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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash flows from operating activities:      
Net income $ 7,122 $ 4,902 $ 5,045
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation, amortization, and accretion 3,323 3,473 3,242
Provision for loan losses 2,550 3,250 1,800
Deferred income tax expense (benefit) 6,166 (452) (115)
Stock-based compensation expense 112 15 24
Proceeds from sale of loans held-for-sale 83,928 83,766 46,359
Originations of loans held-for-sale (70,436) (85,293) (45,096)
Earnings on bank-owned life insurance (337) (325) (315)
Net gain from sales of loans (1,402) (1,766) (799)
Net gain from sales of investment securities (2,979) (251) (49)
Net loss from sale and write-down of foreclosed assets held-for-sale 418 160 20
Loss on disposal of equipment 10 17 2
Other-than-temporary impairment on securities   136 246
Change in:      
Accrued interest receivable (89) 69 130
Other assets (4,928) (297) 591
Accrued interest payable and other liabilities (398) (2,860) 3,996
Net cash provided by operating activities 23,060 4,544 15,081
Cash flows from investing activities:      
Held-to-maturity securities: Proceeds from maturities, calls, and principal pay-downs 112 100 101
Available-for-sale securities: Proceeds from sales 17,651 3,571 2,757
Available-for-sale securities: Proceeds from maturities, calls and principal pay-downs 25,684 32,542 30,722
Available-for-sale securities: Purchases (37,109) (27,751) (55,964)
(Increase) decrease FHLB stock (16) 1,076 843
Net (increase) decrease in loans and leases (52,956) (34,955) 1,798
Acquisition of bank premises and equipment (1,038) (1,979) (418)
Proceeds from sale of foreclosed assets held-for-sale 1,483 1,067 891
Net cash used by investing activities (46,189) (26,329) (19,270)
Cash flows from financing activities:      
Net increase (decrease) in deposits 15,038 (1,142) 33,354
Net increase (decrease) in short-term borrowings 586 (1,452) 959
Repayments of long-term debt   (5,000)  
Proceeds from employee stock purchase plan participants 78 67 67
Dividends paid, net of dividends reinvested (1,596) (1,493) (1,478)
Proceeds from dividend reinvestment plan participants 395 486 485
Net cash provided (used) by financing activities 14,501 (8,534) 33,387
Net (decrease) increase in cash and cash equivalents (8,628) (30,319) 29,198
Cash and cash equivalents, beginning 21,846 52,165 22,967
Cash and cash equivalents, ending $ 13,218 $ 21,846 $ 52,165