The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,244 101,900 SH   SOLE   0 0 101,900
COMCAST CORP NEW CL A 20030N101 5,768 114,600 SH   SOLE   114,600 0 0
UNITED PARCEL SERVIC CL B 911312106 6,945 32,400 SH   SOLE   32,400 0 0
ABBVIE INC COM 00287Y109 8,354 61,700 SH   SOLE   61,700 0 0
AIR PRODS & CHEMS IN COM 009158106 9,371 30,800 SH   SOLE   30,800 0 0
ALLIANT ENERGY CORP COM 018802108 2,009 32,678 SH   SOLE   32,678 0 0
AMEREN CORP COM 023608102 6,601 74,165 SH   SOLE   74,165 0 0
AMERICAN ELEC PWR CO COM 025537101 6,014 67,600 SH   SOLE   67,600 0 0
AMGEN INC COM 031162100 5,309 23,600 SH   SOLE   23,600 0 0
APPLE INC COM 037833100 9,589 54,000 SH   SOLE   54,000 0 0
ATMOS ENERGY CORP COM 049560105 4,301 41,050 SH   SOLE   41,050 0 0
AUTOMATIC DATA PROCE COM 053015103 4,093 16,600 SH   SOLE   16,600 0 0
BK OF AMERICA CORP COM 060505104 5,168 116,150 SH   SOLE   116,150 0 0
BANK NEW YORK MELLON COM 064058100 5,377 92,580 SH   SOLE   92,580 0 0
BLACKROCK INC COM 09247X101 7,466 8,155 SH   SOLE   8,155 0 0
CMS ENERGY CORP COM 125896100 5,464 84,000 SH   SOLE   84,000 0 0
CHEVRON CORP NEW COM 166764100 3,814 32,500 SH   SOLE   32,500 0 0
CISCO SYS INC COM 17275R102 5,070 80,000 SH   SOLE   80,000 0 0
CITIZENS FINL GROUP COM 174610105 4,772 101,000 SH   SOLE   101,000 0 0
CLOROX CO DEL COM 189054109 872 5,000 SH   SOLE   5,000 0 0
COCA COLA CO COM 191216100 7,164 121,000 SH   SOLE   121,000 0 0
DOMINION ENERGY INC COM 25746U109 2,263 28,800 SH   SOLE   28,800 0 0
EASTMAN CHEM CO COM 277432100 3,784 31,300 SH   SOLE   31,300 0 0
ENTERGY CORP NEW COM 29364G103 4,427 39,300 SH   SOLE   39,300 0 0
EVERSOURCE ENERGY COM 30040W108 1,911 21,000 SH   SOLE   21,000 0 0
EXELON CORP COM 30161N101 4,713 81,600 SH   SOLE   81,600 0 0
FIFTH THIRD BANCORP COM 316773100 5,335 122,500 SH   SOLE   122,500 0 0
FIRSTENERGY CORP COM 337932107 2,512 60,400 SH   SOLE   60,400 0 0
GILEAD SCIENCES INC COM 375558103 4,378 60,300 SH   SOLE   60,300 0 0
HOME DEPOT INC COM 437076102 4,980 12,000 SH   SOLE   12,000 0 0
HUNTINGTON BANCSHARE COM 446150104 5,075 329,100 SH   SOLE   329,100 0 0
HUNTSMAN CORP COM 447011107 4,224 121,100 SH   SOLE   121,100 0 0
INTEL CORP COM 458140100 4,625 89,800 SH   SOLE   89,800 0 0
INTERNATIONAL FLAVOR COM 459506101 3,992 26,500 SH   SOLE   26,500 0 0
INTERNATIONAL PAPER COM 460146103 3,246 69,100 SH   SOLE   69,100 0 0
INTERPUBLIC GROUP CO COM 460690100 4,457 119,000 SH   SOLE   119,000 0 0
JPMORGAN CHASE & CO COM 46625H100 5,344 33,750 SH   SOLE   33,750 0 0
JOHNSON & JOHNSON COM 478160104 6,381 37,300 SH   SOLE   37,300 0 0
JUNIPER NETWORKS INC COM 48203R104 1,928 54,000 SH   SOLE   54,000 0 0
KEYCORP COM 493267108 6,223 269,050 SH   SOLE   269,050 0 0
KIMBERLY-CLARK CORP COM 494368103 5,002 35,000 SH   SOLE   35,000 0 0
LOCKHEED MARTIN CORP COM 539830109 5,889 16,570 SH   SOLE   16,570 0 0
MCDONALDS CORP COM 580135101 5,522 20,600 SH   SOLE   20,600 0 0
MERCK & CO INC COM 58933Y105 5,625 73,400 SH   SOLE   73,400 0 0
METLIFE INC COM 59156R108 2,825 45,210 SH   SOLE   45,210 0 0
MICROSOFT CORP COM 594918104 1,682 5,000 SH   SOLE   5,000 0 0
MICROCHIP TECHNOLOGY COM 595017104 8,140 93,500 SH   SOLE   93,500 0 0
