0001193125-18-209439.txt : 20180629 0001193125-18-209439.hdr.sgml : 20180629 20180629144358 ACCESSION NUMBER: 0001193125-18-209439 CONFORMED SUBMISSION TYPE: 497K PUBLIC DOCUMENT COUNT: 5 FILED AS OF DATE: 20180629 DATE AS OF CHANGE: 20180629 EFFECTIVENESS DATE: 20180629 FILER: COMPANY DATA: COMPANY CONFORMED NAME: iSHARES TRUST CENTRAL INDEX KEY: 0001100663 IRS NUMBER: 943351276 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497K SEC ACT: 1933 Act SEC FILE NUMBER: 333-92935 FILM NUMBER: 18928860 BUSINESS ADDRESS: STREET 1: 400 HOWARD STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: (415) 670-2000 MAIL ADDRESS: STREET 1: 400 HOWARD STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 FORMER COMPANY: FORMER CONFORMED NAME: ISHARES TRUST DATE OF NAME CHANGE: 19991213 0001100663 S000004361 iShares iBoxx $ Investment Grade Corporate Bond ETF C000012091 iShares iBoxx $ Investment Grade Corporate Bond ETF LQD 497K 1 d603476d497k.htm FORM 497K Form 497K
June 29, 2018
2018 Summary Prospectus
►  iShares iBoxx $ Investment Grade Corporate Bond ETF | LQD |  NYSE ARCA
Before you invest, you may want to review the Fund’s prospectus, which contains more information about the Fund and its risks. You can find the Fund’s prospectus (including amendments and supplements) and other information about the Fund, including the Fund’s statement of additional information and shareholder report, online at http://us.ishares.com/prospectus. You can also get this information at no cost by calling 1-800-iShares (1-800-474-2737) or by sending an e-mail request to iSharesETFs@blackrock.com, or from your financial professional. The Fund’s prospectus and statement of additional information, both dated June 29, 2018, as amended and supplemented from time to time, are incorporated by reference into (legally made a part of) this Summary Prospectus.
The Securities and Exchange Commission (“SEC”) has not approved or disapproved these securities or passed upon the adequacy of this prospectus. Any representation to the contrary is a criminal offense.

 

iSHARES® iBOXX® $ INVESTMENT GRADE CORPORATE BOND ETF
Ticker: LQD Stock Exchange: NYSE Arca
Investment Objective
The iShares iBoxx $ Investment Grade Corporate Bond ETF (the “Fund”) seeks to track the investment results of an index composed of U.S. dollar-denominated, investment-grade corporate bonds.
Fees and Expenses
The following table describes the fees and expenses that you will incur if you own shares of the Fund. The investment advisory agreement between iShares Trust (the “Trust”) and BlackRock Fund Advisors (“BFA”) (the “Investment Advisory Agreement”) provides that BFA will pay all operating expenses of the Fund, except the management fees, interest expenses, taxes, expenses incurred with respect to the acquisition and disposition of portfolio securities and the execution of portfolio transactions, including brokerage commissions, distribution fees or expenses, litigation expenses and any extraordinary expenses.
You may also incur usual and customary brokerage commissions and other charges when buying or selling shares of the Fund, which are not reflected in the Example that follows:
Annual Fund Operating Expenses
(ongoing expenses that you pay each year as a
percentage of the value of your investments)
Management
Fees 		  Distribution and
Service (12b-1)
Fees 		  Other
Expenses 		  Total Annual
Fund
Operating
Expenses
0.15%   None   None   0.15%
Example. This Example is intended to help you compare the cost of owning shares of the Fund with the cost of investing in other funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated and then sell all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions, your costs would be:
1 Year   3 Years   5 Years   10 Years
$15   $48   $85   $192
S-1

 

