0001101215-24-000141.txt : 20240618 0001101215-24-000141.hdr.sgml : 20240618 20240618111557 ACCESSION NUMBER: 0001101215-24-000141 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20240618 ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20240618 DATE AS OF CHANGE: 20240618 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BREAD FINANCIAL HOLDINGS, INC. CENTRAL INDEX KEY: 0001101215 STANDARD INDUSTRIAL CLASSIFICATION: PERSONAL CREDIT INSTITUTIONS [6141] ORGANIZATION NAME: 02 Finance IRS NUMBER: 311429215 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-15749 FILM NUMBER: 241050564 BUSINESS ADDRESS: STREET 1: 3095 LOYALTY CIRCLE CITY: COLUMBUS STATE: OH ZIP: 43219 BUSINESS PHONE: 6147294000 MAIL ADDRESS: STREET 1: 3095 LOYALTY CIRCLE CITY: COLUMBUS STATE: OH ZIP: 43219 FORMER COMPANY: FORMER CONFORMED NAME: ALLIANCE DATA SYSTEMS CORP DATE OF NAME CHANGE: 19991217 8-K 1 bfh-20240618.htm 8-K bfh-20240618
false000110121500011012152024-06-182024-06-18

SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported):
June 18, 2024
Image_0.jpg
BREAD FINANCIAL HOLDINGS, INC.
(Exact Name of Registrant as Specified in Charter)
Delaware001-1574931-1429215
(State or Other Jurisdiction
of Incorporation)
(Commission
File Number)
(IRS Employer
Identification No.)
3095 LOYALTY CIRCLE
COLUMBUSOhio 43219
(Address and Zip Code of Principal Executive Offices)
(614729-4000
(Registrant’s Telephone Number, including Area Code)
NOT APPLICABLE
(Former name or former address, if changed since last report)☐
Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act
Soliciting material pursuant to Rule 14a-12 under the Exchange Act
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading symbolName of each exchange on which registered
Common Stock, par value $0.01 per shareBFHNYSE
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company   
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    [  ]





Item 7.01 Regulation FD Disclosure.

On June 18, 2024, Bread Financial Holdings, Inc. (the “Company”) posted an investor presentation to the Company’s website (at www.breadfinancial.com) on the “Investors” page under “About Us—Investors—Events & Presentations,” where the Company routinely posts announcements, events, presentations, news releases and other investor information. The investor presentation may be used by the Company’s senior officers in connection with an investor day hosted by the Company’s executive leadership team on June 18, 2024, as well as in communications with investors, analysts and other market participants. Information on the Company’s website does not constitute a part of this Current Report on Form 8-K.

Item 9.01 Financial Statements and Exhibits.
(d) Exhibits

Exhibit No.Document Description
104Cover Page Interactive Data File (embedded within the Inline XBRL document).

The information contained in this report shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such a filing.



SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Bread Financial Holdings, Inc.
Date: June 18, 2024
By:/s/ Joseph L. Motes III
Joseph L. Motes III
Executive Vice President, Chief
Administrative Officer, General
Counsel and Secretary

