Interim Condensed Consolidated Statement of Cash Flows - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash flows from operations:
Net income	$ 1,272	$ 822	[1]
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in earnings of unconsolidated entity	0	(3)	[1]
Unrealized foreign currency losses, net	176	498
Depreciation and amortization	465	389
Accrued interest and financial income	(287)	(232)
Non cash interest expense and amortization of debt issuance costs and other charges	78	79
Provision for doubtful accounts	1,331	751	[1]
Results on derivative instruments	(18)	26
Long term retention program (“LTRP”) accrued compensation	210	122
Results on digital assets at fair value	(10)	0
Deferred income taxes	(167)	(84)
Changes in assets and liabilities:
Accounts receivable	(94)	(46)
Credit card receivables and other means of payments	(1,421)	(361)
Inventories	(110)	(85)
Other assets	(270)	(92)
Payables and accrued expenses	957	605
Funds payable to customers	1,880	440
Amounts payable due to credit and debit card transactions	761	255
Other liabilities	71	(85)
Interest received from investments	170	213
Net cash provided by operating activities	4,994	3,212
Cash flows from investing activities:
Purchases of investments	(12,383)	(15,540)
Proceeds from sale and maturity of investments	10,089	14,847
Receipts from settlements of derivative instruments	18	0
Payments from settlements of derivative instruments	(12)	(49)
Purchases of intangibles assets	(4)	0
Changes in loans receivable, net	(3,316)	(1,465)
Investments of property and equipment	(551)	(329)
Net cash used in investing activities	(6,159)	(2,536)
Cash flows from financing activities:
Proceeds from loans payable and other financial liabilities	12,575	19,390
Payments on loans payable and other financing liabilities	(11,334)	(19,353)
Payments of finance lease liabilities	(38)	(21)
Common Stock repurchased	(1)	(356)
Net cash provided by (used in) financing activities	1,202	(340)
Effect of exchange rate changes on cash, cash equivalents, restricted cash and cash equivalents	(407)	(443)
Net decrease in cash, cash equivalents, restricted cash and cash equivalents	(370)	(107)
Cash, cash equivalents, restricted cash and cash equivalents, beginning of the period	3,848	3,363
Cash, cash equivalents, restricted cash and cash equivalents, end of the period	3,478	3,256
Non-cash transactions:
Right-of-use assets obtained under operating leases	257	188
Property and equipment obtained under finance leases	$ 13	$ 20

[1] Recast for consistency with the current presentation due to the change in the presentation of certain financial results. Please refer to Note 2 – Summary of significant accounting policies - Change in the presentation of certain financial results and reclassification of prior year results.