XML 91 R75.htm IDEA: XBRL DOCUMENT v3.22.4
Loans Receivable, Net - Schedule of Allowance for Doubtful Accounts (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year $ 435 $ 78 $ 20
Net charged to Net Income 1,058 434 91
Currency translation adjustments (10) (13) 7
Write-offs (379) (64) (45)
Balance at end of year 1,104 435 78
Unused agreed loan commitment 8    
Adoption of ASC 326      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year     5
On-line merchant      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 79 20 9
Net charged to Net Income 109 75 25
Currency translation adjustments 1 (3) 5
Write-offs (69) (13) (21)
Balance at end of year 120 79 20
On-line merchant | Adoption of ASC 326      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year     2
Consumer      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 232 45 8
Net charged to Net Income 600 234 51
Currency translation adjustments (9) (7) 2
Write-offs (209) (40) (18)
Balance at end of year 614 232 45
Consumer | Adoption of ASC 326      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year     2
In-store merchant      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 76 13 3
Net charged to Net Income 139 74 15
Currency translation adjustments (1) (3) 0
Write-offs (69) (8) (6)
Balance at end of year 145 76 13
In-store merchant | Adoption of ASC 326      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year     1
Credit Cards      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Balance at beginning of year 48 0  
Net charged to Net Income 210 51  
Currency translation adjustments (1) 0  
Write-offs (32) (3)  
Balance at end of year $ 225 $ 48 $ 0