The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   270,929 1,700 SH   SOLE   1,700 0 0
ALTRIA GROUP INC COM 02209S103   492,158 11,030 SH   SOLE   8,812 0 2,218
AMERISERV FINL INC COM 03074A102   1,883,748 617,622 SH   SOLE   0 0 617,622
APPLE INC COM 037833100   1,884,477 11,428 SH   SOLE   6,000 0 5,428
APPLE INC COM 037833100   317,102 1,923 SH   OTR   1,779 0 144
BP PLC SPONSORED ADR 055622104   1,003,778 26,457 SH   SOLE   0 0 26,457
BECTON DICKINSON & CO COM 075887109   296,305 1,197 SH   SOLE   1,197 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,778,823 5,761 SH   SOLE   5,761 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   240,531 22,375 SH   SOLE   0 0 22,375
BRISTOL-MYERS SQUIBB CO COM 110122108   751,320 10,840 SH   SOLE   10,352 0 488
CISCO SYS INC COM 17275R102   503,147 9,625 SH   SOLE   9,525 0 100
COSTCO WHSL CORP NEW COM 22160K105   409,917 825 SH   SOLE   825 0 0
DANAHER CORPORATION COM 235851102   1,360,007 5,396 SH   SOLE   5,396 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   736,451 7,634 SH   SOLE   7,560 0 74
EXELON CORP COM 30161N101   535,102 12,774 SH   SOLE   12,774 0 0
EXXON MOBIL CORP COM 30231G102   269,434 2,457 SH   SOLE   2,064 0 393
F N B CORP COM 302520101   337,177 29,067 SH   SOLE   10,897 0 18,170
GENERAL MLS INC COM 370334104   429,180 5,022 SH   SOLE   5,022 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,471,892 24,007 SH   SOLE   24,007 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   465,576 11,030 SH   SOLE   11,030 0 0
ISHARES TR CORE S&P500 ETF 464287200   367,916 895 SH   SOLE   895 0 0
ISHARES TR CORE S&P500 ETF 464287200   302,965 737 SH   OTR   737 0 0
ISHARES TR S&P MC 400VL ETF 464287705   393,609 3,830 SH   SOLE   3,830 0 0
ISHARES TR CORE DIVID ETF 46435U861   568,386 15,226 SH   SOLE   15,226 0 0
JPMORGAN CHASE & CO COM 46625H100   327,208 2,511 SH   SOLE   1,003 0 1,508
KROGER CO COM 501044101   443,243 8,978 SH   SOLE   8,978 0 0
LILLY ELI & CO COM 532457108   1,677,263 4,884 SH   SOLE   3,809 0 1,075
LIVE OAK BANCSHARES INC COM 53803X105   2,737,823 112,344 SH   SOLE   0 0 112,344
MCDONALDS CORP COM 580135101   692,314 2,476 SH   SOLE   2,276 0 200
MICROSOFT CORP COM 594918104   510,002 1,769 SH   SOLE   1,764 0 5
NIKE INC CL B 654106103   215,110 1,754 SH   SOLE   1,754 0 0
NUCOR CORP COM 670346105   446,727 2,892 SH   SOLE   2,892 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   178,761 15,504 SH   SOLE   0 0 15,504
NUVEEN PENNSYLVANIA QLT MUN COM 670972108   380,401 33,281 SH   SOLE   33,281 0 0
PEPSICO INC COM 713448108   757,456 4,155 SH   SOLE   4,155 0 0
PRUDENTIAL FINL INC COM 744320102   209,911 2,537 SH   SOLE   2,537 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   642,332 1,569 SH   SOLE   1,039 0 530
SPDR S&P 500 ETF TR TR UNIT 78462F103   382,370 934 SH   OTR   934 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   532,667 3,631 SH   SOLE   3,631 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   607,886 1,577 SH   SOLE   1,577 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,265,762 11,343 SH   SOLE   11,343 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   359,086 2,600 SH   SOLE   2,600 0 0
VISA INC COM CL A 92826C839   561,620 2,491 SH   SOLE   2,231 0 260
VISA INC COM CL A 92826C839   298,734 1,325 SH   OTR   1,292 0 33
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   8,206,426 163,247 SH   SOLE   163,247 0 0