The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BAIN CAP SPECIALTY FIN INC MF 05684B107 5,537 406,797 SH   SOLE   406,797 0 0
ISHARES CORE U.S. AGGREGATE BD MF 464287226 580 5,700 SH   SOLE   5,700 0 0
ISHARES JPMORGAN LOC CURRENCY MF 464286517 441 12,895 SH   SOLE   12,895 0 0
SPDR BBG BCLYS EMERG MKTS BD MF 78464A391 5,838 285,468 SH   SOLE   285,468 0 0
SPDR BLACKSTONE/GSO SENIOR LOA MF 78467V608 7,784 186,929 SH   SOLE   186,929 0 0
SPDR BLMBG BRCLY INV GR FLT RT MF 78468r200 9,903 328,880 SH   SOLE   328,880 0 0
FIDELITY PURITAN FUND EF 316345107 262 11,671 SH   SOLE   11,671 0 0
ISHARES CORE DIVIDEND GROWTH EF 46434V621 4,654 97,686 SH   SOLE   97,686 0 0
ISHARES CORE S&P MID-CAP EF 464287507 5,875 25,969 SH   SOLE   25,969 0 0
ISHARES CORE S&P SMALL-CAP EF 464287804 5,922 64,088 SH   SOLE   64,088 0 0
ISHARES MSCI EAFE SMALL CAP EF 464288273 2,875 52,660 SH   SOLE   52,660 0 0
ISHARES RUSSELL 1000 GRWTH EF 464287614 372 1,700 SH   SOLE   1,700 0 0
ISHARES S&P 500 EF 464287200 6,578 17,349 SH   SOLE   17,349 0 0
ISHARES S&P SMLL CAP 600 GRTH EF 464287887 3,108 29,512 SH   SOLE   29,512 0 0
SCHWAB U.S. DIVIDEND EF 808524797 260 3,631 SH   SOLE   3,631 0 0
SPDR S&P 600 SM CAP EF 78464A813 492 6,147 SH   SOLE   6,147 0 0
SPDR S&P MIDCAP 400 ETF TR EF 78467y107 1,757 4,248 SH   SOLE   4,248 0 0
VANGUARD ADM S&P MID-CAP 400 I EF 921932885 2,952 19,276 SH   SOLE   19,276 0 0
VANGUARD ADM S&P SM CAP 600 ID EF 921932828 2,469 14,521 SH   SOLE   14,521 0 0
VANGUARD GROWTH IDX EF 922908736 273 1,223 SH   SOLE   1,223 0 0
VANGUARD MID CAP EF 922908629 3,656 18,559 SH   SOLE   18,559 0 0
VANGUARD S&P 500 EF 922908363 5,424 15,636 SH   SOLE   15,636 0 0
VANGUARD SMALL CAP EF 922908751 2,725 15,473 SH   SOLE   15,473 0 0
VANGUARD TOTAL STOCK MARKET EF 922908769 784 4,158 SH   SOLE   4,158 0 0
WISDOMTREE EMERG MKT. EF 97717X578 739 25,756 SH   SOLE   25,756 0 0
3M COMPANY COM 88579y101 753 5,819 SH   SOLE   5,819 0 0
ABBOTT LABORATORIES COM 002824100 4,221 38,845 SH   SOLE   38,845 0 0
ABBVIE INC. COM 00287y109 3,835 25,042 SH   SOLE   25,042 0 0
ALPHABET INC. CLASS A COM 02079k305 9,031 4,144 SH   SOLE   4,144 0 0
ALPHABET INC. CLASS C COM 02079k107 1,148 525 SH   SOLE   525 0 0
AMAZON.COM INC. COM 023135106 5,721 53,861 SH   SOLE   53,861 0 0
AMERICAN TOWER CORP. COM 03027X100 373 1,458 SH   SOLE   1,458 0 0
APPLE INC COM 037833100 9,494 69,440 SH   SOLE   69,440 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 8,021 29,380 SH   SOLE   29,380 0 0
BROOKFIELD INFRASTRUC CORP COM 11275q107 1,498 35,375 SH   SOLE   35,375 0 0
BROOKFIELD INFRASTRUC LP COM g16252101 9,946 260,225 SH   SOLE   260,225 0 0
CISCO SYSTEMS INC COM 17275r102 2,112 49,542 SH   SOLE   49,542 0 0
