UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549


                                    FORM 8-K


                                 CURRENT REPORT
     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934


        Date of Report (Date of earliest event reported) JANUARY 21, 2003
                                                         ----------------

                                OHIO LEGACY CORP
                                ----------------
             (Exact name of registrant as specified in its charter)

            OHIO                        000-31673               34-1903890
            ----                        ---------               ----------
(State or other jurisdiction           (Commission             (IRS Employer
      of incorporation)                File Number)         Identification No.)

       305 WEST LIBERTY STREET, WOOSTER, OHIO                       44691
       --------------------------------------                       -----
      (Address of principal executive offices)                    (Zip Code)


        Registrant's telephone number, including area code (330) 263-1955
                                                           --------------

                                       N/A
                                       ---
          (Former name or former address, if changed since last report)







ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE.

On January 21, 2003, Ohio Legacy Corp (the "Company") issued a press release
regarding the exercise of the over-allotment option granted to the Company's
underwriter, Friedman Billings Ramsey, related to the offering of 1,000,000
shares of the Company's common stock, without par value. Including the
over-allotment, the Company issued 1,150,000 shares of common stock, without par
value. The Company hereby incorporates by reference the information set forth in
its Press Release dated January 21, 2003, a copy of which is attached hereto as
Exhibit 99.1.

Any statement in the attached press release that is not a statement of
historical fact may be deemed to be a forward-looking statement, which involves
known and unknown risks, uncertainties and other factors which may cause the
Company's actual results, performance or achievements to be materially and
significantly different from any future results, performance or achievements
expressed or implied by such forward-looking statements.

ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS.

         (a) Financial Statements.

                  Not applicable.

         (b) Pro Forma Financial Information.

                  Not applicable.

         (c) Exhibits.

                  Exhibit Number       Description
                  --------------       -----------
                  99.1                 Press Release dated January 21, 2003



                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

OHIO LEGACY CORP
------------------------------------
(Registrant)


By:      /S/ L. DWIGHT DOUCE
         ---------------------------
         L. Dwight Douce
         President, Chief Executive Officer and Director

Date:    JANUARY 23, 2003