EX-101.SCH 2 bfh-20240618.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 0000001 - Document - Document and Entity Information Document link:presentationLink link:calculationLink link:definitionLink EX-101.LAB 3 bfh-20240618_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Entity Central Index Key Entity Central Index Key Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Trading Symbol Trading Symbol Entity File Number Entity File Number Pre-commencement Issuer Tender Offer Pre-commencement Issuer Tender Offer Soliciting Material Soliciting Material Entity Address, City or Town Entity Address, City or Town Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Local Phone Number Local Phone Number Entity Address, Postal Zip Code Entity Address, Postal Zip Code Written Communications Written Communications City Area Code City Area Code Cover [Abstract] Title of 12(b) Security Title of 12(b) Security Document Type Document Type Amendment Flag Amendment Flag Security Exchange Name Security Exchange Name Entity Registrant Name Entity Registrant Name Entity Emerging Growth Company Entity Emerging Growth Company Entity Address, State or Province Entity Address, State or Province Document Period End Date Document Period End Date Pre-commencement Tender Offer Pre-commencement Tender Offer EX-101.PRE 4 bfh-20240618_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 5 bfh-20240618_g1.jpg begin 644 bfh-20240618_g1.jpg M_]C_X 02D9)1@ ! 0$ W #< #_VP!# (! 0$! 0(! 0$" @(" @0# @(" M @4$! ,$!@4&!@8%!@8&!PD(!@<)!P8&" L("0H*"@H*!@@+# L*# D*"@K_ MVP!# 0(" @(" @4# P4*!P8'"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H* M"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@K_P 1" !4 F(# 2( A$! Q$!_\0 M'P 04! 0$! 0$ $" P0%!@<("0H+_\0 M1 @$# P($ P4% M! 0 %] 0(# 01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D* M%A<8&1HE)B7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#]_*:[84\T M&1!U-?//[9G[8B?!Z"3X??#N]LY_$EQ;'[4\BE_[,5P-K$8V^858LJL3@ ,R MD,H;HPV&K8NLJ5-7;_J[//S3-,'D^#EBL5*T5][?1)=6ST3XS_M*?"7X'VXD M\:>(XS>,H:#2K+$UU+GH=G\(Z_,Q5>.N>*^4?B/_ ,%'_C!XDFFM? &C:?X= MM6QY,S1+=72$,#DL^8N<8(\LX!."3AAX%KWB36/$^LW7B#Q%JLEW>WDQENKF M9LL['^GH!QV["JBR(YPIK[;!Y#@\.E[5<\O/;Y(_ \[\1,[S2;6%;HT^G+\3 M]9?_ "-NVIU6O_&_XQ>*H)K7Q+\3]?O89Y"\EO-JTOE[B@ P.PKG M?[6U:.];48M4NH[B08>=;A@[# XR#GLOY#'08ASFBO:C2IPTC%+T2/AZF*Q= M:7-4J2;75MM_BV=AX;_:(^.WA&[M[G0OBUKR+:QM';V]QJ,D\"J5VX\J4M&< M#IE3C'&*]L^%?_!2GQSI=[#9?%KPS:ZI8JB(U[IJ^3=+@89RI.R0GKM'EC)/ M. !7S'17)B,MP.*5ITUZI6?X'K9;Q/GV5U%*AB)6[-W3]4]#]3OAK\7OAY\7 M-(;7/A[XIM=2MHY"DWEL5DB8$C#QN RYQQD#(P1D$&NH61-H.\<]*_*#P!\1 M/''PJ\41^,O &N36.H1JT>Y<,DL;?>C=&!5T/!P1U"D8*J1^@G[+7[3^@_M# M>')/,CAL=#V+?'9IDM3 _O(/FA^*]?\S]NX M1XZP_$$OJV(7)7[=)6_EOU\G\F];>NT4B'* ^U+7AGZ %%%% !11D9H!!Z&@ M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **,XZT M!@>AH **** "BBC..M !12;E]:7(H **,T4 %%%% !1110 4444 %%%% !11 M10 4444 %%%% !1110 4444 %%%% !11N'K10 4444 %%%% !102!UJ-+B%T MWK)P,@^V* )**;'*DR"2-MRMR#ZTZ@ HHHH \V_:<^-$7P'^$][XQ@$]_P#!1KXCWGBCXV1^!$N)OLOARQC5H) FS[3,HE9UP22/+,*_ M-@AE; P7VG]^GRT/T2_9._9H\$?"7P!INNRZ%;7'B+4K&*;4=2=&+J6RZQIO/[L*' MV\!2VT$Y.,=#^T'^SIX)^/'@V;1-8L(;?4EC;^R]:2W#363<_GQKC>>!GS%P_' W$9RIKU& M5/,3;C\Z^.Q%;&4\=*4Y-33[G[AEF!R?%9#2I4:<71E%65M&FM?GW>]S\E_$ MWAG5_!GB&^\)Z_'Y=]IMW);74?/WT."0<#<#V(Z@U1SSC%?5G_!2;X$0:7(D3D9 Q!/]WC@>6Q+ ?ZK R23P_P"P]\"?@U\<-4U2S^(= M[?7%]IRQS0Z5'>>3%3;@Y.R<=UTWMT[JR/"MXHW>U?HK'^P;^RPRD'X8J6_O?V MU??_ !^O-_C+_P $T/".H1R:U\&/$4VDW*JNW2=2F::U? PLA!D0GYF)8OD MX'RCIRT>(LOJ5.62E'S?_ /7QGACQ%A:+J4W"I;I%M/Y)K7[SXSK=^&?Q'\5 M_";QI:>.O!U^8;VU;HV3',G\44B@CA'<,,@@@@D$&J8/%>Y*,*U.S5TU]Z9\#3GB,'B%.+<9 MP?HTU^7S/U;^'7Q!T#XF>"-,\=>&Y6:SU.S2:/=MW1DCYHVVD@.K95@"<%2* MW:^0O^"8?Q,::TU[X1W]W([6Y&IZ;&S%@L9(CF .. &,9QZNWN:^O1G'-?F> M/POU/%RH]MO3H?U5PWFRSO):6+ZR5G_B6C_%77DPKD_CWXVUGX:_ WQE\1O# MJ0MJ'A_PKJ&I6*W49:-IH+:25 X!!*EE&0""1W'6NLKSO]KS_DT_XG?]D]UK M_P!(9JY8_$CVI?"S\$U_X.P/^"EA7(^'OPB.?[WAG4/_ )85^]'['7Q9\3?' MO]DCX6_'/QI;6<.L>-/AUHFNZM#I\31VZ7-W80W$JQJS,RH'D8*"S$# )/6O MXX8_N+_GM7]>W_!,YL?\$X_@ ,?\T3\*_P#IHM:^CS["87"TX.E%1NW\]#Q\ MKQ%:M4DIR;LD>X45DW/CKPG9>(H_"%YXBL(M6GA\ZWTR2\07$T?SY9(L[V'[ MM^0/X&]#C4W^U?-'M)\VPZB@$GM32V#B@!U%-W9H,H'6@!U%&>,TW?