The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 9,450 61,700 SH   SOLE   61,700 0 0
ALLIANT ENERGY CORP COM 018802108 1,915 32,678 SH   SOLE   32,678 0 0
AMGEN INC COM 031162100 5,742 23,600 SH   SOLE   23,600 0 0
APPLE INC COM 037833100 6,398 46,800 SH   SOLE   46,800 0 0
BLACKROCK INC COM 09247X101 5,332 8,755 SH   SOLE   8,755 0 0
CHEVRON CORP NEW COM 166764100 4,980 34,400 SH   SOLE   34,400 0 0
CISCO SYS INC COM 17275R102 2,132 50,000 SH   SOLE   50,000 0 0
CMS ENERGY CORP COM 125896100 5,400 80,000 SH   SOLE   80,000 0 0
COCA COLA CO COM 191216100 6,102 97,000 SH   SOLE   97,000 0 0
COMCAST CORP NEW CL A 20030N101 4,497 114,600 SH   SOLE   114,600 0 0
DOMINION ENERGY INC COM 25746U109 2,299 28,800 SH   SOLE   28,800 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 5,575 52,000 SH   SOLE   52,000 0 0
EASTMAN CHEM CO COM 277432100 2,810 31,300 SH   SOLE   31,300 0 0
ENTERGY CORP NEW COM 29364G103 4,089 36,300 SH   SOLE   36,300 0 0
EVERSOURCE ENERGY COM 30040W108 507 6,000 SH   SOLE   6,000 0 0
EXELON CORP COM 30161N101 3,698 81,600 SH   SOLE   81,600 0 0
FIFTH THIRD BANCORP COM 316773100 4,116 122,500 SH   SOLE   122,500 0 0
FIRSTENERGY CORP COM 337932107 2,319 60,400 SH   SOLE   60,400 0 0
HOME DEPOT INC COM 437076102 3,291 12,000 SH   SOLE   12,000 0 0
HUNTSMAN CORP COM 447011107 2,668 94,100 SH   SOLE   94,100 0 0
INTEL CORP COM 458140100 2,611 69,800 SH   SOLE   69,800 0 0
ISHARES TR CORE S&P500 ETF 464287200 591 1,560 SH   SOLE   0 0 1,560
ISHARES TR MSCI USA MIN VOL 46429B697 4,352 61,989 SH   SOLE   0 0 61,989
ISHARES TR CORE S&P TTL STK 464287150 3,353 40,025 SH   SOLE   0 0 40,025
JOHNSON & JOHNSON COM 478160104 6,621 37,300 SH   SOLE   37,300 0 0
JPMORGAN CHASE & CO COM 46625H100 4,544 40,350 SH   SOLE   40,350 0 0
LOCKHEED MARTIN CORP COM 539830109 4,717 10,970 SH   SOLE   10,970 0 0
MCDONALDS CORP COM 580135101 5,086 20,600 SH   SOLE   20,600 0 0
MERCK & CO. INC COM 58933Y105 5,470 60,000 SH   SOLE   60,000 0 0
METLIFE INC COM 59156R108 2,839 45,210 SH   SOLE   45,210 0 0
MICROSOFT CORP COM 594918104 1,284 5,000 SH   SOLE   5,000 0 0
NEXTERA ENERGY INC COM 65339F101 9,295 120,000 SH   SOLE   120,000 0 0
NISOURCE INC COM 65473P105 3,503 118,795 SH   SOLE   118,795 0 0
NORTHERN TR CORP COM 665859104 3,743 38,800 SH   SOLE   38,800 0 0
ONEOK INC NEW COM 682680103 1,665 30,000 SH   SOLE   30,000 0 0
PAYCHEX INC COM 704326107 6,798 59,700 SH   SOLE   59,700 0 0
PEPSICO INC COM 713448108 6,666 40,000 SH   SOLE   40,000 0 0
PFIZER INC COM 717081103 6,501 124,000 SH   SOLE   124,000 0 0
PHILLIPS 66 COM 718546104 6,534 79,689 SH   SOLE   79,689 0 0
PRUDENTIAL FINL INC COM 744320102 4,597 48,050 SH   SOLE   48,050 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 618 8,626 SH   SOLE   0 0 8,626
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 550 12,440 SH   SOLE   0 0 12,440
STATE STR CORP COM 857477103 2,558 41,500 SH   SOLE   41,500 0 0
TARGET CORP COM 87612E106 5,649 40,000 SH   SOLE   40,000 0 0
TRUIST FINL CORP COM 89832Q109 5,127 108,100 SH   SOLE   108,100 0 0
US BANCORP DEL COM NEW 902973304 3,332 72,400 SH   SOLE   72,400 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 120,297 637,774 SH   SOLE   0 0 637,774
