The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BAIN CAP SPECIALTY FIN INC MF 05684B107 5,184 349,295 SH   SOLE   349,295 0 0
ISHARES CORE U.S. AGGREGATE BD MF 464287226 1,242 10,818 SH   SOLE   10,818 0 0
ISHARES NATL MUNI BD ETF MF 464288414 1,266 10,902 SH   SOLE   10,902 0 0
SPDR BBG BCLYS EMERG MKTS BD MF 78464A391 10,876 429,883 SH   SOLE   429,883 0 0
SPDR BLACKSTONE/GSO SENIOR LOA MF 78467V608 7,668 166,631 SH   SOLE   166,631 0 0
SPDR BLMBG BRCLY INV GR FLT RT MF 78468r200 10,332 336,987 SH   SOLE   336,987 0 0
AB SUSTAINABLE GLBL THMTC FD C EF 018780106 275 1,537 SH   SOLE   1,537 0 0
ISHARES CORE DIVIDEND GROWTH EF 46434V621 5,028 100,083 SH   SOLE   100,083 0 0
ISHARES CORE S&P MID-CAP EF 464287507 4,180 15,890 SH   SOLE   15,890 0 0
ISHARES CORE S&P SMALL-CAP EF 464287804 1,271 11,644 SH   SOLE   11,644 0 0
ISHARES RUSSELL 1000 GRWTH EF 464287614 610 2,226 SH   SOLE   2,226 0 0
ISHARES S&P 500 EF 464287200 6,772 15,718 SH   SOLE   15,718 0 0
ISHARES S&P SMLL CAP 600 GRTH EF 464287887 3,969 30,522 SH   SOLE   30,522 0 0
SCHWAB U.S. DIVIDEND EF 808524797 270 3,631 SH   SOLE   3,631 0 0
SPDR S&P 600 SM CAP EF 78464A813 582 6,147 SH   SOLE   6,147 0 0
SPDR S&P MIDCAP 400 ETF TR EF 78467y107 2,057 4,277 SH   SOLE   4,277 0 0
VANGUARD ADM S&P MID-CAP 400 I EF 921932885 3,434 19,276 SH   SOLE   19,276 0 0
VANGUARD ADM S&P SM CAP 600 ID EF 921932828 2,650 13,149 SH   SOLE   13,149 0 0
VANGUARD DIVIDEND GROWTH FD EF 921908604 222 6,033 SH   SOLE   6,033 0 0
VANGUARD GROWTH IDX EF 922908736 538 1,854 SH   SOLE   1,854 0 0
VANGUARD MID CAP EF 922908629 3,539 14,947 SH   SOLE   14,947 0 0
VANGUARD S&P 500 EF 922908363 6,353 16,107 SH   SOLE   16,107 0 0
VANGUARD SMALL CAP EF 922908751 3,178 14,532 SH   SOLE   14,532 0 0
VANGUARD TOTAL STOCK MARKET EF 922908769 984 4,433 SH   SOLE   4,433 0 0
WELLS FARGO OMEGA GROWTH CL A EF 94985D103 217 2,661 SH   SOLE   2,661 0 0
WISDOMTREE EMERG MKT. EF 97717X578 961 25,756 SH   SOLE   25,756 0 0
3M COMPANY COM 88579y101 1,230 7,014 SH   SOLE   7,014 0 0
ABBOTT LABORATORIES COM 002824100 4,652 39,378 SH   SOLE   39,378 0 0
ABBVIE INC. COM 00287y109 1,587 14,708 SH   SOLE   14,708 0 0
ALPHABET INC. CLASS A COM 02079k305 11,338 4,241 SH   SOLE   4,241 0 0
ALPHABET INC. CLASS C COM 02079k107 1,493 560 SH   SOLE   560 0 0
AMAZON.COM INC. COM 023135106 7,250 2,207 SH   SOLE   2,207 0 0
AMERICAN TOWER CORP. COM 03027X100 402 1,516 SH   SOLE   1,516 0 0
APPLE INC COM 037833100 10,096 71,352 SH   SOLE   71,352 0 0
AT&T INC. COM 00206r102 277 10,260 SH   SOLE   10,260 0 0
BANK OF AMERICA CORP. COM 060505104 216 5,099 SH   SOLE   5,099 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 8,441 30,926 SH   SOLE   30,926 0 0
BOEING CO COM 097023105 353 1,605 SH   SOLE   1,605 0 0
BROOKFIELD INFRASTRUC CORP COM 11275q107 752 12,552 SH   SOLE   12,552 0 0
