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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)
12 Months Ended
Dec. 31, 2012
Allowance for Loan Loss  
Period considered for charge-off trends utilized for analyzing actual charge-offs 3 months
Property, plant and equipment other than software development and conversion cost | Maximum
 
Property and Equipment  
Estimated useful life 21 years
Property, plant and equipment other than software development and conversion cost | Minimum
 
Property and Equipment  
Estimated useful life 1 year
Software Development and Conversion Costs | Maximum
 
Property and Equipment  
Estimated useful life 5 years
Software Development and Conversion Costs | Minimum
 
Property and Equipment  
Estimated useful life 3 years