The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BAIN CAP SPECIALTY FIN INC MF 05684B107 6,017 385,952 SH   SOLE   385,952 0 0
ISHARES CORE U.S. AGGREGATE BD MF 464287226 1,159 10,818 SH   SOLE   10,818 0 0
SPDR BBG BCLYS EMERG MKTS BD MF 78464A391 6,872 302,333 SH   SOLE   302,333 0 0
SPDR BLACKSTONE/GSO SENIOR LOA MF 78467V608 7,716 171,620 SH   SOLE   171,620 0 0
SPDR BLMBG BRCLY INV GR FLT RT MF 78468r200 9,913 325,129 SH   SOLE   325,129 0 0
AB SUSTAINABLE GLBL THMTC FD C EF 018780106 232 1,537 SH   SOLE   1,537 0 0
FIDELITY PURITAN FUND EF 316345107 301 11,671 SH   SOLE   11,671 0 0
ISHARES CORE DIVIDEND GROWTH EF 46434V621 5,345 100,083 SH   SOLE   100,083 0 0
ISHARES CORE S&P MID-CAP EF 464287507 5,742 21,400 SH   SOLE   21,400 0 0
ISHARES CORE S&P SMALL-CAP EF 464287804 5,220 48,384 SH   SOLE   48,384 0 0
ISHARES MSCI EAFE SMALL CAP EF 464288273 2,609 39,327 SH   SOLE   39,327 0 0
ISHARES RUSSELL 1000 GRWTH EF 464287614 472 1,700 SH   SOLE   1,700 0 0
ISHARES S&P 500 EF 464287200 7,850 17,302 SH   SOLE   17,302 0 0
ISHARES S&P SMLL CAP 600 GRTH EF 464287887 3,818 30,522 SH   SOLE   30,522 0 0
SCHWAB U.S. DIVIDEND EF 808524797 286 3,631 SH   SOLE   3,631 0 0
SPDR S&P 600 SM CAP EF 78464A813 575 6,147 SH   SOLE   6,147 0 0
SPDR S&P MIDCAP 400 ETF TR EF 78467y107 2,098 4,277 SH   SOLE   4,277 0 0
VANGUARD ADM S&P MID-CAP 400 I EF 921932885 3,505 19,276 SH   SOLE   19,276 0 0
VANGUARD ADM S&P SM CAP 600 ID EF 921932828 2,876 14,521 SH   SOLE   14,521 0 0
VANGUARD GROWTH IDX EF 922908736 366 1,272 SH   SOLE   1,272 0 0
VANGUARD MID CAP EF 922908629 4,202 17,669 SH   SOLE   17,669 0 0
VANGUARD S&P 500 EF 922908363 6,587 15,866 SH   SOLE   15,866 0 0
VANGUARD SMALL CAP EF 922908751 3,310 15,573 SH   SOLE   15,573 0 0
VANGUARD TOTAL STOCK MARKET EF 922908769 979 4,298 SH   SOLE   4,298 0 0
WISDOMTREE EMERG MKT. EF 97717X578 841 25,756 SH   SOLE   25,756 0 0
3M COMPANY COM 88579y101 971 6,519 SH   SOLE   6,519 0 0
ABBOTT LABORATORIES COM 002824100 4,576 38,658 SH   SOLE   38,658 0 0
ABBVIE INC. COM 00287y109 3,951 24,375 SH   SOLE   24,375 0 0
ALPHABET INC. CLASS A COM 02079k305 11,509 4,138 SH   SOLE   4,138 0 0
ALPHABET INC. CLASS C COM 02079k107 1,355 485 SH   SOLE   485 0 0
AMAZON.COM INC. COM 023135106 7,257 2,226 SH   SOLE   2,226 0 0
AMERICAN TOWER CORP. COM 03027X100 381 1,516 SH   SOLE   1,516 0 0
APPLE INC COM 037833100 11,529 66,029 SH   SOLE   66,029 0 0
BANK OF AMERICA CORP. COM 060505104 210 5,099 SH   SOLE   5,099 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 10,682 30,269 SH   SOLE   30,269 0 0
BOEING CO COM 097023105 279 1,455 SH   SOLE   1,455 0 0
BROOKFIELD INFRASTRUC CORP COM 11275q107 1,094 14,484 SH   SOLE   14,484 0 0
BROOKFIELD INFRASTRUC LP COM g16252101 10,544 159,201 SH   SOLE   159,201 0 0
CISCO SYSTEMS INC COM 17275r102 2,828 50,712 SH   SOLE   50,712 0 0
