CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Cash Flows from Operating Activities:
Net (loss) income	$ (599)	$ 2,065
Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:
Amortization and accretion of investment premiums and discounts, net	(52)	(13)
Amortization and accretion of purchase loan premiums and discounts, net	1,227	1,245
Amortization of debt issuance costs	87	18
Amortization of core deposit intangible	23	23
Amortization of servicing assets of sold SBA loans	62	30
Provision for credit losses	2,567	275
Depreciation and amortization	615	653
Gain on sales of available-for-sale securities	(24)	0
Share-based compensation	46	41
(Increase) decrease in deferred income taxes, net	(231)	591
Originations of SBA loans held for sale	(3,578)	(11,305)
Proceeds from sale of SBA loans held for sale	3,095	7,315
Gains on sale of SBA loans held for sale, net	(166)	(509)
Changes in assets and liabilities:
(Increase) decrease in accrued interest and dividends receivable	(361)	95
Decrease (increase) in other assets	1,984	(712)
Decrease in accrued expenses and other liabilities	(899)	(2,053)
Net cash provided by (used in) operating activities	3,796	(2,241)
Cash Flows from Investing Activities:
Proceeds from maturity or sales on available-for-sale securities	1,780	3,600
Principal repayments on available-for-sale securities	2,153	3,819
Purchases of available-for-sale securities	(10,415)	(3,039)
Redemptions of Federal Reserve Bank stock	104	81
Purchases of Federal Home Loan Bank stock	(4,198)	(290)
Origination of loans receivable	(132,611)	(138,414)
Purchases of loans receivable	(16,443)	(98,720)
Payments received on loans receivable	61,343	115,960
Purchases of premises and equipment	(230)	(270)
Net cash used in investing activities	(98,517)	(117,273)
Cash Flows from Financing Activities:
Increase in deposits, net	2,933	98,221
Increase in FHLB and correspondent bank borrowings	122,000	10,000
Principal repayments of note payable	(104)	(102)
Decrease in advances from borrowers for taxes and insurance	2,208	1,866
Net cash provided by financing activities	127,037	109,985
Net increase (decrease) in cash and cash equivalents	32,316	(9,529)
Cash and cash equivalents at beginning of period	38,493	47,045
Cash and cash equivalents at end of period	70,809	37,516
Supplemental Disclosures of Cash Flow Information:
Cash paid for interest	12,609	3,482
Cash paid for income taxes	44	102
Non-cash transactions:
Capitalized servicing assets	58	131
Transfers of loans held for sale to loans receivable	0	72
Operating lease right-of-use assets	16	80
Decrease in interest rate swaps	41	(637)
Capital raise deferred costs	0	1,094
Expected credit loss for loans - ASC 326 adoption	7,371	0
Expected credit loss for unfunded loan commitments - ASC 326 adoption	1,094	0
Deferred tax assets - ASC 326 adoption	$ (2,274)	$ 0