NEW JERSEY RES CORP COM 646025106 2,234 54,400 SH   SOLE   54,400 0 0
NEXTERA ENERGY INC COM 65339F101 12,137 130,000 SH   SOLE   130,000 0 0
NISOURCE INC COM 65473P105 3,280 118,795 SH   SOLE   118,795 0 0
NORTHERN TR CORP COM 665859104 4,641 38,800 SH   SOLE   38,800 0 0
OGE ENERGY CORP COM 670837103 2,625 68,400 SH   SOLE   68,400 0 0
OMNICOM GROUP INC COM 681919106 5,200 70,965 SH   SOLE   70,965 0 0
ONEOK INC NEW COM 682680103 2,685 45,700 SH   SOLE   45,700 0 0
PAYCHEX INC COM 704326107 10,879 79,700 SH   SOLE   79,700 0 0
PEPSICO INC COM 713448108 7,817 45,000 SH   SOLE   45,000 0 0
PFIZER INC COM 717081103 7,322 124,000 SH   SOLE   124,000 0 0
PHILLIPS 66 COM 718546104 5,340 73,689 SH   SOLE   73,689 0 0
PINNACLE WEST CAP CO COM 723484101 3,805 53,900 SH   SOLE   53,900 0 0
PROCTER AND GAMBLE C COM 742718109 6,690 40,900 SH   SOLE   40,900 0 0
PRUDENTIAL FINL INC COM 744320102 5,201 48,050 SH   SOLE   48,050 0 0
PUBLIC SVC ENTERPRIS COM 744573106 6,566 98,400 SH   SOLE   98,400 0 0
RAYTHEON TECHNOLOGIE COM 75513E101 3,752 43,600 SH   SOLE   43,600 0 0
REGIONS FINANCIAL CO COM 7591EP100 4,173 191,441 SH   SOLE   191,441 0 0
RESTAURANT BRANDS IN COM 76131D103 837 13,800 SH   SOLE   13,800 0 0
SEMPRA COM 816851109 1,019 7,700 SH   SOLE   7,700 0 0
SOUTH JERSEY INDS IN COM 838518108 1,254 48,000 SH   SOLE   48,000 0 0
SPIRE INC COM 84857L101 4,128 63,300 SH   SOLE   63,300 0 0
STATE STR CORP COM 857477103 5,608 60,300 SH   SOLE   60,300 0 0
TARGET CORP COM 87612E106 9,258 40,000 SH   SOLE   40,000 0 0
TRUIST FINL CORP COM 89832Q109 6,329 108,100 SH   SOLE   108,100 0 0
VERIZON COMMUNICATIO COM 92343V104 6,214 119,600 SH   SOLE   119,600 0 0
WEC ENERGY GROUP INC COM 92939U106 6,222 64,100 SH   SOLE   64,100 0 0
WALMART INC COM 931142103 6,077 42,000 SH   SOLE   42,000 0 0
WASTE MGMT INC DEL COM 94106L109 8,445 50,600 SH   SOLE   50,600 0 0
WHIRLPOOL CORP COM 963320106 469 2,000 SH   SOLE   2,000 0 0
WILLIAMS COS INC COM 969457100 4,752 182,500 SH   SOLE   182,500 0 0
XCEL ENERGY INC COM 98389B100 8,172 120,709 SH   SOLE   120,709 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 4,951 47,200 SH   SOLE   47,200 0 0
US BANCORP DEL COM NEW 902973304 4,067 72,400 SH   SOLE   72,400 0 0
ISHARES TR CORE S&P500 ETF 464287200 744 1,560 SH   SOLE   0 0 1,560
VANGUARD TAX-MANAGED FTSE DEV MKT ETF 921943858 20,792 407,200 SH   SOLE   0 0 407,200
VANGUARD WHITEHALL F HIGH DIV YLD 921946406 31,811 283,750 SH   SOLE   0 0 283,750
VANGUARD INDEX FDS TOTAL STK MKT 922908769 214,101 886,767 SH   SOLE   0 0 886,767
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,667 144,335 SH   SOLE   0 0 144,335
ISHARES TR MSCI USA MIN VOL 46429B697 4,605 56,918 SH   SOLE   0 0 56,918
ISHARES TR CORE S&P TTL STK 464287150 768 7,180 SH   SOLE   0 0 7,180
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 579 5,120 SH   SOLE   0 0 5,120
SPDR SER TR PORTFOLIO S&P500 78464A854 784 14,050 SH   SOLE   0 0 14,050
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 742 1,700 SH   SOLE   0 0 1,700
ISHARES TR CORE MSCI EAFE 46432F842 3,278 43,922 SH   SOLE   0 0 43,922
ISHARES TR CORE MSCI INTL 46435G326 3,286 48,632 SH   SOLE   0 0 48,632