,000 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   325,036 2,186 SH   SOLE   2,186 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   814,867 14,147 SH   SOLE   14,147 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   21,525,065 54,813 SH   SOLE   54,813 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   364,818 929 SH   OTR   929 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   212,963 1,544 SH   SOLE   1,544 0 0
VISA INC COM CL A 92826C839   486,011 2,113 SH   SOLE   2,113 0 0
VISA INC COM CL A 92826C839   304,073 1,322 SH   OTR   1,292 0 30
WALMART INC COM 931142103   228,859 1,431 SH   SOLE   1,431 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,806,638 35,903 SH   SOLE   35,903 0 0