[4 .HK M#\1_$SX>^#[^/2_%OCC1]+N)8_,CAU'5(H&9L^'-6M=0LYMWDW=E<++%)ABIPRD@X((.#P013LP+E%&:*0!12%L'%9OB3Q M=X?\(67]I^)M7M=/M0RJUU>W211AB< ;F( )/J1UH TZ*JZ5K.FZYIT.KZ1> MPW-K421RH>0RL."".015C?[4 .HI%;-*3@9H **:TNU"^W\*SM+\ M8>&M9U.ZT33=6D-RK2V^1D;TSN7(Z9'- 'C_P#P4K_:.\?_ +(W M[#/Q&_:1^%UKILVO>$=%6\TZ'6+9YK9V\^-")$1T8C:YZ,ISWK\0F_X.O_\ M@I8P^3P!\(N.?F\+ZAS_ .5"OU^_X+G'/_!)CXWX_P"A37_TJ@K^4I?N?\ - M?39)@\+B,+.52";3M^!XN95ZU/$04)-:?J?VRPLS1J7Z[>:=38?]6*=7S)[* MV"OB?_@LE_P5^\+_ /!+GX=:=9Z!X6@\4?$3Q=:W7_")^'IIBMO;B) /MEWL M^F6]YJFGPR6S%X9-RWZ;49"MP[Y:)BS+Z&6X>CB, M0W5^&*'],TLQ/N4?89M;3S+N,-&^YEFGV'AF7*@_J5_P4>_;.^+/[!/\ P3EU M3]IG3_ ZZ]XSTG2M,MI(+R/_ $.VOKAXH7N+HPD!84=V)V%0S;$#('WK],:1 MI]AIVEV^G6-K##;P0K'##!&%2-!PJJ H' ' %1^)/#/AKQEX;OO"/B_P_ M8ZKI.IV:/SQ_X(*_\%;OVFO\ @INGQ%L_V@O 7AO3_P#A M#UTR33M4\+Z;<6T,OVG[0'AE6:68"1?(####A^1T-?H]7*_"CX(?!CX%>'W\ M)_ _X1^%_!NE23F>33?"N@V^GV[R' +F.!%4L<#G&>*Z@OMZBN?$5*56O*5. M/*NW8UHQJ4Z24Y7?<=13=^.U!E ./ZUB;#J*;YG.,4X'-%P"B@DXZ4W?CJ*+ M@.HK-E\7^'(?$%IYV" MJBEF9CP .]5= \2Z%XITN/6_#>KVM_9S%A#=V=PLL4FUBIVLI(.&!'!Z@T 7 MJY#X]_$J]^#?P3\7?%RP\-7FMS>%?#&H:Q'H>G+FXU)K:UDF%M%\K?O)"@5< M*>2.#T/6J^3C%#H'&"HH6X:]#\>O^"/_ /P<"?ME?MW?MRZ?^S9\9?@QX4D\ M.ZYHNH7G]I>#='O8Y-":W@,ZRW#O/.IMV*&WR54F6>$!\Y1_V'KBOAO^SO\ ML_\ P=\0ZYXM^$GP,\'>%=5\33^?XDU/PWX9M;&XU:7>[[[F2&-6G;=)(V7+ M'+L>K'/:UTXJM1K5N:E#D5EH8X>G4IT[3ES.^X44TR8ZB@RA>6KF-F[;CJ*: M'!YHWB@ ?'0U^(/_ 5O\:^,]&_X.,?V??"FD>+M4M=+N]9\!K=:;;ZA(D$X M?7G5@\8;:VY?E.0?F/\%?XD?NC"H5,"G4V+[E.KRST HHHH _*GXR:Q#XB^+_BK7[4M MY-[XCO9H1(/F"-.Y7([<8KG:U?B#IMYHWQ US2=1A\NXM=8N89X]P;:ZRLK# M(R#@CMQ657ZQ12C1@EV7Y(_CS&RG+&U92W1_\ JK]! M_P!A;X]2?&/X71Z+KMXK:WX="6E[NF9Y+B';^ZN&W$DE@&5B226C8\;@!\KQ M)@=L5'T?Z,_7/"_B"W-E59_WH?\ MT?R:^9ZWXY\(:-X]\*WW@[Q%!YECJ-K M);W48ZE&4@X/8C.0>H(R*_-^UG\?_LB_M!X?S$O-!U+9+&DJJNHV9(Z_>4++ M$Y+6Q6!CF.$TKX=\R:W:5FU\K77 MS[GT1X1\2Z/XQ\.V?BKP_>)<6.H6L=Q:S(" \;KN4X(!'!Z$ CN!6@R;NIKY M _X)N?'OR89O@#KMSEE\R\T&221>5R#-",D%FR3*,!B1YI)&%S]?QL67)KS\ MPPG%M6T1HQ?-&&+361)!X /*,P?=QA!)G/&/AY?NU^G_ .TF8S\ ?&QN658U M\*W^UFQPPMW*]??'XU^8"G*YSGWKZWANM4J8.4)?9>GHT?C7BE@,/AU?HT.!BOS?_85#?\ #5?A7C^*\_\ 2&XK](*\CB:RS"-OY5^;/M/"N4GP M_43V565O_ 8_K<*\[_:\_P"33_B=_P!D]UK_ -(9J]$KSO\ :\_Y-/\ B=_V M3W6O_2&:OGX?$C]*E\+/XW8QF-?P_E7UY^T-_P %I?VQ?BI\"? O[+/PR^(V MI> /A_X,^'>B>&KC2?#ETT%QK,EGIZVL\]U=H%E>.;+C[*K"+8$#I(R[S\A1 M\1KC_/%?M[_P;W_\$0?@;XW^#VD_MT?M?^$-)\9S>)(9W\"^"]4A2[TVSLP[ M0_;+N%U,<]PY679$^^.-"KD&8@6_Z!F5;"X:G&K65[/1>;/E,)3K5IN%-VNM M?0_$2621W:6XE+.S99G;)8GJ23WKZK_8-_X+)?MQ_L$^*-'M?!/QW*@R!3(LR@HW].7C3]D#]E/XA>' M%\%^./V:? .KZ0-NW3=1\'V4T*[1A2$>(A2!T(P1VK^>/_@O;_P20\'?\$V/ MBOX>\<_ BXO&^'/CW[9_9VEZE>&>70[V%U9K,2LN9(#%+'Y)=FE(BE#LVSS' MX<+FF#S2?U>I3M?:[NO^ SJK8'$8./M(2^?4_?W]@K]M[X2?\% OV:=!_:.^ M$M_$D.HQ+!KFBFY\R;1-36)&N+"8[5)>,NN&V@.C)(HVNI/YA?\ !WAXR\9^ M#Y_V?'\(^,=5TG[3_P )7]H&EZC+;^;M_L?;N\MANQN;&8A)9 MHT4^]?\ !XAG?^SMG_J;?_<-7FT<&L'GD:>\=6O2S_(ZZF(EB,M<^NB?WH^) M?^"27_!2G6OV&?B-\5OC[\0/&.I>(+ZU^#=[9>#- UK5IIXK_6I]6TI(%V-( M,A%\V:3:5?R89MIS@'YZ_:E_;0_:G_;2\83>-OVG?C7K?BRXDF$EM8WTRQ6% MD0@0?9[2$);P?*.3&@9B69B78L%?V;?@]I\-QXB\7:I M]CL/M4QC@@4(TDMQ*P5F6**)))7*JS;(VVJQP#_0=^SI_P &PG_!,WX8^"H= M*^-?@[Q!\3-M>)KRPC%PL>)C;0:?+#Y4+OEECE:9T&%\QL%F]C% M8G+\MQ'M)QO)K9):)'GX>EC,73M&6B\]S] ?B%\0O!WPI\!:Q\3/B'X@M])T M'0-+GU#6-2NV(CM;:&,R22-@$X5%)X!)QP":_G<_X*6?\''W[5/[3WBW4O ' M[(?C#5_A?\.8V:WM[O2<6VO:NHEC9+B6[&9+/_5_+';.AVRR)*\H(5?N;_@[ M"_:=U;X7?L>>#?V;?#6IZE97/Q.\233ZI);PQ&WNM+TU87EM979O,1FN;JQD M4(N&6WD#.HPDOXH_L&? GX0_M'?M5>%_A;\?_C3I/P^\"S7#W7B[Q5JVK6MF MMM91*7,44ETP3SIF"PIQ)L,GF&-UC93YF38'#_5WBZROO9>GEU?8[LPQ-3VR MHP=N_P _,\Q@M_%WC_Q$R00ZGKFL7A9Y-JR75S<,!\S'[S,<#GK@"NE^ 7[2 M7QY_9:^(%M\3OV>OBSK?A'6[66-_M6BWS1K,$;9 \$Q)B_>OLA:02#&TANNGG7M*GLYT'R/35-V^5CGE ME_+3YX5$Y?UU+W_!"W_@NBO[<[+^S+^TW+8Z?