Portfolio Turnover. The Fund may pay transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in the Annual Fund Operating Expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund's portfolio turnover rate was 10% of the average value of its portfolio.
Principal Investment Strategies
The Fund seeks to track the investment results of the Markit iBoxx® USD Liquid Investment Grade Index (the “Underlying Index”), which is a rules-based index consisting of liquid, U.S. dollar-denominated, investment-grade (as determined by Markit Indices Limited (the “Index Provider” or “Markit”)) corporate bonds for sale in the U.S. The Underlying Index is designed to provide a broad representation of the U.S. dollar-denominated liquid investment-grade corporate bond market. The Underlying Index is a modified market-value weighted index with a cap on each issuer of 3%. There is no limit to the number of issues in the Underlying Index. As of February 28, 2018, the Underlying Index included approximately 1,823 constituents. As of February 28, 2018, a significant portion of the Underlying Index is represented by securities of companies in the financials and industrials sectors. The components of the Underlying Index, and the degree to which these components represent certain sectors,
are likely to change over time.
The Underlying Index is a subset of the Markit iBoxx USD Corporate Bond Index, which as of February 28, 2018 is an index of 5,510 investment-grade bonds. Bonds in the Underlying Index are selected from the universe of eligible bonds in the Markit iBoxx USD Corporate Bond Index using defined rules. As of the date of this prospectus (the “Prospectus”), the bonds eligible for inclusion in the Underlying Index consist of U.S. dollar-denominated corporate bonds that: (i) are issued by companies domiciled in countries classified as developed markets by Markit; (ii) have an average rating of investment grade (ratings from Fitch Ratings, Inc., Moody's Investors Service, Inc. or Standard & Poors® Financial Services LLC, a subsidiary of S&P Global (“S&P Global Ratings”) are considered; if more than one agency provides a rating, the average rating is attached to the bond); (iii) are from issuers with at least $2 billion outstanding face value; (iv) have at least $750 million of outstanding face value; (v) have at least three years to maturity; and (vi) have at least three years and 6 months to maturity for new index insertions.
BFA uses a “passive” or indexing approach to try to achieve the Fund’s investment objective. Unlike many investment companies, the Fund does not try to “beat” the index it tracks and does not seek temporary defensive positions when markets decline or appear overvalued.
Indexing may eliminate the chance that the Fund will substantially outperform the Underlying Index but also may reduce some of the risks of active management, such as poor security selection. Indexing seeks to achieve lower costs and better after-tax
S-2

 

performance by keeping portfolio turnover low in comparison to actively managed investment companies.
BFA uses a representative sampling indexing strategy to manage the Fund. “Representative sampling” is an indexing strategy that involves investing in a representative sample of securities that collectively has an investment profile similar to that of an applicable underlying index. The securities selected are expected to have, in the aggregate, investment characteristics (based on factors such as market capitalization and industry weightings), fundamental characteristics (such as return variability, duration, maturity, credit ratings and yield) and liquidity measures similar to those of an applicable underlying index. The Fund may or may not hold all of the securities in the Underlying Index.
The Fund generally invests at least 90% of its assets in component securities of the Underlying Index and at least 95% of its assets in investment-grade corporate bonds. However, the Fund may at times invest up to 20% of its assets in certain futures, options and swap contracts, cash and cash equivalents as well as bonds not included in its relevant Underlying Index but which BFA believes will help the Fund track its Underlying Index and which are either: (i) included in the broader index upon which the Underlying Index is based (i.e., the Markit iBoxx USD Index); or (ii) new issues which BFA believes are entering or about to enter the Underlying Index or the Markit iBoxx USD Index. The Fund may invest up to 5% of its assets in repurchase agreements collateralized by U.S. government obligations and in cash and cash equivalents, including shares of money market funds advised
by BFA or its affiliates. The Fund seeks to track the investment results of the Underlying Index before fees and expenses of the Fund.
The Fund may lend securities representing up to one-third of the value of the Fund's total assets (including the value of any collateral received).
The Underlying Index is sponsored by Markit, which is independent of the Fund and BFA. The Index Provider determines the composition and relative weightings of the securities in the Underlying Index and publishes information regarding the market value of the Underlying Index.
Industry Concentration Policy. The Fund will concentrate its investments (i.e., hold 25% or more of its total assets) in a particular industry or group of industries to approximately the same extent that the Underlying Index is concentrated. For purposes of this limitation, securities of the U.S. government (including its agencies and instrumentalities), repurchase agreements collateralized by U.S. government securities, and securities of state or municipal governments and their political subdivisions are not considered to be issued by members of any industry.
Summary of Principal Risks
As with any investment, you could lose all or part of your investment in the Fund, and the Fund's performance could trail that of other investments. The Fund is subject to certain risks, including the principal risks noted below, any of which may adversely affect the Fund's net asset value per share (“NAV”), trading price, yield, total return and ability to meet its investment objective.
S-3