COCA COLA CO. COM 191216100 530 8,544 SH   SOLE   8,544 0 0
DANAHER CORPORATION COM 235851102 781 2,661 SH   SOLE   2,661 0 0
EMERSON ELECTRIC CO. COM 291011104 260 2,650 SH   SOLE   2,650 0 0
ENBRIDGE INC. COM 29250n105 3,967 86,087 SH   SOLE   86,087 0 0
ENTERPRISE PRODS PARTNERS L.P. COM 293792107 919 35,616 SH   SOLE   35,616 0 0
EXXON MOBIL CORP COM 30231G102 505 6,116 SH   SOLE   6,116 0 0
FIRST TR ETF IV NO AMER ENERGY COM 33738D101 297 10,741 SH   SOLE   10,741 0 0
HONEYWELL INTERNATIONAL INC. COM 438516106 242 1,245 SH   SOLE   1,245 0 0
INTEL CORP. COM 458140100 229 4,611 SH   SOLE   4,611 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 267 2,054 SH   SOLE   2,054 0 0
ISHARES MSCI EAFE FD COM 464287465 1,898 25,788 SH   SOLE   25,788 0 0
ISHARES MSCI EMERGING MKTS COM 46434g103 229 4,125 SH   SOLE   4,125 0 0
ISHARES MSCI EMERGING MKTS SM COM 464286475 3,164 55,515 SH   SOLE   55,515 0 0
ISHARES NASDAQ BIOTECHNOLOGY COM 464287556 2,998 23,011 SH   SOLE   23,011 0 0
JOHNSON & JOHNSON COM 478160104 6,593 37,203 SH   SOLE   37,203 0 0
JPMORGAN CHASE & CO. COM 46625h100 4,405 32,316 SH   SOLE   32,316 0 0
LOWE'S COMPANIES INC. COM 548661107 2,473 12,230 SH   SOLE   12,230 0 0
MCDONALDS CORP. COM 580135101 2,311 9,345 SH   SOLE   9,345 0 0
MERCK & CO. INC. NEW COM 58933y105 2,589 31,558 SH   SOLE   31,558 0 0
META PLATFORMS, INC. CL A COM 30303M102 302 1,360 SH   SOLE   1,360 0 0
MICROSOFT CORP. COM 594918104 4,845 15,714 SH   SOLE   15,714 0 0
MONDELEZ INT. INC. CL A COM 609207105 534 8,509 SH   SOLE   8,509 0 0
MSCI EMERGING MKTS INDEX COM 464287234 949 21,025 SH   SOLE   21,025 0 0
NEXTERA ENERGY INC. COM 65339F101 202 2,384 SH   SOLE   2,384 0 0
PEPSICO INC COM 713448108 5,455 32,590 SH   SOLE   32,590 0 0
PFIZER, INC. COM 717081103 4,406 85,107 SH   SOLE   85,107 0 0
PROCTER & GAMBLE CO COM 742718109 1,397 9,141 SH   SOLE   9,141 0 0
SCHWAB FUNDAMENTAL EM L/C COM 808524730 1,402 48,443 SH   SOLE   48,443 0 0
SPDR S&P BIOTECH COM 78464A870 1,340 14,909 SH   SOLE   14,909 0 0
SPROTT PHYSICAL GOLD TR COM 85207H104 720 46,830 SH   SOLE   46,830 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 6,145 10,403 SH   SOLE   10,403 0 0
UNITEDHEALTH GRP INC COM 91324p102 202 397 SH   SOLE   397 0 0
VANGUARD EMERGING MARKETS COM 922042858 9,275 201,054 SH   SOLE   201,054 0 0
VANGUARD EUROPEAN COM 922042874 11,056 177,519 SH   SOLE   177,519 0 0
VANGUARD GLB EX-US R.E. IDX COM 922042676 1,391 26,780 SH   SOLE   26,780 0 0
VANGUARD REIT IDX ETF COM 922908553 1,706 15,746 SH   SOLE   15,746 0 0
VERIZON COMMUNICATIONS COM 92343V104 302 5,933 SH   SOLE   5,933 0 0
VISA INC CLASS A COM 92826c839 2,300 10,373 SH   SOLE   10,373 0 0
WALT DISNEY CO. COM 254687106 2,464 17,965 SH   SOLE   17,965 0 0
WEYERHAEUSER CO. COM 962166104 1,857 49,007 SH   SOLE   49,007 0 0
ZIMMER BIOMET HLDGS COM 98956p102 221 1,729 SH   SOLE   1,729 0 0