\5]/L=VE:DLB0Q^,8HUD::6 M.%$6.&ZCC19)(8SAP9)(TCCC=(OT[,H4#<5&?>OXOOA1\3_&?P.^*OAWXR?# MK45L]?\ ">N6NKZ+=,BRI'=6TJS1EE8;9%W( 5(PP//&:_I\_P""C?[=D'PW M_P""/WB3]M'X8ZE<64WBSX=Z?)X)NH+DPW5O/K*P16MQ$6VMYL(NEG # 0, M<<$5YF;Y7&CBH>Q5E-V2[/3\-3NP&,E4HR]IO'\4?"G_ 7!_P"#ACQ_X-\? M>(/V,/V%=6M=/FT^W-AXN^)UC=+/,EPVQI+?2Y(G*Q-&-T+SL#(LC2"+R6A$ MS?C-\0OB;\1/BQXIN/&OQ3^(&M>)M:NF_P!(U7Q!JDMY M-3$D^[OT1YT88C,ZCN]$?S6_ /]I[]H/\ M99\:VWQ#_9V^,6O>#]:M9EE6ZT74&C2;:RN%GA),5S'E1NBF1XW'RLK D5[# M^WE_P5"^/'[>'C+P7\3_ !7KNH^'?$'A_P"']KX>UX^']4EM[;5[J"\O)6U# MRHBJPO)'/"K1C(W1L5VJ0B_TF?M7?\$S/V)_VO\ X;:A\//BS^SUX;:2[L_( ML?$6CZ/;6>K:2VX,LUI=K'OB9'"OM^:-]NUTD1F1OY@/^"@?[&7B[]@/]K3Q M=^S!XMUZVU3^P;N.32=4MS_Q_:?/&LUM*R]8Y/*=1(G(60.%9U =G@<=@\QK M7]G:,?&.J:L+1/"?V7^T MM0DG\G<=9W;=[';G:N<8S@9R>:_1O_@I)_P48^#7_!-7]G:?XX_%2WN-4O+N M\73O"_AG3Y-MQK%^X)$0D*E845%>1Y7^550@!W9(W_,__@SO_P!;^T0/]GPC M_/6J^6/^#ES]J/Q5\&2SA/(P:\RI@8XW/ITWI%6;MVLOU9VQQ,L/ET9=7HO4\*_;=_X*U? MMO?M[>*=1UCXM?='\-WT206_@#PO?W%GHMO BL K6WF'SY&W.S2S&20[] MH81JL:_-]C?7&FW<.J65P\,L$BRP7$,A1D=3E75AR"" 017Z6?\ !OQ_P1M^ M&_\ P4$O_$G[0W[4&BW6I?#?PSJ"Z/8Z'9ZI]F_MG5-D4\BS212+/'!!#+"Q M"%#*]PF'(BEC?][M(_8Z_9-\/^!&^&&B?LR_#^U\-R0302:#;^#;%+)H9F8R MQF 1"/8Y=]R[<-N;(Y->AB6U/84Z=[;VLE^6IR4L!7QD?:RE;\S^8SX< M_P#!7G]JW1?V1OB)^Q)\7O&M]X[\&^.O#RV.E3>)-2EN+WPW-$8F0VTSEG:V M*0JAM6)53M:(QDR"7Y4"E4P3_":_9S_@X;_X(C?!3X&?""^_;P_8^\(0^%K/ M2;R%/B!X+L)&^P217%RL<5]9Q,Y%LZ2S+$\$06$QNKJL7DN9OQCR&3<.ZD_I M7;@:V%Q&'=6@K7>J\SFQ%.M1KQA4=[6MZ7/[9(?]6*=38?\ 5BG5^?'UD>"ETK4+'7O$VIV+M="[N)O. M5;2UE4@I*B[BRME<$$8K\4?AC^Q+^T;X\_X*,77["WA7XB:-8_$RW\9:QHDG MB1M8NDL6OK-;EKB47$<'GE)/(DPWD[FWC,&? MQ5X+^$/AW1M6UK2+^9A->VQL+>>:*9U21E9T'HS<+[/K?H?*O_ :: M>,?%GC3]F+XK7OBSQ+?ZE)#X^MXX6OKR28QK]AC.U3(S$#/O6E_P=@>*/%7A M/]C?X<7_ (2\2WVEW$GQ1C22;3[QX'=?[/O#M+*1QD X/&17-_\ !H=_R:Q\ M6O\ LH4'_I#'6I_P=R$#]BCX;DG_ )JFO_IMO*[.5?ZQ6LOB[>1RR;_LEOR/ MB?X(?\%%_P#@HQ^U%^RU\+_^"6?_ 38TGQ5<>+M,T2^U/Q]XRTS5VM-2E U M&YNUBBOY9U%A:1QO;1O.\D;2S2);J55E6Y]0L_\ @U&_;+^(XD\;_'/]LSPO M)XHU*9I=3F%K?ZJTK=G>YG$+NQ4#.4&#P,@9K[&_X-@/V6O _P )?^"=%A^T M';64W^HWCP!98;.SNI[*UM-P8[T'E33@X4AKMU(^4$_I%L'K4XK M,GA:\J6%2BDW=VNV^O\ P"J&#]M24JS;NMKZ(_FU^(_P]_X++_\ !O-XH\,^ M(K3XE-=_#R\U,B*WT:^N=5\)ZE,66:6SN+6X2,V]S*D?WE2&5D23R)B4D*?O M5^P=^V1\._V]?V8/#/[3/PUB-K:ZY:LFH:1-C1^GW[:/[8/P4_89_9]US]H7X]>(Y+#1-*MRL,%FHDO=1NG!$-I:1$CS M9Y&X )5% 9Y&CC1Y%_"-OVL/^"T?_!>SXOZQX-_9EU/5O!_@K3VDCO-)\.Z\ M^E:/I5A7*\-O&N]1VG_ <;?&_Q]^VI_P %-OA] M_P $W? %_':0>';[2=%BAU(M#;3>(-<:W99I&C:0M"EO-9(KF,.C&Z"A@X)_ M;#]DG]E#X-?L:? O0_@#\#_"[:9H>AVX5?.D5KB\F/S27-PZ@"2:1R69@ N> M%55"J*I^RRW"1JN*E4GJK[17?U8Y>TQE:5-.T8[VW;/Q?T7_ (-#OVAKGP_: MS>(_VN_!EK?/#&;RRL_#UW<0PO@;D21VC:11V9D4MCE1DBN?'PF_X+D?\$!= M1TWXQWVOMX^^$&E^7!KFE:3X@N]6\.113#:(9K:9$N-/=/(CVWJ1+$CO%&TK MB5X9/Z#=B^E5-=\/Z-XGT:Z\/>(--AO+&]A:&\M+B,/'-$PVM&RD$,K*2"#P M02*Q6JLE]UMBO[-HQUIMQ?>_YG\S?_ 6T_P""C&C_ +9GQ[^& M7Q]_9U^).K:19ZC\%],BU_0--UN9&T;5EU+4SZCJU M>?>Z/YJOV4/^"G-Y^P!^W]^TA\9O'>MZOKUQ_8?BC1? ?AV\NIKBSN-:?7;5 MK99%\P"*)4BF=V!4^6CJK;F53ZAX<_X)A_\ !9[_ (+8WR_M*?M6_%U?!O@S M7KN2_P##FD^++RYCM[6V<,J-IFC1;A!"1%"-UPT4LR;)BUP6\QO)/^":_P"S M!X;_ &J_^"].H^#_ !SX5FU?PYH'Q*\1>(M76AZP DT M+(;-]^R5T(,VTRQL/LX\L22,J'Z%_P"""O\ P6Y^,/Q=^+%G_P $^_VVKJXU M'Q='9R67@WQ5J%D\>H7<]HL\D]GJ;LWSSK#& DI17!_%9TVQTM;=+.XDU6&TG) MVL1*\L]C)=/)A"SW+Y#'+OAAL1_:D9T:Z5U%M2LDTUZ=#2M1C@>6I2;2O9J] M]S]_UF!52^%8C[I-?E%_P69_X.#KG]F;XA77['W[#MMIVN?$2W5K3Q-XNFC- MW:^'+MP56TMX "MU?(2"V_=%"^V-DF?S8X?OC_@H-^T#=?LI?L3_ !,_:#TO M7+'3]0\+^#;VYT.XU15:!M3,?EV,;AF7?ONGA0)GR.0\'_\$)?^"RG_ M 4LUFV_: _;>^-/_"-_VE(\L$7Q&UJXNM4M[:>,W2F#38%:*QB,LQ0VA>U: M B0>2BJJ/M^,O^#6C]OGX&:=_P +2_9>_:KT+5/%FAL;O3;?2[B[T&_WQJ9$ M%E=!F59V=453(\2@G)E4"OWT@@CACV1YQ[T\(!5?VUC>;W>51_ELK$K+2@+%J%FQ5)C?