-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, N884Cv+tPrbfeuk1gW8ZPXyUE5zmlkwfd1fbCL00io+3aqUrqAyBVYjFGRTWPxzP GIzgaDjYEp9XWPhU/nJxtA== 0001095073-08-000021.txt : 20080811 0001095073-08-000021.hdr.sgml : 20080811 20080811140223 ACCESSION NUMBER: 0001095073-08-000021 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 6 CONFORMED PERIOD OF REPORT: 20080630 FILED AS OF DATE: 20080811 DATE AS OF CHANGE: 20080811 FILER: COMPANY DATA: COMPANY CONFORMED NAME: EVEREST RE GROUP LTD CENTRAL INDEX KEY: 0001095073 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 980365432 STATE OF INCORPORATION: D0 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-15731 FILM NUMBER: 081005421 BUSINESS ADDRESS: STREET 1: WESSEX HOUSE - 2ND FLOOR STREET 2: 45 REID STREET PO BOX HM 845 CITY: HAMILTON STATE: D0 ZIP: HM DX BUSINESS PHONE: 4412950006 MAIL ADDRESS: STREET 1: C/O REINSURANCE HOLDINGS INC STREET 2: 477 MARTINSVILLE RD PO BOX 830 CITY: LIBERTY CORNER STATE: NJ ZIP: 07938 FORMER COMPANY: FORMER CONFORMED NAME: EVEREST REINSURANCE GROUP LTD DATE OF NAME CHANGE: 19990915 10-Q 1 group10q2q2008.htm GROUP 10-Q 2Q2008

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-Q

 

QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

 

FOR THE QUARTERLY PERIOD ENDED:

JUNE 30, 2008

 

Commission file number:

1-15731

 

EVEREST RE GROUP, LTD.

(Exact name of registrant as specified in its charter)

Bermuda

 

98-0365432

(State or other jurisdiction of

incorporation or organization)

 

 

(I.R.S. Employer

Identification No.)

Wessex House – 2nd Floor

45 Reid Street

PO Box HM 845

Hamilton HM DX, Bermuda

441-295-0006

 

(Address, including zip code, and telephone number, including area code,

of registrant’s principal executive office)

 

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

 

                                                      YES

 X  

 

                            NO

    

 

Indicate by check mark whether the registrant is a large accelerated filer, and accelerated filer, or a non-accelerated filer or a smaller reporting company. See the definitions of “large accelerated filer”, “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):

 

Large accelerated filer

X

 

Accelerated filer

 

 

Non-accelerated filer

 

 

 

Smaller reporting company

 

(Do not check if smaller reporting company

 

 

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).

 

                                                      YES

    

 

                             NO

  X 

 

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date:

 

 

 

Number of Shares Outstanding

Class

 

At August 1, 2008

Common Shares, $0.1 par value

 

61,688,469

 

 


 

       EVEREST RE GROUP, LTD

               Index To Form 10-Q

 

                                                                                                         Page

             PART I

     FINANCIAL INFORMATION

 

 

   

Item 1.

Financial Statements

 

 

 

 

 

Consolidated Balance Sheets at June 30, 2008 (unaudited) and

 

 

December 31, 2007

1

 

 

 

 

Consolidated Statements of Operations and Comprehensive (Loss) Income for

 

 

the three and six months ended June 30, 2008 and 2007 (unaudited)

2

 

 

 

 

Consolidated Statements of Changes in Shareholders’ Equity for the three

 

 

and six months ended June 30, 2008 and 2007 (unaudited)

3

 

 

 

 

Consolidated Statements of Cash Flows for the three and six months                                                         

 

 

ended June 30, 2008 and 2007 (unaudited)

4

 

 

 

 

Notes to Consolidated Interim Financial Statements (unaudited)

5

 

 

 

Item 2.

Management’s Discussion and Analysis of Financial Condition and

 

 

Results of Operation

19

 

 

 

Item 3.

Quantitative and Qualitative Disclosures About Market Risk

48

 

 

 

Item 4.

Controls and Procedures

48

 

 

 


                                                                                         PART II

              OTHER INFORMATION

 

Item 1.

Legal Proceedings

     48

 

 

 

Item 1A.

Risk Factors

49

 

 

 

Item 2.

Unregistered Sales of Equity Securities and Use of Proceeds                                                         

49

 

 

 

Item 3.

Defaults Upon Senior Securities

49

 

 

 

Item 4.

Submission of Matters to a Vote of Security Holders

50

 

 

 

Item 5.

Other Information

50

 

 

 

Item 6.

Exhibits

50

 

 

 


 

 


 

PART I

ITEM 1.  FINANCIAL STATEMENTS

EVEREST RE GROUP, LTD.

 

 

 

CONSOLIDATED BALANCE SHEETS

 

 

 

 

 

 

 

 

June 30,

 

December 31,

(Dollars in thousands, except par value per share)

2008

 

2007

 

(unaudited)

 

 

ASSETS:

 

 

 

Fixed maturities - available for sale, at market value

$     11,168,508

 

$      10,245,585

    (amortized cost: 2008, $11,253,928; 2007, $10,116,353)

 

 

 

Equity securities - available for sale, at market value (cost: 2008, $25,482; 2007, $24,378)

25,678

 

24,694

Equity securities - available for sale, at fair value

1,194,459

 

1,535,263

Short-term investments

1,260,980

 

2,225,708

Other invested assets (cost: 2008, $703,865; 2007, $651,898)

705,432

 

654,355

Cash

225,878

 

250,567

        Total investments and cash

14,580,935

 

14,936,172

Accrued investment income

154,158

 

145,056

Premiums receivable

972,874

 

989,921

Reinsurance receivables

649,789

 

666,164

Funds held by reinsureds

370,125

 

342,615

Deferred acquisition costs

365,779

 

399,563

Prepaid reinsurance premiums

84,253

 

88,239

Deferred tax asset

369,222

 

227,825

Federal income taxes recoverable

25,769

 

47,368

Other assets

220,024

 

156,559

TOTAL ASSETS

$     17,792,928

 

$      17,999,482

 

 

 

 

LIABILITIES:

 

 

 

Reserve for losses and loss adjustment expenses

$       9,078,381

 

$        9,040,606

Future policy benefit reserve

70,865

 

78,417

Unearned premium reserve

1,409,803

 

1,567,098

Funds held under reinsurance treaties

78,945

 

75,601

Losses in the course of payment

79,724

 

63,366

Commission reserves

45,551

 

48,753

Other net payable to reinsurers

48,617

 

68,494

8.75% Senior notes due 3/15/2010

199,751

 

199,685

5.4% Senior notes due 10/15/2014

249,708

 

249,689

6.6% Long term notes due 5/1/2067

399,641

 

399,639

Junior subordinated debt securities payable

329,897

 

329,897

Accrued interest on debt and borrowings

11,217

 

11,217

Other liabilities

223,225

 

182,250

        Total liabilities

12,225,325

 

12,314,712

 

 

 

 

Commitments and contingencies (Note 6)

 

 

 

 

 

 

 

SHAREHOLDERS' EQUITY:

 

 

 

Preferred shares, par value: $0.01; 50 million shares authorized;

 

 

 

    no shares issued and outstanding

-

 

-

Common shares, par value: $0.01; 200 million shares authorized; (2008) 65.5 million and

 

 

 

    (2007) 65.4 million issued and outstanding

655

 

654

Additional paid-in capital

1,816,174

 

1,805,844

Accumulated other comprehensive (loss) income, net of deferred income taxes of

 

 

 

    $36.6 million at 2008 and $87.2 million at 2007

(9,895)

 

163,155

Treasury shares, at cost; (2008) 3.9 million shares and (2007) 2.5 million shares

(367,322)

 

(241,584)

Retained earnings

4,127,991

 

3,956,701

        Total shareholders' equity

5,567,603

 

5,684,770

TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY

$     17,792,928

 

$      17,999,482

The accompanying notes are an integral part of the consolidated financial statements.

 

 

 

 

 

1

 


 

 

EVEREST RE GROUP, LTD.

 

 

 

 

 

 

 

CONSOLIDATED STATEMENTS OF OPERATIONS

 

 

 

 

 

 

 

AND COMPREHENSIVE (LOSS) INCOME

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands, except per share amounts)

2008

 

2007

 

2008

 

2007

 

(unaudited)

 

(unaudited)

REVENUES:

 

 

 

 

 

 

 

Premiums earned

$        942,095

 

$        999,320

 

$     1,854,068

 

$    2,004,049

Net investment income

175,917

 

179,693

 

326,049

 

335,489

Net realized capital (losses) gains

(31,566)

 

91,774

 

(167,949)

 

132,666

Net derivative income (expense)

2,080

 

5,995

 

(1,715)

 

3,227

Other expense

(10,166)

 

(8,044)

 

(15,327)

 

(4,379)

Total revenues

1,078,360

 

1,268,738

 

1,995,126

 

2,471,052

 

 

 

 

 

 

 

 

CLAIMS AND EXPENSES:

 

 

 

 

 

 

 

Incurred losses and loss adjustment expenses

604,742

 

619,114

 

1,150,092

 

1,184,882

Commission, brokerage, taxes and fees

244,713

 

234,423

 

471,860

 

460,078

Other underwriting expenses

39,728

 

37,541

 

79,972

 

73,601

Interest, fees and bond issue cost amortization expense         

19,794

 

24,243

 

39,581

 

41,706

Total claims and expenses

908,977

 

915,321

 

1,741,505

 

1,760,267

 

 

 

 

 

 

 

 

INCOME BEFORE TAXES

169,383

 

353,417

 

253,621

 

710,785

Income tax expense

16,356

 

70,549

 

22,661

 

130,335

 

 

 

 

 

 

 

 

NET INCOME

$         153,027

 

$        282,868

 

$        230,960

 

$       580,450

Other comprehensive loss, net of tax

(169,059)

 

(106,716)

 

(173,050)

 

(109,898)

 

 

 

 

 

 

 

 

COMPREHENSIVE (LOSS) INCOME

$         (16,032)

 

$        176,152

 

$          57,910

 

$       470,552

 

 

 

 

 

 

 

 

PER SHARE DATA:

 

 

 

 

 

 

 

Average shares outstanding (000's)

61,658

 

62,901

 

62,018

 

63,533

Net income per common share - basic

$               2.48

 

$              4.50

 

$              3.72

 

$             9.14

 

 

 

 

 

 

 

 

Average diluted shares outstanding (000's)

62,002

 

63,518

 

62,431

 

64,137

Net income per common share - diluted

$               2.47

 

$              4.45

 

$              3.70

 

$             9.05

 

 

 

 

 

 

 

 

The accompanying notes are an integral part of the consolidated financial statements

 

 

 

 

 

 

 

2

 


 

EVEREST RE GROUP, LTD.

 

 

 

 

 

 

 

CONSOLIDATED STATEMENTS OF

 

 

 

 

 

 

 

CHANGES IN SHAREHOLDERS' EQUITY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands, except share amounts)

2008

 

2007

 

2008

 

2007

 

(unaudited)

 

(unaudited)

COMMON SHARES (shares outstanding):

 

 

 

 

 

 

 

Balance, beginning of period

61,895,588

 

63,240,705

 

62,863,845

 

65,043,976

Issued during the period, net

26,515

 

156,935

 

110,258

 

253,664

Treasury shares aquired

(278,300)

 

(199,000)

 

(1,330,300)

 

(2,099,000)

Balance, end of period

61,643,803

 

63,198,640

 

61,643,803

 

63,198,640

 

 

 

 

 

 

 

 

COMMON SHARES (par value):

 

 

 

 

 

 

 

Balance, beginning of period

$                655

 

$                651

 

$                654

 

$                650

Issued during the period, net

-

 

2

 

1

 

3

Balance, end of period

655

 

653

 

655

 

653

 

 

 

 

 

 

 

 

ADDITIONAL PAID-IN CAPITAL:

 

 

 

 

 

 

 

Balance, beginning of period

1,810,946

 

1,777,070

 

1,805,844

 

1,770,496

Share-based compensation plans

5,190

 

14,094

 

10,236

 

20,631

Other

38

 

56

 

94

 

93

Balance, end of period

1,816,174

 

1,791,220

 

1,816,174

 

1,791,220

 

 

 

 

 

 

 

 

ACCUMULATED OTHER COMPREHENSIVE INCOME,

 

 

 

 

 

 

 

NET OF DEFERRED INCOME TAXES:

 

 

 

 

 

 

 

Balance, beginning of period

159,164

 

94,546

 

163,155

 

348,543

Cumulative effect to adopt FAS No. 159, net of tax

-

 

-

 

-

 

(250,815)

Net decrease during the period

(169,059)

 

(106,716)

 

(173,050)

 

(109,898)

Balance, end of period

(9,895)

 

(12,170)

 

(9,895)

 

(12,170)

 

 

 

 

 

 

 

 

RETAINED EARNINGS:

 

 

 

 

 

 

 

Balance, beginning of period

4,004,640

 

3,505,657

 

3,956,701

 

2,987,998

Cumulative effect to adopt FAS No. 159, net of tax

-

 

-

 

-

 

250,815

Net income

153,027

 

282,868

 

230,960

 

580,450

Dividends declared ($0.48 per quarter and $0.96 year-to-date per share in 2008 and 2007)

(29,676)

 

(30,223)

 

(59,670)

 

(60,961)

Balance, end of period

4,127,991

 

3,758,302

 

4,127,991

 

3,758,302

 

 

 

 

 

 

 

 

TREASURY SHARES AT COST:

 

 

 

 

 

 

 

Balance, beginning of period

(342,421)

 

(181,041)

 

(241,584)

 

-

Purchase of treasury shares

(24,901)

 

(19,039)

 

(125,738)

 

(200,080)

Balance, end of period

(367,322)

 

(200,080)

 

(367,322)

 

(200,080)

 

 

 

 

 

 

 

 

TOTAL SHAREHOLDERS' EQUITY, END OF PERIOD

$      5,567,603

 

$      5,337,925

 

$      5,567,603

 

$      5,337,925

 

 

 

 

 

 

 

 

The accompanying notes are an integral part of the consolidated financial statements

 

 

 

 

 

 

 

 

3

 


 

EVEREST RE GROUP, LTD.

 

 

 

 

 

 

 

CONSOLIDATED STATEMENTS OF CASH FLOWS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

 

(unaudited)

 

(unaudited)

CASH FLOWS FROM OPERATING ACTIVITIES:

 

 

 

 

 

 

 

Net income

$     153,027

 

$  282,868

 

$     230,960

 

$     580,450

Adjustments to reconcile net income to net cash provided by

 

 

 

 

 

 

 

    operating activities:

 

 

 

 

 

 

 

      (Increase) decrease in premiums receivable

(18,227)

 

45,724

 

13,510

 

48,290

      (Increase) decrease in funds held by reinsureds, net

(17,630)

 

(94)

 

(26,367)

 

981

      (Increase) decrease in reinsurance receivables

(24,715)

 

67,870

 

13,061

 

54,498

      (Increase) decrease in deferred tax asset

(34,672)

 

7,337

 

(90,802)

 

26,405

      Increase (decrease) in reserve for losses and loss adjustment expenses

16,026

 

(33,499)

 

66,076

 

(134,010)

      Decrease in future policy benefit reserve

(4,540)

 

(4,065)

 

(7,552)

 

(7,425)

      Decrease in unearned premiums

(81,454)

 

(91,315)

 

(154,415)

 

(111,347)

      Change in other assets and liabilities, net

(44,704)

 

(84,979)

 

4,734

 

(70,989)

      Non-cash compensation expense

2,891

 

4,437

 

10,570

 

9,287

      Amortization of bond premium/(accrual of bond discount)

4,023

 

(2,124)

 

4,476

 

(826)

      Amortization of underwriting discount on senior notes

45

 

41

 

88

 

80

      Net realized capital losses (gains)

31,566

 

(91,774)

 

167,949

 

(132,666)

Net cash (used in) provided by operating activities

(18,364)

 

100,427

 

232,288

 

262,728

 

 

 

 

 

 

 

 

CASH FLOWS FROM INVESTING ACTIVITIES:

 

 

 

 

 

 

 

Proceeds from fixed maturities matured/called - available for sale, at market value

257,634

 

305,278

 

546,561

 

617,195

Proceeds from fixed maturities sold - available for sale, at market value

82,737

 

169,549

 

129,947

 

204,035

Proceeds from equity securities sold - available for sale, at fair value

66,936

 

1,027,955

 

329,234

 

1,318,561

Distributions from other invested assets

2,696

 

5,572

 

13,881

 

27,383

Cost of fixed maturities acquired - available for sale, at market value

(1,166,727)

 

(155,618)

 

(1,853,304)

 

(255,487)

Cost of equity securities acquired - available for sale, at market value

-

 

-

 

(440)

 

-

Cost of equity securities acquired - available for sale, at fair value

(70,856)

 

(816,891)

 

(149,381)

 

(1,138,408)

Cost of other invested assets acquired

(24,048)

 

(78,004)

 

(48,099)

 

(119,765)

Net change in short-term securities

1,006,187

 

(873,100)

 

964,051

 

(1,103,090)

Net change in unsettled securities transactions

(74,233)

 

(3,992)

 

(5,742)

 

(4,412)

Net cash provided by (used in) investing activities

80,326

 

(419,251)

 

(73,292)

 

(453,988)

 

 

 

 

 

 

 

 

CASH FLOWS FROM FINANCING ACTIVITIES:

 

 

 

 

 

 

 

Common shares issued during the period, net

2,337

 

9,715

 

(239)

 

11,440

Purchase of treasury shares

(24,901)

 

(19,039)

 

(125,738)

 

(200,080)

Net proceeds from issuance of long term notes

-

 

395,637

 

-

 

395,637

Dividends paid to shareholders

(29,676)

 

(30,223)

 

(59,670)

 

(60,961)

Net cash (used in) provided by financing activities

(52,240)

 

356,090

 

(185,647)

 

146,036

 

 

 

 

 

 

 

 

EFFECT OF EXCHANGE RATE CHANGES ON CASH

(1,815)

 

(9,685)

 

1,962

 

(16,854)

 

 

 

 

 

 

 

 

Net increase (decrease) in cash

7,907

 

27,581

 

(24,689)

 

(62,078)

Cash, beginning of period

217,971

 

160,209

 

250,567

 

249,868

Cash, end of period

$     225,878

 

$  187,790

 

$     225,878

 

$     187,790

 

 

 

 

 

 

 

 

SUPPLEMENTAL CASH FLOW INFORMATION

 

 

 

 

 

 

 

Cash transactions:

 

 

 

 

 

 

 

    Income taxes paid

$       67,486

 

$   135,022

 

$     100,704

 

$     160,306

    Interest paid

$       25,136

 

$     16,189

 

$       39,067

 

$       34,378

 

 

 

 

 

 

 

 

The accompanying notes are an integral part of the consolidated financial statements.

 

 

 

 

 

 

 

4

 


NOTES TO CONSOLIDATED INTERIM FINANCIAL STATEMENTS (UNAUDITED)

 

For the Three and Six Months Ended June 30, 2008 and 2007

 

1. General

 

As used in this document, “Group” means Everest Re Group, Ltd.; “Holdings” means Everest Reinsurance Holdings, Inc.; “Everest Re” means Everest Reinsurance Company and its subsidiaries (unless the context otherwise requires); and the “Company” means Everest Re Group, Ltd. and its subsidiaries.

 

The unaudited consolidated financial statements of the Company for the three and six months ended June 30, 2008 and 2007 include all adjustments, consisting of normal recurring accruals, which, in the opinion of management, are necessary for a fair statement of the results on an interim basis. Certain financial information, which is normally included in annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”), has been omitted since it is not required for interim reporting purposes. The year end consolidated balance sheet data was derived from audited financial statements, but does not include all disclosures required by GAAP. The results for the three and six months ended June 30, 2008 and 2007 are not necessarily indicative of the results for a full year. These financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto for the years ended December 31, 2007, 2006 and 2005 included in the Company’s most recent Form 10-K filing.

 

2. New Accounting Pronouncements

 

In February 2007, the Financial Accounting Standards Board (“FASB”) issued Financial Accounting Standards (“FAS”) No. 159 “The Fair Value Option for Financial Assets and Financial Liabilities - including an amendment to FASB Statement No. 115” (“FAS 159”). FAS 159 permits entities to choose to measure many financial instruments and certain other items at fair value. The objective is to improve financial reporting by providing entities with the opportunity to mitigate volatility in reported earnings caused by measuring related assets and liabilities differently without having to apply complex hedge accounting provisions. The Company adopted FAS 159 as of January 1, 2007.

 

In March 2008, the FASB issued FAS No. 161 “Disclosures about Derivative Instruments and Hedging Activities - an amendment of FASB Statement No. 133 (“FAS 161”). FAS 161 requires entities to provide additional disclosures on derivative and hedging activities regarding their affect on financial position, financial performance and cash flows. This statement is effective for financial statements issued for fiscal years and interim periods beginning after November 15, 2008. The impact of a January 1, 2009 adoption should be immaterial.

 

3. Fair Value

 

Effective January 1, 2007, the Company adopted and implemented FAS 159 for its actively managed equity securities. In conjunction with the Company implementing a more active management strategy for these securities, FAS 159 provided guidance on accounting and presentation of these investments in the Company’s consolidated financial statements. Upon adoption of FAS 159, the Company recognized a $250.8 million cumulative-effect adjustment to retained earnings, net of $110.3 million of tax. The Company records fair value re-measurements as net realized capital gains or losses in the consolidated statements of operations and comprehensive income. The Company recorded $28.5 million and $150.0 million in net realized capital losses due to fair value re-measurement for the three and six months ended

 

5

 


 

June 30, 2008, respectively. The Company recorded $69.3 million and $109.8 million in net realized capital gains due to fair value re-measurements for the three and six months ended June 30, 2007, respectively.

 

The following table presents the fair value measurement levels for all assets and liabilities, which the Company has recorded at fair value as of the periods indicated:

 

 

 

 

Fair Value Measurement Using:

 

 

 

Quoted Prices

 

 

 

 

 

 

 

in Active

 

Significant

 

 

 

 

 

Markets for

 

Other

 

Significant

 

 

 

Identical

 

Observable

 

Unobservable

 

 

 

Assets

 

Inputs

 

Inputs

(Dollars in thousands)

June 30, 2008

 

(Level 1)

 

(Level 2)

 

(Level 3)

Assets:

 

 

 

 

 

 

 

   Fixed maturities

$            11,168,508

 

$                     -

 

$       11,142,860

 

$               25,648

   Equity securities, fair value

1,194,459

 

1,041,415

 

153,044

 

-

   Equity securities, market value    

25,678

 

15,781

 

9,897

 

-

 

 

 

 

 

 

 

 

Liabilities:

 

 

 

 

 

 

 

   Equity put options

$                    41,368

 

$                      -

 

$                        -

 

$               41,368

 

 

 

 

Fair Value Measurement Using:

 

 

 

Quoted Prices

 

 

 

 

 

 

 

in Active

 

Significant

 

 

 

 

 

Markets for

 

Other

 

Significant

 

 

 

Identical

 

Observable

 

Unobservable

 

 

 

Assets

 

Inputs

 

Inputs

(Dollars in thousands)

December 31, 2007

 

(Level 1)

 

(Level 2)

 

(Level 3)

Assets:

 

 

 

 

 

 

 

   Fixed maturities

$              10,245,585

 

$                     -

 

$        9,977,607

 

$             267,978

   Equity securities, fair value

1,535,263

 

1,361,789

 

173,474

 

-

   Equity securities, market value    

24,694

 

14,797

 

9,897

 

-

 

 

 

 

 

 

 

 

Liabilities:

 

 

 

 

 

 

 

   Equity put options

$                     39,653

 

$                     -

 

$                      -

 

$                39,653

 

 

6

 


 

The following table presents the fixed maturity investments for which fair value was measured under level 3 for the periods indicated:

 

 

Fair Value

 

Measurements Using:

 

2008

 

2007

 

Significant

 

Significant

 

Unobservable

 

Unobservable

 

Inputs

 

Inputs

(Dollars in thousands)

(Level 3)

 

(Level 3)

Assets:

 

 

 

Beginning balance at January 1

$          267,978

 

$           166,753

   Total gains or (losses) (realized/unrealized)

 

 

 

      Included in earnings (or changes in net assets)

(2,314)

 

55

      Included in other comprehensive income

(587)

 

(379)

   Purchases, issuances and settlements

325

 

(342)

   Transfers in and/or (out) of Level 3

(239,754)

 

(144,381)

Ending balance at June 30

$             25,648

 

$             21,706

 

 

 

 

The amount of total losses for the period included in earnings

 

 

 

   (or changes in net assets) attributable to the change in unrealized         

 

 

 

      gains (losses) relating to assets still held at the reporting date

$            (6,500)

 

$                       -

 

The fixed maturities valued under level 3 were valued by investment brokers for which the Company believes reflects fair value, but was unable to verify that inputs to the valuation model were observable.

 

The following table presents the equity index put options for which fair value was measured under level 3 for the periods indicated:

 

 

Fair Value

 

Measurements Using:

 

2008

 

2007

 

Significant

 

Significant

 

Unobservable

 

Unobservable

 

Inputs

 

Inputs

(Dollars in thousands)

(Level 3)

 

(Level 3)

Liabilities:

 

 

 

Beginning balance at January 1

$            39,653

 

$            37,529

   Total (gains) or losses (realized/unrealized)

 

 

 

      Included in earnings (or changes in net assets)

1,715

 

(3,152)

      Included in other comprehensive income

-

 

-

   Purchases, issuances and settlements

-

 

-

   Transfers in and/or (out) of Level 3

-

 

-

Ending balance at June 30

$            41,368

 

$            34,377

 

 

 

 

The amount of total gains or losses for the period included in earnings     

 

 

 

   (or changes in net assets) attributable to the change in unrealized

 

 

 

      gains or losses relating to liabilities still held at the reporting date

$                      -

 

$                      -

 

 

7

 


 

Since there is no active market for these long dated equity index put options, their valuation was considered as level 3.

 

The Company sold seven equity put options, which are outstanding. These products meet the definition of a derivative under FAS No. 133, “Accounting for Derivative Instruments and Hedging Activities” (“FAS 133”). The Company’s position in these contracts is unhedged and is accounted for as a derivative in accordance with FAS 133. Accordingly, these contracts are carried at fair value and are recorded in “Other liabilities” in the consolidated balance sheets and changes in fair value are recorded in the consolidated statements of operations and comprehensive income. The Company recorded net derivative income of $2.1 million and $6.0 million for the three months ended June 30, 2008 and 2007, respectively, The Company recorded net derivative expense of $1.7 million and net derivative income of $3.2 million for the six months ended June 30, 2008 and 2007, respectively.

 

The fair value was calculated using an industry accepted option pricing model, Black-Scholes, which used the following assumptions:

 

 

At June 30, 2008

 

 

 

Contract

 

Contracts

 

based on

 

based on

 

FTSE 100

 

S & P 500 Index

 

Index

Equity index

1,280.0

 

5,625.9

Interest rate

5.67% to 6.29%

   

5.81%

Time to maturity                                                                                    

8.9 to 22.8 yrs

 

12.1 yrs

Volatility

24.9% to 26.0%

 

32.0%

 

4. Capital Transactions

 

On December 1, 2005, the Company filed a shelf registration statement on Form S-3ASR with the Securities and Exchange Commission (“SEC”), as a Well Known Seasoned Issuer. This shelf registration statement was used by Group to register common shares, preferred shares, debt securities, warrants, share purchase contracts and share purchase units; by Holdings to register debt securities and by Everest Re Capital Trust III (“Capital Trust III”) to register trust preferred securities.

 

 

On April 26, 2007, Holdings completed a public offering of $400.0 million principal amount of 6.6% fixed to floating rate long term subordinated notes with a scheduled maturity date of May 15, 2037 and a final maturity date of May 1, 2067. The net proceeds from the offering were used to redeem all of the outstanding 7.85% junior subordinated debt securities on November 15, 2007 and for general corporate purposes.

 

8

 


 

5. Earnings Per Common Share

 

Net income per common share has been computed below, based upon weighted average common and diluted shares outstanding.

 

 

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands, except per share amounts)

2008

 

2007

 

2008

 

2007

Net income (numerator)

$     153,027

 

$     282,868

 

$     230,960

 

$     580,450

Weighted average common and effect of dilutive shares

 

 

 

 

 

 

 

   used in the computation of net income per share:

 

 

 

 

 

 

 

      Weighted average shares outstanding - basic (denominator)

61,658

 

62,901

 

62,018

 

63,533

      Effect of dilutive shares

344

 

617

 

413

 

604

      Weighted average shares outstanding - diluted (denominator)

62,002

 

63,518

 

62,431

 

64,137

Net income per common share:

 

 

 

 

 

 

 

   Basic

$           2.48

 

$           4.50

 

$           3.72

 

$           9.14

   Diluted

$           2.47

 

$           4.45

 

$           3.70

 

$           9.05

 

Options to purchase 922,950 and 917,950 common shares for the three and six months ended June 30, 2008, respectively, at prices ranging from $91.41 to $99.98 were outstanding but were not included in the computation of earnings per diluted share as the options’ exercise price was greater than the average market price of the common shares for the relevant periods. Options to purchase 4,000 and 10,000 common shares for the three and six months ended June 30, 2007, respectively, at prices ranging from $99.98 to $106.275 were outstanding but were not included in the computation of earnings per diluted share as the options’ exercise price was greater than the average market price of the common shares for the relevant periods. All outstanding options expire on or between September 25, 2008 and February 20, 2018.

 

6. Contingencies

 

In the ordinary course of business, the Company is involved in lawsuits, arbitrations and other formal and informal dispute resolution procedures, the outcomes of which will determine the Company’s rights and obligations under insurance, reinsurance and other contractual agreements. In some disputes, the Company seeks to enforce its rights under an agreement or to collect funds owing to it. In other matters, the Company is resisting attempts by others to collect funds or enforce alleged rights. These disputes arise from time to time and are ultimately resolved through both informal and formal means, including negotiated resolution, arbitration and litigation. In all such matters, the Company believes that its positions are legally and commercially reasonable. While the final outcome of these matters cannot be predicted with certainty, the Company does not believe that any of these matters, when finally resolved, will have a material adverse effect on the Company’s financial position or liquidity. However, an adverse resolution of one or more of these items in any one quarter or fiscal year could have a material adverse effect on the Company’s results of operations in that period.

 

In 1993 and prior, the Company had a business arrangement with The Prudential Insurance Company of America ("The Prudential") wherein, for a fee, the Company accepted settled claim payment obligations of certain property and casualty insurers, and, concurrently, became the owner of the annuity or assignee of the annuity proceeds funded by the property and casualty insurers specifically to fulfill these fully settled obligations. In these circumstances, the Company would be liable if The Prudential, which has an A+ (Superior) financial strength rating from A.M. Best Company (“A.M. Best”), was unable to make the annuity

 

9

 


 

payments. At June 30, 2008, the estimated cost to replace all such annuities for which the Company was contingently liable was $151.8 million. 

 

Prior to its 1995 initial public offering, the Company had purchased annuities from an unaffiliated life insurance company with an A+ (Superior) financial strength rating from A.M. Best to settle certain claim liabilities of the company. Should the life insurance company become unable to make the annuity payments, the Company would be liable for those claim liabilities. At June 30, 2008, the estimated cost to replace such annuities was $22.2 million.

 

7. Other Comprehensive Loss

 

The following table presents the components of other comprehensive loss for the periods indicated:

 

 

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

Net unrealized depreciation of investments,

 

 

 

 

 

 

 

   net of deferred income taxes

$   (144,465)

 

$   (121,232)

 

$   (164,986)

 

$   (119,488)

Currency translation adjustments, net of deferred income taxes    

(25,228)

 

14,516

 

(8,698)

 

9,590

Pension adjustment

634

 

-

 

634

 

-

 

 

 

 

 

 

 

 

Other comprehensive loss, net of deferred income taxes

$   (169,059)

 

$   (106,716)

 

$   (173,050)

 

$   (109,898)

 

 

10

 


 

8. Letters of Credit

 

The Company has arrangements available for the issuance of letters of credit, which letters are generally collateralized by the Company’s cash and investments. The Company’s agreement with Citibank is a bilateral letter of credit agreement only. On November 6, 2007 the Citibank bilateral letter of credit agreement was decreased by $50.0 million to $300.0 million. All other terms of this agreement remain the same. The Company’s other facility, the Wachovia Group Credit Facility, involves a syndicate of lenders (see Note 13 of the Group Credit Facility), with Wachovia acting as administrative agent. The Citibank Holdings Credit Facility involves a syndicate of lenders (see Note 13 of the Holdings Credit Facility), with Citibank acting as administrative agent. At June 30, 2008 and December 31, 2007, letters of credit for $486.6 million and $491.1 million, respectively, were issued and outstanding. The letters of credit collateralize reinsurance obligations of the Company’s non-U.S. operations. The following table summarizes the Company’s letters of credit as of June 30, 2008.

 

(Dollars in thousands)

 

 

 

 

 

 

Bank

 

Commitment

 

In Use

 

Date of Expiry

Citibank-Bilateral Letter of Credit Agreement

 

$          300,000

 

$      26,001

 

12/31/2008

 

 

 

 

45,896

 

03/08/2009

 

 

 

 

30,000

 

12/31/2011

 

 

 

 

55,654

 

12/31/2012

       Total Citibank Bilateral Agreement

$          300,000

 

$    157,551

 

 

 

 

 

 

 

 

 

Citibank Holdings Credit Facility

 

$          150,000

 

$      17,204

 

12/31/2008

       Total Citibank Holdings Credit Facility

$          150,000

 

$      17,204

 

 

 

 

 

 

 

 

 

Wachovia Group Credit Facility

Tranche One

$          350,000

 

$      22,038

 

12/31/2008

 

Tranche Two

500,000

 

289,764

 

12/31/2008

       Total Wachovia Group Credit Facility

$          850,000

 

$    311,802

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

     Total Letters of Credit

 

$       1,300,000

 

$    486,557

 

 

 

9. Trust Agreements

 

Certain subsidiaries of Group, principally Everest Reinsurance (Bermuda), Ltd. (“Bermuda Re”), a Bermuda insurance company and direct subsidiary of Group, have established trust agreements, which effectively use the Company's investments as collateral, as security for assumed losses payable to certain non-affiliated ceding companies. At June 30, 2008, the total amount on deposit in trust accounts was $104.5 million.

 

10. Senior Notes

 

On October 12, 2004, Holdings completed a public offering of $250.0 million principal amount of 5.40% senior notes due October 15, 2014. On March 14, 2000, Holdings completed a public offering of $200.0 million principal amount of 8.75% senior notes due March 15, 2010.

 

Interest expense incurred in connection with these senior notes was $7.8 million for the three months ended June 30, 2008 and 2007 and $15.6 million for the six months ended June 30, 2008 and 2007. Market value, which is based on quoted market price at June 30, 2008 and December 31, 2007, was $220.8

 

11

 


 

million and $235.3 million, respectively, for the 5.40% senior notes and $208.0 million and $215.9 million, respectively, for the 8.75% senior notes.

 

11. Long Term Subordinated Notes

 

On April 26, 2007, Holdings completed a public offering of $400.0 million principal amount of 6.6% fixed to floating rate long term subordinated notes with a scheduled maturity date of May 15, 2037 and a final maturity date of May 1, 2067. During the fixed rate interest period from May 3, 2007 through May 14, 2017, interest will be at the annual rate of 6.6%, payable semi-annually in arrears on November 15 and May 15 of each year, commencing on November 15, 2007, subject to Holdings’ right to defer interest on one or more occasions for up to ten consecutive years. During the floating rate interest period from May 15, 2017 through maturity, interest will be based on the 3 month London Interbank Offered Rate (“LIBOR”) plus 238.5 basis points, reset quarterly, payable quarterly in arrears on February 15, May 15, August 15 and November 15 of each year, subject to Holdings’ right to defer interest on one or more occasions for up to ten consecutive years. Deferred interest will accumulate interest at the applicable rate compounded semi-annually for periods prior to May 15, 2017, and compounded quarterly for periods from and including May 15, 2017.

 

Holdings can redeem the long term subordinated notes prior to May 15, 2017, in whole but not in part at the applicable redemption price, which will equal the greater of (a) 100% of the principal amount being redeemed and (b) the present value of the principal payment on May 15, 2017 and scheduled payments of interest that would have accrued from the redemption date to May 15, 2017 on the long term subordinated notes being redeemed, discounted to the redemption date on a semi-annual basis at a discount rate equal to the treasury rate plus an applicable spread of either 0.25% or 0.50%, in each case plus accrued and unpaid interest. Holdings may redeem the long term subordinated notes on or after May 15, 2017, in whole or in part at 100% of the principal amount plus accrued and unpaid interest; however, redemption on or after the scheduled maturity date and prior to May 1, 2047 is subject to a replacement capital covenant. This covenant is for the benefit of certain senior note holders and it mandates that Holdings receive proceeds from the sale of another subordinated debt issue, of at least similar size, before it may redeem the subordinated notes.

 

Interest expense incurred in connection with these long term notes was $6.6 million and $13.2 million for the three and six months ended June 30, 2008, respectively, and $4.3 million for the three and six months ended June 30, 2007. Market value, which is based on quoted market price at June 30, 2008 and December 31, 2007, was $288.0 million and $349.8 million for the 6.6% long term subordinated notes.

 

12. Junior Subordinated Debt Securities Payable

 

On March 29, 2004, Holdings issued $329.9 million of 6.20% junior subordinated debt securities due March 29, 2034 to Everest Re Capital Trust II (“Capital Trust II”). Holdings may redeem the junior subordinated debt securities before their maturity at 100% of their principal amount plus accrued interest as of the date of redemption. The securities may be redeemed, in whole or in part, on one or more occasions at any time on or after March 30, 2009; or at any time, in whole, but not in part, within 90 days of the occurrence and continuation of a determination that the Trust may become subject to tax or the Investment Company Act.

 

On November 14, 2002, Holdings issued $216.5 million of 7.85% junior subordinated debt securities due November 15, 2032 to Everest Re Capital Trust (“Capital Trust”). Holdings redeemed all of the junior subordinated debt securities at 100% of their principal amount plus accrued interest on November 15, 2007.

 

12

 


 

Fair value, which is primarily based on quoted market price of the related trust preferred securities, at June 30, 2008 and December 31, 2007 was $248.2 million and $250.8 million, respectively, for the 6.20% junior subordinated debt securities.

 

Interest expense incurred in connection with these junior subordinated notes was $5.1 million and $9.4 million for the three months ended June 30, 2008 and 2007, respectively, and $10.2 million and $18.7 million for the six months ended June 30, 2008 and 2007, respectively.

 

Capital Trust II is a wholly owned finance subsidiary of Holdings. Capital Trust was dissolved upon the completion of the redemption of the trust preferred securities on November 15, 2007.

 

Holdings considers that the mechanisms and obligations relating to the trust preferred securities, taken together, constitute a full and unconditional guarantee by Holdings of Capital Trust II’s payment obligations with respect to the trust preferred securities.

 

Capital Trust II will redeem all of the outstanding trust preferred securities when the junior subordinated debt securities are paid at maturity on March 29, 2034. The Company may elect to redeem the junior subordinated debt securities, in whole or in part, at any time on or after March 30, 2009. If such an early redemption occurs, the outstanding trust preferred securities would also be proportionately redeemed.

 

There are certain regulatory and contractual restrictions on the ability of Holdings’ operating subsidiaries to transfer funds to Holdings in the form of cash dividends, loans or advances. The insurance laws of the State of Delaware, where Holdings’ direct insurance subsidiaries are domiciled, require regulatory approval before those subsidiaries can pay dividends or make loans or advances to Holdings that exceed certain statutory thresholds. In addition, the terms of Holdings’ Credit Facility (discussed in Note 13) require Everest Re, Holdings’ principal insurance subsidiary, to maintain a certain statutory surplus level as measured at the end of each fiscal year. At December 31, 2007, $2,595.1 million of the $3,248.5 million in net assets of Holdings’ consolidated subsidiaries were subject to the foregoing regulatory restrictions.

 

13. Credit Line

 

Effective July 27, 2007, Group, Bermuda Re and Everest International Reinsurance, Ltd. (“Everest International”) entered into a new five year, $850.0 million senior credit facility with a syndicate of lenders, replacing the December 8, 2004, senior credit facilities, which would have expired on December 8, 2007. Both the July 27, 2007 and December 8, 2004 senior credit facilities are referred to as the “Group Credit Facility”. Wachovia Bank is the administrative agent for the Group Credit Facility, which consists of two tranches. Tranche one provides up to $350.0 million of revolving credit for liquidity and general corporate purposes, and for the issuance of unsecured standby letters of credit. The interest on the revolving loans shall, at the Company’s option, be either (1) the Base Rate (as defined below) or (2) an adjusted LIBOR plus a margin. The Base Rate is the higher of (a) the prime commercial lending rate established by Wachovia Bank or (b) the Federal Funds Rate plus 0.5% per annum. The amount of margin and the fees payable for the Group Credit Facility depends on Group’s senior unsecured debt rating. Tranche two exclusively provides up to $500.0 million for the issuance of standby letters of credit on a collateralized basis.

 

The Group Credit Facility requires Group to maintain a debt to capital ratio of not greater than 0.35 to 1 and to maintain a minimum net worth. Minimum net worth is an amount equal to the sum of $3,575.4 million plus 25% of consolidated net income for each of Group’s fiscal quarters, for which statements are available ending on or after January 1, 2007 and for which consolidated net income is positive, plus 25% of any increase in consolidated net worth during such period attributable to the issuance of ordinary and preferred shares. As of June 30, 2008, the Company was in compliance with all Group Credit Facility covenants.

 

13

 


 

At June 30, 2008 and December 31, 2007, there were outstanding letters of credit of $22.0 million under tranche one of the Group Credit Facility. At June 30, 2008 and December 31, 2007, there were outstanding standby letters of credit of $289.8 million and $288.0 million, respectively, under tranche two of the Group Credit Facility.

 

Effective August 23, 2006, Holdings entered into a new five year, $150.0 million senior revolving credit facility with a syndicate of lenders, referred to as the “Holdings Credit Facility”. Citibank N.A. is the administrative agent for the Holdings Credit Facility. The Holdings Credit Facility is used for liquidity and general corporate purposes. The Holdings Credit Facility provides for the borrowing of up to $150.0 million with interest at a rate selected by Holdings equal to either, (1) the Base Rate (as defined below) or (2) a periodic fixed rate equal to the Eurodollar Rate plus an applicable margin. The Base Rate means a fluctuating interest rate per annum in effect from time to time to be equal to the higher of (a) the rate of interest publicly announced by Citibank as its prime rate or (b) 0.5% per annum above the Federal Funds Rate, in each case plus the applicable margin. The amount of margin and the fees payable for the Holdings Credit Facility depends upon Holdings’ senior unsecured debt rating.

 

The Holdings Credit Facility requires Holdings to maintain a debt to capital ratio of not greater than 0.35 to 1 and Everest Re to maintain its statutory surplus at $1.5 billion plus 25% of future aggregate net income and 25% of future aggregate capital contributions after December 31, 2005. As of June 30, 2008, Holdings was in compliance with all Holdings Credit Facility covenants.

 

At June 30, 2008 and December 31, 2007, there were outstanding letters of credit of $17.2 million under the Holdings Credit Facility.

 

Costs incurred in connection with the Group Credit Facility and the Holdings Credit Facility were $0.3 million for the three months ended June 30, 2008 and 2007 and $0.7 million and $0.6 million for the six months ended June 30, 2008 and 2007, respectively.

 

14. Segment Results

 

The Company, through its subsidiaries, operates in five segments: U.S. Reinsurance, U.S. Insurance, Specialty Underwriting, International and Bermuda. The U.S. Reinsurance operation writes property and casualty reinsurance, on both a treaty and facultative basis, through reinsurance brokers, as well as directly with ceding companies within the U.S. The U.S. Insurance operation writes property and casualty insurance primarily through general agents and surplus lines brokers within the U.S. The Specialty Underwriting operation writes accident and health (“A&H”), marine, aviation and surety business within the U.S. and worldwide through brokers and directly with ceding companies. The International operation writes non-U.S. property and casualty reinsurance through Everest Re’s branches in Canada and Singapore and offices in Miami and New Jersey. The Bermuda operation provides reinsurance and insurance to worldwide property and casualty markets and reinsurance to life insurers through brokers and directly with ceding companies from its Bermuda office and reinsurance to the United Kingdom and European markets through its UK branch.

 

These segments are managed in a coordinated fashion with respect to pricing, risk management, control of aggregate catastrophe exposures, capital, investments and support operations. Management generally monitors and evaluates the financial performance of these operating segments based upon their underwriting results.

 

Underwriting results include earned premium less losses and loss adjustment expenses ("LAE") incurred, commission and brokerage expenses and other underwriting expenses. Underwriting results are measured

14

 


 

using ratios, in particular loss, commission and brokerage and other underwriting expense ratios, which, respectively, divide incurred losses, commissions and brokerage and other underwriting expenses by premiums earned. The Company utilizes inter-affiliate reinsurance, although such reinsurance does not materially impact segment results, as business is generally reported within the segment in which the business was first produced.

 

The Company does not maintain separate balance sheet data for its operating segments. Accordingly, the Company does not review and evaluate the financial results of its operating segments based upon balance sheet data.

 

The following tables present the underwriting results for the operating segments for the periods indicated:

 

U.S. Reinsurance

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

Gross written premiums

$        200,348

 

$       271,670

 

$       434,067

 

$       626,022

Net written premiums

198,079

 

271,566

 

427,952

 

620,475

 

 

 

 

 

 

 

 

Premiums earned

$        238,084

 

$       314,293

 

$       527,368

 

$       667,534

Incurred losses and LAE

116,736

 

110,169

 

293,598

 

232,544

Commission and brokerage

70,101

 

81,328

 

150,367

 

157,602

Other underwriting expenses                 

6,850

 

7,320

 

15,660

 

13,814

Underwriting gain

$          44,397

 

$       115,476

 

$         67,743

 

$       263,574

 

U.S. Insurance

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

Gross written premiums

$        190,977

 

$      161,637

 

$       401,437

 

$       379,010

Net written premiums

153,892

 

145,392

 

330,488

 

342,777

 

 

 

 

 

 

 

 

Premiums earned

$        181,199

 

$      178,080

 

$       375,713

 

$       371,053

Incurred losses and LAE

193,505

 

125,251

 

327,444

 

304,719

Commission and brokerage

39,351

 

35,420

 

74,719

 

68,636

Other underwriting expenses                 

15,900

 

12,014

 

30,242

 

24,379

Underwriting (loss) gain

$        (67,557)

 

$          5,395

 

$      (56,692)

 

$      (26,681)

 

Specialty Underwriting

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

Gross written premiums

$          84,202

 

$        76,377

 

$       139,113

 

$       131,058

Net written premiums

83,006

 

75,852

 

137,277

 

129,128

 

 

 

 

 

 

 

 

Premiums earned

$          78,855

 

$        77,111

 

$       131,140

 

$       132,842

Incurred losses and LAE

41,538

 

54,620

 

69,887

 

95,749

Commission and brokerage

19,646

 

15,432

 

36,040

 

31,272

Other underwriting expenses                 

1,834

 

1,775

 

4,245

 

3,364

Underwriting gain

$          15,837

 

$          5,284

 

$         20,968

 

$            2,457

 

 

15

 


 

International

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

Gross written premiums

$        218,984

 

$        202,626

 

$       405,362

 

$       375,970

Net written premiums

218,901

 

202,621

 

405,187

 

376,498

 

 

 

 

 

 

 

 

Premiums earned

$        213,990

 

$        208,895

 

$       404,958

 

$       388,653

Incurred losses and LAE

133,261

 

162,432

 

243,007

 

258,143

Commission and brokerage

55,810

 

53,052

 

102,120

 

96,589

Other underwriting expenses                

4,747

 

4,332

 

9,801

 

8,050

Underwriting gain (loss)

$          20,172

 

$       (10,921)

 

$         50,030

 

$         25,871

 

Bermuda

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

Gross written premiums

$        210,812

 

$       223,153

 

$       402,846

 

$       440,170

Net written premiums

210,878

 

223,105

 

402,515

 

439,535

 

 

 

 

 

 

 

 

Premiums earned

$        229,967

 

$       220,941

 

$       414,889

 

$       443,967

Incurred losses and LAE

119,702

 

166,642

 

216,156

 

293,727

Commission and brokerage

59,805

 

49,191

 

108,614

 

105,979

Other underwriting expenses                 

5,827

 

4,299

 

12,614

 

9,187

Underwriting gain

$          44,633

 

$              809

 

$         77,505

 

$         35,074

 

The following table reconciles the underwriting results for the operating segments to income before taxes as reported in the consolidated statements of operations and comprehensive income for the periods indicated:

 

 

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

Underwriting results

$         57,482

 

$       116,043

 

$       159,554

 

$       300,295

Net investment income

175,917

 

179,693

 

326,049

 

335,489

Net realized capital (losses) gains     

(31,566)

 

91,774

 

(167,949)

 

132,666

Net derivative income (expense)            

2,080

 

5,995

 

(1,715)

 

3,227

Corporate expenses

(4,570)

 

(7,801)

 

(7,410)

 

(14,807)

Interest expense

(19,794)

 

(24,243)

 

(39,581)

 

(41,706)

Other expense

(10,166)

 

(8,044)

 

(15,327)

 

(4,379)

Income before taxes

$       169,383

 

$       353,417

 

$       253,621

 

$       710,785



 

The Company produces business in the U.S., Bermuda and internationally. The net income deriving from and assets residing in the individual foreign countries in which the Company writes business are not identifiable in the Company’s financial records. Based on written premium, the largest country, other than the U.S., in which the Company writes business, is the United Kingdom, with $90.6 million and $200.1 million of written premium for the three and six months ended June 30, 2008, respectively. No other country represented more than 5% of the Company’s revenues.

 

16

 


 

15. Share-Based Compensation Plans

 

There were no share-based compensation awards granted for the three months ended June 30, 2008.

 

For the six months ended June 30, 2008, share-based compensation awards granted were 95,000 restricted shares and 378,500 options. The grant exercise price was $99.70 per share. The fair value of $25.43 per option was calculated on the date of the grant using the Black-Scholes option valuation model. The following assumptions were used in calculating the fair value of the options granted for the six months ended June 30, 2008:

 

Weighted-average volatility

25.90%

Weighted-average dividend yield

2.00%

Weighted-average expected term

6.4 years

Weighted-average risk-free rate

3.33%

Weighted-average forfeiture

11.71%

 

16. Retirement Benefits

 

The Company maintains both qualified and non-qualified defined benefit pension plans for its U.S. employees. In addition, the Company has a retiree health plan for eligible retired employees.

 

Net periodic benefit cost for U.S. employees included the following components for the periods indicated:

 

Pension Benefits

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

Service cost

$          1,438

 

$         1,225

 

$         2,875

 

$         2,450

Interest cost

1,394

 

1,352

 

2,788

 

2,704

Expected return on plan assets

(1,757)

 

(1,386)

 

(3,513)

 

(2,772)

Amortization of prior service cost              

12

 

32

 

25

 

64

Amortization of net loss

100

 

467

 

200

 

934

FAS 88 settlement charge

544

 

-

 

725

 

-

Net periodic benefit cost

$          1,731

 

$         1,690

 

$         3,100

 

$         3,380

 

 

 

 

 

 

 

 

Other Benefits

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in thousands)

2008

 

2007

 

2008

 

2007

Service cost

$             207

 

$             158

 

$             413

 

$             316

Interest cost

162

 

129

 

325

 

258

Amortization of net loss

13

 

-

 

25

 

-

Net periodic benefit cost

$             382

 

$             287

 

$             763

 

$             574

 

The Company contributed $1.2 million to the pension benefit plan for the three and six months ended June 30, 2008. The Company contributed $1.6 million to the pension benefit plan for the three and six months ended June 30, 2007.

 

17

 


17. Related-Party Transactions

 

During the normal course of business, the Company, through its affiliates, engages in reinsurance and brokerage and commission business transactions with companies controlled by or affiliated with its outside directors. Such transactions, individually and in the aggregate, are not material to the Company’s financial condition, results of operations and cash flows.

 

18. Income Taxes

 

The Company uses a projected annual effective tax rate in accordance with FASB Statement No. 109, "Accounting for Income Taxes" ("FAS 109"), to calculate its quarterly tax expense. Under this methodology, when an interim quarter’s pre-tax income (loss) varies significantly from a full year’s income (loss) projection, the tax impact resulting from the income (loss) variance is effectively spread between the impacted quarter and the remaining quarters of the year, except for discreet items impacting an individual quarter.

 

The Company recognizes accrued interest related to unrecognized tax benefits and penalties in income taxes. For the three and six months ended June 30, 2008, the Company accrued and recognized approximately $0.4 million and $0.8 million, respectively, in interest and penalties.

 

18

 


 

 

ITEM 2.  MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATION

 

Industry Conditions.

The worldwide reinsurance and insurance businesses are highly competitive, as well as cyclical by product and market. As a result, financial results tend to fluctuate with periods of constrained availability, high rates and strong profits followed by periods of abundant capacity, low rates and constrained profitability. Competition in the types of reinsurance and insurance business that we underwrite is based on many factors, including the perceived overall financial strength of the reinsurer or insurer, ratings of the reinsurer or insurer by A.M. Best Company and/or Standard & Poor’s Rating Services, underwriting expertise, the jurisdictions where the reinsurer or insurer is licensed or otherwise authorized, capacity and coverages offered, premiums charged, other terms and conditions of the reinsurance and insurance business offered, services offered, speed of claims payment and reputation and experience in lines written. Furthermore, the market impact from these competitive factors related to reinsurance and insurance is generally not consistent across lines of business, domestic and international geographical areas and distribution channels.

 

We compete in the U.S., Bermuda and international reinsurance and insurance markets with numerous global competitors. Our competitors include independent reinsurance and insurance companies, subsidiaries or affiliates of established worldwide insurance companies, reinsurance departments of certain insurance companies and domestic and international underwriting operations, including underwriting syndicates at Lloyd’s. Some of these competitors have greater financial resources than we do and have established long term and continuing business relationships, which can be a significant competitive advantage. In addition, the lack of strong barriers to entry into the reinsurance business and the potential for securitization of reinsurance and insurance risks through capital markets provide additional sources of potential reinsurance and insurance capacity and competition.

 

We continued to see increased competition during the second quarter of 2008 with generally lower rates, higher commissions and demands by cedants for improved terms and conditions. The extent of the increased competition and its effect on rates, terms and conditions varied widely by market and coverage but was most prevalent in the U.S. reinsurance markets. In addition to demanding lower rates and improved terms, ceding companies are retaining more of their business by reducing quota share percentages, purchasing excess of loss covers in lieu of quota shares, and increasing retentions on excess of loss business. We have also experienced reduced quota share premiums, particularly on catastrophe exposed business, due to increased purchases of common account covers by ceding companies, which reduces the premiums subject to the quota share contract. There was also increased competition in the U.S. insurance market, particularly in the workers’ compensation and contractor coverages; however, given the specialty nature of our business, we believe the impact on our business to be less pronounced than on the market generally.

 

Rate decreases in the international markets have generally been less pronounced than in the U.S. markets and we have grown our business in the Middle East, Latin America and Asia. We are expanding our international reach by opening a new office in Brazil to capitalize on the recently expanded opportunity for professional reinsurers in that market and on the economic growth expected for Brazil in the future. International results have also benefited from the weaker U.S. dollar since the foreign currencies convert to higher dollar amounts resulting in favorable year over year premium comparisons.

 

We are unable to predict the impact on future market conditions from increased competition and legislative initiatives. In addition to these market forces, reinsurers continue to reassess their risk appetites and rebalance their property portfolios to obtain a greater spread of risk against the backdrop of: (i) recent revisions to the industry’s catastrophe loss projection models, which are indicating significantly higher loss potentials and consequently higher pricing requirements and (ii) elevated rating agency scrutiny and capital requirements for many catastrophe exposed companies.

 

19

 


 

Overall, we believe that current marketplace conditions offer profit opportunities for us given our strong ratings, distribution system, reputation and expertise. We continue to employ our strategy of targeting business that offers the greatest profit potential, while maintaining balance and diversification in our overall portfolio.

 

20

 


 

Financial Summary.

We monitor and evaluate our overall performance based upon financial results. The following table displays a summary of the consolidated net income, ratios and shareholders’ equity for the periods indicated:

 

 

Three Months Ended

 

Percentage

 

Six Months Ended

 

Percentage

 

June 30,

 

Increase/

 

June 30,

 

Increase/

(Dollars in millions)

2008

 

2007

 

(Decrease)

 

2008

 

2007

 

(Decrease)

Gross written premiums

$      905.3

 

$      935.5

 

-3.2%

 

$   1,782.8

 

$      1,952.2

 

-8.7%

Net written premiums

864.8

 

918.5

 

-5.9%

 

1,703.4

 

1,908.4

 

-10.7%

 

 

 

 

 

 

 

 

 

 

 

 

REVENUES:

 

 

 

 

 

 

 

 

 

 

 

Premiums earned

$      942.1

 

$      999.3

 

-5.7%

 

$   1,854.1

 

$      2,004.0

 

-7.5%

Net investment income

175.9

 

179.7

 

-2.1%

 

326.0

 

335.5

 

-2.8%

Net realized capital (losses) gains

(31.6)

 

91.8

 

-134.4%

 

(167.9)

 

132.7

 

-226.6%

Net derivative income (expense)

2.1

 

6.0

 

-65.3%

 

(1.7)

 

3.2

 

-153.1%

Other expense

(10.2)

 

(8.0)

 

27.3%

 

(15.3)

 

(4.4)

 

NM

Total revenues

1,078.4

 

1,268.7

 

-15.0%

 

1,995.1

 

2,471.1

 

-19.3%

 

 

 

 

 

 

 

 

 

 

 

 

CLAIMS AND EXPENSES:

 

 

 

 

 

 

 

 

 

 

 

Incurred losses and loss adjustment expenses

604.7

 

619.1

 

-2.3%

 

1,150.1

 

1,184.9

 

-2.9%

Commission, brokerage, taxes and fees

244.7

 

234.4

 

4.4%

 

471.9

 

460.1

 

2.6%

Other underwriting expenses

39.7

 

37.5

 

5.8%

 

80.0

 

73.6

 

8.7%

Interest expense

19.8

 

24.2

 

-18.4%

 

39.6

 

41.7

 

-5.1%

Total claims and expenses

909.0

 

915.3

 

-0.7%

 

1,741.5

 

1,760.3

 

-1.1%

 

 

 

 

 

 

 

 

 

 

 

 

INCOME BEFORE TAXES

169.4

 

353.4

 

-52.1%

 

253.6

 

710.8

 

-64.3%

Income tax expense

16.4

 

70.5

 

-76.8%

 

22.7

 

130.3

 

-82.6%

NET INCOME

$      153.0

 

$      282.9

 

-45.9%

 

$      231.0

 

$         580.5

 

-60.2%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Point

 

 

 

 

 

Point

RATIOS:

 

 

 

 

Change

 

 

 

 

 

Change

Loss ratio

64.2%

 

62.0%

 

2.2

 

62.0%

 

59.1%

 

2.9

Commission and brokerage ratio

26.0%

 

23.5%

 

2.5

 

25.4%

 

23.0%

 

2.4

Other underwriting expense ratio

4.2%

 

3.7%

 

0.5

 

4.4%

 

3.7%

 

0.7

Combined ratio

94.4%

 

89.2%

 

5.2

 

91.8%

 

85.8%

 

6.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

At

 

At

 

Percentage

 

 

 

 

 

 

 

June 30,

 

December 31,

 

Increase/

(Dollars in millions, except per share amounts)

 

 

 

 

 

 

2008

 

2007

 

(Decrease)

Balance sheet data:

 

 

 

 

 

 

 

 

 

 

 

     Total investments and cash

 

 

 

 

 

 

$  14,580.9

 

$    14,936.2

 

-2.4%

     Total assets

 

 

 

 

 

 

17,792.9

 

17,999.5

 

-1.1%

     Reserve for losses and loss adjustment expenses

 

 

 

 

 

9,078.4

 

9,040.6

 

0.4%

     Total debt

 

 

 

 

 

 

1,179.0

 

1,178.9

 

0.0%

     Total liabilities

 

 

 

 

 

 

12,225.3

 

12,314.7

 

-0.7%

     Shareholders' equity

 

 

 

 

 

 

5,567.6

 

5,684.8

 

-2.1%

Book value per share

 

 

 

 

 

 

90.32

 

90.43

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(NM, not meaningful)

 

 

 

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding)

 

 

 

 

 

 

 

 

 

 

 

 

 

21

 


 

Revenues.

Premiums. Gross written premiums decreased by $30.2 million, or 3.2%, for the three months ended June 30, 2008 compared to the three months ended June 30, 2007, reflecting a decline of $59.5 million in the worldwide reinsurance business, partially offset by a $29.3 million increase in the U.S. Insurance business. Gross written premiums decreased by $169.4 million, or 8.7%, for the six months ended June 30, 2008 compared to the six months ended June 30, 2007, reflecting a decline of $191.8 million in the worldwide reinsurance business, partially offset by a $22.4 million increase in the U.S. Insurance business. The decrease in worldwide reinsurance is primarily attributable to continued competitive conditions in both the property and casualty sectors of the market, especially in the U.S., combined with our intention to write only that business which we expect to produce acceptable returns.

 

Net written premiums decreased by $53.7 million, or 5.9%, for the three months ended June 30, 2008 compared to the three months ended June 30, 2007 and by $205.0 million, or 10.7%, for the six months ended June 30, 2008 compared to the six months ended June 30, 2007, primarily due to the decrease in gross written premiums and an increase in ceded written premiums. Almost all of the increase in ceded premiums was within the U.S. Insurance operation. Correspondingly, net premiums earned decreased by $57.2 million, or 5.7%, for the three months ended June 30, 2008 compared to the three months ended June 30, 2007 and by $149.9 million, or 7.5%, for the six months ended June 30, 2008 compared to the six months ended June 30, 2007.

