The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,973,933 34,856 SH   SOLE 0 0 0 34,856
ABBVIE INC COM 00287Y109   4,768,155 24,145 SH   SOLE 0 0 0 24,145
ALPHABET INC CAP STK CL C 02079K107   1,245,566 7,450 SH   SOLE 0 0 0 7,450
ALPHABET INC CAP STK CL A 02079K305   11,495,561 69,313 SH   SOLE 0 0 0 69,313
AMAZON COM INC COM 023135106   9,331,965 50,083 SH   SOLE 0 0 0 50,083
APPLE INC COM 037833100   12,161,435 52,195 SH   SOLE 0 0 0 52,195
APPLIED MATLS INC COM 038222105   232,358 1,150 SH   SOLE 0 0 0 1,150
ASML HOLDING N V N Y REGISTRY SHS N07059210   245,809 295 SH   SOLE 0 0 0 295
BANK AMERICA CORP COM 060505104   728,961 18,371 SH   SOLE 0 0 0 18,371
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,925,797 25,911 SH   SOLE 0 0 0 25,911
BROADCOM INC COM 11135F101   408,825 2,370 SH   SOLE 0 0 0 2,370
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   8,701,168 248,321 SH   SOLE 0 0 0 248,321
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107   1,300,211 29,931 SH   SOLE 0 0 0 29,931
CHEVRON CORP NEW COM 166764100   3,176,319 21,568 SH   SOLE 0 0 0 21,568
CISCO SYS INC COM 17275R102   2,375,475 44,635 SH   SOLE 0 0 0 44,635
COCA COLA CO COM 191216100   509,631 7,092 SH   SOLE 0 0 0 7,092
COSTCO WHSL CORP NEW COM 22160K105   242,020 273 SH   SOLE 0 0 0 273
DISNEY WALT CO COM 254687106   939,488 9,767 SH   SOLE 0 0 0 9,767
EMERSON ELEC CO COM 291011104   200,366 1,832 SH   SOLE 0 0 0 1,832
ENBRIDGE INC COM 29250N105   1,489,625 36,626 SH   SOLE 0 0 0 36,626
EXXON MOBIL CORP COM 30231G102   1,442,275 12,304 SH   SOLE 0 0 0 12,304
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   289,107 6,300 SH   SOLE 0 0 0 6,300
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   401,500 5,000 SH   SOLE 0 0 0 5,000
GE AEROSPACE COM NEW 369604301   325,866 1,728 SH   SOLE 0 0 0 1,728
GRAINGER W W INC COM 384802104   264,897 255 SH   SOLE 0 0 0 255
HOME DEPOT INC COM 437076102   1,654,026 4,082 SH   SOLE 0 0 0 4,082
INTERNATIONAL BUSINESS MACHS COM 459200101   671,199 3,036 SH   SOLE 0 0 0 3,036
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   347,694 16,549 SH   SOLE 0 0 0 16,549
ISHARES INC EM MKT SM-CP ETF 464286475   7,215,478 113,113 SH   SOLE 0 0 0 113,113
ISHARES INC CORE MSCI EMKT 46434G103   218,732 3,810 SH   SOLE 0 0 0 3,810
ISHARES TR CORE DIV GRWTH 46434V621   2,172,835 34,660 SH   SOLE 0 0 0 34,660
ISHARES TR IBONDS DEC25 ETF 46434VBD1   4,083,419 162,686 SH   SOLE 0 0 0 162,686
ISHARES TR IBONDS DEC24 ETF 46434VBG4   3,861,491 153,173 SH   SOLE 0 0 0 153,173
ISHARES TR IBONDS DEC2026 46435GAA0   1,297,499 53,395 SH   SOLE 0 0 0 53,395
ISHARES TR IBONDS 27 ETF 46435UAA9   720,012 29,545 SH   SOLE 0 0 0 29,545
ISHARES TR IBDS DEC28 ETF 46435U515   4,047,986 158,558 SH   SOLE 0 0 0 158,558
ISHARES TR IBONDS DEC 29 46436E205   208,064 8,850 SH   SOLE 0 0 0 8,850
ISHARES TR MSCI ACWI EX US 464288240   387,666 6,775 SH   SOLE 0 0 0 6,775
ISHARES TR EAFE SML CP ETF 464288273   4,842,107 71,523 SH   SOLE 0 0 0 71,523
ISHARES TR PFD AND INCM SEC 464288687   1,570,516 47,262 SH   SOLE 0 0 0 47,262
ISHARES TR MSCI EMG MKT ETF 464287234   1,665,360 36,314 SH   SOLE 0 0 0 36,314
ISHARES TR ISHARES SEMICDTR 464287523   3,944,242 17,105 SH   SOLE 0 0 0 17,105
ISHARES TR CORE S&P MCP ETF 464287507   8,977,071 144,048 SH   SOLE 0 0 0 144,048
ISHARES TR CORE S&P SCP ETF 464287804   8,137,258 69,573 SH   SOLE 0 0 0 69,573
ISHARES TR S&P SML 600 GWT 464287887   3,596,610 25,784 SH   SOLE 0 0 0 25,784
ISHARES TR CORE S&P500 ETF 464287200   10,067,816 17,454 SH   SOLE 0 0 0 17,454