&1G9'EF\VY#QJO[A0.9(5<_P 2@],5\Y_MI?\ !*W]CG_@ MH'\0/!_C[]J'P!=:U+X-6[BM;6SU.2SCU&"= /(NGAVS/''(!*BK(F'W9W)) M(C_0NC:-I'AS1[3P]X?TNWL;"PMH[>QLK.!8H;>%%"I&B* J*J@ * !7+ MC*V'Q#C.G'ED_B72_D;8:G6HWC-W73O\S\1O^#6WQIXV\7?M<_'2Q\4^-=7U M**WT*%K>/4-2EG$+?;W&5#L0./:OVA^*'Q4^'WP7^'^K_%'XJ>+[#0= T.QD MO-5U34;@1Q6\*#EB?R R6) )(!_$W_ (-2O^3Q/CU_V (?_3@]=W_P=M_M M9:SX>\"?#?\ 8S\*>)O)M_$LMQXC\:V,:SH\UM;ND>GQNPQ')"\_VJ0QD.PD MLX'(3"EO2Q>%^MYPJ4=+I?+W4VVUJ^M8I@1>7NIR,BZ4N$0!(IHUWS&%IK MCS(U.AH7_!IC^UUXOC;7_BY^UUX.M=;NYF:X6SL;[4@1CAFGD$#%NV-F!@8) M%?J=_P $E?\ @GW\./\ @GY^R'X;\ :)X8AA\8ZUI=KJ/Q$UIANN+_56A!DC M+E$/D0%FBA3:NU068&6261_J#8*SJYH\/)T\)%1BNMDV_-LJG@55CSUVVWYZ M(_ /Q'^PQ_P79_X(FZ9::ME"80SWVDW M01U#PC$DEGYCP10,WG0B,2#S'_@L1_P5WT3_ (*(_ WX#_$#X6ZEJ?@KQ9I$ M_BBV\>>%]+UJ4?9Y&.E_9IA(FPRPR*DK(6&5(E3G86;^DB:".1<..^:_FA_X M.*_^"??PX_8>_;&T[Q-\#O":Z'X)^)6DS:K9:/:QLMII^I12[+VWME(VQP_- M;S")3MC-P418XUB4=F5XFCCL7%5HKG5[-*U]-4U^*9SXRC4PM%^SD^5[IN]O M0_?7_@F]?WVJ_P#!/3X$ZMJ=Y+<7-U\&_#$MQ/-(7>1VTJV9F9CDL2222223 M7Y,_\%@/^5E#]G7_ +#?P_\ _4@>OUA_X)G_ /*.3X _]D5\*_\ IHM:_)[_ M (+ ?\K*'[.O_8;^'_\ ZD#UPY7_ ,C"IZ3.C&?[I#UC^A^Z,7W*=38ON4ZO M'/2"BBB@#\T_VPO UWX$_:%\16MQ&WEZE>-JEK(T97S$N&,A(Y/"N9$R#@E# MTZ#S.OM+_@H]\#G\1^%K/XS:)"S7FAP_9]4C7)\RU:3*L/\ KF[L3QRKL2?E M%?%M?I.48I8K+X.^L59^J_X%C^7>,\IJ91Q!6A:T9OGB^ZEK^#N@(SP:[S]F MSXR7OP)^*]CXUA>0V3;K;5K>/!:6V?&\+N_B4A7 &,F, D FN#I&SV]:[JU* M%>DZ<]GHSY_!8NO@<7#$47:46FGYK^M?(_6_1M4L]9TVWU/3KV.XM[B%98+B M)PRR(P!# C@@@YXINMZ5INMZ?-I6KZ?'=6MS"\-Q;S1ADDC<;65E/!!!((/4 M&OFK_@G/\$KCX/:Y:_,L7AJF"Q,J4NC_#HS^K,ES7#YYE=/%TMIK5=GLTUZGYI_&/PCKW[+'[ M1$TOA=FM5T^\34M!N&W%7M\[D3GF0+\T;9^]ANQK]!/@Q\3=(^+_ ,--)^(> MC-B+4K??FN'Q=+@' MB:MAZ[:PM9.<>JB]=%Z?#;MRM[GTO_P42^-\'@GX:GX5Z7-G4O$WR7&R09@L MU(+D@<_O"/+ (P1YG.0 ?A5 %7:!6CXM\7>)_B!XAN/%_C76IM2U2[8&YO)\ M;G( ' '"C &% P *S\JO+L% ]?\ /7]/IUKZ#+<"LOPJI]=V_/\ R7^9 M^;\5<05.),V>)LU!>[!=4O/S;;;/H/\ X)N_#U_$_P :;SQU+N\KPS8,T?S$ M9N+@/$F>,$>7Y_?@XK[U'2O%_P!B;X)7OP9^$44>N12)JVM2+?:A#,QS 2H" M18[%4 R.S%AR *]H&<=_M>?\FG_ !._[)[K7_I#-7HE>=_M>?\ )I_Q._[)[K7_ *0S M5YL/B1]5+X6?QN1\Q@?YZ5_5Q_P1%^,WA'XW?\$P/@]K?A.6QW:%X/MO#FJ6 MUDW,%WIZBUD$@(!61Q&LI!'(F# E65C_ "CQ_P"K'T_I7T=^P#_P54_;*_X) MM:U?2_L[>-[&30=7G$^M>#?$FG_;-,OIEC9$F(5DFAD4,,M!+&7\N,2;U15K M[S.,#/'4%&&Z=UYGR^ Q$<+6YI;-:G];.,\U^/?_ =S_'SP58_L]_#']F6" MXCF\0:MXS;Q/)'#=*7M;.SM;BT!EC'S!99+YMC' )M90,[6QXSXV_P"#NS]H M'4_!JV'P^_9"\*Z/X@\MPVJZIXFN;ZUW%_E86R1P,,)D8,I^;#=!L/Y@?M%_ MM,_'C]KCXI77QG_:*^)5]XI\37T$4$^I7JQ1*(HUPD<<4*I%!&.3Y<:*NYF; M&68GRWUW9]8H8])O/E?!R(Y&98B6X/F8&22*^W_P#@\1^_^SK_ -S; M_P"X:N^_X-B_^"8'B_X%>$KG]OSXR6,UAK'COP__ &?X,T.XAEBFL]*><22W M,\T MOM4CM7-M!<3KI;PP22 ;5DD2"X9$8@NL$I .QL?CM^SW^S]\7/VJ/C!H_P MO@-X477/%WB!YDT?26U*VM/M!B@EGD'FW,D<2XCB<_,XR0%&6(!_J,_X+!_L M$0?\%$/V*==^"VCHB^*M,E&N>!)YKAHXDU6"-T1'.X)MEBEF@)?(3SO,P2@K M^6?4M,^+'[.?Q;^P:E!K7@_QKX-UQ'QB2TO](U"WD#HZD@-'*CJK*PZ$ BO: MR+$>TR]THM*4;[^;NGZ'FYE2]EBN=[2M_P $^KO^(=C_ (+&]_V/O_+^\/?_ M "?0/^#=C_@L=_T9^1]/B!X?_+_C_KZD_9P_X.UOCAX,\(Z=X8_:;_9KT[QM MJ%K!#!=>*- \0#29KK:"KW$EJ;>6-IFX8B-H8]V=J(I 7F?VU?\ @Z>_:0^. M_P .-6^%W[,/PEB^%<>K6KVDWBS_ (2![[6(HF+ O;,L44=I(R$+O"R/'EC& MZ.$D2HU<^=3E<(^O3\P]GE?L^;F?H>!-_P &[7_!8YCN;]C\_P#A?>'_ /Y/ MK]0?^"M_P)^)7A/_ (-QO"_PP\4Z!]E\0?#GP3X(B\5:2)EF>VDM$L[.Y16A M+I)Y- MH)!:ZIH&GQ!5DOK^7:8KF&,;%W2>7-))(JF6:65(V_8K]H#X%^ OVEO@IXF^ M ?Q.L3<:!XMT.XTS4XXU3S%CE0KYL9=6"RH2'1\'8ZJPY45Y68XW'4\936(2 M]QIZ=5H=N%P^&J8>;I-^\K:G\AO[*?Q8TKX!_M1_#?XZZ]9R7%CX+\?:/KUY M!$V&DBL[V&X=0<'DK&0.#]#TK^Q?PIK>B>)?#MGXB\,ZK:W^FZA:QW.GWUC< M+-!'I+>ZTJ^ MD_LK4O("V^LV!<^1>P%68>7*FUMNXM&2T;X='4?3'_!/S_@X2_;4_83\!VOP M:O+;2_B)X)TVW2#0]#\3,\5QI$2;]L5M=PX?R\NH\N83!5B18_* 8-Z6;8&6 M94X5:#O9?>GV./+\3'!RE"J?TY2,BC@_"W[0JK)K4EU_;FHP@-$W[EIXH[=2VV56+V\AVR_*490Y_+ M_7]0\0:YJDWBCQ3>75U>:O-)>37U_<-)->NTC>9.SM\TA,F_M5^=?