 

Net Investment Income. Net investment income decreased by 2.1% for the three months ended June 30, 2008 compared to the three months ended June 30, 2007, primarily due to lower short-term interest rates. The annualized pre-tax investment portfolio yield for the three months ended June 30, 2008 was 4.8% compared to 5.2% for the three months ended June 30, 2007.

 

Net investment income decreased by 2.8% for the six months ended June 30, 2008 compared to the six months ended June 30, 2007, primarily due to a decrease of income from our limited partnership investments, particularly from those partnerships which invested in public equity securities and lower short-term interest rates. The annualized pre-tax investment portfolio yield for the six months ended June 30, 2008 was 4.5% compared to 4.8% for the six months ended June 30, 2007.

 

Net Realized Capital (Losses) Gains. Net realized capital losses were $31.6 million for the three months ended June 30, 2008 compared to net realized capital gains of $91.8 million for the three months ended June 30, 2007. Net realized capital losses were $167.9 million for the six months ended June 30, 2008 compared to net realized capital gains of $132.7 million for the six months ended June 30, 2007. The $123.4 million and $300.6 million declines for the three and six months, respectively, were primarily the result of declines in the market values of our worldwide equity portfolio. We report changes in the fair values of our public equity portfolios as realized gains or losses per FAS 159, irrespective of whether or not the securities have been sold.

 

Net Derivative Income (Expense). In prior years, we sold seven equity index put options, which are outstanding. These contracts meet the definition of a derivative under Financial Accounting Standards (“FAS”) No. 133, “Accounting for Derivative Instruments and Hedging Activities” (“FAS 133”). We recognized net derivative income of $2.1 million and $6.0 million for the three months ended June 30, 2008 and 2007, respectively, and net derivative expense of $1.7 million and net derivative income of $3.2 million for the six months ended June 30, 2008 and 2007, respectively. The net derivative income/expense represents changes in the fair value of these contracts.

 

Other Expense. We recorded $10.2 million and $8.0 million of other expense for the three months ended June 30, 2008 and 2007, respectively, and $15.3 million and $4.4 million of other expense for the six months ended June 30, 2008 and 2007, respectively. The changes, period over period, were primarily due to changes in foreign currency exchange rates.

 

22

 


 

Claims and Expenses.

Incurred Losses and Loss Adjustment Expenses. The following tables present our incurred losses and loss adjustment expenses (“LAE”) for all segments combined for the periods indicated.

 

 

Three Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

 

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional (a)

$      532.6

$       54.1

$      586.7

 

$     538.1

$    (37.4)

$      500.8

 

$      (5.5)

$    91.5

$       85.9

Catastrophes

18.0

0.1

18.1

 

78.6

1.7

80.3

 

(60.6)

(1.6)

(62.2)

A&E

-

-

-

 

-

38.0

38.0

 

-

(38.0)

(38.0)

Total All segments

$      550.5

$       54.2

$      604.7

 

$     616.8

$        2.4

$      619.1

 

$    (66.3)

$    51.8

$     (14.4)

Loss ratio

58.4%

5.8%

64.2%

 

61.7%

0.2%

62.0%

 

(3.3)

5.6

2.2

 

 

Six Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

  Current

Prior

Total

 

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional (a)

$  1,036.2

$      75.0

$   1,111.2

 

$   1,077.9

$    (45.4)

$    1,032.5

 

$   (41.7)

$    120.4

$      78.7

Catastrophes

33.7

5.2

38.9

 

112.5

1.9

114.4

 

(78.8)

3.3

(75.5)

A&E

-

-

-

 

-

38.0

38.0

 

-

(38.0)

(38.0)

Total All segments

$  1,069.9

$       80.2

$   1,150.1

 

$   1,190.4

$      (5.5)

$    1,184.9

 

$ (120.5)

$      85.7

$    (34.8)

Loss ratio

57.7%

4.3%

62.0%

 

59.4%

-0.3%

59.1%

 

(1.7)

4.6

2.9

 

 

 

 

 

 

 

 

 

 

 

 

(a) Attritional losses exclude catastrophe and A&E losses.

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding.)

 

 

 

 

 

 

 

 

 

 

Incurred losses and LAE decreased by $14.4 million, or 2.3%, for the three months ended June 30, 2008 compared to the same period in 2007. Lower premium volume, fewer catastrophe losses and the absence in 2008 of any A&E prior years’ reserve strengthening favorably impact the result. These factors were partially offset by an increase of prior years’ reserve development, driven by a $70.0 million reserve strengthening for an auto loan credit program which is in run-off.

 

Incurred losses and LAE decreased by $34.8 million, or 2.9%, for the six months ended June 30, 2008 compared to the same period in 2007. Lower premium volume, fewer catastrophe losses and the absence in 2008 of any A&E prior years’ reserve strengthening favorably impact the result. These factors were partially offset by an increase of prior years’ reserve development. An unfavorable arbitration decision relating to a 2001 retrocessional cover resulted in a charge of $32.6 million and prior years’ reserve strengthening for an auto loan credit program in run-off of $85.3 million, more than offset the generally favorable development experienced on the run-off of our other reserves.

 

Commission, Brokerage, Taxes and Fees. Commission, brokerage, taxes and fees increased by $10.3 million, or 4.4%, for the three months ended June 30, 2008 compared to the three months ended June 30, 2007 and by $11.8 million, or 2.6%, for the six months ended June 30, 2008 compared to the six months ended June 30, 2007. Increased ceding commissions due to market conditions, certain contract terms, and higher commissions on new insurance programs were the principal drivers of the increase in this directly variable expense.

 

Other Underwriting Expenses. Other underwriting expenses for the three months ended June 30, 2008 increased by $2.2 million, or 5.8%, compared to the three months ended June 30, 2007 and other underwriting expenses for the six months ended June 30, 2008 increased by $6.4 million, or 8.7%,

 

23



compared to the six months ended June 30, 2007. These increases were principally due to higher compensation and benefits expense and increased staff count, primarily in the U.S. Insurance segment. Included in other underwriting expenses were corporate expenses, which are expenses that are not allocated to segments, of $4.6 million and $7.8 million for the three months ended June 30, 2008 and 2007, respectively, and $7.4 million and $14.8 million for the six months ended June 30, 2008 and 2007, respectively. These decreases were primarily due to the allocation, starting in the fourth quarter of 2007 to segments, of share-based compensation expense which had been previously retained in corporate expenses.

Interest Expense. Interest expense was $19.8 million and $24.2 million for the three months ended June 30, 2008 and 2007, respectively, and $39.6 million and $41.7 million for the six months ended June 30, 2008 and 2007, respectively. These decreases were primarily due to the acceleration of issue cost amortization for the retired junior subordinated debt securities in 2007, with no such expense in 2008.

 

Income Tax Expense. Income tax expense was $16.4 million, a 9.7% effective tax rate for the three months ended June 30, 2008 compared to $70.5 million, a 20.0% effective tax rate for the three months ended June 30, 2007. Income tax expense was $22.7 million, an 8.9% effective tax rate for the six months ended June 30, 2008 compared to $130.3 million, an 18.3% effective tax rate for the six months ended June 30, 2007. The decrease in the tax expense was principally due to lower pre-tax net income resulting from net realized capital losses for the three and six months ended June 30, 2008 compared to net realized capital gains for the three and six months ended June 30, 2007. Our income tax expense is primarily a function of the statutory tax rates and corresponding pre-tax income in the jurisdictions where we operate, coupled with the impact from tax-preferenced investment income. Variations in our effective tax rate generally result from changes in the relative levels of pre-tax income among jurisdictions with different tax rates.

 

Net Income.

Net income was significantly lower at $153.0 million for the three months ended June 30, 2008 compared to $282.9 million for the three months ended June 30, 2007 and $231.0 million for the six months ended June 30, 2008 compared to $580.5 million for the six months ended June 30, 2007. These decreases were primarily the result of after-tax net realized capital losses in the 2008 periods compared to gains in 2007.

 

Ratios.

Our combined ratio increased by 5.2 points to 94.4% for the three months ended June 30, 2008 compared to 89.2% for the three months ended June 30, 2007 and by 6.0 points to 91.8% for the six months ended June 30, 2008 compared to 85.8% for the six months ended June 30, 2007. The loss ratio component increased 2.2 points for the three month comparison and 2.9 points for the six month comparison, principally due to the increase in prior years’ loss development, partially offset by a decrease in current year catastrophe losses. The commission and brokerage ratio component increased by 2.5 points for the three month comparison and 2.4 points for the six month comparison due to competitive market conditions as well as higher contingent commission payouts. The other underwriting expense ratio component increased minimally by 0.5 points for the three month comparison and 0.7 points for the six month comparison.

 

Shareholders’ Equity.

Shareholders’ equity decreased by $117.2 million to $5,567.6 million at June 30, 2008 from $5,684.8 million as of December 31, 2007, principally due to $165.0 million of unrealized depreciation, net of tax, on investments, the repurchase of 1.3 million common shares for $125.7 million and $59.7 million of shareholder dividends, partially offset by net income of $231.0 million for the six months ended June 30, 2008.

 

24

 


 

Consolidated Investment Results

 

Net Investment Income.

Net investment income decreased by 2.1% to $175.9 million for the three months ended June 30, 2008 from $179.7 million for the three months ended June 30, 2007, primarily due to lower short-term interest rates.

 

Net investment income decreased by 2.8% to $326.0 million for the six months ended June 30, 2008 from $335.5 million for the six months ended June 30, 2007, primarily due to a decrease of income from our limited partnership investments, particularly from those partnerships which invested in public equity securities and lower short-term interest rates.

 

The following table shows the components of net investment income for the periods indicated:

 

 

 

Three Months Ended

 

Six Months Ended

 

 

June 30,

 

June 30,

(Dollars in millions)

 

2008

 

2007

 

2008

 

2007

Fixed maturities

 

$           133.2

 

$           125.1

 

$           261.6

 

$           251.6

Equity securities

 

7.0

 

4.9

 

12.5

 

8.8

Short-term investments and cash

 

12.1

 

25.1

 

34.7

 

44.2

Other invested assets

 

 

 

 

 

 

 

 

     Limited partnerships

 

25.1

 

26.2

 

20.0

 

33.8

     Other

 

0.1

 

0.2

 

1.4

 

1.3

Total gross investment income

 

177.5

 

181.5

 

330.2

 

339.7

Interest credited and other expense

 

(1.6)

 

(1.8)

 

(4.2)

 

(4.2)

Total net investment income

 

$           175.9

 

$           179.7

 

$           326.0

 

$           335.5

 

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding.)

 

 

 

 

 

 

 

 

 

The following table shows a comparison of various investment yields for the periods indicated:

 

 

At

 

At

 

June 30,

 

December 31,

 

2008

 

2007

Imbedded pre-tax yield of cash and invested assets

 4.5%

 

4.7%

Imbedded after-tax yield of cash and invested assets

3.8%

 

3.9%

 

 

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

 

2008

 

2007

 

2008

 

2007

Annualized pre-tax yield on average cash and invested assets

4.8%

 

5.2%

 

4.5%

 

4.8%

Annualized after-tax yield on average cash and invested assets

4.0%

 

4.4%

 

3.8%

 

4.1%

 

 

25

 


 

Net Realized Capital (Losses) Gains.

The following table presents the composition of our net realized capital (losses) gains for the periods indicated:

 

 

Three Months Ended June 30,

Six Months Ended June 30,

 

(Dollars in millions)

2008

 

2007

 

Variance

 

% Change

 

2008

 

2007

 

Variance

 

% Change

 

(Losses) gains from sales:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Fixed maturities

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

       Gains

$        0.5

 

$       0.6

 

$      (0.1)

 

-16.7%

 

$       1.9

 

$       2.0

 

$      (0.1)

 

-5.0%

 

       Losses

(6.5)

 

(2.9)

 

(3.6)

 

124.1%

 

(8.9)

 

(3.0)

 

(5.9)

 

196.7%

 

    Total

(6.0)

 

(2.2)

 

(3.8)

 

172.7%

 

(7.0)

 

(1.0)

 

(6.0)

 

NM

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Equity securities, fair value

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

       Gains

4.9

 

33.2

 

(28.3)

 

-85.2%

 

7.6

 

37.5

 

(29.9)

 

-79.7%

 

       Losses

(1.9)

 

(8.5)

 

6.6

 

-77.6%

 

(18.5)

 

(13.7)

 

(4.8)

 

35.0%

 

    Total

3.0

 

24.7

 

(21.7)

 

-87.9%

 

(10.9)

 

23.8

 

(34.7)

 

-145.8%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total net realized (losses) gains from sales                      

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

       Gains

5.4

 

33.9

 

(28.5)

 

-84.1%

 

9.5

 

39.5

 

(30.0)

 

-75.9%

 

       Losses

(8.4)

 

(11.4)

 

3.0

 

-26.3%

 

(27.4)

 

(16.7)

 

(10.7)

 

64.1%

 

Total

(3.0)

 

22.5

 

(25.5)

 

-113.3%

 

(17.9)

 

22.8

 

(40.7)

 

-178.5%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(Losses) gains from fair value adjustments:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Equity securities, fair value

(28.6)

 

69.3

 

(97.9)

 

-141.3%

 

(150.0)

 

109.8

 

(259.8)

 

-236.6%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total net realized (losses) gains

$    (31.6)

 

$     91.8

 

$  (123.4)

 

-134.4%

 

$ (167.9)

 

$   132.7

 

$  (300.6)

 

-226.5%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(NM, not meaningful)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

For the three and six months ended June 30, 2008, we recorded $28.6 million and $150.0 million of net realized capital losses, respectively, on our equity securities at fair value due to fair value re-measurements. For the three and six months ended June 30, 2007, we recorded $69.3 million and $109.8 million of net realized capital gains, respectively, on our equity securities at fair value due to fair value re-measurements.

 

26

 


 

Segment Results.

Through our subsidiaries, we operate in five segments: U.S. Reinsurance, U.S. Insurance, Specialty Underwriting, International and Bermuda. The U.S. Reinsurance operation writes property and casualty reinsurance, on both a treaty and facultative basis, through reinsurance brokers, as well as directly with ceding companies within the U.S. The U.S. Insurance operation writes property and casualty insurance primarily through general agents and surplus lines brokers within the U.S. The Specialty Underwriting operation writes accident and health ("A&H"), marine, aviation and surety business within the U.S. and worldwide through brokers and directly with ceding companies. The International operation writes non-U.S. property and casualty reinsurance through Everest Re’s branches in Canada and Singapore and offices in Miami and New Jersey. The Bermuda operation provides insurance and reinsurance to worldwide property and casualty markets and reinsurance to the United Kingdom and European markets through its UK branch.

 

These segments are managed in a coordinated fashion with respect to pricing, risk management, control of aggregate catastrophe exposures, capital, investments and support operations. Management generally monitors and evaluates the financial performance of these operating segments based upon their underwriting results.

 

Underwriting results include earned premium less losses and LAE incurred, commission and brokerage expenses and other underwriting expenses. We measure our underwriting results using ratios, in particular loss, commission and brokerage and other underwriting expense ratios, which respectively, divide incurred losses, commissions and brokerage and other underwriting expenses by earned premium. We utilize inter-affiliate reinsurance, although such reinsurance does not materially impact segment results, as business is generally reported within the segment in which the business was first produced.

 

Our loss and LAE reserves are our best estimate of our ultimate liability for unpaid claims. We re-evaluate our estimates on an ongoing basis, including all prior period reserves, taking into consideration all available information and, in particular, recently reported loss claim experience and trends related to prior periods. Such re-evaluations are recorded in incurred losses in the period in which re-evaluation is made.

 

27

 


 

The following discusses the underwriting results for each of our segments for the periods indicated:

 

U.S. Reinsurance.

The following table presents the underwriting results and ratios for the U.S. Reinsurance segment for the periods indicated.

 

 

Three Months Ended June 30,

 

Six Months Ended June 30,

(Dollars in millions)

2008

 

2007

 

Variance

% Change

 

2008

 

2007

 

Variance

% Change

Gross written premiums

$     200.3

 

$     271.7

 

$    (71.4)

-26.3%

 

$     434.1

 

$     626.0

 

$  (191.9)

-30.7%

Net written premiums

198.1

 

271.6

 

(73.5)

-27.1%

 

428.0

 

620.5

 

(192.5)

-31.0%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned

$     238.1

 

$     314.3

 

$    (76.2)

-24.2%

 

$     527.4

 

$     667.5

 

$  (140.1)

-21.0%

Incurred losses and LAE

116.7

 

110.2

 

6.5

5.9%

 

293.6

 

232.5

 

61.1

26.3%

Commission and brokerage

70.1

 

81.3

 

(11.2)

-13.8%

 

150.4

 

157.6

 

(7.2)

-4.6%

Other underwriting expenses

6.9

 

7.3

 

(0.4)

-5.5%

 

15.7

 

13.8

 

1.9

13.8%

Underwriting gain

$       44.4

 

$     115.5

 

$    (71.1)

-61.6%

 

$       67.7

 

$     263.6

 

$  (195.9)

-74.3%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Point Chg

 

 

 

 

 

 

Point Chg

Loss ratio

49.0%

 

35.1%

 

 

13.9

 

55.7%

 

34.8%

 

 

20.9

Commission and brokerage ratio

29.4%

 

25.9%

 

 

3.5

 

28.5%

 

23.6%

 

 

4.9

Other underwriting expense ratio

3.0%

 

2.3%

 

 

0.7

 

3.0%

 

2.1%

 

 

0.9

Combined ratio

81.4%

 

63.3%

 

 

18.1

 

87.2%

 

60.5%

 

 

26.7

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding)

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums.  Gross written premiums decreased by 26.3% to $200.3 million for the three months ended June 30, 2008 from $271.7 million for the three months ended June 30, 2007, primarily due to a $46.4 million (28.5%) decrease in treaty property volume, a $13.7 million (35.8%) decrease in facultative volume and an $11.0 million (15.7%) decrease in treaty casualty volume. Property premiums were lower due to increased common account reinsurance protections on some Florida business and non-renewal of several agreements. The treaty casualty market remains highly competitive with lower rates, demands for higher ceding commissions, relaxed terms and higher retention levels by ceding companies resulting in their retaining a greater proportion of gross premiums. Net written premiums decreased by 27.1% to $198.1 million for the three months ended June 30, 2008 compared to $271.6 million for the three months ended June 30, 2007, primarily due to the decrease in gross written premiums. Net premiums earned decreased by 24.2% to $238.1 million for the three months ended June 30, 2008 compared to $314.3 million for the three months ended June 30, 2007. The change in net premiums earned relative to net written premiums is the result of timing; premiums are earned ratably over the coverage period whereas written premiums are recorded at the initiation of the coverage period.

 

Gross written premiums decreased by 30.7% to $434.1 million for the six months ended June 30, 2008 from $626.0 million for the six months ended June 30, 2007, primarily due to a $111.9 million (30.6%) decrease in treaty property volume, a $43.9 million (25.5%) decrease in treaty casualty volume and a $35.9 million (41.0%) decrease in facultative volume. Net written premiums decreased by 31.0% to $428.0 million for the six months ended June 30, 2008 compared to $620.5 million for the six months ended June 30, 2007, primarily due to the decrease in gross written premiums. Net premiums earned decreased by 21.0% to $527.4 million for the six months ended June 30, 2008 compared to $667.5 million for the six months ended June 30, 2007. Variances for the six months were driven by the same factors as for the three month periods as discussed above.

 

28

 


 

Incurred Losses and LAE.  The following tables present the incurred losses and LAE for the U.S. Reinsurance segment for the periods indicated.

 

 

Three Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

 

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$      107.3

$       (2.9)

$      104.3

 

$     139.0

$    (36.5)

$      102.5

 

$   (31.7)

$   33.6

$         1.8

Catastrophes

10.0

2.4

12.4

 

-

(8.8)

(8.8)

 

10.0

11.2

21.2

A&E

-

-

-

 

-

16.5

16.5

 

-

(16.5)

(16.5)

Total segment

$      117.3

$       (0.5)

$      116.7

 

$     139.0

$    (28.9)

$      110.2

 

$   (21.7)

$   28.4

$         6.5

Loss ratio

49.2%

-0.2%

49.0%

 

44.2%

-9.2%

35.1%

 

5.0

9.0

13.9

 

 

Six Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

 

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$      243.8

$        31.8

$      275.5

 

$     298.5

$   (63.3)

$      235.3

 

$   (54.7)

$   95.1

$       40.2

Catastrophes

10.0

8.1

18.1

 

-

(19.2)

(19.2)

 

10.0

27.3

37.3

A&E

-

-

-

 

-

16.5

16.5

 

-

(16.5)

(16.5)

Total segment

$      253.8

$        39.8

$      293.6

 

$     298.5

$   (66.0)

$      232.5

 

$   (44.7)

$  105.8

$       61.1

Loss ratio

48.1%

7.5%

55.7%

 

44.7%

-9.9%

34.8%

 

3.4

17.4

20.9

(Some amounts may not reconcile due to rounding.)

 

 

 

 

 

 

 

 

 

 

Incurred losses were 13.9 points higher for the three months ended June 30, 2008 compared to the three months ended June 30, 2007. Of the 13.9 point increase, 10.4 points were due to less favorable reserve development in 2008 compared to 2007 for prior years’ attritional losses. In addition, catastrophe losses, period over period, for both the current year and the prior years’ losses increased 8.0 points, as we incurred losses on the May 2008 U.S. tornadoes and strengthened reserves by $2.2 million for the 2005 hurricanes. Partially offsetting the above was a decrease of 5.2 points due to no reserve adjustments for A&E losses for the 2008 quarter as compared to the same period in 2007, which experienced adverse development.

 

Incurred losses were 20.9 points higher for the six months ended June 30, 2008 compared to the six months ended June 30, 2007. Of the 20.9 point increase, 15.5 points were due to unfavorable reserve development on prior years’ attritional losses, more specifically, $32.6 million for an unfavorable arbitration decision relating to a 2001 retrocessional cover and 6.3 points were due to current and prior years’ catastrophe losses, partially offset by a 2.5 point decrease due to no reserve adjustments in 2008 for A&E losses, which experienced adverse development in 2007.

 

Segment Expenses.  Commission and brokerage expenses decreased by 13.8% to $70.1 million for the three months ended June 30, 2008 from $81.3 million for the three months ended June 30, 2007 and by 4.6% to $150.4 million for the six months ended June 30, 2008 from $157.6 million for the six months ended June 30, 2007. These decreases were primarily due to the decrease in net earned premium volume and the changes in business mix, partially offset by higher commission rates due to a more competitive market.

 

Segment other underwriting expenses for the three months ended June 30, 2008 decreased slightly to $6.9 million from $7.3 million for the three months ended June 30, 2007. For the six months ended June 30, 2008, segment other underwriting expenses increased to $15.7 million from $13.8 million for the six


29

 


 

months ended June 30, 2007, principally due to the allocation of certain corporate charges to segments starting in the fourth quarter of 2007, which had been previously retained in corporate expenses.

 

U.S. Insurance.

The following tables present the underwriting results and ratios for the U.S. Insurance segment for the periods indicated.

 

 

Three Months Ended June 30,

 

Six Months Ended June 30,

(Dollars in millions)

2008

 

2007

 

Variance

% Change

 

2008

 

2007

 

Variance

% Change

Gross written premiums

$      191.0

 

$     161.6

 

$       29.4

18.2%

 

$     401.4

 

$     379.0

 

$       22.4

5.9%

Net written premiums

153.9

 

145.4

 

8.5

5.8%

 

330.5

 

342.8

 

(12.3)

-3.6%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned

$      181.2

 

$     178.1

 

$         3.1

1.7%

 

$     375.7

 

$     371.1

 

$         4.6

1.2%

Incurred losses and LAE

193.5

 

125.3

 

68.2

54.4%

 

327.4

 

304.7

 

22.7

7.4%

Commission and brokerage

39.4

 

35.4

 

4.0

11.3%

 

74.7

 

68.6

 

6.1

8.9%

Other underwriting expenses

15.9

 

12.0

 

3.9

32.5%

 

30.2

 

24.4

 

5.8

23.8%

Underwriting (loss) gain

$     (67.6)

 

$         5.4

 

$    (73.0)

NM

 

$     (56.7)

 

$    (26.7)

 

$    (30.0)

112.4%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Point Chg

 

 

 

 

 

 

Point Chg

Loss ratio

106.8%

 

70.3%

 

 

36.5

 

87.2%

 

82.1%

 

 

5.1

Commission and brokerage ratio

21.7%

 

19.9%

 

 

1.8

 

19.9%

 

18.5%

 

 

1.4

Other underwriting expense ratio

8.8%

 

6.8%

 

 

2.0

 

8.0%

 

6.6%

 

 

1.4

Combined ratio

137.3%

 

97.0%

 

 

40.3

 

115.1%

 

107.2%

 

 

7.9

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(NM, not meaningful)

 

 

 

 

 

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding)

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums.  Gross written premiums increased by 18.2% to $191.0 million for the three months ended June 30, 2008 from $161.6 million for the three months ended June 30, 2007. Our newer programs, most notably the Brownstone program, plus growth in the CV Starr program, more than offset declines in our more mature programs, principally the workers’ compensation and contractors business. Net written premiums increased by 5.8% to $153.9 million for the three months ended June 30, 2008 compared to $145.4 million for the three months ended at June 30, 2007. The net written premium increase was less than the increase in gross written premiums primarily due to increased reinsurance cessions on select larger new programs. Net premiums earned increased slightly to $181.2 million for the three months ended June 30, 2008 compared to $178.1 million for the three months ended June 30, 2007. The change in net premiums earned relative to net written premiums is the result of timing; premiums are earned ratably over the coverage period whereas written premiums are reflected at the initiation of the coverage period.

 

Gross written premiums increased by 5.9% to $401.4 million for the six months ended June 30, 2008 from $379.0 million for the six months ended June 30, 2007. Net written premiums decreased by 3.6% to $330.5 million for the six months ended June 30, 2008 compared to $342.8 million for the six months ended June 30, 2007. Net premiums earned increased slightly to $375.7 million for the six months ended June 30, 2008 compared to $371.1 million for the six months ended June 30, 2007. Variances for the six months were driven by the same factors as for the three month periods as discussed above.

 

30

 


 

Incurred Losses and LAE.  The following tables present the incurred losses and LAE for the U.S. Insurance segment for the periods indicated.

 

 

Three Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

 

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$      128.4

$        65.4

$      193.8

 

$     130.3

$      (4.7)

$      125.6

 

$     (1.9)

$  70.1

$       68.2

Catastrophes

-

(0.3)

(0.3)

 

-

(0.3)

(0.3)

 

-

-

-

Total segment

$      128.4

$        65.1

$      193.5

 

$     130.3

$      (5.0)

$      125.3

 

$     (1.9)

$  70.1

$       68.2

Loss ratio

70.8%

36.0%

106.8%

 

73.1%

-2.8%

70.3%

 

(2.3)

38.8

36.5

 

 

Six Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

 

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$      260.0

$        67.7

$      327.7

 

$     266.1

$      39.0

$      305.1

 

$     (6.1)

$   28.7

$       22.6

Catastrophes

-

(0.3)

(0.3)

 

-

(0.4)

(0.4)

 

-

0.1

0.1

Total segment

$      260.0

$        67.4

$      327.4

 

$     266.1

$      38.6

$      304.7

 

$     (6.1)

$   28.8

$       22.7

Loss ratio

69.2%

18.0%

87.2%

 

71.7%

10.4%

82.1%

 

(2.5)

7.6

5.1

(Some amounts may not reconcile due to rounding.)

 

 

 

 

 

 

 

 

 

 

Incurred losses and LAE increased by 54.4% to $193.5 million for the three months ended June 30, 2008 from $125.3 million for the three months ended June 30, 2007 as the segment loss ratio increased by 36.5 points to 106.8%. The increase of 36.5 points included 38.6 points, $70.0 million, of unfavorable development on prior years’ losses on an auto loan credit insurance program, which is in run-off. The recent deterioration in general economic conditions and its apparent adverse impact in loan performance, particularly sub-prime loan performance overall, has resulted in unforeseeable increases in loan default rates and claim amounts. We have recently commuted our remaining liability on this program with our largest policyholder and therefore, given the magnitude of our current reserves, the maturity of the remaining insured portfolio and the reduced principal exposure, we believe future loss development should not be material.

 

Incurred losses and LAE increased by 7.4% to $327.4 million for the six months ended June 30, 2008 from $304.7 million for the six months ended June 30, 2007 as the segment loss ratio increased by 5.1 points to 87.2%. The increase was principally due to the increase in prior years’ reserve development in 2008 compared to 2007. For the six months ended June 30, 2008, we strengthened reserves for an auto loan credit insurance program by $25.6 million more than was strengthened for the six months ended June 30, 2007. This was partially offset by favorable development, in the aggregate, on prior years’ losses although not as favorable as 2007’s development.

 

Segment Expenses.  Commission and brokerage increased by 11.3% to $39.4 million for the three months ended June 30, 2008 from $35.4 million for the three months ended June 30, 2007 and 8.9% to $74.7 million for the six months ended June 30, 2008 from $68.6 million for the six months ended June 30, 2007. These increases were principally due to an increase in commission costs on new programs. Segment other underwriting expenses for the three months ended June 30, 2008 increased to $15.9 million as compared to $12.0 million for the three months ended June 30, 2007 and to $30.2 million for the six months ended June 30, 2008 as compared to $24.4 million for the six months ended June 30, 2007. These increases were primarily due to increased compensation costs associated with increased staff and the


31

 


 

allocation of certain corporate charges to segments starting in the fourth quarter of 2007, which had been previously retained in corporate expenses.

 

Specialty Underwriting.

The following table presents the underwriting results and ratios for the Specialty Underwriting segment for the periods indicated.

 

 

Three Months Ended June 30,

 

Six Months Ended June 30,

(Dollars in millions)

2008

 

2007

 

Variance

% Change

 

2008

 

2007

 

Variance

% Change

Gross written premiums

$       84.2

 

$      76.4

 

$        7.8

10.2%

 

$     139.1

 

$     131.1

 

$         8.0

6.1%

Net written premiums

83.0

 

75.9

 

7.1

9.4%

 

137.3

 

129.1

 

8.2

6.4%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned

$       78.9

 

$      77.1

 

$        1.8

2.3%

 

$     131.1

 

$     132.8

 

$      (1.7)

-1.3%

Incurred losses and LAE

41.5

 

54.6

 

(13.1)

-24.0%

 

69.9

 

95.7

 

(25.8)

-27.0%

Commission and brokerage

19.6

 

15.4

 

4.2

27.3%

 

36.0

 

31.3

 

4.7

15.0%

Other underwriting expenses

1.8

 

1.8

 

-

0.0%

 

4.2

 

3.4

 

0.8

23.5%

Underwriting gain

$       15.8

 

$         5.3

 

$      10.5

198.1%

 

$       21.0

 

$         2.5

 

$      18.5

NM

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Point Chg

 

 

 

 

 

 

Point Chg

Loss ratio

52.7%

 

70.8%

 

 

(18.1)

 

53.3%

 

72.1%

 

 

(18.8)

Commission and brokerage ratio

24.9%

 

20.0%

 

 

4.9

 

27.5%

 

23.6%

 

 

3.9

Other underwriting expense ratio

2.3%

 

2.3%

 

 

-

 

3.2%

 

2.5%

 

 

0.7

Combined ratio

79.9%

 

93.1%

 

 

(13.2)

 

84.0%

 

98.2%

 

 

(14.2)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(NM, not meaningful)

 

 

 

 

 

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding)

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums.  Gross written premiums increased by 10.2% to $84.2 million for the three months ended June 30, 2008 from $76.4 million for the three months ended June 30, 2007, primarily due to a $21.0 million (70.4%) increase in marine premiums, principally due to two new accounts, partially offset by a $10.3 million (86.5%) decrease in aviation premiums and $3.1 million (11.6%) decrease in A&H premiums. Net written premiums increased 9.4% to $83.0 million for the three months ended June 30, 2008 compared to $75.9 million for the three months ended June 30, 2007, in line with the increase in gross written premiums. Net premiums earned increased 2.3% to $78.9 million for the three months ended June 30, 2008 compared to $77.1 million for the three months ended June 30, 2007. The change in net premiums earned relative to net written premiums is the result of timing; premiums are earned ratably over the coverage period whereas written premiums are reflected at the initiation of the coverage period.

 

Gross written premiums increased by 6.1% to $139.1 million for the six months ended June 30, 2008 from $131.1 million for the six months ended June 30, 2007, primarily due to a $25.1 million (58.0%) increase in marine premiums and a $1.9 million (11.0%) increase in surety premiums, partially offset by a decrease of $13.6 million (67.5%) in aviation premiums and a $5.4 million (10.8%) decrease in A&H premiums. Net written premiums increased 6.4% to $137.3 million for the six months ended June 30, 2008 compared to $129.1 million for the six months ended June 30, 2007, primarily due to the increase in gross written premiums. Net premiums earned decreased 1.3% to $131.1 million for the six months ended June 30, 2008 compared to $132.8 million for the six months ended June 30, 2007. The variances, period over period, for the six months ended June 30, 2008 and 2007 were the same as those discussed for the three months ended June 30, 2008 and 2007.

 

32

 


 

Incurred Losses and LAE. The following tables present the incurred losses and LAE for the Specialty Underwriting segment for the periods indicated.

 

 

Three Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$        47.4

$       (6.0)

$        41.3

 

$       42.8

$        3.6

$        46.4

 

$        4.6

$   (9.6)

$      (5.1)

Catastrophes

-

0.2

0.2

 

-

8.3

8.3

 

-

(8.1)

(8.1)

Total segment

$        47.4

$       (5.8)

$        41.5

 

$       42.8

$      11.8

$        54.6

 

$        4.6

$ (17.6)

$    (13.1)

Loss ratio

60.0%

-7.4%

52.7%

 

55.5%

15.4%

70.8%

 

4.5

(22.8)

(18.1)

 

 

Six Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

 

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$        77.0

$        (9.0)

$        68.0

 

$       75.1

$        3.6

$       78.7

 

$       1.9

$ (12.6)

$    (10.7)

Catastrophes

-

1.9

1.9

 

-

17.1

17.1

 

-

(15.2)

(15.2)

Total segment

$        77.0

$        (7.1)

$        69.9

 

$       75.1

$      20.6

$       95.7

 

$       1.9

$ (27.7)

$    (25.8)

Loss ratio

58.7%

-5.4%

53.3%

 

56.5%

15.5%

72.1%

 

2.2

(20.9)

(18.8)

(Some amounts may not reconcile due to rounding.)

 

 

 

 

 

 

 

 

 

 

Incurred losses and LAE decreased by 24.0% to $41.5 million for the three months ended June 30, 2008 compared to $54.6 million for the three months ended June 30, 2007 and by 27.0% to $69.9 million for the six months ended June 30, 2008 compared to $95.7 million for the six months ended June 30, 2007. Overall, the loss ratio was lower by 18.1 points for the second quarter of 2008 compared to the second quarter of 2007 and by 18.8 points for the six months ended June 30, 2008 compared to the same period in 2007. These variances were the result of favorable development for both the three months and six months prior years’ attritional losses of 12.2 points and 9.6 points, respectively, as favorable development for aviation, surety and A&H business was partially offset by unfavorable development on marine business. In addition, development on both the three and six months prior years’ catastrophe losses decreased to relatively insignificant levels for the 2008 periods, which contributed 10.5 points and 11.4 points, respectively, to the decrease.

 

Segment Expenses.  Commission and brokerage increased by 27.3% to $19.6 million for the three months ended June 30, 2008 from $15.4 million for the three months ended June 30, 2007 and 15.0% to $36.0 million for the six months ended June 30, 2008 from $31.3 million for the six months ended June 30, 2007 as the increase in market competition increased commission costs.

 

Segment other underwriting expenses for the three months ended June 30, 2008 and 2007 remained unchanged at $1.8 million, while segment other underwriting expenses increased to $4.2 million for the six months ended June 30, 2008 from $3.4 million for the six months ended June 30, 2007, primarily due to the allocation of certain corporate charges to segments, which had been previously retained in corporate expenses.

 

33

 


 

International.

The following table presents the underwriting results and ratios for the International segment for the periods indicated.

 

 

Three Months Ended June 30,

 

Six Months Ended June 30,

(Dollars in millions)

2008

 

2007

 

Variance

% Change

 

2008

 

2007

 

Variance

% Change

Gross written premiums

$     219.0

 

$    202.6

 

$      16.4

8.1%

 

$     405.4

 

$     376.0

 

$      29.4

7.8%

Net written premiums

218.9

 

202.6

 

16.3

8.0%

 

405.2

 

376.5

 

28.7

7.6%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned

$     214.0

 

$    208.9

 

$        5.1

2.4%

 

$     405.0

 

$     388.7

 

$      16.3

4.2%

Incurred losses and LAE

133.3

 

162.4

 

(29.1)

-17.9%

 

243.0

 

258.1

 

(15.1)

-5.9%

Commission and brokerage

55.8

 

53.1

 

2.7

5.1%

 

102.1

 

96.6

 

5.5

5.7%

Other underwriting expenses

4.7

 

4.3

 

0.4

9.3%

 

9.8

 

8.1

 

1.7

21.0%

Underwriting gain (loss)

$       20.2

 

$     (10.9)

 

$      31.1

NM

 

$       50.0

 

$       25.9

 

$      24.1

93.1%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Point Chg

 

 

 

 

 

 

Point Chg

Loss ratio

62.3%

 

77.8%

 

 

(15.5)

 

60.0%

 

66.4%

 

 

(6.4)

Commission and brokerage ratio

26.1%

 

25.4%

 

 

0.7

 

25.2%

 

24.9%

 

 

0.3

Other underwriting expense ratio

2.2%

 

2.0%

 

 

0.2

 

2.4%

 

2.0%

 

 

0.4

Combined ratio

90.6%

 

105.2%

 

 

(14.6)

 

87.6%

 

93.3%

 

 

(5.7)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(NM, not meaningful)

 

 

 

 

 

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding)

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums.  Gross written premiums increased by 8.1% to $219.0 million for the three months ended June 30, 2008 from $202.6 million for the three months ended June 30, 2007 and by 7.8% to $405.4 million for the six months ended June 30, 2008 from $376.0 million for the six months ended June 30, 2007. Approximately $1 million and $13 million of these increases were due to currency movement, for the three and six months ended June 30, 2008 compared to June 30, 2007, respectively. In addition, we wrote new business in Latin America and the Middle East and experienced some growth from existing business in Asia, in local currency terms. However, premiums from our Canadian business were down somewhat as we continue to see our Canadian cedents retain more risk and corresponding premium.

 

Net written premiums increased by 8.0% to $218.9 million for the three months ended June 30, 2008 compared to $202.6 million for the three months ended June 30, 2007 and by 7.6% to $405.2 million for the six months ended June 30, 2008 compared to $376.5 million for the six months ended June 30, 2007, consistent with the increase in gross written premiums. Net premiums earned increased by 2.4% to $214.0 million for the three months ended June 30, 2008 compared to $208.9 million for the three months ended June 30, 2007 and by 4.2% to $405.0 million for the six months ended June 30, 2008 compared to $388.7 million for the six months ended June 30, 2007. The change in net premiums earned relative to net written premiums is the result of timing, premiums are earned ratable over the coverage period whereas written premiums are reflected at the initiation of coverage.

 

34

 


 

Incurred Losses and LAE. The following tables present the incurred losses and LAE for the International segment for the periods indicated.

 

 

Three Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$      116.8

$         7.7

$      124.5

 

$     110.3

$        5.6

$      115.8

 

$       6.5

$    2.1

$         8.7

Catastrophes

10.0

(1.2)

8.8

 

44.3

2.3

46.6

 

(34.3)

(3.5)

(37.8)

Total segment

$      126.8

$         6.5

$      133.3

 

$     154.6

$        7.9

$      162.4

 

$   (27.8)

$  (1.4)

$    (29.1)

Loss ratio

59.3%

3.0%

62.3%

 

74.0%

3.8%

77.8%

 

(14.7)

(0.8)

(15.5)

 

 

Six Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

 

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$      218.8

$          4.6

$      223.4

 

$     208.3

$     (4.4)

$      203.9

 

$     10.5

$    9.0

$       19.5

Catastrophes

18.0

1.6

19.6

 

50.0

4.3

54.3

 

(32.0)

(2.7)

(34.7)

Total segment

$      236.8

$          6.3

$      243.0

 

$     258.2

$     (0.1)

$      258.1

 

$   (21.4)

$    6.4

$    (15.1)

Loss ratio

58.5%

1.5%

60.0%

 

66.4%

0.0%

66.4%

 

(7.9)

1.5

(6.4)

(Some amounts may not reconcile due to rounding.)

 

 

 

 

 

 

 

 

 

 

Incurred losses and LAE decreased by 17.9% to $133.3 million for the three months ended June 30, 2008 compared to $162.4 million for the three months ended June 30, 2007 and by 5.9% to $243.0 million for the six months ended June 30, 2008 compared to $258.1 million for the six months ended June 30, 2007. The segment loss ratio decreased by 15.5 points and 6.4 points for the three and six months ended June 30, 2008 compared to the three and six months ended June 30, 2007, respectively. The principal driver of the favorable variances was the lower current year catastrophe losses in 2008 compared to 2007 for both periods measured. The principal current year catastrophe loss in 2008 was the China snowstorm, while the 2007 catastrophe losses included the New South Wales storm and the Jakarta floods.

 

Segment Expenses.  Commission and brokerage increased by 5.1% to $55.8 million for the three months ended June 30, 2008 from $53.1 million for the three months ended June 30, 2007 and by 5.7% to $102.1 million for the six months ended June 30, 2008 from $96.6 million for the six months ended June 30, 2007, which were in line with the increase in premiums and market pressures for increased commission rates.

 

Segment other underwriting expenses for the three months ended June 30, 2008 increased to $4.7 million compared to $4.3 million for the three months ended June 30, 2007 and for the six months ended June 30, 2008 to $9.8 million compared to $8.1 million for the six months ended June 30, 2007. These increases were primarily due to the allocation of certain corporate charges to segments, which had been previously retained in corporate expenses.

 

35

 


 

Bermuda.

The following table presents the underwriting results and ratios for the Bermuda segment for the periods indicated.

 

 

Three Months Ended June 30,

 

Six Months Ended June 30,

(Dollars in millions)

2008

 

2007

 

Variance

% Change

 

2008

 

2007

 

Variance

% Change

Gross written premiums

$     210.8

 

$     223.2

 

$    (12.4)

-5.6%

 

$     402.8

 

$     440.2

 

$    (37.4)

-8.5%

Net written premiums

210.9

 

223.1

 

(12.2)

-5.5%

 

402.5

 

439.5

 

(37.0)

-8.4%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned

$     230.0

 

$     220.9

 

$         9.1

4.1%

 

$     414.9

 

$     444.0

 

$    (29.1)

-6.6%

Incurred losses and LAE

119.7

 

166.6

 

(46.9)

-28.2%

 

216.2

 

293.7

 

(77.5)

-26.4%

Commission and brokerage

59.8

 

49.2

 

10.6

21.5%

 

108.6

 

106.0

 

2.6

2.5%

Other underwriting expenses

5.8

 

4.3

 

1.5

34.9%

 

12.6

 

9.2

 

3.4

37.0%

Underwriting gain

$       44.6

 

$         0.8

 

$       43.8

NM

 

$       77.5

 

$       35.1

 

$      42.4

120.8%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Point Chg

 

 

 

 

 

 

Point Chg

Loss ratio

52.1%

 

75.4%

 

 

(23.3)

 

52.1%

 

66.2%

 

 

(14.1)

Commission and brokerage ratio

26.0%

 

22.3%

 

 

3.7

 

26.2%

 

23.8%

 

 

2.4

Other underwriting expense ratio

2.5%

 

1.9%

 

 

0.6

 

3.0%

 

2.1%

 

 

0.9

Combined ratio

80.6%

 

99.6%

 

 

(19.0)

 

81.3%

 

92.1%

 

 

(10.8)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(NM, not meaningful)

 

 

 

 

 

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding)

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums.  Gross written premiums decreased by 5.6% to $210.8 million for the three months ended June 30, 2008 compared to $223.2 million for the three months ended June 30, 2007 and by 8.5% to $402.8 million for the six months ended June 30, 2008 compared to $440.2 million for the six months ended June 30, 2007. The Bermuda book was down for both the three and six months ended June 30, 2008 compared to the three and six months ended June 30, 2007 by $26.8 million and $26.6 million, respectively, principally due to a discontinued account and conversion of a large casualty quota share to an excess of loss coverage. On the other hand, our London and Europe books were up $14.5 million for the three months ended June 30, 2008 compared to June 30, 2007, aided by the weaker U.S. dollar, which had also contributed to lessening the decrease for the six months ended June 30, 2008 comparison to the same period of 2007.

 

Net written premiums decreased by 5.5% to $210.9 million for the three months ended June 30, 2008 compared to $223.1 million for the three months ended June 30, 2007 and by 8.4% to $402.5 million for the six months ended June 30, 2008 compared to $439.5 million for the six months ended June 30, 2007, commensurate with the decrease in gross written premiums. Net premiums earned increased by 4.1% to $230.0 million for the three months ended June 30, 2008 compared to $220.9 million for the three months ended June 30, 2007 and decreased by 6.6% to $414.9 million for the six months ended June 30, 2008 compared to $444.0 million for the six months ended June 30, 2007. The change in net premiums earned relative to the net written premiums is the result of timing; premiums are earned ratably over the coverage period whereas written premiums are reflected at the initiation of the coverage period.

 

36

 


 

Incurred Losses and LAE. The following tables present the incurred losses and LAE for the Bermuda segment for the periods indicated.

 

 

Three Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$      132.8

$     (10.0)

$      122.7

 

$     115.8

$      (5.3)

$      110.5

 

$     17.0

$   (4.7)

$       12.2

Catastrophes

(2.0)

(1.0)

(3.0)

 

34.3

0.3

34.6

 

(36.3)

(1.3)

(37.6)

A&E

-

-

-

 

-

21.5

21.5

 

-

(21.5)

(21.5)

Total segment

$      130.8

$     (11.1)

$      119.7

 

$     150.1

$      16.5

$      166.6

 

$   (19.3)

$ (27.6)

$    (46.9)

Loss ratio

56.9%

-4.8%

52.1%

 

67.9%

7.5%

75.4%

 

(11.0)

(12.3)

(23.3)

 

 

Six Months Ended June 30,

 

 

 

 

 

2008

 

2007

 

Variance

 

Current

Prior

Total

 

Current

Prior

Total

 

Current

Prior

Total

(Dollars in millions)

Year

Years

Incurred

 

Year

Years

Incurred

 

Year

Years

Incurred

Attritional

$      236.6

$      (20.1)

$      216.5

 

$     229.8

$   (20.2)

$      209.6

 

$       6.8

$     0.1

$         6.9

Catastrophes

5.7

(6.0)

(0.4)

 

62.5

0.1

62.6

 

(56.8)

(6.1)

(63.0)

A&E

-

-

-

 

-

21.5

21.5

 

-

(21.5)

(21.5)

Total segment

$      242.3

$      (26.1)

$      216.2

 

$     292.3

$        1.4

$      293.7

 

$   (50.0)

$ (27.5)

$    (77.5)

Loss ratio

58.4%

-6.3%

52.1%

 

65.8%

0.3%

66.2%

 

(7.4)

(6.6)

(14.1)

(Some amounts may not reconcile due to rounding.)

 

 

 

 

 

 

 

 

 

 

Incurred losses and LAE decreased by 28.2% to $119.7 million for the three months ended June 30, 2008 compared to $166.6 million for the three months ended June 30, 2007 and by 26.4% to $216.2 million for the six months ended June 30, 2008 compared to $293.7 million for the six months ended June 30, 2007. The segment loss ratio decreased by 23.3 points and 14.1 points, respectively, for the three and six months ended June 30, 2008 compared to the same periods in 2007. This decrease was primarily the result of decreased catastrophe losses. The absence of prior years’ development on A&E losses in 2008 compared to 2007 also contributed to the decrease.

 

Segment Expenses.  Commission and brokerage increased by 21.5% to $59.8 million for the three months ended June 30, 2008 from $49.2 million for the three months ended June 30, 2007 and by 2.5% to $108.6 million for the six months ended June 30, 2008 from $106.0 million for the six months ended June 30, 2007, principally the result of competitive market conditions combined with a change in the mix of business. Segment other underwriting expenses for the three months ended June 30, 2008 increased to $5.8 million compared to $4.3 million for the three months ended June 30, 2007 and to $12.6 million for the six months ended June 30, 2008 compared to $9.2 million for the six months ended June 30, 2007, primarily due to a general increase in operations to support the business.

 

37

 


 

FINANCIAL CONDITION

 

Cash and Invested Assets. Aggregate invested assets, including cash and short-term investments, were $14,580.9 million at June 30, 2008, a decrease of $355.3 million compared to $14,936.2 million at December 31, 2007. We had operating cash flows of $232.3 million during the six months ended June 30, 2008, which added to cash and invested assets. More than offsetting this addition were: $215.7 million of unrealized depreciation on fixed maturities investments, $150.0 million decline in the fair value of our equity securities, repurchases of 1.3 million of our common shares for $125.7 million, $59.7 million paid out in dividends to shareholders and $35.2 million in foreign exchange losses on our portfolio securities and cash.

 

Our principal investment objectives are to ensure funds are available to meet our insurance and reinsurance obligations and to maximize after-tax investment income while maintaining a high quality diversified investment portfolio. Considering these objectives, we view our investment portfolio as having two components: 1) the investments needed to satisfy outstanding liabilities and 2) investments funded by our shareholders’ equity.

 

For the portion needed to satisfy outstanding liabilities, we invest in taxable and tax-preferenced fixed income securities with an average credit quality of Aa2, as rated by Moody’s Investors Service, Inc. (“Moody’s”), an independent investment rating service. Our mix of taxable and tax-preferenced investments is adjusted continuously, consistent with our current and projected operating results, market conditions and our tax position. This fixed maturity portfolio is externally managed by an independent, professional investment manager using portfolio guidelines provided by us.

 

Over the past few years, we have reallocated a portion of the portfolio representing our shareholders’ equity to include: 1) publicly traded equity securities and 2) private equity limited partnership investments. The objective of this portfolio diversification is to enhance the risk-adjusted total return of the investment portfolio by allocating a prudent portion of the portfolio to higher return asset classes. We have limited our allocation to these asset classes because of: 1) the potential for volatility in their values and 2) the impact of these investments on regulatory and rating agency capital adequacy models. At June 30, 2008, the market/fair value of investments in equity and limited partnership securities approximated 34% of shareholders’ equity.

 

The tables below summarize the composition and characteristics of our investment portfolio for the periods indicated:

 

(Dollars in millions)

At June 30, 2008

 

At December 31, 2007

Fixed maturities, market value

$           11,168.5

 

76.6%

 

$           10,245.6

 

68.6%

Equity securities, market value

25.7

 

0.2%

 

24.7

 

0.1%

Equity securities, fair value

1,194.4

 

8.2%

 

1,535.3

 

10.3%

Short-term investments

1,261.0

 

8.7%

 

2,225.7

 

14.9%

Other invested assets

705.4

 

4.8%

 

654.3

 

4.4%

Cash

225.9

 

1.5%

 

250.6

 

1.7%

   Total investments and cash

$           14,580.9

 

100.0%

 

$           14,936.2

 

100.0%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

At June 30, 2008

 

At December 31, 2007

Fixed income portfolio duration

4.4 years

 

3.9 years

Fixed income composite credit quality

Aa2

 

Aa2

Imbedded end of period yield, pre-tax

4.5%

 

4.7%

Imbedded end of period yield, after-tax

3.8%

 

3.9%

 

 

38

 


 

The following table provides a comparison of our total return by asset class relative to broadly accepted industry benchmarks for the periods indicated:

 

 

Six Months Ended

 

Twelve Months Ended

 

June 30, 2008

 

December 31, 2007

Our fixed income portfolio total return

   0.6

%

 

5.0

%

Lehman bond aggregate index

1.1

%

 

7.0

%

 

 

 

 

 

 

Our common equity portfolio total return

-10.3

%

 

9.2

%

S & P 500 index total return

-11.9

%

 

5.5

%

 

                    

           

 

 

 

Our other invested asset portfolio total return                                

3.8

%

 

13.5

%

 

Reinsurance Receivables. Reinsurance receivables for both paid and unpaid losses totaled $649.8 million at June 30, 2008 and $666.2 million at December 31, 2007. At June 30, 2008, $195.6 million, or 30.1%, was receivable from Transatlantic Reinsurance Company; $100.0 million, or 15.4%, was receivable from Continental Insurance Company; $53.9 million, or 8.3%, was receivable from Munich Reinsurance Company; $41.1 million, or 6.3%, was receivable from Ace Property and Casualty Insurance Company and $38.2 million, or 5.9%, was receivable from Berkley Insurance Company. The receivable from Continental is collateralized by a funds held arrangement under which we have retained the premium payments due the retrocessionaire, recognized liabilities for such amounts and reduced such liabilities as payments are due from the retrocessionaire. In addition, $231.4 million was receivable from Founders Insurance Company Limited, for which the Company has established a $231.4 million provision for uncollectible reinsurance. No other retrocessionaire accounted for more than 5% of our receivables.

 

39

 


 

Loss and LAE Reserves. Gross loss and LAE reserves totaled $9,078.4 million at June 30, 2008 and $9,040.6 million at December 31, 2007.

 

The following tables summarize gross outstanding loss and LAE reserves by segment, classified by case reserves and IBNR reserves, for the periods indicated:

 

Gross Reserves By Segment

 

 

 

 

 

 

 

 

As of June 30, 2008

 

Case

 

IBNR

 

Total

 

% of

(Dollars in millions)

Reserves

 

Reserves

 

Reserves

 

Total

U.S. Reinsurance

$        1,384.3

 

$        1,836.0

 

$       3,220.3

 

35.5%

U.S. Insurance

595.3

 

1,193.2

 

1,788.5

 

19.7%

Specialty Underwriting

254.1

 

159.8

 

413.9

 

4.6%

International

671.7

 

484.1

 

1,155.8

 

12.7%

Bermuda

741.6

 

887.3

 

1,628.9

 

17.9%

   Total excluding A&E

3,647.0

 

4,560.4

 

8,207.4

 

90.4%

A&E

461.1

 

409.9

 

871.0

 

9.6%

   Total including A&E

$        4,108.1

 

$        4,970.3

 

$       9,078.4

 

100.0%

 

 

At December 31, 2007

 

Case

 

IBNR

 

Total

 

% of

(Dollars in millions)

Reserves

 

Reserves

 

Reserves

 

Total

U.S. Reinsurance

$        1,414.2

 

$        1,907.0

 

$        3,321.2

 

36.8%

U.S. Insurance

597.5

 

1,083.7

 

1,681.2

 

18.6%

Specialty Underwriting

273.2

 

161.3

 

434.5

 

4.8%

International

632.0

 

472.8

 

1,104.8

 

12.2%

Bermuda

753.1

 

823.0

 

1,576.1

 

17.4%

   Total excluding A&E

3,670.0

 

4,447.8

 

8,117.8

 

89.8%

A&E

439.8

 

483.0

 

922.8

 

10.2%

   Total including A&E

$        4,109.8

 

$        4,930.8

 

$        9,040.6

 

100.0%

 

Our loss and LAE reserves represent our best estimate of our ultimate liability for unpaid claims. We periodically re-evaluate our reserves, including re-estimates of prior period reserves, taking into consideration all available information and, in particular, newly reported loss and claim experience. Changes in reserves resulting from such re-evaluations are reflected in incurred losses in the period when the re-evaluation is made. Our analytical methods and processes operate at multiple levels including individual contracts, groupings of like contracts, classes and lines of business, internal business units, segments, legal entities, and in the aggregate. In order to set appropriate reserves, we make qualitative and quantitative analyses and judgments at these various levels. Additionally, the attribution of reserves, changes in reserves and incurred losses among accident years requires qualitative and quantitative adjustments and allocations at these various levels. We utilize actuarial science, business expertise and management judgment in a manner intended to assure the accuracy and consistency of our reserving practices. Nevertheless, our reserves are estimates, which are subject to variation, which may be significant.

 

There can be no assurance that reserves for, and losses from, claim obligations will not increase in the future, possibly by a material amount. However, we believe that our existing reserves and reserving methodologies lessen the probability that any such increase would have a material adverse effect on our financial condition, results of operations or cash flows. In this context, we note that over the past 10 years, our past calendar year operations have been affected variably by effects from prior period reserve re-estimates, with such effects ranging from a favorable $26.4 million in 2005, representing 0.5% of the net prior period reserves for the year in which the adjustment was made, to an unfavorable $249.4 million in 2004, representing 3.7% of the net prior period reserves for the year in which the adjustment was made. We

 

40

 


 

have noted that variability had increased for years 2002 to 2004 and we have taken actions to attempt to reduce year to year variability prospectively.

 

Asbestos and Environmental Exposures. The following table summarizes incurred losses and outstanding loss reserves with respect to A&E reserves on both a gross and net of retrocessions basis for the periods indicated:

 

 

Three Months Ended

 

Six Months Ended

 

June 30,

 

June 30,

(Dollars in millions)

2008

 

2007

 

2008

 

2007

Gross basis:

 

 

 

 

 

 

 

Beginning of period reserves

$             901.0

 

$           632.2

 

$          922.8

 

$        650.1

Incurred losses

-

 

40.0

 

-

 

40.0

Paid losses

(30.0)

 

(34.4)

 

(51.8)

 

(52.2)

End of period reserves

$             871.0

 

$           637.9

 

$          871.0

 

$        637.9

 

 

 

 

 

 

 

 

Net basis:

 

 

 

 

 

 

 

Beginning of period reserves

$             843.2

 

$           517.9

 

$          827.4

 

$        511.4

Incurred losses

-

 

38.0

 

-

 

38.0

Paid losses

(22.7)

 

(26.9)

 

(6.9)

 

(20.4)

End of period reserves

$             820.5

 

$           529.0

 

$          820.5

 

$        529.0

 

 

 

 

 

 

 

 

(Some amounts may not reconcile due to rounding.)

 

 

 

 

 

 

 

At June 30, 2008, the gross reserves for A&E losses were comprised of $147.4 million representing case reserves reported by ceding companies, $150.4 million representing additional case reserves established by us on assumed reinsurance claims, $163.3 million representing case reserves established by us on direct excess insurance claims, including Mt. McKinley Insurance Company (“Mt. McKinley”), and $409.9 million representing IBNR reserves.

 

With respect to asbestos only, at June 30, 2008, we had gross asbestos loss reserves of $816.4 million, or 93.7%, of total A&E reserves, of which $563.8 million was for assumed business and $252.6 million was for direct business.

 

The increase in end of period A&E reserves at June 30, 2008 compared to June 30, 2007 was primarily the result of our reserve study in the fourth quarter of 2007, after which we increased our gross reinsurance asbestos reserves by $250.0 million and increased our gross direct asbestos reserves by $75.0 million. Given our recent study and loss trends for these exposures, we believe our reserves at June 30, 2008 make adequate provision for our asbestos losses. Nevertheless, given historical experience associated with asbestos claims, we cannot provide assurances that our current reserves are adequate and it is possible that our ultimate losses may exceed our estimate by a material amount.

 

Industry analysts use the “survival ratio” to compare the A&E reserves among companies with such liabilities. The survival ratio is typically calculated by dividing a company’s current net reserves by the three year average of annual net paid losses. Hence, the survival ratio equals the number of years that it would take to exhaust the current reserves if future loss payments were to continue at historical levels. Using this measurement, our net three year asbestos survival ratio was 3.1 years for direct business and 12.8 years for reinsurance business at June 30, 2008.

 

Shareholders’ Equity. Our shareholders’ equity decreased to $5,567.6 million as of June 30, 2008 from $5,684.8 million as of December 31, 2007. We had net income of $231.0 million for the six months ended June 30, 2008, this was more than offset by a decrease in unrealized gains on investments of $165.0

 

41

 


 

million, net of tax, the repurchase of 1.3 million common shares for $125.7 million and $59.7 million of shareholder dividends.

 

LIQUIDITY AND CAPITAL RESOURCES

 

Capital. Our business operations are in part dependent on our financial strength, and the market’s perception of our strength, as measured by shareholders’ equity, which was $5,567.6 million at June 30, 2008 and $5,684.8 million at December 31, 2007. We possess significant financial flexibility and access to the debt and equity markets as a result of our perceived financial strength, as evidenced by the financial strength ratings as assigned by independent rating agencies. We continuously monitor our capital and financial position, as well as investment and security market conditions and respond accordingly.

 

From time to time, we have used open market share repurchases to effectively adjust our capital position. On July 21, 2008, our existing authorization to purchase up to 5 million of our shares was amended to authorize the purchase of up to 10 million shares. As of June 30, 2008, we had repurchased 3.9 million shares under this authorization.

 

On December 1, 2005, we filed a shelf registration statement on Form S-3ASR with the Securities and Exchange Commission (“SEC’), as a Well Known Seasoned Issuer. This shelf registration statement was used by Group to register common shares, preferred shares, debt securities, warrants, share purchase contracts and share purchase units; by Holdings to register debt securities and by Everest Re Capital Trust III (“Capital Trust III”) to register trust preferred securities.

 

On April 26, 2007, Holdings completed a public offering of $400.0 million principal amount of 6.6% fixed to floating rate long term subordinated notes with a scheduled maturity date of May 15, 2037 and a final maturity date of May 1, 2067. The net proceeds were used to redeem the 7.85% junior subordinated debt securities of Holdings on November 15, 2007, and for general corporate purposes.

 

On December 1, 2005, we issued 2,298,000 of our common shares at a price of $102.89 per share, which resulted in $236.4 million of proceeds before expenses and Holdings sold Group shares it acquired in 2002 at a price of $102.89 per share, which resulted in $46.5 million of proceeds before expenses. Expenses incurred for this transaction were approximately $0.3 million.

