The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc. COM 00206R102 5,633 158,000 SH   SOLE   0 0 0
AbbVie Inc. COM 00287Y109 6,313 66,700 SH   SOLE   0 0 0
Air Products & Chemicals Inc. COM 009158106 6,488 40,800 SH   SOLE   0 0 0
Alliant Energy Corp. COM 018802108 5,589 136,778 SH   SOLE   0 0 0
Altria Group Inc. COM 02209S103 2,181 35,000 SH   SOLE   0 0 0
Ameren Corp. COM 023608102 4,766 84,165 SH   SOLE   0 0 0
American Electric Power Co. COM 025537101 5,666 82,600 SH   SOLE   0 0 0
Amgen Inc. COM 031162100 5,046 29,600 SH   SOLE   0 0 0
Branch Bank & Trust COM 054937107 5,313 102,100 SH   SOLE   0 0 0
B&G Foods Inc. COM 05508R106 2,955 124,700 SH   SOLE   0 0 0
Bristol-Myers Squibb Co. COM 110122108 2,783 44,000 SH   SOLE   0 0 0
British American Tobacco PLC COM 110448107 0 2 SH   SOLE   0 0 0
CMS Energy Corp. COM 125896100 1,553 34,300 SH   SOLE   0 0 0
CVS Health Corp. COM 126650100 1,692 27,200 SH   SOLE   0 0 0
CenterPoint Energy Inc. COM 15189T107 3,743 136,600 SH   SOLE   0 0 0
Chevron Corp. COM 166764100 1,426 12,500 SH   SOLE   0 0 0
Cisco Systems Inc. COM 17275R102 5,833 136,000 SH   SOLE   0 0 0
Citizens Financial Group COM 174610105 1,427 34,000 SH   SOLE   0 0 0
Clorox Co. COM 189054109 666 5,000 SH   SOLE   0 0 0
Coca Cola Co. COM 191216100 5,559 128,000 SH   SOLE   0 0 0
Consolidated Edison Inc. COM 209115104 1,871 24,001 SH   SOLE   0 0 0
Cummins Inc. COM 231021106 1,977 12,200 SH   SOLE   0 0 0
DTE Energy Co. COM 233331107 5,088 48,740 SH   SOLE   0 0 0
Dominion Resources Inc. COM 25746U109 5,523 81,900 SH   SOLE   0 0 0
DowDupont Inc. COM 26078J100 5,861 92,000 SH   SOLE   0 0 0
Dr Pepper Snapple Group COM 26138E109 1,421 12,000 SH   SOLE   0 0 0
Duke Energy Corp. COM 26441C204 5,748 74,200 SH   SOLE   0 0 0
Eaton Corp. PLC COM G29183103 1,438 18,000 SH   SOLE   0 0 0
Emerson Electric Co. COM 291011104 1,093 16,000 SH   SOLE   0 0 0
Entergy Corp. COM 29364G103 1,260 16,000 SH   SOLE   0 0 0
Eversource Energy COM 30040W108 5,656 96,000 SH   SOLE   0 0 0
Exelon Corp. COM 30161N101 2,185 56,000 SH   SOLE   0 0 0
Exxon Mobil Corp. COM 30231G102 2,388 32,000 SH   SOLE   0 0 0
Fifth Third Bancorp COM 316773100 2,029 63,900 SH   SOLE   0 0 0
Ford Motor Co. COM 345370860 2,105 190,000 SH   SOLE   0 0 0
General Mills Inc. COM 370334104 3,772 83,700 SH   SOLE   0 0 0
General Motors Co. COM 37045V100 2,726 75,000 SH   SOLE   0 0 0
Great Plains Energy Inc. COM 391164100 3,433 108,000 SH   SOLE   0 0 0
Hasbro Inc. COM 418056107 2,183 25,900 SH   SOLE   0 0 0
Huntington Bancshares COM 446150104 2,484 164,500 SH   SOLE   0 0 0
Intel Corp. COM 458140100 5,500 105,600 SH   SOLE   0 0 0
International Paper Co. COM 460146103 2,030 38,000 SH   SOLE   0 0 0
IShares S&P US PRD STK 464288687 172 4,588 SH   SOLE   0 0 0
IShares Core High Dividend ETF 46429B663 16,406 194,200 SH   SOLE   0 0 0
JP Morgan Chase & Co. COM 46625H100 891 8,100 SH   SOLE   0 0 0
Johnson & Johnson COM 478160104 6,382 49,800 SH   SOLE   0 0 0
Kellogg Co. COM 487836108 3,966 61,000 SH   SOLE   0 0 0