_!9SP9K M7@3_ (*G?''0=>U?4+R:;QU<:C'-J6[S%AO$2[AC7<3^[2*:../MY<:8 & / MT4_X,[_]9^T1_N>$?YZU5G_@Z!_X)<^.?&&JV_\ P4:^">A2ZE%I^CK8_%#2 M[/8TCBDVE1/(D4L13P_$%2,W9227SLF.I1E6RR# M6ZU/1?\ @T=^)O@*[_8R^(?P9L]?5O$VE_$^76=0TC#[H;*[T^RAMY@2-I5I M+*Y7"DE3'E@-Z%OUH8X&:_CG_9%_:]^._P"P[\;+'X^_L[>,'TG7+.%[:XC< M%[;4;1V1I+2YBR!+"Y121D,K*CHR2(CK^E7AC_@[L_:(M?"J6GC?]D7PCJ&N M"5&DU#2?$EW9VI4%]P^SR),XR#'SYIQM8X.X;<,RR;$U,5*K15U+7>QK@\QH MTZ*A4T:\C]$/^#ACXM>!_AG_ ,$I/B9I?BO6+>.\\41V.B:'8R7&R2]NIKR% MBD8_B*PQS3$?W(6K^7CC9\J;?E.%XXX]J][_ &^O^"D_[4__ 4A^(UOX]_: M*\4V@L]/@$6A^%=#@>WTG2EP [0PO)(QDD(W/+([R'A-VQ$1? \!5VJ,84X% M>QEF!G@<(XS>KU9P8O$_6L1&2V6B^\_MDA_U8IU-A_U8IU? GU$?A&2_TK^= M3]DG_E:/&G_HO5*]C*?AK_ M .!GG9A\5/\ Q?HC^BU/NU\C?\%X/^42/QK_ .Q?M?\ TX6U?7*?=KY&_P"" M\''_ 21^-8_ZE^U_P#3A;5Y^#_WJGZK\T=M?^#+T?Y'R'_P:'?\FL?%K_LH M4'_I#'6I_P ''_\ !3,G_AW'\??^R+^*?_31=5^7?_!G>/E_:)'^UX1_]S-?J)_P4S_Y M1Q_'W_LB_BG_ --%U7Y>_P#!G;T_:*X[^$O_ ',UZ.&_Y$]?UB$9-8 M^(7PYL)H[[0-,LU>\\0Z,7\UH(5QF:>WD,DL=N.95GN$0/*T:-Y]_P $>_\ M@X\^$7B'X;:+^SG_ ,% O&DN@>*M)MTL]/\ B9K$S26.O+YFV(7G/,,#2J4M7!BD[I^I^P5%"U^)'A7XCZ%J7AUHXY5U_3]7AFL6C=497$Z,8RI61&!#"/AWI6B:WY\:JOVIYKK404PQ)7R=0@Y8*<[N-NUF_I$!RF? M]FOX]_VP_A]^TGH'Q!T?XS?M67+2>+/C)H$?Q :2?:)Y[;4+JY6*>1(T6*(R M>0TBQ)@)&\0VI]Q?["?X/PKV,XIQHX?#P3O9-77JCSLOJ.K6JR:M=H_"#_@W MF /_ 7-_:$!'_,L^+#^/_"3:=7[P5^#_P#P;R_\ISOVA/\ L6/%G_J3:=7[ MP5AG?^^+_#'\C;+?]W?^)_F!Z5^'_P#P6K_Y6+?V7?KX%_\ 4IO*_< ]*_#_ M /X+5_\ *Q;^R[]? O\ ZE-Y2R?_ 'J7^&7Y"S/_ '=?XD?>W_!?WP-XH^(G M_!(?XR^'_!VAR:A>V^DZ?JDD$;*I6UL=5LKZZERQ Q';V\TA&#;[]BKXD?"FSU5FUW2?BBVK:A8-"X:*TO=.M(K>0MC82\MA=KM!+ MKY.6 #(6_4GQ[X&\,?$SP7JGP\\<:);:EHFN:?<:?K&FWB;HKNUFC,^'OB#SH=/#3JMKXR\/>:"$,GED0Z MA:L8M^ K1R $[K>Y!ETP$?KF!J81?%=2CY]&O46*?L,5"N]K6?D?TH45\X_L ME_\ !5_]@[]M'P?:>)O@W^T)H,=]-:+->^%/$&I1:?K%@V$WQRVDK!CL>01F M6/?"S?G[>'@/]G3_@D3X@U;P_H]AX@:WM]6N='65?$$LN;=K^]@DMYFATR")Y90K) ME5/GR(LL<*P_M_X-'B=?".EKXUOK&ZUD:;!_:UUI=G);VTUUY8\UXHI'D>., MON*HSNRJ0"S$$G;$8.MA8Q=2RW5>I%'$4ZTFH=.O0_#[_ (-2_P#D\/X] M?]@"'_TX/7$?\';O@[Q)I_[:?PY\=7-E>?V3J/PO%E93/&PMVGMM0NY)E1_N MF0+=0%P.0'BSP17;_P#!J5_R>)\>O^P!#_Z<'K[Y_P""ZW_!.35/^"BG['Y\ M-_#+1+6X^)'@W4!K/@4W$D, O&QLN]/:>1&\M)X?F5=T2-<6]J9)%C1R/:J8 MB.'SQ2ELTD_G%(\Z-*5;+6HK6]U\F?77PQ\8>&_B'\/]%^('@[4H[S2=>TNW MU'2[R"5)(Y[>>-98Y$="RNI1U(96((Z$UT%?A'_P0K_X+H:+^S3HMK^P1^W[ MK^N:;8:/K1T[P?XRU@#R/#T.S:-,OPP$T5O'*FU)FWB(S>6_DP1*4_:KX8_' M[X+?&KPROC'X1_%KPSXHTLQF1M2\-Z_;7]LJAF4DRP.R<,CJ3G&48=0:\;&8 M.M@ZCC-:='T:/0P^(IXB%T]>JZH[)@2*_"G_ (.^/B+X5U;XG_ _X56,S?VQ MH>B:]JE_&=N%MKR:RAA8<[N7L+@<@#Y>">+?7L\P\K;'.T9,=D"LR2YG9"\0=HEE8!#_.[^WKXW_: MH_:F\36?_!17]HO3+JVTOXP:WJUOX'CNI%V0V.F-;QM;6\:JH%O#]I2$28!E MECG=]TGF.WJY'@ZGUJ->>B5[7TN[=.YPYGB(>Q=.+N^MNB/Z_ EGX%\/_ !,\,W^NZ;XBF\3+<6.E6L%I97<7V^62 M&$6IDBN+C+-F-&M53>S3QK7DQA*7PGHRG&.Y]+45^2OQA_X.OO@W\)?BWXI^ M%4W[''C"Y?PSXCOM):XO-:CLI93;W#P[WMYH!) QV9,3_,A.UN0:*[5EF.DK MJ#_ Y_KV$6G.OQ/U@UG2=.US2[C2-7LH[BUN8&BN+>9 R2QL"&5@>H(.".XK M\\?VO_V:-7^!7C5M9TJ%IO#>K7#MI\\<;8M#DD6SDDY(4<,22X!.,AL?HP>E M9/BOP?X?\9Z-<>'_ !1HEMJ-CH(!%7EF95,NK\RU MB]U_74\'BKAG#<2X'V?C;P=)O@W#)J^C_,[Z7+(IO+4 9PI)'G+P< ?O.5&'.6KYUU"POM(OYM*U6SEMKJ MWE:.XM[B,H\;J2&4@\@@@@^A&#S7W^%QF'QD.:E*_EU7JC^<S_/ND:WPS^(FM?"CQ]I?Q!T"1Q<:9=+*8U8J)H^CQ-@'Y64E3P< M9R 2!7Z>_#KX@^%/B7X3M/&?A#6(;RPO8@\,L9Y'JK#JK Y!4X((P:_*1N3C M%;'A3XA>._ 9F/@CQGJFC_:"#<+I=_) )<$D;@A .,G&>F2.A-<&;9.LQ2G% M\LE^*/HN#^,Y<,RG2JP!7YDQYQR*O\ B7Q9XG\7ZI)KWBSQ M'?:E=21A&N-0NGF<(&W!07)P,YX'K2:%X=U_Q5JJZ%X8T:ZU"]D9A':V-NTL MC8&3A5!/ ZGH.]:97ELK.%HX<26OAR*=9E9QG_CY97Z+_,^RX+ MX!K*M''9G&R6L8/=OHY+HENEUZV6CDC7;&J^BTZBBOD#]J"N?^+'@2#XI?"[ MQ)\,KK4)+2+Q%H-YIDEU$@9H5GA>(N <9(#YQWQ7044)V=P/QQ'_ :!?!