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 590 1,700 SH   SOLE   0 0 1,700
WALMART INC COM 931142103 4,498 37,000 SH   SOLE   37,000 0 0
WASTE MGMT INC DEL COM 94106L109 4,589 30,000 SH   SOLE   30,000 0 0
WEC ENERGY GROUP INC COM 92939U106 5,948 59,100 SH   SOLE   59,100 0 0
WHIRLPOOL CORP COM 963320106 2,230 14,400 SH   SOLE   14,400 0 0
WILLIAMS COS INC COM 969457100 5,696 182,500 SH   SOLE   182,500 0 0
XCEL ENERGY INC COM 98389B100 7,197 101,709 SH   SOLE   101,709 0 0
OGE ENERGY CORP COM 670837103 2,460 63,800 SH   SOLE   63,800 0 0
ATMOS ENERGY CORP COM 049560105 4,602 41,050 SH   SOLE   41,050 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 623 14,050 SH   SOLE   0 0 14,050
SPIRE INC COM 84857L101 2,982 40,100 SH   SOLE   40,100 0 0
BK OF AMERICA CORP COM 060505104 3,616 116,150 SH   SOLE   116,150 0 0
KEYCORP COM 493267108 4,636 269,050 SH   SOLE   269,050 0 0
KIMBERLY-CLARK CORP COM 494368103 3,041 22,500 SH   SOLE   22,500 0 0
NEW JERSEY RES CORP COM 646025106 1,487 33,400 SH   SOLE   33,400 0 0
OMNICOM GROUP INC COM 681919106 4,660 73,265 SH   SOLE   73,265 0 0
GILEAD SCIENCES INC COM 375558103 4,191 67,800 SH   SOLE   67,800 0 0
JUNIPER NETWORKS INC COM 48203R104 1,539 54,000 SH   SOLE   54,000 0 0
SEMPRA ENERGY COM 816851109 586 3,900 SH   SOLE   3,900 0 0
AIR PRODS & CHEMS INC COM 009158106 7,407 30,800 SH   SOLE   30,800 0 0
AMERICAN ELEC PWR CO INC COM 025537101 3,607 37,600 SH   SOLE   37,600 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 966 4,600 SH   SOLE   4,600 0 0
BANK NEW YORK MELLON CORP COM 064058100 3,862 92,580 SH   SOLE   92,580 0 0
HUNTINGTON BANCSHARES INC COM 446150104 3,959 329,100 SH   SOLE   329,100 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 2,263 19,000 SH   SOLE   19,000 0 0
INTERNATIONAL PAPER CO COM 460146103 2,639 63,100 SH   SOLE   63,100 0 0
INTERPUBLIC GROUP COS INC COM 460690100 3,276 119,000 SH   SOLE   119,000 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 5,430 93,500 SH   SOLE   93,500 0 0
PROCTER AND GAMBLE CO COM 742718109 5,162 35,900 SH   SOLE   35,900 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 6,227 98,400 SH   SOLE   98,400 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,826 29,400 SH   SOLE   29,400 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 3,590 191,441 SH   SOLE   191,441 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 461 9,200 SH   SOLE   9,200 0 0
UNITED PARCEL SERVICE INC CL B 911312106 5,914 32,400 SH   SOLE   32,400 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,556 111,200 SH   SOLE   0 0 111,200
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,090 20,550 SH   SOLE   0 0 20,550
VERIZON COMMUNICATIONS INC COM 92343V104 6,070 119,600 SH   SOLE   119,600 0 0
BROADCOM INC COM 11135F101 1,166 2,400 SH   SOLE   2,400 0 0
CITIGROUP INC COM NEW 172967424 3,449 75,000 SH   SOLE   75,000 0 0
DISNEY WALT CO COM 254687106 227 2,400 SH   SOLE   0 0 2,400
EXXON MOBIL CORP COM 30231G102 2,569 30,000 SH   SOLE   30,000 0 0
MORGAN STANLEY COM NEW 617446448 1,597 21,000 SH   SOLE   21,000 0 0
CITIZENS FINANCIAL GROUP INC COM 174610105 3,605 101,000 SH   SOLE   101,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 446 1,500 SH   SOLE   1,500 0 0