 

Liquidity. Our principal investment objectives are to ensure funds are available to meet our insurance and reinsurance obligations and to maximize after-tax investment income while maintaining a high quality diversified investment portfolio. Considering these objectives, we view our investment portfolio as having two components; 1) the investments needed to satisfy outstanding liabilities and 2) investments funded by our shareholders’ equity.

 

For the portion needed to satisfy outstanding liabilities, we invest in taxable and tax-preferenced fixed income securities with an average credit quality of Aa2, as rated by Moody’s. Our mix of taxable and tax-preferenced investments is adjusted continuously, consistent with our current and projected operating results, market conditions and our tax position. This fixed maturity portfolio is externally managed by an independent, professional investment manager using portfolio guidelines provided by us.

 

Over the past few years, we have reallocated a portion of the portfolio representing our shareholders’ equity to include: 1) publicly traded equity securities and 2) private equity limited partnership investments. The objective of this portfolio diversification is to enhance the risk-adjusted total return of the investment portfolio by allocating a prudent portion of the portfolio to higher return asset classes. We have limited our allocation to these asset classes because of: 1) the potential for volatility in their values and 2) the impact of these investments on regulatory and rating agency capital adequacy models. At June 30, 2008, the market/fair value of investments in equity and limited partnership securities approximated 34% of shareholders’ equity.

 

42

 


 

Our liquidity requirements are generally met from positive cash flow from operations. Positive cash flow results from reinsurance and insurance premiums being collected prior to disbursements for claims, which disbursements generally take place over an extended period after the collection of premiums, sometimes a period of many years. Collected premiums are generally invested, prior to their use in such disbursements, and investment income provides additional funding for loss payments. Our net cash flows from operating activities were $232.3 million and $262.7 million for the six months ended June 30, 2008 and 2007, respectively. Additionally, these cash flows reflected net tax payments of $100.7 million and $160.3 million for the six months ended June 30, 2008 and 2007, respectively; net catastrophe loss payments of $148.2 million and $269.2 million for the six months ended June 30, 2008 and 2007, respectively; and net A&E loss payments of $6.9 million and $20.4 million for the six months ended June 30, 2008 and 2007, respectively.

 

If disbursements for claims and benefits, policy acquisition costs and other operating expenses were to exceed premium inflows, cash flow from insurance operations would be negative. The effect on cash flow from operations would be partially offset by cash flow from investment income. Additionally, cash flow from investment maturities and dispositions, both short term investments and longer term maturities, would further mitigate the impact on total cash flow.

 

As the timing of payments for claims and benefits cannot be predicted with certainty, we maintain portfolios of long term invested assets with varying maturities, along with short-term investments that provide additional liquidity for payment of claims. At June 30, 2008 and December 31, 2007 we held cash and short-term investments of $1,486.9 million and $2,476.3 million, respectively. In addition to these cash and short-term investments at June 30, 2008, we had $531.9 million, at market value, of available for sale fixed maturity securities maturing within one year or less, $2,789.0 million maturing within one to five years and $7,847.6 million maturing after five years. Our $1,220.1 million of equity securities are comprised primarily of publicly traded securities that can be easily liquidated. We believe that these fixed maturity and equity securities, in conjunction with the short-term investments and positive cash flow from operations, provide ample sources of liquidity for the expected payment of losses in the near future. We do not anticipate selling securities or using available credit facilities to pay losses and LAE but have the ability to do so. Sales of securities might result in realized capital gains or losses and at June 30, 2008 we had $83.7 million of net pre-tax unrealized depreciation, comprised of $244.4 million of pre-tax unrealized depreciation and $160.7 million of pre-tax unrealized appreciation.

 

Management expects annual positive cash flow from operations, which in general reflects the strength of overall pricing, to persist over the near term, absent any unusual catastrophe activity. In the intermediate and long term, the trend will be impacted by the extent to which competitive pressures affect overall pricing in our markets and the extent to which we successfully maintain our strategy of emphasizing underwriting profitability.

 

Effective July 27, 2007, Group, Bermuda Re and Everest International Reinsurance, Ltd. (“Everest International”) entered into a new five year, $850.0 million senior credit facility with a syndicate of lenders, replacing the December 8, 2004, senior credit facilities, which would have expired on December 8, 2007. Both the July 27, 2007 and December 8, 2004 senior credit facilities are referred to as the “Group Credit Facility”. Wachovia Bank is the administrative agent for the Group Credit Facility, which consists of two tranches. Tranche one provides up to $350.0 million of revolving credit for liquidity and general corporate purposes, and for the issuance of unsecured standby letters of credit. The interest on the revolving loans shall, at the Company’s option, be either (1) the Base Rate (as defined below) or (2) an adjusted London Interbank Offered Rate (“LIBOR”) plus a margin. The Base Rate is the higher of (a) the prime commercial lending rate established by Wachovia Bank or (b) the Federal Funds Rate plus 0.5% per annum. The amount of margin and the fees payable for the Group Credit Facility depends on Group’s senior unsecured debt rating. Tranche two exclusively provides up to $500.0 million for the issuance of standby letters of credit on a collateralized basis.

 

The Group Credit Facility requires Group to maintain a debt to capital ratio of not greater than 0.35 to 1 and to maintain a minimum net worth. Minimum net worth is an amount equal to the sum of $3,575.4 million

43

 


 

plus 25% of consolidated net income for each of Group’s fiscal quarters, for which statements are available ending on or after January 1, 2007 and for which consolidated net income is positive, plus 25% of any increase in consolidated net worth during such period attributable to the issuance of ordinary and preferred shares. As of June 30, 2008, the Company was in compliance with all Group Credit Facility covenants.

 

At June 30, 2008 and December 31, 2007, there were outstanding letters of credit of $22.0 million under tranche one of the Group Credit Facility. At June 30, 2008 and December 31, 2007, there were outstanding standby letters of credit of $289.8 million and $288.0 million, respectively, under tranche two of the Group Credit Facility.

 

Effective August 23, 2006, Holdings entered into a new five year, $150.0 million senior revolving credit facility with a syndicate of lenders, referred to as the “Holdings Credit Facility”. Citibank N.A. is the administrative agent for the Holdings Credit Facility. The Holdings Credit Facility is used for liquidity and general corporate purposes. The Holdings Credit Facility provides for the borrowing of up to $150.0 million with interest at a rate selected by Holdings equal to either, (1) the Base Rate (as defined below) or (2) a periodic fixed rate equal to the Eurodollar Rate plus an applicable margin. The Base Rate means a fluctuating interest rate per annum in effect from time to time to be equal to the higher of (a) the rate of interest publicly announced by Citibank as its prime rate or (b) 0.5% per annum above the Federal Funds Rate, in each case plus the applicable margin. The amount of margin and the fees payable for the Holdings Credit Facility depends upon Holdings’ senior unsecured debt rating.

 

The Holdings Credit Facility requires Holdings to maintain a debt to capital ratio of not greater than 0.35 to 1 and Everest Re to maintain its statutory surplus at $1.5 billion plus 25% of future aggregate net income and 25% of future aggregate capital contributions after December 31, 2005. As of June 30, 2008, Holdings was in compliance with all Holdings Credit Facility covenants.

 

At June 30, 2008 and December 31, 2007, there were outstanding letters of credit of $17.2 million under the Holdings Credit Facility.

 

Costs incurred in connection with the Group Credit Facility and the Holdings Credit Facility were $0.3 million for the three months ended June 30, 2008 and 2007 and $0.7 million and $0.6 million for the six months ended June 30, 2008 and 2007, respectively.

 

Market Sensitive Instruments.

The SEC’s Financial Reporting Release #48 requires registrants to clarify and expand upon the existing financial statement disclosure requirements for derivative financial instruments, derivative commodity instruments and other financial instruments (collectively, “market sensitive instruments”). We do not generally enter into market sensitive instruments for trading purposes.

 

Our current investment strategy seeks to maximize after-tax income through a high quality, diversified, taxable and tax-preferenced fixed maturity portfolio, while maintaining an adequate level of liquidity. Our mix of taxable and tax-preferenced investments is adjusted continuously, consistent with our current and projected operating results, market conditions and our tax position. The fixed maturities in the investment portfolio are comprised of non-trading available for sale securities. Additionally, we invest in equity securities, which we believe will enhance the risk-adjusted total return of the investment portfolio. We have also written a small number of equity index put options.

 

The overall investment strategy considers the scope of present and anticipated Company operations. In particular, estimates of the financial impact resulting from non-investment asset and liability transactions, together with our capital structure and other factors, are used to develop a net liability analysis. This analysis includes estimated payout characteristics for which our investments provide liquidity. This analysis is considered in the development of specific investment strategies for asset allocation, duration and creditquality. The change in overall market sensitive risk exposure principally reflects the asset changes that took place during the period.

 

44

 


 

Interest Rate Risk. Our $14.6 billion investment portfolio at June 30, 2008 is principally comprised of fixed maturity securities, which are generally subject to interest rate risk and some foreign currency exchange rate risk, and equity securities, which are subject to price fluctuations and some foreign exchange rate risk. The impact of the foreign exchange risks on the investment portfolio is partially mitigated by changes in the dollar value of foreign currency denominated liabilities and their associated income statement impact.

 

Interest rate risk is the potential change in value of the fixed maturity portfolio, including short-term investments, from a change in market interest rates. In a declining interest rate environment, it includes prepayment risk on the $1,781.8 million of mortgage-backed securities in the $11,168.5 million fixed maturity portfolio. Prepayment risk results from potential accelerated principal payments that shorten the average life and thus the expected yield of the security.

 

The table below displays the potential impact of market value fluctuations and after-tax unrealized appreciation on our fixed maturity portfolio (including $1,261.0 million of short-term investments) for the period indicated based on upward and downward parallel and immediate 100 and 200 basis point shifts in interest rates. For legal entities with a U.S. dollar functional currency, this modeling was performed on each security individually. To generate appropriate price estimates on mortgage-backed securities, changes in prepayment expectations under different interest rate environments were taken into account. For legal entities with a non-U.S. dollar functional currency, the effective duration of the involved portfolio of securities was used as a proxy for the market value change under the various interest rate change scenarios.

 

 

Impact of Interest Rate Shift in Basis Points

 

At June 30, 2008

(Dollars in millions)

-200

 

-100

 

0

 

100

 

200

 

Total Market Value

$       13,566.5

 

$   13,018.5

 

$   12,429.5

 

$    11,792.2

 

$    11,176.4

 

Market Value Change from Base (%)           

9.1

%

4.7

%

0.0

%

-5.1

%

-10.1

%

Change in Unrealized Appreciation

 

 

 

 

 

 

 

 

 

 

    After-tax from Base ($)

$            847.8

 

$        437.8

 

$               -

 

$       (469.3)

 

$       (922.3)

 

 

We had $9,078.4 million and $9,040.6 million of gross reserves for losses and LAE as of June 30, 2008 and December 31, 2007, respectively. These amounts are recorded at their nominal value, as opposed to present value, which would reflect a discount adjustment to reflect the time value of money. Since losses are paid out over a period of time, the present value of the reserves is less than the nominal value. As interest rates rise, the present value of the reserves decreases and, conversely, as interest rates decline, the present value increases. These movements are the opposite of the interest rate impacts on the fair value of investments. While the difference between present value and nominal value is not reflected in our financial statements, our financial results will include investment income over time from the investment portfolio until the claims are paid. Our loss and loss reserve obligations have an expected duration of approximately 3.9 years, which is reasonably consistent with our fixed income portfolio. If we were to discount our loss and LAE reserves, net of $0.6 billion of reinsurance receivables on unpaid losses, the discount would be approximately $1.5 billion resulting in a discounted reserve balance of approximately $6.8 billion, representing approximately 55% of the market value of the fixed maturity investment portfolio funds.

 

Equity Risk. Equity risk is the potential change in fair and/or market value of the common stock and preferred stock portfolios arising from changing equity prices. Our equity investments consist of a diversified portfolio of individual securities and exchange traded and mutual funds, which invest principally in high quality common and preferred stocks that are traded on the major exchanges. The primary objective of the equity portfolio is to obtain greater total return relative to bonds over time through market appreciation and income.

 

45

 


 

The table below displays the impact on fair value and after-tax change in fair value of a 10% and 20% change in equity prices up and down for the period indicated.

 

 

Impact of Percentage Change in Equity Fair Values

 

At June 30, 2008

(Dollars in millions)

-20%

-10%

0%

10%

20%

Fair Value of the Equity Portfolio                                

$          976.1

$      1,098.1

$     1,220.1

$      1,342.2

$     1,464.2

After-tax Change in Fair Value

$       (202.6)

$      (101.3)

$                -

$         101.3

$        202.6

 

Foreign Currency Risk. Foreign currency risk is the potential change in value, income and cash flow arising from adverse changes in foreign currency exchange rates. Each of our non-U.S./Bermuda (“foreign”) operations maintains capital in the currency of the country of its geographic location consistent with local regulatory guidelines. Generally, we prefer to maintain the capital of our operations in U.S. dollar assets, although this varies by regulatory jurisdiction in accordance with market needs. Each foreign operation may conduct business in its local currency, as well as the currency of other countries in which it operates. The primary foreign currency exposures for these foreign operations are the Canadian Dollar, the British Pound Sterling and the Euro. We mitigate foreign exchange exposure by generally matching the currency and duration of our assets to our corresponding operating liabilities. In accordance with FAS No. 52, “Foreign Currency Translation”, we translate the assets, liabilities and income of non-U.S. dollar functional currency legal entities to the U.S. dollar. This translation amount is reported as a component of other comprehensive income. As of June 30, 2008 there has been no material change in exposure to foreign exchange rates as compared to December 31, 2007.

 

Equity Index Put Options. Although not considered material in the context of our aggregate exposure to market sensitive instruments, we have issued six equity index put options based on the S&P 500 index and one equity index put option based on the FTSE 100 index, that are market sensitive and sufficiently unique to warrant supplemental disclosure.

 

We sold six equity index put options based on the S&P 500 index for total consideration, net of commissions, of $22.5 million. These contracts each have a single exercise date, with maturities ranging from 12 to 30 years and strike prices ranging from $1,141.21 to $1,540.63. No amounts will be payable under these contracts if the S&P 500 index is at or above the strike prices on the exercise dates, which fall between June 2017 and March 2031. If the S&P 500 index is lower than the strike price on the applicable exercise date, the amount due will vary proportionately with the percentage by which the index is below the strike price. Based on historical index volatilities and trends and the June 30, 2008 index value, we estimate the probability for each contract of the S&P 500 index falling below the strike price on the exercise date to be less than 14.5%. The theoretical maximum payouts under the contracts would occur if on each of the exercise dates the S&P 500 index value were zero. At June 30, 2008, the present value of these theoretical maximum payouts using a 6% discount factor was $232.7 million.

 

We sold one equity index put option based on the FTSE 100 index for total consideration, net of commissions, of $6.7 million. This contract has an exercise date of July 2020 and a strike price of £5,989.75. No amount will be payable under this contract if the FTSE 100 index is at or above the strike price on the exercise date. If the FTSE 100 index is lower than the strike price on the applicable exercise date, the amount due will vary proportionately with the percentage by which the index is below the strike price. Based on historical index volatilities and trends and the June 30, 2008 index value, we estimate the probability that the FTSE 100 index contract will fall below the strike price on the exercise date to be less than 21.2%. The theoretical maximum payout under the contract would occur if on the exercise date the FTSE 100 index value was zero. At June 30, 2008, the present value of the theoretical maximum payout using a 6.0% discount factor was $31.7 million.

 

46

 


 

Because the equity index put options meet the definition of a derivative under FAS 133, we report the fair value of these instruments in our consolidated balance sheets as a liability and record any changes to fair value in our consolidated statements of operations and comprehensive income as net derivative expense or income. Our financial statements reflect fair values for our obligations on these equity put options at June 30, 2008 and December 31, 2007 of $41.4 million and $39.7 million, respectively; however, we do not believe that the ultimate settlement of these transactions is likely to require a payment that would exceed the initial consideration received or any payment at all.

 

As there is no active market for these instruments, the determination of their fair value is based on an industry accepted option pricing model, which requires estimates and assumptions, including those regarding volatility and expected rates of return.

 

The table below displays the impact of potential movements in interest rates and the equity indices, which are the principal factors affecting fair value of these instruments, looking forward from the fair value for the period indicated. As these are estimates, there can be no assurance regarding future market performance. The asymmetrical results of the interest rate and S&P 500 and FTSE 100 indices shift reflect that the liability cannot fall below zero whereas it can increase to its theoretical maximum.

 

 

Equity Indices Put Options Obligation – Sensitivity Analysis

(Dollars in millions)

At June 30, 2008

Interest Rate Shift in Basis Points:

-100

 

-50

 

0

 

50

 

100

 

    Total Fair Value

$        55.7

 

$       48.0

 

$       41.4

 

$       35.6

 

$         30.6

 

    Fair Value Change from Base (%)

-34.5

%

-16.1

%

0.0

%

14.0

%

26.1

%

 

 

 

 

 

 

 

 

 

 

 

Equity Indices Shift in Points:

-200

 

-100

 

0

 

100

 

200

 

    Total Fair Value

$        50.8

 

$       45.7

 

$       41.4

 

$       37.6

 

$         34.3

 

    Fair Value Change from Base (%)

-22.9

%

-10.6

%

0.0

%

9.1

%

17.1

%

 

 

 

 

 

 

 

 

 

 

 

Combined Interest Rate / Equity Indices Shift:      

-100/-200

 

-50/-100

 

0 / 0

 

50/100

 

100/200

 

    Total Fair Value

$        67.4

 

$       52.9

 

$      41.4

 

$       32.2

 

$         25.1

 

    Fair Value Change from Base (%)

-63.0

%

-27.9

%

0.0

%

22.1

%

39.4

%

 

Safe Harbor Disclosure.

This report contains forward-looking statements within the meaning of the U.S. federal securities laws. We intend these forward-looking statements to be covered by the safe harbor provisions for forward-looking statements in the federal securities laws. In some cases, these statements can be identified by the use of forward-looking words such as “may”, “will”, “should”, “could”, “anticipate”, “estimate”, “expect”, “plan”, “believe”, “predict”, “potential” and “intend”. Forward-looking statements contained in this report include information regarding our reserves for losses and LAE, the adequacy of our provision for uncollectible balances, estimates of our catastrophe exposure, the effects of catastrophic events on our financial statements, the ability of Everest Re, Holdings and Bermuda Re to pay dividends and the settlement costs of our specialized equity put options. Forward-looking statements only reflect our expectations and are not guarantees of performance. These statements involve risks, uncertainties and assumptions. Actual events or results may differ materially from our expectations. Important factors that could cause our actual events or results to be materially different from our expectations include the uncertainties that surround the estimating of reserves for losses and LAE, those discussed in Note 6 of Notes to Consolidated Financial Statements (unaudited) included in this report and the risks described under the caption “Risk Factors” in our most recently filed Annual Report on Form 10-K, Part I, Item 1A. We undertake no obligation to update or revise publicly any forward-looking statements, whether as a result of new information, future events or otherwise.

 

47

 


 

ITEM 3.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

 

Market Risk Instruments. See “Liquidity and Capital Resources - Market Sensitive Instruments” in PART I – ITEM 2.

 

 

ITEM 4.  CONTROLS AND PROCEDURES

 

As of the end of the period covered by this report, our management carried out an evaluation, with the participation of the Chief Executive Officer and Chief Financial Officer, of the effectiveness of our disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities Exchange Act of 1934 (the “Exchange Act”)). Based on their evaluation, the Chief Executive Officer and Chief Financial Officer concluded that our disclosure controls and procedures are effective to ensure that information required to be disclosed by us in the reports that it files or submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in Securities and Exchange Commission’s rules and forms. Our management, with the participation of the Chief Executive Officer and Chief Financial Officer, also conducted an evaluation of our internal control over financial reporting to determine whether any changes occurred during the quarter covered by this report that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting. Based on that evaluation, there has been no such change during the quarter covered by this report.

 

 

PART II

 

ITEM 1.  LEGAL PROCEEDINGS

 

In the ordinary course of business, we are involved in lawsuits, arbitrations and other formal and informal dispute resolution procedures, the outcomes of which will determine our rights and obligations under insurance, reinsurance and other contractual agreements. In some disputes, we seek to enforce our rights under an agreement or to collect funds owing to us. In other matters, we are resisting attempts by others to collect funds or enforce alleged rights. These disputes arise from time to time and are ultimately resolved through both informal and formal means, including negotiated resolution, arbitration and litigation. In all such matters, we believe that our positions are legally and commercially reasonable. While the final outcome of these matters cannot be predicted with certainty, we do not believe that any of these matters, when finally resolved, will have a material adverse effect on our financial position or liquidity. However, an adverse resolution of one or more of these items in any one quarter or fiscal year could have a material adverse effect on our results of operations in that period.

 

In May 2005, Holdings received and responded to a subpoena from the SEC seeking information regarding certain loss mitigation insurance products. We have stated that Holdings will fully cooperate with this and any future inquiries and that Holdings does not believe that it has engaged in any improper business practices with respect to loss mitigation insurance products.

 

Our insurance subsidiaries have also received and have responded to broadly distributed information requests by state regulators including among others, from Delaware and Georgia.

 

48

 


 

ITEM 1A.  RISK FACTORS

 

No material changes.

 

 

ITEM 2.  UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS

ISSUER PURCHASES OF EQUITY SECURITIES

 

Issuer Purchases of Equity Securities

 

(a)

(b)

(c)

(d)

 

 

 

 

 

Maximum

 

 

 

 

 

Number (or

 

 

 

 

 

Approximate

 

 

 

 

Total Number of

Dollar Value) of

 

Total

 

 

Shares (or Units)

Shares (or Units)

 

Number of

 

 

Purchased as Part

that May Yet Be

 

Shares (or

Average Price

of Publicly

Purchased Under

 

Units)

Paid per Share

Announced Plans

the Plans or

Period

Purchased

(or Unit)

or Programs

Programs (1)

April 1-30, 2008

0

 

N/A

0

1,420,200

May 1-31, 2008

278,300

$

89.4757

278,300

1,141,900

June 1-30, 2008

0

 

N/A

0

1,141,900

Total

278,300

$

89.4757

278,300

1,141,900

 

(1)     On September 21, 2004, the Company’s board of directors approved an amended share repurchase program authorizing the Company and/or its subsidiary Holdings to purchase up to an aggregate of 5,000,000 of the Company’s common shares through open market transactions, privately negotiated transactions or both.

 

Note:  On July 21, 2008, the Company’s executive committee of the board of directors approved an amendment to the September 21, 2004 share repurchase program authorizing the Company and/or its subsidiary Holdings to purchase up to an aggregate of 10,000,000 of the Company’s common shares (recognizing that the number of shares authorized for repurchase has been reduced by those shares that have already been purchased) in open market transactions, privately negotiated transactions or both.

 

ITEM 3.  DEFAULTS UPON SENIOR SECURITIES

 

None.

 

 

49

 


 

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

 

(a)   The Annual General Meeting of Shareholders of Everest Re Group, Ltd. was held on May 14, 2008.

(b)   All director nominees were elected.

(c)   Each matter voted upon at the meeting and the votes cast with respect to each such matter are as follows:

 

 

Votes Cast

 

 

 

 

60,037,915

 

 

 

 

 

 

 

 

 

 

Against or

 

Broker

 

For

Withheld

Abstain

Non-votes

Election of directors for a term expiring 2011: 

 

 

 

 

    William F. Galtney, Jr

45,845,710

14,192,205

N/A

-

    Thomas J. Gallagher

59,114,706

923,209

N/A

-

 

 

 

 

 

Approval of the appointment of an

 

 

 

 

    independent registered public                      

 

 

 

 

    accounting firm for the 2008 audit

59,986,899

37,144

13,872

-

 

 

 

 

 

Approval of an amendment to the

 

 

 

 

    Company's Bye-laws

60,008,717

15,899

13,299

-

 

 

ITEM 5.  OTHER INFORMATION

 

None.

 

 

ITEM 6.  EXHIBITS

 

Exhibit Index:

 

Exhibit No.

Description

 

10.1

Amendment to the Bye-laws of Everest Re Group, Ltd. dated May 14, 2008

 

31.1

Section 302 Certification of Joseph V. Taranto

 

31.2

Section 302 Certification of Craig Eisenacher

 

32.1

Section 906 Certification of Joseph V. Taranto and Craig Eisenacher

 

 

50

 

 


Everest Re Group, Ltd.

 

Signatures

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

Everest Re Group, Ltd.

(Registrant)

 

 

/S/ CRAIG EISENACHER

Craig Eisenacher

Executive Vice President and

Chief Financial Officer

 

(Duly Authorized Officer and Principal Financial Officer)

 

Dated: August 11, 2008

 

 


 

 