 

Asset Class Risk. Securities and other assets in the Underlying Index or in the Fund's portfolio may underperform in comparison to the general financial markets, a particular financial market or other asset classes.
Authorized Participant Concentration Risk. Only an Authorized Participant may engage in creation or redemption transactions directly with the Fund. The Fund has a limited number of institutions that may act as Authorized Participants on an agency basis (i.e., on behalf of other market participants). To the extent that Authorized Participants exit the business or are unable to proceed with creation or redemption orders with respect to the Fund and no other Authorized Participant is able to step forward to create or redeem Creation Units (as defined in the Purchase and Sale of Fund Shares section of the Prospectus), Fund shares may be more likely to trade at a premium or discount to NAV and possibly face trading halts or delisting.
Call Risk. During periods of falling interest rates, an issuer of a callable bond held by the Fund may “call” or repay the security before its stated maturity, and the Fund may have to reinvest the proceeds in securities with lower yields, which would result in a decline in the Fund's income, or in securities with greater risks or with other less favorable features.
Concentration Risk. The Fund may be susceptible to an increased risk of loss, including losses due to adverse events that affect the Fund’s investments more than the market as a whole, to the extent that the Fund's investments are concentrated in the securities of a particular issuer or issuers, country, group of countries, region, market,
industry, group of industries, sector or asset class.
Credit Risk. Debt issuers and other counterparties may be unable or unwilling to make timely interest and/or principal payments when due or otherwise honor their obligations. Changes in an issuer’s credit rating or the market’s perception of an issuer’s creditworthiness may also adversely affect the value of the Fund’s investment in that issuer. The degree of credit risk depends on an issuer’s or counterparty’s financial condition and on the terms of an obligation.
Cyber Security Risk. Failures or breaches of the electronic systems of the Fund, the Fund's adviser, distributor, and other service providers, market makers, Authorized Participants or the issuers of securities in which the Fund invests have the ability to cause disruptions and negatively impact the Fund’s business operations, potentially resulting in financial losses to the Fund and its shareholders. While the Fund has established business continuity plans and risk management systems seeking to address system breaches or failures, there are inherent limitations in such plans and systems. Furthermore, the Fund cannot control the cyber security plans and systems of the Fund’s service providers, the Index Provider, market makers, Authorized Participants or issuers of securities in which the Fund invests.
Extension Risk. During periods of rising interest rates, certain debt obligations may be paid off substantially more slowly than originally anticipated and the value of those securities may fall sharply, resulting in a decline in the Fund’s income and potentially in the value of the Fund’s investments.
S-4

 

Financials Sector Risk. Performance of companies in the financials sector may be adversely impacted by many factors, including, among others, changes in government regulations, economic conditions, and interest rates, credit rating downgrades, and decreased liquidity in credit markets. The extent to which the Fund may invest in a company that engages in securities-related activities or banking is limited by applicable law. The impact of changes in capital requirements and recent or future regulation of any individual financial company, or of the financials sector as a whole, cannot be predicted. In recent years, cyber attacks and technology malfunctions and failures have become increasingly frequent in this sector and have caused significant losses to companies in this sector, which may negatively impact the Fund.
Geographic Risk. A natural disaster could occur in a geographic region in which the Fund invests, which could adversely affect the economy or the business operations of companies in the specific geographic region, causing an adverse impact on the Fund's investments in the affected region.
Income Risk. The Fund's income may decline when interest rates fall. This decline can occur because the Fund may subsequently invest in lower-yielding bonds as bonds in its portfolio mature, are near maturity or are called, bonds in the Underlying Index are substituted, or the Fund otherwise needs to purchase additional bonds.
Index-Related Risk. There is no guarantee that the Fund’s investment results will have a high degree of correlation to those of the Underlying Index or that the Fund will achieve its investment objective. Market
disruptions and regulatory restrictions could have an adverse effect on the Fund’s ability to adjust its exposure to the required levels in order to track the Underlying Index. Errors in index data, index computations or the construction of the Underlying Index in accordance with its methodology may occur from time to time and may not be identified and corrected by the Index Provider for a period of time or at all, which may have an adverse impact on the Fund and its shareholders.
Industrials Sector Risk. Companies in the industrials sector may be adversely affected by changes in the supply of and demand for products and services, product obsolescence, claims for environmental damage or product liability and changes in general economic conditions, among other factors.
Interest Rate Risk. An increase in interest rates may cause the value of securities held by the Fund to decline, may lead to heightened volatility in the fixed-income markets and may adversely affect the liquidity of certain fixed-income investments. The historically low interest rate environment, together with recent modest rate increases, heightens the risks associated with rising interest rates.
Issuer Risk. The performance of the Fund depends on the performance of individual securities to which the Fund has exposure. Changes in the financial condition or credit rating of an issuer of those securities may cause the value of the securities to decline.
Liquidity Risk. Liquidity risk exists when particular investments are difficult to purchase or sell. This can reduce the Fund's returns because the Fund may
S-5

