Filed pursuant to Rule 433

June 3, 2024

Relating to

Preliminary Prospectus Supplement dated June 3, 2024 to

Prospectus dated November 17, 2022

Registration Statement No. 333-268442

MetLife, Inc.

$500,000,000 5.300% Senior Notes due 2034

Final Term Sheet

June 3, 2024

The information in this final term sheet relates to the offering of the securities specified herein and should be read together with the preliminary prospectus supplement dated June 3, 2024 (the “Preliminary Prospectus Supplement”), including the documents incorporated by reference therein, and the accompanying prospectus dated November 17, 2022, filed pursuant to Rule 424(b) under the Securities Act of 1933 (Registration Statement File No. 333-268442). This final term sheet is qualified in its entirety by reference to the Preliminary Prospectus Supplement. Capitalized terms used but not defined herein shall have the respective meanings as set forth in the Preliminary Prospectus Supplement.

Issuer:	MetLife, Inc. (“Issuer”)
Securities:	5.300% Senior Notes due 2034
Anticipated Ratings (Outlook)*:	A3 (Stable) / A- (Stable) / A- (Stable) (Moody’s / S&P / Fitch)
Aggregate Principal Amount:	$500,000,000
Price to the Public:	99.584% of principal amount, plus accrued interest, if any, from June 5, 2024
Gross Underwriting Discount:	0.450%
Proceeds to Issuer Before Expenses:	$495,670,000
Maturity Date:	December 15, 2034
Trade Date:	June 3, 2024
Settlement Date**:	June 5, 2024 (T+2)
Interest Payment Dates:	Semi-annually on June 15 and December 15 of each year, beginning on December 15, 2024
Coupon:	5.300%
Benchmark Treasury:	UST 4.375% due May 15, 2034
Spread to Benchmark Treasury:	UST + 95 bps

Benchmark Treasury Price / Yield:	99-25 / 4.402%
Yield to Maturity:	5.352%
Denominations:	$2,000 and integral multiples of $1,000 in excess thereof
Ranking:	Senior Unsecured
Par Call Date:	September 15, 2034
Make-Whole Call:	UST + 15 bps
CUSIP:	59156RCN6
ISIN:	US59156RCN61
Joint Book-Running Managers:	Citigroup Global Markets Inc. Deutsche Bank Securities Inc. Goldman Sachs & Co. LLC HSBC Securities (USA) Inc. Wells Fargo Securities, LLC
Senior Co-Managers:	Barclays Capital Inc. BofA Securities, Inc. BNP Paribas Securities Corp. J.P. Morgan Securities LLC Mizuho Securities USA LLC Morgan Stanley & Co. LLC TD Securities (USA) LLC
Co-Managers:	Santander US Capital Markets LLC Scotia Capital (USA) Inc. SG Americas Securities, LLC U.S. Bancorp Investments, Inc.
Junior Co-Managers:	Drexel Hamilton, LLC Penserra Securities LLC Stern Brothers & Co.

* Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time.

** It is expected that delivery of the Notes will be made on or about June 5, 2024, which will be the second business day (T+2) following the date hereof. Under Rule 15c6-1 under the Securities Exchange Act of 1934, trades in the secondary market generally are required to settle in one business day (T+1), unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade the Notes more than one business day prior to the scheduled settlement date will be required, by virtue of the fact that the Notes will initially settle in T+2, to specify an alternative settlement arrangement at the time of any such trade to prevent a failed settlement. Purchasers of the Notes who wish to trade the Notes more than one business day prior to the scheduled settlement date should consult their own advisors.

The Issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the Issuer, any underwriter or any dealer participating in this offering will arrange to send you the prospectus if you request it by calling Citigroup Global Markets Inc. toll-free at +1 (800) 831-9146, Goldman Sachs & Co. LLC toll-free at +1 (866) 471-2526, Deutsche Bank Securities Inc. at +1 (800) 503-4611, HSBC Securities (USA) Inc. toll-free at +1 (866) 811-8049 or Wells Fargo Securities, LLC toll-free at +1 (800) 645-3751.

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