The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 203 7,049 SH   SOLE   5,076 0 1,973
ABBOTT LABS COM 002824100 266 2,296 SH   SOLE   1,952 0 344
ABBVIE INC COM 00287Y109 243 2,156 SH   SOLE   2,031 0 125
ALPHABET INC CAP STK CL C 02079K107 1,346 537 SH   SOLE   537 0 0
ALPHABET INC CAP STK CL A 02079K305 1,109 454 SH   SOLE   442 0 12
ALTRIA GROUP INC COM 02209S103 924 19,374 SH   SOLE   17,156 0 2,218
AMAZON COM INC COM 023135106 4,225 1,228 SH   SOLE   1,066 0 162
AMAZON COM INC COM 023135106 210 61 SH   OTR   53 0 8
AMERISERV FINL INC COM 03074A102 2,374 604,089 SH   SOLE   8,000 0 596,089
AMGEN INC COM 031162100 1,254 5,143 SH   SOLE   5,143 0 0
ANSYS INC COM 03662Q105 260 750 SH   SOLE   0 0 750
APPLE INC COM 037833100 5,184 37,849 SH   SOLE   32,161 0 5,688
APPLE INC COM 037833100 282 2,059 SH   OTR   1,911 0 148
BP PLC SPONSORED ADR 055622104 699 26,457 SH   SOLE   0 0 26,457
BK OF AMERICA CORP COM 060505104 234 5,678 SH   SOLE   40 0 5,638
BECTON DICKINSON & CO COM 075887109 272 1,119 SH   SOLE   1,119 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 321 1,154 SH   SOLE   1,154 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 2,036 78,965 SH   SOLE   78,965 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104 338 22,375 SH   SOLE   0 0 22,375
BOOKING HOLDINGS INC COM 09857L108 411 188 SH   SOLE   188 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 853 12,773 SH   SOLE   12,285 0 488
CVS HEALTH CORP COM 126650100 213 2,551 SH   SOLE   1,900 0 651
CISCO SYS INC COM 17275R102 486 9,164 SH   SOLE   7,064 0 2,100
CITIGROUP INC COM NEW 172967424 273 3,855 SH   SOLE   831 0 3,024
CLOROX CO DEL COM 189054109 207 1,149 SH   SOLE   1,149 0 0
DANAHER CORPORATION COM 235851102 1,602 5,970 SH   SOLE   5,970 0 0
DISNEY WALT CO COM 254687106 972 5,530 SH   SOLE   4,776 0 754
DOCUSIGN INC COM 256163106 280 1,000 SH   SOLE   0 0 1,000
DUKE ENERGY CORP NEW COM NEW 26441C204 1,003 10,165 SH   SOLE   10,091 0 74
EXELON CORP COM 30161N101 821 18,535 SH   SOLE   18,535 0 0
EXXON MOBIL CORP COM 30231G102 369 5,853 SH   SOLE   2,064 0 3,789
F N B CORP COM 302520101 413 33,498 SH   SOLE   12,012 0 21,486
FACEBOOK INC CL A 30303M102 416 1,196 SH   SOLE   1,146 0 50
GABELLI EQUITY TR INC COM 362397101 208 30,100 SH   SOLE   30,100 0 0
GABELLI EQUITY TR INC RIGHT 07/14/2021 362397218 4 30,100 SH   SOLE   30,100 0 0
GENERAL MLS INC COM 370334104 270 4,428 SH   SOLE   4,428 0 0
HOME DEPOT INC COM 437076102 906 2,841 SH   SOLE   2,797 0 44
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 23,753 157,584 SH   SOLE   156,994 0 590
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 353 2,339 SH   OTR   2,339 0 0
ISHARES TR CORE S&P500 ETF 464287200 301 700 SH   SOLE   700 0 0
ISHARES TR CORE S&P500 ETF 464287200 399 927 SH   OTR   927 0 0
ISHARES TR IBOXX HI YD ETF 464288513 335 3,810 SH   SOLE   3,810 0 0
ISHARES TR PFD AND INCM SEC 464288687 461 11,708 SH   SOLE   1,238 0 10,470
JPMORGAN CHASE & CO COM 46625H100 491 3,154 SH   SOLE   1,213 0 1,941
JOHNSON & JOHNSON COM 478160104 1,042 6,328 SH   SOLE   6,241 0 87
KROGER CO COM 501044101 465 12,140 SH   SOLE   9,640 0 2,500
LILLY ELI & CO COM 532457108 1,199 5,224 SH   SOLE   2,345 0 2,879
LIVE OAK BANCSHARES INC COM 53803X105 6,628 112,344 SH   SOLE   0 0 112,344
MASTERCARD INCORPORATED CL A 57636Q104 219 600 SH   SOLE   410 0 190
MCDONALDS CORP COM 580135101 595 2,574 SH   SOLE   2,374 0 200
MICROSOFT CORP COM 594918104 2,503 9,239 SH   SOLE   8,998 0 241
NIKE INC CL B 654106103 1,378 8,920 SH   SOLE   8,920 0 0
NUCOR CORP COM 670346105 1,543 16,086 SH   SOLE   16,038 0 48
NUVEEN QUALITY MUNCP INCOME COM 67066V101 248 15,504 SH   SOLE   0 0 15,504
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 529 35,006 SH   SOLE   35,006 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,698 8,902 SH   SOLE   8,720 0 182
PAYPAL HLDGS INC COM 70450Y103 1,551 5,322 SH   SOLE   5,322 0 0
PAYPAL HLDGS INC COM 70450Y103 291 999 SH   OTR   999 0 0
PEPSICO INC COM 713448108 1,487 10,034 SH   SOLE   10,034 0 0
PHILIP MORRIS INTL INC COM 718172109 206 2,076 SH   SOLE   541 0 1,535
PROSHARES TR PSHS ULT S&P 500 74347R107 24,589 206,040 SH   SOLE   205,235 0 805
PROSHARES TR PSHS ULT S&P 500 74347R107 364 3,052 SH   OTR   3,052 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 2,991 41,656 SH   SOLE   41,464 0 192
PRUDENTIAL FINL INC COM 744320102 1,367 13,344 SH   SOLE   13,258 0 86
SPDR S&P 500 ETF TR TR UNIT 78462F103 899 2,101 SH   SOLE   1,551 0 550
SPDR S&P 500 ETF TR TR UNIT 78462F103 400 934 SH   OTR   934 0 0
UNITED PARCEL SERVICE INC CL B 911312106 260 1,250 SH   SOLE   250 0 1,000
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 3,879 27,188 SH   SOLE   27,084 0 104
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,081 12,911 SH   SOLE   12,872 0 39
VANGUARD INDEX FDS VALUE ETF 922908744 839 6,101 SH   SOLE   6,061 0 40
VERIZON COMMUNICATIONS INC COM 92343V104 1,527 27,257 SH   SOLE   26,783 0 474
VIACOMCBS INC CL B 92556H206 407 9,000 SH   SOLE   0 0 9,000
VISA INC COM CL A 92826C839 3,391 14,503 SH   SOLE   14,152 0 351
VISA INC COM CL A 92826C839 328 1,401 SH   OTR   1,335 0 66
WALMART INC COM 931142103 923 6,548 SH   SOLE   6,548 0 0
QUOTIENT LTD SHS G73268107 135 37,000 SH   SOLE   2,000 0 35,000
SPOTIFY TECHNOLOGY S A SHS L8681T102 303 1,100 SH   SOLE   100 0 1,000
ROYAL CARIBBEAN GROUP COM V7780T103 1,597 18,732 SH   SOLE   18,625 0 107