=0 M/^,T_%/_ (25M_\ 'J^@/VI/^##_!T5S>>&OB)X/\(:'X>A^) MVBV>)=5ATZS2T4WUCO\ (G,D:+F0;9U\J%/.\J/RV_0ZBNZ69X^4HR=1W6W] M?YG+' X6,6E!:GX27G_!H/\ %Y;Z:+2_VU_#LELDC"":Z\&7$4CIGABJW+A2 M1U 9L>IKZS_8&_X-FOV./V4/$]M\3?CAXANOB]XFL3)]AB\0:%;VNBP,P4"? M^S\S>9,H#@&29XU#@K&KHD@_2BBM*N;9A6I\DJCMY67Y(FG@,+3E=1^_49!" M($V*Q(S[5\=?\%9O^"/_ (+_ ."K3^ 3XO\ C5JO@_\ X0/^U/L_]FZ3'=?: M_MOV3=NWNNW;]D&,9SO/3%?9%%<-&M4P]13INS74Z*E.%:#C-71\"_\ !+;_ M ((0_#[_ ()@?M ZQ\?/"?[0FM>++C5O!]QH#Z=J.AQ6R1I+=VEP90R2,20; M4+MQC#D]J^^EZ444ZU:MB*G/4=W_ )!3I4Z,>6"LA&&Y2N>HQ7RY^WI_P1\_ M8>_X*'PMK/QU^'$]IXJCMEAL?''A>X%GJUO&'C;:6VM%$H[&5F!^0I>7$TXQC!.;?.@\YS)QY?:?@K_ 'VN:;0=8T^Z>UU#2+B2)HS+;S(?=6,4@D@=HXS)&^QXD:UL?%7A,RW5I&2-B-<03*LYP3EA#$..G)Q^W=%=6'S M#&86-J4[+MO^9C6PF'Q&LXGXX_LP?\&D?PF\+>-+?Q'^UM^T;J/C#3[.ZCFC M\-^%=+.EPW2JP)CN+EI))#&XRK+$(I!PR3*<8]O_ &ZO^#<+]GO]L;QUX0\0 M^#_BW?\ PUT+P3X!M?"NB^%/#WA^&>UBMX;N[N1+NDD#;V:[;"[MI+2YA62. M2,I)&ZY#*1@@CN,5)17'4K5:U1SJ.[?4WITX4H\L5H?F+^V__P &P?[''[2' MB23QY^S[XIOO@[JUQ(9;ZPT721?Z+,YDD9Y$LFDC-NQ638$AE2!51=L(()/S M#H?_ :#?%6YOHSXA_;;T.ULSGSIK/P//-,HQQMC:ZC!R< Y92!D\D8/[L45 MW4\XS*E!0531=]?Q9S5,OPM27-*)^%E;W5H-C3:/PQ3J**X3JVT& MNN[O7P#\+/\ @@M\/?A?_P %+[G_ (*2VG[1&M7>J7'C;6/$;>%I-#A6W62_ M6Y#0^<)-VU/M)PVW)VCIFOT HK2G6JT>;D=KJS\T9SI4ZEG);:H1?N]*\J_; M<_9;TG]M/]EKQA^R]KGBRYT*T\86,=M-JUI:K-);!)XYLJC$!LF/')'6O5J* MB,I0DFMT5**E%I]3Y4_X)4_\$M_"G_!+3X:>*/AKX2^+6H^+HO%&O1ZG-=:C MID=JT#+"L6P!'8$87.>*L_\ !5+_ ()C^%?^"HWP=\/_ @\6?%;4/"4/A_Q M(-8CO=-TU+IIF%O+!Y95W4 8E)SGM7U%16OUG$>W]MS>_>]S/V%+V/LK>[V/ M(/V#?V2='_85_9/\'_LI^'_&5UX@L_"-O=10ZQ>6BP27'G7D]R2R*2%P9BO! M.0N:]?HHK.4I3DY2W9K&*C&R.,_:,^#UE^T-^S]XY^ 6I:W+IMOXW\'ZEH%Q MJ4$(D>U2\M9+=I54D!BHD+ $@$C&:^;/^"3'_!(+P7_P2E_X3[_A#_C5JGC# M_A//[+-Q_:6DQVOV3[%]KV[=CMNW?:SG.,;!US7V-151K58TI4T_=>Z[VV(E M3IRJ*;6J([B'SX7B)QN4CITKX3_;L_X-Z?V#OVV_$U]\45TK5OA]XTU!IY[_ M %WP2T,,.IW4A#>==VLD;1R-O#,S1>3)*97,CL2"/O"BBC6K4)\U.33\@J4: M=:-IJY^&[_\ !G_XJ_X2&.SA_;ULSIK6V^2^;X9N)EER1L$7]H;2, '<9 1G M&WC)^KOV!_\ @VQ_8S_9 \:Z5\8?B-XDU;XH^+M(8RV+>(;&&WTBWN %"7*6 M"[R94PY3SI950R;@HD1'7]&J*[*N:YA6ARRF[?)?D8PP.%IRYE'4^!/^"HG_ M 0>^'W_ 4Y^/\ HOQ\\6?M"ZUX3N-&\&VWA^/3M/T.*Y22.&ZNK@2EGD4A MB;HKC&,(#GFOOH?=P/2EHKDG6K5(1A)W4=O(VC2ITY.45J]SXC_8)_X(M^!O MV$_VU/'G[9?A_P".FK>(;[QUIVJ6EQH=YH\4$5H+W4;>^9ED5RS%6@"#(&0Q M/&,5]N444JU:I7ES3=W9+[@ITZ=&/+!66_W@>:^,OVP_^".O@G]KS]OSX:_M MZ:S\;M5T74/AO_8OV7P[:Z/'-#>_V=J6GBSPS;ZS*[@=I8);,*#QU1SGDD\FN?\ AC_P M:!:0FHZ;>?&?]MV[NK/SLZOI/A?P0MO*T>X_+%=SW,@1BO\ $UNP5CT8#G]K MJ*]+^V,Q4>7VC_"_WVN_X)O_LB_P#!/+P9+X1_9E^%\>F7 M%_%"-=\17]P]UJ>K21Q)'OFGD)(!*>9Y,0C@61Y&2)"[9]W'2BBO.G.=2;E- MW;ZLZHQC"-HJR/BG_@F+_P $9?!'_!,[XM>-_BOX5^..K>*IO&MBMM<6>H:/ M%;+:A;@S95D=MW)QR!7VJZ[T*^HQ2T556K4KU'.H[L*=.-*/+%61\>_\%%/^ M")7[%O\ P48>3QC\0/#UUX7\=A@\?CSPFL,%[=%8?*2.]5HV2]B55A&' E58 M$2.6-2V?SO\ %'_!H5\1EUNX7P=^VOI4VGD[K=]6\$RQS#OM81W3JQ&<;\C. M"=HZ5^Z5%=>'S3'8:')">G9V?YG/6P6'K2O):^6A^4O['/\ P:I_LJ_!CQM; M^/?VG/BQJWQ6ETW4!--T^71[G%?LY_!RR_9X M_9_\"_ /3-:FU.V\#^#],T"WU*>$1O=)9VL=NLK*"0I81[B 2 3C-?+W[5__ M 1E\$?M4_\ !0WP#_P4$U?XXZMH^I> [S0[BV\-VVCQRP79TV^-XH:4N&7> M3M.%.!R,U]K45A3K5J51SB[-WO\ /_TK^V])\%^&8]$TFS\06\-U'+#')92Q2S(T>QY4DL+>16 4*Z[ M@ 0NWTVBLDY15DRG&+=V?G3\9O\ @V0_X)]_'7XP>+/C=XS\??%2+6/&7B6^ MUS5H]/\ $%A';I./A_I>I23(4:ZFM1YZ@KM^ M648=#CH58$8!&",T45I3G.#O%V]#"O1HXBFZ=6*E'LTFON9XOKW_ 3K^ 5W MJ\D^GW_B+3X9/F2SM-0C:.+ 'RJ98G;'U8GWKPWP!^S/X%\6?$*S\):AK&L1 MV]S/)&\EO<1"10%8@C,9&>.X-%%?887$8B6% MT4OT/H#PA_P3P_9YTK4!=ZLFN:Q&R,GV;4-3"(#D$-F!(VR,$?>QACD$X(]J M\%_#'X>?#NT:R\"^"M-TF-FW2"PLTC,C<9+$#+'@ XML 7 R1.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Document and Entity Information Document
Jun. 18, 2024
Cover [Abstract]  
Document Type 8-K
Document Period End Date Jun. 18, 2024
Entity Registrant Name BREAD FINANCIAL HOLDINGS, INC.
