The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 6,568 66,900 SH   SOLE   66,900 0 0
AIR PRODS & CHEMS IN COM 009158106 7,920 32,800 SH   SOLE   32,800 0 0
ALLIANT ENERGY CORP COM 018802108 5,108 106,778 SH   SOLE   106,778 0 0
AMEREN CORP COM 023608102 5,218 74,165 SH   SOLE   74,165 0 0
AMERICAN ELEC PWR CO COM 025537101 5,384 67,600 SH   SOLE   67,600 0 0
AMGEN INC COM 031162100 5,566 23,600 SH   SOLE   23,600 0 0
APPLE INC COM 037833100 4,925 13,500 SH   SOLE   13,500 0 0
AT&T INC COM 00206R102 4,776 158,000 SH   SOLE   158,000 0 0
BANK NEW YORK MELLON COM 064058100 2,522 65,243 SH   SOLE   65,243 0 0
BLACKROCK INC COM 09247X101 3,395 6,240 SH   SOLE   6,240 0 0
CENTERPOINT ENERGY I COM 15189T107 2,550 136,600 SH   SOLE   136,600 0 0
CHEVRON CORP NEW COM 166764100 2,900 32,500 SH   SOLE   32,500 0 0
CISCO SYS INC COM 17275R102 6,646 142,500 SH   SOLE   142,500 0 0
CITIZENS FINANCIAL G COM 174610105 2,231 88,400 SH   SOLE   88,400 0 0
CLOROX CO DEL COM 189054109 1,097 5,000 SH   SOLE   5,000 0 0
CMS ENERGY CORP COM 125896100 2,004 34,300 SH   SOLE   34,300 0 0
COCA COLA CO COM 191216100 5,406 121,000 SH   SOLE   121,000 0 0
COMCAST CORP NEW CL A 20030N101 5,169 132,600 SH   SOLE   132,600 0 0
CORTEVA INC COM 22052L104 822 30,666 SH   SOLE   30,666 0 0
DOMINION ENERGY INC COM 25746U109 2,013 24,800 SH   SOLE   24,800 0 0
DTE ENERGY CO COM 233331107 4,702 43,740 SH   SOLE   43,740 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 4,330 54,200 SH   SOLE   54,200 0 0
EASTMAN CHEM CO COM 277432100 2,709 38,900 SH   SOLE   38,900 0 0
ENTERGY CORP NEW COM 29364G103 3,190 34,000 SH   SOLE   34,000 0 0
EVERGY INC COM 30034W106 2,851 48,094 SH   SOLE   48,094 0 0
EVERSOURCE ENERGY COM 30040W108 5,329 64,000 SH   SOLE   64,000 0 0
EXELON CORP COM 30161N101 2,961 81,600 SH   SOLE   81,600 0 0
FIFTH THIRD BANCORP COM 316773100 2,196 113,900 SH   SOLE   113,900 0 0
FIRSTENERGY CORP COM 337932107 2,342 60,400 SH   SOLE   60,400 0 0
GENUINE PARTS CO COM 372460105 913 10,500 SH   SOLE   10,500 0 0
HASBRO INC COM 418056107 2,428 32,400 SH   SOLE   32,400 0 0
HOME DEPOT INC COM 437076102 3,006 12,000 SH   SOLE   12,000 0 0
HUNTINGTON BANCSHARE COM 446150104 2,028 224,500 SH   SOLE   224,500 0 0
HUNTSMAN CORP COM 447011107 2,176 121,100 SH   SOLE   121,100 0 0
INTEL CORP COM 458140100 6,692 111,850 SH   SOLE   111,850 0 0
INTL PAPER CO COM 460146103 2,433 69,100 SH   SOLE   69,100 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,769 15,400 SH   SOLE   0 0 15,400
ISHARES TR MSCI MIN VOL ETF 46429B697 2,727 44,978 SH   SOLE   0 0 44,978
ISHARES TR PFD AND INCM SEC 464288687 955 27,558 SH   SOLE   0 0 27,558
JOHNSON & JOHNSON COM 478160104 5,245 37,300 SH   SOLE   37,300 0 0
JPMORGAN CHASE & CO COM 46625H100 3,175 33,750 SH   SOLE   33,750 0 0
KELLOGG CO COM 487836108 2,973 45,000 SH   SOLE   45,000 0 0
KIMBERLY CLARK CORP COM 494368103 4,947 35,000 SH   SOLE   35,000 0 0
LOCKHEED MARTIN CORP COM 539830109 730 2,000 SH   SOLE   2,000 0 0
MCDONALDS CORP COM 580135101 3,800 20,600 SH   SOLE   20,600 0 0
