The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 8,281 61,700 SH   SOLE   61,700 0 0
ALLIANT ENERGY CORP COM 018802108 1,732 32,678 SH   SOLE   32,678 0 0
AMGEN INC COM 031162100 5,319 23,600 SH   SOLE   23,600 0 0
APPLE INC COM 037833100 6,468 46,800 SH   SOLE   46,800 0 0
BLACKROCK INC COM 09247X101 4,818 8,755 SH   SOLE   8,755 0 0
CHEVRON CORP NEW COM 166764100 4,942 34,400 SH   SOLE   34,400 0 0
CISCO SYS INC COM 17275R102 2,000 50,000 SH   SOLE   50,000 0 0
CMS ENERGY CORP COM 125896100 4,659 80,000 SH   SOLE   80,000 0 0
COCA COLA CO COM 191216100 5,434 97,000 SH   SOLE   97,000 0 0
COMCAST CORP NEW CL A 20030N101 3,361 114,600 SH   SOLE   114,600 0 0
DOMINION ENERGY INC COM 25746U109 1,990 28,800 SH   SOLE   28,800 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 4,837 52,000 SH   SOLE   52,000 0 0
EASTMAN CHEM CO COM 277432100 2,224 31,300 SH   SOLE   31,300 0 0
ENTERGY CORP NEW COM 29364G103 3,653 36,300 SH   SOLE   36,300 0 0
EVERSOURCE ENERGY COM 30040W108 468 6,000 SH   SOLE   6,000 0 0
EXELON CORP COM 30161N101 3,057 81,600 SH   SOLE   81,600 0 0
FIFTH THIRD BANCORP COM 316773100 3,915 122,500 SH   SOLE   122,500 0 0
FIRSTENERGY CORP COM 337932107 2,235 60,400 SH   SOLE   60,400 0 0
HOME DEPOT INC COM 437076102 3,311 12,000 SH   SOLE   12,000 0 0
HUNTSMAN CORP COM 447011107 2,309 94,100 SH   SOLE   94,100 0 0
INTEL CORP COM 458140100 1,799 69,800 SH   SOLE   69,800 0 0
ISHARES TR CORE S&P500 ETF 464287200 455 1,270 SH   SOLE   0 0 1,270
ISHARES TR MSCI USA MIN VOL 46429B697 4,097 61,989 SH   SOLE   0 0 61,989
ISHARES TR CORE S&P TTL STK 464287150 3,298 41,465 SH   SOLE   0 0 41,465
JOHNSON & JOHNSON COM 478160104 6,093 37,300 SH   SOLE   37,300 0 0
JPMORGAN CHASE & CO COM 46625H100 4,217 40,350 SH   SOLE   40,350 0 0
LOCKHEED MARTIN CORP COM 539830109 4,238 10,970 SH   SOLE   10,970 0 0
MCDONALDS CORP COM 580135101 4,753 20,600 SH   SOLE   20,600 0 0
METLIFE INC COM 59156R108 2,748 45,210 SH   SOLE   45,210 0 0
MICROSOFT CORP COM 594918104 1,165 5,000 SH   SOLE   5,000 0 0
NEXTERA ENERGY INC COM 65339F101 8,782 112,000 SH   SOLE   112,000 0 0
NISOURCE INC COM 65473P105 2,992 118,795 SH   SOLE   118,795 0 0
NORTHERN TR CORP COM 665859104 3,320 38,800 SH   SOLE   38,800 0 0
ONEOK INC NEW COM 682680103 1,537 30,000 SH   SOLE   30,000 0 0
PAYCHEX INC COM 704326107 6,699 59,700 SH   SOLE   59,700 0 0
PEPSICO INC COM 713448108 6,530 40,000 SH   SOLE   40,000 0 0
PFIZER INC COM 717081103 5,426 124,000 SH   SOLE   124,000 0 0
PHILLIPS 66 COM 718546104 6,432 79,689 SH   SOLE   79,689 0 0
PRUDENTIAL FINL INC COM 744320102 4,122 48,050 SH   SOLE   48,050 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 709 10,666 SH   SOLE   0 0 10,666
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,533 36,520 SH   SOLE   0 0 36,520
STATE STR CORP COM 857477103 2,524 41,500 SH   SOLE   41,500 0 0
TARGET CORP COM 87612E106 5,936 40,000 SH   SOLE   40,000 0 0
TRUIST FINL CORP COM 89832Q109 4,707 108,100 SH   SOLE   108,100 0 0
US BANCORP DEL COM NEW 902973304 2,919 72,400 SH   SOLE   72,400 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 113,466 632,229 SH   SOLE   0 0 632,229
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 483 1,470 SH   SOLE   0 0 1,470