10-Q 2 group10q2q2008.pdf GROUP 10-Q 2Q2008 PDF VERSION begin 644 group10q2q2008.pdf M)5!$1BTQ+C8-)>+CS],-"C(R-S4@,"!O8FH@/#PO3&EN96%R:7IE9"`Q+TP@ M-38V-3DP+T\@,C(W-R]%(#,U.38W+TX@-3,O5"`U,C$P-#$O2"!;(#8W-B`U M,SE=/CX-96YD;V)J#2`@("`@("`@("`@#0IXF4@,C(Y-"]0')E9@T*,`T*)25%3T8-"B`@("`- M"C(R.3,@,"!O8FH\/"],96YG=&@@-#0T+T,@-S,Q+T9I;'1E"@A,8P4(-<$DFB$#S(8&5'#SLK?S'>*H%]_-%^P=7/[BLP4^B) M@*/@;X%,@1+^4H%V_F:!AP(6;#+Z)_B:^'/X.WFO\U<+>/"=Y:KF/,0QGY$E MQ,4EQ,L%!-+@(#T+1#H`W<%1D-$NUJ6\$J M(*QV_H`'0P[#!(8;`A(L#3P*O`=VP]+E3`86JTX@K%;``$&`'K[TC$-"F5N9'-T'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P(#`@4CX^ M/CXO5'EP92]086=E/CX-96YD;V)J#3(R-S@@,"!O8FH\/"]3=6)T>7!E+U1R M=654>7!E+T9O;G1$97-C7!E+T5X M=$=3=&%T92]302!F86QS92]332`P+C`R/CX-96YD;V)J#3(R.#$@,"!O8FH\ M/"],96YG=&@@-38P+T9I;'1EJNCK0ER45I:)I`$N@6`OWU/;K934IU M(?1B=(89/<^\[SNS6,'Q\:+*RP(HG)R<%CE$%&ZQ+2,&=T`)AV=@4.'T/;8+ MN+RF<`/18MGANDUT&J)%"!27A.]12@FE%+O?8.@Q#>$9/X*P`4:']V_@$'[B M@%".$_2EQPTG1H-AC!@+X2&*^[H,OH`N9,%WD(3[R(?(5TBW>"5F.^()"+F' M<`/$/Q69(F9`Q0>1D MZSEWY'35L>"4)8(JXIP3H+4F$@T:R\S]7'S,QJS>@[Q>9FJ$7= MWP*\W2&,!>"/``,`):DZ9`T*96YD*V!^@A7;)@U,U2)ZA5?WW'@>9S#@X6I\?O3T`(.#P\.CF&[,AG"^\Y"/#K+.>,<^7`KR"UC`3_ M&SCX"`+[$IO\L:4Y9])R`U8*QJTLP6^R"W),G.D"8I.M M,V45L^.L<(X9O3.[BZJF41/E:S9GF9)@2L>&=)(7.(OSN[I]WE;/%Y`78P&E MFBV@-((I#::PS%@NAGC5UVI9G7M85O!N^>G+V1OXZ$_8+L335X8IW*ADJI@Y MMMG#]R28'`1[C28P`1C#&9;FDU:7I/I3KWIHZTT#VS5&NPY='^NVA[H#:DEW MUZS".C17$%H(?4<+`JN;.O9-O*3S&MEYCMI%?.ET/XS"0NF'.E^0 MT*ZV\8XZLHWU0]P(-+?8O:[1O3;\'8;WN"?%LPO"26:QB/@#&D10>+E0`X`D M`OP38`"EN449#0IE;F1S=')E86T-96YD;V)J#3(R.#,@,"!O8FH\/"]3=6)T M>7!E+U1R=654>7!E+T9O;G1$97-CMB/ MV2\IRH%`%2JE38*E5BH]H&`D*L"1(4K[[SNV"3'$1KW88Z\]S_ONS,XPBP99 M)D!"MHP$9$_`EU>0`H7B4!PBZ11:!481.@O9)HHAR7Y'XRP:W]U`-+B'JZO! MW8\X0D M`QH90BOESW@63_`1IY@0I_^5?8D40V5E?<&KX\WSNOB;^#@OF]4N.G72:Y-$ M7[[;Y7_@MGC9Y3!3BN6=E&SZ/-^^\^T;7Z#4\'JFH]X^?6Q#6UFHV'6@ M5:A\&650U^3MHJ\WW#M%=4*$.7KM*I;F&GEJNX3/ZZ(H>YO17]A6?43Y[I9G M/\2!D1+IT!@Q&7C,5PN8[LL\W_=RPP7NT6+/25-(EC\R@DLAA&OZ\?X;#`NN MYAUX,DGJXMXCH,7_M]('.`4DQ7#RGB>*E`W\=KY9)2G%ZT3%^V);J4AL//KQ M"89YN7E9S/E0]NN1G7IJ.;9WLBE'*$D$(.=8DC2-$B*9JF"8GO+O?+-):B^P M53>[GG;GO25L)8F`+`=>7AYSNCWF`.K<\$^``0``G3E1#0IE;F1S=')E86T- M96YD;V)J#3(R.#4@,"!O8FH\/"],96YG=&@@-C@V+T9I;'1E M9(FRF-B22]%-VJ_O4%)LQW5Z&U/TVV:&'/)F$80L#,,$\@I\)03DKQ!";H'C M;X%E.%<\XBQ.0P4J4BQ1_N9F\9T4Y*:NK1Z&"S!=M:8IV=6F6\$?LP4:DZJO M]06470U.KS7]D7^9*#G?4\:>DD\@7#T]WL+C\"E=7ET]WC_<@%5Q?W][CX6V^N,QS='"P&N]Y^<*(<3@96PM2C/;<@WZ3=.(5%21G3._-/1-8RI= MT,\U1A\U\DEC.*KSPL2Y'L@P8EF680^D\!92KXX`S9_W'(EBJ0`E8J924+%@ M"EO'(I2_:#X(B,^&=+;U$E-3/&53&A_YCB&3_^0NYMP3='XF]R1FDF<1J#!F MF<`I&V-_[&I3E4[#\C=4+4V(KEY@4UK,_H4&@L!KZW-W5)!66W"M/FH3%(1C M!]IR@,/<>>191S+&C%V6_'WN&D,#1=:ZAG*]1JAM;]W@C[#^N3,6/[@>EAH: MXR^AJF^Z1.(NK/& M&3W`PUO5EIW7L-)P4[GY%L]PRFN\-'W"P_&/1\31GGCV&6>'_;*ZTK7!0$?E M*^"8HJ`!)QY^TW>N'3`^3^5CMM#L2\\T[*H6AA;#P=#]'FAK>HRF+=VYJ"5/ MWZU[#&.=^%'1Z4`I4?&(7&40FWUW.S5]JW2'`\AE; MY0%'+$3U#\I,M/%3-$;A!FAZ>YKER:,1S#P')V1;#@ZR$.KR]\`^79#TLYV; ME_Z?-Y<+OQ8*MQ5W..;COL-?`08`Y%5Q?@T*96YD_Z%7,D@8CF)DHJ@@"-XT,*I"T:'5K4/3`R;:NQ MI4!6D>;?9T@OE>$%K@W8PT7?F_=(`1"@Q>]H5$2CAR%$@Z]P?3UX&-[?@*?>CG M+R>QZC)L(ICA67ZF5ZD-,Z#\K_>&-6;186G)'NK_7;TT7:X M/W=^[,B%D$PA4F5,G\\O.7.O=.`S(45Z3"0UJ,$Q4[3%#0]"/\E]/:E*VSF@ MACR]03FG*7'ELQ\N;1O^7^>.)J2CDLQ="]W%9M>I:6W=0K<#"PM)?Q:?^ M]0YM9+X-J9@0VON>H%P[HO;%6RA:5&E;NJX MIV/6.BI/E=>)-T*Q8`*S#&K[,'2&`PBLU1+%[,*/6_?2M%U5SZ!LEB\6=]4T M5N2->6$X-(:",AC3&./6UZ-S(9F)FU;A\8H*TE5-J%?03&$LI5K0C-A^!"BV M,XH;]!6-LXVFEY1K8T&H[\NS^MZPT1UB&Z3?LUK^L[B#>JKWP;D(P8F$J33= M'9!/PALO$=+06!#,I'[S9#];U?`-3?RA"K,$(9]BW";1'SH)`8S^EG.+.X+Q M6;A6'\N.P9@,\1H94CY33:#!IVIDN#']L+9[[+*;_WR-%$]8GN<&9*X8UR(Y M>)?@78`!`%8)5]D-"F5N9'-TE#T13"'%UX]E-K557K)9#32!8Q"I`0UZ007`BA(5;013)`?`>9 M0@21OCZ2:#BZ$`"]Y$Y(#W%+_M'+LGVHH:RJ^J5NF:4E0[JO[V&]26=@=_&" MG$5R=K4<%N)'"_F=$TW@P:$;Y*1_@<6G4=60IQH"=RK@4'5*U(@L486**QGT M+SPG/9CR$PGSM&:%I--DC,Q*IUU*A]9F]H"CHN(P\?EAV\"]1YR75S.V"E^V M0CV?R7AN--J>VY]FQPI-"U8@+8<,9VQE]&@ABFO;"4\TBQ:Y5L%F-FNR3695 M-D&;;3+$3,FYMVZ_AR+'B'SE&8SD9EN^=/#;^K5I]\G)F]T#5,WVM62.IFDI M^C$]F/'W/FW`SM_2BKE>4:0CV*Z>!=#Z@M=]A#NJ6K!G;-'JK'NGJ&S1I88>G;)[HN[O%U[+K3@=_N M(]'\9@?_!1@`/I0_ZPT*96YD]\BCGN'ECOS/X#*8K4)#ZD4MJJY="JR0%C;&AL7!FL--^^NY"HC0.6 MY8,76/W>S-MY"S"_NX9H]@4N+F9WU[I0527MN>;E.-XS@J% MJ0$B%`E)'>@_V6VSK(N\*V'Q#$7%'2N+1]CF^T=XZI^X91TG5I5[Z*K2=[>N MVVZ?-QW4+>305OPA^QC%7D%*['L*!9A0`)$PSH0FEUZHW&R`QY85N^WOG">L MX;%BSW#/\K9_ORQ7=5,NH6[@ZV%3`M(B)MBM@BPW#.9_BBIOUB7T@KUS\8M" MC`(5!1GVH>CNN9CT3$^?Q;%=B!3\TH!I*E`CGCX-,TH>?#$]WP^9/]F1@R'T M`XA^?C!Q(I'!/*_T8_YM4LR>->%D2#CM_7G#G82Z\Z`N%98__!=BI4U8#]]4?TF,)MR-WV'3 M">]'R_\YXV\->7JPW/AM-@R6>PU<@E.))\]'Z^W5TKPFGL>:O:0^9+HY;!<^ MWCYJ;97ORQ9VAZ[M\F$;CY'5_7(==I1Y40VAY`\`?P48`'#+2#0-"F5N9'-T M&=#B9:4T#0BX"V%`]` MQ_*:Z&&72<(914"!))?HF)O`):A_#4;G@]$[)>D_)6R(HSBA@DI`3HED*"]S MQ"#G8TRF)!'"@3\7-/U44"XSDGH1IT&?P^_-YK6L(AEZ6]TR6T99:"IG_U-3 MV]ILYZOMVP=;9GNS_8^7X[5#,>H/2@6(.6'*F>3E3=?&VE.)W1^J+0AS&3L/ MA(*J#!8]]=EX8PS7M8_M5[6O3%WH"GGL"AR2QW-QAKJMX;9Y:VP-&`.C5)VB MCQ?4H7M3.2(XOS`)ON9I.^*@J_.:NT6YHM*,Y**S?^H&W+F^V\)L:7P;E#:& M+Y0@[$T%?WPO^/%>-V[493@ZGHJ.)?7N[3]/Y=#BXB29T097.!S]J!8 M-Y1$JCY!8BR5BH7,1UF7WYES3/O.0.Y8E`[(`/@KP`!WSS@"#0IE;F1S=')E M86T-96YD;V)J#3(R.3`@,"!O8FH\/"],96YG=&@@,C`T-#8O1FEL=&5R+T9L M871E1&5C;V1E+TQE;F=T:#$@,S$Q.#0^/G-T;30*;Y(:];);8T-QV:@.U2)T2'DTW@$D@/`()39`FT&8" M22CR2"&AK".B.#S&CD)%$&9:;6M4=&R+1VH#/J#$YN_,\&&1V] M._\Y__G/XS_G^U]+@!`BD7["DF5//#NW(;2W]L^$S-M,B.?-^<^JR;8/VI\D MI&46KEK8TK&\L^KT:(20)S<1`GM;-G9'YDZK%7%^!,W+6\]?VW;9X2LOH6RFG842,2$ M]-1THQ+'N,?RS-KU+]8OJF3?X?[`2$]J(]$UBWO:'M_ M[\T#A,RQX?SZSO4O=.,[\.LY2><[-[1U#O3_'<_NN4`(:Q"&/M9$!!Q@1Z*. MJ"..#:#D?C]/_DE[@@PA#%G-?I$)\8WYE0OTF3P(#.GG1CB&XTR#PA[^$,_P MO*"+8EKH)R.X02#L(+,'\).9"(.?Z-#4C*9VR1/)I-JE)J98M8O4:ZHVH]H5 M8S5*=UK#W_Y;:^@0ZI,G[C$R'H6OYSI1=R$I@JC^O!(L#UXRWS9SOE!9Z)+] MMITK9%C!9`HHP2*S*/I]H;#%:O6Z';+=9O,X0D$&>&?6[5,*">_2[5+:I8O6 MM,OK#[@XCQPN8CF^(&NWF`6>E\Y.OJT'12DM6463Q-F<9J&(#3)*H1@0.9XW M9<6SD_?T2E22#<@!"-PE0'31EB91TLK8+7+8$7+[1*_-Z7)YLE[9Z[5F;71' M@747Y9-KN9B_$VT2924D;?TUFTVV&&!P0`,.H#C$0#O8!E?%AT4Q6"Q*8M4N2;&>+O3)+#IBB=A8@7G3.]2O7%2?KRCJ=\<'7%%`575FF="K7 ME;N*H.BB.:U,4YYC^+.3-W2'RY/FLUS1X`$K<-9RZQ($4\ODU%R"(IA!^'(9 MA[,6\WI\?AX)N? M]*[LN]';^XHQL?^=$O"D+CKAPJP?K8/B1X\<"7Q>\5V[L>`IXZ/^:VYNC[AN MP9'$Q"B_>=&Y$@Q1\J7)O_)?XUN(E7B(G\2)2OZA.U9X/_(RBM_K[?$I;I]/ MB:`'G7+[TK37J]';CE=`17KF%A53XA& M0PS%H5!!CYDN6F;N-#-FNM+L,[M[=!;8:O;'U)TIJHFN!,*/E,'PIBS^,+JI M12;0.KE,(O'?HV&^*C&\99S:`8I+4S-KM*37XQ;*DHAV::S8(;MBH+'_=P;: MMKZV=W#7GM&M"QL7/??Z^R^QCVS.#(Z].K1S][Z!A8T+F[[/'+PP.O;>Y=V[ M+L[?O^'EP\8]X_:$FV^\?_##?:,HWOF[9T9?Z#MFW#4^I?Z\9/)/O)7O0F^N M("EX0G^E36J+'8V=B7&_YL]+3)NR4=F1^D:*8WS^U*(9K3,X03';TD?#9\), MGO,KQ145X52E5%`@*)6*O_*K4K%;DHI3_E2EOSXLN,-^)2Q4%`A"?;C"'0Y7 M%%1(2G&EH)4+_G"*$X-R(106NL1(/\N2?O!H8Z*W7$9?=U'#/8(:RL=<$!92 M?JX:'NRU>L=6Q3?%F7@\43@4#`+-OI"<QBZ+H,LE7&77+UVDNO&:3L^/@Z)#$GDPPKC*NX18L6E9;1!`Z8?6I&'&I>/,7FU M)#P*>7-BB+DD\+A1E.:M3;73ES8=_LT'$Z=.;#NZ8^MX:N;C>>?@/8(N/* MY0;FETO6)AM6-M4N-D[,WK7ZU1T=F*VQCH$E7\>FZ0I@#UBN%X9JN" M&>5A<5*G2A,M2[0D86$G:XS7X3Z>828+SD`A3WB!4".%L+2`<)[`8@+F`@(B MAO591I3-]K38SV(LG9*<:=J?MEC3+&MQT(Q.TU9SICF3J=,2#HR6>D0O1M"_ M-0:;^ZN,JU"Z:@(5#L#OX6W89PP;)<87Z"V6HO#S_"WJ3G,1CQ<-3R^!C%!( MB(A_851V.WN(Y5C6"GA'BT`MK]4E:1W.36E*D(1+H]IB3H>\M!W*C"OM$WRC M\9*1,'2C`UZ$/\`O4%9=+<_OQ0?-TM9^Y0.LY!UG+=3.8S2;5LL=RR,): M^@40L`YS6:C&/<0"-CMD$J"/FB/;! MOOWXOH[]1@?S%SAB-.TPFN`(?>E68Q(ZR"W\2]&OA[Q,*>J6@Y$T3#716/JG MF(=T=TD>7-TI4G1Y`.$$[V'%:$F:HIC4V$BE@ M7@9/IPG0@;2A#H9I"61PR3@4:(NO>N[*)%/`E_75[NJ><[[O.]^9`[F'OQ#_ M(+S*&ZG"UV@-F5I?#T]O@B!?00/PM"]AYSJ(%W)-?PY%`*TY!#MZJG02+06PNTC=+7H=V_^%@3[TRZ_V[=K]NSV_ M.1#"&5R!Q^%6^AP=H-=I70I7#V(.SZ6]>43OTI,,(7\`A[@Y36E!%LD61;L7#L)J`'X51!4R6;C,98DCK,W\[S3P:3.:EB5%:"& MS)+&:BVWP(H?8Q6(5$4,4:HJ,^,&O_S!D[BUZR1V;*U?L6(%_\B1Q7O7G?BO MDYUD,9PD#B?QH8TYY(/>JZJFP1(Y`<09_*@"\MZ&`]60N\PSV@^T11JGZ8;? MU*24JUW,B9=$7DR[7(AAU`>/(!3HLI^V$WNSP\%Q):5EIL^"K^8U?>"A,,?Y M"[XZ%M-K=+`^<4O2DY#SY&"2Q0"1Q2WTLAB0JR"X4KDK4LE#1T4"'W]@DL?[ M#[_5T&-_?R%._1G+#70GO;5^_7J\'QNIAM;V38_A35_N>_-O]*/C+,8:P,Y, MB'$TVIN8DG.#X]MFD'!1$2I6@?0VF^R6X>1NV:&9;C?.@!@59X)!P8'EC$-R MUPN@#45"6F=9<<"-NN[482E-^]A.*>SXP@`B7[DO2VS-L]075:*J1U$2\\>W?KZZL^I%\,]=#;$]^?@4/97QW? M3U:M:5GX\CN?C<=3+FY_?9_/?7##GIO=.ZKNO;?DCE:N\#DJ-9P>@S#R?.J`:YY M`TNGB`).41)4IU-5B42:`;J*&RAGE/"8=_&%:2)6P1!X MPP_JFII(:OIWG_WV\`*H^ERH^I/6%+8ML2`7Z`M\RG/=>J].9FN'1.+4N%%: M$`>UH)'S]_F)/U,A8$$@1D8-DK:0B&OA%5URKTS0/$^[AWC2L@?ZI5PD9PE\ MSK6%@BVC1FDM7<[33N(,.T=,)9"267M0Y60\"6$B9DU888>31G6U-44]M/$8 MAALP&,CK086"?E-M-W?3.?Q"T;O=/=A/SU_>2^^,VUQW_]<]1U>?6-$T7IBU MA4[;1N]^?('>.;BA\I_'M[]WX'`1N0:5?`EB_A$@W0N^<&>B(BC@LUJOOR_$ M+?-N*\GYX6]!G#+&7#CSM#Q;/B!SLLSY,KU.#,/DC42ERVTZ=:=F3H>- M8!\0-C/3@ST2;D$HF)ZA'E;[5$Z-JB#`Q;W%I%A(&^PQQ6Z8WS&P890R=L<& M*Y,CZ4"UC-9)IJ66;7.Q;@6L+T!\*9;&1$NX25_G@6ELI`2/9`)\EH^?V?KL M>;I2F3K0OOB$/@K#8?Q4[1M4ZXKM?:C+/_XN'/#J]>MH?=R/?0F7H*G MX#C^_7^&CZ4:C_2N?KN':<`ZP'@9H,&.IB9&XP#H:YLHHC1HJL`SR>5YR2G5 M$7&C<$`@@D.8-X)2H*NEM5#(Z@KH3)&HCLR(&?$28GA([0$<^.-PR.!2=X;P M')*^LGT1_72XD5[3F4=_&JKQ8ZB&!Y6@<3B>L#5'NNV=GI,>'I3C7">H"(Q( MYQ)%O^RXM6H46FV"0K+;M1PF3@`2W4$^.5%J->+ M(ZV:%WN](5T'`1J3T=E]#I`A/3@S]%:H&\@)C&4V(92!JUM=T`D%R<;,M1.^ MRJ;;8+1B7VIU397]9O-&>(=;9H\!T@-KX:KG(/!?=F3S]Q,3&?K'LH:Z>&S] M6#(V[1@/7?B1-$D`6(@,GQ*WM2Z*OA$ET;0[YF:<&&1)9+:1#5#LH@ZV5)2_L!&W!'$I=532PKF/"'R@=S[:1OT.'G+1<.&W@# M'<;DXH7[]-ZE)?3F[3R]03Q[U[>O;?SMAW/HKB/9MJ/DU-)/VOJ.M_UU_H+L M#W?V7_W%Y^U7?R-)>B7QVE%&L7P'&Y MZ&?T#CV#YZT[UK5U^_[C_ZX\@F?@X%W,'3N!/70'/44/TA=)P^G&E=DC:S;O M9KFQO!\W!.B64'G"(76(7M+!:5CH(.*(+Q5%F1T9M-Q2/V8?HU7N@B6\94-O)W1!!\LK)8K8X@V94L%2J."&%$&P=2C6%TG, M((M6*X8+5@R)>63K9H_,K),B,Y\MRYCO((JBPE'@)-!@"R9YJ>62O_;);/B+ M%<['14UFE"]?WO']98NXH?[^!T-_HE_D_\ZBED`]G@#UD."D&Q//C)'>E%(2 M)Q.,%1O'\XJ$%?P.DCP(22*O\*L$T2/`!+.5XT2$><&E*"*[&^Y5%+`3^@90 M)/!^X)HADH."*LR">D]F(^[D2A?PP%5=#?]0`'Q=;4U-#1.@)@'FV09KBH7_ M)/U4#?Q8/3+R/ZZK/;:IZXR?[YQ[KWWOM6]\[>O83FSG89*H\Q\),:EY9.$6 MI52LU:":$FA9!NI:!ELZT<*`T)D$U#9K>+I)`V@;:JN65[31*1!(V`I[4!A% MJ.GH`[9IB+(-J4V[5F(=#3[L.]4$Z[?^9@K M[+40.&.@LK(TU$_\I?T@U..389^5+JJ(/R/&CL,6QE04D?\<]:&08]!Q$HT3:)0$%,), ME9E_P*X2_`/:,_?>Y9G!]__/R+<]:MY4-RVYEGKSU4\^:Z M5RXRS]8EWUL]>6[3\GF95J'T;+H>]PW;U#^D3VD\TMMP-H\'S]'R0Z1Z/ M`2?%N&?L9F!EF1@>D';B;M^/DP(+&.%`,#VH@I%51=91P_A6E=JA7:>>J!E, M>Q;KQ&>6ILEBO0'F`840+*.]:'X9Q>VW1'-^BGG73-^/S5FJY)F,>0!OS1-) M'V(BY@O\OW/-A[X9=U)!B%85V!MP.8.&Y4]5LK__8B5?PW/\(DS#6:+GR5<6 M73]R^MQ^G-;>3O!OPJLP%6;!!CZO$N;R$AO1HZB^/JLFBP06Y7)VE:BIP@EH M&L7ZP%FH@CG\K<_Y`0C^[>K%?_./Y3;FN\?05`1F.IO-X\SUYA5 MA8\4O[F5+[+>?H>NF`ZT"01<3?5A'@!9&E$8HK7;9-=.GC'F`4PX5AF+'^N-@' MOHSGOVNEXW$SE$627;5#V'!RX)AYUJ1F5A?MITL+O4!%6*CS!=,49[)HS,8? MQV)6U`AC3QJ+O=YH]PG<3B5YE%H9].YK1SV^M+O"[4RV$X4XYH09<8G4I[`1 MP^B^PH%-,8`4'*4P?B31?L!,U"F)V^V(M*RF09_?\=NZJB9ISXKZ#3?X%_P" MM(`)7:M>39Q\^NS)#T9W_)[R7],WV,-7U^WJXV/_Y5_R]T[L MKTAN+W3&>JCC$7R'Y-82ITHVB-4+?4+7ODHKH( M?VF>+<0QV5&LDYDPL57-E+1^*-<[-$2[AFA?;HW71[S_^V(*G.VM0CQ_ZWY_* MMUBMG5WL<)$?5QP41D:)CBIDX-$E?4"GJB\23>NBZ@^(C"=>Z3JAC`+30"?Z M1@H6U34*;E7=I#%+TYA.J9LQC0C$\$LYCO6[A/3*:C]O7["Z,9YC3JA(`#NZ8 MNJ4KQ_ER?AJ17S'*M]'/^3-\`(]\C85Y=8&9XWA6F=2-(!W]C#GD]R(-11+O MIHK#_0FQ'0%FGO`IDXW?O'1(<'SROOQ?D<>=+']ME-!;8\.J*GS*N:,AC=D> M?"C%0]MX5%5$7K,DD-:MDF!Z)J:K1E0[?'ME&$,OWL_;.GX]PE9(RS7F<+4- M?R8UX)XDC9P%"QLQ_D;P>.'9H53*USP[U(C`.@.O\'8WWI/Y M")QT/L1YP*:$A(,R0$H>W\M;5_/[LAQ^#OU?2?LG%XD/HO-;J;704;L0GQ*R M>KA/$QY]P?885GHF!36L>\6A+]M358SM>*!FH!8`Q9;!PQBJ&X\%FM&#EC%" M-Z)R4I4J/2Y?X0"-]6AF^3N2KSDE/KU.,`%GU]@.F$<@5!IT]EI7VX1:>^CJ<1-#3>[;\GT)-N)/B44=`055".@[Z#U M>JE\V@.>[`-D$=E-]A/)&57J-%^:!,[XP9]=J`PJ^Q2F^/"5(I5DU#`JGAI1 MC]%@AA4$D(5940"3R.^DF$;%96H#Z9`=9]8J.Q6ZH@1*,O68#(+*XU1'^;&@J&>XJXZ"[=07 MY*S124=53<5XA+H$5S_Z\.,W^1&8V37P;(:/R6U?[GGC7]NR:Y>]+-9OX\<= M+$M)-2;5FMTZC+AA"QRD^]S,S/K])5EKA^=T"$)?@W6J`VM7[$R,QK+M!6## MFH'`>GL(49EIEA4`GH(`5]X!.'$7P)BJ15:]"^>4B-H3A7!S%^#4Y;)2C>D@ MRF0MNQO[7L3^/;AW\CK,^N08C"R MK_2(?[E_C<;\&2T?$-QI30L;J)4A^4Y`F.@H>J4HF!/0T5Z%4")]BYG<+!;0 M55.LG[1Q^";O>IF6_?4O:WZ6>Q^>V+JY?R5_GL[/_49N^VS;DV>2C[W4V8ES M(0DB)V9A'1/DNOU@L^>[GC\'SR6D1R(+XIV19R*KRN7ON-KCU!5OBK>7=\KK M7&LK7XL?CKNCFJIF8E$K%HM&-;YH8/M-*D[?*H"QCB([`=\84(]\1_^>Z7("CJNXP?LZY[WWE[GM#EI20 MD`<[!LAN6#)NR94RM#!8E1:1RC*5`"J)/-0@:7@EZX8"F2`P&V@@!440144> M`0*T*O*V`S*MMAU$;0M5!E/`VAD!<^EW[@:F-,G>W+M[9W?_K^_[_2WXY_1O MG4/5H7S(5P6(%\Q1,20"\*W">AO!;K;,!15Q+3K:URE);]R335K)H')6&2N* M]O$'5ME@4'3[Q,(!_HXD'?[*JXLFF%=G+9M*V6GZ?/V&O)/SYN[\[#:=:MZX M:CY&:PO-R\N?FS3+-SKOPSOJ^".\NX<,,WX@Z:HG[EH]1IHI,;G,7N'@XU20X1A$;=NHCY<,,!?8$`QRZAJ\V\\7'/Q1WCVB?\]E4X:]K\ M]O(U*@F-WZ2F-'%^<2;2*RI+< M3"A&@8H@BB9)Q,8J2A(%FHM$$'#/"$D2Y.6$LIOCULB\*RX%?B:#.VU8SMIHMH@S3Q)L#J5HQ?@#@$2N!V1Q&J5>N,??O M,#\QK^PTM^T";@]<0:MN\WR*A;XXO$D'4BJ+*"%>2FF4[TF*'_PM-3`/L:%14;*(J@<=EC\8S(EC/ M,-F.@?F"76-L`!O*'F9+V6;V#L#-R1YEFJI*LL/"8<"DU2C\?W;P@U'\X>S_ M$J"")9=91(GCT3O'84,U9@7/HQ=ZS":Z[WWS-;-C$^TR&]^%"50`ZE?UAMF8 MWH/L"%MKJO0[U/WVUXB]S-IYGS`J545IIL1'%9D265$L=E-445(H"B]XB"I+ MV`A%%7V(SE\B:C:Q;[:C%?C651;C)+@A@W+N0!JG8,F2>8T#&8TB4V5F?(<9 M/T5KZ3.8R4A)VADD:N4B'T_T& M]SO(O"T^5<=KJHY[?05\N)TY[GA!:I-*U3+U$.-$$8&X6JH"N>W1N7?!FWLB M,"T>GK7Q12P6XI957,+=&&);4!&,<;%52CSVIFV_L MP]XT8O"400NF72U974F7G]NY_I<5!\_,>;IM_]"6RTFOM57EDEN%XU#O3V]U/R'%!@7E>--B2)^,( MY('K/S7*-&=<%$,AES\>RL@Z(_Z4ICMS8&O:898G$.)J$=(T3+NYA/96#=$3 M6=K#+@:9!H*@'?E:2Y)1OJ<,CP(X?`".DG@^C6:M>:"L7![?6??[MZ]\V7UF M=J[]]:D+UK8MKMF4@S;[SU'S7^:MOYEGCUS:T/I1UP>?;UJ,*?LI(EB*N@;) M9F.0*LCV4J'8?DB0ZEF](\W2C@S+.+H%:XO#"-HD> MR#2(5.01QUPY<3&@9^8#OT,XM^G;R4G"7&0!6>92>B)I41=_H+(1[JT(G=LIBAN445G8J"=:$0@J=XO)OFG+/]-Q M[OR7)[:>"+65GFYN7;GX`SHM][7?T=AG_Z3#CFW,NWGAG2-_1KT>0K2[^^HU MV]!SA_*2&#CDP2O\(=Y]O&8A]&^.DZ^L^7C-Z?1D[#J>MNLNDN-B+:XT[4\/ M,G]*Q?ZU'Q54PU:C1JP6U1,H&8=(JV35V9)!!=V%E7>_?C"7QOZG&87=JV9] MO.OBWP_M>^Z5NOIU*QMF;^>2^-9)6O:/KVCE-MK3&TQO_NCPAW\ZL!!1\)J= M1\T\I!]I,!S'=/IT[K:%\V`D8#+HSEFD.1@C34:=` M,&,+X=P6@L*(-:5?=9Z]#0,[=?RZT#OPO=KWQ[#8PDGU6VST MOORFUVGAU]=I&=KQZJ7-].;$%Y/;V_H/AZW0.C0F^IE, MY/4$W9+CREC5H+(,X'&Y`CX(>EH4_9"$GH2E#-RV(`_\JP-`\!RPALR;1_V% MD+G"RNA(S$K0SY/?GS+C6N>;;XI[FJH?B98_62-\T_C];W6YU4>Z.UZ>T;18-;\*0=.J,[EALI[2F`\OQ3(E^@$L,,"`_9`_ M2D>E@OQ&.V0P&!R6TOO`K0*C)H^5DRP[!&!;I1:SH)T53^#A9[0>6YVL,!](Y::].#(E3/";X#C6[Q*_:B= MM:H-+.EKSF`^\^L%7$WC?0^H3G`X#O2.X.`NX:ZH%A>7%`N?U(UU//''W:7] MXZZ\\;/_\-;69TWQ^H6.FM;4%R\_F\QY9H[=3$Q?G$I.7K%PTNRNUN:_&'-6 M;!5?6E3QP-P75QR7[96#$T62-&C)%//SU0UKXP],JQ\YZ^7V]R(UXWM'-4Z; MON2%V=,:S(E#'W]PXMA)0Q*Z*/+>Z42QNC#9?C+>")Q23WAN8!QL?JW715TN M68=!Z58=,,]R1M<=A*:A>0>9TY:V!^S=?.2Z/S:BK>^B_7)<-<%35%^[[?[WGZ\S7X$ M$D""=*?"9`D/[(:L.`.UE=92%*A&H3I`6ZTD%+#$#")L0$"ED0U0NM`!%$(H M,Y#&21QM"H:@]H-BA4I!8`"9=FHZ)74&;[LYE]Y_SO_YSS M.[UO#%S$+GOY]+3Z9U_DLZ$%PZK!B"CZ.GE8LN4A#I=-LH,*D"=$S$J*Y+5[ MK]"P[:%9T:E5(3Z2:UKWY,6'#QYT\S?\M%\@@VOS;PCK_*.,`!3#^]O M79&>?5_EW!G>W??]]\KAC?;SUL.+6.F0TA<\+NO,+%NKPZ/*9K)3H0L48/I4 M?::^7&>SU$VPF6Q2F1J-#7.FZR#J@'R&A`Y40YA%E&L3="1<75'5:HV&-8WB M6HO8!@CMHJVIIB2\0$`G](<:J)H&@D^80Q3*LJ(A>KE45A;@K"Z(RQ>>&J>R M<4BO`6]_91QQ1(YF2F./7$0QJ*U+U@NU=?5XJB![YXE81B_L=L^?AU#ZW MATRXX;Z'[--"9#=?R!7N]12W,SK81$!V884!C??T]J44W)O'8RHJ(U[%OCQ2 M6)=)TK)19:DR.CI>%3\6/U;.0`_;)<%2:ILF=Z-I>J:4O,7/*2Z:M M/K[.<49->_:]T[\3;AK9GLA'*+]$;/'JML2B^[ZW=^O*:4]M;EE;U_O,ULBB MORS.G"<;,O^^,":@3VT_^CY5Y[J7[9MPY`/NC#;D#"K2_!A M;25B<<=O1:+.<0NP]'R*3S=%RQ=VQ)S):\_&VC,M3,K&7(PF-:N%-4_*PK[( M@0Y/M%!WR>2(_X]W.-BTZ[45LY_;G6]NZ*G;^37RTL;ZW^8'3M/^MTXO;>X6 MBI/Q#,:D8VW/ZKC.P,BAA']K1Z7Y:R:)$T^(!'-2E&O/YY]DF:M_H'ZI$C6& M%&:O7D"OXZX0I47PQ&=A`.*3.TCD`YP//#LLC+FM!1+Y3W\'Z=V3U]P;1Y_; MM;]^Z:Y="9APY1J4NR6M5[\L-WND^C1K>-?H%1<@I9GO$?#P`D M+/]X[.9^?XB'Z<=6'\H9ENIWC(C).(A\U8/'&,>0&(='?A(X+5+8!,%E^]^5U4%1/A"!F#VQ@2'?WRCSYJ/W?IT&^>,??, M7;AST_+' MQ4P@44HG8OR4>O96@SQN,6+Y>3+EJLE3M;PT=4LP3;.4^)M(%J-`FW.N^E<[ MSK2;?#6LP%=#@,7-?HN*AW+BB!6XC1`=>@_5E]WE@.UGF;*1#J?=]K#-7R]F1NO\<(BIJMH3LJ5EHC%GI79!(YJES2'> MH9@PY/3:I`)UG+T1T8 MC8WN7H8ZEX.>"72I7;&.!'TCT:6]F7@WRA(\D/M-RUD3A?4AT"W=<,8,2R5: M]=X(6\\@IJA*.AX+Q^.QF-JMP@FT3B88=)3XGGA'G*CQL+`87L#.S%N.C@B) M2UJN+!((\L\5P9`3Q(GC!%O#$`SG3$M18W%6:@2;`JU(*JN13L).:>?@%YE2 MOO,]40JE(TO?)M`D&`K&9%@:8LUJ@V^"W`J",<+@)YI*]A4VNWK<\/IJ<3X% M2R:C/I6UG/UK.(36X@HPN3:`"UX=]G;_/:BX&I24,`XSY79+)6C?7_>K4XV;/VB#!V9LFG)D7D/^&%1=[7:W@536 M/>>AY>5W1S7(N0` M@CD:,65#WJKP10]LA2ODQX&K*&'#U'!X93FZ=7!RD\)\XO:E4^,\.$UZ@(H) M]I:46OONA?.,W'VR8F3]R[O=OD^Q`0TO=(SL?)Y,QLBA.AE48F21LS#QHB""" M1@@HBN80$2:#)$K5`N#T!\)$EJ8DC,N7*`*Q)290$_]G4D9\2%PL_E)DHDBE M,OQ)!<<_HQ[H1!,.E>ELPJQ)V!)26%$X]F.\KJ(X]=(UJ#5'@+6-/6LY`#3V M)-$M2;X_PBB<]T!7N;MWNUL.XAX:H?T_(I*Q!"H8B/Q;X-\NPV_W M$W@$MA.R5WY/[)4I*F`X-(JV,$"`:MT(Z[I!-%UK*TB@,LJJ%36L**HLB:*C MR/A61M,Q%(^)5%8U0Z"29"(8,5&Q/*:BY7+7&[RSX$@ M[1\PR;4!@WQ>V/IH+:JN"Q]E%G>*'XAGQ(]U1@@5)9%)F*.FR*B(-2@9+)/$F!HU5)"IO4G8K(2H^2 M1LY,*T7:++SG;0I9$WWG"0*TML,==+_GWPGG7XL2[)L M69PP!OR#+=LXPL40&?-G4XCQ#P%:VLJR;,M_,OH!#!.*G0&7I!DHAL1`"DXH M=`BE91+3)!-2!RB0A+1,AP"!EL(DTV$Z20M)VLE,P7;?KB3C,&722=MT.N5V M;O?=V[?OWG[[]NU;9BE>B]=*3TBKAG>!A!D"%NWWIYBP9K]!J*S#2`)CMO6G3C`33$8PJB M\0S)[?[_F):IUVRG[TV)#*?`3ZSP5MR`!\15;BS>D3,P0W"Q7*P?S@6 M]3&F!"Z![Q-TD*4GJ!..,8(H@)?0HX:8#!5Z>`@6].&ADM@*DC7*,#F*L*/( M8<)LSE`R8QW6,X-#[W9V=C+#ZVKO_`YBP\AMA+C=_$HT&3WGGJBS%V@<#FL& M1B@C0^CED\T6RV;K3BMCW9ZD4A2<+LL2;Z;W30@9ARW88C9CASW=IM-(MLT& M0_IFB"!O_!PR>4GB,0G0.I!#R7JH,,[B^4PX%\C1D)T->&838.&:8R!O<5[A MBFR",GGA(%D!4C`9(DPX)4.0/F.+%J<[BF9"(C0)SA1Z*A98XJ>BP^0PFY)4 M<&9RUN[\,\UW3NSN6FF\!.OQ-C[)WF!FP`W)YM:R?7E,@(%8 MCWFX=T;G@""%)O=,1Q%[X\X'S(RU:\&S=K']S!&X-`E(QE-?12(@(#HFN:QB MILBH2?)G4UPT";2ENYA7XKT09!DNUHL)ND;H3L#N3/`@+`L#FD$X:^AA/&&B MBW>;4Z&R3W!1E@%B+\^($L]!I%4<$UQPF-P:@)8AI\I+XS,IPVV$0:P[P01Y M*\]Q>*`RIE$-AQ?/BV2@1#8#M"*2,%E&MVB?[)+(M4RBMQS0(+DEHVM0.@<9 MH"2KU:H!F>K0&EPRB3JRK".Y0#90@=/"&<8FT"Q1 M,XD`K^$'9(%E2/J91'#54U#=!%$]&4DD$^\BRA.D`$HBGTC@)/*B#K!TIZ43 M"#>X18(E&4OA54L&V"::.(Q'H5.6M32MBH,5A^_SZ`%JP",OQ7`,>A!9TEWI M1>G1AMD/\"UN!/BJ^-H7AO_Z\2]I13*"7>QNW$CQZW6;_A%2490R1E$:%T6) MNAO+PCX8$``M@@CQ#8E",XJ*>@PJQ`E3[-17CU*`5&-<)#:AH8*\Z&1B4\$F M%;$?-_;,]7KYVK,W;YY%Y#&-EFJPXW$7J/!N/R>\H>DN4FOFQ33]TT7S2^8/[78+-^V M7+!\E.Q-/FQ%UB;KA11;RH74]-2.U'=L/6G:M#UI5_Z]Q=[P'RM=]JYQ1>,N MC+N@Y#TH#\J#\K]7:*QD(,J3)PDR&*!P"KP"^L*'1;P`MQ+(L9%6IS@AU[3BKTTOB2F8/6?NO/GE M%0N^OG#1(Y6+JZIK:I<\NG39\F]\<\5]_OCRP%'TXEC&QB^V\E]X.+0&ZA2X M`[!(0@K*1-/1,K06;4/;T=-HGV)4K$K:R`C(*&@\RD:ER`-]O:-]MI&1D0_B M!64@![*-O']][_4]U_MBB-__T8"6N,P@0C&:!6L&8S0'].48+0#]:8Q6H?58 M)BO)B3!L/7XR1F.4Q8HQFD%:MC!&LV@J6QJC.:`C,5H`^F",5J$[[%6EO*9, MF1OTM+>T^MN5>8%PD]^K^$.*1PD'/?6^-D^P10DT*#5-/J6\/>P+MGO"_D"[ MIU6IZ>SP-7B\/J4L$.P(!"E;60VCFY0V3Z=2YU."OD9_"(;XZA50[?4%PQYH MFR-!?ZC>[R7RH5RE,A"DE.(-='0&_8U-866AWQL,A`(-X;&JV!-TPEZY$/M4$;A!$*2#9`70/2/JJS':1\ MT-<.$F$8&Z!4*Y7I1!W0UP#?7BI=!KU!X`6HWKBT@E;'_MT$-/E3)[1U=$00 MZD9J4?0O/K!&B5GMI9PPR$>_FU$$OHEL/=46UQ]"9/:5]*]W>61\`&SII&,: MX=]AX"VD(X/0$Z(S#=_7:J)3@0W<2N=Z5T*6IR+9J$%H&<.Z"^% M;7_O"HS%OXK..`(]!/%_?MP4D`U`:?G*QOP_^Q.-KYC&3WA-^Q$Y"^EC^J&S MV[13$+,VS=_TF8Q53'^WZ0E@;6(PSM>3\CB!E"YC#W2X&<_U5 MSDIGSAB.[7G[!ALJH>41F`!QR58PDI@^DQ2G\GE]G-X<^N[.<[YU1[[UJ_,_ M$T^P^_N[]>>$CW^DJ M*"PJ+BI>_E68T+5W[+PQC]BNIY"S:S/3U85.GO?[JO#VFD.33]VIV MSYR*Z2?6OW?^TIL;-CWUGN9C\[/OM!S,?''+JM"V-T_5'2CYDYV/W#*BUJ2% M[_9M5?W"'^IZI6Y1OOTW=][2?/C8UL&?#LQ;_%'@U_5%S,7'&OG5[V^YO/C2 M[6>LQV9>6MUUNNSJ)U>OO;WO\2?/EAZ?,7[^_`-6A@6GNF=96+#KZ+$CD>;- MSV]ZO7[-R1\71()_Y[U:H)HXLW">@`.K1"2B5/D5'U!"F`D/`5GKD`PP&)*0 M21!;J88P0-H\,#.!4O><)7&+5*UT\5$M1P$M]=5JBWK$UM/U5;'K"[>RM:U5 MN[)J:;5GQ5VITKK_A#?JJ3WK>F`._/]_[_WO?Q_?O5>R?9I@[$)4?24C;MQ^ M?69V2,4O5/3B-FS%I_1Z'(^YM=/\ZG5F??";X\->78ZWKDQN/948IVIU=74L M.NH>ES@V/G/GI[,45RTC:<6%6`I*:A'V`Z_K'JA@"\02'C=[S36R48=W"]<%QNZV&"8,%AE M$8PD]T8L#)W0XS1IOV\,3A?#`@W-ECF<+_=YU?\!K\K09WL.P@EH:H>@M^7E97)2R$1`XGD9HKI0+N/TEZL-*D[G1$P.X0#*$09-_15# M*'%`S<5@DD\>'MH>_B@>W$<$'CZ?=V[=]:*:0S;)[NU=6\X&-CM#SFPC@O`?QL4\8F) M%9^;W?C-A/%M']QN%MK:*N]I_[X@D+RXKQV1:N@`(AQIN5]7$RF9Z9Y1D]:Z MIS8W?*'^U)W=HYK.E"(E5>&F_4M/';[0=+KD0Y\K^4W_EB#7,YR?+6V:,>(8 M)1-'KJG]RXJ,$(5XFGC7>[*X)3I-9B9:G=^X41#\VL2.J/1%ZV]2XR_^CL@^ M=5O1^./5C=W_.M'UI6)57=E_T%O[7ZO1?U%/)G55U4;[,VNS>ZEJ/M/:!"T[(2IH@`4\?&#B"L6^PK] M4"VW"409*.=!_X65&?S*+H+OR^>C\6AL'YV`+YU>S+(E3'),S*_XUPME$X)$ M?J@/GW]?P.>A_MS&*)%(*/`Y."QIN#S_0\>&SM5_5FZ>]-'7G96=BW-%Y54A M=YOF6)\[Z3OIQ2^.Q)]8574[6WDC>INL85%+RUXA-O6[SR3WI@0O8_[QI?I( M^CV7)V`B;^:-[[>LT2XL-%=F%%R,"'7N7)"[4M)^4+#<8MPW+B)N1\@NA>[< M"RG$[:@5AK373Q[?^DYC8\A)1C--S*(>I`Y^?CUY'NBZM;)KZ[T.FT3_UI@U M<^CYP]/\Z10,F)]Q\*<_43$T#NLO&!Y^WO]=B2>6T+/0E!XY\2I+D86%%Y(J MH+2:&`;$@NA!PTF_'CDFJZ6@I^NP8X'HR!Y3^.KI`IO#7H!-1)_Q@LB8X(?./GWG_H\X1]T;'BB7RR'`+^7* M91OYW?U/?-9/2\Q_;X>Q9LW'A_6;QC?\O$.5=F7TA=A:T]FF`T6S`U)T97W&A=5[V-MM1OVPVRKXM+]#>G3QBZ_9>-(^ M\Y:_I\'\%*+8\V#K-8G32@110306'8-RC>%`XR<5"GPK>-#LD`01^:`<6L`6 M3I0PB`;A6#VB<+@=5A]9\5B(I-11#1YAL]LCW&,HAK,G-RI:"BUF$TO#R='< MZW2:X:+721?"B=)NIF7`9(>#)"D--[(<+CMK@EKE6.@R&5=KDR`5.2U$QRW496%)2 MPC!Q`.!6*]!S%`P$!`;6:[I`#I2$WH"3&F0NKM?C&@-)4$!%4DHU3F81*H!K M5(,:&3691<(^1HYPU!I2DYX,#!D$,%($T*;!?TG**XY,(Y6X@0!P21GTI-*@ MG@(ZD)+X-2JZ&(;"-4GL35,LBB(0UD3B]/G[):^"H]4.%9>#I!R0%%$`CW M3A@J7ADJ`E*I*6AII0/"@!VZS%$X/!:++`Q$"+H`V!UV+JP*+70!U9,(.`LS M(]\%$PBA7X'\WN`N-5E=-&"*33`.[`X6Y-/`[(!'!5XA)@:8S&:7LR<#"QU. MFS=GD-(>V(<4,%(Y#4AIA[_E"2`#^!^183`:P)0'CWPT)/XM:0^>0-H#+NT-M%4. MHC`0$8?%1X*D!"PZ,3$6'8H&X#?#`7@X''!&?A`.ZD?Z!`SR'K]AZ%J`PBE* M&O&850&@TD&E);2W7X6_#VE1\:^DU9+0)=M!Q\2Q$X\RX26"8^ MCOSILK2M^^WFKG]BY]]=9I=^V[+U_<6(S\978ND/ M06[U_;8W-(<2GHN27E(X*FM>.I_=:>M,D1Y0:T,R71MN>KK/')!`DCI M@.=LPY2*R5PL](:"K:_3\\8"ZW31;'D)'3.LT1.Y*ZA]Q];^E_"J`6KJRL+G MO;R$GZ"$7]$@OOA$H6`A@&MJ&9LU/RPBB(%HPJYC`D$AKJ-3*6)I592M[H-: M&%MT=:D6=:9*=[UQ7(NB+J[=[JC5H9U67!U_5\?.Z+IH5^VJY>VY+R2@==KW M\KU[[OFY]]QSSKWOY>[=Q,HO"XQGSTU8=&KTOTHKV?#2#1V;'#7=L]\[HWYL M?Z^VQ9X[]:BK38P]7O11X3E\]9#V9?WO;W&8VO] M-O3/%7V'KU^8]=%:MA!/JORA,*GT:UG,/ROGO^%`9L.'^G&98_WIC@]FM?3U M-W`C%U76K%CZ^N)`/:A_5`^X1_P"8
HE\'BU9AE_4?`GN4'I`V98NK='G M9&;YM=.*9@_;D;\TF2S%N"73Z:Y_9>IS6YZ-@J>[=F]/C^PYI-B2K:TO+1W[ M7/TX,Q.&EX\ZV`EAL'J"$J4^4O[OH]=G9NFSLW)RRGY4/>>UZ4G?9;-)!15' M(\(^_73@^7RN96#+S`SUIM\M/'9X\]6=@K;QTJR\^?V36FIF&\=,-2_^8O[5 MO*LCHS9\O*HK++%MX86MNV\GEO?MZ;ZXN:=[VIZ,D?''3W\5O?]&PJW>>7_8 M6?;^UVUMC?_9"27?7;8UCOBX17,I_X-SN[BS]5_YHK1OEK@_B"\](MRMZ5RB M*31?^5-WS,HSJU?:E:EQDOWQ[4L7;R;PMVZ=^M7QS26B]53B^"6=W]ET5/U3VGW_[Z M\6J]V?]^;NJXFO#%BNO4$F5J7_:YF8,W\"]EFGVX@J;S] MR(FKU\I?WG,%GEX#O!C%`J8%E!"JW*K,QOX&?\L\A(5L=*B*52L5+,.R+`?` MKH=A5WZIB0F99B)TYR@-LO])'I4H[)`X^77YZ^*6XCYQZ`.D& M[0T]!SJE\[(54MBZ0<-*4K]R'D2RXZ5[BBD0B7KW6&#.X=ZNP[W<"J>E*5`, MFX-#[X)5L!>:`$+!CY^]0J3_08+T+;1)7O@0:B61\\%6F5L'TZ6_00KZU`X; MI#HX(IDYD.[C69(A?0GE[.=H782]62A?""M!C7<9'(0=T`G-LA>[\=X&&P>] M:L:VU3_I0#=2]%X/:^6[#JEV%+3"/KQ?=*UF_HHCY,OT53^+8>`,[)7F@EWJ MA':I`HJD_=`&(HIZ\:Y$[TK`IFQ4-H('YQB>@2C&![40AV/L`Q% MAJB4^%>,@72&))@<%B\9;7(1JV`6-#RQ%O479A"(UNJ$J&SG9+\*4:81B"'5 MM00R?&`T$%7:,_(BHDC6W->A66&`3\:8'#J=EK#)^,M'.?YFNGD/T10C'P50 M[.B2'AI(N$&+H*332<<;/N$B.N$A+)R>X5,6,:+&9QUM,A.(]8'U.H$XJM-O M``*Y)"4-)]0@A6,EH#EA8N\3)H8P<87HWPL61(GGUF/Q>`6+IQKCXG$-1:;? M'Y>`HD\=;A),E>&3T\$7KD92C10J+_,QUNF,3+!6RS0?"Z$C,![1U"\+A9<8 MFUQ("&8,!$IBAB1=4D_SK=GAG]T$S&6 MR@V4ECGDD&"PS`J@;ZJ#2`6&&0%ZQS,FA5/&1%E,D:@1;:Z3UT3A-J?Q+A$*YI0Y>(L8S)N?8]`&2U#3*YQDZ.D"L1K"Y,IS,_1` M83!6>.J-,J!P,CWN$2R`8"HV+8C,?0!:__OMDW5);]#V8$/BRH$5/_PZ5!_2 M@=TP61_\=B'V`1.^#]\:6#&P)50?E`Q>[/NA@RPV@(G0CN][+[X+C0B7\@04 MX'O9R2P'+^N$Q8@%R-^!J$?]=8@D1*NB0Z*\4L01!+7/1;R&<""J$.\B9E(= MJD]MD?X]'0?AX]20JGP(-BX?0KAST,EU@%TY&=MRA`8ZD;8K)T`GVG6R/^`W M0@AT*FY#IZH>93,0$6#G5@ZVM]!F(\0IKD,<]T]HXPH@1"7")"X5E%R<=(=[ M"0RXC@Y%!YBQM>,G3A8"$$>X5\',X7M=<1B*N-DP&W6+V(40HK@+.9P-VO$+ MI(WY1FKD6*3[H%VU#MJYN8@4U+=BFX_Z.]'^(,2QM9+$V9'>"@G*8IBH\.`X M-E`K*N1Y:SE@#F";BNO_K;QN"EPW77-P3=1_ZM,+(/OXTK-`_QJ8@8^V,3Y&)J?OW,^Z0FV[RCM3*N<,Q&R59DP5X8!&/2['F/UB//` MN!"C=!/]?$UY`*;(N?3`JS+V(_*@3?%?F(&RL:HVR$9^+*N'MAYL_\]YM<9&<5WA,Z_=M=GU+(;U>CQV+L8X M#>PV)KC:I&"#NRAN(JLA-1[L-7T8;%R#@^S6H*8*8`IU`FW`I("U1H'^0:H2 M_V`VP?;Z48E&_1%0TB"E=B**U/8'4M.J0JK:_$@EMM^Y.XLBT]+'6)^_!^%Q@\ M)\SANNZ0KT]0*=&FWL2>_Q7A8/_U.QH!\/W"(6N1W6'\%WBWU M!]WG)L$A,*_=*4#NE0?LP^OPT57@3>`&L`"_C0';@7I@N4YJFOM`QX]!2U&I M6>B&]!+_F+J`'J!M8B9 M"HX9UBWF>O;^V-"7U$V!H7&.8=8_KU_OPUI97\\NX27O<6P:`=HFY\>^8?W] M!R[,YP%&7.NMN2QX+6(L`K^^">V>!]\`7P4O@*]AGH/PZQ[]4\3^91KC/,"Q MR+F`XY$!7[X*7WZ/<=CGW)/_.8U3ZA-YEO,U?B8>CG7^J(T M;EBTD6-%YMTW:)MV"N=!$O%Q'7U-.L%UV//+6C_F:%&*V]4[^3[Z$]2-?F/: M+>`YTF4^02[5GO%R6#-MUAL0WQC#F--Z'_$[Z$^\!36<9IU)^,[Q+KR?9/\_J^A[5/,ZS?@#F_-FFWL3:H2E#I58^E_15Z/\GVN^KILN^1^GG>CCW MD7$0^S*/^O=HM?%WO%N,G,[Q',I](+_]'O83>I=G(LX:&8LJE?M*T;IMZM??ROW# M/X\K9#O.T(RR#K>A"?U]ZO1RWVJ`J=PKF)Q=#U\GU7/T5VJ@-C*PC6&JHXVHNZ0E2$.K1@]]FFXI MI"A4I&A4:@V5F3L49T=9M-+9$;6='5:X5]G3B^*>WJB]I]<*=RO=/2AV]T3M M[AXKG%)2G2BF.J-VJM,*3RO3612GLU%[.FN%)Y7)*10GIZ+VY)0%&S3\>,7` MX,I(YV'W[8W8?7NMKEVPNW9%[*Y=5GL'[/:. MB-W>85UK5^;F49R;C]AS\];-N=_/J3.SJ)B9C=@SLQ9LT$A=1=.6>'TBF[O6 M5-(07Y]H>K&R*M'TJ^HULNH7AVHW)!+I:G$]'1?OII\2]></X)W#*&,%;P\G-B4D MKXOE^9'\RF:'2R.)HO@7S76QDL?6FH]^H61-K;FZIF15M?F(*+$KJT+E5D4H MLC\:BI1%0Z4K5H;,%Y8'S?#R8#!4$BPJ7A;T^0-!34?R5-1@9;):*,FXL``_ ML#_IB!>`,MAA8`6@`W6^4=]=GU:GC6IW-0WW&TVMHU&Z2YIIUIG;3&W4O&)^ M8-XU]7QYP-3M30%A;@P([%`MZ>=.MC+=D`M;H; M8BUNX/F='1E%.9U"K:N>R"K4YNHGLBJH=&OGSHZL8G'SB(TB=\PJ1T=.G;+O M6ZE4K,KM:=G>X0Y6I=P-;)RI2E$,#PT-'<#?4.RA3Z:(I]'3FE2^]?".__91 MY/\A#P\\0_\*;KG;`%?$,H;W=7:*^UEKQPSY=$IF_)2%, M,PUFJ'FSV_0TN5]YVET6"S2U"`45%1<4*^*"%O6IQ4JMME:J(@H%0:&V8I_6JJU;K;MHWQTHHL^G?[QS M7M\[;^;<,_.M]_?=[S=S+V`!`(:"0L`!Z5')<;('!US.0LUU`.Q`0K*O!/]F M-@'?H0SD*JU"#][FA0.`B0!@A:ER:22B(.$F`/914#Z=J<_2_N28W02`HR,` M/)\LS=S,L,]/A@#@W0;CO=2X(N/HBE7;``B"=A"@A@JKL^;N`(R*A?);:BV= MWSB]?1*4-0`(9FI(E6*DQ\@P&-\+\Z%:1;Z>MYE?!D#@0^B/Z!1:O&+^D7(` M),703NI)BH9UP$NB9NQZ`ZY/[YSQ*0`>$!.7#W6LOIMY`B%3DQ#T7<(?49/P M![Z%5U%LT0,KEAF[VB1LAZH6-HN%#46'\,W[+6P>#Z#I?($WG\5EF0+9+&YU M$IJ(BE[0.-4X%SJ!L+X[`2@!!4B@`3B@X1C/W"CRB)I8V]G6G.-+`[];/O9"V.9UFC5L]QLM@0C@*S M08?Q.=.X9K;F<3H:-^AP&G-`[1B5P':H'#<0R4263H3$Z50^F!^*,09+6Z\! M`Q)):K6X044H-$@RF4GG*0PXDIBCU!"4&C=02&0XZNQ@%1R`^J/!:-^5YF`% M!0P-E/A)@Z7!:7\&!..&%^MF\0#'N!B@QA*VT0@:.P@\B5614C?VF-+QDY1I M1Z,61<>''EG8W='55%BTN'O(K_95I^9L]]R[-)=:WG14N37LAC,OY[8MT`@G M=ZXI-_N"H(P-RBF8];.IULC5#RCZ[((N7=W'IMU.[GJP> M?G!\5Y[Q6.3Y.^)Y9["RHWAE>+COG5VJ]ZY2 ME7;E(US>*PUO6Q+2UA+D']66\_#G[*^-PX,:9@S MT%/+5WHJ0KWZ#6Z#D8061Y)IA59/Z+*09-R02ZAP)(DD:T])0";% MA4?$38I+>0<)CXR,3DR)CA(A8U6>P8'(RW/TL3`0E6(2-/`/%@8'8Q(_[`_Q M?[^`-W&XPP>YK9XO$OL8G?;P]]9:[K>QFGXNN3OGT@D_K[V=]RUF^/]VK?R9 MQ9"V[T:F?=9RY7[QGO6'%[G_LB#5FIJ=?S+;[NFQU/N>=:FS5G&?BI4VJ4:G MYNR*,ZZIOF=."7GO!QRH^+A^+5SK>P7R&,O/W` M?O)9LR7KK#6ISP32U"Q1+OKIJF;UVV_%,9<2XE16NDC6N)1\^ MSC!_Z][IQY"_+7`$L.W`(9NUYR)OC'X2D_I^27-,<;G[36'Z_Q^)=V`>J'M_ M8NL4-^IW+BZ7E7]?;S.+ M^%Y0H"SG8RVMOQ]JNB$!DL=>JLFH$YL<>%7 MTJ/.:FHZ3YI0T)J2T+9?%-%MV;:X8=;OGQ:V75I57^`:%V&MZ5BSFR7?U/B- MSX:0NP7;4K=VN>*7R^KRJPY^*XM0SQ`O>+J/S>+\"T)KTY]4OKN9^*1CGMY; MZ>8;>]Y?V_+!OU=72VK\F7/9PEW.OS)ELVQ+^_28SB#YO=$MC6-"Q>Z2UG47OYPH^[E;*\N]?!C= M-*RPM:`[=&'UHY5>F+?=XR;AC?.[KTT+U\>(10M1DWD]'*.J.6P6FVT]S:KX MWH0,^ZXA%.B.7F[O_U_:W8-1/^R%W1U%_;&`@=W=Q/K+?QP$%H-&]0>-R\O+ M\\F%@10,]%&16E]XBB,I@B8-0WMN>=Y] MW-!#;R1WS?`4R%P6MM6F'.F1M1R@O?F='[ABHQ[RWUEK&3CCHT=1^R?,[-FY M?F*Z1YKC]/CA5%!NP,T]P0BOVOM$2AC6(-CK^J0)K]IT719Q]=224UD3-)-= M#2?BSW;W+&^XZ63^,.\*_(@VF7@D:N+-Z5N94;9<-@I02^9U&)?+8?.J46,% M([&XQC*XF15:SUOU8WOD4_6:WX).Z4+O6)HVJOX$%IM>/2>/9E!Q6:S?N0ZH M$&5.\8.G='L.VZP0P&6'+@(N'X6%\.%YFQOP@H^`"35QW:#:I=JST$--TWHJ MQ-?W302-3$S>:.(T&$V<^A0U02$JW$`3F81*0>,(T4=!$#2%Y%#0C4(HVD"H:,U<`96CG(VK:(0F10BMQI'!]7B>E^%MHD&A MHIF-"6X1-*[%=30R%B+Q%$"8%..`^:!PDEP%H5$H-0R2E[,-%H`HZ!#!ZPH- M95!'B[4P#?1#X`QB`YZ=@U,T-?%E/](@@*X#CB^W5X1(I,%^L*.*?S!?K$%1 M7>?O[O)<4!=6$%S4L]X@Q@5YSO?^CVY5*&-9DT7(&V4*M MR:0U6#C63'2AW,6MBYB$:F*711/2*>D;7ZRCY*8*8*'G#:5-F>S+:,_V2; M!^@U]97UJ955%9I,H9!(@V9J4C3JKN>[DM8E"F;02A/NR):FD8;*A>,H+;6\ ML483.ZS>*(/"-"%8<_!ZQL^D]<*.3RWSGVAN'?WLBT?4F>[78[_]YL5[\QL> M+10S;7"!.,56\+9/T<=^U-' M?VG[D_,W_WKVZO8EJI,/KUXZL,*6UB[]0-,N/2&A*$W+_Z"@/^/3*#(DS!<4 M27`P=*W]G29^,$KATK3AY3T(3]PA+")M5/'73!E2#$J+#I+?M'6J^@\F[#/D MM@:M_LL;1DW=,/'(-(=F25=&VRS00R,XH0Y^!#50A6\"!5`/S>!!K!PQ';BA M%F$"%4BO@^;=T]J>\R>"D$ZU@>-?3(/FY0WUE8W.!L]R,NK\#UK;UO[HR):O M0YR'M(NW_7*Q;%?ZRKW=+W_Q2JEJZ<_G_2!AH?W*A8OZNO$O\-NXH]O*FVV[ MUX5/]6UH')G=N9W:KB,86M7_)?+C!6C?V\H=]UW+&T)?^] MS9D[4L___4[-;^(5=9&*8^?/T/F?O'.C^\D64/"W9S\Z_>+[M:B[^10FJ-NV:Z'-SK^&+5@R_'-UW=]=TUK8ULNNR]'.E\_ M[#ZX\Q>3IMY8^T'+JL-]]Q9>=V]ZZR*?FW'LP^G+DK*+%_6'=^BY8^3ZOFS/ M[:ZD2VI'YJSJOLJ.5J8N4K-__IW5BH4G<@N7IL5NOCU=FO/;==+0$VM^%2")"Q9\221"`9#T,:YR%(9`'Y!^2X,[^EZB&4"MU MD@#LNGQ!X`9;88[XC`\\AS?I?1]EX)N1]/[]HRG/:M14N`AWH14:J3&P%?MC MZ!ODA"[O[<=E\R&59)3\`J<@FXX1<7#NS``GP_\EXTJIXQ4+M:) M3'A,Y5%)U`Q*08V%CQ&.HW*@BTJ"#X&GDG']KR']`7P,UV$[',0974+_8_&> M@3/TS6:*W\?K>#^@)B#]$JP$*S6;F@W[)5E4+M#P&O9YV%_"KL7^!^SOPM^P M=V,%:L#^,BQ#VC7H1"MG,7;K)2O0VE2X*L:Q&Z[`74J!\D_0PSC82,504;`3 M?@][I'F2X^BM$3X%7/N\[*PYF;,STF>E:6:FIB2K9SP_/6E:XG/T5!69,GE2 M@G)B?-R$V)CQBN@H^;BQ8R(C9.%AH2'!^!E-03+%QS&VGOA0M5*E4ME3_/C$ MD3@O393?5_$0/4)(.4HI810^:10^>1`W\#">U].,3C#<`_JO>2QHU'@>A%$H M13&.Y%=B7=4T6\7',RZ'`S5TM)SP^KLS_:Z(MGLB9`S-N&4IR=`CBT`P`B&4 M;>BA]"]0(B#1LSD]$@@;DY+,1ZMY22(KW-5\W@8'`K0.+2%',<3I'>C;.)P% MJ!:`%#Z(XD,8/E04X>-I">Y#[OQEXYE#G4D2[:Y5R,D7.BCST@360] M%B&.K'`[/(0/0N/B0XD4PGJ(EQ;"P7H<^*1UJ/5,.I+#&=MZ59^2C\8WRT>I M^0*4*%AQ32GULG%51$"]WO6$[RJU#>>JA*?=;H]#A[TLC0;1&%N=CU.)FYF2 M[)N3/P`N1[4P9K53\).M)MX-;M'7C:(/HBCKP85Q?I^4U\NZ:-;E=.7[K#-\ MGD5\@66139P@ADYG]Y/\`L@)$CD.G5WE"W:AR<8(CM%.G=*W[(,4AY^"!#;` M)((''!K@23GAP62C431+>+BSP%N>)2:/RDZA5LF0%A^<**>)]P%6`0=]Z^9( MBM-/"4F4/P`!U--ZA]>KIXG>Z_`Z>P?:RF@BI[T]A87>!M:!HY;84*MWX+T- M2EZ_T<[+'1XJ!V,O9(#>9$-?],0C!!"O7%J%/D79`^P26ZX/!4PQ3+0(<7H8 M%;PX_PNC#A:;BF#@K#:[$N-F$V`+PKZWD%B8R%FXYOXP"C%S9PV&B_&#*I60 MK1MZ\Z`,$;ZMU.;#"90I#T/>3#6NCT/@]`4X,5:!TQ;@#*H[:!SE*%!8SV+X ML&F#USAYK(+UY/!4[+]ANWU\7L'8I$J)W0=)E%(!DJEQY\_E)Z@1GJ[VXJ*< MHWFYF@^V]2GGVHD\"BN"L)IFNK!TD8VPWL&L\%'\,XW_*"Y%*-\`H=9^!L^A MO4\'^O>$K1%=&M8D'6%^DB1P+X):R;=0_$_VJS0VJNL*G[?.&(_'&#!X8?(> MB\UB,`XT=@(A&MMDL.52#-@I-H34M07<\] M]YQS[ZA(5T".MIQ&:D=HI+2:QLD5-!08AO*-P$MR(LT!4H`ZML92OKR6 MTM4Z2E8KJ5$V@$SKU^ID6]:WH&T-4"3:-Z+-&/E#:E2.4;S\!Y(P7J.RS;JI M_9;BE2^ATSKKIE(GYI^DDA06W$;3>=UB[5@WKSFV)J$_Z_1M8!W'W@WH5"$; MU@5@)V2]4[=[42[&_3?::+;:)CT+?@OP`O.U>51L#G[+/R&_9-]A/T#/N\5]H'N8@WP=^%GMJVW M*2F4`0P%TEQ=*!5(!M(0,_$<,^RW'#.QL85_P6]BS#[.,:7UCABKDERPZVGX[Q'H+8&OXOLB^`2O M`W9=H(U'^^<15\@#B,7712Y`/`JX1)LZAVN8%;==KI1A;Q!7'!/W\4<4T9YT M9,XEL/E=7`Q&7N'8=CCH<$;GOCG,>8=CGUDIMIF_G5AN?%CFG,5YHW/O8WX1 MXS9I9VR?.`XYEF(ZJV3U$S%ZP7I-[.O:V^NTG-MKY0FWUV@^*UT=\HVE+;0T MV/7OL9RK',8^';$NB_W"'&*/UU`1VUW8>+%U23]OYR:U!'O//J^C+?*NFDVC M>9VLJTY4PKE6_PURR$)ZFF-%Y-U_4#YR8!'BC>.CKSJ3PERF[J)ERAO6%^IR M*N)Z99S=!M\E(H[RL=>OH[[%SJ7*3B>'(9^HJW".>""OP]C/6U_SF-I!&JM\ M8YW5>]$\[1;G1*R1Y^(^7(\RQ$>SEFY=QYI;M)Z8#WLG_*NL2ZY] MJ!MF71=KGV"=T[J"V=XW4,[VVHCOO]GV0EZ\C'A,U5[`N)7`G?;*<7*Y&V5\ M1B&&A*W\UKF8K;#G&[0XFN6*T@;78<@O6I^XDFF#>D;HYW.]#2Z@/!&3+T/? M:MBB-VSCLZZ+V#IB?:9<0QY[#66,4:A_T_I?(HE2]&5R,O,+Q7&.=%7,/Q3A\ MSJ6*_=3Y7-366Y_I$7'FGA4ZL-_6@>%;W"?FT_=RS,?;?> MPUL8KE/2+.TH'=7*Z2/TW2K.G5-R7_64I&E[K&O:'GF1C9A\)]\+Z:A=Q\RX ML^Z_+7\4R*>U/8AA!^HIG"F`?(:F,K!N-G?M*GA?4I+@/WOM\MW)R8*W.7S::7_::[<_V=/^/IF0P.R/ M.Y/@S?4WIZ2*TG=\/IO3TFWNWL/F>(_@[9F9HI=W>YNU)[H2'Y_K/Y2=C1_#$%4'4]-L M=M9_T![*W_T@#.8_E(!9#KFA_D%OHJ@_@,Z"!P\6W.'P`9\]7H?O"7NJ`QC8 MWX%1_1V.=@><+3@0,^F!.`S0V_OAJBO&GS8.,3<#R90&#)UII;[)_^$JL:24F M609L!UX%5C29QH;U`6,)!EB,P1>!7P&Z[I6N;Y:X6^-FHV]NSGIIQP;ITR9I M;I,T9&CBX"SOP$&)F0.\_3,2^_;SFGT2GS"\Z;U]"2FI:0G)/7LE=.O>(R&Q M:Y+'D^#UQ'6)]^@NMT=1-0\N))YA>JD>U95A2BF5*CLH2E%%C\/MR9T^RFTD MCG0;RC-N@YYV&Z4CI&BW$BHI*XAVE\"3"J(CLDK:W30Q.CRK).HNG3*Y39+6 M5*`T*C>W2U0659O;95"WPLHID]NE5*Y>D8[/R6VJU"XM7K%Z=7JG5%&1Y8O6 ME$R:')WKJX@.9V&=KX*R\$P+3PN'L^Y[VN)XWIJ)!>%P.)(5^986C_9$_E,E M)W/^C^DBY`T%1'V2^B1EX$="R=>+-?HG,T&PG^3'[^/W\?OX??P^Q(OL2I+( MFSV072%):8!.#WR4!S?Y_WY4,L6O*NQC6I;]:UUV[/4P)O#0YL[6OP0DIU\: MOB1GEC0ZY\@ZY"\=V46+I`3>$97O!HND58XLT6`ESI%E\BHC'%FA[RCYCJQ" MGN?(.N3=CNRB6\H%L[BLT`R$JNIGSZFM-\E5U4&SL"$TMR$DBLV7T7NF65>U MP/QAT`P%9]2&T2588V+HZF`H4@6>-2]4&ZZIK>;VX6RSM"$D)+.Z8>Z"4.V, MF1%S7&UUJ"'<,#URY]#9IID_9XXI6H0Q=#@8FA^LR2XH*0P4%F;%%F#K/W1, ML*[V46K^M[:`@Q53&16"`Q2B*JJGV32':L$FC:4&^A=YU:[20!!%#X%@K&S2 MV6POIA>V,1$;"8JH;=#-;A[$K.Y,$K;R!P1+]1,"=GY*OL,FD#*8,V=WB1"$ M5#86\[CWGG/OF9GEKD675D"K!\/YEL,*V4:(>ZX)&1Z1$>U)$[]3[,\Y_ M_IY'1'4W1A M=&4\/"]'4S`@,C(X,"`P(%(^/CX^+U1Y<&4O4&%G93X^#65N9&]B:@TR(#`@ M;V)J6S,@,"!2(#0@,"!2(#4@,"!2(#8@,"!2(#<@,"!2(#@@,"!2(#D@,"!2 M(#$P(#`@4ET-96YD;V)J#3,@,"!O8FH\/"],96YG=&@@-C`S+T9I;'1EHAQ00B*B0BI`2M5?WS$&$JS=`CVLO.#U>V_&;YZ;([BZ:O;;>0<( MKJ]O.FV("%YY]2(!(C[B5J M$!*1`?<$Q4[RGQ_\$+@U""JN?T""6_$/),DW:+>36J)*P`J!-@&WB!YJV8]L MG$T!^J.[C3(797W6VOS4+_;ZCR315DRAHTH:D\8T M39F6")4B51#7H.[>?.C2CU[4*_?UBMC'(XU"8R@&DZ3(;;!E@?GR>?:[KFO@ MWJ%N:MWWU8(O_$SC/EAB_+\E&FO1&B'^6:+RHE8/-<]>T#P#1FNDY(3EDK,@8S)E*XV*T:K27D',-&QC?7@97A>G M$O66)N99I9V51JVQ@SQ$)NABO^YKD0+)G#:7"`Q]@:(.]?@+XLR1;&-*T`!)5A4(M:!JTG`OD1;H5F M7>:+O.`K%?Y4"&2!!9WRN)SRGO"'065JE4]YZ7&>GL0B[?V8;V8+$!BD\Z=$ M%5HHA5:P]"/L[GPY73[-IS]ALIDRSVRY60>)3F4`^;Y/*M7,FU9X@QS^+#"H MK8D+HF#'+-/0B906Y\5"V:K$G@D:R`6?VL]F?$&&OP(,`%+]OL$-"F5N9'-T M0@#?II*@`AG04]P840,:03\".I(/T#2$,)@G[K462Y MPD2"L9HKBP;2/&"M1'B2Z!@3M>81QLD!Z)@-RZ(N7Q?3K'%3""T;9*]9,7'P M/*ZU0A&;N.$_;+?6.WF+LCVPXTJO:Q$\Y@\]O MKLJ:!<%"%L:L"'N*K3)M6.9O]&@J-WLF(*_U?\759_[;T6DMF=XWFG,N84`AZ)@U M0Q-D9:MYW=,2A=6'BLDVQ4[D)1Z&)?P38`!-T\R/#0IE;F1S M=')E86T-96YD;V)J#34@,"!O8FH\/"],96YG=&@@-38T+T9I;'1E'WCYJF3M:O7S2MJBU6>$HM1NQ,**RW;%I,5+VDW#WJ?8 M$?(E'E>^KA;S(F]<`8F.GQJLELXW-50S&)>Y_^5J2'YD#[NFU:'I3<^*I$H' MQPL$FWMX0HPR87&^#Y%4M#A']^,SU>%9J@B5W01RF&?:$B,1ZPCY$N>^@'K^ M)]BUK'Q3UN!\X?"N@(>U#T4X$O03<+Q2FH8G^*?=`:?4P#1>)S;V^;J8H_/3 MI-T&-:A1Q25A/!6GLXNVV?6ELRDC-NUUMLO4`9JW11?&GA&R)[JD$<1TXP], MKH.G_8B7P24-)5I^)+CZ:=6`W`IQ;WB'7)H3H;MIWIM;1\CSV$)X18Q2VQPZ MR;!PLNV9'?96AYXE28W[ MMPS'F]UK6QQU);^4)>+C\35`V=;X"EJ(@Q9=_BD6;I`%_@DP`$Y(SW0-"F5N M9'-TYNNIPMYJ`DW-\_S#'X4"33HF#`H7A-.*-,`,/?<<6UI48R#5)Q?U]L MDQ=2NZI.-:G@^>#\`C+\8Q]`,'_-H4QSXM))AD]@0/@@,[`BA]025QZJIJNK M50KI]^*Y-S4U*C4E).5OVOFU&]`P69G3/>-8SC51,H^S:`D)1D;^_9T84 M2$9\H*DRF-E`SW!S&WWSWC!\EKYKFX9(HV-E6"V_&0VG+RH$TZH M74PLIB@>('A[T:49J;<@:-QI(X>-UTY,AF6YP;T_X:'P>OOJ>_&I<65H(-R$68O8 M#C>Q M`05_!1@`0(7']0T*96YDYC\H")_]M256F%/G026JDL[0'M(8-48J7)EICMZ\\VHX$E!E8F)#".?(Y] M_+LW!$P#.$4T6Z5/99B.6;C.2;OS`ND$+]3-\ M^I[)M&P*ZV?7=079%_,QN3?)_6P"R?@1;F[&L\G#%"2!V]N[J9N\,\G8&&<' MYCEQEGG.P"R=O_GEO_H[XE@AS+4^V%&*=6:^#?K0O<^/A!.--''+,"(".&*` M"1+0E,EGJ/[:A]]"S]BOQ\?&$/-E>]_YL;)`7`HZ)"^%%Z6*(*U.:_/!['HW MQQB26/.+)$4_)AE^KHGI`E\9B6D42)"!!#'_V?7/$HIJ!?-ML5F'&?_;NMTV90L?OM9;"[.B>2DM/.T>OL2K2?^':NH2 M9"J2G:1([H:>GA1A0OIO.*`RV'2^0N_YJ0SMO& M.DZ@@.X9Q&$-"F5N9'-T&X^/>\*PZ!\=PX8D4P\1*"31$)61 MC7[\F2Y>"2I*.-KLTFP5QH[`A`XWL6$O@<(0UZCK?.2_%$3&: M%&4^[/MJ=%G<^*_;,;8O4\NWL_H#Y@`<6\EEH@M4=+W]5$"1%K M05A")TCOURO3.1$;1UDFM:;U$NO9[:?Q7-%@-=MU=3-K$4$VU0?[-U M`83,&8,Z**$"%FCJQ%Q]K$`:]MX+,J4:),!+(VO]Y.GJ[\*&#_U`ZICB=1(_ M6>U9-U6Y:YG6R+:#9?&;;7WKQE?[NG>=?!WKDA?GE$%'+XPF\OUDYIGBU1!U M4&K=5I\\K'[!Q73V_+1X>3DFTZE-9?\M.;VD_E7:I M41_J6*9X:Z33WD45_@LP`!1\N>P-"F5N9'-T^/;4::(Q3D4PJ[GZ^"D*(TE_!,`V&(V?4?X:[ MN_[H\6D`B+BS_W+JT'-JG,>MCSNAAO3US"Q1+';UDF"D6Y^GVJZ`F-^.=G8G M9N]U40BFM,)CZ?+M<<7:V^=Q;8? MKYZFH&8HFZ8<[B.,]Y'$>20(&5&'3/CC<'#V=T=ZPJ"83%2;!;ITO6T,7&5& M?."@.O<_02.[:2;GS\4-T_IVA+JXZZL`X3Z2Z@I`')GB6U1;A.(K")GN"!E] MHCT-!W8QVRSK"B:_B[7C89T7I?MRV=^3X8Z*;J M/07"3P']RR!Q2^X@/0W'FQ^KO*IR1\#?\3^:U6ZM;*-_B)\BRB$3\4RO;.;8;#$!-KB% MX7"PF,RG0,+":#2>^J=O3(L22P%4:+0&-"K_&@U42W8/.S9V;.`EG!?+?:5]NGW&9U?B6SS7X'^:.[ M#O-4D,>;[83;(XNDF_:ZVXK;+O7I\6F)9'O9WF7'NS2]?/<5E_PLH[C0^+34 MP(A0A%;U=SZ-'YL4%U@O)6K3M=[$K5<7S(W6^F[X['.]>=[4[_%T^K?C74[< M<25.CTMRU+T4[Z+C6Y.]%!<"A3C+"(^(N.)IJ8&Y0"52RE_PC.)I_-APB!,D M-WZ-'&W@GP%?`@P`4.2EZ0T*96YD'1'4W1A=&4\/"]'4S$@,C(X,"`P(%(^/CX^#65N9&]B:@TQ M,R`P(&]B:CP\+TQE;F=T:"`R-C0T+T9I;'1E&\\5DL8`2*XD")\Y9S`$'.P^T M-(ZY)XE>DG+B_?5;0U**;,F2%6^`!(S$&5575W=U'WU*BXK\]MO1A]>#8\+( M[[^_.G[]KX.CMT-.OI8'KY*#HR01A)/DZL"$3.`51NH'8XGA(HPM2:8'@B3% M`2-O\?<]7OB#L)!+\@WG/I#S+XR,\<57_$U&_I]O!\&GWEE"!IWD#_R_*T*M MM2')\4$P2/H?"`\)>3/XV/OX>M`[(<.DAP_['Y-A\WK]2SAC#"#X,_W_]L_Z MPX2<]2BE5_=[KTX_#TY/!,:X[)J]Z)[B_3X;O^OWF M9FG"F&E_L[4V]B?.@_?SF2,1HYVNY-:$(CAV(S>]=`6)..U\2=X?J%#9FI3Z MP9C0:*(C&0I/2W`1'.>325J4))N1ZCJ?E^EL7%+BOH_<345NTH+X MLKQ."W?1\5CN4RTYKK4_KCT/!&.VT]4Z-O[1U$@0*F="UR%S%M4A7P3S63H? M9Y4;-Q=W$:6(8]X2(^NW>L,A.'CAOT_^C=O?9-_=F$S3:EYD5>9*TB7I;9I- MTLN)(U% MC"$F**%YM%X/Y\$AP9].-V91Y&]@5$A%E57U#3:,.9)87_!#1(M#"GDA#05* MADI`>:O1703I-"^J["_$-,K+Z@7Q[%%R")A"1306]J7_R/B/&.5%I)&Q^-DNYTPCTP%>T&8# MA>G(^(P!@-=&Z,@98";="S7B'MXC'0B`:H7S(%%K5:)VRO0JS0KEC*P MS*"(`J@@EE2JN/,%O_9X%!W(FS?X<4[@G(H4%3K:%D*'QRMI7P,?#*^1\V[E MBBE*[]:5U=3-JK*N95.5E-.T''):($3_'"]S+U$AT'R(U5#Q2WJ`=(.]T+VF4<\ M7IH2;VO*C7@<9X>K+8SU1J-BCG3_0(C'43YUZS1RI(BK/6D$'LJ4_NF\-BQ^ M*MPTFT]+4L#OLEM?[^OX4`Q(L]P/7VQC=%R^!S[\=Q.19RZ;E?,BG8W<"LJ2 MK./4,J;&QOOAQ$0"$]O517?5QYLY[)YI-EX MP6*=^)M6IRU0*UA[=6"E-_<:9Q1*P_C3O--:*J+XV=[Y@],J_=ZT]DU;%(9:\=R4OW%C5]1]TK<>#]+5M9[?XN,?Q;["IS<\'>_-IS0TTEM]? M34-JS++QR$V&PR@3ZYT(%V]OEDI3I7:E>Q>9R6F"-:49HMM%`@CDHHL;:F+A MI\R')O/$4=C0&/6#47'/4;@%"CZ4;):KDT'OU>!DD`SZS;#/[H][9ZYTQ6TS MV$UR4-UXIW\DZ?B/>6M7[ON-F^%+3"!&Q2J,@I@R8VED^:89Y+`E,6Z8;XT4 M1R2CFFTRJL,%[YR'>FMSQ8*"'I!/LM$=N70S=Y554'$=Q;J"T6`Q2>VM8$2& M_>OY'>'SS*7%#!VA[5GW@#X8226+*22TQTC*_>Q$6?R3(^F:6^$)];;::JO" MI7X'V$"LI;'\"6*QWK!=@\`3B#UII)K-"'H$?&M>E([D5^0FO?-ZW8`7XT#; M+/;!JR.T,KW899X%^74^G69EZ7VV5<$&6C'(*<7W[[B6&K7+:Y^`L>FX,VRO M(+)>^*I\.<$4F_!:S")F?UI17__`MAK8T*A?R-#-,K2O65Y!$N.Y(]$15T>" M<;9AOD9;-2W#3Y^O<4C;Y_JO"N4&K)RU8.4&B_-#+*L]Q(3,MPI&Z@?)HC"R M)!(LA.SVNBR_EE7HRS65JA"X_=945*-YH7F>]J"Y%WNH`L#'09"?3@V&RR MM&V(5TX]`3&I>\GV/1$48U,DZ!4U9F_)B*/(OV6SKQO*D',J?J(,VV/_4-N8 M9.EE-LE6_.+>M!9A[MUSU>%68*!G>TDA"HTQ]OZLEE<8>Q_"0WJY7MJO\.AH MU")<&=@6O]4!8W9EF,&)B$MJ^/J(MH37X:K%I4)EZ_*M'XP)C28"3$H4OJ_? MQAWJ6:L9P$;YK$*NW6SDA7H1?$2Y$7W16>\%"%9(C)*ZO6GXKG?6?W=Z6+=V%V7LP^FGQ>E14>$)$_IC#?"*5;[KLU MY3J4W-I'!+B:;;"FFSQ8C;QW=\OW_G&SM!>X_03 MS'=Q5-8]XS'">N,Q:BJ?H<)NTFSPVYEBEJY5;` MNX9<--;Y=#ZI32"OF]4HGV(FO\92DV'[N0C\PH,D9#-\X6@]`F&<'"]JI/F< M5.EWY#N_>BR9AQ%<\D?6*Z\66V?QT)I0//C&8)NR6O@H+P)O(0KU_65G1A?= MN&N9D>A)'$,J5\^<3LZ#!+,^QKR[I?8!TSYB6TI8K$B^_;[3 M!1[LM!(A1MA6(B$603[FKQT!6(T+U'Z`ZR56'2O;@X_&N+"/QU1PYJHT\]N8 M7\J61GI/H9)R86@<\ST4&M%8::^PI]U*1JUJ[S"1:Q\E?B_IQGU5WK M5O#$%J2J]SZ]UZZ(O+EIU<29'*:]$[(R:#W:G`R2`;](>E]/":; M3`?J-I&24!TWU,2"QL*N9[Z+MLI@8\FH?;0D^>9+J48##4`\W-\08RZ4=MUM MF3_*5@^I902;;)>#&5T[98+5,?V;[C+(01`&HNB^"7?@!(VEM)2MAJ4[+F!4 MC(G!!-UX>_^4J5!LMWV9E/PI?_ZM0]AM\G;VN3-8-XT MQ]?S<;]X)QD0*S&?J6UO'/CA+:DG72^08O&S(/Q20*=^HWG2VAURSW050^!: MP16RV&"N*[=PT[;-FM<:"]"*VPA63MHZ`ZO&YBLKA*]UY?9:2"]SM4H;.LE` M>)"I_F!M$4;=3RP:G)$8@<]BY7`0B_GRT'1=+T5X=$=3=&%T93P\+T=3 M,2`R,C@P(#`@4CX^/CX-96YD;V)J#3$V(#`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`0``T"_]E%B["8Y[25%Q5#;8&@,E:ZM2"V>KL! M+?T``X2?+<](6<2UC8RP+TQ`)(7>(P@MPQ`;%(C"$'4O M-*WPPFA,";M'X`*]<6Y@`5L7PJQ4O:!4]F`S]/;[*2)](]?]R*O.?39V:$5Z M]/'PY'1*_,:7_'*!;<]O%Q-FN7"-[Z)";&5U#1O5-UXNEL7/XY/\>K5<`J0J M:")8ML)'DM[\NJI1N1YN!=B91RP@AP;R`Z+W@F;-7,28QRK._5AC$5,4RPWO MGVJOL@@>*R-K*YZ)U#%WZL5$/EH\/,R+8K[((_)EN?A/MDQOLXB4Z;?:OZ^9 MGV`,ZY\?EYAD`!&QERM7Z[SH1/A5,((QL+%QEN=X(I;/5!#^M;V/B$B91D^%KCP8VQ-SFS)14]4HR( M-&5;O#C)RVR)_2X*80_Q_[+`#V1HE9'K15'Z37Y9SO_`VK#(UTAJ%>8+J@3N M.;F_>UQ&7(K6/41)6;:W>Q(+!M6OW=N$Q>O[=/Y0^=9D")5+!39X-7;4(K*F M&Q^E16_C=K3QCOG2T.-D,9(.1#(F)X[/0>$:GI!UI2X^8&.@PZ_,<#LUD1JJ\P6+-*(4JAB#2^J)[8?+;M2)KY M3F@Y8-N^#F,7BZ8W]5RP`R]KC,[I"L^5,6 M]K2(Y%E)%E]]'K$3`.-4=7VB=*EJ3K_7N,-E3+'7:K3:,.#A.A9#46=-VSU? M*6K%MC8,N,QJ^@$F",/\O%G3(A148\'3"$4GW@R.1,LPQ(P:;79%`M:R/0)1 MDP\P0**@7H0!JQI5]&48&L08'(:688@5-;XTM.O.#Q7OJB;QQU#(DXNLLW7) M=@#,:XCQ2\+@Z'ERY9P;9CIPA4$X597=F#87E\D'W%@GGQ)R-?YX/IU>';1C MB!GI7&B[B`I>N]`WA_QLIK$.SE/`'I9'.#@QH2W'G.L[-.DF\!P^A8N, M%'-YI&C;!L^;G(IYF\- M<%%FMP)QIS(1*2&&*NM'Y#-,\GF%RH_5L'_`013"1";D2UK,KWU<_)3%?1/+ MSKB\)>2%7JW"(N31*-1`O!6*7K.I4*(B-GQ[M76K0TO*/=3UEUU3-C?S^U69 MW>PJ'^%P>)B04LK_1`$AIZQC,]A90-@<]R\@&3&Q=67\?Q10'3C$!DL93A!? M0ML7IOX2DAV[YY`2VC&P^DJ([J/.4ZK85K,\?#`.=10.5QY.A?'L+B/IM=^F MTOR_OG+R18E:\G%*+.[G-ZFOO:_S/,VOYR!! M[9790Y:7F]!4:\3B(C7A-"`FH-4^`Z=-$SGFIF/RN9%%"T[1K(6'C%;`N:< MV13>2]#([R6H54AG8BVWV-]/4*OH)VA4X)?=XD3O>Z.@[[V1KY2OA;4!F]*[ M7QO9W:^-9`%8Z!7<^=C([7QLQ'+AO]\2D5Z"1GPO0:."AIV]S_3NUT9X]VLM M62ADHS?:/:^UY)[71C)7?NOLD]S]VDC>^KJERQN*_BZ7QOKQT=?']6M_(U8$ M6]JH)NCM@OJ]IX[KU^YBK!_[RZDFZ*F'ZK4OI_5K=^0[+DX>6TL<\W^$0X'7 MP_C-*#D]>C/ZGP`#`"XCA.8-"F5N9'-T%LP M(#`@-C$R(#7!E+U!A9V4^/@UE;F1O M8FH-,3@@,"!O8FH\/"]&;VYT/#PO5%0R(#$S.2`P(%(^/B]00?^B'`"$7PW;?ISM8+,`5:9N&1'G%\2:!E`>N M.+84V*26EUWG[U,]]QMG2B%@RZ8.6:?/U.DZ]>;CYG`B/_[XYN9J.2>,_/33 MS_.KOXS>O%MS\N4X^CD:O8DB03B)/H\,E8!@Q/\,0VH%";FDH2'1MQ$C7^!/ M].C_^G,T7ORZN%NL(W*W(._N;C]]#,AU-*>3Z#_P^RFG4DA+HOEH?'6[6M]> M+^>S:#$GZPA^W"Q6T9K'/T`D/>SU;O%FBQ79/U^=K=X?WL]7]RM_T86 MOWQ:1O]*<$I2$1I!IH(:Y0G-1_?CZ.D0Q^1FOSL]']N?C9K<]!B3^_AB_G,CQ:7.(R>;;_KP['1\F MGE>-C]*>1OE]]V/!F)U,M;-0R?\GG$R-D)K*CM]X?H(ZIFSR7"U/M7^`(VW. MV^=3O(624RZ8M-0VWO:?G4)YJ8$`?%K[GVE7W-S<9H][31[&R1&.9'\^'4]P MMN?=EX?)WUO-=#_^>?-ULWN,`_);_.5YMP,;^=3(53G(\-#ZS3 M@;:V^ M&X0P0[4S_'!QQZFJ(HT,A&)!R'2#@H4V>,7I,_@P`6MH.'#ZG"/V],TS72RN MH+FJI8T(+`A@57+X*:/.,0W8I'F()^:H'OM;@ED)[6YTP)0,7&@:O:*``EPS M:+D2O'8.1=I!:=FKF/)%L7(I%\(Y<;736]T(FWYA4CF,?)J%6.TT,YGQ4"QR[S&0*4%&AWAS/!_^2[+QM_G]_'R(MTG> M$53#J$VDA*$J0AM(QM+A7G6?I*`!V$X2+BB,Z%[O)>"R?(_Q-.5)LY783LLI M0YG-ZP\Y+@-CZCN0LP9]&'/G`M:A`'B(HQ5(P1@&/O]@%,B8XA1H':MGKD'< M-`T%`@EYL>@"R$5"YBV2N6W".43+TFG0.`$KA&O[C>7-`YTY9#:63#<,=QAO M)C5;3;SFA'/4&J1R.1A1/3,9"&%M.MZ*S!COMM6T*+GS$];G10,9P#+9G1>9 M2RZ:/`+TI\6B+B(N5K"7\F):>["Q,C2F>!:M2BC$)>XL2,`Z\R+R]"D80R"/ MBWVGST@B3]\ZTE!1$G5YD6$;53 M-VGGGZX'-O>VE\V!_+'Y>HZ[UK7^;V*2K]LIF_^E=1? MC48QS*0UJ-'\MN^)+4.S:)2^S,Z&_!VOL5(O= M?9N>A+:K;3]I&\,5#"_4F31W/N(CSU2@A\^4=5H((S)MM?ZMQ'M9CD8(`0G)ZF$A&I;(Z&)4:!WML@BA2HQ=0E.O:GCN87L?J?/3 MHK:<-$.`CSY6804LT`C2L),H#C'I=0IJ$2;7!$K"!.SG#(90[D!&NRW(D\ZKH@?LEUW]*1_LH$#1R>_M*MAH MV0Y3[!5Z9'"<'F!:\TH][[L]<4MD@&9&&GM)P%3IG6ZB,]725]D'5^%?6G`L:7_)O"M6^3 M0?-:B/]5;(==H0^\`=/ZA:J7Z^=X!`&78"I0'H1A&+"P8_^QKY`@@R,8P.24 MPQ+D/+$2M,[5LP6YQ*%5"2S3@55IB(1URNJP[M()A]%7<:87C07*-1O'#T!I M\+(5>`1ML*>3?F#V"J>AL;W'L,(5^&$&F2,EI%F1NO=^O'[:'.+I;YLC9-7' M_;>7>'?"+DJ']N%ZMD%&G:I"TZL&TB=L+)W^*O-G6/.9 MZ]H&A<(JF*"EMQF&-IC,)OO@*T340B;78"DB>*AW(00\EE%N-PBK:F@=%)1) MFR7[)%6:@(?-&SY-B3RY!(MHT!\IR^+#D;*"O1PIT^J#MLO0F/)9\"JAD(T< M#X3H#I3(XZ=@3/T\3O8?/V.)/'[K3(-ALGK\RM/'ALE,L.XPB9,L1V-(%U&R M5[0\&N)$R]&(^IFS&)@QC9RSJZM/-Y^N9]%B3FZC]XL[#>X]H% MW*B.D.J(LF`RN&$498,AU:,-#0=G)\QLZ-LJMGM@PJ4,]WG.8-"Y&7J809;= M*E"G`JTZAJ8JRR.#*4J!+)9V*'`IE")%:)^L)Y,J6J/`C0RXUEDB%0+*-2?F M!'855?&O5!9TZYJ5SJ`[IX`C.#O@[.T[V#N:A5C--#-I)L8P2`VL0NN?=;(' M7IV_G;_"YO='3.+/G^/'$SGMR6:[?SF1M[,U6>TI\?XBN_CDO7?:?(?=4`L- MW3J>MBPGTJ^'J2Z(#'V17L^).IO^60F7>PW;_6J8`#*5,#FC00_FZ&%"2@@: MUJ#3MOWD*[3(X0@MX#G;_T.+@C)*B_8!>X*K:3S'1(NIA@M-N+[ ME$K`-B3&#V.A&8QB_3#I,*8I#R!\$!PPIM'>&)@S@#6%[!*U:4SMIR12Q`(] M3"!W)@SAU)@K,-PV?CS$FV-,MN>#'WZP-A;33SCE-*C%C0N8=BVU_$0#L8SU M2^&@6!DZ+]\__K@??R6T>_@9RFQ1?G#XI6A$>6>IKB)!`&:"D!L0H&%``Q#T M^5,T@@`,/X,X?\83>?[FJ7K&'C2UJI\_E-``+#W__VBOFMZVC2!Z#Y#_P$.` MV@!-[#=W>S-BM3&0VJGL'`+XHMI*(B"14TDID'_?V=U9DA*YW`G0YN`8UA-G M]G'?S'O@L5S*,[WFSKF+&L/%YTESM74VJS$B;0.-E5OO)#;+7-(,C;E.8<7R M*###_5@KI$()&(Z3"\CR5.G1_0+%"*BL76-5!>99%`7FX7W]^6#H_=4`F]]P M6OI)A&T4+QJB"5TH)OS/'@F71D`\8F.AQ5>`';3>P14V'2<2X1U-CHA3GQFZ MI;$P.EJ>!,/B&!NP,+@-%_!.^?2&.Y=!<&VPAT/N3O4&3R9SAVA*XY`414NB M3C/K?2:1NX0F]("*@ZW.HBU=+NXOKV\@[2TNES?7-[_'I'<4#,N9CT%J M9DS51K&)K0>G]PH2E6OD_%5$,-PR@O^TGLX!=FKIQ>$9JY>7'J()Y9T.N:B' MRAHF7VUT.]:B)1\?P83ZL/1D^?BI2]KQ1V?*7V;E(-`=']]IV/J,X\Y35K?' M,CR'X"8'*T_4SK:U,-`CGII68(0:^'4K)-2FZQ'VK.*[>34E"'S*0\*@\)7N8AA;R?XZ'K ME\3#Z'3%B'?,PT\G/*T8S&[,=Q-"='WKJF&S5';P[S?;Q^>LZ?`?6@&V-0+?)-;AY<3K685%!+6Z](/=IBVKE3ZU0DDA M1-(Z01%Z[A55H"U(BL;90%+E#E!3/&S#L-VN-O]LGB#)[:NG]>.7U6[]5#V< MO6)>S.`=J[^_KW8'^'\%60_^"@?]L5[M+@[/%T^KPSI`]I_A6R!,R'+@5ST0 M?FG!L5_`NK6-`!,O7&U:,S+Q?KT9>-T,'#0A`"&Z:WY^&PH?@`;8W`94OCBV M4-1GP!(:P*34(Q_.X'H*(7,AD$@!HBD4I`Q8I@";)5$P.MB,0$VP?$,.M+\' M##,@[%`?7L9+\!QVB1C(].',>&GS7`BD<8=@2N+T+\\F'^&&N_ZXN5X-\!.22P&MEB= M&N\HY3$*]5!9M]K6DHG)>$<\/H()]5.\FS]^ZI)V_-&9BO&NAQZ]?5*\ZPF; MCGDNWLV2E@(;C;0.7:X?E16F8P#>+Q>7=^^7'ZJ[-Y?+Q5UU>5^] MOKV[_]5_GU7`H?1#*C#8:?"O]:?-=KO9?AHH\4(RK5285G"#:R7&X\KKRD#8 M,=[C<.%7;$&%'FT]LT4WRN$:#K'3J\XTS'8-%'6(:$(#SC;Z"/IPQBVOF>+C M?6<:3N<`T8060(J&PD%JE<;!Z&`SZRZXDR,.A.*UM@KW'6]<&M/]NCOG+F8\ MSEUPIQ<3.\YV#HJT410]%J>`@2"&)#(^*T^/Y\2F M4*`MF%FTJ.^^[QX_K_9KK[;#;KW:?]_]B*YS#[+CTKBF#6S7CDVI+KX8L**< M;#+[\F63.<3.FDQL@60R*0U$+S9`@NI2@TPQM#\)BZLYBPX$Q;2R%&URQN+`UR-.3]UIF*G]1N4@HBDMI/U6X@!;)7(P.EA1:4,.CN[!?Z4T(G6]U"C-)ZD5 MV$OJH;'7";/<`&I-Z;C1[F_O+]]&Q_GF]NW58GGW2[7X\_WU_8>Z6MQ<5;>_ M5>\6R^O;J_,+P1670*&N-;!MF`RT*0:+NTV*?)7-7%))?\F)F0O[*P:NA-.U ME!`WA,;WW\^(J8[2=VD='5(0./7$$W3`5@.$7N!U>6L)Z5Q5"R>=UM7I\?/[Z;;7]X7/&]OFPWE?@ M>*K5MMIL#^M/N]67ZMMJ=PBF"."/S]O]\Y?-T^JP?JH^;K8PR3<`V1_@#U_7 MV\,>RTOP8N`GC0F9SD%E4;'&,`9]P#D^]@#N-T@"@-*`]G0*L M\#$L#U`R&,>9)V`)!L/#SI7(`E*)_!-B"=UJK\P$&/(02^0!6&+F"5C"M'Z6 MY4^1!Z02^2=@":&;=K9$%I!*Y)^`)7B('C,ELH!4(O^$6$+Y8QX1R8\J9#_' M`OGOX_-AK#,S5R`+2!7R3\`2<-^8F"N1!:02^2>D$LROF[D2.4!7(ON$6`+V MNI]$^1)Y`):8>0*6T!;LPLQUR@-2B?P3L(02P;=D#Y'[/!4H?)X?H1T@-T*5 MA=[G!F`"Y.=;!,Q,)P3D9PL"\I,!`7E=1T!>EOAY7E4(R&LB`;(W.@)F[B," M\K<)`;F7?>I+F/0OW<*K5P`)BUWB:GWY8O''ZY%LP(#`@-C$R(#7!E+U!A9V4^/@UE;F1O8FH-,C$@,"!O8FH\/"]&;VYT/#PO5%0R M(#$S.2`P(%(^/B]0K5U6OSCY%>8E^^NGLX\7R$F'T\\^_7%[\:T+0U\G9NQ5\%!.NN2\IXB+P ME49<^AH1)7TE41Y/[B=,@9DCS@-?4V?&/J:5M7;NMS**S7LX`ZL\MKHW]ULY M`]]AJXL[;J6!'PP=BG':W%\"H77N-M2<&(Q]T[;7DP'G[K;4O5!!VM[&/[[GV&FM/*!\RR(D!:^T+)4`&.3%@K7VI M]BD?1+C?6ON2ME\<0]QKK#TQ%%%E@Z<.'/MLKF*)QFV'"@[/,V!U%3MDK:(. M6'\))V=A"&84WD\D<`;#/_.IE*&\(LQG'(6/$PSM%*-P8_[[7D>+B[1*H2/CXNK M<(6NWZ*+\]6OZ.V'ZR\KA(PCI#&03*(Y!]+#)[C_-@T?\CA&'[.T?"C0(KV+ M[]!LK@WV>KI*OAU8_A>^GRS"R1_0_!,T8?HTG[^B_F5'/. M?(RA.@`<&>"@NMUZ>IEMMU%>H"1%Y4.V*Z+TKEC/9G,::`Q/3H$L>C87FD`Z MS"]J-I=$<)_U6$P+=G=)&=^9=Q.B--#^X,_5*5MWC@-2 MI;#-T]N;ZX_H^M/BYCQ<7KU#YQ?A\O,R7"Y6;YK,YZ55OC)KE3(I@'T8QY3GVFJ`)\[8'_C:J?V9Q)N"I\J@`P!3@T];34]K`:JI[) M81=-!9Y22$`@L7,0+P80&GM5CG)8%*C/@ MVB9+-\DV1FF#A_F[^6T3%0_H*<^>$T/>V^\60^@"I@;@=28/YHW94YQ'99)^ M1=&F3)Z3,HF+-P?/&NS,L^OI,MWD<53$ZQFZBZNOAEQ/>?R8[!X+8YN MMU5:=%6JW;2LIT1[E"K@1)49>*`!#C4_LSD7OJB`QAR^<>$IRAUR]-@!GH2$ MU(DAS!/D*"\]3[O$<#A3T)>78YHBW)@T`49(6 MNSR^*SR3IQ&X";FK<[QH*^[_!,DNXOOXQQ8A.]>08RF;N:6S-9S8$`>QK3AE32=+014KE<`!4Y%B_GH@>J MBDPU4&@]K8$"S"R9BCA_CM%]EJ-M!E`5"`:C_8JBIL&B^-M3G!8-R:1)P=Z` MD3!?I,-0CZ5?NNIB#`@0M-79"V('=V&K2T(<)6N:]8+7AL+,E#0T#\@Q)KB) MA7MR;&<-[]:CI4J';9=[7:R$KH6>LFVR^8YNXS2^3\H:2X=1<(C1>LH]N(6C M&HB4@88$Y^?5I5VM&$QR MK@L8"+0H3Z$BZ^DX7)":@"S@)Q=D<^R`>(R\=.Z.GP052@P[3"OJ.')SCR%V MM.$(@7A;:CUZD`$2C8@KNK$*4=V0LCC39,?*H,]MXI2!'NB&9RRH[7WJZ>: MG<+V]\"CNHH$*X:1]>.1&CKMU=OY8Y:7R5\5)-D]NLW2IM[.UM-HL\EWT;:Q MW"7%)MNE9<6;/MB@ZU#V&MCJWDX]0EOAQ8RR&6]757,'O)O>3@>"9/10Z_C;Y M"QK])GI*2J";$Q7KZ=<(9*LC6X^"8,03\E4*`AJ^4OQD!0'"#60JJ-J`!W6K M[YO`X&'(V(U$&/6DE*.A#GH]+*M.T-N]P3YZ56^BZ^FN`(B2%#189RM%??OG M;$ZT5N;5=EL$)KEC,-@?AM6CFW$VPP1C&.E-)^N9;YU+6R91N#`=H5,'HXI$ M5%)824?U?.-3`V0/`LE6!DT[#,]7OZ*W'ZZ_K-#;F^N/:'GU>;$*EU?OT/E% MN/R\#)>+U1O#$-S%=?HISS8QK)#H/L\>T7WR#05L,,XY5P$G?H(:1^>0:YC!%G(.:0N'C MJ4"*'B#C/W9)^1WFQ>8T).^C)!_'$7:@@)W2*257T".F!,8X=#WA^+'O,)M3 M\XR1=]ANM@PPI(W`$^.H*VPGL%'>ND/9XUPU89KNV"H[MRTD19DGMSLS>1UT ME21.TN>X*(&,E39VJ"@[?/8TG@SDZS6>`*U&?T#C,4_K^KHO:+R::\ICFHV' MI$5I=$D1Z49;8!C^:MZFZY>N[]'$(\`M^`R;I4@/CZ8%6880;Y- MO:EF?1*>)-H-I7[YVEF?N-6[)I86S&.XG=^'*/;$HA`+2O.T6(=SN&%:C>-Q M9;X>2,XJ,=`%'O"*8[VUE\]/$V(&SY+8BS2J(VT6VGY;.URGA M>:!LLVWB#FX?/7&;%OB/X;O?_6`$Z\,1;/=(+>3IZRYS*DX3:?;`!I^^B=(R MU0X4X"D/H&Q;IZ-0'6YCMXY`'3'M<:S;%>A`J#7<;BK=<*4/Q-X>V``Y#!*% MP<;UZ2!5[`-PM8<[1=E/P];/H<3!*PB&07(N?"\?A`0>M-/3\C%8S594/T3I MUQA00L4#[&_S,LX?.[QS'4\=[KVY1%F`&P;C+V.1/O8[%+@3FDT<*-SOU^!Z=A*A+O-0 M\&Z@_X&''O8@&/R22!U=P]XUT#A%ZP(+[$FUU:Z!6`YL!=C^^QU2I$S9I.H4 M.00)\LA'0!UU+?%BE"B"Y=:_TX1CDQN MR]5ZMI[_G_7&7D:9NT[9/N)GB M5;8/RL-&YZ6K;5H[1G,1R%R"S]U6WV`+U7EDEJ$Y^TJ(=]F$_7-CQW`9"0!B_]51MPKAC[.&I77.@DKPSDD+W]<9S2 MC&HZ>MY]K>!Y,'P92E7-UF+V=#2L,IVA.;:N8-_,O4EA/[(H88:%'T#9^/#$ MF+(3E[=>,EJS;WAB9&*5;O8R.M<`M>=JOR/ML>/5OQA4Z],8N\H,['X]NP3- M.!>O-1FY.8W>:3+\407-RH+=>U2/D)49*)5!:M`3PCX0]H?O^P9$N^T)`7#, MM/T.N)QGW#KU.X$K[&M$7A@WX)\2*:V`7>"6*TD-ADAU*+FZEU.0/*-L=NUBN5S,-^1Q219_S_^:K?]$\I.`Y6T'#E08DB,KACU]JYRF`"$O/' M!0\ZX`K:1:'+4:K$JXQG5.G?KC+G!_[Y8XYW9^1;_6/?-*:6(-N=!P`86N<" MV',&.!3KX8AUTK`*[`T99`!&?>QZESU6;O"3Y85*:LW-$1R#HB[T74>8-<74 M+*#$_(;?+R7A@D(K**`X3!P2T.0`@TY..FMW41..EJN5=E(BK`'M#GX?5K<( MX=`J4QYZNZ5#PYUQA<9;'-!WIQW1M*Z5N206TPTG2FT]G&D&FK9GL\U*2M_JM=U\.-F%0,MR]4 M)G6G?;AD.!6^#[_ET$HSD6>4>S$);70"4PR1F:+R?DS!84&+^S%E4V[($!KN M50,#A-G%OMCQ2?8#+$B?@59^6HD\(5+\4$*F8Y45VV,?+N`M;RMKY`@A,Z%B ME179<]./_-,WF">J+3[Z<]7\--IB72"!S2%5`\UMZQ^GZ@G`G%KKL+%\"P(= MG_:[JD6/=PT>2\XM_G&HF_8\-5`M-A/!#<5(4>131?!=IX6I4'CB4I%3/?G> M+T#[43I845`J!BND5E.-7\7T.H.24Q1(,BXA'FHD[O,;J>G#Q3!W+.;S1O=U M.45N/$XB:3SHLB9V^K34J&(J;2S8IXWN[-+RDAOPXVGC0987 MI`M,:AS.1PK(Q:-%T,427/;!*".[8()7+IBDAHO'OZX+QK^1"T;!_+`9F`]! MC=837$)+9SZ(=,+V;K)XF+^;_"_``,LO"U\-"F5N9'-T%LP(#`@-C$R(#'1=+T5X=$=3 M=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO5'EP92]086=E/CX-96YD;V)J#3(T M(#`@;V)J6S(U(#`@4B`R-B`P(%(@,C<@,"!2(#(X(#`@4B`R.2`P(%(@,S`@ M,"!2(#,Q(#`@4B`S,B`P(%)=#65N9&]B:@TR-2`P(&]B:CP\+TQE;F=T:"`T M-3DO1FEL=&5R+T9L871E1&5C;V1E/CYS=')E86T-"DB)G%-+3^,P$+[[5WS' M(NTZMA,[B8200A.J()(NQ(C#LH>*A&T1!&U:!.+7[SB"BD+2`X=,QH^9[V'; M2[K-ZG9QL\'AX='1<3H%$_C+)%9@WJRB?,V.+?.L%9"PM[1J;T#AF0+L&E*X M_ZN;ZFC`A:)4O&6AX3Y%S8415/W`)CBP=TPI;E2,G[1'&-B:3;2;SBS+"B+@ M?>7TC_DBXG&`4+I(A0:2NJ!KV!7:78J?6;R7$@WQD<86[Q<4T3ZGD#?"< MA,Z8X`K/U+2@A3OZ3O'[CT"-3Y907VUZ7RB3L3-'#=DA`_+#:1`\,#V/797*9YK3Q^L#) M^'@B!.I+'IG(Y?6X3OFNY^2QPV;9P"Z[IL&BK5&M7E`\MIOE&EE;-S5.G]J&6/Z` M$B+JMRA'=X2@/TQPU\-Q#XBDT;'>ZT$P[H'<>A",WI+^T=#?&!IJNK@.2W)@ MUK1-M[@?@]7?4;8%"T(>Z%CM%68&$?IG3-[TRJ0T#@O_!1@`&$'T&PT*96YD M:`/? M152]!#'")DD)50,)H31!Q#=@*6%E@:05#YY"\`@+^&HXN?*07[J62Q7%6?@< MQ334)W1W-6<8_J1M/_S41#$+!40_JH>1F$[$>>:(XY$YIH3EI:,/!ZYGO8![ MU8S\9X*9K[.;_`1:.E":DRREDYNY."^L$;#ICJ^U^@.UXA"M0FG."BD[19./ M8&N$'<$T:/M32R[K7@H-N]!ZGVU$0Z$UMB&@Z?R5<5?O9NX]&Y"18^V]IY2D MY7KNO4.`_DUJ`;WX927JWD577J5#=DF,RB_J/0>QFAC84"LE=)0>3B',R_7( MTER:(C[8;15L'S<0++_!]?7R<7-_!P7X=UM%2RK"B<4JGV0>$J?U`>C MFZ\+DN18LAO=C\#+?X)?YE:LB__RE!G)\C)W/$]AA8%955LN#6X*EJ*[5O+: M/6#C>ZEP$&3=SNIA$TVZ&HLO/8]+#[3!5]V.:>CVOHUIAO9=[Y_-H1?")ZKE M.QP[90X:A.)(^&"5\,81G:;>1#S"S\I/DP4PMYH.`P\%[G?36HZ@;0LU?[': M>`4+;T=J@VOBU*CN/`%^OUA.BC(;I,-?`08`;H8HOPT*96YD0T'`3DKJP9/%\C*ANVZ&K*"E4T'AW[SGDQ< M\T\Y2>VWD&9MPJT$+85TCMLKG(T%#F>N+#C/??@?((8?5BC=`Z4CE+)F=5Y` M'OM+9.&6T3LP.LWJ!'@L*A0OK9K@Q%?=FD>WAKH5!=NW=>R6..48P#=I/4).=:HPLKX"C*\^4B#E_5Y3X,W["ZJ!Y2:%1AMG)&C6,[ M(8SML55P\:+\L#:OBKWRLME%5GG0=<6*WE^TIX#,&!.AYE$Z^)1:VD`+?Y>S MCU@4E=]:T=,+5X*@P=&YBA7[[C[N+^+F0B@H55C>)K1+\'`^)L>RK+Z_O?W$ M6A_3+0S>)CL,`-4GHR M`J]Y,`0)T2-"_R79GBQ>=,MN("L69VLFX$L?!'_-"P5A"Z?%/ZTH'AUCZEO6 MY(_@]`9]"/MBTJQ,_&UY0BX!G89>.3$:M^"J/84[78'LP84YQ,_$?1'Q2*+> MOQ\?\$^``0"P1$8K#0IE;F1S=')E86T-96YD;V)J#3(X(#`@;V)J/#PO3&5N M9W1H(#4V.2]&:6QT97(O1FQA=&5$96-O9&4^/G-TLKYA@#M MO*U>)R0EA#"H&\"IH#@=8$J+-"<J==!*V2@O=*-&!\\++O=2(/"GNW,[T71NFC0RGE2+>E)Y\K]?CLE$%G9?1 M*,93PK)1!31&O_6Z\HD0SG2J%>%R M81H`\"]>%5$BS]*"EM?Q7$D)`6CCI0OKK?0FVA:H!!N&T`:\*SY\7D4]-`T3 M&6QK88FQ[#?2`JQ2GD'+-JNCZ4(!H5SK`H&O:N6(3R(9QA061>1N8+ ML_\I]/$;8\QAKYS'M!L4`BMC]T#)]!/ZT"G](XTN/-7)T\L"DMDKW-_/7A;/ M2ZC@X>%QB>\>ZV16UP0PI&U"XN9H,NYG.))Q*K$@#)]9EJ?SO$#A>PSO!C@E M_T9'2:'(HS@:S8/:WE[&.4HNRKB,81D_RP-\;!K3:X_BX-4:C7-SZN,--O0] M&_JW5C)RJ.8G#CA%#I#1*JVR_XME-\1F-"MO6@D9*4_(SQI6V+,\-"F5N9'-T7),H?J`[!#3)H&J>0I,8^%5"]/`.3AGV>'T M\O9*:WX.05H[8@,GJ82JI>C@I:[UJ)Q4-PBK]Z?(UTZGVLDA+;AV-!6/TC@K MGKG#[^#-"=4(;K2VF#O\T#&DQ1'X;M4BG(0T\$MT(T)8!C\')[7BW54;7EA) M^*?Z-G2K<-2 M+H-8YC,)$C0/@;Z\8^WD'6D`6;OL!Z/I:E-B<-#&C^%E1Y.FZSQLDTC5]S1< M25*D890'-Y\+^OWL&=_XD*Z=@F,M`W<:_3/2/;R5].B-8H2[[H23.[ABZ5\L M,67'92`[/DUF3=+IK4)A%!%8J,5HZ9I(II`8RR"5IIL;VXJ6+VA<>T,+Q#;K MW6Z*&WF]HJ',N@*G9-(X+XI9_##0Z5KW0X=_H<7F MAB"V3X'WU-*;:N<`O]*3RYS!/P$&`$M]21@-"F5N9'-T06-B&(N]-Y)`5^N'H'E M-7`+NH-[WA^X^0!V!@FE)8%5\S.Z;:+;AQN(SK_#Q<7YP\W=!E@*EY?7&SR\ M;J+SIJ'`H.DB"DT+U#,R2FB")1VKLB!I`BFK29G6T.RB^)_0V5^AUPA#$<@3 MD"1)T_^PH'"65E6@N>OA@9MVZ_U49^"VTEN^!F7M8;3_31-@!8-GA-THV[YI MZ[4-C,7,&)),,E(5E?O4KRJ_A56/YK[SVX8K?.A2P/XJ4M/\56+D,HIY%FMBW@=GKP?%J00GL9W M+IAZ=-S)F*P1)O&7SBIW7X3_R-A%'CS,)O`08`XC!'3`T*96YDS2YW=VP:<]7=X>%B_;5ZVP`)X?'S:XLNG MU%FG*04&:>%0BS=HAB$>'NETBD+"/08>9R3@40)IY;@WX>%U.&H'R3P`?H0Q M.$9[,XO%).%19+,X`7@6JH5?HARD";ZX4@,)2.AQ<\SOB$57Q6[E4WSR*+P_ M:WP5.6[+GX;U>7RG4Y9P$O$H,#E[=U<4,NO52<)B%;JO0@^B/0-;H@Z-EM`? M)6SJJA'Z#"*OFU[F('2..U^\I_,M">=<[B/1.9D.K>B4[7->+ MAJS6'X-&<*WA4_7'__15964N_."+'UEO3G@2C-Y[5_=*'T!`5;=R^0/JAJZ9"!^8U6&+EUK8R.><)J/_&'#5?_G53]/6)Y5C'X=!Y4)G$G`8 MD67U8)4N^OZ,9]Y4.X_YK&^7U+1HI'MA^Z@+&`V5/LFN-U-T1EOI27Y4I\2+ M$S[W;8@7W[T[=?G;\[S.M-W5)4J:]19*HRS^!V`U^,+BB2'_;.K%._P38``9 MR2"]#0IE;F1S=')E86T-96YD;V)J#3,R(#`@;V)J/#PO3&5N9W1H(#0V,R]& M:6QT97(O1FQA=&5$96-O9&4^/G-T_]YKUI7S/...<" MV@XXDTHJ:#]`2K9M'H%#VV>Y!=V[R)HS!:,9AJ3?3>,TZ&C>L<3# M`;M(UF]3B"/:"-&13]3&)H.OU&JAWC(NU$*]SXD%M;?&'L,#6(P)?B,$9]75 MCOX431[U)TMG>EH:JOC=OGX=0#0[M0RP.-P-<)^`[P,M4-,%:\J;9/)[0!BJ$'#MW M3?ZB+!=RP938KNLR(@-HORV'[XEL(Q6KK^$GAXV@^OEM8\2JRW=RW9A%^4:\ MS]?[1;G-B6D^YC<6I%LP(#`@-C$R(#(%"RC9A4[H>$)/XQCB]O9)_YNM\Y8 M$#JNHSE34>3G;)N5=]FRRK]DQ3Y>NO\&KY6:[RE;LF4M$\/OB MW2Q$_9'I+$G0$F6$M1)-6,VX9K=Y4>2;-4O7\*&,$N&[K7S-UED%)NEY6Z;W6;KJF17FRVKP)GJ9HOB2;ILI4M#ADMAO&T,SS*RN,S_9K>;=753 MLFR-OA-D#5SQ(5PH^\CZAL(WHD@*CX>*"A)5;"V<36"8'AOMH4Q>9KOKYF57I99.P.?"0($3Y".'"\!AD6/$,JDSI=8YR)0VC6_2LD_EM!HF#;S97)'@NVR;;U8E MI.@J7Z95MGHQ%@']N.":6!B;J,G@FN.BTV,2#QS M&@K&8:)C=-^BI[^AIQ`X=H[/M`Q"&?'=-H`GE0K2`?M80OQ?]!$U<:LO(84A MI*;4A*Z1B.XG_F$'DC3?@`"I>+8*PH2S]]L@U#S'QS((/<^",.;E(%,ZN8[D M2B&!1(9B<_QB'82*LY?+"H5"K06A<=+P"WIYC1;3B?P*8H5'Z%?5JU$]19'U MD7!QO*?F'$U,\;']$QR0/*L(F!*M9E>@D&^"T/(M"0422YI\_L1_A8.\/GV# M1[+Z3"R\;H]-&P`&"#5.7.VO@L\WP6`U#+K MFDS]S,&!A+\&IS88@:)(MW7J8'9"W\#-BA+NIHD-*=6\!-;&0W3R<]#[Z#N" M\,=+1D&M`&="N0@S;(\QUZBZIGQ<>="HC$,=IL.S&6BDH[HY&K;UT6:%L4(G9B\K7I:4M?BD*E.$CN'U M]HO#Y&I6,#9`ELIAT-_F?P,MWJ;5;DMLB^&7$/_>5BGG$N%V?FXC7/A.NG&] MD1KIN_WF&>8#0RP9_:,%?7:$]FQ+>W_-E%7,:BV`[Y2`$$IHT4#>L_^Q]1&^ M/1)3^MX*YVL.'*5:U^K\<))<#1,0YNM0=-C.%:9C&Z#[FBR]ZN![U@.POYK$ M).XQT0ZHY3M0B<8Z1"WF!'#\&#C8?^R$#B`F-'*HI,X?@]6IYMY%7>XD1$*8 MZ[)&35*2]ZAAZ8WBD_3XF$C_&_BT8D[`1T93`+D))3:2PIL#@!2"8^?.#`JK M*]NZX4-U&2F'*75:&DG9XX2ZK7DZ4"1'0_A.PTI-8&5-FP-P%SFNS3L!/<0J M#5-4"]@;I->_@#)WT!)S`*#Z%D!S964&_6.)FUO8I!?XR(*ZL3L^9STQVDZU M<76/`I)O9M9^1"0ZE").7$>'V/Z1$6.>F+FQM!AA1"^[S[ZK^J4>4J*G-J6` MNA]+BHV$'L/Q<)FIU#8C[*A@0/('09+SR$@"'<9.JG]I1_T=M``-,Y!LW"5/ MO]?=5L`IWHZV@2Z4Q^0G0A]Z^U!`AWP.HX`Q3PEH)^$4%R?)?"2@!NP]B*;% M"&J(J1GU<<#).I%`#:V/%N]!W^UD*^($)]44(8_&,=$BX.C@\NHZ@,2`LU/XVT M2(+%+G,2,I.T);NK@)UL,C+"A&A:C(<.H_DNA]Z28&M9U@,R[)=XY9PC'K=( M_FF`ETA\4>'5A-'PG^*RH!:E>'WS`BR+8[W#"N749.]XL(FH MX5P=U\44$7$\KHLT(CJ0QH,QQ:I:C52C40(2<1@#2;UU#B#60,E13^-[[:-Q M]'',4XLXP=$I;GVH?0PV%5G0._X)24 M!\#_E_4JM-`%%,^A-7B>9R5NO.@8WW5W$)B[@?:A6T(=A%(H(VL\FZN.@SYB M09QOKSIWN(][%=O@]>8.+CT5OJ=?:WA1=DW'),VUQLBY=GX_?%V[,;:[7J*1 M$P$<#5\\;#B1@-'3Q!KT/[;A-"(6Z/C`THIY$!HSRMP3THWQ^]+'X<'B3_839Z+P M]UA1*J%AK&N^-?BMA,JA%&T+!`L/M&AAY#`&I^%N!BW%1E)8\W3@28X&3AG% M_FQ=Y.OLXB:]RWI+!BTF8C^C:XY]93)BYR#Z#_C_CGWZ/6(K-E,P'H"AUL8B M,>QVIB,C5/NSF%W0`>!