 

be unable to transact at advantageous times or prices.
Management Risk. As the Fund may not fully replicate the Underlying Index, it is subject to the risk that BFA's investment strategy may not produce the intended results.
Market Risk. The Fund could lose money over short periods due to short-term market movements and over longer periods during more prolonged market downturns.
Market Trading Risk. The Fund faces numerous market trading risks, including the potential lack of an active market for Fund shares, losses from trading in secondary markets, periods of high volatility and disruptions in the creation/redemption process. ANY OF THESE FACTORS, AMONG OTHERS, MAY LEAD TO THE FUND'S SHARES TRADING AT A PREMIUM OR DISCOUNT TO NAV.
Operational Risk. The Fund is exposed to operational risks arising from a number of factors, including, but not limited to, human error, processing and communication errors, errors of the Fund’s service providers, counterparties or other third-parties, failed or inadequate processes and technology or systems failures. The Fund and BFA seek to reduce these operational risks through controls and procedures. However, these measures do not address every possible risk and may be inadequate to address significant operational risks.
Passive Investment Risk. The Fund is not actively managed, and BFA generally does not attempt to take defensive positions under any market conditions, including declining markets.
Risk of Investing in the United States. Certain changes in the U.S. economy, such as when the U.S. economy weakens or when its financial markets decline, may have an adverse effect on the securities to which the Fund has exposure.
Securities Lending Risk. The Fund may engage in securities lending. Securities lending involves the risk that the Fund may lose money because the borrower of the loaned securities fails to return the securities in a timely manner or at all. The Fund could also lose money in the event of a decline in the value of collateral provided for loaned securities or a decline in the value of any investments made with cash collateral. These events could also trigger adverse tax consequences for the Fund.
Security Risk. Some countries and regions in which the Fund invests have experienced security concerns, such as terrorism and strained international relations. Incidents involving a country's or region's security may cause uncertainty in its markets and may adversely affect its economy and the Fund's investments.
Tracking Error Risk. The Fund may be subject to tracking error, which is the divergence of the Fund’s performance from that of the Underlying Index. Tracking error may occur because of differences between the securities and other instruments held in the Fund’s portfolio and those included in the Underlying Index, pricing differences (including, as applicable, differences between a security’s price at the local market close and the Fund's valuation of a security at the time of calculation of the Fund's NAV), differences in transaction costs, the Fund’s holding of uninvested cash,
S-6

 

differences in timing of the accrual of or the valuation of distributions, tax gains or losses, changes to the Underlying Index or the costs to the Fund of complying with various new or existing regulatory requirements. This risk may
be heightened during times of increased market volatility or other unusual market conditions. Tracking error also may result because the Fund incurs fees and expenses, while the Underlying Index does not.
Performance Information
The bar chart and table that follow show how the Fund has performed on a calendar year basis and provide an indication of the risks of investing in the Fund. Both assume that all dividends and distributions have been reinvested in the Fund. Past performance (before and after taxes) does not necessarily indicate how the Fund will perform in the future. Supplemental information about the Fund’s performance is shown under the heading Total Return Information in the Supplemental Information section of the Prospectus.
Year by Year Returns1 (Years Ended December 31)
1 The Fund’s year-to-date return as of March 31, 2018 was -2.97%.
The best calendar quarter return during the periods shown above was 9.02% in the 4th quarter of 2008; the worst was -7.79% in the 3rd quarter of 2008.
Updated performance information may be obtained by visiting our website at www.iShares.com or by calling 1-800-iShares (1-800-474-2737) (toll free).
S-7

 