Kimberly-Clark Corp. COM 494368103 5,507 50,000 SH   SOLE   0 0 0
The Kraft Heinz Co. COM 500754106 4,142 66,500 SH   SOLE   0 0 0
Leggett & Platt Inc. COM 524660107 2,404 54,200 SH   SOLE   0 0 0
Lockheed Martin Corp. COM 539830109 676 2,000 SH   SOLE   0 0 0
Lyondellbasell Ind Nv COM 646025106 845 8,000 SH   SOLE   0 0 0
McDonald's Corp. COM 580135101 2,283 14,600 SH   SOLE   0 0 0
Merck & Co. Inc. COM 58933Y105 5,360 98,400 SH   SOLE   0 0 0
Metlife Inc. COM 59156R108 0 10 SH   SOLE   0 0 0
Microsoft Corp. COM 594918104 456 5,000 SH   SOLE   0 0 0
Microchip Technology Inc. COM 595017104 6,158 67,400 SH   SOLE   0 0 0
New Jersey Resources Corp. PFD 646025106 802 20,000 SH   SOLE   0 0 0
Newell Brands Inc. COM 651229106 1,603 62,900 SH   SOLE   0 0 0
Nextera Energy Inc. COM 65339F101 5,717 35,000 SH   SOLE   0 0 0
Nisource Inc. COM 65473P105 2,553 106,795 SH   SOLE   0 0 0
OGE Energy Corp. COM 670837103 2,163 66,000 SH   SOLE   0 0 0
Oneok Inc. COM 682680103 2,049 36,000 SH   SOLE   0 0 0
PPL Corp. COM 69351T106 3,993 141,142 SH   SOLE   0 0 0
Paychex Inc. COM 704326107 5,525 89,700 SH   SOLE   0 0 0
PepsiCo Inc. COM 713448108 6,331 58,000 SH   SOLE   0 0 0
Pfizer Inc. COM 717081103 6,388 180,000 SH   SOLE   0 0 0
Philip Morris Int'l, Inc. COM 718172109 4,225 42,500 SH   SOLE   0 0 0
Pinnacle West Capital COM 723484101 4,541 56,900 SH   SOLE   0 0 0
Pinnacle Foods Finance Inc. COM 72348P104 812 15,000 SH   SOLE   0 0 0
Portland General Electric Co. COM 736508847 3,857 95,200 SH   SOLE   0 0 0
Proctor & Gamble Co. COM 742718109 4,987 62,900 SH   SOLE   0 0 0
Prudential Financial COM 744320102 5,001 48,300 SH   SOLE   0 0 0
Public Svc Enterprise Group COM 744573106 5,798 115,400 SH   SOLE   0 0 0
Regions Financial Corp. COM 7591EP100 985 53,000 SH   SOLE   0 0 0
Schwab US Dividend ETF 808524797 23,157 472,300 SH   SOLE   0 0 0
Sempra Energy COM 816851109 795 7,150 SH   SOLE   0 0 0
South Jersey Industries COM 838518108 1,971 70,000 SH   SOLE   0 0 0
Spire Inc. COM 84857L101 5,061 70,000 SH   SOLE   0 0 0
Sysco Corp. COM 871829107 3,298 55,000 SH   SOLE   0 0 0
Target Corp. COM 87612E106 5,554 80,000 SH   SOLE   0 0 0
3M Company COM 88579Y101 6,476 29,500 SH   SOLE   0 0 0
US Bancorp COM 902973304 2,535 50,200 SH   SOLE   0 0 0
Vanguard FTSE Dev. Market ETF 921943858 67,645 1,528,700 SH   SOLE   0 0 0
Vanguard High DVD Yield ETF 921946406 21,877 265,208 SH   SOLE   0 0 0
Vectren Corp. COM 92240G101 2,915 45,600 SH   SOLE   0 0 0
Vanguard Total Stock Market Index ETF 922908769 109,580 807,400 SH   SOLE   0 0 0
Verizon Comm. Inc. COM 92343V104 5,021 105,000 SH   SOLE   0 0 0
WEC Energy Group Inc. COM 92939U106 4,019 64,100 SH   SOLE   0 0 0
Walmart Stores Inc. COM 931142103 4,182 47,000 SH   SOLE   0 0 0
Waste Management Inc. COM 94106L109 4,071 48,400 SH   SOLE   0 0 0
Wells Fargo & Company COM 949746101 5,084 97,000 SH   SOLE   0 0 0
Westar Energy Inc. COM 95709T100 720 13,700 SH   SOLE   0 0 0
Xcel Energy Inc. COM 98389B100 5,490 120,709 SH   SOLE   0 0 0