%ZT2BF#<"1TID-_#D"J8?A1M.*VP'MS.KK0!J:7[C MY]T)*2(8S942Z."A@$Y](V"@OSM!!MP3<"\(7:,;P1BX.5($<;U"C=82P@KG MA\GL-D>%'XJ$4,$-0C/C-#H]*=$>E5AS=-(DOT3B_@HI`?5@N^QP4)468386 MB*MI"&\QK>DRD&_9;[``=BYV^#O#Y#W/Z#W=*&AW"Y>)[):.96O0NCGYMB83NMZ$1B3@]+"+?-AMJFS%WD-_V`:AYOD2I69E+Z0> MXG!ER3<)U!OORCE_D*/":[*9S^14>R^EPVI@. MS:I7J+I+F:F9!!I5O*_Q/-W^B5]EJ$W7URYVM<&[`'AAG)?\5WA30W1#'FUK M9HE%%'>$<9$38H0=FA6367!O:_!MN<;:OA]*!U/'OC5G*P@(N`==-N'+M("/ MHR0""QR_+#/8V^+;YO)G^&4!V&@56_X14%]OX-$>T\-3^%$VB$,33`.WMZ'V ME^`]?%,_L\9KV79Y&-%LU[[/X(5"=QV_V^&39H_VH'7#@V[D',4EZ:83H&E` M)0:^CFHVA,$*FBC./QK:OA.VF8$_\]?HV@;K0-+&Y^#_M%?+;B,W$+S[*^:0@PR,!V3SG5N`)$``7X(] MYJ3URH@0R^NLI$7R]ZGF/$A9(F=D(3[(TCR:[.IF577:A)PV01?/')&&0F,3 M9C+B/V^>-CA;N\_\^0WQ,%QP?FU#0O`7C)-*&(G=8F./_-3WO@QN]=)(K([F MTH9O`\C'>%CC,ZI_!'ZNH?A44&((PO=2$'Y"95D8?]):TO:MQ8%0Y2;04W/HM MW%YKO)E6(Y-JK0?))9D<8<-O]8K[4!]LM,U,H%'P$0INPD%J.HP>"S3WO,)] M%"/1:U7J=K-6YYRQH3&@ZA1\QIL5*])DI-*#JX*C1$)&BU<)V]& M9H@R"XR1%6#07^4%`D07?]D:9%T;W#1M48)$])`0>,N^QR3U3Q$=RM`)!DIQ M.SQ#F'E\5`V?.:KVT3$KY=E*QN[Y!13V-SCK&"=;SOM??&GVS%Y/&9OAXF;? M-L_K;70P8'1^-O+M&ES[X MSNB&R*,^)3+8&KGUUZ,KC`"Z!/P)28MSE"VSH=BBAF= M*QY-Q@R1G*%K4QPCS&=8Y/*IA.?!2?(IR%,<*UC,+B=A%8>8&PHX19A/KTK` M[F)T+3'KG18P,J]JM=.E!&U&I0H>^D6YMT*?%$(/I(VT72,3"/LW-L5.=Y11U)^S'!&.,,()4KD6-3GO# M=WX:M6&&R$L0"4>W+KAB@OY,+H;\`.3U=#-$F,^OQJJQ)1XK[_TN'L^?2\7%DDG0LP*9$5P\5?^0\ MVR.AN2%B)SS>/TBYVJ[QCU:?[Q\T!`)J\,(?6PB(Q(7-/C[TXS0>J)"4R;," MB,[C7&%^)9YOOI2%Z`TJV]7;J$5?7_>3W.AAV%BIT%JCI@HF-13J M7'5^F%>=8@E]KC>$#B(?F(@_/"H.40)SIY#U*A9)N1Q><7@ZC9\Z726<:,#) MHTK+<:I3@<])W0EN^%OA&L,LPPM3 M/[R,!N9CQ$T\GAPR:3D=EU.=EJ:Z7*D0F089@8BW%R*&8?JIE.*WUY?MZ^;3 MG^NW3=I*IDJ$,QQ`[K!=IMG=*0$?/?Y\N?N4[E-G=.--AW7C1(B]/L,.&93+ ML6/;W1FEV#\/O_GE_K8%230$3WSZWKCD\%I:LK\9USM]ZPS22>8*B$G@0Q&P M_IM1FNT?>0\NFNM<R^OWN/P$&`&;G MOGX-"F5N9'-T%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO5'EP92]086=E/CX- M96YD;V)J#3,W(#`@;V)J/#PO3&5N9W1H(#0S.#4O1FEL=&5R+T9L871E1&5C M;V1E/CYS=')E86T-"DB)O%=;;Z-(%G[WKZB'?0`I)M2=&HU&VK[L:%K3TJS: ML_N0G@=LEVUF,60`.YW^]7M.%6"2`$EW5MNM8`HXMZ_.Y:OKW\B//UY_?/O+ M.Q*3GWYZ\^XM6<1DOZ`D(XOKGS_!?;UXLUI4+3+&&C3:'"[N`F. M3C1+]Q\!Q>L+ MLK1#]@&0L;.$1L:Q4HD$FT8[M*94LU'5+A3:AY*@$1,EU`AGQ42&&T6$X+"! M1&D6&;"82\!E$DEP?>C(IRQ;'5.W2JW8$E+,?VZPX5JU$LC MJ1_$]4MQ>VI`2"3&=(O>%Z;;#:*QJPL=&::DV^L$$HH+HI-()$2:)#*)W^K/ MP;L2X\KSM,(D)F&"L%`>'-SS$T3OG$Q#$13;^G,XJ!+=5PF;R*TXB71KD'4& M0Q7\BC#[JD-D0>F2&TB7B9>=10I5T6<+YY&*Z0/0_PZ>,H[^4AU8S%\,1;0/ M+DG'VST#R*1O7!W&[T#+F]"`L`CV65%DX`_T)?1HG>8A)$&QL21M7#I_2/'M M*:WN08)0IYZ+2'+5]2(&<05*7QF=7#)>]M956T:4T4[B;\09ZZ\H-5+PO"OX MOQ:"PCX3J2$"`A7)"*501Z2RBW^38JK7C&Q5JT9$3,WV&M&9_N8^&K\ M,A6Y&10$TT@QNLA?4!0C]=#I>"YF&L\%S<>U2^A'2F.U]?JE;'F?(R!00B+2 MS'3[_Z@IO/0Z!1:E%[0D31"A5Z'5ZW@6+3:#5DMXW"T=3Q0C(PKFN(ZX3Q17 MF!H+*E-VXXNN=MRF"@1WY/`DTD[F'D2N)=4'>[?F;2H0V(1/H_YW,B3 MM$];H:9''A.1$;@K"/IO.$P@,RMLZS`3_%2[(EE=G]("&-?&AI1Y1YCW,'$<3@VR7DRB.C`A&<3AP\%N\,GL'04Z#.3LF7IK` M#^!\20[/)K%@_Z\D-D^3V,/_VB1^"?1L;EA!G'T>B^D\IN!HTE&WQ&=P6M0[ M3$JW<,P&%[^ZA#^CEAQ/'/B,=TQ(L"$3D@'C M<#%76L+/#!MB]&FNQ\;AK".H54#[^U.]QV$:[;EA]Q(^-(#Z22*/V7MPYV4,=&Y[J&,.N("#;V.M.=EZ1C..(/;.-X47'>%7]UHQA%NOOPVPPSX11D?F?8(:*](-XIE&;&V>B MFV9L@AGH!(>N2.)(]TT5"*P[GD)G3(\E4-83G#&+AN#M#OY(@W=-FF,[R/$> MSXX2&B^^Q;4_;S8'I^,6N6YW",U@@5^T9UA8%:!\D^/)5K9/02MT\-:%%(K# M2>)W4"1UOXE"7^8%P^CB*.'4E9?@PV.KGP/@-Q"=8N^8#HZ(PE$:,CSX=I,A MA<$"3%X&#I'D&_GV%.[OMUNG4+RE,(`9IA^V*EP:K&$# MC!(N<8S705=^4LD\BBF=K^0Y?L3,L`5*+%XA^>OZ7ZM%1?'\X91/LJ,9]9*I M*%%#]SHI.O%T.Q'$4L$EIP+<7A?NAG&01 M]*,)024UL]S)S*9Q@XT^._OT)A& MRQ3IP6P+$*.J'RO4/A+8'#PIS>F3H_I<3XB3MM=3P<>\;HTPJ$MN.G(`@VR7 M?;%;3'>(>.X@U,* M;/7EB(L]9GWO?K+B;.OF:`M/A]=5^1];`%,Y0I/QHK[*[W&Y@"N[2K/*^7I'UJ2%W:=U&Y&=Y2(A[HF[>H.XO>)@/2TQU[;H+AUE^VR^W4T:;U MJ?HO]573&[<-1._Y%3IJ`5L129&2E%W9%B!KC5UM@.;7 M]\U0)+6KE;RUW4-@0-;'SI!\?)QYCTD8"`B9H^A"45XP2"NGALQC*M`$'['' MVPW)0^9RLZ[Z>O-NON45S]H9A7*#,R66=Z:ZN^L[C;[`=!?7P& M!V-SAESHSOET2)RT3ZSCN?@3NDA[#9J+N8]AE45@C%())1TC],GM6<5]@$AL MO4@SF`<0L,9ZA(X#"Y47OY*IG?J]?(^4/Z]*&`XXD:;K&DP.]8IS5RU,4=6M MZZCBO-''BKX>JMT_B(@$IU9-B4SR4,;."^^9"I.E8S\B MT5XB"94"4_9,730.X,IIQ5=TT9*N MY2)NH..S<),CW"`'RU?!C1+E)RN:1TXM()=)OU1B^;G1BCP"75$F'7)_@II; M<+:OV@@G"N2E(]'@;'=T@K,XHJ^[%6HSH]/B"[W9[^N51O>D=XC#>=SA+;VK MD(!^U:QD_!T\IW>;MX>.<_`/6DKO/U%-';TK8M#:J?:'4ZRN M97R5"^32LUS)`E<42(ON*F610-(I".QG:CZ;3ZN?-XR=DT`6^= M"M12A_8BL/,%L&6H0#/-#TY7`&Q6^@YL)KDADF^(G-N>^M5] MO0.KHS7=;\'MAT>PE%Y1V[FONWWS#>>Y1L!Z^V!%@C))-NQ'?#TW_6)*5J&3 M`C!DU)5?QM;1LN8!+)?8:A9'8:(>8?<$4<]?F+TR*1 M6(\:LY:&Q/VP#\\DLB6DE8Q1U6TB_D'?M_3O@2[=(%I5GD@CGN"PEE,.IS!D MYE4X/%K9/()+O?D2#A_!]\-R.)MRV.[#RSA\T0XL];R)L#C+8;Q)<.>U$8N% MJMO?UEQIR:)2.09?WUHM`844I,6A1X_#/6-$+VX1Q0^?F.S?*`MI%WZG/+NU M>8K=9L)N40KJ&J_`[K#F>627&MP%W![#^L,RNY@P>]B#%S'[$O27NN.I)YT. ME!?D440ADL+8+?B%9%D'H;YI8%)A4`=WR@A\/'1UI%+O2@>3&6?B2IG"X7[6 MC_H=^$^^RDS]J*`YOX(=#8N>!=>\W(R.H569MZ+6E>;_AQ4U4ROZT_:E0IF]<#%%&:NZR-?1GOG4U$1[JJFV].-+\*X M;[=DY9PQ-?%M<'O]/2?&R\=A$`IJV,QZ#SD8QG5[V.!E/?DPLIC(R1Z3=,S= M/IC7/.@D>6Q>"11GB02/RM,>+*CQ%A02*&+[::S]=-VDPB3@`6!*WN;;KZYKYZK,-$1CI-E9+:G\SS1$1?%ID\ M*6%F209@GK&C#+GIX'(6+,B6A,Q?.E=-'\],X&),IYH,M@C[:/H[#E4I0 MKF?"E2H30>$:@@1;D/X M#&XN?,!MB/:XN>#SN+E@A]L0'7!SX>=QFY#:*^,9RHJ4@<.?O:/Q6GLW"AFG30F57]\>;?`0#W^J-2#0IE;F1S=')E86T- M96YD;V)J#3,X(#`@;V)J/#PO0W)O<$)O>%LP(#`@-C$R(#7!E+U!A9V4^/@UE;F1O8FH-,SD@,"!O8FH\/"],96YG=&@@,C4X."]&:6QT M97(O1FQA=&5$96-O9&4^/G-TGJYAUSV)LW;]]=L9G#[F:<%6QV\6&)ZW;V=C6[6*TXM+15U%H>_C&C8\CV]EG:UE4 MF6#S16AU&]$(5K2LJEF:=<6]8-NT^4MT;%TW#$];P*1[?J.U;NNJ.4_[3F)+AIVGY9] M:OYE#VG+,OW&W+6*'+;E;*0QUAH=5VI<:)4+;KM!3'HM2"C%O2B99[/YZNOL M>C6[_@1D+_9H9]U+=L*)`8BQW*Q5N\4 M7R[9+[7-N.>=LR^N MZUUF6=U778$W M!:&$@M`UA33O*(FFN1%Y*C="8!8K\ZTF)>11H7VU@=4H"'(`]ZD"ABID$.0/ M@F(I*+##6)>D1>BA/%(VPASVD)@F3R4A#'(,R?B>))F%Q^TH&;OX4'0;IH&R M&;N40H!H^70^\K!)]R*?)2"/;![YVC3RD/(U2YNF(`]!/ZFF!R']E=E\@)<7 M)=I-+QS"W0BRA6`!O\%!"NFOQ'.L+-+;HMR'&P]E7"EQ>*P<=>W`2R8I2OD. M9U"`A2+!V[24<+4;E(/*IVR35G>B)8G2<&3I?3K*&4\;'"O21LHDX&+EO'01 M[@UVJR29ZD1Y=D+E+ZJ,D!CG(BK,-;E(@D>!JG>BD0RK#45:-F(CJE:%'_<" M\1LSC10^U).A]O@XOA4(89)/))!,?.7:G&V+LJ2T)\T&:=_SC:D3+K!>A;8S MG-#=!Y]&H"4AES8M$Q6I_=A7@GG.N4'!BZ1`E]N^.QCI4K,@`Z5J_.*/Z!P8 MMSLAVQPEZMCKP2ORZ$CD0L4L"ZUF9/?(??&X`[+*?U3,Q/]G2#T/H1-R!;5K MQZ%KW-!XD@,4=OR\\FSW`*6V>#R"D4',M,SZ4I95WU(72(F8 M\QXMXHGH4.RZ@P+C@:L+(7037;@XKSHO&F21D:!MG8OR_)"/N9-$VN`X-,3^ MMDRSOQ;+;%.7`KU;->Z^G?#Y\X''\VT?HI[3T[HNR_I!=VUJX"#ZMM_NYZV_ MJV0X`G?P@Z&D.@BBT^-0>%PVW/%D624@*WA#PG$9H8GZG-O<98$3V8F>52_G ML=7-%YZU+WQ*V7URDZ30CF5B>S@L4;DBQT,Z&,@..JD%!2F7O6.1V&$T)?PK MZLWF''Y;>3A!EX]-7=X2JFE+3RD+JD$\3=@9D\%3]0SYOF%D;=MMVHIY9.$< MVD2EA7O^,#J_Q]\K>+W$2]=SS%68[@<%AH_D%<132B%-QO*7.,_^QG[#<2#I M8/C)Q3RP'F$SZM_"[7P16>JO0:PW1'SA)C;W%<71/$(BKV'.-WST5)_O#Z/] M.YYO3.>4?.=N#)':+\?T^.`\=`,[,97E!WN@5._R7.>#J;D.>QNX>-FJ5^(]%O2#R>A>%?)*^DX9Y0*.AJI)_P\,*A`_IVF*HM*+#?I3@Q5'.VWTP\$6\B(%=@G"/F*ST?V^4^' MY6SFA9P((G!\._;9=A8@+?1-.5ON'Z/OQQC_7#M!.5&9-V*V-H_]``="?5K? MC$[[`0:DZ->*O1.9V-YB MXN>R601R)QE&O751THY!\WNY1@+=%>UD4S';A1O(#H%"\N*!G&6_)QH8)G+0 M/WM?-UNV7'B7R]^97(U(WU)D?2.WC6/K(]>KE18_FLIH&+M^5"L%&;TMVI:T MJNUT>7VE-M-SM0H-?)+)ZC+U;CX[IK6>RGNLPQ.;83-";F/QL&0>!):+J94#8`TNM[T5"+_%V,:AT3+;NY MN6&'MCBNZKEH65XRV694DAW(4"DWL;*3S_9!VN/]XM[`?V1QH`)W$[B=Q-]A MTLGJ<.7^^P5N!B4KH1A3XB"6K/$:V,1O(!=6<4.[?CC$::X>3<[U8#9%&KN]*T4D*VO6W99%A7UR+?9#<@7]"O1%R9Q@K M&MHS]#[XRG?PVK`-0F&5%3N$+=W6/1'3&E-0>#8L@EX4FD60)(ZBOBX>80^B MNRYKU#M4H.P%*VM<(=9;UO:W=0/[Y=94U7MC$P-"K/H2+I.!*Y&?D@W!M=E& MY#WQKAR<:(S,20-MM:'U*7VB'Q[(NG=AZ+&*]"(UL2L=8V*A(DC!ZQ5\/Y!/ MPF4?"".;Q-.'MD(:OL4A@2&<"G8,')'9U2C/ZTR(O&7KIMY*>J>@R6@\H/34 MXB;+(Q=BRPZZ":8N-6-JN1/SP>`ZI%)PWX%I*\H6%B%#S]A7T$K=3((P3.[# MBNHE7-OMNI')VV=,2+WJE_I>-\=`Y:;DD#7D'^RMPY*DA8XRYDY4H@'<6=WL M:IDLX,!=W9ZJ_A_9-66AG0?T\2M0\QV);//MW9\MP]=^03R'<.ML<$HR?' MN(25+<(%)T]PTN"\37M7LYU-!)G)_;8DG#L:`S2-D!]YN"3>X&88'N[4+<@W M=LB>IHS7O'"Z_<=/5A5^9LL1Y>C10+ MGO#ZFQAB42LA?@48`.<8:I`*#0IE;F1S=')E86T-96YD;V)J#30Q(#`@;V)J M/#PO0W)O<$)O>%LP(#`@-C$R(#7!E+U!A9V4^/@UE;F1O8FH--#(@,"!O8FH\/"],96YG=&@@,SDP M."]&:6QT97(O1FQA=&5$96-O9&4^/G-TS6Y6*PY;5O2;9:,UP)Q59/(,-6'1,< MO_]D\+*%'RF7\(*'59ZE"C[AA\[8:C]+3,K8N[*MJWK;L0^N96^:_;ZIV<>' MLG7SU1_@'MKPZE&A2C-9X'HS2QAN>+>:O;N%6&[&^$2,[\3E\[YD19Y:4UCR MYI)">58A3X45`EV[H-J:5)HB)]6_N9Y5];K9.W:`,-<^S`[#9`]EQ^Z^K][,EY4W$#,H,U2^#_J4`QZTWLJEVY!*YVK'FV'=]6<^7 M.MG,ER*I:+E-O=8SV*GSV`UIO8!=!C],H:^F15]("^=*Q\`X)0AR+("D:*5( M"U,8II1-07VFT1QNVD.LJ[E0R<-\*1,@7Y$X=CO/DV8NDGINDQX#?>C8.X"Q MWLQUXN82,,"PA4YS*6-:/LZ%3*HO+F.B`7\A M4Y%IQ%\5`?_W1U3AF.*+:$O(/-IZ_I:4946(7BB+:B%$;C1%;U.N(/H\I^!% M`45/D7].()DV>3M7$.]2B&0W7QK_46*:VVZ^+!*&VM7/PO^P;^@X^HP+R$AN;,&K!91Z[`/;* M8,[W&S"CK0B;7S'XAUMMJO+8&J65"YM9?(P^F3.;31X?2F!/D?&P6>?ZFF9C M^4(;/OBF1BAL\.V,.>HQPW%A:*.1:6[-"6;_=!7`M45&8!M#^K'R$8H0,`-& M;#U5;,+62+8&7NSQ$7T@+0#A#"1J+XD[[W%U[]8]/4$)>L*HK>&J@O(F"ZBV M([(]0'&72"TTZKHA[2+4E54G3A^[0%2;>+L5>4':@N[[&`'.;5#E M`0%!#>H%,KF,[[50+Y29V.'Z',S?4?%2L/^O)7.F7D(Z;4+M)YMTC?]5\0"1 MN?POBP?(_;UB>%8\6GVGV$[TZX50^0\7CQGY*E4\0C*XADP3^IN#]$!/A?&K MAA%A31,-9&F/SV'8H$ZMH;7C[.'?J@3&8]Q#`SD(MG/,`TQQ8_-5XSWD>?]_ M7=+P4:'JM3_,-0RO*LYH$K,)!_:8O^=)43!NGQR9I[4@S%`_J3]Y44+;RQ(Z MBR\55-]+)$8;12JN=HC+:DY;S]((0.H4JK?5#J`]0N_J'0*^^0:N1,(`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`4=@>8X:M'M_NZ8&7/#FVU!J_:LMY6]9;=M\V>O2J@=`7& M]:HHTM&(C$:`DN@V$$=E<9@`4'`D?'*MHT5S[+L>W$>M^/ONV#-Z63=TL=P= M,92JIF#IM/5&M#"N32/R=M43P\1[BRK8&(QW<3UNVJ6!\!;T$-BL[ MTMX\P(Z7WM'QT;;EU M[!M4I/#)7`;EH\.?DGW9_LOU!(-7#6ZCLE-FQ,RW;N<>X>:JD[K'H*IFTZ6, MG:.;AI':DTUP6DZ`#)00VI!??/#H+7ATWO)5SLT%#*Z>=\"E_`R7YB&\#E>1 M4;`D4H4A4ZB"W%G]!;Q`>@7>0%3X]4KP+)6Y\529PIPQL<,ES0J?6*]TPL1G+'LYD[XM7+H3@N,R-2;>7J9\"Q1Z`7V> M<9TN)=Y_KWOBOV?:"N&:7K43=A(X+^*'0S!;=F=ZY^< MJ]E'=^C=_@XBEX:88XE@?W=W[;%LO\(3?"IL>JEM%S]XP,1>K3*30JO.KIX) M,,,.0ZW$F19'VE-#$&,^9(G3\0!XMI?M&H7W"H-V/R498/H&"@GN<@"GJ]>5 MZ_"^1]P]YY#X3KC\JFT-9W8!U\"K,E);M7=6WI:;6!_BSXKHM8R0C%TT.U M?F!/%138QD$GV`,PI"I`@HT##N)J^]!WYUU7NI##$5/D)T=,<[>KM@&((W3L M%H#JCM"$UPX[-:"\U$EX,$%J#=3\-^'5TMNX#0;O^RN(/=EH8D0/ZW%,3]U# M@18ML)=<:)FRB96E1)1J^-]WA@]9BNW=0V*)DLCO.3-?+ZMA9+@`41ZE$^A7 MG@11&"5%H'AU4NT`D"!0VW_(NT$00KQ"EJ_YS'W?1*DSW.\WBWFH!Z/4#\MM MBDF`CN\4K M^3IC"U^F95)./#QH)!%'VU]I2V4O2&UC@R705G-QO<`&A$CHQL-1[+H[_%LF MJ2_^ES*;:$Q,G<7*\YX]N>JXP@<7I^*A^[QN].";BFN^'/`>LB#,B&ZV%<$D MA:H(>=ZI1JO_%)4!A!%K^;TSVN,4`HLL8I/+/#%!7>=.72,Q*T:+)$\Q85^' MAC!=*W>-VHCO1]TX`*F!NDU`)$#--2ZA_S(G8:"ETR0/[<)OC0I5+2KGN?W7 MK9]C],N.`D;M=<5HGS426:E^D`Y,AG6\@NZ[+:V7U'>[/VZ>!=LYSX$&N,U% M[#O$:7FL#9Z+77C+:9ZKO>OH!5D\'Y5+2>V,@FQ>-;-J?7*`>X2,$I*?0NBP M#/>056;1Q*&"8P??7B[GE,LK5=?LR*Z]Q6O&OF5V;()OQ".V*SU0946H:*<_ M>]'HCU'O]7!!9?W1G>%R#TIK8=TDLZ)I&QO2*,5@E(8$.A]F)(48=2UY&-J] MM]V/E3MPO'6J[3EYV11%]CE!AN"K3H94RUKFEA_0:E2OV+K6IH*[%ZAG$GVS M1W29C/L1=J&;V5!.-MA61:?F:3R5I&_$A5BP^7?1YERA#%#)^'EB4J';T/?< M;<8O#`G4K6=&.P?(H'<1]H<:*7DDPQYKH@@799FE/Q=?Z4_$5X#!Q*'HPX.R M%`HSL^*+'!R5F*F(%9@.NGX)1$<)))]D&+"'<]FU3*>JS[<>()*X7/"];5?; M^[P`UXB_^G&/!\SRMZ`QIO.6!1</39 M'W5?+%/=F:O."HZ3H9^9??UMB6[%-0N]$GS3-V^J?$8/E.TB/@-:C928^`CL+ M@X>DZ5ZU!_X>\:(`%N)2XP]J:A*(.!.^K0#6R>L&^V"3`3?IVQI^2BIY&P4D\R1_J$5Q+O#RM1]TC;$$L/D` MABOQ&(M%OH7D8;\$($9!9\0=^I!98\M?G/?Q)7DIB`%Y9)$`&Q(4,M#ME^^B M7=KSV8KPZ=:W[6<^^/O+_P(,``E2HJ`-"F5N9'-T'1'4W1A=&4\/"]'4S`@,C(X M,"`P(%(^/CX^+U1Y<&4O4&%G93X^#65N9&]B:@TT-"`P(&]B:CP\+TQE;F=T M:"`R-C`U+T9I;'1EEBV\T(3#8^*> M4DT%_(<7J_+^4!=$)'/"D\3,R7Y;D*+;E[M\7ZS) MJNGV9-^0>/G%V3?.ODD8VN>5:0[K+8DK^M#N2^+ MCFR:EGS;EO`-+;QI=O=Y_8/$.OJ6=R3^:_G>Z>=.?\*L?PMG8,$H5P:M1*NF MWI?U9_"@^D&J,O]4%025O&"*44-V956534WMF=\M9^]N`-F71[291_L$W,2: M18O7X=-&P0$0XAP!E_+ M&K#,*W)_^%25*])L-D4+2,Q/(1U"E3J3+#4V5()FF>Q#%6WS-:AI5]N\@S`' M86J;';R20YUO-B6@BUE0E9LBT.M2D.G>E853?`S1QZBLNT.;UY`*\4)#Q-S1 MX/E;N=_:!S#RZA_D+KH]W!?HZ5U,-F4-,NAAMV^+("DR;U'V220,*NBW>?]3K*J\G(7YJ#+<<&$ MR\'>7N@@YAW`8S%K-C8`SDNH*LCJVVUSJ-;XA$OPTV.H+3*!*>9,)=82AP2V M:8$AZO'SV'TJX*G`N&"^@R.[_+^%M=L'[\=E@!+-3'_^7FUX?L\!T;X M?1,&RCKPJ?`EA@6\WS9=X?"J`B^T-\A=>'B6.2^..#V);I2G`^XC@:H#-O"4 MQ@=)!I5JS"0?R".Q_S:#0B2@C=R`IB_P]YY\_"LAZW.[ MX*HRIQS(QUD=&(G"_IZ64D#X#P"TM5S0%MNB[LJO!?E7TW5C1U0/>#_14921 M5"JC)B'0U_6C;VH<795"QH)^JWJYQ>2KJN8;&4:@&\A58RF@E#A$@IDT1)3;G%\2,`V<8F*J#4370#312K M?-O%BS0B[X"9ZG6QMC7-%!6:>WJ]C654Q@L5?0O/*VDX MY(AA(V8RJGAHQS$86F.2BLQXJ-[':EA$&%"K$(,'FC*5::L:O>:0"H8H#L2@ M^P#=16_C-&HJP!C_"!E/"OAK0$G)L#/'>X5,,N::J%=P;Y&7=)C8_ID>W90,E]^Y<&)R/D M9"%[T7]#[^51$4-'1NW0M-HBKTI,E;\A0R"7"'ZW3[CK'AV-%R"RPCTP=."R MW=_46-/VM?Y:0+9ET7X'ZH45K.U&^W5^V50]?R;40!3P?*P_'ZE1K(@YG@_2 M%RRLW9%Y!#,5!*'%\0$Z4FFW`D\,Z\3*Y)C]WV$C?NJ.T1Z"+3@5:8:GX`Z5 MNPC<9*A.RKG$7ZUW:P M[)'7R$M=92\[]C.,H9;*\C7>.[X<[+I=V0V,6=OW#K?-$7=2%XZD\/\&=A`K MC7LW^`D?`L:R-YJR/U!S5.M9BT??BZMT!9V"7;`55WTA@920WHF5,E/<6?IOOPVP^`0,E"^9T9IDQF MC43)4;L>.`/TIAD;%%]H'H]!V`<8-`_SK"!8%2DV@4?$8;H)G$V.8TU`IU2Y M@'R`RZ,=3X';[5#HN-U^/.%VCMQ^VD-[ZE54P840#X!?$4LMH*/+4?C.&!>$ MI994P@)>HYY"N%8%1&"Z@_(G$JZ#3&I?I==S<#Q?0O*5F-!? M,XGAS)2\!'O7]X#+_4KODIMB=U>81M`6,.;!AH\`H/!NG-\%[H=O?YL5`T M2?DCY!_L;2+D59Y1*9^#KM4@D%8?@>\8K8XQJ&*4.U#_V&^+EJR:W7T;9\"3 M(MI:3M51^35&YK1^5XW]9/_-<2@FQS"(X;XCD%!A[F30YAV@#4S)"H;FPOZB M>C33QC@LXZ#<[`HOJO+A"Y((F5TP M.P=+@W'T$81<_=F[JM,#B*OI&$ZQNY@P8&SK'@R$\"1ZGMJY4S\(CWH$/&$? M<%:?#<_9Z4?AD1.#>-C.+WE$2@KU<8H/DP"0B5(DE'G,$IBP((GP7SC)J2&Q M!YS4P!0O8*Y(CGQ@J%:I7[N+6&*7,[Q#SDUF7PR^'/6[4]M`9/KB[[J]M#,>2/OUJ](2?,SX41I:N-2!]+!^W;8[ M61_-X]'[]_#L,L51>^SL7MX?/I#W.Z[*^],-\N[X1_EAQY2\C[N"V3H,NU\> M";M?=F%WTD/4A^7K49<&-NH!^5XZ`-XO7P^;6_6..^G`;[_AJM\7!3K,62/U MQ[";V?+KG]">4EA^TO+A)!,.PU0"9P1=6'$G=D"^O3"1:KAF0".1(J7FVBWM M5;LO-_EJ#X9&#C^BE*0P0FGD2*_30V8<=HJ-!>X4<(1 M4Z`S1!D$@=,F9J?S4WEYY:C[W-4_9_\78`"#;>]+#0IE;F1S=')E86T-96YD M;V)J#30U(#`@;V)J/#PO0W)O<$)O>%LP(#`@-C$R(#7!E+U!A9V4^/@UE;F1O8FH--#8@,"!O8FH\ M/"],96YG=&@@,S(U-B]&:6QT97(O1FQA=&5$96-O9&4^/G-TOV(<`AP(DFKO+79)`42"VDYP$35N:6EG;4*1!4G;5 M7W]F]D;*EMP@!Z/<)ONMGEZO9Q6J5P">KS2R)DT3" M4T7PB:9D]0@R9-43FN#?OP@CJPX6<<)@(W%/F8PY_,(BE62UFT5Y3,A/:AA4 MUY-V0ZXZM=8#F:_^F+U9S=Y\!!\O1K^I]_O8%>.%=>"L25ED<2Z*W!@]IY^= MU+_$"!-I8Z4LR]'4&2NYB)DH,F-EM57DJMW=E\V!;,N>E%U7-G=JIYH!%@^E MKLO;6I%-VY$!/M5]OR^;2J%OQDZ!=IB(15%@9.O9EP@AJD>T*H/6@CQN=;4- M&V6GR%Q&=ZJ9+]-(S9+@<4%]&#TD M??546WG7*0,.>=3#%B.XTH.^+9NO^*Q[_"VG,:1H86D5CXY_B6ZU<]PA,B(U ML=$V]0&\`)V_-/C[<_N@C&YTF1LZ,Q9G4EJ?H]TM*)(+PI(DLTAXYUXP-Z+! M7*6D7%J\K>ZIVY/X@2QK!3K*WB+_2H`H>KG3=:U;X_#0XN\KGAQO3?!QC$VX M(6P$T;ZN:]*"\T`XU>T,A8:MGD+?J5VI&Q/@Z'SJ%`F1VRKS;E_/HK[*N*PF4/V>ZJA^"OW/+0A2;O%0P3]K M>K1\,U_@TM/S,Y97.:>1"POY60WZ*4/A*<..`(&E,8#C"-7<$>P)ZYUN=#]T MY:`?%"0"DN"+PQ/LWVV]ULU=3Y[A1:7-[=)IGI2O\]Z[3@)>+V*%0+C^(WGA M?$YI2,8$).L50G!G2O-OX7+QH,37^9)'/C%49(4/`DT=U03@^2)0KP?R8=^8 M?L>31<@UG$@.(4&I:==%+',71@0UG)N^=:TJ90J;4UO9B^?=U?3G5VDN8_F\ MGJDL3*M8.OV3!/A213NOTH+&E+A7"ZBR_EY5&$@-='Y4G>W^4.SX]8DT%[DK M#`DEXG+1[H=^@.\!(,>8Y[X#+$=]?-H^70A<"%\6J'P20:=TT^\[/)-(>UOK M.X"^;7I/@*MV=)0'719M$7-*?><]59[4YUS?@9?N(N1[, MH=CO=[NR`X_[T(N2,&Q8AYV1*>>G'>@Y&*59&+H@5Y`%8/W<+,#/S1KGSGZ1 M`D5$3E^<,-+36B&J-#/'&3S2Q&0[BZ&XT4@6%SD7),MCEA(XF^!/8JQ\B6ZB MZWD188;GE$<0K>G=[;Z?"^A,(FK6\RSJ;^:A+FCA44S,053$3$HQQI*F:$>` M'9:@?6/EL@0>-5^-$@;>\,QS$!#?Z0$,F;-_F68IC=[CP-&0WWH04@`OU`;C MT76)G\$PPB)D)23BS9_WNCL$SQ@/GC%+2&L)\LLSZLQIT#'@-(`VL#DN+^$- MOJWQ30G1XC:0"Y[,*Q@NG$(T+61:, MD/!OZ@3/`AL2CO;![)$7A?4BV)9'MJ$2#1#)_VC[)`*4GK:=61DA%E*`[?3_ M8IM9K3R/H:BF(:]:9!P.#C4R#T@M':DET&\\(]@" M.JJ,\G^(:#0@Z73S.,V?M*XQ[-5CBV$+Z`XGSL:GJ<1A)I\VU*?])@G0,@RY M6&3RF!SYJ-'W:!_YV*&QX7QKS,]*BKU44I]-LYG0R.[9N^)((^E;4^4[M^EG MQ_4S'BWY\_HY2PYLRF$3>4'I(L<*8G_3E<6YKOPTX1P2+N"(3,&+/*!0ND!@ MDAI,1;@QKL,![WB.,@'*.!\'1+K@YGA?O-Q^`7?!G@;N2R+)0DM)D1O2'D;9 M=QQ&82)_W]2Z49^VY;T*L[GPLSDHD@3'?/*1S#AKJ?R`#0[:Y]GYJ(3Y-UZ(L]E@:B=DQ<2M8_R=CV5%P(ES\G# M90^TC_)V/96G*2+R5!ZN9C(G@F8Q>H^7)RG=$H7]MD0T4H$WK:GQ(H^S,?.I MY!CT-//N@].)MYLN[UYXS+O;/IUVN^FS[H4G673%:@<'S5$3&2UE MWM*1^J?Z@&V<83Q)BG>"EQ3F)Q5BAQ.9[]K8HQ^?.>V-L()"(W9^%S&!`/?] M8&X,YKK0GS-=G#8=H$I.016L9D7,>)&]&!PTUE,F;`,O7'@%8R^&)Z%T>2&, MH2O5#:5N2+^_[?5:EYU6/9Y,YG!>D/M.-Y6^+^OZ0-X\J$X!#O]1Z%R8)ZQ) M*@T7X%:2A.N#;OH]3CV*W$27JMOMU^7-?$%^&M8QO+EAC+NWH!)6*6[B<(`_ M?FC05A9\04??$^6&KR)5U^U\]TH%"O:KVG1X.9--VL.[W.W"];OM>]1//4J>'%R:%T!\RZ?7(69&A M)94C2M,VRW*ST;4&?]9V(@IE)>PP!/.EG7Y];!6,.U^-P8#4:OA8_4KP4EH,;05(ATCQUCA+&.M2B[DMVD[YA: ME$9L]:&L\AI)LY7)LK*AU#TA#4L,--1(\J+(2^-.4DN^PMZ+0L>DDB`5-4*T MV'GV^I/:%*D^2CE)7KK'"T#>I-4F_"3$=VURU/=K6>M)84*^WJI,N%-"#[T@ MB>9C4S/*Y%N,!6HN.!ECF0@25J9?SIT1=UE=WFMXYC-(U%I\+`N"4L58*C1! M,!6'!L3,0.L'?22<@=]+/X1I+OKO=RC[25=M5ICP9R$ M3*L?[Q=.U6;8<(:WC3ZY%9);8(S`*BN^I$=(@%3L*I:3'L!^;Y+Y@5%$RGXN M_[^(>D^7L(VX!K+8KR*M!%]WY@?LZY`_2$$7/TQB)@BOQ"C"+I8V/D+99-G# M5Y`U66OE$9#G,15-\D7V?(EF^2+]!-B--RVD/IEZI;"#20>=#"=Z$OKYH`T] M:0A(UN!PQ%I&8I*5QD#/\0VE[RFGTVX5.,(>=/M:U1DU^71=(/B!ZI=0)'MU M'3EMPEFD8C>Q$L5ZS6JX0X,1^]+4NTIHLR6]M9N;M2^]P+<=A2X8U/U,7[D5 M^M2(Z+#$7!B-[JORYW[%[3F+?LO^*TSJMAF>N73Y&F`&(/JCZT&KB3J3T29I M76YM#ES^FQ:-MMTTK\1]6N$&N/C8E,2,?6L22,Y&CD;<6>7&C95O\ZQ%6E]P M\(/.])X8'$@>.5Q_J%LP(#`@ M-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO M5'EP92]086=E/CX-96YD;V)J#30X(#`@;V)J/#PO3&5N9W1H(#,Q,S0O1FEL M=&5R+T9L871E1&5C;V1E/CYS=')E86T-"DB)G%=;;]M&%G[7KYB'&*``B>;, M<'C!%@62.-MUT#3=1,`^V'V@J)'%E"(57NRXO[[GS(VD;@7VP3)%BN?ZG>]\ M<_NVZ8IMEG?DIY]^_OG=W7LR"\C3C)*"S&Y_^0K7[>S=:G:[6@6$DM46GJYR M`A\O\$%6+:$!_O\+;S7PQ0\87`;F*HY\#I_"#Z(`WM[//#)??9O!LR`(T1!C M/N>"+/%.1%:;F4<9_N+#:O;A$\1R>QK>]QFGU$\2$E,_#0F\&1'*_(@T_@[?;3^_O[^`5X_6_4[LJ8'PWQP!"2`$*YW^L/AXE%=`( MG2R-ER7UF4A4B\Z'FOBQN"$F`.7_@C( MAER"';L,M"@1$&0:7VTIL\ZG]A&`H4N=7NYG%`/81"J4$T`2(;_6U1-9R69/ MOO;KNMD45=;)#?D-:Z!Z-QH9C!V"#(5NV\4H^=DHK^4>P1=Q7&?BA2IEQ]KLC;0U.4A$4+PH(@7I#_U"74X*DE>;T_E!)KD9%# MORZ+G-3;K6S@(0:H_3('ZLB`.DXGF*ZWY$T8!",$@[\J+PY92;)]W5<=6"61 M']V0;?$#G'7U&,]"VZ=1&EL\@X,!S@_>MJRS#F(B#?2-E-C-#KO9CKLYMQ,% M%R]%MQN[B*T+GJH4J$\3T]^,M/E.;OH23.RSKF^*[I5LT`_$_"E[!31@V:#F M.)899%!!6D-UA(5DHH-7ID>S>-XFFHQBG]SU6&LUGKHT*L/3V@.=NUD1)H6EL;VJ`LRRW?D%4PN M$/-[">B$LD^MV^D`5'T#]E0H=;6BSH7:)$SX44CM%-AY>F2,D:9XVJF7-Q(F MB;@2@C-`9EU)]:_!SWW=3$ID\J!)'.H\M)=Q1^H\SUH8L5;1>G]`1YVL(*NJ ME7F/G*_R1&Z///PS$%-NT+9)@/D)M^57\)O,V$5LZ3(!&DWQ:9KJ4+6]<:@6 M?G8"%H-5!26`T3IK`?-0&8P`8N6Z*E5GHAT5GO+0QJT8#^/>(;-OX/5[-+S. MJC_)9Z0OL/D%LWCTH"/\U_MWG[_`1?@X)X>R;X'!$E\,O:5N:S/A<@$?(_A` MG$5+#C4DT"HE(#ORO<\:\(H;UJ!]0$OB+*K1@H4BDM@N%/?B$=#_+=<-/'H= MH8Z[F5'C3[F?)LRB#EMA6_*V?^JAKM!;*"!."?QST#;%9((;6*6^B,8,Z^EY M&@W):`:N@?M8^+`P2LV.<.@Z8A$<@Z69@Z4:!#4%EW`]F@Y#5RP0;D\XR,4J MC3-#0.XP4$3$%'Q9GO?[OK1L"X.1ZO4#5E-Z0K&6ZPX'V)&*V=28X/Z$_;8! M\XK"3HD[YDZDH=GQ?#B^PSILC2C4\];JZP:5&A1B/'@+18+:\>D2!7^Z`:'/ M`RMA5'P#ZM"5=:/F&@W"OBY[[+-RYOIJ@:Q6**:A[4Z@H^.ZJ"7%>3GG)-0FX2`64:Z#FT$7915,^4;*O6K[!<5AY(;K MN5.GL1T"$7$[!!>:"13PLJL!3^N^0X-XXP"=0L3!#"M>/-$Q+$D=JM#%!%4C MB$(&^T-G!%DN%^"J@!%7`R"_X]8^=<&M"ZT*@`OCV/+M$W`5E`&YXM'+@$[A M;'F#W]#&B>9;2[5W-)1"*^ZTO7'$NM"H00&'C]X:[&I[0+.5JL)S5O9Z;6Y= MQ&H\E,,S4Q`ZG8=IF`Z4R--[-`D%F>RRK)HO:>!M1E+0_+15.L,L(QZG5EZ@ MV=$0.)[H=M"WE[HO-V27`0L!S32]-/L3XQYZS&"EMI1[PXPH]= MG9MZ:[= MN:=`9!?T:%\=LF+82;"G'/?LH;]8Z5-\4#U#H":"T*'ZGREJ+CRE+R"E;(OC M.V4@"+Y0TE3ST.G"I9SKLXUQ/)&CS9BPKM+!4=W.R%X6"XM_Z(]&4&]XX:A@ M_R*[VBVIT+X?J3@I\ZFP&_Q%/LMF,8:NKL1077LVU$<'+GPV5=RZ9FKX=GH( M!Y;`;],#'L8ZI?K%F:-ND"8F4P:"R4XZ"\*8P&R,Q%<&D1_*+)>*M_+L4'10 MT1R47955`)LY#1*/#&J9.1V6V&%G$ZGWX*UV13OGFE>LH3G3WXU:S9YN$!J92U1R)ZT*F)TK;7E0@+AFZUQ*JVRP8VU6JH,IDGSHU6K&[8S@ M'34G&[F&U=NVO2TE#:EALS"(W:PMM&;=JG\0:PDAVKB%&%G#:AD64Y=#,BB%.A<5%@Q?^?P.*<^:$0XJK`2L[;]H-$\&NV M:>HG0FA5=6^7H_QQD"#046OV1I+CN;4"K.-@O@#_8J%:9+-3]DN$.[@ZRK:< MIS?82]:2-Y$?$6A'B1817V_@T,34L=+,R> M%%JP!>%\[VN$W5Y;4=H1Z7V2EHK243!S@.9.YK').>$.IEF=1CG582YTOUB2 M^,&T8SP$]+A;RHR:BZ!'(@5!@@H M^]H`T>#2!`71P`+AE5EB(H)9"B/E!G8;P3X@XWZ=2#W3"<&M4<:,T83:97J' M+/=5YKBO"AB8W[-7)94NQ4[_@5F":]4)0;F)\#J]4';E`.%BV"=([Q+AQ5(_=?`",H_\^9)Y#+3+-UW9J8@&^2U/ MSV"VP"`84F:Q".5MA_)NX-"BHQG8++%:A3F]@:^/R4:'SD/<_Q^>-75^D>2] M6?ZKIF^5FKJ_Q\]'[Y$Q;A_"C=%S>!*.(K(=;0,NK(1"7W]S7C8[#<-`$'X5'P%5J/Y)VX@3 MXL2%4U\@1#E4:I.J&(F\/;/KGVP3DP,W-U*=[*X]\XTH9X))].Q(B#&51IW[ M[$2,@L<%L!YN62UW*?`%2D/##IGG`X?UH0)P]8:!M:?_PQ!N72EEQ&"*>^%L M[,K#T"*MX!-#U.I'Y4\73F-33W7F;IO9M])SON<.9@:.YQFK:`3U"P>+Z1U3 MR6"A;_&U)K_.Q1E6U3X%19+H%"4VC`+X46\QH#$/"R41-_1ME\WG+D"@HDR] MM+4L!)SA3\B?/MYYA,^.?().,SUB]*27A.L3QOBH"9'1-D'DOOE1T7'>P8\6 MEO[E0>>T].IMN%P;7H_JM25`I_I+RF?_1VU(-DA'$(=5675_F4Z]7\,V[2P< MS1K>'%+Z@7C`GJT=S]H4U-3HW7,EU'1Y9>LP%9AV9=*\U1Z>5M;;N5B0BB[$ MQN@TZK"K''7^:CJE(>>BI#4QE1I*5A"?DWS>ZV*ZUJHYG].IC#444EYMF>Z/ M3S.``0!OMD@>#0IE;F1S=')E86T-96YD;V)J#30Y(#`@;V)J/#PO0W)O<$)O M>%LP(#`@-C$R(#7!E M+U!A9V4^/@UE;F1O8FH--3`@,"!O8FH\/"],96YG=&@@,S0U.2]&:6QT97(O M1FQA=&5$96-O9&4^/G-TZHO)&5=`N3!HXO%KNI3ITZ=>OU3 MTZFU6'7LAQ]^_/'AS2.[\]G+'6>*W;U^]SO>MW^?9WLW8_?+S'?[/]R,Z*`B\ M,(S9@KY)V+*XF_&0?O%V>??V`W)Y?9[>U[N0HK6A4>63/HI4%JROVM:\[O,/77V2''UC, M8E^'"2+/SR("O+C[.%,KR>X7R:Q>ZY=N8SXVLA1T1M?T+1TAU[)I\+F5J[Y1 MG9+MG(F.O>^K^T4TD_<+#@S^7+XWM>'F8CR-*>#"1EQP+X@S$S;TYSI.X/N9 M?B.J0K^^D2NY?98-4)ZS@#`ZB):]"J+,"]A6E:7"!46E8RV^"Q;HZR5447V[ M68$'8]_+W(-S%+G=R56G]K(\SMFZ;AC=./$"_U^ZAN;(T!;&YYFY@#YSS'_V MN:\4GFW[Y[HI5*6A*N1S-\''N\8)[CAQI2\NTR!)P=$XCV_2+;A\]!2E.+W! MM20AFJ`K*,A3U4G`U3'Y;2>K5C)5X6Y$`E6Q55U5A".*<5#=AE#$+\X0Y#'7 M%$"?)D%NJW()O`J,;4VI8X]/"HT2YEYDVMZ>&8:!J8HY=%(6]YBK:[=II&3; MNNHV+9-5@4!@K&3$/L,\IR8.GL#`@Z/C)+3Y4A+$Q._9HY,#?,%INCSSTFF^ M.#QV^=*A-_)MU;=;V5Y.Y"K1PFM$NUI^9!C$^4V*11U+#-5 M"[THS9VR0='^4Y<@&"G4"_J1G48CLA6J;>MRCS#]KM8_U'68J$LP%#$U130Q M)D5)LQLST^@VG>KZSHQ2P=9]6>I;]!7^KW!S M,K%MDG@\R6SU%5T1%'WI12,@P)(]']F`$]CT*,X`\)/,T"C6+LC2Z*2O/@5! M`*L@CEM9=1,PVXED.S?B!T9>0PYHIU-[II7>2L_?PWF5G^D_XV<(%Q&GM]4I MN\Y/SMW]LEO\##BZ@"J]15W/Y.D`P=;M+;=,X*UM[[KOVDYHYA3$-4L[U_8C MEZ*A\7,[9K(P<)P=023:3+K_L)$5XIQ['KPQ=Z&FU8W6H0[VPA9"%E?[.?\'_0S^1Q@%OK:C-QJ: M^S#PN>6Y9B>!EJB"=5,/*M2-\MZ$/%SP4T"9\GSP,T!$FQ6 M[V1#,^QE-#]4+C3'>(C#@.>Y:^0T/>44[E&U(`?F4%7HQX>!HDR::`E8T"V] MTAX(4$2[H=="[3&7QY'%0W?5886<@9YEC0BZ+XH]F34R6]3::^71'I$S>8(8?4"A:=ZEN+F^-3J$:DHHQQ@2D$1_7]5H/"9TP">Q0U?L006\?Y;`2@YJE*>YLP7A MB8("^$W=&I*=U$^S3I"X')D#6*.WA?T8L:2P%LZ3FFF+)+^M)'K=D1?"`+^A MDST;-ECYM%[Z0VYO=&Y@-62PH%H]&;411:&<]!C-@<1M6S9QTA`<@_XC9$%U MDVC._,=#-T1Q?*+Y/XN5Z0;Z\`G<:E=]VYI]\E?L?XR'G^Z'&KS=F^WS-U1_ MH%\4#"8D02ZT9?_-ML)P2`%9@6]60,- MY'O$T$!!?NK`_97Q^R&?VZWO53"/\]@[EW><'+E!._0E']92VW>OPGD095X\ M?(];51*S#47H=)7'MHF'436,VM/N/,&;'&]=JD*/W1.N'ZAM\" M<('$VH/98"RIR5YJ$K])*TZ5^.H\@M.S,\-G[T";@$%701[]_388YFEPZZ8\Q]",0QWG M[7H-05=[R=[W\!U!ZGC_KJG[W9P]0(SZ0D`1](1^NS]3^3#GH97YC+L^,#+R MA&6JJ81=KWZ3)`SGAC7GUDZGT`7SN%:/.?NE@P'Z1',Y=,HT5H(\0&3&+VK! MI\HT.PF,QR-HG*3OM/"![`)->&!KW/N\0YRS2;S`51@"12(!-@\U+DV9G7!)$^?[7$]3/?=GN5EB@$`P+C$68+<>#>Z;"MHZ4T5LT>2E M#[:'[2SCB35L]MSI+'.#DMB"YO\#,Z+>*\$>1/6%*7.Z*+:J4E!#H3N&ROL" M6K%S?\H3L^%`PQ-_F,B05WV.2<_FY@*[&JR,%VCO@QE"&0-WJ$^&&K:QT(T( M.GY2`O*=JXTQ@^8M*JCW"_(\+4-:RW.[-8$N4")+@; M;2`V0@D!0;M\FG%H%SWP(-H1Q_\37BT[;@)!\%>X1/)*B<4`8YQC]K!25HDB M[36YC`UK3V3`X;&6\_6I[GDP+-BY&&3L9KJFNJ8J35PD<`BL7@CG7RL,0E&^ MXLPJ4.747/#OALHDN('_5<5O)%<\_/;U\<=+Q(;*P"IB-QRF:KATQ5!6JCWH M>LWW_$$`T=4L#3>\!CLL1WV@!H`[%F5[6##*H`2W(M:;/+>MP$I6)0:AJLIV MK\$E4DMV)50?NZ%V)]T=J<7K.*ES#F^E99LI'BH5337CLK-+>RH+INT3YS5N MA,&)U_)#A$P8J;&^\#.2.3D5/N#4]5"M/3RJ:@8H!%`PZ#&[V6J5F$:D$;3" MOBO$QE%)9,*LW[R`UY^[F'-#1K#[9Y-M:AI!_HTA&!U$1G1QAV&:[074U\4( MD6Q"-SR6V&QA6M/_ M>+G-'2^W=7*2W/-R0D($)061RNC5,B=LONOLXVG86I`PIRXH[VC-^X\_[M59 M]Y@3HD)#V+)D-0^?$L2(0UL2M-@X(VW$-#@\25?\%Y^"3TU^6"SI<)Z.+)$3 MEDP730=Q-52;8NN+@LE;X3,8EQK"L)9(68&:8X6KBNH7M&$3BGXC>T M:;X77SYSZ3/.W!%@!]W&6JR[[=EC4C%C+C!!?5G!LQ@'I=Z4/K$"V:/5UX>! M$?XTR,+38&6UF'P#5/&5]OM9U7C9-1*!XQM?2CW.2(87.(,A$R?\2TA@8V`, M-#FNCU$(G:I#)4@][+ES&%0W6#?J@9X=G>ESV)E#43&TU%HW8-70?-T4"Z=* MEGH2.:N`$[+O6[T;>@;3DB64+C+^+7`CE'@""KJX"%: M,G=?6-:>!UB[-&;0X:M'6W&-+O`!W&=UGG<0N_G.\L].+#6OE&,+;,H-'=DW M;V6MP)ZI8/X38`!/A_@N#0IE;F1S=')E86T-96YD;V)J#34Q(#`@;V)J/#PO M0W)O<$)O>%LP(#`@-C$R(#7!E+U!A9V4^/@UE;F1O8FH--3(@,"!O8FH\/"],96YG=&@@,S$W-2]& M:6QT97(O1FQA=&5$96-O9&4^/G-T%X,!',>92089["8.]B&>!XIJV3VA2(47:[Q?OZ?Z0E&F)&#SM$`L,:18 M777JG+J\OFXZMYAQIMCL]2^?<=W.WMS-7M_=^8RS MNPV>WA4,'WM\L+N6<9^^_T.W&OS'\P4N?7N5Q%Z`S\CS8Q]O;V=S=G7WYPS/ M?#\D0T)X01"Q)=V)V=UZ-N+V;G;[$;Z\GKKW?19P[J4I2[B7A0QOQHP+ M+V:-G/V;52>\?>F5>S\B-T9N#8?^$Z>]_GCS_BU>L:?^ZX5=>E5H*#P_"3CA M<29X_">,Z9"O\^N.?>@KR0)_P83OIRROUNRM+.1V)1NXI>\F"]8]RD:R/7U< MQ?.ZO_KC[L-,8^0']LPX2>A,$7F(T(L2%X)^;P'Z MM3M9=.I)EL\+BZ^#K]O7Q_`=W`^M^TB"<=^8/K@_GT)]FJO<@T(,;=@99.H:X=ODGUGETMX_F&C-/%L\R;A;YZQ2-_Q/]6 M5JIND+2GNGPB0EE"C*06FW-$PF.7&;HY)M;&YH3M5?<(-]MGL+/(.RV64A(' MV@4QJ)$;V5`\N$9`1+*665*).#):#L"OU`5"7+D7(C"(7"W#.5!Y004\#SW& M;E2G5KG^S;>K93!GOWO7'E.MYIL]A(>1U;@Y9<2O?+U5E6K!59V3_`'8LPW` MH=>'A$Q8..)P9C,2^MP&$J2!5M;.'F*0>`O_%AE.X7=03'A,))'$[MFOI)K64[ M(+.JFZ;>$W60:T@::7W!L4,,J05(".YB(..C)&@"*4UZ""+'/Z8#:64)K0"B MU?/!7.S,F9K!0R\)8E=0#Q+ZW@,3N"45%=$%NY_S^ROM^YM\@B^,:1;RR$LR M1\)6LD_DQ3W1=2TWJB)/9%GO80@X`,?[N<`U$7JL'1NPB&QG"7PO$LDXX)UL M5`VQL(WZ"T9UL(/'Y.-MW]3KNBSSQOBP*P\^)\Y\8)0CO`34LT[WK19\7IFO MW:Z$)%>E*0C;O'E0E:7%F]P%N)5YU;*C$"*+B^^:HSGD2/YE7W0]9`,2#+DS M_$/QSZNJW^(^N^+^7.J:QS9-O66=VDH=I?U>O8C\43T@7T0KX&XSIJW2,+"9 MEJC!I[>S^>#&KE\A[I+45-5]56@*N5+QC2&?JFO!:K6=5E8_"#6L-&`-E=7@ MI_U`YN_G*WB&K/YM%&N^JE%`R-UW M/+*",K0K>U/+1KD\RF.^G9:+P)0+4AJW?,8D5>F6;U[6=8;,;B1DO%) MX7,#J^O/QJ#V.#G5GZ&3G:2H^QUJ@"W?9&-H])$5;68IB\J.2BY<3^JK5A8] M-8NU7&D^P8^S73\XU_7/M>((F(<1C8\7&GYXH>%;;?O"#RZ&B5Z\+W< M`QIP7X&RPS`:!K8.A3QPY#OJ@L1#:J):SN9N9[\A80T:'A?Y3G6@(.&GIR_] M@_IJ*>8=>V@D>$:9-GT3\6`-P5M\1%;.'9>$3MG2^C3NG:#0[9-1W"A1, MB]P:<4TY1S0S->D0`A_.B2RS`N%:-SQ+!L_H/=R(AQNN:;?J+W?P MQ'N?!XYB9';$L4L^+M"?VIU95\OSC,L<+7SV"ZUT#.EG'^'[G_C[P+[^X;/U M63K"P^8,6X*$IMS+E.3^V1(1.5;X9O$X)W1S-<2/V?@8[55Y" MPE^HHNX;1?/B`E91@2L:?JI\,D'`GINR@BQRWI>:]F]DL^W7N9VMM81H MX0\M_&S5U-_0P1:T*>TEI@9\KS&G%AUVJE%80]$W<\[2'CH*2Y=Q[%_4%PM- M/!!,%W=0JW,0'\!^C]BG+EJ M)DN;"*+0-J\T&Q*G\Z!S93%SC>:`VVD-6`5YPH\BU[C([LCO"79Y4:@UE3YR M^%'"YB-V7:QGP?7??\57>'^UH/U1F?["LR$M$7=#?076YD_*V+6!2_BVZEN* M?)K[X]E\:+?)P"BR/694W93K/?P-9X5`CEJ9(G-+]$-EANP+ZHCTJBGX6N%D' M6-GA?47O/YK"?9-7^3K7J'P&"OFN;LPF5&\VJC"_F=9&/QCH0G9'P']4^59I M`[_+/?L`Q"5F`H++%LT14`CS"2EJ[2"2)9$#/.`.\*$"N:C)]`B#FAU2?8#M M@'4T>)P.:,/ZBP5UP!>\_2:M&,>G3O9"[IM5-?8R,0R1-82[D<8]XMJ4>Q-! M(VJ]),POL-*4PV,Y+>W)HT`V3;W5;7I`6J=P$@OG MTW,,3__+>97S-@A#X;\290(IE6JND+%#MW;LUL4B#J'%,;(AZL_O]WP`N:C4 M#9/(CW=]!UV>+GM%EBUHIBLB>1"F*"$%TTDN&2>8G*CI'0QS[5Y*;%?M7`M' M*Y5&3SG5\\#-T1F8.P8EVY5^$;9`^\!"QZ"SJ8%@D\H))N@8W9AO-,,>>9Q$ MM0CR"H<-^:5PT*HEFWF+1>"5;=@/"CK?C[K6HL978TMZ;GHT'],C?CI%4P[Z MKWC7]+S=(,LS<$B*QZR54.E"1A/I=4"=?@(&`MAW6SDKL8&BGBJ#KO#HEJ7) MB/]T[QQ"X7$:REC%3RS2)DXC&TN<>8NW0^PJ1?\0]D=Z.L8LLM+M@"Z=B"[Q MTFHVH>&?Y#7A^^RR9!LH.0\8BR+W=C1\4MCD<4`@LS`!0Z6E'[)R5X8A,T;XE;32=6^?6X4;^/YK MH&FU[WNTGF;:G8P="ZB:]=O+Z_HS7CD!7`U:B_VE[0@RX%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO5'EP92]0 M86=E/CX-96YD;V)J#34T(#`@;V)J/#PO3&5N9W1H(#0W,SDO1FEL=&5R+T9L M871E1&5C;V1E/CYS=')E86T-"DB)I%=;C]NV$G[WK^!#'R3`YO).Z:`HT%P0 M)#CI"2GGUZ\>DD6C#PN.*G(XN[-/3QWBQ?KQ=UZS0@GZX?%BE'&6$[6 M&\(H-PI>GN$L67>$,_S_3UBM6UA0)N"1#4_64`F_L%"&K`^+C\FIJ^I'DJY, MTA9]U71+4M7D6+1]M3GMBY;LFP[>I;^MWX%)@SH0`>JXI,9HU+-=))OF<*BZ MKFIJ4M1;\KEM_BC;XK%TJZ;?E2TYU>GZ]\%R$44I)\K27&2#J&W9GMNJ1[/* MK\>R[DH23#OOJLT.K(ERK)X>OBGKJO.19CIJ$I#JSP>(K_C[W MI".?OTW,UP,,F?7F#U)'\Y-C6QZJTZ$C9='6Y99":'=DZL_)H!K6=7=J2WJ3;DDQ;[?-:?''>E. MF]WT$]DVI8.B;GJ?"4XX'X0+8U2P'J5/P3\48%=5[/??2`4F;WK2E8^'TJ'; M@X[NM.\!^0)PP43$UV6Z$DD'+G437<$1H7.G2PAJ;4B8Q[(&[%%'6QZ;MH>0 MGJM^!WD,<1@4]IC6+GW^C"UC*-E9S#WH6J[GAS;9GO: M8%BHG6(Q:/T^2'C"\ZR%0P_G3TY0:?GP(W<4K' M5`UL0Z43GT:0Z;64866ZE8_J1CY>VGY-2P9!UQ!UUY@P(1^: M_;XY8^S[XO,>(@7EL$,R8V0NZNM02DC*98(9AAM&[.4$>XG8ARVPHVJV'?&; MMM4&PK[]UU4VZ^^$SW(@&N;*#?C,=?@"FYEVZ993)E7NU.0TUZ`FHX9HG5$Y M-/5?:;K2R;W[)?\MT3N3=)A6)]_IW8M->>GGVWI?U>7]KCB6T2H;K!IT`-$- M,1I_88;(`/?%PS-7LANNB.B+F?5%9(::[,*;]2Y=9=#'2^`'>=_4/2YWX`[G M"7D-6;!U?G!#E0TDO$]%4GT==^./`P`/I*L\06';23.+&$O?BF&Z@?H+[))8 MXE#DNU-=$LD0N:57J&F6!87/OGIW0Z%TH\J96"IR*9V[&7@N+<9.$BT%5#[O M[:H^I7XV`?DXSPU9.(,IH^"% MAC*H!BTBM0ECF3MNJ1VKEV`,/EGW(:/0X\/[OW(@X+3`4NTQL[(N8*\HMQ/ M9#&+?W'8]N0<$>\1700;WN/+>;!C=T?$\FS)X#^+`U$>C84)/NAGP6MP9K"6 MD`NWK38A?I8OM3'!"Q$K!(LN\WQ.",<+1,@")>P2)NYA[5"/])JDG0^IQ^?^8(+G"W(/J=)L)<[EW MP00-<9#F*1O_+A.`2F"-ENKO,^%R0(4:>XT);^L-0G?"KM#Z&B03@!S>N2LA MM@P8.8K:O_KWSZ_':(B1#1S^(`X&?Y8X15CIU[=I,9M$4UIPSI;Y`@ MU%4)S(9O7$-#&IO!/.97XZ^C%+LT3'PGYN-N;IYBCI,78OZ?%`8HF()#X8>) M&GZWI>^Z.CFG:NC+68)C=`;0*U^@O@)5CKXSVP2_N-D*%UV(C,UC<3'+#(*I ML5N,C5;HIPY!-+,9?`/$G+((/]08P4:VBWB>7S_/:";&$"V-87/)HF*HY8UD MB225RXS?Y,55.:M+:B@;PY3K"VK\&NXY6(8JJ#_F12GI82/8G+:*Y\5W`39!?GYW:,&O?CVLG?C_N']>@A.`;U.GKHEU,/!<,;XA4/X^G! MP_%XW!&.SWH8S@_NAA6$<=,86T!!UBFD)QQYA"YKF1,8>" M@#&'XHZ80Q?GK:0Z&X,TG)^&,>R8RZ+P,2`0CD\P"COF0N0Y^"$R#U@V4._% M>G&W7C,"A'X`'H:R@,U5N.NL?T)]2D*E<_+Q/IM<\GLBF\_*?BK1&BHYE%T% M2ZAU-R6*>6MG!N:<,JERIR:G<#Y-L?'/%TGVSAL&8/]@V:#*8NUI3\)7"C60>?C7KD&M/,@Z= MVLQZ)#)#37;ATWJ'@W-;XC62O&_J'I<[O-R`DZ^AE_E+#3=4V="K[F&DJ[Z. MN_''311X(%WE[D[JS\6;S3#>^^F&NSR==LUWI[HDDB&>2Z]08W*S*U^]NV,[ M<]T8G,JE=.YFX#G<90!72:2%9,Z\MY\2;*NOH"LW^WW1INX:ER>DJDF/#SO\ MW)PZN$5TG]+8?96)V3V#*4/NHA8Y:!&0)9!4[C@P6NIX&V0L#5T]HSQ>H/[2 M@8!?&!1]]U2:PKT*H90#E&]P"&Q2+F`Z)V=_4\*IT"9N).G=`%F3HY\;U?]8 MKY;>-FX@?/>OV.,:H#=\/XY)&A0ITC1%'/30DV,KMA!IE4HRG/[[SI#+(27M MR@_ULA9-SI#SS?.+SEH"L77M09$N MROF8CGZ'(R&"+N'W"8!;(^%"CI5X5>IJE"C$W0NYG@?(P]SX]GPECL[62"D!:CQ#!G1>6, MMZOE]FN04T]SU\;V:I_YKVX5P/'=JW MVSGNW<)_8JGZ"4GS(_5HU^+.!G,`%QOR$26+8=CA>*DQHVZ2[@EN$A(:I3[= M3=`VI):GNTEJAOW[Q6Y2Q4UAWTU6)?R^8*-&QT`V)-^$P35A<`U\^ML&1DC; M+N"?JT@`5(N#(@Q;S>T5GNQS'0N"7`,B<,`Z9K"]NVJPE.&P9"BS7\$S(,%E M0+"I&VH#14<*0C72E"HUT`#JEXG66&:#K)ZEBL>%H&>9B6?M:9,XN%AL,5"^ MK1<3YEK2:\?T'F=.)I,@:;$@-PJ'<`WD5@5@K[1&4UW4`@9!7?(.H3RB2J$[.$C*8:R@A)# M=()B:$<>O`$EDYPTR-=NS"?&HBAO9@2R>(71<&+412G+/I7O;J\ MY`U4@&]G/(X9F+.0\9'\\>$7WJ=5"$E_+,E+*,,[25RI=Z/J]Y4ZVRD!%5IJ MP-P^IM./ZHQU1M%H:V*!#1U7.L2;0A<,W.0QGI7%((9+_FX__YA=S\\O+,Q# M`@H]_-CBM/HO](3F"\ZK(;*X]<-Z'C?BV?XV%KGC52OD9PYW:G2"UQWP&8Z? M47](/FK<@1W20W#Y'4LN[_!]ZQD^M_E]U1^(6VF??- M%G_%L4=YU3)EL"T0];+F[X M3A#E>I)`,3KAFN8!;:#M1S#5`.:O."RN<*+8;)H'[+@T/:)UVSAH]LV//%^B MOY;S>]A?TM0H0FZZ7C/)RXA&V4(3H^6'HT0>)$QF0L["@.:.#8PVHW&H1M"\ M*(!GB,?XK=S3L\]OH;XF?NN?SV]S&.=;Y12__1A1WC8/"7N`?8LX(^S#F)]A M=Q7L-!%ZQ3@.ZVE4.GU@=X9Y(_XT0>^8K%PXRF5'66C-90$F)J1_ M`9>]*($3,S+LD%F,'Y>@^Q39*K#4Y?F%:0%@^,:?6-=XXDU7N%[W0WV+3);" MPV&2>/PP/.4-_C3%!R,9(,03,L!!Y(K_(0,$$YJ?F@$2,\`#]7IV!J0W4^U5 M:BH#WO?7B-P]M@:H,QP^0$UO\'_-8K798-^8;9JK/OWKP^MWQ1DVOU2C"P1^ M&#);HZ)+CB>$.L88LTE&,ROY,7<\C<':P+PO6?%B!AL,<_KE#%92DQW.UP1V M<,C;U7(Y1TZZF:]Z[/A7^+UIOJXA(U;?9S%O,#=<>XOY4]Q!V1N8U7;,V`*^ M?`+XPC"MY.G@*\MXR867@P\Y!:/SB\$OYX7=!Q\&_`C^']B'MW>S7/V;^QZ^ M-[/(<*"ERH4,N.0L6&JLU6LTO6:R2P6= MMR33YDB/Q]?XB=<2@K03HD2*T!D-;%0%H)NT1C9*)SRD70,-K],5 M'33NI;G!GCLA+@0$LD0B$O1T;*2AE[=.=E84%Y)*P6;LI).EU?B M="*+Z_IVS15R!9+7UG1\1W[L1+EQ4=91_Z*<']9D80AX+AN85I5]P>-WW#P2 M3=85V;R?9<=LR\*#:45X9)_N(KN2:C(K+TD[A8U1H%[684,G2MC8P^=1W&0% M)6[H!,7-CKQ3'30>4E;Z`\?COC--3CX"XC14V_\#:MH)2A>J2H[6[&5JK5J.I]A@MZGZH.OA@PO'I?+E_78#'06Y-*D1U&B$7!E+U!A9V4^/@UE;F1O8FH--38@,"!O M8FH\/"],96YG=&@@-3`Q-"]&:6QT97(O1FQA=&5$96-O9&4^/G-TOX$,?)$#F\GX!B@)-L@@2-&V`N$])']RLL^O6E@/)"P?G MUY\94B1E6W::W056)B7.<.:;^\U[\O//-^]>OGE%&/GEEQ>O7I(9(_:?1G( MB[XB$9VK)Z-ZL$*!#^<*"6>H<4[S6;9@0E[E)>L6Q*,^!",^-@OV[O^4QVN"GYCLM],8,HH:&&<`&@9 MC_>(VE:,N<#`4BMUTD0P!I]L^.`H5_G]?R%("'XF$581P%2:>AO`E`.8K[O: M@2MR4?4].=2<5?AB#7SVJ-]^57/P4O(57G0U5\%'C/@>T46PX3V^G`;;%$-)"Y!S!LLK<3S$!"_#L!6@![FSF,I)%7V>#L@S>#"8PC?(N3D?`M(E`PBP^QP1M!&_]P!EQ^/Q(<^I[S^GHD3/G>222HQFOW MS$AP01JCY8]'0K16SKQ27HJ$-^UGA.X1ZT(7BL>K)LHVO M?OOUME@CFX-#II9HA_!HL+I",H'E]\)BTHG&8<&-:)04SPP+H60#U>>982&T M:[B23PB+<#Q7U^%TBHJ1,5[NMMLUV+SOU[L6*_T2GW?D[P["8?=OZ&5"8-CJ M'H,GF@+J)DLR:MTXSO*=Q>]8"@,MSW)1<6"3?$D#8%J MAHM)4=1UM("-5,D!O&FT\](%,^0-M``E20A\J57Z5F& MV8%KL$)?A+Y(/D\Y:&A[[5DVDA&A/Z&3[0[=.C2L`#5TDO>83D/FVCDL];FPRD6<-DB1Q^EO,,XZ=, MD6V,^DY#C/#?C/[4$YPG#*X!!<%+;V)\U3Z:J$BFA%]W(_I87KP ME\@U3%)@6B`7G.;MB%H[#4Y(##`?44O)\&VACI>/R/.)1*[&MRLFL5G)],IH M1&I$/W6BW+@I^_"S*>>'?='08@8L&L;M6$,;@9O6,%,/&A;R?"*13VJ8Z).& MA7[J1+FQ:!CY%PW3/M^174A+N$.,72B?*"YDSH7,/I08%!_*)[(/'=%;22%< MLY$&^K$9TXDI+TH?$P*)?(11.C%EHAB#[W/DJ11Y+Q:SF\6"$<@+7R`,4V7& MY"3"Q!M7>)V2WD?V./!6Q^%=6.M)UJ<,K:&20^W4("@(>8VAF99U*!>?B:=, M*A]X>^H!#3``>(]R:`!@_+%ZL:I]U6T?[Y8AG5[-23;=-G"QT,@0J2@6`@HS MR"2<;E+$>:D+H5*%7'DFK0`/,.Y(WL4#UI9NA7,C>;=K0P5[B+6)W$)9BU,, M-U395$`^0`^W_E9.XR,T$$A0SWT80B-='F6&?C[F<"[1[\<=Y-O'=D6@=D"U M:^*%FKI<#\^^1G7SF,!"80;XO)1!70>:P_`"N$JBH>?G#NVWC<4/YH%74/-V MF\VRJ\/DYBNR;LD>%P_X>??8P^#0CTJB,ME?)U!E(0-`(H.@"+<(Z*2@-@=R M2ZW,M5DP!I]B%^4H5Z7B_P>"A&#J#&-959K"*(5@R@',U]CU[6HNH"$GAS@< M81MHJSUJMP\=8TN^QD91!7-M89:UU;;/4U*>03B#UER*2]%PIOV,T+WB'6ABSE(5@`YO".;7=]CT5CU9-G&5[_]>ENL MDM=BI5_B\X[\W4$X[/Y=01GL0F!8F%LA M>-),*M)466G?N%$6*7['4AAH>9:+B@.;Y$O*-]SS$]D3!Z$N/,-8:K MZYA?M+_.7'3CK7\BYN4T-Z>88^^%F/]10PNU?UBEQ$\>6WC>K6+5U=6A5D-= M=M5^C=_NX4U(4-\@5+[&RFPK_!*Z*]STR3+6Y^2B0[406"U*0`M]JA!8TTW@ MFR#FE&7X52.\+]$N,CV_3,^HR_1<)`L%J\J+5G4Z^06XA;/ERB+RQ1OGQ\ZO M[%DFDA&?/Z&+[0[=.C0_:\@H+6:0^WHN*G(?:@&@/\#*O<]9$H^K7`F,Q&7I M9"8RALG1\M.QHIQ:FQ1QK#A=2+ISE)B?$9Y`F\BM;72,PW"AF;Z0T=1!5E(W M$#OY2E_<5H= MC8OI*W?4FA%]W(_IN:7N$KD286P"(4Z7CXB'YV( MY&I\NV(2FX=,KXRF[(A^ZD2Y<3/>`__-^'S8%PW!BY0H&L;M6$.P.HPI%S3, MU(.&A3R?2.23&B;ZI&&AGSI1;BP:1OY%P[3/=V07@A81E1^Y4#Y17,B<"YE] M*#'X/^G5LN2X;47W^@HLG"JEBD,3`$$"V67L+.Q4'*>F75E,;S@2U&*51'9( M:A[^^IP+$"`DL7O\V$@D@?M^G;OD4+P1<^B*OI:TNL4@S?1I&)<;]UD4#H,' M`GGBHW!C+42^R'Z.I<6+4%MO'S;?/CP4#'WBL"GBJ*1Q*-P"ZI]('J"U\?QI M`]U>%W#"FZ_RON585[GD1K&R@,.KUSF*58YQ(+L>60$$K2@>Q$BM& MQ@ZH%S1R,)!%([\B`/! M=M"J/P2=P8!`,3B=GP=[M-W8?KR:BSLBKW1`E1:BG2G!=K!I^_V(S_MV1WK\ M[<70R=^9:"Y>&O&J9%XH!.[5Q"C7N>YJ4OCN)O<*"69T%4NF"RQJX1, M&*QE_P)D?8/HT/P].B3$_H'X^^V-5[DJJS"SWV&ZMW2#$-3KA-=;CW#Y^89+ M%'SET`/M4\3RQXN#"P2^F(,`!0&MS`M74%P&X;AIF2P\8@@B4JCH9-2TS6EG MMLX+`BFUSB63HO0V/VZ_IVVI=^OJ"5)/#ICK[8"0(C<[`HFT/'FS@-;[RXB$ M&1__&H7J*H9PS449FE'7@.J1(O\@0>5.N>UB@?TG0[7B,)9 MO=00U\'1RB^[905V]=6.\DM'5E%=4]!H'6GGZ`$C=T\4!"IU^G8A[':*IQ$4 MRR)F@J)PU\Z)&9*B=$^:/BZKH]3W$"[LGC=8""E9A!..I:\H98!4"]`.BP/G M95`#7"AQ'!N7,46"PCF6*J4B-EOZ3.!3Z!ME9E6T#OPIW:IMD0GZ,S!4+=:5 MT;HJ*G:+](+L6D0KI`A`FG(RC=!/EIHDLM"XI>0CY2E]&J>S=9E)2$OBZU&9N\K.NJU37=2"BE\OB MULL3\ASN:T[MK_2_IX;#=E3N#2V&[=2=+$4QC)+_`A](W-AQ(J#TO3FP!JS!U1F MC(I>NBLSXJ9NN-T&G;N^'<.5U5SY8`5_U[J^8^%YA*S1*M2KS(2H7:1)]!7= M8D40'3%4^5)_^H[ZS?#L?C$7&SM;K14E6)M/X*&DAJF^F"SSROF]R5Z^X=`(88X-'W M=0:X/_N>5*N6<%:18?5:+`QA@U1!ON4T(4MH6+]DM:C-6BME+X,J*BIU/>M_ MZ"8[$*0:W5R>W'"G]\]`-\_`O#:VL"0XW+CV5=.O*6_;U_TPOU;UOGT5L2<] M;D69B5(F[JP7=]8O\`L,`[]2J6MO2O(F9KR.\;YAD@3Y3JG`I"0F*+2B^L,A M*?0RW:Z-K2K#32Y ME.-J4G^M2F2E5[):95)<9?4*S/A:<*I2QHPI,UF;W]#[EHFU.F41"25OJP,C MQ&"",-I-\32X_H6-!AOJ_#@ND"K*Y.3!RF2X(NE1R]>J@]\BW0`NPTR72J+% MU'\>YPHPJ@3_,SBWYA[GUO2G_QC.C3OJ#]VI[>R[8_-LEVU5A6U5*).C+4J) M79"=-](4!#3\ZVGSSIUKO`OHQ[C$0(1P4P&S;0Z16!`X2JC]>T+.#<;72^1" MJ!P8"N0"T[L*[PNY$*C?BE65-692Y$*B!<6-4OF`<485+S_'MB'HVZ%ZV+U+-U"W70%U\P^:)U M_C5:YY@OQLVOT;;`/MBVL`\7UI3S9R%IE$PS)IPM&5/=4X:,<:1+NLRG2;I< MT=9869-P$G$:C'`8G",M+;KP[=4F]X`R(?E6G"?MZE?TMT[K*X2G%L,_ELO@: M3[W*,\)KZBE]`#,W7-U/9= M1VVQ1;S`L-B;X?V8]L]L`N'4S"1"K+B(NG MH84+J&>#'?U].K:[HWN:$F=]&MHI=54SP+!^8@E&#DU>JQF->3F)$>W>=E-[ M:)L/)QNTGP4\"B%&=FB[IMNUS6D>V8X?@7@*<(6:678?4G"PNW[8C_#SVV:T M>]9W3L_)=@BN/;>71+LP7;6?:;S,C8[0_YPY74[-\&3'R;L/>&0:OF2L=Z!K M.C;NTXK!O%8^:BC]LJA3@Y=L@K7>L:\X%;?&Q'#PY2%>Q8):',\.A'OV3V3! MOH?RG]KIR+Y![T1+;4\GY!^CA$'>?B,*<$JU%C-WX]WZ9F:?:!U8](<;=YXI MP9P"TW&PULD8V\_LW*=J&^/5E@M^Z:;CR&RWA\X_7CK+9)&A`Q0ZHV1^MKNI M_6A=O?S4S_Y>LC=B!^YW%<]W4??]UH=+4KC`#ZJ.UK]#W!D5,0:I%3SF5K3%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P(#`@ M4CX^/CXO5'EP92]086=E/CX-96YD;V)J#34X(#`@;V)J/#PO3&5N9W1H(#4R M,C4O1FEL=&5R+T9L871E1&5C;V1E/CYS=')E86T-"DB)K%?;CMM&$GW75_2# M`Y"`U&9?V0R"`.O+!C;@P)O1P@]V'FB),V(BD1-2FK'S]5O5S9LD-J7,K(&Q MFK>ZG*H^=?KE1_+33R\_O'[WAD3DYY]?O7E-9A&Y@[]?9HSD)**T369/;REQMXKYZ]6LY>+I<1O+*\G44TBI0ARQ7!%8O)\A&^()56F=K\KK[SLB`?MVE1DW#YQ^SM<3_BI+4-LVO-LW5,,WT,:W6+D\T#[9:7`4Z MX@PLQIC/>A;<56FQ!P.W947VFPS^JBPCN[+8;VJ2%6MX]/Y09$1$<\*CR%!? M>N("?)[T8DZU2M0D_150[]#6SA?)/N65;T'U7@PRL+$!36:NZ@_ M!ZN\SDBXT,$]N'"KQ[2VOR^2A,81N<\JY[=Q<9OF%7E(MX>,E+=D`(YH_.@X M=IDX1WTFGX,77%$IK$D7-T%GJW2[.FQ33!#N`.Y8(?A9PRW\13?=3'G2N#*_(!6R$ONL3:<,(D.$8/;[JHPH4(7*O@ M:K@5L0^A6^%GYU[;ASR`OFU1Z..-HL0Q5!OJFUDPLG=_]&TP]:2]"ZP$&\S$ MDWM7CYJVLLK^WME;&7DHMZE#<<%DD(<+'FSSO05S).ZX MC?NO61M%1"$ZQH"PX(=#EY`JFWTBA0^U\WR8B:D<)A1\]\!F6O?_.1\7PDRX MD(FA+$X2<"(I'KG6X[%I'VUZ7G#+8R-!`0DO7ZY^R_&ZSST(5 M`+0,H8T!618\A'&`=ZO07=^A:;Q!UCD^RT,1K*']R/?0V(MLN^X<#X('EQKH M&>[*Q'D$4`=QVB9AG2AP7+]HOL)`VTWY*<-6:!IBCV%B,ZC39F@:`2(&GKS/ M5G#)@\'KQ*UQ6>UL!))1%74$H^T'%)]+C))\S\!V`CC`#NXCYDG7UHF+V%G! MB)EN(D8C71MK;&-UVL8<(Y=-&TO;QAS:N,IK=/HGOKS`=V_A013@U'8O.C/7 M`2ZH$">`"]:&KYD7\";\^"3\Q(8?3X2/C41N\4:)&["RRRS'3^WW![RN?-%C MAPZB9XS&K`]_9!LE?F([Y30E),H%V#A\6L>Q:-3H*$="O(J95IQZ+7JDYX@F M]JM@=!6I7H8R#6/[MVR?5]DN@]GX*BNRVWSOE[\>?7J%_@77,A&]3/6Z&->( M;O;&C<+2$VH8'0$-=X(1IS$*_+3X3G9I7NSAKR9?R_V&_'5(M_GMJ006VM%= MD,-L1#%5E,7"O8IWUH!0`;]?`:M>1C535B@E\5O!J>*L)06`U*DH$'^H+.[M M$0-'.&+]7WI#QY22I3786XVM@>;+=O?;\GN6H:Y[!TIRO=`3,`&UOAUWP:[9'E9F7ZWQEZX@%6I7UWN9OZ]'E M#$IMM3V`3.IK?5(@T.3EA97]3IQE3J+5G7QS4:`3?`#AH,[] MD?BHBHTKI2MP%A%V3S*-<^REF*B3`CQI-(7$*6$U12*T:F289+&3$Q]#)'\> M%+4=8-#T#;?@97V9WTLG;AI#0-MD=C*JXC"F`=9=7N>P3B7 MN[+U(H&-I\#CY"B'I3WF?H"#(,ZK#8Z>&E?D;;%VPXT%3K1`KG3:USFIBD(QY@W8L"91(D>RH`(G-L13L6Y*%]WSQCV>1,"$D@R7<9=K MK-IYF()DPH,4JC9^-2:F**5WWE$S"T0.T,K%_8R6*$)Y]1 MN#-HO7XO4J2''?O&Y/,8V=$@.QI?8XH!4\D(M-KSJM>:N)C>%$.=C?P1/R#G M!!^K8T/K+&$=K<>1[&B]IR@@="4:F7?R^5C`^IS1G]$'/9E?AFJ*IJ3LR=RC MP!LR5Y+"5+*-\38$%?H-N/L^-,#E.E@A@>U1I>'5FE3-_?T!5TC]I(2SAUW@ MJ_C=%F[`X3:M:_NF.W[P"'TUT@SDK@'JB%7#?(?[8`PJC$P)TV\F`\(5LAO,!:)`_JRNL"8;SX0JT?"3F MQ@*W^6"+J,D!(0&SID/^M4/A4%8P$I@(9C M:W=@7OA."6I(FH)9QKV^GF.L[6Q4[]S@#V M.IX4B9[Z29E8G=2;Y\IGWPQG@3M\/J=^K8TK,IN4:*J?!=P_"^3YAAR4TFY- MNR-91.-V,.C1,P,H?I6T%'9F9&)GZP&A*69H]+S.L"8$SH?+"&H?F3G<=#L? M0`Q/S0>>_(_U:MEM6TFB^WP%%UE0@$7TN\EEY@4DP+V#0>[.=^/8]%B`(AFR M,G-GOGZJ^BV1U62LR<(1)5;7HZO..86!SO%#Y`;/"X?1/;F2[!'_;1N6`X@T MEM?AOVZ9_T/53%R2`%RQ%-;+&6Q<*)I\'PNXDV(^=.&6]23I0W7ZLF83%B"S M+J!2#+8#O1.RCIU22WHFEGC&=*MC&T$-IV243 M\%OO,!VRF)^MJK(U5,`ZH\C[=&[A%<%4X(!!SI*`[#0(-9($R,J)D@)@+;NQ M,=P9&CE@1>FJ^FY(I8.8:AS`+6Y$KDO^!DWR:<-9^W4#8-_WS=L('\[G_0;U MOVV_XZ:`'PX;U9Y=;1Y?'DZ;H?WGF.@`$-976BM%1:ZF),!59TWNM_=S0,J' M+MRR?%S@@*)FJSG`FBD'^*3?I1;2$@O&M0*F%Y-=64O MIM"_?A1IY%^1WK(2H^&>ND@']QPZ*8*0:]VM[IBMH'M]_W_&[[SV M?\37WLZN2BZ`#)0`^YP/N'#`U6/5^9V5/-&LS2RN'-F*SL0+NF\_KEFU^A(\ M>[]G,H$8LX9G*32/!ZEN$/6;J"E-56,,J6UG+GSP.S.P5!N3:R-C;;@-S?MQ M"9I*_(V.;JW*-&+2?0V)5<6%`F&7S[]OY1W'%F,H+UAJ,)D[G!FZ-BXZ$$LB M_B+O9%\OL!`K"SP4V*^9=+!X'US'' MEJ@C>C&=:0Q#A03TWV-AGJ<9)=B?YL/ZD`]3G!A9.TP3^NWE-([-+\>#`RI( M;(#P$;+^>GCR67+`-\R'ZPY.B,CS=2/:W1\.?)+QE2'\>:(P:2AX03*-:"X, M=Y!KL`8HY<7/CU\\2:$>PM[X0O5&C1[8$$LI%.5H*+SNK=E/8=DUP[3_!1<.Q!:`:A8?!8O++?6^?I M+T?LM?W^X01UY[QM=H?F[#Z]8">Z7W]@C[YA2`_@'B]&^Q.N9Y\0:V1WCKX4^NL<;3OW:/ M$+?T$]8\8E<=,:4W[,[S7.!Q=THD*L`KB6(@9_N20E,Y0V?#]=)H5J71VAU*8SIVY87K/M5'Y_J(6!\[I0H:Z$LFC;YNK,Q:J";'S1-%Y%T*:ZCS. M2B9%9/P_%-B=@T2ZJL2<5?8IIGF6TW4N1?D>D.0SRN0SZF24TD@S;^>I3JZ, M.#>"C+98S(01@*3@&I1\GQ>SFO:8&=1X",RK6JS5>Y8S9!.M+CSX;6L5.'&F MINCD,UXCMFAD6I=P==N!A('P7\2LF0>6^[TG3(J@QKX$M=J90P M[E<.KO%BUMD,GMYREW.5IITO@RF)HQ>]*P6,LB8;EA>8IEB/:N^V^TR'K,F2 MU^!L0H@SS@#GC:K<;2(#I@(9B()Q\](+C*!U8H32WH\]73\QY81;FB3SP;H" M4AB75DXO\W`/K?`!SWOLI^].YYW.3OKM_OO@=HK=\=`)]P9NF/+-:S!)LT3&@,K M/ M9&8T-ZQ+JH*82]QPX6#ZCW(I"O!,-;KA#F?*3/NN02=%]DH-B$<7'H0F78A+ M;AANG,ITQJK\WJ/>%(8T-Y77@.[&$EXV`(R>%UP_;\'.5FA@8:9%`6,:-?9M M_9".6%6OJO@;\F9@JDS`(%+CZ_8K+@7GYG73N[4`UX/=1K>X&CS!,WY^;+[A M2[A"X/_/^)UGB)_9(&`7N]K/''G)N.;ULEC55MZ$F>IPQG#I64/+Q*Z6#A*= MZ1?OHR95BVK0.K%T`\ML*M&U+,(2V;CK?BR;E@IM1MC>7)RYJ.D(EM4MX29( MW,++?6L-])I,K29M+I"J%BBIPS[^JJVZ:D7L/U'TWP4'\>O+P^M81%-P!<-;^CA+88#X-+QYCMP6-]9%1[W'[[F MWUD'$@W.P408@CC$_AQ_1K,^F_O'PESV%K&%-`?U"24&>P'!J?A<'L`EG`B: M3I7F4AB$QVP>W&?S],:@X_F,?AL'H.?-0^A"0-0G)W[QR)T8<"DO+A+:Q`3H.^SN7\N M[57ONIVX>,>-?:Y=>"X/@$$!.B**E^U#`-D^O3%K'ZJ7[$/U"OM0/<(^1N/8:ZEP/O/8!VMJ[&/S MA;$/YGGL8^L18Z^LZ&0Q>-&^&#Q\@YS;8!Y;/YH7K1_,:Y,36S]8Y]:/-S_? M^M$ZMGXTSZT?[8G6#]&GUHL'%*WGHZ=:-]C'JX_VQ=5[>^+JITR51#[!0\"/ M3#@:\I^TU)U`%G(>V!+52SE[_O6IUG22XZ']T!FS>*B:#QHIG[O(.Z:UG`L_ M.;(6WH$/3D+\]C(V?SY^?WTX_`>DZ^%\VGW[<1Z?FH^\@RKO]OO=\="`RC@? MW5]X&_Y['0]OX7N0P2@%O.BP,0*,!?2N@BE244(<-EL4RUL.:AG$]?[!?=$\ M'T\-'GM^.8UCX[]\:MYV?S3?C^[AO!'MRULS^E\@M"\_\E%>B+#@UU@O>X+C M+>0`O>6\2W;GQ`O<6]]Y&8-_*NF;E#[D[A+/B?+D4(=$864)2BH6Y]MX&&.F MDRQ3AF=(+0JOH/_PTQ#SP'-S'NUX"!48&\P(LK$=W2QI,X(90>F#RH=H=A#4 M)[IEY("=KV=Z\]/IO'M^>#R#5V*:YH^%O[#<7?1[U*V/C8!!AN!=K8W+F]L% MKR#H`3?ZOK$7!E+U!A9V4^/@UE;F1O8FH--C`@ M,"!O8FH\/"],96YG=&@@,3,V."]&:6QT97(O1FQA=&5$96-O9&4^/G-T)TOKO+<`P9YC6_S$O#G$7\@-\`\^O^='FF\<3T?+[WQ*HG=`'\C MUXL]7-TN'%CF7Q?XSO-""N3[;A!$L*8G,>35PF$I??$V7[S]A%BN?H;W;1$P MYJ8I),S-0L"5,3#?C4'SQ3\@3Z!]CFI:'Q&,&:Q#TL^8[>K3FP_7N&3,^B>& M>H_`?7C$R)_PQ5?\^PBW7SRHX%E2C!L%MDYXY?M4+/]">?`FC`G&K<,2%^`O MWA0=K]:?"]WM<5TAE^O0,4O?P4((-=S!\DO^\11D-D$^V[:S2.(L<=,H2R^6 MQ#\9WW;02P?2/F,9I3J3)8UV*!8+8Q.6L0&!&T6,V*/(<)U6_68+ MHC-0U+5H!%89ZH3\$N'4VQ89C#]:Q(R0J3TC38Y]* M#H6LX(B"1&UE$%L0ZR!THRR`-<,*I$.D>ZW^Y1K#`9$(G`H)MZTPQG8Z<";6 MP<0:.CU\:28Y!%8<\"BZ+2W>S?*/'?&B`8`?N6F<3B0**482I9*=5DW#*WM[ MOP>ECX6IAM!4+-5W1E1\3C&:*":VZ>LQQY&C4PG-RTYI@^*^ZU4&+=UJ@ M=#HU4\C^SO=]`[60V"AZ>\S@3\/*DH'"D&)&`0M4"<*[PFZ;OJ%2U*!VV#G+ MPN(N"[.%NE&/2/3,]`2_F,X+/A&C>'`Z+QM6>#H^V6MX(,DN#";KGB::_Y@+FPRES#,1DFB(CA) MN"A+I2MK"G9\WKVZ>0TW';YMN>S@#^4BQFPU[8A1%`W:&V+-M(>Z#5YAL%YV M0FZ@QM&<=P5?AW!GO\(4%).>W"U7)/^R:,J>MI.9VN.#)UCLH8MS,6*G$?_6 MX[[#-9/.RX-1R7\+2NN<9Z$@99W6U6I1FWVJQ-CQ()QC(;0,RJ/6XZ% MD5@>FM!VRC5,YD[S-:44EMPQ;#:%#03%"&%(?@XZZL'-_KH#K$=#!LNPS2-`]/9Y)H*/MIXX*!>L\$%\2,)@88H*[GGWR+D<5MNX*->Q@'-M M/C,S[P#L>N&02]%ZS=M"2`(T!K!V1F^H%K@//I5\UUFI'6DGSXXTS&7Q))Q* MF%)SWN$FP5LSXJ/XMMF3OT_9SMIC\K^<)$)G]*(DN^@DZ04G&<>998%_(0L2 M#J-D9B*T54Y&@CN<0N5])SLI2]WSRHK\>5]N'=0""<(>\6A">WE86EG-+#/G MGDM>V[,)]@OGKT#Q<%+G)!L;UG,#%E@OSW\GS9$9X)R^4]IV$L\X?#B/&/$$ M+>[P6]05#G%%AO:Q'V,<3SJ!%\=C8[,D'ALK.03>"GP\2LR/6_L#2THP8W!Q M4Z6P,S7!E+U!A9V4^/@UE;F1O8FH--C(@,"!O M8FI;-C,@,"!2(#8T(#`@4B`V-2`P(%(@-C8@,"!2(#8W(#`@4B`V."`P(%(@ M-CD@,"!2(#KZ0(`D[BATX#3*OG[7AK3IVFX/V,;V/>?<G9U/)V`XL#8H"#`&EPFN6^.<&P/.':#`5WC*,\!AAP/P%JBCYM]J MJP'*<';4Y'NVB^/0]H$_&B80_J!`:`]B.XXS5$@4EWV07KF.8ZMPWQXQA^I8 M.E;!,V[,YJAN\%[P+\.EU`X"13?T`'$\P`T60%,8WZ#J$Z!'";RC[0&.:.$- MZS72#>:3:(HA/>U7A+K$5!CL$'F.!P_X?8&[>P=R>$MJZ8R9]LYV/5_YQ[1C M?PGI?4,Y?J!DW)D1G\V!>":S04WS,`XO9_-9S'\PQA+<@6F43&Z3)%J0P(S) MT(0PGJJK>/.*W/,OG=WN@=P9:7;7QBTT(T>.[TF4`+$\!J1D9P\9 M'74Z^*:`7=V4^4[D!?:\J(@U--MMD^I%1BQF%JHANO\LOKQJ9!"BN?B!-(6=JI/ M"@55ENH_VV>ER-)2=]1R#T]-G6\S2=XV$^UYF#?J.JHC.FZIM,I5:H]I\[.0 MW1,)43G:T&Y+>0(K4:55)I"IVVE!%ABBF&J5**Q*Y-T2ZIBI1!^%W,!3T8@Z M;Z%>*;@,"RJ;5%1%#NES*LIT*4HAE3=[?!8G:,UZ`PU&MT?:G:!_;Z[?5_.@ M>JI5=Y5`X%HOU\H:Y<)*H,1579;U#OF4,Z]BTN6VBTM1O5Y)%("D\$>``0#' M)683#0IE;F1S=')E86T-96YD;V)J#38T(#`@;V)J/#PO3&5N9W1H(#\K.!568;N6 MG<3)V!;H<$"!HLW6=E`L.5'AV(8D7R[]^I*4DWBXI M%,4&]@T4>575*]A?H%SE4JZ@@+U^^IDT:E2-#=<4NN$"3@7C0?4:FJ'WP2G; M&PVC&UH;U,%V&)B#J*IU`N+W_OFIR$M9;REK-J?-9"ZK,N;^/)Q'$VRP0P^V MAW`R$*XC%AA$MDU:<,;V?N)$C%16$6DIMXQ4KO-R+6](G>I%MDH:D96)@?BA M,2_]]Q/>-@8.DX\'AJ*\QYHJP,7`%,.-NS@;#%@/!^4-P=`P\!V<8\JKD'-S MD;UUQ%1LY([[G$$M^VQ5$P;G4P33=).V_9%['45-.&3B&F/Q]PM2.;S0H5-= M!ZWM$;-5'2#1IC\&L4U.0B*2H:7W`DEFAO!\$F7BC(/!`65"H!7U3#$N)=6P MI@>Q2?@IE9C)I4>+9F8KR&U=4S/[]XB>ZJ_,M$ST M![&BT!\!W:&NU;$!N M[P@?6'5*UTOR=S?RM]5,/I.P%,"CG\FG,"N1@A^-T?.<-9VRR/:XV%_WE'%] MK?+=?<^JZ]GP?@GWU>7,.`5%TO#^F66C&_.*_K;3'C8:9>% M&)6S0[Y,CGQP'ER<'.P7_@DP``!6IO$-"F5N9'-TT4@):\"0(*WVL!^'KE2U4JEZJ'IPP-FX!3NR3:/^ M^SX;V'BE;0\1L;'?O)DW0_N<;&E&*:V@[8!F95$Q:"^PS5G6,'QD>5E`VR?? MR>[DCGX&CT".XD;+HG`CJ=,C*>A9-._A9PY)W3QH(1`T]_M,]) M0"E7%%9YE*+,:,&`S@`N+8GHP3]TNLT)WI586J7;DEC^8O:=1A2&*#F1 MUHFP<+@`WAEM+0PR;(ET6Q`+^@B'R<9;=A/AY2M>M?=X>9VQ>C?+0*#7H[!. M=L`5TE-.&,5=VOY"VU`+M>BQ M=R,/D\.#D0"4A:(S]UT@[;D7=>BH.W&EQ&`S\%T\MW-QX$^IJHGO$]T@++T^7?KD8'Y%"5-&,4,49D_8_2 MU;NEYZ;WLQ)Y4S:^<_H_J+S):.VG.Z)*WX37HM/C&1_"H5O0T&%6WL[P%7IBCQ^[^&70!^PY4-\1GU7,:`;P M:3+IMB;AQ;*+W:#[NF'J41\U1WBMOZ2WR.JJ7/GUGM]9J/!4[DUXISBV@>NK M!@LH5U+X!&]"\"-.B]TI8TLT9]"8E)T.5O:2&RP!*,L>M?95^/$H!\D=%O:C MQ4QBKOAAD/:$GYF+-D-_D5=V;S2D;#954:S\5A*AV]D()4'$C6>ZTH%>G+EQ M(PJ`7*W_VB!L)XSC,@[<^@'8E?N%5<3HZI"K-,%_O?8I@;\"#`!,"(2>#0IE M;F1S=')E86T-96YD;V)J#38V(#`@;V)J/#PO3&5N9W1H(#9&4F MH#F!R)*TKH%#TZV^10?EO&Y!F@ZT\(`F9\ALP!9)%4U(48P')4-(.X*(=O]V&FS>X>C%];\G(&J"4BL"2;.<%1! M+!*1I1,]]V8ZW4JO'$@/G_?#6_<]35.7`'QE132P.(T.+(\4BP66WH+OE5/0 MLC6NK:/#47GM!^N@EQ?TB[EJ5E=4-T5'Q&+(JX*=55C1PE8;RK(X(X.V@$U&]J@S8@S&D?8ES("G-_0C%MF0Q5ZD/@^ M%#O+%V>.93W+7]?EHI\ZQV(\V^LC=O#4Z[:'%A5O9I63A?49HR2,2(+3.Z.W MV"SCD>CDO"9K_FXVK[A8O*'"E^;([A7/RYU*2!(\&9!=IXG3%;66)O>R?<%. MOW-)%U@QA3%/N$@7.>"\)5`=-J[#FOQW@=94NLHMBD=T%>>M%R9J4I*C$:O="";;# MN*.V'K7';!/I@[0ORCLXVN%5=^KL.QW&+4OXT7C<_)$X+LJS."1R*2X8Y*=; MA((PSR-^49`9:2)M9#-2#L-L(HU+2(]66^W?@MV4*@Q["-9@DHG$8[-Z?+Z' MU?47N+FY?KY_>H`";F_O'G#NKEE=-XT`C-MVQ0//8!6RI8#P>50628:7="U* M5%'CQ^&`GS&*[0?8Y8?8?S@A>)W_KPS/DZ*D(O!;@`$`+U>#SPT*96YD#7;03N.,-OY[_/F0I"Q-TP*.+:2,I\T!CE?@%6L*2.'8/3Q%TLI) M.?1NT5*=P?;HX`T26P=OB]`6-4RG'5R]PO&4>[B"E4USPW-0&>UQ(%<9'R+; MPQD5:C$,[S!,5T+3PJ)YA`](7@;([)"5#C+).2OS!A+.>)X%X%Z>>SI+S8V2 M.(RANN.DB`P(_^Q\$SBN7W&2T1+]>G[WVF$7%FS,Z?]ITB#'6>]*R+<2PZKQPAH%#/_8(^,^BLJ24ES"IHUU_:7-SH,A\?ROZ M1W^15,[!#_N"+XY,6@-X.F%K(3Z^?+8T#Y:6K&ZRK5IUD_B[DN$BM#.&J*ZR M0W*%)!J%?D6[[KR06V?2BXZ&T$@-SXL)"^CS:YPU&KNE7;>[ MJ7I;)BO`](YS1MUBR#4Y=C]3?`UTD:V>!?Y]8_.BVUZ8&WC"(XIQB\1+%0T3 M/7T8#(0=,$A<2&"W&JKX>BMD19`QRUC5E+=N?;54GOW%!$(.9B(BDDT$Z\C6(C-W7 MMCY-+E$U1777%E#01[FXA,QT6\IV&82FJ7(S$*[65EAAK)YF?TW,D]E""/\% M&`"*C*,%9:`!3VV1G_WUE>PG;KXN19?D]Z4FF>HB2 M."GS#*HC;!B+=SF'31JG&8.JB;Z2_6RZD6YR(NDF)<9<03-+L`J"M]92&-G` M-.NZ1H):#8/RQR#J6M'OU4.T09HDR:&JP1%FI2-D6>'5J-Y@3H/0 MS])>P22T[5SQGR_*S,U22<=^A+(]Y_GN'1F%GU%P](1ZH60-^_41* M-XE'UWSODGV'W%ZA#DF](%@-H!9J7BG3[4)9^*'`>;^8/PWG82_PD]LL&DU:AF[&*#-,+5YP)!A8]%1^M>B(300?A+_N6%_3Z%Y"!'U+GO3S'0 MZD=T7T7W'V\ANOX$[]Y=?[S]<`=;>/_^Y@Y]-U5T754I8.Y/4>)`4\1G")V< MK9+'&4X%X[NXV.78["$B_X/=_1,V9+Q='L^6^3;_AZ;8QJS(MX[F*_DLK(1& M^@>!/0C_BV5NN]%*/?KI%#TLX\3+_%6:M(BSM1<#Y25!E7=$TS(GS[1$:9W/ MTC(AQBW0NF,?\^(6?PP'RK?!'"EWC2PSA$"?#^S=1;^"Y^Z7`+P$&`'V\@1T-"F5N9'-T;%D"6-I`4T++,GRDNZ>89D625Y5=$W2/(.F6SQ$7,;+ M5=1!7$;/"'O^A+#3ZMF_=2_5J-UE,QKAWV&\S")C(#R!W2/7T3R*D^(2UJ26!*\AXT\G8/FQ=0!Y1N(`>)SU[G MR=AJ'NN9IV52UX%XM-V*%DD[7&G^*GJP"EI^$);WXA5!2?(C;GY-8](CNY6? M\\8!)"XMQD4D;?\"I),LP(YX'>**R"S32!,K&V?1*(5]@:W2\9*\.:%93@Y7 M:>G5YRPIJJ`^*P/*0:LM&C.+%]*,&K5+#VQ<1WLREEL8N'Y$"YR0*=4\M,&+ M0<#V!+$^(M8^TU7"5O6L2$DUB-:WQ]*DO1.%K251Q'TV3(2IV]$2$4H[J]BI MIG3VK)@:.T&<)GKW+E$S]M:$YO(^7A:14;!!B5MQPGQ]G)O[+(JD+LJ9N>>H MU>"I^47@CZCA>_(M@4[U/?@&AZ5&268$ M4UR_Q9PI;/F3TNZ[3?^^0VF5U*S^R_X%::0*S,+#0>,@Q@%:-1RX%D9)DP2^ MM\WB]OX:%F=?X?S\[/[Z[@92!A<75S?T\JI9G#5-"I3J=K+,NT70&=VRZ:XJ MDSRCK]:N6A5]/"RH%+1''PU//QS^+F66_P^GJI-U7JT3SY>1/ M[8ZY-'*AD/).M-8M-B4'@O334]B/T.)I??X]^HB&7\PLH[+-[DZQ=\+UUX3: M"=G2P62P"W\.![3^;W\L]K@3IJ>Z/[G])UZU6QCX(\``V'F7I0T*96YDA MLS>.[AS)2,I!_CV[?F&@BR3G>^XV7PYIGN5Y?H*FA3Q3>5%`\Q-2I;*Z@%1F M\JB@Z0["6!.-CN8=0P;PV8+N.KIQ%J*#>,6`<--)\WJ80$X,(HNL.M60\_^_ M"?^&$2[.MQ@^@$>3U,(FZ5&$NT`(23I24"2EH*D&`_>A#?0X\@WF*1*1!,Q@+;\70=_X/-JAI?G8ST9/^99 MKN(,"D%O7^$9V&>$S+?HHU) M)7:&I)HY\K-:FIQ)_C;T;@)5QV&$I3\PBHZ>1&>AU<"&SY M%=NI]%V"Y4HHSXLI516KJ9OK<*#"?UX-Z6RYBBL+UIX9.T,N#*.YZM@#_NN`>!"FVSAQ\!.5PJW@@.^:6\']H,EBHYAB MDJ>LRK?N/<>P<>@>IT/[@-#Z^_+TX/*W"2Y%JT<3]9"DQ3Z==9.)\3P/M,P* M]6__BP=+X@F)MI*7EQ;R,95.O];>\==(+=2\1%)PDK=16X-\E7&9,_-37!E+U!A9V4^/@UE;F1O8FH--S(@,"!O8FH\/"],96YG M=&@@-3DU+T9I;'1E7EU=W]Y`Q*&-!"B(5F\_T]E&UW6TJFL.`NJ&?JTW M0,LS+5!;$-SOOWS(@$AIYWXK"Y;1FK,2ZET40U)_\T7$7(1QSG-?2=!Q3@JG MC'/FTTNV3KD(N2GWR7=U='=/W:U>-_PCRH1@5>5Q>0%4IP`*I!48C!Z@GP6( M,P&OL'.!,RR\H'XDW.K^YMTMISKSGY=G%TL%ARV+&[.>,XYMVQQS6CEV>(+?,,6'1,<__]DDBU: MN,FYA!>\7SF;*[@*D;N"+=9GOR=_J9NRN:[+5:H2]GX'U_6Z;+_F+/UC\>;L M06&7D3CQ6#\GCW9GD&@@^PY;0'GN=99SU9:K%;NOVILTL\FF78.]%?M8=E5JDB7;W9.EV1"'W@"%%D@# MRCP:L@0UFR;-=,)N:OHO4Y&0XZRMNMT*'VWA40>>@QJVN,._BMUL5JO-E_#) M;9J)A&W+CZN*+>ON?E5^[4@D68`&2(UJLUYO)G*!H4#E)>MV%%FVN6&I3;9W M%;O>--UF52_!UR5KJBU+BZ1NKC?KZIRUY;;>=!2/[JYLJ[O-:EFUW0WYA76^W M%6ILV'T`DD#--ED#*=4[!-^Z8XA$UE_#!74#W7`_PL1S$&]R>*U&R[@9CI95 MP;!GSNX%!(N>3%JQ5CV6@/I::`=Y-*,YXAPC MZPV\ESDN973$C2(]%2_,F?;3"&5CO#W4KM'\`FU#*U]$81$&09;EN3*3@_Z6 M,KWMDV^2&I.-^;=P1)"_!@CH0PBDF0/DN7T0'"XC*,84%Q;4:`QQ#*-3T4[3 M)T\6;OAD7D,?`%'8$1F8)XH"F&DFQ=@.,MV8@4?L];F1>Z`P2"=HL<=%`(6. MH.`*5>K1FR)&7?@`"N.+>6<",K344V1P/#DN*7)&$?:41[TO M7(ZASP20($]XCKES/4I(D/&$6PB1&^CA[Y?_O'R+//\/".8E./\>3\2/L<%P M@S%:A!XKH.H5?/L.K&_ADVI=[]9$[:Q"7TI4C"\:K$;+$1TQU1YWZ!0/!"SR M%,/\&'58^VSJ\)ZH0WUOZC`#=;@CZD!,&HTH$?\W=4BB#BH7FJB#?P?J0!CG M9H\ZK!I[>K-/'6,%0?(`ML!6#I+[&1..976[IN<-O$@%-!_8B&QPM:YF,BX< M50C_#3)0SR4#@3[YG@S<#!FHZ/\_WU"*V*N)>0(2ICI6CL-@4IO<;7]Z%P##L9]BP`^^9;[@_^.Q6;$I)GIE6< MZY%8^JD):%`^#KC)T?01(<`K0FEBV3S\(4:DM>@,<)FE9XX(R$_Z->PL![3H MOM=5CUG04YL8=0L%G"L)+"X>I<@QLS7P]%$JX'C("60&@-L]CC!QC'!J*"3" M^EF60.Y9TKJ%4!`U?"8 M>\PR/6G@)?)')H8!EUAD&K0,NPC8RF%3D=#AD[2<3DQ[O&K4-QK%,6I<'?!5 M$0!B]M)S5-(P/8?][:,@44)$A%N:-:D0J:$0%=H-`,%"GJM]A$S\@_)K_3=T MGW1/#U2L)U1,"L;NC*LY%Y]PS(SOT96\O4H7GT*;%$,G^SY$@.!B@I(%EI8- MG'@H/P76'&@WVY3@4`#%`#IPT2#S[%)$#;SJZXW.9:2Y,)1Q!YL+ZJPF+7T\ M7\(.K7<\MB2.]HAS9)F\=VG%$]3BIKP!;>#8*B$S#;(EZM)XS5,UK>[?IU&V8M(HB_UP'W4,CS:9DH<4!T!,AF+INWS M2X3`.N2ZWD-#C2TSOFTP(N?L(R(3X;3Y3X5_Y6UUS@@9Y0.BI(<0P.JFFD(C M'D,$A7XR-)Z+#(DU1/?(F)#A8;/Z#(PX-QH?$J7#$(7UQ&%5DX`01PI]JCT` MYM2H)%1NQ:A48^/$)U1T7-.?UOB"B?$(4?YM')50J/9#UR+<```K#IL624T+ M5A[(9LMV#7$:S$RF?_2%7K=UX(8,&^*,@`';;N$:9BO:^X!HN:"SX^A,U-3%&L@-R#3/%*SGCXTP2&+.T/E*D*$7:ZB M=04Q!#_AABN.FHM3F!OVH0LJCI*Z$.[Q$-C<\S&VU-BY/3*8E+H#+(S3S^L& M<[XE=@=@MU5@A"(\8GC[`*6A[V<)`29LJ&)^1T`*/"`^S)?P57$J-MX^-\4( M=8T>RD@B/J98/#/%10[]Z%Z'4F`IT,-4(_1HH?)AL/QN:48WQ)!F]Z0TVSAD M90:C(/;RK,:N0-EYTE\@BP-IT5$N(34K1#6[7I4UN+WN,*O$Y!4^?\!=]RE" M`NZ:+M`"+":)FZ.!3ID)3C_/U65=]JJ*8I(\H+.9<^W35U.77J",_O MU_=1HA^H(4>BUT\G`;HD`?H'$@`'6$.C+..4ORX!>E38H0_H)Y$`R$RO1_H#L?]O.@?%TL<',DS-\; M98T1U@_;>7&Z^JYP^W;0K&I'EUZCK M%ZO0ID'T,2Z7+-@:Q3VT>A;J?2+?G\B.$GE/!#'JU4]'Y%BU#@O:5XA<8<"9 M[*@DUN/97':EZ>F<"?JI,\%3)BC*!/=#S6.#VDH_XP/NW9K)[5T(EVRES.:^"Z,: M#6URM"XWQDM*"BFY]O\%N?UB:IK7"'W['F+^3X8B&M=]:V`*.HFI2R/CS9Q. M6,$0=XVQ7%1,.KO!/>/C/VC)YC;.G=/98$AT*")I64QV=#BL;#DK)_*PDB MW&P>`:J!H6%X9KKTNE45N+^38T MV:%Y7KY3Y_,'4BM0EL8A`74"6KH&B='W+52>TATT8'%Q!R;]VN"!+_'S2$TL ME_/-5MRNQ!V1!(J+Y?)V'>C?-ML9/1;DBJ^7]/=Y1XPA/M/=1FR##MC0K9B' MC6B'>]AAA1^\P_.V1$"_3DMRNQSG'G);&S(=]*143I@.AA,RW;A.!N,5N;+S MJ/^@N*E]=/2LAP.,&O#S+'Y=\-4EGKW!*_0?^)D=[HI,\8%W#!08*"*NJ$^G M2(>N64Z!#/%B!2Z`C]S>+*9$FJ[9$15_C`MW\ZRPZ)`LJ#L2U%WK%4^0BS5N M#"`+1X!L!_(2[\#Y8Y5-[C0:AHK, MH1*U\\S"C^^0#XONR0O3>DF<E`E#YJ&/+1%2ME.,0<@];:/ M6(UMR-PSA+_6'G4UY?P4 MRO8CW2Z#1,>E8A[4H6P^@=_O<5_*U;@^E`6=_A5R^3-=K;;!'/H"8UIK).\< M,Y3.\(_%W/BDS$KX2JN2(1:RM?I`JT*0;XW*KX<9FMB9//6Y4@4ZQ]C&?0WK M_/6ASQ?;.QIW30F,RAL:F^+2@]`9%3XHM/E2?%Q\V-6Z/7I'YSR3,V0RS*K4 MW+MONT4]UBV2W$(%X,DMPQ.[)8YB9)^+&TKE]]Q2ZAG;[3JH3Q*B2Q)'R]N0 MC?``.J:$686>)Z&+4I44[&.*'4M\AC\**;'5?[G852AV37^1&=NZIGQDL7=8 M[/VHV(M,UK9>Z^]OYM3K;C`_ULNI#\-;$A>D(/XA%K_#BWL<_&A\^_-X\EE* M/NNHSU+RN2=*/DO)YSR$(>AV7W7:8_+N02L94Z4L[E-!JSD8&ZP>S5FGJ,S7 MOQ%S?9FC`^]1HBW$9]AK`4(',XR\.]],D=S&;32XSH&(L&.9WH6,"/G!I+8<*ADRIS)E!*E%H M'%R_I'/>K^](.D/?\0U=KJGI@#(Z06E$C_#=GZB-5NN=V"PN:98",;#"JUL2 MOQ1&_/33Z4MX"Z8[\8>0G3@7$Z5!QGKAC&\'<3?16D%9Q-OEY#V]A]8% M#\2@<:X#8@"#)U<9J1WN5Z#AGF.U;>4^6AN0^@SL(50C<%J`6+@<%,,.:G2R M\1:T]PB<5E1.CG9;U;72`%IYA5D2[YG=5@X(!%)F9RL/[U1!QZ_F:%SAZ^AH M5T8;,'!\=EI1/3M:WO6M9H;3+;>[<_A7MSMBD]D%&ZVN89--$9N,SMC\OG9N ML-EHW4)GR$;'>V:U`8N`_*I69W0TFZ.#W55TM"NCH^$,G5?4SHZ68VP\LSS< M<\LQ5HZ@Q7[<\HZ/E M'!TLKZ*C71D=+6?HO*)V=K3<^=9QR\,]M]S!E'<@QS,Z6<[0T?(:.MF5T,GR M@LXK:FBB*ZVA63,^B_>%S[0:D*H2H8$6X-^M!MGVK$KB/?MN-0#H0*YE=/QN MC@[?744'PPHX6,[`:4'`5JDXHZ/3.#JMJ!QM#+QS#!V(G*%Q!7U:[;.CTWJ/ MS;XX+=QSIX$<&`XY+:&3TQ@Z.JV&CC[)X.BT`DX+`K;NM(1.3F/HM*)R='): M1D>G%71R6M7PN#.:Q[(\WO.SP7?N0(TH!17`P'3+L54IJ^%FEE/?[W=[`O3%%*UAML"*95L`5!X1&-+FTZW`N:]?1Z&J[3NC4 M-B,XM\V$K;7-B"VM*X!9ZXKH:NM*Z-P^(KJTCX2NM8^(+A0>T(S"([I*X0F= M:32B"XTF=(U&8[@RC\9P,1X-X3K`HQ&>"27".:$0O$YF"9TJ*Z%9905TM:I3 M?N?*B@E>*BME>*VRTMFQ.M+1I3K"R;$XQB<'S?\N*WV;E/[IQ>3YQ44G8.J[ MFG1YV)(=)A&.2^$*#P/W#+Z5#J`! MD`"XY+]B5?GV!\?&#=BQHP__S^3_`P!1__;>#0IE;F1S=')E86T-96YD;V)J M#3%LP(#`@-C$R(#7!E+U!A9V4^/@UE;F1O8FH- M-S8@,"!O8FH\/"],96YG=&@@,SDQ,B]&:6QT97(O1FQA=&5$96-O9&4^/G-T M;;;[]_^X8] M1.SS`V<5>WC][B/NNX?OUP^OU^N(<;;>X=OUAN%RP86M.\8C^O\7/6H9%_@? MT;\L#26N<9BQ]?$A8(OU'W0(MX>$413%=!+'K7U)W\DH"NGU+$Q$Q/6[0M#+ M/ZP??O@`ZU[?&OSG@^0\S'."BU.&'-^[=XQ<+^&T>]@RN"77#R!WSQ!_Y^9)]^C]B634%7VN.$H(4.U!6^ M#1>LR')"_Q3\JKZH^JRZ<+'*8RGJPASM[;@$YM\FZ"XAHQ[%V M]Y=6':OS$7B>V^97:5&$/&=Q$HH8T8UU7'=^3,1]&Y`+L@$Y$50TUW9PP<,D M]0SY%##VKFVZCEW:JN]5S4[6,K95FU8MDJ!<\*!36_;TS!XEQ?]8'0Z5#I%& MY`Z12X($0B93"L,6IS?UDC4MDXLT0&AY(%XMV0X/^KW"7ZL4.S9UO^^8JK?` M^/%<*Q-]XXVT9V*HOB$0 M?.%P<-LL5B(@N$41$"(>*;+*`:?Z-./:@!QKK^(P3X7S2N"7493AND1R=H=% M'JA-7]6?64F'('((4![4BY4,]+'-CCTF^%^$=*4G.HA-S:I:Q\+SN7#QS*7Q MV4#[/E^:]K"]5%L%]*KNSFU9;S3.T[FK:M5U2X8@]%5Y.#PO5@A!L]MUJJ<4 MENQQQ!I2EQLGI8ZN<[(();-F+E9QP*I%%N@[U$79J?&S]N`_X<>0O=>?G4': M&GJ@@]QU(5MD(O!]M=7*XR0WOLJ;_$ZK$SYZ!8K\&5NVVGD4*)[PM`ACRKNU M?>D#Q@-@:CW.BR&MJ$LVA+E@K'5NV(-VT,4Y\BBG"7V=(;?=/9I//EX-%0E;HD<005 M(B_P.@AXI@S'PKI-DA"N"0V$[\+?E^&T!(4(8X]'#(X8<*3+3>(1"6S%L=YA8 MZX[:E-VY/.#S8I5B!FSZINVHA.AD./,_U2^9ZDYJ8U(\0V)Q['*9R,*97I'G M4^98PH?C$Y*W99<*MC?GEAGN0-?K?YA"CH@0+^(#5+/^;#EN)G`1+URF"=YW MM=^7_5`O[+*O-GMV44Q]/:'%-;'TA(.(;,^FJ,O-1IUZG;!6]:B$,XB@K:G8 MK@3#.*GE[*0>1=V<3N!%QI(B#V5.??""-(I?D`&V%,&%\D6P&''MC20`.K?9CZ-AKM"/D[`@(8!0-T2A6@_0 M8/0D@69:&0S\AY%=Z]]8EL4$SMDM>T1%EKB<$^@'D:1M34*ZC@%K**!(AHZC#D7JA<+G_UNAE2?" M"8-K#\EH/4>&>4%Q&N.U,2[RX$B#%+Y[4HF1*JI0T_[HH;3/4&ANQV<,C9J, M'FM420.0,$S$M#3#L!KX#Z%CV[-RJ,,<'9GW1J!P&0\N$Z#O\N>[^H!(K#1C M@TZ>D1U2:MG!L8>D`SMI"\!]BO)/Y\)@7QBCW[\[')NN9R`]*^[($2N'I'&$ M)"%Y-3EM1HA(:8:1M8$\$ZEC8^O(I>PT*\X//;(`K%T2_X>N7'"N;@,,VF2< M0?3;-TW;@K-I8M2?2;D^(^5+5J/W#2`>`5.5+9&QR9WJ.\\3VG$'S MT_.89%@91J6AUX%D1F)=;P.>O-)<6Y@VQ&.C@))`BZSKGG[QI(DBXX4V.AK, M?0MS305'6MF;IB&I1:5$_:H5)K13K*5\<=W.]-,PN>[F&8XBZC7)B2$+G5:C M]WWAMZ`A*0,G_YS"-#3D+3O4HQ/E.%*&'`:A<`DB1#]!`UIJJE>WO/;6=K,F M$,M]Y.#=89?\PV$7%[C)TVQFV'T\H8'=^>G\^6@8?G?("1;GX-YX''#OZR\T MX;O^J%VF!PCCP',.VKTLPRS'>5%(4C2,<\S^AYWO=39KU;4M'.?E^<28D/U, M%O1@B"_:G)IN88MBFL2IY5#YMNM$.--W@B>6OXIX$(;\E:L_8:?)M"%T65&B M3=/8BI]L26[2Q-+V-0#RJ>+7)3A3?X1%:E%=#Y%A4S(#G,J*QL)]@2K`$MFP MR8SRV3H!<=<0>U88H@U[KM1A.[-K\$)J%,'#K!@R MM#-T,::&Z''<]ORT6+K3.R7]C$9!'!+S$8'.Z9^(VRW-0+Z@?[0L$;?58F71 MC"0:2X=(]7HIS?#L/COD_X`=!.(8RR),NUYHZ[2V[[(A[&6!CZS7V^T5L=( MD<2.W@EIEMY=ZNQ`GQ=KGE*C17+LMI(#M41 M&QJ:IVS[6K7=OCKYEN>V6I-4#Z;UOV@M'/JKT];0J]7F?"A;N^'M6IS?[QM8 MX!WKMK?K%L<"4"0#?YC#81!$U.G\=*@V3/UYKFBWY;3:$E7HA:[J*T7:D3;+ MK649PS"WLC2.A-LU"&JR7QHZ,ANL1TF,:78A?_27^D+`-V1#7]@"O.45:<0+ M@`7FB?5Q)*;*4=)8F5\U5]ZAF:5ARML)$/'4>4A`-Q-@H*0$=Z_@QG0F@$JT M#B+.TFVB9=+0(SP-A1R$M]T!)Q(HG4H@O?YI<6:K]3[?\.@>X=SG`)GQ,(WE MWRH1SN_S#1]WEA=4B4S1MB/5_*IL^DF@EZ>J+P_LM^`G;#:J^VW!WI55W84S M^D0F!>D)KD7VK#R!\+M/C?E@ZIRE0LHPF9C*(%EZFCNM9^_&VGO0UC+TBWIA MT>%Q6&0#&3Y*3D,CI6EBQ?2<>"'.LC6QF-2I*],BU[%>R2A,T^E^2*7N$ZS' MKFX*TNXS>&3<\1Q('$:6VY:+BV&C.K#/E!L&.GPL8*9VAXS/9_VQHW609-/Q M6MNY.A.]2&:N#PG==]!W#6^C)2A+UP[=S0\?$)Q2@4@=\L-3K?F+T9M1N_B- M.A/DVQ#R9-0F!')'FVC"0&:F:<'T*1$ZX\L8=!P09L:Z<>T1`Y[-6)8.)6=\ MF''@WC#.+&?/^".R(2N$,-E[.:5J"!L62*R.":12-*WVK=H