MERCK & CO. INC COM 58933Y105 5,676 73,400 SH   SOLE   73,400 0 0
METLIFE INC COM 59156R108 0 10 SH   SOLE   10 0 0
MICROCHIP TECHNOLOGY COM 595017104 6,203 58,900 SH   SOLE   58,900 0 0
MICROSOFT CORP COM 594918104 1,018 5,000 SH   SOLE   5,000 0 0
NEW JERSEY RES COM 646025106 1,482 45,400 SH   SOLE   45,400 0 0
NEXTERA ENERGY INC COM 65339F101 7,806 32,500 SH   SOLE   32,500 0 0
NISOURCE INC COM 65473P105 2,701 118,795 SH   SOLE   118,795 0 0
NORTHERN TR CORP COM 665859104 2,579 32,500 SH   SOLE   32,500 0 0
NUCOR CORP COM 670346105 1,781 43,000 SH   SOLE   43,000 0 0
NUTRIEN LTD COM 67077M108 2,087 65,000 SH   SOLE   65,000 0 0
ONEOK INC NEW COM 682680103 1,518 45,700 SH   SOLE   45,700 0 0
PAYCHEX INC COM 704326107 6,416 84,700 SH   SOLE   84,700 0 0
PEPSICO INC COM 713448108 5,952 45,000 SH   SOLE   45,000 0 0
PFIZER INC COM 717081103 4,807 147,000 SH   SOLE   147,000 0 0
PHILLIPS 66 COM 718546104 2,408 33,489 SH   SOLE   33,489 0 0
PINNACLE WEST CAP CO COM 723484101 4,046 55,200 SH   SOLE   55,200 0 0
PORTLAND GEN ELEC CO COM NEW 736508847 1,380 33,000 SH   SOLE   33,000 0 0
PROCTER & GAMBLE CO COM 742718109 4,890 40,900 SH   SOLE   40,900 0 0
PRUDENTIAL FINL INC COM 744320102 2,926 48,050 SH   SOLE   48,050 0 0
PUBLIC SVC ENTERPRIS COM 744573106 4,837 98,400 SH   SOLE   98,400 0 0
REGIONS FINANCIAL CO COM 7591EP100 2,268 203,941 SH   SOLE   203,941 0 0
RESTAURANT BRANDS IN COM 76131D103 3,009 55,084 SH   SOLE   55,084 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,773 227,500 SH   SOLE   0 0 227,500
SOUTH JERSEY INDS IN COM 838518108 675 27,000 SH   SOLE   27,000 0 0
STATE STR CORP COM 857477103 2,917 45,900 SH   SOLE   45,900 0 0
SYSCO CORP COM 871829107 2,624 48,000 SH   SOLE   48,000 0 0
TARGET CORP COM 87612E106 6,596 55,000 SH   SOLE   55,000 0 0
TRUIST FINL CORP COM 89832Q109 4,059 108,100 SH   SOLE   108,100 0 0
UNITED PARCEL SERVIC CL B 911312106 3,914 35,200 SH   SOLE   35,200 0 0
US BANCORP DEL COM NEW 902973304 2,283 62,000 SH   SOLE   62,000 0 0
VALERO ENERGY CORP COM 91913Y100 424 7,200 SH   SOLE   7,200 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 139,348 890,230 SH   SOLE   0 0 890,230
VANGUARD INTL EQUITY ALLWRLD EX US 922042775 4,851 101,900 SH   SOLE   0 0 101,900
VANGUARD TAX-MANAGED FTSE DEV MKT ETF 921943858 15,795 407,200 SH   SOLE   0 0 407,200
VANGUARD WHITEHALL F HIGH DIV YLD 921946406 23,299 295,742 SH   SOLE   0 0 295,742
VERIZON COMMUNICATIO COM 92343V104 6,362 115,400 SH   SOLE   115,400 0 0
WALMART INC COM 931142103 5,031 42,000 SH   SOLE   42,000 0 0
WASTE MGMT INC DEL COM 94106L109 5,126 48,400 SH   SOLE   48,400 0 0
WEC ENERGY GROUP INC COM 92939U106 5,618 64,100 SH   SOLE   64,100 0 0
WELLS FARGO CO NEW COM 949746101 1,907 74,500 SH   SOLE   74,500 0 0
WESTROCK CO COM 96145D105 1,456 51,535 SH   SOLE   51,535 0 0
WHIRLPOOL CORP COM 963320106 2,098 16,200 SH   SOLE   16,200 0 0
WILLIAMS COS INC COM 969457100 2,092 110,000 SH   SOLE   110,000 0 0
XCEL ENERGY INC COM 98389B100 7,544 120,709 SH   SOLE   120,709 0 0