Entity Incorporation, State or Country Code DE
Entity File Number 001-15749
Entity Tax Identification Number 31-1429215
Entity Address, Address Line One 3095 LOYALTY CIRCLE
Entity Address, City or Town COLUMBUS
Entity Address, State or Province OH
Entity Address, Postal Zip Code 43219
City Area Code 614
Local Phone Number 729-4000
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Title of 12(b) Security Common Stock, par value $0.01 per share
Trading Symbol BFH
Security Exchange Name NYSE
Entity Emerging Growth Company false
Amendment Flag false
Entity Central Index Key 0001101215
EXCEL 8 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 9 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 10 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 12 FilingSummary.xml IDEA: XBRL DOCUMENT 3.24.1.1.u2 html 1 22 1 false 0 0 false 0 false false R1.htm 0000001 - Document - Document and Entity Information Document Sheet http://www.breadfinancial.com/role/DocumentandEntityInformationDocument Document and Entity Information Document Cover 1 false false All Reports Book All Reports bfh-20240618.htm bfh-20240618.xsd bfh-20240618_lab.xml bfh-20240618_pre.xml bfh-20240618_g1.jpg http://xbrl.sec.gov/dei/2022 true false JSON 14 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "bfh-20240618.htm": { "nsprefix": "bfh", "nsuri": "http://www.breadfinancial.com/20240618", "dts": { "inline": { "local": [ "bfh-20240618.htm" ] }, "schema": { "local": [ "bfh-20240618.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://xbrl.sec.gov/dei/2022/dei-2022.xsd" ] }, "labelLink": { "local": [ "bfh-20240618_lab.xml" ] }, "presentationLink": { "local": [ "bfh-20240618_pre.xml" ] } }, "keyStandard": 22, "keyCustom": 0, "axisStandard": 0, "axisCustom": 0, "memberStandard": 0, "memberCustom": 0, "hidden": { "total": 2, "http://xbrl.sec.gov/dei/2022": 2 }, "contextCount": 1, "entityCount": 1, "segmentCount": 0, "elementCount": 23, "unitCount": 0, "baseTaxonomies": { "http://xbrl.sec.gov/dei/2022": 22 }, "report": { "R1": { "role": "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument", "longName": "0000001 - Document - Document and Entity Information Document", "shortName": "Document and Entity Information Document", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "c-1", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "bfh-20240618.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "bfh-20240618.htm", "first": true, "unique": true } } }, "tag": { "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "AmendmentFlag", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Amendment Flag", "label": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "CityAreaCode", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "City Area Code", "label": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "dei_CoverAbstract": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "CoverAbstract", "lang": { "en-us": { "role": { "label": "Cover [Abstract]", "documentation": "Cover page." } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "DocumentPeriodEndDate", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Document Period End Date", "label": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "DocumentType", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Document Type", "label": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityAddressAddressLine1", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, Address Line One", "label": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityAddressCityOrTown", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, City or Town", "label": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, Postal Zip Code", "label": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, State or Province", "label": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityCentralIndexKey", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Central Index Key", "label": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r1" ] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Emerging Growth Company", "label": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r1" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityFileNumber", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity File Number", "label": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Incorporation, State or Country Code", "label": "Entity Incorporation, State or Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityRegistrantName", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Registrant Name", "label": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r1" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Tax Identification Number", "label": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r1" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "LocalPhoneNumber", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Local Phone Number", "label": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "dei_PreCommencementIssuerTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "PreCommencementIssuerTenderOffer", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Pre-commencement Issuer Tender Offer", "label": "Pre-commencement Issuer Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act." } } }, "auth_ref": [ "r3" ] }, "dei_PreCommencementTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "PreCommencementTenderOffer", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Pre-commencement Tender Offer", "label": "Pre-commencement Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act." } } }, "auth_ref": [ "r4" ] }, "dei_Security12bTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "Security12bTitle", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Title of 12(b) Security", "label": "Title of 12(b) Security", "documentation": "Title of a 12(b) registered security." } } }, "auth_ref": [ "r0" ] }, "dei_SecurityExchangeName": { "xbrltype": "edgarExchangeCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "SecurityExchangeName", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Security Exchange Name", "label": "Security Exchange Name", "documentation": "Name of the Exchange on which a security is registered." } } }, "auth_ref": [ "r2" ] }, "dei_SolicitingMaterial": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "SolicitingMaterial", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Soliciting Material", "label": "Soliciting Material", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act." } } }, "auth_ref": [ "r5" ] }, "dei_TradingSymbol": { "xbrltype": "tradingSymbolItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "TradingSymbol", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Trading Symbol", "label": "Trading Symbol", "documentation": "Trading symbol of an instrument as listed on an exchange." } } }, "auth_ref": [] }, "dei_WrittenCommunications": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2022", "localname": "WrittenCommunications", "presentation": [ "http://www.breadfinancial.com/role/DocumentandEntityInformationDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Written Communications", "label": "Written Communications", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act." } } }, "auth_ref": [ "r6" ] } } } }, "std_ref": { "r0": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b" }, "r1": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r2": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "d1-1" }, "r3": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "13e", "Subsection": "4c" }, "r4": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "14d", "Subsection": "2b" }, "r5": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Section": "14a", "Number": "240", "Subsection": "12" }, "r6": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "230", "Section": "425" } } } ZIP 15 0001101215-24-000141-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001101215-24-000141-xbrl.zip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end XML 17 bfh-20240618_htm.xml IDEA: XBRL DOCUMENT 0001101215 2024-06-18 2024-06-18 false 0001101215 8-K 2024-06-18 BREAD FINANCIAL HOLDINGS, INC. DE 001-15749 31-1429215 3095 LOYALTY CIRCLE COLUMBUS OH 43219 614 729-4000 false false false false Common Stock, par value $0.01 per share BFH NYSE false