JOM MD3]GO*D@.E>[X5?2$F'K3HI"UE=?U.%Y:;(^:FBBVD%+$&R6#$)L92%];UH4 MKD+C=PL>85KA<="HW_Q M!3[A/_(S%L:'W-T6J"$^8`2L30TB64B MA<,KPK4)33Y7QP/N#_YC?&:'T=>J[:-S]3+)70S4^Y4X!.(L+;>E-T,&`-!K MG28T*I:&ZUZ5"R\SS!DS\''J^3A+G`1O`]H?>S>=E2:$-'BE M7Q\_0X_*AZCM[11R!`E56H7G!I/78F9T.6[UB!]WQH8H\JWK8'.BEBGY&7O M#GYN^O9?JTYA!TEL=E@;)*L-&Z0\A6*[YQ M`[B#W75UJ(>L@OO\WE3]0)Z1"XB&YHR[D'$DI&4DK:7=-Z]B[J8RY"M$1'J#OQW'/NJ'H?HGP;G M>.,;-"*:7$0>J[R8^5#0\E=;;@O-\56ZW,,L%"YDLCIUK%OHU&-= M=_8;(ZJ+/H\N5U3]?HCF63'Q$%&_P#%*10BC$/$=]@ M$[+_=!Q;\(`DLH/(!.?F-BTFV@(?UZD"AR8HC5S])[A%F'O1@C&U%J)1JT#=U=["48+9DH'4;E"C/ MA?#IQAH(=@/JHEF874M[%(S0(>A8+64XCQ/_@#A>Y!UGA;6.\S*XH"O-G6>H MI5](F$T*'A4W8CYY6&.UU+A097=9"&V@3*HV5YDUAMMM$;'07D/8#^R/FVV4 MMT#HR&T>?D9EG1^)G>$-\MSHC;52?_V`&EW_!/<\1O+*7#BS MQJE`S'7S2'/ECF?GW`F^7M/IV5[C%7N%36W(17C,+EH*=,MT6-^^%WN!=:ZN M_B=^R9Z2#)AX"GSMA,T;S/8R1P1L))80?G1[+ARJ%W`+@!RWL"F(<[PG9NP;P.5R MY2;T+FC425Q`O/V4==(HI^959I5H$YQ<1[AY`)HSNLI+;4=I!\3K]WS+!AJ2?Q0:-TMB^M"O-Y*6'3&I"2/7$ES*<7C()W:-T>=VBHX+T MD@^R;.=AP77GO?@#X`(6Z@2D)P5V$AK%T\0U*I\]%=2!`T2\F34BH"V(60-[ M`&O9=G*OW1DEG\3%"^R[O34/C:3'6SA& M]?0V-W`Z=T'E>MGU6'_'*=JU/-W0!8S-/>B7'X)^&BD(A];T0]?0_T^``0`S MOEZO#0IE;F1S=')E86T-96YD;V)J#3%LP(#`@ M-C$R(#7!E+U!A9V4^/@UE;F1O8FH--S@@,"!O8FH\/"],96YG=&@@-38S-B]& M:6QT97(O1FQA=&5$96-O9&4^/G-T M2U_;7WY(M MV.3JCT_8MYV\G4VN9C.)+;.ODZD44DK#9O>,GE1DLQ\08K,M4Y+^_H=I-MM@ M(:3&!]D_!2\,_E=*!(@\3O[BUZOY\G'+YNV"W?ZL+']JVFVS%=4TZQ2>]VE>+P^:E;;2O-R>^QRYT17]<""=(R".GA MEXULTTR^3JY*1?2%:&P?3:@#17,8B(Y&F+@7"=+_T+"OZ]5J_6/9?F.[^3\K M1/*T:;9-NV/KYPU;MGV@*X355(YW%:!5E_4]TU(I,CW54GCOV%0)A;AF"]B: M(R.50?0&^3`#KQ181ISHN[^>[9B$.H%4J84Y60B;;I])/)5:HC`]!!"\#50#`G7T_I=R> M5DXQI51/2ZZ#\);0@G^UJ'4$?HP4M67>H]Y=G6=5S1^J:>";2DE.5:0?HZ-S MMVYW#UMV"PPC;L<7]&7!WC^W#3.2=KS,9=8YN*D1,=147^M\EUA->Y'\M%O! M*QV&G.ND1X;NDQ-U;89/?\XWRSDLPK;G]]44-1U54J5832VL2F"R!%P2NP8F MZ=2UI'A7376T-?^(8[99KC?08D+@L_6.0IXGP$Q-,)Y?H^+/)$+"&T(@)%V` M9+TGB=>\ETZB.I+%0QF5U"QQG-==;@=ICQ>*]]:1TU4)R0XM1X;4";U0/G35 MBT(J&QC>>U6+ONE]X3?5%#7#$26_Y^0#I6J;VMZR9>GK(ZV6L+E:+>&+4LBG M[O9\J4;Y-+F`QZA17B74D&W?&?^,$]&0M3G%AOXQ?@/MVKK(WU&RVGMZ247I MOR\@X&W@GYLBVXR$4N'N^UH@=\VA0'#=8^`C0W4VU,L,R'0QGPKK$D!QZ&KG M]A#Z!LG;[7`$#%_NEEBLH:5%M>:4.:S1>@`$6O59P_2Q1@]8=51+HX7/9E6= MS2*9R2S&E1H$7K!TQ%C_)XGA\(>,?F?I@U!%88E#=G%H88"(K'"L+_VU+DCN M(N7&BU!9*Q5_02N6MW6A&.%,5H1'VC.RK(OA,$12G[';!V)C#@2)0VKH*U[W MR3L7CXPEGGU'*9RH-7>2WDL1*VMJ2VG,&U(H=EP5F$9!70K'C4W[8MKTIKW6 M1R'MEP@.F,!KTJ9PD*#R?+&=,/9":?IJ8PSV6Z(3U!+JHK&^$#F"VX/DC($$X7Q MN>+R`#_*E>SH/J+:QZ+R5+J[DMMHX5>O#P#6_/3FH?BJ3);0B?FS*:TO.W`< METH*TT$R9_PH6+'!\^2!3%@QA1"ET:R!4SM*ZH&:WK@UKF#9=WGU8R`/$R/# M6)8$'(?5*:63EY4J)`A:QSH+BY`]8T-[N*"U*P"ZC7/DI4ZT6P\:^],@2[9/ M)JP,(IL1',AX((S2&G[E#SA0,+QOVH>'=TA_\?9",FC^9$P: MTA<3=B7U6G<.I0'HV*O'&#J(Q-:_6Q!,^>!2T]:]>2$/P7F8*P?BIR_&-DPD M71?4FYA`*L>:][J#'!W.7^#5Y_M-G81'R/7]_2;33?"3%7NS6K'$OQ(;^D8W MBL?$;MNT:TNL4ED:6R!K3HI$XR[,FEIX]S_S"OW_\HJN&]G?YQ5>I4Y#DYOZ M^"G>X(4+N9@Z[0;ALOO-H1\?N2$=$X6!+T@/-U/3KB^P&2!(FE'ZCEKP/I/Q M/N4/?IE?,`JEU+DD#F4IS<<56A'/$R]4QA_3E%%EHE>=FYB%!*:+A,N-A]N+ M4PA/3L0!X-YD@*L];O%AO=VR='^<$^/?X:+14V07QQ%&G.@$OW\1C3>.$^O! MF,12>^NY[[%)G[VT*![@-=HNTW:=MZ=[I9!88YCJU#EL1S4%[CCFTE`#5[?U MBKJ[OK=#7/L]>NW-_@*`Y[]8$JR.P;2%`6RX[T4`,CC!&>3 M9F*_7DT^I1V:>502&NHMK0GR*O`PZW+O*#_2*?=L2S"GH'7#`X#L6!?ET<0&L"J3_K M0);O'1C)]PZ<4S`XX$!&1O;3!1'/QS](#]:S]&#\C/A@'-4Q<62]6X_, M6X,1>M[\(#_8+_*#`V<46`6@^8(_9XRH[1A_PXX.@*0@VA,*!@`."@H`\XX$ MO;,*!@0-"@J"\HZ,H%,*,@)Z!2,$Y!T9`2<5]#4B MG3U.T-_0(W,K*FK#2;6'&@-(LB((&B>4J2^KC*<]10"\%KY9*@6 MM48KP@Q``%H*'VDH/**]?JH\7U:6_V1WZW;WL&6W5>0MALFBP=L%>__2!G$WU%40VO43D;Z$=*,![8F9)OTYWQ#_7<*1 M>7O?E(D0NAL.V!Z*2A:LZR2NGS=5S>G75(83B=015[&/]&:YWF!VFA#XC+C% MFF;TCH;H?$4T$P0)TDDTR2$M_"/MV72"N,5",$`.4[V(T)#OC#;%7!(K)GW= MFR2Y3.!L)A,Q43DOE-,F%84NIJ@*#I@-2),=2O*%WZRA2//5:K[9)K*W;!D8 MLY9\N5HMURV]VXZ&/4GV!3DJNB).D2R83OWG9D[^ZFCY9T3:@-@EGKZI$A77 M*"1_1P&W]_2:LM7M6A!)B74GU8L@;F3L,\7=)&>UTQ#O14D+26_2]SUYLOH[ M;B#'[?W8AR%F4]#>W;QPF'#I2[<0T^'DS6ZW(6SOZ,9!#VN"RQP/*Y8X(SWV M:82TJS,[2;ST)<%8&C^Z.IB1U8Z9PZCM66]BE(`W:*[/]"6X@VNJ+K<9E2\? M_HCBCNZ(07F>2/U+)``<>^Q/*,IBS^T/G3%9N7I)"9:`0ETT%%:G?)='0>0[ M*^FU>)V9'E+G.8;-F&H?50.W`6_/185Z*!7@CTRW7BW*9:_05JWZ@,+17>^_ MW%?+;MM(%MW[*VKA!,S`9L@BBP^@T4"2]@`)TI@!XEEU;VBI;!,MD08I.?'? M][FW'BQ*E)+)[&9AF:^J^SIU[KE63DY#H'$I9;5MI!;'LP^/$CD&$I!C M?C`)&,E;VP$")'0453AY5I,D+BNN?3GMIPXF69YO0G>F+>=X2=P@4A=JQK8? M",.[9MP-_1,1TJ,>#9YE3$M-&=$>2R?C97HHXPF`GHV%.*'=<73]3"#]9E." MITEU0K,X1/.$:A!M'655@,2CY'@LSX:`@TG%C9PX&`0CYY<\G$[3N%*+01Y@ M*8(:]+OD!_,C3SP+T1V=V3S)Z*A2^7/@"<%FT>P[+A%$2Q5`N*QX@JT"_"X5 M*Y'92H5`3[H!'QX%/>K,Y`RM%)+CY2L,K5*EBH% M@.1YZ,VA+[P(TJ"2/Q*9\F`Z!7:^R(JR`(HHO'/H1:QY=9(<;*0^YW_PCC;6 M95P>'X=YWI9[]A%$_XAN6;7AI+RC7[X:]<,6:H^T2%5DKGD62!T.5:*X&5F) MFWOA4"5,^?*`OG^^W2O,,?]3NT_K64<[ZD!+[9YXU3W[$WQ/K.!`?2HV@S!B_,(4<2%K?PN9A0*G/?[.6\V7_NQU%@ M6F*IC`&%9J;>@##%2.4SI"!!7Y&XSA02_N8:Q(-;6>0J*G!B7MD#J^HXI^M$ MY6`!?)7$_!TA$._H28K[/),4'Q1XRL_*XHR%II:7?GS+3HYO68490;KAK4%ZKM,< M5$+)VA$H^&<@CUJ^;,U\US4;L3&7(\]YVDQ[&H_2Z-MJLU_S2RU6M-;4G+[@ MJW':U>SQ1)>//&KQ!J+IUL:)UWQ_@U_(D+E%?C,"M/$4=.9B+O@`)'R.B$9_ MXP"_T,(>\RC:KA;-EM+6,TWOWR`H\F)'/Z,PWS1OZNB%'@A^U^,EQ#]PK,A\ M':WZ;M5N^%*L]^;_SH6%+CWT>S+187A;M]V#.65X;6%X-OHA:__OK^-[Q-P&%%E?N=G/Q!1^@ MH!)/BK@0$BV"-#$M&?3%O5^.5>FTFN_"Q0GFB_SDZKS,8_#V]@(G#)W0W0<; M0"=B;A*IS.(\W$!"&Q;YM(&Q'ZRG#\IIN8)?Q^:S)"[SP+RY#\W+FAP_:=YM M8,U/ZZUYMWS9/#(KP^C-?6@^!4_*T^;=!M;\M-Z:=\N7S2<8`61@WMR'YI,D M/A.\6V^M3\NM=;MZ;AQS[H0YE>6T=0`Z\YH0=V267UFXN84>;^8E@VUQH0>* M71D@Q;Q>AAF_YL(M*?[B\1S?YI0H8F]S159(P(OT>.)OR.6/YY1@IW3 MQ9T/]RN+.$OK6F1%'BA`8O<8&"B\`=:,V*VHO&8< MM$:G4-@BC[K=XRATM]9KDN"?]IT667(E9(+;I.(F$FSK&I4B@42=/45[IFZ5 M`F>\]ZK?/C6#QFIJI>@K/1S38FRV6CSIH>W7HNVP/>U?QD)\A@_DQU<]B*=! M;R=CJ;-5<(ZDC*7RDJ[=;RDCS_UFO]5(B*;UJV;7C+NA?X+!@W*0#\W=J$W% M8$^'82F;K3JS`M38"N,R3E>BOQ<-A!GVR:(7\>[U#;QN41B2QB^Z&<8_)93) MH$<]/"/LW:"[!QCOT$?)X?OFN1^:N\V+:)&GU8X=P]?[S2[F/<3M(]:BPKAN M4-?5KA]&@>AF#AMQ%8-9:R\8V%42#,C_KFTV&PKU!5O`Y_M1[\3="](A6N,] MLL#8I(!L!/,``FO26V/%*=.X2'TE*%!LJ8'V9[WIGW"]-9)(F2SMKL1Z:)_] MO3T,4'Z-N"P)!W$2(-WG;@%V=@B[MAZ$]0DR_:8RADS"$1FB;O8`XJ;'U6K` M4Z#]J/I63^.H5+D?8=H=LM,_#,U6?'UL5X^B'5T&$)SE):?H32+ZM(&=LI.!4KFN>)[G(;$G:>UW%HLZL+2&E'R M1&L8BY!=(II#6B,4D,:NB=UZ*I&AC?:;92J\`U4A\R,D+Q&6$;,IW/K$52!\ MS:A+17[84LO`V%IC+&2QCS,<7` MM*M>,D&7Z,C2VU9W%,R[3NP[%R]*-=RUNZ'9$7_A>+0C+C"$+=1,9DJYFB4' M6!ST!EN@40"$#94OA9<[.@S]BHHSTK8885?]L^8C8G*K&:*X;\3JL1D>.&S< M7F82.C=@5AI/7>FQW4+U%RJM2J[%[3\.2-9VD0>QP+`S>LW\1D98J;C(U`*_ M(H:)3RF$2SK#4+`^A-/>8=.TKMRF/7MV);8]P:N(=H_F6+E&2+!\T)T>@",& MACAN=DB^E3@0PBA06*>I[@`%]3["%6/#]SRAOSVY-T.KN]5$5U1.E*N*^'3L M3;CFF/84_R!ZO!D$]RE:XCKL>*;)J)]M,@F-"'FYT&2^/*&6WD!QNL\XL9EP M$UFVA2FDSN*Z2FR;^=!OMRWCF=+%;>#]T/^%DCR`'F^)K[Y9.LR0LW]J1#\+ MWFT*-8Y_&*\`Y(2&%9Y3PM24/S1(R+R.L\UG\.)V/&^Z7142=XEAOU6EAR;"6/I(5=T#T8VZ"E`FF4?CY'395T MXA+XD![T5/NW5+]ZU9,8:91@)4'50'\SW[1/Z)1XQ;,'M`9\KJ)[ M_L;+`[2X60,.T5AN.Y?W'3^`P0/7U&^H64E&4*TKY:(^YHQQS`DES M\2$,3SA)]^I`W:1NI+6#@423KPX$],35A+!+:.P9Y:BX`NV:XZ`L&1(G`/^' M;LU]LJR;E'\S7N4V`,)`K&<*&B0*%)$'$DI&H&(+)/9O.$,.+@E(#)#/L7TV MY`%'P[P'Y*>FRT@:)G-S3J(1+2##Y*LZ27?2NBU=F%'BAY\>![,=E7NI;($K MFV^ZC/XS171$?")!\O>Z2"61`LQ'3TWT8;V0RUTN<][8GD(@+?1J,-?4;HU- M)%->9J\LYD?`<6Z$$X%XA#/(N];;#ZGR!N+81*A+=0@P`*R"XAT-"F5N9'-T M'1'4W1A=&4\/"]'4S`@,C(X,"`P(%(^/CX^+U1Y<&4O4&%G M93X^#65N9&]B:@TX,"`P(&]B:CP\+TQE;F=T:"`S-C0&-!J8;AL- M&W#/8LW,P>@#2TJ5:$AD-4FY;'_]O(A<2$I4-3`'6RJ)BO7%BQ=O_M8-];[: M#N*GGW[^^9>WOXJ[2#S>25&+NS>_?<+[_NZ7S=V;S2824FSV^':S%?CO&?^) M32]D1*\_Z*-.R!BO$;WD69C@?Q7F8G.Z"\1J\X6,2&LDC*)(D26)M_9'_"Z) MHI!^GH=I'$G^;:SHQ^\V=^\^(KHWUP'_>9=(&18%N5.9@)U,X(.X$)V^^Z]H M;`)RDL"56VM@XE;,O/X#[MY\_/7]6_S$NOWGW.Z:DTJX//"-[%&C2S^V+/"6 M%^3E<[!M3T]5IU=IL%NM92"&5@P'+?KZFSBUS7#HA6YV>B<^G!N-ZN"Y>Q%' M])KC7[A:QXCTC\T'ZS_U_A7YCU4HLX*:LX,OL3GH7HNZV7:K+-!5KWOQK#LM MGCI\5C]5Q^-WL3MK"N)0/QYTMUIG4_/26)=Y)LGZVII?RU!2OCN;CVY6:Q7T MU5"WC:CXCYUXT(W>UP/R^>8>6,6!IN_'\$OO@*N7AW%9FNAA@>*FH'>B'ZK] M7FS;)]TY^[JMFB MGBB\?CSI9@C%2N9J5EJ;?!29X-9)',8JG27_OMD>SSMN)J(5[;`J`E11G-'" M[KFKAQH?-(]<`CS44`/0">[!MNV>VJX:KIL9107W,D82+@<]M7$OGO'NL))! MO3T(H&GF8#A4`W]("3YTF"7#8(L%Q MNQ>O5)A1%J?Z>.2&4XZK=8(:O&*,%M-O]RT[B[P;3@W3E_K^=-R>X=!IS3-` M1;P8`YH!&(W8=-7L>"2R(+^?IN)F4/&9X1ED4]C'37*4ZSRYW&)# M*>GZ1.YN)1<*;K\A@)VF05KEP90`[`S1^-.3S$.F5>2$,TK"I$Q'!%H>;+3$3N=N.(@_S_@:@\"?[JE;.9',!;/PNR0U^1AGTWP,ZH@Y M+/+Z`V"]?F!*(,N7W$/O+NF&GGL^T)S0NT.U6RIJ%#-[?PX>M&Y0'&++KW5[ M[E&@3@]5W>C=(C5(IH8D`P'+"=W0;*/<--ZSV0RIP\)86E@UTJV:ZP46W=XN M&8A)17&VL,4^/56-MQXO6K\H1/'"&LLP4%%FUB5Q'QJL^T&\\_F%L\3LCV2) M\FOZU4`#!@`IXK)EX>YW). M4$P"T!Q@@7C:X\R7Q(PWWB:NQ2.Y\91[^H*1Y3G'4SSJUQ!*/N15WB1$DQ M[I-96GF2.,5`;J9IS>@;2B@+9K0UHZQ+)1+ERBSX+%1YZ:*_06M66M'<5]NM M/FH79F[X3:9AFGDCW4@AH)JZ[\^THP&C:K5.@Q.)M1:4]\.HG(7"1K)T.N&2 MF8$3#@5<4AOM1_WZ5&MA'>I%LQX6WJ4?\']<@R%FF>ACG3X,ODDR[; M#Z,T5;<9)\U4F&2.;TBPM524DQ:;ZAN(!Q_P?"\13YHEH11%B8MDD7>RQ8BN M*";+Z&4:B)A&0IM"#`B&UTY/:&:R>44(%?1UC37$HX5I%8CF]0)TTK2P'!,7 M?B:%WN_-7+`#WB4.2&`;@K453!C.J,Y%[!AM%KRH@*1O8=BUWD1MH/ M7KT<-.'$P82!W!0GX!5WE.1&LM(2)%]3U9@&YGB"3^`?O6M/;KBFC?,K`L(J MG[#I/1\T$@\78M,6KGV76I#RG'8HRR:B/?&_>7D1-AB]0R MZH),Z/,PF;3!3[DLP@017BMBN,M=0Y1OR&UT(?S5NIBN,J[87+5>JZ@B\_U0 MZG*3Y8;:J;*>W,QYYR2D;09T$W_9,.]Q6Z;GZL(*+0R%D%^OORW_']MGLM+! MA%Z3`V)*/8S4B/J"EATH^_.11>V>/FE/]FD\NY1N[I0X^YT+\>I8_P!4M]53 M/51'A-'3CII,+[!-@ISW#2^#"61F2,D39:^+)/;Z@_#0K'"@V(5,K,/`\-<$ MO1KL4&Z,'9LZ!X>4?A!<-?MV82X@1R6Y.S?(_S3+1\CB24YVX[FG]+%Y+4H9IY#?] M1"94K`[VYV9KMCI?*Y,RE$XTQ4;.D-)/Y:P,/#!#-9R'MON.,D`L5*B#&:F> MQ1C.`5)N;8,M?XVC));7D@8@)`*VJ+79VD'Y`BW0[VJ$/+$6.VOF))$`910[ M:RT:]7S0C`6R^ZQ%^Z0I0%3^GH#@B!_WV],1J#"R8FR(PX,T#5DG6`7%=2%J M(&X[8'XP/`A\C03V$&8,\RW,UOSN*]3Y@M*6RA4B&94I+L#!YD_R)0O^@\ZQ M!F,=U)Z!N\[0\G7;I!=Z8_='SH,QIKU'$Q\S0,LV.]10^;VI##GO9T$7_BCU$C=AN"$6A4MQH<5(LZ,31>W%+)([P9B3>DJ-"T2E4*'L)_@ZV M>V^JBY5Y,^?R]@$JG=O,[+;HI0QCK%^E4LZ07-NAI076UX]-O:^W53,<1Y+R MQHU<`DGETL/T.^^N3E2#X*LU3<)H>N1=W&EFI=#WBX3KV);&W8HBKRU&=6+" M2GU8YIZQ<8U`#TB(Q$4VU3^XVFBS]OK;;BX3"J&C,&1MC MTN:IMXLJBY5%MG2,2K-#U];E=&1'/<-[_EU8S-FD\WH8[+B"4MNY_4S!UB1K`!,]))`B6)[!AB_T[3' M#6C8B>D.I%3M!]TQ+5G=8Z4,AT956)`*J7?'2<)+Z>G*"A^[N&+"750PWK#< M=%>WNQZ;1QDDGTC[N7L#ZL(P:!*8@Y=_F]\>8QG]Q0G[$CTEA.9BZ8J=.)`O M$`7OL%O&>R\8K5HRQ99*4]*-\OD<29`6E'@XGV]>$E.J)&"D+-C MQC!B[B1Y8B0YZI#A\Y"P&;ERQ%2.7BS(%T-K$$8ET!#YD$J8D'Q]%J\O69OY M8AZ85<>6Q&12>KU%9A>IRPCHD<\=:4'5%2EYG1X4L!A;351D?D[G%;LZ7RTI MF3,##HD(HYRWJMC@Q?R,AMWBB4*A>C7F4D%%;UQ1<9F:J]'&,]DR#I.[_Q%> M+$QMU[:O]U*)X[XI550"=H>S)GJAC):%X^O$!$9=MWY\78JRKA M:5;>6.)I<#V,QF1RA8Q3=K3R7=QL13>"P630H9V6I?._.GEG< M>JC[X=I=CHU+M5::.(13V_?.A2:U2[:_KMT[@L9;8X!Q+\VE12,"GHAI90T^ M$1&\#L018HS!>4*[AC.OI"0HTZPF#XZ89PB3CJ&]U(`]3?/;$ MR-*S,;9GN!N"'S#)/(,O0F5%)+P%O"?Y3`KG<@K$,[^59JC8+@`E2\NY5'`: M<[S<)CP$O$),@$/^CP0TL4<6/@\LD/J/!5HT"K#Y4E>IU(_=3[[N?C(5AE(] M=EH\*R\@99PC7V^$+$ZL>6"/]H!&M.+I4P,I092'/EL!#-9"5WR2*9&]N:^//9;R^'"F**"M2-9T'F`"=GNZI`*=HEV-U MKB?FHB>,G$84VXW`:Y0!)J2(C49%+#WW/#[.)+H*X2TN*T_;[R-$S0NV@.1G M>X!+ZY=%GV^%,9I+-`OPS&R,H)M6X1*NFXU4@DC+DAAWB[NX6ZPD6>>NB5_: M?+!8$N6_")2T=T=/C!\06*6K/%2L<]RCA"?**GU6LKPGN7\"#`!@1(^E#0IE M;F1S=')E86T-96YD;V)J#3@Q(#`@;V)J/#PO0W)O<$)O>%LP(#`@-C$R(#7!E M+U!A9V4^/@UE;F1O8FH-.#(@,"!O8FH\/"],96YG=&@@,S8T,B]&:6QT97(O M1FQA=&5$96-O9&4^/G-T7JROWZKBA*E;DM.NI.@T;(HDE4?Z_%5 M\>)7>/;LXO+EFU<0P_/G+UZ]A$4,'_'_EX6$`F*AX!8D7.+T'_C_%M[_'L,. M%A>_O,-US>+%>G&Q7L>X9'VU6,4BCN,4UEN@-Z5A?8N;8-V`C.GW?Z!@7>-` MQ`HGXN[-6:'Q*:5PN/FP>!^]K,JFVA>[39OOX$WY9]ZTA[QLX3]YLUR9Z+A4 MT;Y=KI*(A[#\??UV\7J]>'V)^"^&,\G^3'=@Q@R0L,T`B6-A3&P("LI>_S$E M6DV+)@.HW@!2SRNQ:2;0*,Z?]Y]Y&XZYM%%)HVW%[V+V='H2@G>"]ABD+B2$>SHZ[;.-PWZ!@%^^`Q*R)^@K>`) MSDB7X%-DC)H16$*@M-!I1D!VJ`8.Q7Y?5"5<536TUTL7Y?A3YSD)/%1E>]U` M7K*F';P]ECGH&-^?@J*?.,6'-TO\U>[3*+O&;;:\8W'3]E;7<#/%.23V9$9DTXF4*G/H6;NL!#'W>0W-=56WJS:O#VA?_$&3PTB)#D&4^H-Y+* MWW_"K.WR(80LAQ!ZD(("1V.+FSYEI/,I MT]OZ%:)]HG4B$IA22(K&(2OC(691&\5K%Q&'.Z&PH6/R&:&Z\H?/&1=4QWH, MS'E@VF22Q!!@$<2](*ROAX M&S9P3IQQV_1\N:V6)CKY"6SI?5UMZ'&C(WW@)?P._'!<M$"TGG%WVI*"N"UUT$FQDK_RO/%4D:\ M>ACU]G->M$=J:]*S;L]GZ+[G^K_I6 MX!92D1J41FHRD256@TI3$5M(DE@D-I:]Y^N_2%Z(5$@F\)C>BG78\Y*K$ MA\7$R5@F>^\=Q@@SD8O\9GX->_/=;(,4NKY/"XTV<`82;811@%R=*)"*<-;Y MXK]0SAGQ]'A!DA.=%=_.6%&&#NW?IX8<["CG]!A,S[&>CG5)FTQ$YKJR'+T= M3;!$Y?ID,)P-#@DH\\+1-=IFX%*A4#;6W2XS?XO0!RIZA5;%J)4ZVF.O@-39 M4*@"9RM'^8&7T9AK1?/;LFN%D`_<&:NI%-LH-6B,J%`18.S/G.I=C1])BV.9 MJ4B<[H[XY=6,P`2C*B[5*T-'Y\:"#,"[_E[\10R#I+.#PZ8]UDM*0Q4A*>.I M&A:&*%46NAY)6K06:E"4#8HRW\&(-`L1^X0C%+KGG8&/[UA@8]H=3:I$2#H; MQX(;TLMU@K-8!\'L#9@4SX*E,"X4/T6KK13V"[CM?=P3\D]QJX0D][B#ZQ\& M>"(35@9[$2PI8Y^]1A]]0A\=B_8S<`U=>H;E2NI=EN#1NQ8\PL(6D"6#11,O M7\3IT-'.GOC^M\Z^:1+<;`01O;\+3$H])VX8>,G$16D("9%P,FMALAFHTRI. M0:8,,@W6'GGJ49#A7KX'PIGVW#N\"&!:86_C"VD6T?!`E1Q\`UR>M,T M>=L,;9L.;9MA0\8B[>FZZYC_00S";=*!NX2^_>:V.*'6`5ND&^R>I(QJ_E[R M!%6NE/JSKN>Z"