BROOKFIELD INFRASTRUC LP COM g16252101 8,885 158,351 SH   SOLE   158,351 0 0
CISCO SYSTEMS INC COM 17275r102 2,835 52,087 SH   SOLE   52,087 0 0
COCA COLA CO. COM 191216100 448 8,544 SH   SOLE   8,544 0 0
DANAHER CORPORATION COM 235851102 810 2,661 SH   SOLE   2,661 0 0
EMERSON ELECTRIC CO. COM 291011104 287 3,050 SH   SOLE   3,050 0 0
ENBRIDGE INC. COM 29250n105 3,799 95,367 SH   SOLE   95,367 0 0
ENTERPRISE PRODS PARTNERS L.P. COM 293792107 771 35,616 SH   SOLE   35,616 0 0
EXXON MOBIL CORP COM 30231G102 360 6,116 SH   SOLE   6,116 0 0
FACEBOOK, INC. COM 30303M102 394 1,160 SH   SOLE   1,160 0 0
FIRST TR ETF IV NO AMER ENERGY COM 33738D101 283 11,948 SH   SOLE   11,948 0 0
HONEYWELL INTERNATIONAL INC. COM 438516106 264 1,245 SH   SOLE   1,245 0 0
INTEL CORP. COM 458140100 246 4,611 SH   SOLE   4,611 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 612 4,404 SH   SOLE   4,404 0 0
ISHARES MSCI EAFE FD COM 464287465 2,012 25,788 SH   SOLE   25,788 0 0
ISHARES MSCI EMERGING MKTS COM 46434g103 235 3,810 SH   SOLE   3,810 0 0
ISHARES NASDAQ BIOTECHNOLOGY COM 464287556 3,885 24,031 SH   SOLE   24,031 0 0
JOHNSON & JOHNSON COM 478160104 6,204 38,416 SH   SOLE   38,416 0 0
JPMORGAN CHASE & CO. COM 46625h100 3,707 22,648 SH   SOLE   22,648 0 0
LOWE'S COMPANIES INC. COM 548661107 2,487 12,260 SH   SOLE   12,260 0 0
MCDONALDS CORP. COM 580135101 2,253 9,345 SH   SOLE   9,345 0 0
MERCK & CO. INC. NEW COM 58933y105 2,370 31,558 SH   SOLE   31,558 0 0
MICROSOFT CORP. COM 594918104 2,898 10,279 SH   SOLE   10,279 0 0
MONDELEZ INT. INC. CL A COM 609207105 574 9,865 SH   SOLE   9,865 0 0
MSCI EMERGING MKTS INDEX COM 464287234 1,227 24,359 SH   SOLE   24,359 0 0
PEPSICO INC COM 713448108 5,024 33,401 SH   SOLE   33,401 0 0
PFIZER, INC. COM 717081103 3,466 80,582 SH   SOLE   80,582 0 0
PROCTER & GAMBLE CO COM 742718109 1,284 9,184 SH   SOLE   9,184 0 0
SCHWAB FUNDAMENTAL EM L/C COM 808524730 1,561 48,443 SH   SOLE   48,443 0 0
SPDR S&P BIOTECH COM 78464A870 2,225 17,701 SH   SOLE   17,701 0 0
SPROTT PHYSICAL GOLD TR COM 85207H104 670 48,562 SH   SOLE   48,562 0 0
STRYKER CORP. COM 863667101 212 804 SH   SOLE   804 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 6,212 10,873 SH   SOLE   10,873 0 0
VANGUARD EMERGING MARKETS COM 922042858 10,172 203,396 SH   SOLE   203,396 0 0
VANGUARD EUROPEAN COM 922042874 9,958 151,782 SH   SOLE   151,782 0 0
VANGUARD GLB EX-US R.E. IDX COM 922042676 2,080 36,935 SH   SOLE   36,935 0 0
VANGUARD REIT IDX ETF COM 922908553 2,401 23,591 SH   SOLE   23,591 0 0
VERIZON COMMUNICATIONS COM 92343V104 323 5,983 SH   SOLE   5,983 0 0
VISA INC CLASS A COM 92826c839 2,311 10,373 SH   SOLE   10,373 0 0
WALT DISNEY CO. COM 254687106 850 5,026 SH   SOLE   5,026 0 0
WEYERHAEUSER CO. COM 962166104 1,900 53,402 SH   SOLE   53,402 0 0
ZIMMER BIOMET HLDGS COM 98956p102 253 1,729 SH   SOLE   1,729 0 0