The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR BLACKSTONE/GSO SENIOR LOA MF 78467V608 2,052 44,055 SH   SOLE   44,055 0 0
SPDR BLMBG BARCLAYS ST HY BD MF 78468r408 3,635 134,925 SH   SOLE   134,925 0 0
SPDR BLMBG BRCLYS INVT GR FLTG MF 78468r200 17,963 584,555 SH   SOLE   584,555 0 0
ISHARES RUSSELL 1000 GRWTH EF 464287614 519 2,950 SH   SOLE   2,950 0 0
VANGUARD INDEX FUNDS S&P 500 E EF 922908363 5,020 16,971 SH   SOLE   16,971 0 0
VANGUARD MID-CAP ETF EF 922908629 4,207 23,612 SH   SOLE   23,612 0 0
VANGUARD SMALL-CAP ETF EF 922908751 3,991 24,097 SH   SOLE   24,097 0 0
VANGUARD TOTAL STK MKT EF 922908769 761 4,649 SH   SOLE   4,649 0 0
3M COMPANY COM 88579y101 1,137 6,445 SH   SOLE   6,445 0 0
ABBOTT LABORATORIES COM 002824100 2,705 31,142 SH   SOLE   31,142 0 0
ALPHABET, INC. CL A COM 02079K305 4,463 3,332 SH   SOLE   3,332 0 0
ALPHABET, INC. CL C COM 02079K107 1,100 823 SH   SOLE   823 0 0
ANALOG DEVICES, INC. COM 032654105 767 6,450 SH   SOLE   6,450 0 0
APPLE INC COM 037833100 4,305 14,661 SH   SOLE   14,661 0 0
BERKSHIRE HATHWY CL B NEW COM 084670702 5,735 25,322 SH   SOLE   25,322 0 0
BOEING CO. COM 097023105 523 1,605 SH   SOLE   1,605 0 0
BROOKFIELD INFRSTRUC PRTNRS L. COM g16252101 6,518 130,389 SH   SOLE   130,389 0 0
CISCO SYSTEMS, INC. COM 17275R102 2,564 53,451 SH   SOLE   53,451 0 0
COCA COLA CO. COM 191216100 247 4,456 SH   SOLE   4,456 0 0
EMERSON ELECTRIC CO. COM 291011104 582 7,634 SH   SOLE   7,634 0 0
ENBRIDGE INC. COM 29250n105 4,666 117,313 SH   SOLE   117,313 0 0
EXXON MOBIL CORP COM 30231G102 615 8,817 SH   SOLE   8,817 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 366 2,728 SH   SOLE   2,728 0 0
ISHARES MSCI EUROZONE ETF COM 464286608 587 14,000 SH   SOLE   14,000 0 0
ISHARES NASDAQ BIOTECHNOLOGY COM 464287556 4,161 34,531 SH   SOLE   34,531 0 0
JOHNSON & JOHNSON COM 478160104 3,402 23,319 SH   SOLE   23,319 0 0
JPMORGAN CHASE & CO. COM 46625h100 1,653 11,856 SH   SOLE   11,856 0 0
MICROSOFT CORP. COM 594918104 243 1,539 SH   SOLE   1,539 0 0
MSCI EMERGING MKTS INDEX COM 464287234 1,579 35,186 SH   SOLE   35,186 0 0
NESTLE SPON ADR REPSTG REG SH COM 641069406 444 4,102 SH   SOLE   4,102 0 0
PEPSICO INC. COM 713448108 2,908 21,280 SH   SOLE   21,280 0 0
PROCTER & GAMBLE CO COM 742718109 704 5,635 SH   SOLE   5,635 0 0
VANGUARD EMERGING MARKETS COM 922042858 7,676 172,615 SH   SOLE   172,615 0 0
VANGUARD EUROPEAN COM 922042874 8,794 150,070 SH   SOLE   150,070 0 0
VANGUARD GLB EX-US R.E. IDX COM 922042676 4,375 74,048 SH   SOLE   74,048 0 0
VANGUARD REIT INDEX ETF COM 922908553 4,021 43,332 SH   SOLE   43,332 0 0
WEYERHAEUSER CO. COM 962166104 4,953 164,002 SH   SOLE   164,002 0 0
ZIMMER BIOMET HOLDINGS, INC. COM 98956p102 257 1,715 SH   SOLE   1,715 0 0