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REGULATORY MATTERS AND CAPITAL ADEQUACY (Details)
$ in Millions
Dec. 31, 2023
USD ($)
Tier 1 Leverage Capital Ratio  
Total risk-weighted asset, Actual $ 20,140
Combined Banks  
Common equity tier 1 capital ratio  
Actual Ratio 0.122
Minimum Ratio for Capital Adequacy Purposes 4.50%
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 6.50%
Tier 1 capital ratio  
Actual Ratio 0.122
Minimum Ratio for Capital Adequacy Purposes 0.060
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.080
Total risk-based capital ratio  
Actual Ratio 0.136
Minimum Ratio for Capital Adequacy Purposes 0.080
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.100
Tier 1 Leverage Capital Ratio  
Actual Ratio 0.112
Minimum Ratio for Capital Adequacy Purposes 0.040
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.050
Comenity Bank  
Common equity tier 1 capital ratio  
Actual Ratio 0.197
Minimum Ratio for Capital Adequacy Purposes 6.00%
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 8.00%
Tier 1 capital ratio  
Actual Ratio 0.197
Minimum Ratio for Capital Adequacy Purposes 0.045
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.065
Total risk-based capital ratio  
Actual Ratio 0.211
Minimum Ratio for Capital Adequacy Purposes 0.080
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.100
Tier 1 Leverage Capital Ratio  
Actual Ratio 0.179
Minimum Ratio for Capital Adequacy Purposes 0.040
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.050
Comenity Capital Bank  
Common equity tier 1 capital ratio  
Actual Ratio 0.166
Minimum Ratio for Capital Adequacy Purposes 6.00%
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 8.00%
Tier 1 capital ratio  
Actual Ratio 0.166
Minimum Ratio for Capital Adequacy Purposes 0.045
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.065
Total risk-based capital ratio  
Actual Ratio 0.180
Minimum Ratio for Capital Adequacy Purposes 0.080
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.100
Tier 1 Leverage Capital Ratio  
Actual Ratio 0.152
Minimum Ratio for Capital Adequacy Purposes 0.040
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.050