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Note 12 - Regulatory and Operational Matters (Tables)
6 Months Ended
Jun. 30, 2021
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

(In thousands)

 

Patriot National Bancorp, Inc.

  

Patriot Bank, N.A.

 
  

June 30, 2021

  

December 31, 2020

  

June 30, 2021

  

December 31, 2020

 
  

Amount
($)

  

Ratio
(%)

  

Amount
($)

  

Ratio
(%)

  

Amount
($)

  

Ratio
(%)

  

Amount
($)

  

Ratio
(%)

 

Total Capital (to risk weighted assets):

                                

Actual

 $88,877   11.904  $87,428   11.132  $99,831   13.285  $97,608   12.510 

To be Well Capitalized(1)

  -   -   -   -   75,148   10.000   78,026   10.000 

For capital adequacy with Capital Buffer(2)

  -   -   -   -   78,905   10.500   81,927   10.500 

For capital adequacy

  59,727   8.000   62,827   8.000   60,118   8.000   62,421   8.000 
                                 

Tier 1 Capital (to risk weighted assets):

                                

Actual

  69,532   9.313   67,602   8.608   90,426   12.033   87,844   11.258 

To be Well Capitalized(1)

  -   -   -   -   60,118   8.000   62,421   8.000 

For capital adequacy with Capital Buffer(2)

  -   -   -   -   63,876   8.500   66,322   8.500 

For capital adequacy

  44,796   6.000   47,120   6.000   45,089   6.000   46,815   6.000 
                                 

Common Equity Tier 1 Capital (to risk weighted assets):

                                

Actual

  61,532   8.242   59,602   7.589   90,426   12.033   87,844   11.258 

To be Well Capitalized(1)

  -   -   -   -   48,846   6.500   50,717   6.500 

For capital adequacy with Capital Buffer(2)

  -   -   -   -   52,603   7.000   54,618   7.000 

For capital adequacy

  33,597   4.500   35,340   4.500   33,816   4.500   35,112   4.500 
                                 

Tier 1 Leverage Capital (to average assets):

                                

Actual

  69,532   7.766   67,602   7.539   90,426   10.099   87,844   9.794 

To be Well Capitalized(1)

  -   -   -   -   80,589   9.000   80,721   9.000 

For capital adequacy

  35,814   4.000   35,868   4.000   35,817   4.000   35,876   4.000