Average Annual Total Returns
(for the periods ended December 31, 2017)
  One Year   Five Years   Ten Years
(Inception Date: 7/22/2002)          
Return Before Taxes 7.16%   3.53%   5.84%
Return After Taxes on Distributions1 5.70%   2.01%   4.16%
Return After Taxes on Distributions and Sale of Fund Shares1 4.03%   1.98%   3.84%
Markit iBoxx® USD Liquid Investment Grade Index (Index returns do not reflect deductions for fees, expenses, or taxes) 7.29%   3.74%   6.21%
1 After-tax returns in the table above are calculated using the historical highest individual U.S. federal marginal income tax rates and do not reflect the impact of state or local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown, and after-tax returns shown are not relevant to tax-exempt investors or investors who hold shares through tax-deferred arrangements, such as 401(k) plans or individual retirement accounts (“IRAs”). Fund returns after taxes on distributions and sales of Fund shares are calculated assuming that an investor has sufficient capital gains of the same character from other investments to offset any capital losses from the sale of Fund shares. As a result, Fund returns after taxes on distributions and sales of Fund shares may exceed Fund returns before taxes and/or returns after taxes on distributions.
S-8

 

Management
Investment Adviser. BlackRock Fund Advisors.
Portfolio Managers. James Mauro and Scott Radell (the “Portfolio Managers”) are primarily responsible for the day-to-day management of the Fund. Each Portfolio Manager supervises a portfolio management team. Mr. Mauro and Mr. Radell have been Portfolio Managers of the Fund since 2011 and 2010, respectively.
Purchase and Sale of Fund Shares
The Fund is an exchange-traded fund (commonly referred to as an “ETF”). Individual shares of the Fund are listed on a national securities exchange. Most investors will buy and sell shares of the Fund through a broker-dealer. The price of Fund shares is based on market price, and because ETF shares trade at market prices rather than at NAV, shares may trade at a price greater than NAV (a premium) or less than NAV (a discount). The Fund will only issue or redeem shares that have been aggregated into blocks of 100,000 shares or multiples thereof (“Creation Units”) to Authorized Participants who have entered into agreements with the Fund's distributor. The Fund generally will issue or redeem Creation Units in return for a designated portfolio of securities (and an amount of cash) that the Fund specifies each day.
Tax Information
The Fund intends to make distributions that may be taxable to you as ordinary income or capital gains, unless you are investing through a tax-deferred arrangement such as a 401(k) plan or an IRA, in which case, your distributions generally will be taxed when withdrawn.
Payments to Broker-Dealers and other Financial Intermediaries
If you purchase shares of the Fund through a broker-dealer or other financial intermediary (such as a bank), BFA or other related companies may pay the intermediary for marketing activities and presentations, educational training programs, conferences, the development of technology platforms and reporting systems or other services related to the sale or promotion of the Fund. These payments may create a conflict of interest by influencing the broker-dealer or other intermediary and your salesperson to recommend the Fund over another investment. Ask your salesperson or visit your financial intermediary’s website for more information.
S-9

 

[THIS PAGE INTENTIONALLY LEFT BLANK]

 

For more information visit www.iShares.com or call 1-800-474-2737
IS-SP-LQD-0818
Investment Company Act file No.: 811-09729
 GRAPHIC 2 g603476br2015.gif GRAPHIC begin 644 g603476br2015.gif M1TE&.#EA?0 2 / ",?( "'Y! $ $ + !] !( +^A(\0R^T/ MHYPIS8LSJU7[+W$62%[(PI6J=@;="F^'T\ZF#;TNCLYMS]/1=#^@8K0Q>I2EK%";:'EE4JI8Q6]$]I6UWS/N:\SR(D]CU_S.BZWX?6TJ MY>56YK>70S1W%U8H1I5X4J7(-\2WU33V%,G&I=CVJ&8HJ1D'ER@J&,H6B;4) MQGDH])#&9*IE]RIKJ0H8"EE;F=IZFI7;"$H,5L[]NP;A$K[ M&1A]W2R\2O(+]OWOQA.Y;,8+* JB;. GRAPHIC 3 g603476img475670981.gif GRAPHIC begin 644 g603476img475670981.gif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g603476isharesbr2015.jpg GRAPHIC begin 644 g603476isharesbr2015.jpg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end GRAPHIC 5 g603476lqd.jpg GRAPHIC begin 644 g603476lqd.jpg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�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end