COCA COLA CO. COM 191216100 726 11,544 SH   SOLE   11,544 0 0
DANAHER CORPORATION COM 235851102 611 2,410 SH   SOLE   2,410 0 0
ENBRIDGE INC. COM 29250n105 3,696 87,691 SH   SOLE   87,691 0 0
ENTERPRISE PRODS PARTNERS L.P. COM 293792107 781 32,055 SH   SOLE   32,055 0 0
EXXON MOBIL CORP COM 30231G102 659 7,694 SH   SOLE   7,694 0 0
FIRST TR ETF IV NO AMER ENERGY COM 33738D101 276 10,741 SH   SOLE   10,741 0 0
HOME DEPOT INC. COM 437076102 986 3,594 SH   SOLE   3,594 0 0
HONEYWELL INTERNATIONAL INC. COM 438516106 216 1,245 SH   SOLE   1,245 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 368 2,603 SH   SOLE   2,603 0 0
ISHARES MSCI EAFE FD COM 464287465 1,575 25,207 SH   SOLE   25,207 0 0
ISHARES MSCI EMERGING MKTS COM 46434g103 202 4,125 SH   SOLE   4,125 0 0
ISHARES MSCI EMERGING MKTS SM COM 464286475 3,484 72,519 SH   SOLE   72,519 0 0
ISHARES NASDAQ BIOTECHNOLOGY COM 464287556 1,425 12,116 SH   SOLE   12,116 0 0
ISHARES TR SEMICONDUCTOR COM 464287523 2,063 5,902 SH   SOLE   5,902 0 0
JOHNSON & JOHNSON COM 478160104 6,697 37,725 SH   SOLE   37,725 0 0
JPMORGAN CHASE & CO. COM 46625h100 5,020 44,580 SH   SOLE   44,580 0 0
LOWE'S COMPANIES INC. COM 548661107 2,054 11,759 SH   SOLE   11,759 0 0
MCDONALDS CORP. COM 580135101 2,236 9,058 SH   SOLE   9,058 0 0
MERCK & CO. INC. NEW COM 58933y105 2,916 31,984 SH   SOLE   31,984 0 0
META PLATFORMS, INC. CL A COM 30303M102 214 1,325 SH   SOLE   1,325 0 0
MICROSOFT CORP. COM 594918104 4,542 17,683 SH   SOLE   17,683 0 0
MONDELEZ INT. INC. CL A COM 609207105 528 8,509 SH   SOLE   8,509 0 0
MSCI EMERGING MKTS INDEX COM 464287234 675 16,825 SH   SOLE   16,825 0 0
PEPSICO INC COM 713448108 5,211 31,270 SH   SOLE   31,270 0 0
PFIZER, INC. COM 717081103 5,006 95,478 SH   SOLE   95,478 0 0
PROCTER & GAMBLE CO COM 742718109 1,370 9,531 SH   SOLE   9,531 0 0
SCHWAB FUNDAMENTAL EM L/C COM 808524730 1,256 48,443 SH   SOLE   48,443 0 0
SPDR S&P BIOTECH COM 78464A870 2,467 33,211 SH   SOLE   33,211 0 0
SPROTT PHYSICAL GOLD TR COM 85207H104 350 24,693 SH   SOLE   24,693 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 5,969 10,987 SH   SOLE   10,987 0 0
UNITEDHEALTH GRP INC COM 91324p102 209 406 SH   SOLE   406 0 0
VANGUARD EMERGING MARKETS COM 922042858 8,644 207,548 SH   SOLE   207,548 0 0
VANGUARD EUROPEAN COM 922042874 9,446 178,829 SH   SOLE   178,829 0 0
VANGUARD GLB EX-US R.E. IDX COM 922042676 966 21,830 SH   SOLE   21,830 0 0
VANGUARD REIT IDX ETF COM 922908553 1,267 13,906 SH   SOLE   13,906 0 0
VERIZON COMMUNICATIONS COM 92343V104 251 4,949 SH   SOLE   4,949 0 0
VISA INC CLASS A COM 92826c839 1,988 10,097 SH   SOLE   10,097 0 0
WALT DISNEY CO. COM 254687106 2,819 29,864 SH   SOLE   29,864 0 0
WEYERHAEUSER CO. COM 962166104 1,609 48,582 SH   SOLE   48,582 0 0