)V[$D"Y*Z"$H!D<>GH@E,Q#E-\22O>^6'Q1+V`''WRN6 ML/;-DL@WQ9*__2G"C9T8QY(1-AT7;!]*='6=971%C>9#\WR2+./[SKG?[7X' MFK=)7Z6P6#^J2IU3>WHFR6?2/Z(`G+9;ITRPKI`&VLT>/A(?T(`3LSG#_BFQ M?\KLGQ*#;"L>MCE?2P2C MYDP3K^EXU%3>[X,(N_NJ"+B/G3(V8[>[*;<_'#JC,N%6D/Q6T4>6<.T["1(, M_/,7R;KA5][0>,U=5R@'VJ9+CJ:X22.VCL6-232ZPMSAM?2AC-)[.;$CC91^ M#JD3%7>*4+3+U(,YI*,/;=T@'/.!SGI.\!?!3Z(VC%I]']0S!#?%%>V&_+*' M,F^I=<@]763D>$T-0!+E)?L97E5GFGB(' ME_E6[;M?VI@7L$N(?\BE3>MD1&J/O+0%@NTZ-P;EA"0_QOB7BEC;#%PJL"SH M5`N%U';H\@_IX=W2H.]6DCV*XQPV_L5_/&*S2-QOL4CX[QOR_F>N!F5%Y:)E M#H$ZW_HMY;;8+YEM<#7LCCG08I;!ZWE8\^NQW!7EQZ[E"\G_>KUX??D2%A=O MRGU1YN^N-SOQ](L&DW"@X+ MG68B5?UXOW@7%M!3HDL-FD>@X^I\<=5/*@Q_,]KMQZ/=V-QH-;?=:$>[<#ON M0VC=>-ANM!6IA<0)RNZP6VN\-]G1=J]]M#VLZ/<[-=IOXG38;&Q"TD>;_?2D MY@Y6G`D,E@&W'X]PXPS1[K"BVWZ".NSM4(_V^NDIO303XK-[&<6GGYZ,3I[J M8[/?.<2FGYZ.3..L<*/8ZG:/PZ-?,1U;W6SOIG[_R$W#BBD?^]E@L&[_V&#] MBBEC>QKX=4A^W2?_B_7B8KV.`6GS:A$'[D1^C17SGG\C?=A5:ZP0:"7D/60? M)-S`,"/19E+T?8&(5DL\NG8Q]O6(\ZS,9%*F+TZFIVR932$/BI),)!UEKZ]S MN*KV^^JVH);\([3XL\%&_<,^A^:ZNFU@`UB'L4>_V=1%4Y507<&?^%H=AV(A M9:]9V>[&9I-0;QHLZ'P)R)OVD)>>X&4$GXM\OVM0?0UX!X2;'(7BN,"F@!?M MBNVFS7<_PUT*'QG#/M!WP0(F%3+%BGC6U&[>U(9-C1&K4\?R_\]ZU?.V#0/1 M/;]"BP$;B`1^2N(8H%T"9,C4H9,;*4B!U&DMM4C[Z_ON2$J433DIT,4)*1[O M^'B\]XZ2%RQLE&92!`U[4MS>C+0]NAAM`T?[F9S#-CK\<47)CZ0&D"!BS4^0 M=`3E\*?BD#EO)I:P!=0$1W*[YM9%M_F&\5)"M!'#D%,T M-\DS,\LSZ3LK`Z1P"[2'T:%Q\8Z[CG^+[PB`@J!1B5P<]Z\4\>\=M2N6IY_Q MMT-;8K>/.XVV9C\\%?M#1[(U&`ZCWVP_#/3/./!Q7.K$W=,F5&YWAJ]-@3 MY[0"+!"]HPK4&?OH/=K/WJ.]=W]B?OJ>E/QG1L'9'%H;U2IP&.GV"V5)J7>S MB@(CJ`:WJUUS><\\"?I&0$V-`-=VW(RM=2P`#B]7&Z9"58._E(^>B(6ZC&/? MD.;XIX/ZKYU#VU!*)#8*_RNQ`TS(,IA-)AA*;@1@ MMT(+RLQUE$@5!5^A&W64?A4J]^5"*E8.&3=J*R/"%:U55&57*JJG:;4DRYPO M0VHQ]45%E?J9'DG(B%S'WA*R+1+M+7@[NRPZB^V@Q/Z-6Q1(16!3I2VU%34* M+(\;NIM:K'Z=%("8%8!E%X"Z==Y%$US<'#BVGSON^`R*%UWXG[[C%.&2W)\XL68S_J$U_#F4=%U)&T&&^F-D-S.R=D*6JBJI38$XL6W8 M,VQ8H'@F;+>4L[Y%.@U$"UP>#*$P`W]ME7TC#E`+BF_;DCM#<@#-)R8`Q2JS MG+D-&R1N%Z>_O_HKP``YR2_!#0IE;F1S=')E86T-96YD;V)J#3@S(#`@;V)J M/#PO0W)O<$)O>%LP(#`@-C$R(#7!E+U!A9V4^/@UE;F1O8FH-.#0@,"!O8FH\ M/"],96YG=&@@,S(Y-R]&:6QT97(O1FQA=&5$96-O9&4^/G-TOZ`>09B3G5R;L%,T(^@*_;V<4K1#! M#'U#%%W`\E?X?8\^_4'0-9J=O+V$??O9F\7L9+$@L&5Q,YL33`BQ:'&%W!,3 M:/$-A-!BCRAQ_[\CAA8[>,&$P0*)3UIA#G\IQ=J@Q=WL4_6Q.:#_-LMU/1?5 MZGMSC6I5G2[O5_5<5H?E&GVN/FSW^V;_N49OE^[C:N.V[C&J_UB\GYTO9N<7 MX,I)ZQY-[HU8S(/%3&@>+)ZVD1`L!!'!RL5M@VZVZ_7VVVKS!2Q$A^6?ZP;= M[YI]LSGLT0'6K[9W]]L:3*MYM3JLMANTO4';AUTP-)QO\OG&G<\XUEPY,Z[A MD`U`L0,H$@Q7`$.`8.T@J.>Z[!FYT^];W:K[?6^-E5Y#O7GN"/F M\8PYQ13<@H,`P>O5U?+07+]$]>+K&(1L%$+BE(ZCI;3&6E'JT*JFM/)QK6"O M\'')$'U#"BNFM#_&8LNM0$QJ3!52BF.3@E)34MW6M-J!]TUMJP9=P-\MO&T. MMWMT#B\;",:U6P-$Y[9Z7^OJ`3YMW"?$':2D9M4+#QT3<"I-T;BL*:M6?[N_ MZ&)*9]97SU45=!*G]$4;"Z%CE5"FG6L2@>0M/K%JOEV#!SC_OX6^%5AM44UK=U7-&JQ6`L%Y#RNW]CL^U/]Z=SG6+ M+)M`EFG,3#B?A?.9!X:8>LZUX17S/A$-9QE!J]^7X/4.?J%(6>5>-H#A%20H M(U)5S]'I;?KX!3Z"NRJIQ;@';.&);P"+G.K0QA!"@A2SXX MO5OWY`H)<(-"$=[:$KPTL"A^Y?=9O-NLUYMFLO; MY7V3LUND[(;25EQ@HY!FV$+DA8&RGMT,ZD$>:50FM5;!QZ-F.+B*%'A,8SG\ M9_4W]`U("'!OZ?+Q\+!;.9@/_F^SS\"%0>PMX"(]CD>!.`$"_T] M5H6/&Y9M?K%D*/&&SCEF.G:TZAEJ?UQ/L&"K+#29"JM:4*6*G5ZSQ%+KM!$B MJ.-N6F0VR^Q#5`@^%FTO?>;+/:J$!^`,*T0UI\HK7I7.9UD4FOS(170BC6[H_;-X;:3L>!-\M\$;6DA$=XSJQI2' M#"@MR`;(84@+?7.A+*DH$P$_%T@E5-!JLA53?G5BV7>*$SYB)'FT4W)X/,W' MB\=X94.*ZN]QBZXO^X(I^Z1_7(>0<@\K"/&B"H)QJE^TV M9-^/XF^?&G_VQ/B;GX^_9@FI(OXZ!^R7Q)\^,?YJ>'P1O,*AWLD6DQRICRXZ M%]-Q43!S*>.UN1G/`_8*T'U[Q](OSC2A]!!S#5U4/FUL/*?=B[$?H% MNO&MWJVAOQR_KA^:HQPA'L,0PC-$T4G;H+(!0W2R*G53F4/.0XJP:;H!^AL" MZO3`3$7%,#TAP/U0CC1;$ZJ8)8;0D:NF?)*843G,4Y^I%AH[#PJF:;/(HT>Y M88=M=L0-;_V"QL:F2X_Z14#A%M,/^'@#$L,N M.2R"*8PT-FWZ\,X,,2`6):$%T:+.C]"*EMEK7A+*T:(WCROZR.KZUQ4][<:B M1S)3H="XM6EN0G;807:0(=\/:CLWAUZH76XFIR,9AL&Q=6I\;O2;A?>JVP/2 ME"M"J$U;^=*VEZ50$1*:B-0=%EFXNM\>:A=O%VUW0W)W(^@'E?N*=N%&Y"X8 M\``;*G=]^EX+]Y%4U_`!A1[AA;>^E9`GW;92X^F1$,5*J4>3D/0D)'XE"4W? M#7Z"A.1C2*B8;AT)V3Z'/)6$!@I^GH0\)&0X%HV1D$R5\VM)R&!QK,$6)/2I MQT(`AZ9M!8<)3XSSC\*"]D?@`?G$.\*_(!\6^(MWV@L#XW0V[K'DHS+Y#"6& MXRH-@1QVDK#=MMM53LS+E(S&F^H?\,7I=&1((>PJ!B*FP)V-UG'J*JI69 M0'B//Y@2965^<"'M%''1_N%_ZO\F]W\P^,8SRLI_07_5E+<4].`8""T#P;#J MJWO?.SJZ\]J=.L@R((*7WMCSQ>S\XA3-3MYMUJM-GD:`J>.EY!(0^9P MIF[K1P7"X+^D?KPNW4GT)]:/H+E^N%`VUH\,`Q@I_>VUWY$""C:*EB\IL;%^ MIL=$R6C7UZ"%V&YM,6GSR"Z$3BUXA!H95^G.D<7"L0X615:IBBKMOW:R564[;3PA=5]OY3"E./-*VHL,TUF% M23DE3`>RH(4R52"O*D[(H*K[]H`REFYEV:"NL\R-&39W]7DQZP!P5`:WN+#4 M]S#@%P93EX9B5H@KN$N&%N8X&_KS1\BKBQ>>V=$&LG'N.O>=L[/QS\O-:O/% M-;@;U^[6T?1PJ,V'>MN)MQZ&F<59J_\2Q-P,P:H[9W433G)I#>\,>.-A$P[= MAQ57%&'%[?D'/LKP<1.T1`MW0=%5^+BY6JVCYNN'!H4]82O)".3)IY<-[*2_@7R&N.O+2PJP-XDQR)Q=>"VEI":0`XM"K62DM MC6/(+&VA'XE2.JT':8%="K?25F.NLC1WK825TFE]5)H;\)1E:9AP,#.%=%X? ME1:>W[.PE)B6;J?E<;LC9C`I0!VUH(7W$C48:_4D:%D\HE:(IQU>?`*U))Y@ M*\33CC'Q!$L23[BUXGG'F'@$)DM'X%KIM&'4]`` M0*Z5#\B5\G%'E!^'+LM'Z$KYN&--PP87U$ MCT`C*,#SKR5VQ+C6,85=DH[0M=)I/4A/(!>E$W"M=%H?E4ZH1.D$6Y;.ZZ/2 M$90D'$'+PFEYW.Z`63P@@Q;?"]2XH5.0M<(!LU(X[:!3B&7A"%DIG'8,A>.N M+!P1*X3SCJ%P`*25#8`5LFG#Y+F9C21L$/\GO',D'J-G/\ZC?P..XVY!N MNDX-/2]PSF>6H254*"\XVW"A7C)EG&AEOHECOGF66[5CLX'_0B_8E%J*3OU$ MNE:\J$ETU!FM=JJB\8CCC"\<5+:3>I/=CR,-/<111,.L2;[.:@+S!?$=93MK M%20V,HM57>/O-BDYDICH(I3FF/0F.I!@0X2'=95_K$7+TTV*<=;R)OMIC.F0 MEXNLVH/PM*0++_=^P*K_!*QLN,-L`4L:!JS^.V!>LV79OP&&>XA#&G7T5:A^ M04Q"R[30)M$*F@$,V2UF(5XF66INEB-)O0?7'52'(@I/;#Y/@P'G/:T'OHDY MV`9(',UB>:=K/NA)740[H73O*C9]:#!+D=H*Q2\W7-\#-C5>L-NVLJ%N8W:O M,"$24]<1A&K80!X/\_J4IRG/>Z0KN#^B2V,!5T:7_$+]3CM\2+L$"-+>M:W/ M3[\$&`!`UJ$`#0IE;F1S=')E86T-96YD;V)J#3@U(#`@;V)J/#PO0W)O<$)O M>%LP(#`@-C$R(#7!E+U!A9V4^/@UE;F1O8FH-.#8@,"!O8FH\/"],96YG=&@@ M,C0V,R]&:6QT97(O1FQA=&5$96-O9&4^/G-TJU&?2MK`;Q_?<__/#FQ[?B(A3;BTAHBF0,G:IV`F5KQ2.L_H>[5Q[?O?\0G3NV_(.HG MN!*+>TC^B!]^P]\'\?G74-3BL=(E>[SFV.$4IQ3`F$/VQ!(7.-A3E&3'Y^!* M;?>J'<0OJE^4P;A8ID$S]*O%LH2-OVX^G#,R\D:>6A%9(Y(D*FT6GS<"N4A3 MRA.9L=F9;MSN1#<:LW[T_TG-O50KZ<"RK3K[ MDC75?MSP%5['1?#`5YM`BX[,)B:.HMPF9AFM(J1A\R.B?]W6RMP;/>AV>RG> MMX,RK1QTU\I&R+86BV4>O%%F?Y07>7%E1.*B'$<*?`UI8RT7%-AEC(AO=@HQ MR>WMU0J!+N#!,@ITVX]&MI7/+;0),D'UXF#HT?#`NBO9C[(9'A;+S#F$&L[* MA-0NK5[O"BDW2C,^6#@=*E*L+@E5G47.33?LA!2#49)UT,-:W,I9M"R.2(_S MCHK*N5>-S4#&P&0@\$;V&A#E)P[#9(+W#5IO3/=5&:JN2PZ)[`'HIJ'_]6)9 M((<1K*Z&YD'<:RN'XCU/GHMVM%['WFTR:.YWI6HD#^I$U2VR8'^04`C7D@`E M1()WNA7#CJ(OKE=(!+U*R<%_OG^_2.W[UO335/,)?259)>7:!^._90_2'R5P M%IF3:,>I;1I+IV+NWL'H/;H!8C2X*&]5"\4-:9`X#SWKLTTL#LRA&7O14&HI MOBWLNC$SGV*O,HZ=4V69>Z.(80S+HJRJG1-C9F\VBG9S(P_%A\;'V6K-)HR`FQ_";Y[ MC3C\"8[_];LOBTM!H6M1`_).6ST=:>I[>`SL3BE&QG*7#,HR;*ZUH3=L ML>"@D6HX;,'/8.OVAYEF/Q.+E/M%C!$>9]XMV:(T.*?X4#UI>V?,SPLV'T.L M.`HY@3_5;MNURVO?`ZG63G*'-IS:6&3H,D^@?KY^'O45A`CN=R2?(O7N3AG5 MTQ3_$L=Q[]MDE"<.W>LR]A8CK!"Q@ZGH"&]E2SFKI==VA4#*0V<4/^AN;W5E MWSP3U3*,/:1)_M&)X*.6>\T2_J[NQ0=D4#VXZJ$Y@@DQZQMP^`Z9[XD2606Q M3]LZ96/Q639V9-)GZ5:('%FS#EN4O*2FR5>&T$,E3 MO>=L%$"`;&_QMT6<@#%I2[@S*&=)L;N5_8YK2Y_,(RA.'3B*M)QU/Q0"&O1` MB<#4J%Q;OA1&N[(X5F&8V;ZP7N79U.UZ#,*OMHOG`=FW57LF+1@C8%>8XG;( MYO;6=`T^0*4LRD=]OW`=-+N9IV*:6*)'#S$YG7)>^H,^8D/8C+3[/EEGZC666 MP%4JEA?*+'MAGW)E%L=I\9*6:(WY1-U^SW3^&5H"4)&3/*/L\ZH9:T!.&CO: M:Y2,VNMQ+QK5V_>:;I:[R1H[R1'>.)U&8=^S#`O/O[U^!]16HS&JOJ1R60?[ MO>Y[SSXF8@RL$@L^0W?#/)HH$ZF9EPZ*A`'16W642+!Z9<3(-YQ00PS!)EH< MW\>5L(M"^<3]>J\D59LX;3!Y[!O,<7C2?FH1A*)WLN=1)9*$)U2,/96M.$@S M:*P,TIR;.>LX\C.G?$R(FJZG!M#YH#'/\KO*%+GIB7?^3.*S%;?[W0U]5,L.\W#)1@8S>HIM>(XM,N):\7>)Q+]U"GEW4)/G3SK MO\VUHUL38T@L8\B.;H$Q.,=Z@%#J$%$([@T&,@V[T'^0;B.#R3+;R MTGF6G7@F090:3:W<4@*RCSD*2'#FL.^*+)R0<>DI776$Q(:_M M!DQ+6*9M-Z<2QI:'06<'*FDMZ0MPU/^-U["4:9+7/G3S. M$J-`$6E`3XLEU]*L3Y,Q^(%*D%%$HX)7".HK]S#M5AL05A"R>@1]QVO/M][\ MVUIOFF'/B&FA>:'W%O\#Q0EME3ZG)@%]*+&O?IHR"._##$;,3T]4^`YANM-U?AP?.%28JJN`@-;AH(_4>L^H3 MP6VI[E!*$H.P&5F:!1\IFX/+;3%1$6;3Y/<6],(U&%ZS^&0?;#OM*>B6IJ[F MIF8'Q^E(C_)U,6V/4_6-O)L!-D3'X`/(@>[J*2Z73)?E5WW*G2!O[1=``0#0+H^T#0IE;F1S=')E86T-96YD;V)J#3@W(#`@ M;V)J/#PO0W)O<$)O>%LP(#`@-C$R(#7!E+U!A9V4^/@UE;F1O8FH-.#@@,"!O M8FH\/"],96YG=&@@-#@T,R]&:6QT97(O1FQA=&5$96-O9&4^/G-TM7\+`!NH%1F]]D+X(`&\<(,ACO!&O-7#)S4*R.K5E+"O0! M9_?7[RNRR:9LM;*#\<&RNL4J5KUZ]5B\^,A>O[ZXOOSPCG'VYLW;=Y=LPMG= M1+`EFUR\O\'WW>3M;'(QFW$FV.S+9,H;S@6^WC+Z)BV;/<*6S79,VJ=3W5U5T]%16K;;58 M[FX/NUVW8WNL.H0?%]WV<;O<+_N5IF+;;G=XV._@9 M3W@C&;RQ:WCZ`W\_LD^_<[9XNB\!8`(`X_6POFU0-A M$`LJ6BC0(Q5M68L*S+C+E"CH8'-$D0ZJ$:U,=)BO%VP[WR\W*#]1HI[*:LMH MLWNX[!@PP>N&7A,TD:BJZA$"?1#'W8H^P_M]02)B:!&&S*P,P$S[.*8"D M^NJ'@(0TC3.Y@#?X=?D-'^QZ0_[@"SOLX(>4I*VN0FD\G"YJ7<$G/72UJICB M/PSE<3U+(&U!T4QC74C%(RON&;CJ`9OTC>TS^:T"*43UKIX&VKCJX6%.06[I M!?9'1"15(,$*P2#(AX&S MSTSEGRWYPQ9\<#>TWA=Y4VCPV8JF+1-W.4C;>[76*3$KE0S_TF1LF"41;MUY@AUGP>Q(EC M2B.7/^\2K!HZ-(`0626/4#"9JR)QU4A1E.*95^'U0"E!H8;T7XTI;684\*7. M(,./L$A<@1HLT!HV7U"(I6Y3YTXV4_37 M-BJA#6J9'-73IE0--\_<'+?]5#MG*M.TD5V^DJU*S6G/:9,V^D]HDPQ""@VI MM6K-J/3PI"$5BCBH?IY<>))R-.]' M,-$.V7VJ'&_(]3!+6)7O!TA/M:?9E&7)Y=[UT8^J($RY7+DCDKY(?UJBPF_2Q%;-3V2,!^QM"$>]@]/F60KFVXR1P" MV>+M+'"S(Q2VCX0O)BY\WR_C_8#6W04;^NB^T<7B:UB]!I\E&+M+-+7<%P># M1\AT:6L'`#*LJ@>A/5*K9\@.JB6S9Q?.T9:?,[#E&16*P:D8Y5C_K,94$7V& MZK$BO*VFIC%@I#;>A?8Q22KM:<%;$^BU@>/[C.37F^S0$8 M3]\3"7^CNE]A&,SP>MW&\ MI^LB;J-AMJV1[/6WQZ/!)0NJS`/;=R8V'&`V\LMCM,I7J-'9_,S`-B2M M=DE/)'[0,/(C#0B0*_JQ%E5<3R?SF,U`\FE2#AH6>6,!4WGR M_[2AJ^HN>"%MK-AVOL=YWX^$9D!5UZ2+02(M3:13!7PJ9>BFUZ^V@S1"#;!8 M:RU(;#PH"RM'W\C28/92FD[)G&":A7"GR\T_@*=BF2WQYGC:Q>B"EERM0@;+ M(IEE^"'C^/I\B&1BK(M>SS-95.^$NKR&27ACL/-^WD`%5P`5_!!XXD><2A M=*"41,C-*6-S0@QHWGM*!%&M/E,)E^N05@"ESTTEN-4U"$[,R(2N#+;".,X\Y$W.)`\,D MTW"`?[-55*^I,-4-S=Z!Y7%<[]A\%9\/Z_V.Q9=SI/V?4&*VWO0RL>W"BUO\ M%->O;YTW_=+>(8&Z!C@+\(@2["7S:C:YNKYDDXL/ZP>@?7,_ M_]JQUZ\OKB\_O&.6O7GS]AU^16Z60>XYNV8@DV@PZ5GEZ=]JHFB`38\/DYMA M@6L,$]:&?,F_2DVOLGE\+,W1:=#:,7MBX<&`5+ MAK!X:2[QENO"W&F,SZ6Y#':]-0X=7UI[DM[!.@9?&J<%9.ULT\K"6ED?//?& MFMLG6X<%=F1OC=/6%9%KPW'VE.9YQ2GSA`I@-25N\;G$3>*JJD>!R_8]<(-] M#UQO/H)<,N^1*ZS3@F`^`EVR3M`-Y@FZT[LG9+)]C]U@GU>&PB`'Y#OGPOD-<979#V"_&`?D2_L(_+)?"3V M9-X'/UBGZ//N1]%'Y+-UCWQI'I$?V;W'=;#_'_75LMNX$03O_HHYV(`,6`R' M3PDY)8<$R"'8($9RR%ZXTE@B(E(.2=G9OT_5O#@4*0?(+8?U2A1GNKNZN[K: M(!^<]V\LGG?09-38`7CF>PA>Q@%[$SQ_WH(WGK?@V>,WP'/'+7CC:0>>M[X$ MGCOMP`N.6_"6K3MH_'D+WGC>O['LO3;OF3J'5DNRD*JM^1M4;8\[IG;'1ZIV MQV]0=0:PTF1D+'M!R%A\XQ9=NN.N:=WQH&GM\67.8#N68]/:XV/7^M]=U^9+ MIUWANN-!X;HW7-\LGG>Y<^>#W+DW7.E,SINQ_,D/XW(3N)(:&!M[PV]_[Q*T'[\ MJCI\>#N?+HUZHCF)%U/$B7--'9C*?"RZ($!6&[\R&40^KU)PR`/$/\QJFQ6M M896#W^F*-[Y4N\MIJ(;Z35F;HFKWHL(9^\YHT&T?Q<:D2!L,8[R7Z'DFUA=( M@;@ER`=Q\[FN`1>ZG(;.4M4/+]7)`K`4;.F"E6@5&VVC(B$^Z:HPZ(5-\*XZ M4VS%ZG3&%[VYY+KN/1(&F;VO21B2J8^2EL(P=^?&%'=F,:IV=)[?L4Z!#.JV MOW15NU/,YZ!V0^W?[;%)"2#3\PG`_N&$_K$F?77*)+=!IFA(&V2-DWO@4XDO M%YSM\8^[::MZ^TTG#E&V9_Y9(VKDD'_>\9W[[`G_Q/E%\&6LNZLWU57Z675` MQS3*Y#S!WIOJ"R/Q*)-)!6R,@VFV+1PX]#`$YYD=:#-:V5RB@_Y4!*:I`(TX MPI\:]@]'M!7`?%5#/^"9EH;[7PU&89';5H/HG4U@-`.B%):1C M?3CB]YW:UXSKH$G*VY")L2$3`_7:&KE.<]WWNLF!\!/\/U5_@T,'U:&N*OUX M[PSA_DZ!@/EP0'#VF#BI-W6"!_TCH02>8&`ZU1YXA-%7;:UZ7-ZC$0,/,^^A M9D0*%S2>0P''V3I'50,#-0!7/JH>U_FC1T`SL7 M97)PH^75C4(A?E8#>L8/FX7!D>=;G30P<^GI2-\`$"X`PUVW[;W<4BY>\SY'9>PZ*#5I!?_%I8$6<.(QR24#X3OX#6$=403B4^,I:#@9/0-`=.8+*T M%9"7&M*UM1X&,QM/!,+`RYK3_'KHIOJ`R9Q/7EAQI,/!ZT*T2>*T`PJ"V3F`4J6N\ZT%_GZ1+^=4(ZNGB@ M'Y)<=PN@8CQNL)M*TV##02,D\`A\9H@;/J(/.SL!T`+(9\JYFT'MZ+EK76%' M\&WO$><,(4!J)WK'<7J6EBYW="@,TTLB)XYMPK`3[XE+_MCI7F,&V, M66U-4AJ;#4#=M7/VB+-L8X5.5OJL(D_D,CWT$2JO\AU=K/RM=:^C-,Q$1EAH M]]A.27/_I,_J!I3T[:QR`#.KAS.*`W$L(E!Y]065?'XS=$K;.WZIQL`7%$%L MNH.CJ/`9APRHSWOQ?D07J$[#,VT!6/7>=&JGB4^[`6RJ@7$_+C-I[`2JL1=& M#`X>ZLK1YZ!M,P+^SZL1"!2!]BPR5R\L1=A1%E<'OW,M;2YR4R+%2506N?QP MY<+&4AEE29[3$!>0D%W"\G';1V7W#E_>D(.:,3,*VRR2'R,- MH(NL](1T3?K%JJ__]I2`JUJH%T>MNJN\G!\W!]>=2>YU#&U,2*C`DA3/2$@; MFVTVL(8*XW3S=)Z3SJ\):AK+\G8A(:*W(>E`Q<=1<:WB%WIQ6VYN13/=,'13 MA$L&'B`=*>R.1K&!<5VA;K*9G(^F>.M7C]AK$[-DM#,5&*X7H%<@E`<&%Y:T MN/39X?73;2K#JO&@`0E6"K=-S;<:.\86A(LNMR2)*/A#N7+Q0H7D84N81DWM M8IN;5<=5(=LX9);;46>,A'',:G>MBY>@C_6+;X$H,<4GI^H#/Z%@^4:4V^KV MQA,W`(IY%YEY)E>A4C$E;G]H-8WUW!(F6HD>IEXK?:Q;K.W_@VXQ^5W2+6YA MR#E:;^B6'$(V6Z:,68Y'16+X8C;88*FP@<5>%LP(#`@-C$R(#'1=+T5X M=$=3=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO5'EP92]086=E/CX-96YD;V)J M#3DP(#`@;V)J/#PO3&5N9W1H(#4T,S`O1FEL=&5R+T9L871E1&5C;V1E/CYS M=')E86T-"DB)Q%=;:QM)%G[7KZB'V:4%HW+=+Q`"B6T&AS&$C78@)/.@M3MC M#8ID))DL^^OW.]7=526I92<,RSY8[JZN<__JU'3=[.)Q?SN6"2S;],9H(+(16;WS$\:>78_!MD MV7S'I*#__\';?(L7+A0>1?_D'=?XE9+[P.9?)Y^:F_5T9IJ[I^VVO6>_;G:[ M=L<6:0VO;Z[Y]/?YN\GU?')]"Z<&<<&M@D;/I8-]$]BVG7R97+S/8<@2QB\3 MP17[AJ5;N/$G_MZQ3[\+=L\.0Z(XI$D143!JS'T9-%DK_C>,3>=_=ND0>DB' M]%TZH.%3,W]HV9?-:K7YMES_P?;3T"RFJOG7"G$^;MM=N]ZSJ6OVV+5<=VE( M(7T M[7;>D63+*FNFMR9D)&LS%;@-DLTDETA[LKEK__A*+G^!QF1ZFT)ZF$JH>FRW MR\W]CBVQ`A.ZN9_:9HEH[Q;[]IZS@UI6U5)#M0X+DFLQBB(IF0N1`VZ^JP05 M8D2Y'E>.*%6*MX.R)#N>.R-<,A1Y-"HRI04>F/,&F>@`.Y]&A#OSS78J1=,B M0OICTUEH;C?K_<..77?AV^:>OMRS=T_KEFE!.WY.*4C&D=X^2!A.;]Z@G:KF%%NU],]_L*>+%5#@-IX^EKU_I;0FCJ]42 MSDB)A*INS^=IE5"="W@*&^ED@DUE_./4HQZPMJ#@5-#U"K0K8T-S0]E:W]$B M5:7_?@\!9WSSL2VR;264*G?7%P/):X\%O.T>?5,9BME0+S,@TZ:F@U3P:#NH M6--!A1K+?@_V*)M*=,:-. MFB'\$TOGB/7_DA1JZ8?OG^EHH$8\]J5(9S?D8RQLU[>X\[;HK%5FU3.C45HI M*!$&#AHC9/,3O>4]G7VIN=7Y_$D=:0\7AP=Y-L36113/&$]"'E>(+A'AQ&KZ MZKA](2@1LAM'CE(X0:D^',7M6>\L-T)7ZL\D_2=H[R^=LX5K;IW M3J*%GLEX'[6/^>;2Y"9^9,/=LR%KI\[7L7-9`YU#<3CUB?"LG\'KYY'!2NYL MZ='6\*!"W:0O%WOJMKO]=O/XT.XZK"BZJK,[(OE3H")3SZ"P0DX68^?B:*O]#++=CO="]WC9+CSTW@276M>"2'SEQ%$OJ!()=0F]A3%TIT*=(!7H'CFCK3@-X[6+%:*:A:(B09@[C#H^E3X?H!1Y3<8Z7>(SH>,Q+5_YW M\YB^*O[_RF/2W!)>)&??P6-2.*+J@W^1QZC_#8])%VE(1]$\&_*/\1B7P&:? M]?,'>$RLDB>/V(P7_1CXZ]30J"6:W8Z!X=.X91J0?(!K,YP*&S,@#`4=0?\Y MQ@#U-XP5$?/:#"^"%A5^:-%IL&L\1]Y_P:*VT:=%,R8>C\4UGBUMD]VB<3)T M"]6]FVXFC=O,N9>[K%\7YO1VC: M:?^ZGD^N;R_9Y.)FO5JNVP\/B\>6O7IU<7MY<\4,>_WZ[16^0KECWY@4[)9- MI`D<:7`>95+LZ\0(XH3#^VKR(>U06!#<,D6]$*FB+=MV\B6+6U_)XJ42M`ZI M."^IT.#(L(+%&(;W2EYY\EJR`_&BWS:$C!^1GPP M;C6FBLIZ]UZ9MPHW[7GS@_Q@O\@/#IQ18##F2%>`9[7FT=3`RSL(>20?S(A\ M0MX@W",O?TO0.RLZ0&>0+M#).S)TQA3DTO<*JM+G';GTHPKZX@WRN7CY>R[> MJ/B0_$&^)#_OR,D_4-!UB?>Y-]BA-[R=3R[F<\'0[[],!#4@*!+4\43_9+7A M*J*C][KG7R?H/NB#N?D4M6Y4[;%&#Q(M"7O&Z7%NNO/0E'%NN[]GB&T_!6=W.3L9W$Y=-V&AOZ:Z>Z`?V<81RSS7M:66ZV MN"LUKL4YW;7I;L8&Z%YAW3M!TDDTR47EFO>T9]L)&D."'G*JV1<1[&PZHVTQ ME\2*21=[DR27I[\^5W@*:1!U7%JE4U5PW'`K,[0%$QP=M%20S\W5!FI4LUHM MMKM$])9K!J:M1+-S+<5ISZ*NTWN*JL@WHN2%I+> MIN\'\F3U>]Q`CM=WM0^9VB;R@N\E<@\4\5`4ZZ!QF.O+??50`62[]`U*S3I8G+P6[I3TES86\0! M49JBM[Q,>MH4/;9WW5N";B2$*&^H2!JEHN MJ,BLKM1>F5Q;] MR&AP/#+-T#9C(TE5[MZQHN^F]F