ISHARES TR RUS 1000 GRW ETF 464287614   394,149 1,050 SH   SOLE 0 0 0 1,050
ISHARES TR MSCI EAFE ETF 464287465   2,102,960 25,146 SH   SOLE 0 0 0 25,146
ISHARES TR ISHARES BIOTECH 464287556   1,806,022 12,404 SH   SOLE 0 0 0 12,404
JOHNSON & JOHNSON COM 478160104   5,859,460 36,156 SH   SOLE 0 0 0 36,156
JPMORGAN CHASE & CO. COM 46625H100   7,329,915 34,762 SH   SOLE 0 0 0 34,762
LOWES COS INC COM 548661107   2,116,693 7,815 SH   SOLE 0 0 0 7,815
MCDONALDS CORP COM 580135101   1,737,534 5,706 SH   SOLE 0 0 0 5,706
MERCK & CO INC COM 58933Y105   3,240,548 28,536 SH   SOLE 0 0 0 28,536
META PLATFORMS INC CL A 30303M102   205,506 359 SH   SOLE 0 0 0 359
MICROSOFT CORP COM 594918104   6,752,478 15,692 SH   SOLE 0 0 0 15,692
MONDELEZ INTL INC CL A 609207105   212,340 2,882 SH   SOLE 0 0 0 2,882
NVIDIA CORPORATION COM 67066G104   571,982 4,710 SH   SOLE 0 0 0 4,710
PEPSICO INC COM 713448108   5,091,297 29,940 SH   SOLE 0 0 0 29,940
PFIZER INC COM 717081103   3,654,312 126,272 SH   SOLE 0 0 0 126,272
PHILIP MORRIS INTL INC COM 718172109   321,130 2,645 SH   SOLE 0 0 0 2,645
PROCTER AND GAMBLE CO COM 742718109   1,551,179 8,956 SH   SOLE 0 0 0 8,956
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   288,163 3,409 SH   SOLE 0 0 0 3,409
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   1,563,256 48,443 SH   SOLE 0 0 0 48,443
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,999,354 79,855 SH   SOLE 0 0 0 79,855
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,899,879 70,249 SH   SOLE 0 0 0 70,249
SPDR S&P 500 ETF TR TR UNIT 78462F103   453,844 791 SH   SOLE 0 0 0 791
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,562,577 2,743 SH   SOLE 0 0 0 2,743
SPDR SER TR PORTFOLIO S&P500 78464A854   265,719 3,936 SH   SOLE 0 0 0 3,936
SPDR SER TR BLOOMBERG INVT 78468R200   8,056,478 261,150 SH   SOLE 0 0 0 261,150
SPDR SER TR S&P SEMICNDCTR 78464A862   1,895,332 7,889 SH   SOLE 0 0 0 7,889
SPDR SER TR S&P BIOTECH 78464A870   3,114,670 31,525 SH   SOLE 0 0 0 31,525
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   10,492,492 251,257 SH   SOLE 0 0 0 251,257
SSGA ACTIVE TR SPDR BLACKSTONE 78470P846   2,378,152 82,848 SH   SOLE 0 0 0 82,848
THERMO FISHER SCIENTIFIC INC COM 883556102   6,409,622 10,362 SH   SOLE 0 0 0 10,362
UNITEDHEALTH GROUP INC COM 91324P102   217,501 372 SH   SOLE 0 0 0 372
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   5,232,593 49,537 SH   SOLE 0 0 0 49,537
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   4,341,047 40,128 SH   SOLE 0 0 0 40,128
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,786,635 35,603 SH   SOLE 0 0 0 35,603
VANGUARD INDEX FDS MID CAP ETF 922908629   6,767,240 25,650 SH   SOLE 0 0 0 25,650
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,007,712 10,344 SH   SOLE 0 0 0 10,344
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,018,172 33,802 SH   SOLE 0 0 0 33,802
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,078,273 3,808 SH   SOLE 0 0 0 3,808
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,770,030 225,079 SH   SOLE 0 0 0 225,079
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   12,090,128 170,044 SH   SOLE 0 0 0 170,044
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   748,684 15,960 SH   SOLE 0 0 0 15,960
VISA INC COM CL A 92826C839   2,566,933 9,336 SH   SOLE 0 0 0 9,336
WEYERHAEUSER CO MTN BE COM NEW 962166104   992,775 29,320 SH   SOLE 0 0 0 29,320
WISDOMTREE TR EM EX ST-OWNED 97717X578   354,907 10,745 SH   SOLE 0 0 0 10,745
ZOETIS INC CL A 98978V103   212,964 1,090 SH   SOLE 0 0 0 1,090