WALMART INC COM 931142103 4,799 37,000 SH   SOLE   37,000 0 0
WASTE MGMT INC DEL COM 94106L109 4,806 30,000 SH   SOLE   30,000 0 0
WEC ENERGY GROUP INC COM 92939U106 5,285 59,100 SH   SOLE   59,100 0 0
WHIRLPOOL CORP COM 963320106 1,941 14,400 SH   SOLE   14,400 0 0
WILLIAMS COS INC COM 969457100 5,225 182,500 SH   SOLE   182,500 0 0
XCEL ENERGY INC COM 98389B100 6,509 101,709 SH   SOLE   101,709 0 0
OGE ENERGY CORP COM 670837103 1,823 50,000 SH   SOLE   50,000 0 0
ATMOS ENERGY CORP COM 049560105 4,181 41,050 SH   SOLE   41,050 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 483 11,500 SH   SOLE   0 0 11,500
SPIRE INC COM 84857L101 2,499 40,100 SH   SOLE   40,100 0 0
BK OF AMERICA CORP COM 060505104 3,508 116,150 SH   SOLE   116,150 0 0
KEYCORP COM 493267108 4,310 269,050 SH   SOLE   269,050 0 0
KIMBERLY-CLARK CORP COM 494368103 2,532 22,500 SH   SOLE   22,500 0 0
NEW JERSEY RES CORP COM 646025106 1,293 33,400 SH   SOLE   33,400 0 0
OMNICOM GROUP INC COM 681919106 4,622 73,265 SH   SOLE   73,265 0 0
GILEAD SCIENCES INC COM 375558103 4,183 67,800 SH   SOLE   67,800 0 0
JUNIPER NETWORKS INC COM 48203R104 1,410 54,000 SH   SOLE   54,000 0 0
MERCK & CO INC COM 58933Y105 5,167 60,000 SH   SOLE   60,000 0 0
AIR PRODS & CHEMS INC COM 009158106 7,168 30,800 SH   SOLE   30,800 0 0
AMERICAN ELEC PWR CO INC COM 025537101 3,251 37,600 SH   SOLE   37,600 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,040 4,600 SH   SOLE   4,600 0 0
BANK NEW YORK MELLON CORP COM 064058100 3,566 92,580 SH   SOLE   92,580 0 0
CITIZENS FINL GROUP INC COM 174610105 3,470 101,000 SH   SOLE   101,000 0 0
HUNTINGTON BANCSHARES INC COM 446150104 4,338 329,100 SH   SOLE   329,100 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 1,726 19,000 SH   SOLE   19,000 0 0
INTERNATIONAL PAPER CO COM 460146103 2,000 63,100 SH   SOLE   63,100 0 0
INTERPUBLIC GROUP COS INC COM 460690100 3,046 119,000 SH   SOLE   119,000 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 5,706 93,500 SH   SOLE   93,500 0 0
PROCTER AND GAMBLE CO COM 742718109 4,532 35,900 SH   SOLE   35,900 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 5,533 98,400 SH   SOLE   98,400 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,407 29,400 SH   SOLE   29,400 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 3,842 191,441 SH   SOLE   191,441 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 489 9,200 SH   SOLE   9,200 0 0
SEMPRA COM 816851109 585 3,900 SH   SOLE   3,900 0 0
UNITED PARCEL SERVICE INC CL B 911312106 5,234 32,400 SH   SOLE   32,400 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,933 111,200 SH   SOLE   0 0 111,200
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,950 20,550 SH   SOLE   0 0 20,550
VERIZON COMMUNICATIONS INC COM 92343V104 4,541 119,600 SH   SOLE   119,600 0 0
BROADCOM INC COM 11135F101 1,066 2,400 SH   SOLE   2,400 0 0
CITIGROUP INC COM NEW 172967424 3,125 75,000 SH   SOLE   75,000 0 0
DISNEY WALT CO COM 254687106 226 2,400 SH   SOLE   0 0 2,400
EXXON MOBIL CORP COM 30231G102 2,619 30,000 SH   SOLE   30,000 0 0
MORGAN STANLEY COM NEW 617446448 1,659 21,000 SH   SOLE   21,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 440 1,500 SH   SOLE   1,500 0 0