EXHIBIT 99.2

[CONCENTRA GRAPHIC APPEARS HERE]

           Contacts: Daniel J. Thomas              Thomas E. Kiraly
                     President and                 Executive Vice President and
                     Chief Executive Officer       Chief Financial Officer
                     (972) 364-8111                (972) 364-8217


                     CONCENTRA COMPLETES THE ACQUISITION OF
                          NATIONAL HEALTHCARE RESOURCES

         ADDISON, Texas, November 20, 2001 - Concentra Operating Corporation
("Concentra") today announced that it has successfully completed its acquisition
of National Healthcare Resources, Inc. ("NHR"). NHR provides competitive care
management, bill re-pricing and network services to the workers' compensation
and auto insurance industries.

         Daniel J. Thomas, President and Chief Executive Officer of Concentra
said the acquisition will enable the strategic blending of two strong companies
with complementary capabilities, resulting in enhanced value to Concentra's
financial partners and clients. "Our two organizations complement each other
extremely well," said Thomas. "Concentra has excelled at providing its national
clients with services primarily targeted to the workers' compensation,
occupational healthcare and group health markets, while NHR has developed strong
expertise serving middle market and regional clients. NHR also brings us
enhanced product offerings for the auto industry. Together, we are a stronger
company that is better positioned to meet the needs of our payor and employer
customers."

         Thomas said that the acquisition will also strengthen Concentra in a
number of other significant ways. "Through a combination of our FOCUS PPO
network and the MetraComp PPO network, we will be able to provide broader
coverage and increased network penetration. This will generate even greater
medical savings for our clients. The combination of Concentra and NHR will also
expand our capabilities in case management, peer reviews and independent medical
exams, providing clients with broader resources across the 50 states in which we
operate."

         Thomas said the Company plans to integrate the technologies of NHR and
Concentra in a manner that capitalizes on the best practices, procedures and
systems from each enterprise. Given the similar nature of the operations of the
two companies, Thomas said he believes Concentra will be able to rapidly and
successfully integrate the operations of NHR with its own. Additionally, he
stated that Concentra will be strengthening its management team through the
retention of several key NHR executives.

         With the acquisition, Concentra will have revenues approaching $1
billion and more than 10,000 employees nationwide. "The acquisition increases
the size of Concentra," said Thomas, "but more importantly, it improves our
ability to meet our clients' needs and to offer a broader

                                     -MORE-



Concentra Completes NHR Acquisition
Page 2
November 20, 2001



array of services. We're excited about what this means for the future of
Concentra, our financial partners and our clients."

         The closing of the NHR acquisition marks the second significant
acquisition by Concentra during the month of November. The Company previously
announced that it had closed its acquisition of Health Network Systems LLC, a
network services and bill re-pricing company, on November 12, 2001. In
connection with the NHR acquisition, Lehman Brothers acted as financial advisor
to NHR.

         Concentra Operating Corporation, the successor to and a wholly owned
subsidiary of Concentra Inc., is the comprehensive outsource solution for
containing healthcare and disability costs. Serving the occupational, auto and
group healthcare markets, Concentra provides employers, insurers and payors with
a series of integrated services which include employment-related injury and
occupational health care, in-network and out-of-network medical claims review
and re-pricing, access to specialized preferred provider organizations, first
notice of loss services, case management and other cost containment services.

         This press release contains certain forward-looking statements, which
Concentra is making in reliance on the safe harbor provisions of the Private
Securities Litigation Reform Act of 1995. Investors are cautioned that all
forward-looking statements involve risks and uncertainties, and that Concentra's
actual results may differ materially from the results discussed in the
forward-looking statements. Factors that could cause or contribute to such
differences include, but are not limited to, the potential adverse impact of
governmental regulation on Concentra's operations, interruption in its data
processing capabilities, operational financing and strategic risks related to
Concentra's capital structure and growth strategy, possible fluctuations in
quarterly and annual operations, possible legal liability for adverse medical
consequences, competitive pressures, adverse changes in market conditions for
Concentra's services, and dependence on key management personnel. Additional
factors include those described in Concentra's filings with the Securities and
Exchange Commission.

                                      -END-