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                                                                   Exhibit 10.15

                                 DESCRIPTION OF
                      EPRISE CORPORATION STOCK LOAN PROGRAM
                              Adopted July 14, 1999
               Amended as of October 23, 2000 and January 23, 2001

     Eprise Corporation's Stock Loan Program (the "PROGRAM") is designed to
encourage eligible employees of Eprise Corporation to acquire and hold Eprise
stock pursuant to the exercise of stock options granted by Eprise. Eligibility
for the Program, as determined by the Board of Directors of Eprise, shall extend
only to officers of the company (i.e., the president, any vice presidents, the
chief executive officer, the chief technology officer and the chief financial
officer) ("ELIGIBLE EMPLOYEES" or "BORROWERS").

     Under the Program, Eprise may loan to each Eligible Employee who exercises
or wishes to exercise options to acquire Eprise stock an amount up to or equal
to the exercise price of the shares of Eprise stock acquired. Disbursement of
such loans shall be made directly to Eprise in payment of the option exercise
price upon the Borrower's presentation of an option exercise form.

     Eprise may also provide loans to Eligible Employees under the Program for
the purpose of funding the Borrower's payment of alternative minimum tax
attributable to the exercise of incentive stock options granted by Eprise.
Eprise shall make these funds available to the Borrower immediately prior to the
filing of the respective Borrower's tax return, subject to production by the
Eligible Employee of such documentary support as the Board of Directors or
President may require.

     Each participant in the Program shall be required to execute a Loan
Agreement, Promissory Note and Pledge Agreement, in the forms attached hereto,
before receiving funds for any purpose.


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     Unless specifically permitted by the Board of Directors, the maximum loan
amount to any single Eligible Employee under the Program in any given year shall
be equal to one-half of such Eligible Employee's annual salary for that year.

     Each loan under the Program must be approved by the Board of Directors.

     Each loan extended to a Borrower under this Program shall be a full
recourse loan evidenced by the Promissory Note. The Promissory Note shall bear
interest at a rate not less than one percent (1%) above the prime lending rate
then reported in the Wall Street Journal or such higher rate as the Board of
Directors shall deem advisable. Under the Program, all loans and Promissory
Notes shall be secured, pursuant to the Pledge Agreement, by the shares of
Eprise stock purchased by the employee with funds advanced by Eprise.

     A Borrower may sell shares of Eprise stock purchased with funds loaned
under this Program which are subject to a pledge only with the prior consent of
Eprise and only if all proceeds from such sale are first applied to the
re-payment of the outstanding principal and interest of the loan. The Borrower
may retain the amount of any excess proceeds after full re-payment of the loan.

     Notwithstanding the foregoing, at any time, and from time to time, a
Borrower whose pledged shares that are then vested to such Borrower have a then
current fair market value, based on the average closing price on the Nasdaq
National Market during the 10 trading days preceding such date, in excess of
200% of the outstanding balance on the underlying loan, may by written request
to the Company, and without payment of any outstanding amount, request that a
portion of the pledged shares be released from the pledge, PROVIDED, HOWEVER,
that (i) only shares that are vested to the Borrower may be so released, (ii) no
more than that number of vested shares may be released to the Borrower such that
the fair market value of those vested shares that remain subject


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to the pledge after such release remains equal to at least 200% of the
outstanding balance on the loan, and (iii) such Borrower must within a
reasonable amount of time after such release sell all such shares for the
express purpose of raising capital necessary to meet present or future tax
obligations that arose in connection with (x) the original acquisition by such
Borrower of the pledged shares or (y) the sale of such shares. The Board of
Directors shall grant any such request unless, in its sole discretion, it
determines it to be advisable that shares representing a higher percentage of
the loan balance be retained as collateral for the loan.

     The principal amount of any loan made under this Program shall be due and
payable no later than sixty (60) months after the date of the loan. Interest on
a loan shall be due and payable quarterly. All Borrowers shall make mandatory
periodic principal payments by authorizing Eprise to deduct an amount equal to
twenty percent (20%) of any after-tax bonus(es) paid to such Borrowers while a
loan is outstanding under the Program. Any such deduction shall be applied first
to the earliest outstanding loan to that Borrower.

     If a Borrower ceases to be employed by Eprise for any reason, he must repay
any outstanding loan under the Program within 90 days of termination.

     Eprise shall hold the stock certificates for the shares purchased with
loans under the Program, and the Borrower shall execute such stock powers
regarding those stock certificates as Eprise shall reasonably request. The stock
certificates shall be delivered to the Borrower upon repayment in full of the
loan (or release of shares from the pledge as provided herein).

     Any outstanding loan may from time to time and in accordance with this
Program be increased by the advancement of further funds to such Eligible
Employee or decreased by the repayment by such Eligible Employee of outstanding
balances.


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     This Program may be amended or terminated at any time by Eprise, except
with respect to outstanding loans. In addition, to effect the purpose of the
Program and/or protect Eprise's interests hereunder, the Board of Directors or
the President may impose such other commercially reasonable conditions on the
grant or repayment of the loans authorized hereby as they may determine from
time to time.

                                     NOTICE

     PARTICIPATION IN THIS PROGRAM HAS RISKS. ALL LOANS MADE UNDER THIS PROGRAM
ARE FULL RECOURSE LOANS AND WILL BE REPAYABLE IN FULL BY THE BORROWER FROM HIS
OWN FUNDS EVEN IF THE STOCK PURCHASED UNDER THIS PROGRAM DECLINES IN VALUE AND
IS WORTH LESS THAN THE AMOUNT OF THE LOAN. THE LOAN WILL ALSO BE PAYABLE IN FULL
IF THE BORROWER CEASES TO BE EMPLOYED BY EPRISE.


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