The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   5,618,241 41,700 SH   SOLE   41,700 0 0
ALLIANT ENERGY CORP COM 018802108   1,714,941 32,678 SH   SOLE   32,678 0 0
AMGEN INC COM 031162100   2,242,402 10,100 SH   SOLE   10,100 0 0
APPLE INC COM 037833100   6,284,628 32,400 SH   SOLE   32,400 0 0
BLACKROCK INC COM 09247X101   1,036,710 1,500 SH   SOLE   1,500 0 0
CHEVRON CORP NEW COM 166764100   5,412,840 34,400 SH   SOLE   34,400 0 0
CISCO SYS INC COM 17275R102   1,034,800 20,000 SH   SOLE   20,000 0 0
CMS ENERGY CORP COM 125896100   4,218,250 71,800 SH   SOLE   71,800 0 0
COCA COLA CO COM 191216100   4,636,940 77,000 SH   SOLE   77,000 0 0
COMCAST CORP NEW CL A 20030N101   4,761,630 114,600 SH   SOLE   114,600 0 0
DOMINION ENERGY INC COM 25746U109   1,491,552 28,800 SH   SOLE   28,800 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   4,666,480 52,000 SH   SOLE   52,000 0 0
EASTMAN CHEM CO COM 277432100   753,480 9,000 SH   SOLE   9,000 0 0
ENTERGY CORP NEW COM 29364G103   2,950,311 30,300 SH   SOLE   30,300 0 0
EVERSOURCE ENERGY COM 30040W108   425,520 6,000 SH   SOLE   6,000 0 0
EXELON CORP COM 30161N101   3,324,384 81,600 SH   SOLE   81,600 0 0
FIFTH THIRD BANCORP COM 316773100   2,495,192 95,200 SH   SOLE   95,200 0 0
FIRSTENERGY CORP COM 337932107   2,348,352 60,400 SH   SOLE   60,400 0 0
HOME DEPOT INC COM 437076102   1,304,688 4,200 SH   SOLE   4,200 0 0
HUNTSMAN CORP COM 447011107   1,788,724 66,200 SH   SOLE   66,200 0 0
ISHARES TR CORE S&P500 ETF 464287200   566,052 1,270 SH   SOLE   0 0 1,270
ISHARES TR MSCI USA MIN VOL 46429B697   4,645,922 62,504 SH   SOLE   0 0 62,504
ISHARES TR CORE S&P TTL STK 464287150   27,495,975 281,030 SH   SOLE   0 0 281,030
ISHARES TR IBOXX HI YD ETF 464288513   279,636 3,725 SH   SOLE   0 0 3,725
JOHNSON & JOHNSON COM 478160104   4,435,936 26,800 SH   SOLE   26,800 0 0
JPMORGAN CHASE & CO COM 46625H100   5,868,504 40,350 SH   SOLE   40,350 0 0
LOCKHEED MARTIN CORP COM 539830109   1,611,330 3,500 SH   SOLE   3,500 0 0
MCDONALDS CORP COM 580135101   4,356,786 14,600 SH   SOLE   14,600 0 0
MICROSOFT CORP COM 594918104   1,702,700 5,000 SH   SOLE   5,000 0 0
NEXTERA ENERGY INC COM 65339F101   5,194,000 70,000 SH   SOLE   70,000 0 0
NISOURCE INC COM 65473P105   3,249,043 118,795 SH   SOLE   118,795 0 0
NORTHERN TR CORP COM 665859104   533,808 7,200 SH   SOLE   7,200 0 0
ONEOK INC NEW COM 682680103   370,320 6,000 SH   SOLE   6,000 0 0
PAYCHEX INC COM 704326107   3,960,198 35,400 SH   SOLE   35,400 0 0
PEPSICO INC COM 713448108   5,371,380 29,000 SH   SOLE   29,000 0 0
PFIZER INC COM 717081103   2,861,040 78,000 SH   SOLE   78,000 0 0
PHILLIPS 66 COM 718546104   6,685,089 70,089 SH   SOLE   70,089 0 0
PRUDENTIAL FINL INC COM 744320102   3,908,146 44,300 SH   SOLE   44,300 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,508,971 20,779 SH   SOLE   0 0 20,779
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,888,084 36,520 SH   SOLE   0 0 36,520
TRUIST FINL CORP COM 89832Q109   3,280,835 108,100 SH   SOLE   108,100 0 0
US BANCORP DEL COM NEW 902973304   2,392,096 72,400 SH   SOLE   72,400 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   29,350,768 133,243 SH   SOLE   0 0 133,243
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   598,702 1,470 SH   SOLE   0 0 1,470
WALMART INC COM 931142103   5,029,760 32,000 SH   SOLE   32,000 0 0
WASTE MGMT INC DEL COM 94106L109   3,468,400 20,000 SH   SOLE   20,000 0 0
WEC ENERGY GROUP INC COM 92939U106   4,412,000 50,000 SH   SOLE   50,000 0 0
WILLIAMS COS INC COM 969457100   5,954,975 182,500 SH   SOLE   182,500 0 0
XCEL ENERGY INC COM 98389B100   5,701,549 91,709 SH   SOLE   91,709 0 0
ATMOS ENERGY CORP COM 049560105   4,775,757 41,050 SH   SOLE   41,050 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   599,265 11,500 SH   SOLE   0 0 11,500
KEYCORP COM 493267108   2,486,022 269,050 SH   SOLE   269,050 0 0
OMNICOM GROUP INC COM 681919106   2,397,780 25,200 SH   SOLE   25,200 0 0
GILEAD SCIENCES INC COM 375558103   1,179,171 15,300 SH   SOLE   15,300 0 0
MERCK & CO INC COM 58933Y105   4,038,650 35,000 SH   SOLE   35,000 0 0
AIR PRODS & CHEMS INC COM 009158106   2,695,770 9,000 SH   SOLE   9,000 0 0
BANK NEW YORK MELLON CORP COM 064058100   2,248,260 50,500 SH   SOLE   50,500 0 0
CITIZENS FINL GROUP INC COM 174610105   2,634,080 101,000 SH   SOLE   101,000 0 0
HUNTINGTON BANCSHARES INC COM 446150104   3,215,674 298,300 SH   SOLE   298,300 0 0
INTERNATIONAL PAPER CO COM 460146103   1,243,771 39,100 SH   SOLE   39,100 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   5,603,855 62,550 SH   SOLE   62,550 0 0
PROCTER AND GAMBLE CO COM 742718109   1,350,486 8,900 SH   SOLE   8,900 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   6,160,824 98,400 SH   SOLE   98,400 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,459,604 14,900 SH   SOLE   14,900 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   3,411,479 191,441 SH   SOLE   191,441 0 0
UNITED PARCEL SERVICE INC CL B 911312106   4,768,050 26,600 SH   SOLE   26,600 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,808,323 125,130 SH   SOLE   0 0 125,130
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,179,739 20,550 SH   SOLE   0 0 20,550
VERIZON COMMUNICATIONS INC COM 92343V104   4,447,924 119,600 SH   SOLE   119,600 0 0
CITIGROUP INC COM NEW 172967424   1,726,500 37,500 SH   SOLE   37,500 0 0
EXXON MOBIL CORP COM 30231G102   2,574,000 24,000 SH   SOLE   24,000 0 0
MORGAN STANLEY COM NEW 617446448   1,793,400 21,000 SH   SOLE   21,000 0 0
BANK AMERICA CORP COM 060505104   3,332,344 116,150 SH   SOLE   116,150 0 0