A581@K9N=#T^AN<32T^D$';8`A&;FJ MP6..QDMX56!].O5T]7?:5:B4&M,46EI,2$`W.C!0S4`^'QQ;N3L2>/@O[U73 MXS9R1._S*_I@+Z1@3+/9W20%+!;P>AW`1HQL,!/DL+EP),X,LQ*I):6QY]_G M5?4'FQ(UFVR,'#P6V>RNKJI7KUXEU(C=)\@K-/?=!^[_*LFD/,VW M-84D&S.?Y-GXK<:/WRQ5*5%(#M/0\Q_X1.=K]&Q4V_33,WSS,663`A%8R6$*F5WWK)\,PLQU`\[ M$GOGDL%\*\FP^C:28078_9\E`]3DMY$,6:QV_D?)H,\EP]S-+BB&-[K4Z&&I MB1-RFEUPAS;GCL62H=0A5KG5A&-3G)<,+RL&/?J0Z1/=4*0.M7_IAD%@C&(- MC4P6.-%OV:5+5^)98]A8*'[4HX^GW(&A$PF_K`!L\(TI%Q@6]1DG`N*_HQ[0\,8J MR5)+$ZN++4R?\=A,"U-^:LOSBU.;@JPDA-BI[89RW6%.0PNJ1;6C,SN^RY'F M#^KL!_HS"/M-AMFRS_%YFC_YP/LH:+OCF2B M7:K%IFD?K"3!LD/_A]NK#Y_?BZNW']MMT]8WC]6^%M]___;S^X\_B5+\\,./ M/V%5:O237)@,=)V+W95.P6W^<7MU@P_@;X8W)LE%1A@!?=&6OKZZ#]M)GNIQ MNWV,MP.%D-V7]FO(BMT5T`66Y8=HJRXE.I20F4ITO#4KRB37;JNUZW?24C%N MA/:?,:E6B2HCJ_8Y-JQ*-*#+AOT!SO:XWYGWV^?-9QF^&:WS8VP\DU!QEXV[ M[I0.>[OTH#"=+XF#&5 MV5]DC=E,)E(3FX$8H6X"@8PGRW3VZ-,#BSQ1&H8=9 MN$#H9VX>#!74Y"P1?VS7Q[Y'^ZLW8HNN6(-/!_&E[FLA\1.B0U)S@,#;+YE+ MLT73'@;QV#P\UKVXY\:)E[TX/-;XU]=T@L#K7=<>'@=!CV!LL"XSM5ELQ*=C M6],7*KVF_]""S`)H7"^U/6NWK_IZXXXY=-')1/^V47E/5]PS4^KN4J&5_@2? MO.5V4^,`9X^,P5*^`"R$^.L]GXK):B7V'3P23;N&18Y$-?:UT-B*%3>V3`-3 M09$.]36%5MLC7-C0?`0NO:TA,>ZKIZZO[K8UH#?4_5/D01#W+F/&-EQ[OO>& MC&SJIWK;[7^.31=6VT%*43&Q8"H?6Q%M=DT<^%1A4.<,E[XTPG78ET= MJN'0=WN$VQYT+=PTH&1AAR4(5UPH=GI?X^X;T3T!8WORG!ZOV:N[[O#(R2/@ M8N(@!Y.SMV.,&@=:+=5]7`V):)C,9 M4Y(/!*\J%21N2HBU8+@6%0&"<$7WW,19-_Z,8N4#D&.8B0/@+M.U[-+GZMEF M_._)#2PDE'.DNF\K*I,.'Y+S"'/=/N![1HI"2<]D2A6%`W(^WMO#-=QJ8_M=Q.&!ZI25\20Z_^^X#0.4Q06]F8IG*TOK' MQF+W7+Q*(K'?CO`5.(8;ZP[<1F"UE6I3)0:H7U:Q<-L"G[DO(ZH=";)@LOSR MV*P?F52_D@]4][RQ;^J6")0?-G#IB5=0.(B7IQ"RTAX2,56\47/)_LM>Z#M* MM@)F>%Q[J76IWV]=.,R\:*A,DY)J9;YY.0K.4M>RNDFO&C?KX$">$*$X MLG%,_B10O;SMGX.@Y<,RD\KV5692XY%/ MI\_W*[VP%46X!96P&C5U;`Z&25A2JF=N0[R*[#K0?N#&O6)/=@ MI.WV^5J\4AE$\:Y!E5D&0]IA7U#9<2:MEU[,L+/D9-7?-8>^.C#IG5%U9ER# M=E<:'8:_ZV:@77V]Q?;V@2)94#YE>:D]&9.%.&5S/7H_(6B"G"5IZA#PS@'(YA=P M+5RW/*%9?8EEEQ(RT^ZWG`(LN*)IE=BV8-U[F2CU'R5*Z(4R,W*&*&_V53L:,)>Y M,A1A:C7-G*T,0<6X6J;6TDW]P-Y^0*!:TG*Q9?\]0)@)S"`T+&%BXF$I]CGW M5\*'`F;%YU/WZ7(FQ`#@ZL\N)\TJD2>W$U$Y!-^LO$KIC%\6[[O=KN$J8LS? M]3QVF,6O5,)U7SW4OB7*A?70Z07(MV4>SPR8)S/IRPM0Q@10OB;`OL)W!6@S M*)][9R.>;-[DRI73.:M$%VJ6TL<^PA>*^@@F$AI+4`%]M^-KE!)E3Q-4 M$Q@,]F>*0EJ:!`E'&I1'*[ZNF.\G'N?<5@CKGD<0#@@UCH;KD*E60>$HI^`( M=&3GE30T^DPOR9UOTD#)=CRQ:<4T)/,DS\.=SV8T'PUI*"U6\LI%/FLMLN1G MRS/^EMK86#"DYMR1R05`ULP;#""S!S.%X&(Q+8JKJ&W"C8[Q) MAKB14=#,:LP+G<7SY4!C@6A!IN#LMG8D7N^:XTX\==OCKJ:4$(=QNQ^/787* MUR$M9CHXK!\KJZ)1`PT(SU(L9?B>7S#3!]D.#&\DTPSK1F@ M8\S!I`P#(RE/.XARX[65BF9*=7BDV-F>2)CN6"RQ;JH/:/_H#+NJ_[6&++U, MM\4?HML"/*V34F=S=!N=7KZ@2\/8)(L7#2F5&,X*Z5*F6U_Q!]%9G=]#>6QJ M0L`7J]A)+!#>J'W1UV[28,+*%X%U!$$M5DEYF&G]2)ME022%4J`HQU5EJ*HV M?M#PL^VP1:8!@<,RHSY/1)A#6<[HR53E'G-D;T)ROBJI9G'U5Z&#JA,Z)<5% M_D7.A>KU5]N(F#!@5WDWR\#15WY_CEF(B#.&I8N-'CR1"P^ M`9K'I>*#B':NEV^*"<&[2&=:CK[C$K'O)%ZNQ7"><:3;:XO@6O_%9CT:X$+F M6<9;=CB//F[@HU`@#X$V*5\2)YBDF'0,)(*5.W)!'8Y^SU#GTFNM4!7O0`7W MU?J`XIC4A#RK.%<%7FX4&C<(53;5!)8[3DM'07#0]B(QF1,"V6I2HN>7^>U* M29F4)9G3.:M:@1<9JY5_B':&'\[,N@,BLQ-B^-O5OP<`J$3<3`T*96YD%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO5'EP92]086=E M/CX-96YD;V)J#3DR(#`@;V)J/#PO3&5N9W1H(#0W-34O1FEL=&5R+T9L871E M1&5C;V1E/CYS=')E86T-"DB)K%??;]LX$G[/7\&'#2`!#<-?(BF@*'!-BJ+% M9J]`O?NRNP]NK"3:L^6<;%^Z]]??-Z1(R;&=+:[[$$62J>',-]]\,[S\Q%Z_ MOKRY^G#-!'OSYNWU%3L3[/Y,LI:=7;[_C/O-V=O9V>5L)IADL[NS"\&%$)K- M;IG@4M<5FSWA6S;;,"GH_W_Q-.OQP(7"K1CNG.4:5RFY\VRV.ONU6*V[[<.& M-655=.6%+A9TMV`?=UW#M,#]*Z9P%<*]8H]]6_JX[+9]G"^7?[+%KF';-=L^ M-&Q>_C[[.'A69<\<>:8T][4GEQ;8[6NW[[P/Z]PZJF)]]4B/KIH;U]8`_SQ70[ MG[?3(4#!K7$IP"]-TP$L^-K\IUWO-L"I;RC$9C$QH9,)Z/ MI2O6/0'1?'ULNDVSX=&+=[.S=S>@R>5('3E2Y_V9X(K!)KN!P3_P]Y']^KM@ M"[9/(Q%<"`&<9HOU-0>I'/$%D,_^.+:Y2IL?H>FSU)S8Q3GNK)21E3_SSYQ] MZ#:[?M[=-KR\2,D^LK5^8>LA34I4=:R0TU%:RXV25=Q_!DKK/I%QO MV+Q;L)Y*8L/NP,18!&&3?2!"#="F<.%N'5=,=E&942[60-QF6@./3=^N%QO0 M:T&UC#IL%IR=Q-8/$/18855.G8-Y$[>J>:VQE])0 M&MW090\C"Z@8"2=>&A*74!`7XWI M<7:(2,I`@HI;%T+Q>`5^H@`\8),..A`C^:T`$61Q75X$3C@HYYR<[.D%]J^C MA(&>*S@#)Y?+%NND*\+;L.*W,G@0($V(ZJ!91\`4BAL#%RPR%UV`!-*.'II; M>U$H>D`H>-25*WXAI^:`MT?$+?X32>%`I6QQSJX>YMT]'K6M-`R%3Z.AFNP& M([8J?IGGKRFN#AF)1G15G`/H8`=&#YDO9"VY(.;23B;+F(P=1G(O M9.+(#X0$&68L7H,USV6N0V1V%UKB,R9M7$6'7,F'=56J)H28UHN,GV MD+KD81WK'VC8DQZ&*QJ@\[I`V.J<4E/7A1&2EG)`;DICA"I^V/LB%(C@E;7/CA0(",KK%$DU M:J],"%]-,EEE7$0U6'/.3>P]YT;-=8*E\+S*7LGLE0IV M-!?5@9E]4H`0KH(W/O+!%YJ4T0:M,\H7U!.($!PW%J0X M/R6D1#$M==S`QJ\_`:U$'FC8"A-VD+F.U&88`P.;$IF\Y.H%J7%CF-\@-8Z6 MX,V8KBR8PAW5&WMHL>;&)?,_PO1QJ$RUGFC` M]RB3BLJD3_2LET7)@[7I9TL.>^I7ZG2"D&]5GRSXO89%P&4R*3['PH0'*CR*A?YXPLS\D=F-AH_=K>] MN>=J#8,K@IN&0HW!J@ZSJJ:K*5KZ&?S"=(I31Y"2+SV=,O^%-0)4HY9((C4? MYBU9CS$"E9J3:7-"8'5]G%HC(Z8%BS:S/\%46?A$F@>4EZRQPS1%=>?K/<'Z)\8FG*L><%5!JOIP,MD%/L735J!?0QOT M3T0YS%RXW[9QWJ=U]^$;NC1?Z:#P&%9WH*P"*3>9B3(C(VE911<>3F+U*4KZ M$W)WA).2.*F(D^)OY.1T3/R_.:E1Z(F3XT"F_CY.*C/.Y=_)20R/W\])Z6VA M="*EWQ_`LG_*G*+ESW2X2_0S13CK]7'BI_,@[&V#'M*X?X\=&,9'5RSQB#Z+ M"1+">#]ON]1=W=CTPT*+87$R9QY,[)@%QUGR8,#*F"6K8?P_/!4E6[4;A[53 ME,/<+_9GX=`6`?CHIXP-)-=V,"[E9!(\;MF-'>`G.B[=`#J%!&$;22J."9F7 M$`$W@<3D62=LI+GUTR`.IP5C]A!6EN^9&P"M8D,&VW#8K%KNB) M=!/R1W94A>$KR\&G4A9Q/?'TU#=AZTE2A[%``&VW5P\_KBEQFV"%9+5@_7R+ M:2#PVW&<]+(*"AMEU5)3\`7-614.@DY06QR46-G,;FTQ;0(?(^-Z1U^JZ9<> MX)ZG$+/B5&/K&L'3*LTU=5T]'VQ0O*M5B*"=!-.&'\+):CH=?Z'1F<8:&J"Q MKJ>)AB"D]_/8@-;4_&I1*!DCKHIP1+'"88CF0R?4#@>''"W&YQ"LBAVHIH_J M,=@:1SE2ZI1/G0I<3@I\OS*FP>:F2G(5!.HA*A?Q<-?!\T'-3)"QIU*-0>EJCKR-IBA)<%]^=) M$.VX7-$OL6-:'!IS&7DR(6*=D*!#-;F=&-"'T.BL?2IJG]54HGO87`4FK[Y0 M"MLNA!5`&6(+PEY-8R-V9Z>D=HG=>LK1&K/\A-U920U8CR6^HH3+-';(8$`F M`Y#]^"`<5Q.FI[.!RR.`E"X7JPN=NN*AE`3S^!4Q.M!-,2,-IS/,*N@71%=# M=*4O7E&KZDAKUR4QA'*Z:N:EHF8G*:6RCG?WJ; M\.(6/\7UW6V[A$,-6^SB3VR['I8.!BFI<+Q8@,<$Y>#LN]G9NYLK=G;YH5LB MVY\?YH\->_WZ\N;JPS6S[,V;M]?X%7%8AJE'L!N&!/Z/\"K9;=R(@G=_11\\ M@`R,&7:SN2&G3`($R"$+QI@<)A>.1%M$1%(AJ7'F[U/O]<*F1#H76Y18;ZE^ M2S4J*A.9RB,L@?8N2;&LW>/I[N/\0A8I)60&$8U-$I49XKY[]C]+VEDSWCR& M>(BL+-O$IRB!0@.O5$G+S3X'!E*(+LC3!"XG<@9K>/LRCF_D&UYUR`E#X+7:0SY$.+] M&ZMX1PU>2D+RS'-('EW3U"9Y'F_)F_&6/`O?(,_!+7D!VKW`\`WR'-J1-\,= M>>O>'34>;\F;\?Z-57Q"=Z1"Z`+#)_/1VT=V3X->XQMP3]2!QQOJM4XC-3-O M'@/BL?PBZ.X-XCW:\#ZC#>T.O!&X!=NX/=:%[3TOXC:D.ZSE/``;RC<\6T(] MVC`^H_WOJVA'22*C/*",'T/*$BZ:+URBS M6$?9#+:4K7MVE#BTI_K<;-K/YS3A(D-IK-UOC6=+=X-9X>?I[/#;TQG M#:(2-0\H:R`<4/3&YGQT>->C#A_TJ,6OCPA=HAN#'K7XH$G]&[9)TS6XK5>' MGNO5_>Y:915MC\ZAYZ-SO[NJ6:#-(O[=K]]\7K^*MB\MWP]/=]\]/<5X>'J^ MBUECD+R`TAVPGJ-8L=8QG\A])I(2#)'2P94+(LDO_-E/X?PLC%];`]&)BA-$ M3>(2,=^:_'BN.F^U7+5JQ)&T@=_&S%Y0U#F=-GGX?:C;YM*.4>C)O67Z*B62 MXT@7AL8@,PB6M2#@29/Y_3IO4LD(JBT(0G">''OL;A MM.3SC:,B]C>">V!H],5DHVU.IZ;OQ'-//L1T)#?X%QC3/F2^OW[>#77-T+Z; MCJ.HNT-](-`OEX[!`=3>'&6>FLL4VCA1"8E927=)OJ#&[X6"M3@N*(#GH6_% MO#"\@]#ZCZYER= M+$VO_?!W/8PX][^44LS/OF_/"*[NQFIJ@G-(G-,LLR>O5.X2,@2+BO\=B)R] M^6JB';4LN<,$M M%E-M%\Q:->`7=H6O,/^T=V7:QP5?IB9X8S\,?A$2-5`P#O"1"^9`!4%_1#6Y M./#DNAU=1K\]'7F6H-$V"QS^2TQ25Y+T^CPFZ0R0<.NG)"@5KSPJY6X4IQI# M%55LVB%XY^$Q#T_,3HNX+!*7,_E<'IA`"36F9$=AJWFL3Z"@I@CV MDSA5PPLFEBW@=/?J.A]U_%!F:_-9R5RY.J4@PK2I\EVI4_MC$M35T"&9@,V# M&$_-RW&B;J6Z*B0TQX.4NZT:_I\J#4),_!S79F&ZX'Y"<+::D>6!LC?.(*$^LWM3$VZ::,]4M"E]F;?C2:*=/LB)3B MZ@A:]"(62AJ5@3*\AQ+!E%\Y2%VZLI=>'UZWSMC\*T*M9UN"ICC-@YM?/.'W2X7RC+CO0F=[T7G49&IKQ8 M`O>9=\^+F/1G[K627^LHSD5!IBQS2.28NI=,H&T]'F0ORO3<-$*]Q3W_#L)F&:>JD2 M+R4:J^4Y*"*9S)N)2%+%\.AK,5@/O&D).IY6BB]-3?'IJ$1&;O/-:^3A,=LE M.>Z\LS[)=IM5N2*_,C>FC(S]8PK32T.`_9-Q_(31+/-JJWYX=DJX6IE4375+`]?`E%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO M5'EP92]086=E/CX-96YD;V)J#3DT(#`@;V)J/#PO3&5N9W1H(#4Q.3'DQQ_?O+TD,TX^SP19DMG%3[?PO)N]:6<7;'4#9OP&?^_(QU\Y69!#E]`/IZ)'Z(R< M,E]XP[2M[*>$-.UO0SAXR.&00SA`PD?:/O3D?K-:;;XLUY])8^F^^_<*G'S: M]KM^O2=[^+XL08C^#N$U69Y'><(Q'ZUI%Q"W!5F=!`OT;*.\?[%;1H;([IZW MPXZ[9JYH3XI\KD?Y7`24/Y>>V6#(7#`!48Y:=OWG1S3R'NS>-'-)07[CZ4,C M0-13OUUN%CNRA#=KE+YH#%TVDMYU^W[!R$'JJN3(E)S#^.?03Q8-_%H/">?< M#8''N$\(5]/"P4L9_1U"*U"/8U9S&Q4%%HP*1"K.@B;6:6;&^FR;`.[.'=TV M@M,>/,0_TLP]O=FL]P\[A[2"@DS1Y:Y1=`6OG++T$BK@&2$( MWD)-(-(X0(8#)!;)B(Y0Z5'C,49$,5@KFR&V"8UE)NBH'6*Z*B[I=+ZXB^?! M,F'=D#[/N#*"P'NK!)9,3-TG^K:90]+@\*'A'1J!L=KA"LX&1T,HW`%U#CCH,UU"2L%WEDA28,F@C.@L7(1\Z"!F6 M/[;.W,6^(_$DD?$GPAQS+DNT!C_4`GT1:(:VQ10D/@NLY<5?;1RG(F`$X.@U M6G-!O\,5R=L&5Q0S*@L2>((#90H!\EAN!%@F?4C[/U$,DXX8=U`X>K32>IVM M/%2?A,ZU@O(3$K\:9BL9T5.X>[BJ(I?1N"]`Y1T9(Z(Q830F!L^6X*EDEI0G MP3M,REQ[Y:A#:1`309DXGU[#E'XA&6-^KMGMNQWJV&/U;S=/#_TNY5ORT58ZQ^LD"O*IRXSE!55A6PM3=>S+]6@`7TLDP@XLSKB70W(6=\;AVLSI$VH\DV!^7=)P/7=FPBAG^3=JS^WXY_?SN6N8O:L8I/ M&S,.>R2RZ@YIT![8UUC&IC0R%^DO7-OP\PJV66VIL@Q;.<S6[C#AC2'&>&2,PW)!&W M;/O9?8;#55JPL*B`!J8;?QXI';YZG$G0"/O&=86'H4E(Q;#Y9+!T,#+*`DZ: M"SCN\-/H4;4)G@595(_KHMJ$*.Z<]HP?M5?X4?LY`P8!W MWH"$3P84?#+@C(!D@`TXWQ0#AG5E@(TNG34@X9,!!9\,."-`PU@B;"D[HU2< MM$K9Y1U8=XC'OGZ"CW67P&/=Y6^Q\,Y"4^TD=*F=LN,L.N=^1%>YSSMR[B<% MI-PE`25W>4?.W:2`%/LDH,0^[\BQ/Q`PM(CWN3&8U!C>M+.+MN4$&-X]LL\[ MZ!$X^'+X-SP9I8&U0*<<9;>/,V@]P#5SYREB[:388XG.,B5BZ7%F`YCXDD@W M;2ET2R5S_Q7Q9H+>*H6-BB`N$FX>"4T>/-#`)S1J^4AO8>1=-IK^A]QLUON' M';EJ/%W#U;'HX>V"O'M>XP-1_/OK/D'+OX<"\(QZ09 M;SS\XM`K8>$:S%W_EVZ+)'L)AG3KN_[X.E&!6>!*J`$J81A[GK=-H/C7-XH" M19S#U6#H>WRSW&SAEE3.T1:OIPW>P7$ZZE;PWEF.Z`B-N"`M?8][M@-0:P0Z MP,&M72!XB0]*^Z(NPHI*&T:5B,M\2F>VX..=:)DP4L641&0)>KU7*SQG>[ZA8?YY'IG`L+/#BJ\(/\ M#WV'!DNOZ0=PM6\$LA28'V$!ZB2P6'J-'J_O\#6&:]BU0/[APX`:(>`XA.P# M.MY':Z61`!^A*`71V_C]`(]:?X\9$.3U76U#YF'#T`E'"":2N@!?[_=;+&E( ME(FUCLC*D5[F,K:1M3)7["N$ M562.:4\(:T7)83RE"EIPD:%$D2%'8GZ.EL-=Q4/V"NHL>:6*##$ZY8T][U00 MHU,4SEZ)S>`.D$1C7G+"<4^'@<94[%W*HW$`'*D(]\E0RT,.[">*M-`C%08> M6XI>5G33IPE#B`F_AMG,ZS@TND8K[VJ5%7F$P4SP'!H9QR-FBTIS/&)"3J4K".`3!^&AJ8GW"U0M; ME\Y`!/DAZ7>I)_&QJ%10Y)A:'_D"W"G?&1;BKI#L.N2Q'<(A6C'YV M;=J$T63($B@61[5P."$)?2)K,EB>:96G,QX')3$9>L6X"E.A+U+/MB@H4._\ M08&V\3XSE.SZSX]X^_WM+51_@Q:J_S$MU$/_^-,M5-?WR3^FA?H_W$+=7VJA MNH1?ZN-&:N4`_7FSVQ%@DI%%`'E#/KE)Q6I\/A$P(LA7L,-J0X5GR!%X6GL7 MORGH712F,(?OG;`8-SS(.JV]C#@!:ZUD@/@".QG>F3J\QZT#V+?CX:7S/E9A M;D.NJI[CYH$G7;L_T3W,7^\>\WPJ\,':L]160[T$G8CM+5;#!JBL\+0GW2,* MW<1[Y!DY&IKU/\ZK;;=QY(B^^ROZP0/(@>?C)MD`&R1`@C&P#\D+AVI) M1"A2X<4>_WU.55_8E&@/=H$966*SZW155]4Y-=''*/0[%5CQG1X(7NNQ*/%C M0#]29*KNN[II^:LXS/HO&]!&Q=#/!-%A3#@TW8ESD9;-);GQZI>N;3KU]5Q= ME1NT"CMHP1.:&],$F4WC;A)BF+0_:=:42<Q+1R!FE:0#'EUG3[DE55\C&[W&_1ENT$WN[?!TRR(/6S^Z4,C9M$GV&:[@7:[ M#;+=O`V=H-7[8=>_??`D#(I/PFX-&/1EOX&WV]?P"=JPR[@T3LBVEW)ZF?/M M#IC7;++9K4NVZ65*M'/[Z\A`*=^_@0NK9(:C+BSJ:_ M$1HW-_!01,T-[1=MVO63Q;(,-TW?&LSAL"Q+D<@LR$H<\U.;AX&\*4ZB!8TJD91=0?Q]Y]^%DU7/R6[054CUKZ](^?` M@F+JQ:,LH8-)%RY\$$8..R5L1$@4GK3:3I+8J",G;249\QS$4ULE6MCJ$'=A/'4`S5U/2('SVJEP#& M69!:91/+R!^9M'W?F>L3Q@-P&5[<-?A,B^-:8#\;5/]*#NI5M?V5)B&!I+H. M#=+J757#^)\("KWMG^2.*PB+%?[-J)6VQS?DP*&9/#!IP&29F6*)PV6N;+IQ M'JJN5H#H3T-UV8NW/;,Z[GHD3[Q"HSVE7LH06"9J?X4FZ\DK_M7IQ1S1YT::$3 MXQ0*QSHUJ'%N)^0@SC]W,*A&I2BG4$3YSBO[<7F@'3UH]2J1AK!@FX$L(NL> MH?CNX7),2Z[;BHQ=()U[SN9IQ/W#@U\5SOYJTP!1J/O+9?9N2)IT`XR[H=0Y M`S?Z><#N2]5T[K@GT3;5MZ9MIG=*Y^F,Q#/9*-Z:Z0:T<9_>UB&($`'/O=1$,$\S MYUZ\3D2N6@3SV@_3$2[VUC?8)HZ9:UH.,0\()I?EF:4S:W?'FMZ$G;X[N8N?2SP"6MS9 M(4;H#55+*?:!$HE^HW"R\B,J)<18_`.=$W^B>7*'WC"$C2(3>9#@Q2_H[*Q\\#V&?DX$UCQQ\41@=8J1RC7O"`V!(:YE9C@2F*S&6=H/I85,Z-PO'4#[ M6R3SQ%(0&?:+ILB#Z(NA,28@;5"\5>-2*VAI!_)H1E4JN@8Z#KUZ'RI@VB!Q6'&B3OB>= MC)QUN!U.:C*LNR#G2J4[/>29U2E6(6VJ^CBS5TCH*_]9W-R+%E-`C]#BFE)&;`IY2V[-KQZ&LL'='"'3V*+/A MXYMZ(79[@YV*%)Q@2<%I!XU%8",EWD1)[M3C.F^E1/Z[%ZKR0]/CJZ6I2:9=[>:4X]L[826?SIS-_7Z.D;5%D6@9%LCZ=YM[UR)#'J>8"V/CW[L^0 M>LTX-CQQH`T/_7\A9T_*M&84H.G.$N']\G%A1[HH;,\GJHM+T-PMNTQGUTN4 M:V5&Q$;2]$ALS.0JZ]9ERK.B:W6FA5G^HT;X&*?;V,KV8Q!10*4+BIX#D2?T.+_K6$S,KK40NN_R MO3H@OST&H)BXOL5*0%,'(H$O@XE$]B2+7:''W`V3MVH#%3T^H87?!SRT]JG. M4T-,ID^2;N`)6,\RH^Q%JF(+#.8E2IBS2]#>X M3L7]V`PF&MZ_JAG!&MXP$30=66+!]IVP=4]8):#Z4;@_H8(H*".GJY9KB2C_ M<>TN%/4B0BG_)-;3H'3U@'9=VS.P]#@XI;(.N.K\TG,/*R%H5+1$"X('*Y7JH]P?'Y7M9BU"\6_,KQK=/TA" M4P9P=!9%QH^,<`<5DY;'<1!HW^V-.2^2A;FRI)1+5['ZOK\1]I8P%RWGV2RL MS4@R*\D@*IR`\^I2RV`>3%P=C1M3F[3DCJ$M7UTKE2?5YJ4:FJ4L%Y5.@4%* MDW9'A?546M7",+>^@_%2Y_LX]G4#K7(0;\U$8N!,(]%B>IRJX]%-O-730[^ M-K0:RY6^N#_,_QZ@V8*B(+@DXX37UT;<_ZOH-L3-':PQX,&N5,V_'OX_`(\Z M0(P-"F5N9'-T'1'4W1A=&4\/"]'4S`@,C(X,"`P(%(^/CX^ M+U1Y<&4O4&%G93X^#65N9&]B:@TY-B`P(&]B:CP\+TQE;F=T:"`T-SDU+T9I M;'1E2TJ4XLAI=]$-$-LBJ?MY M[KF7%[^Q%R\NKB_?7C'!7KY\=77)9H*M9Y+5;';QY@-^[V>O%K.+Q4(PR19? M9G.1"R$,6]PPD4M=.K:XQ[MLL6=2T/>_\;1H\9`+A9^B^U6X7.-3RKSP;+&= M?>(W57M8U@V[V;5W6<%W;>;X\E"QF]MENZ[V[+!C^VJ]K9K#GNT/R_90-VN& M\X=;G*Y8-G?\R^[8'F[9/X_8K5I:8;LO3`E1/&?WMW7F^4TV5_R6W2Y7['-5 M-0PZ[MKJ7_7NN-]\8]D?BW>SX)"*#@DA=71H+N$=5J]@:5N1H=6*D<0FFVO. M;C++=]E<Q%<$( MTC\=/>?+'$$N*'Z<98L_IT2K(8]OX)MBD,:N(>E/_+]CG_X0;,6FP\$(6_[3'%@IV)' M,A$'[OOTD9D!7#A[W`!MP=X0%-GA7)@`"Z7RTI,QBQ6T!J<;"R&I@X/:U)/>Q'DM'0([P_:A4LID:1^WNGOL;F:<7+H MKFKKW6J/VEC5-T#A*F?GP&&^@[NGLFYT7ABEG@2?G90?G?&],TZGY!:Y,,8$ M765>:OBFM,@MM.%+>M%A;('\W5)YMU7%KG?-(3SL*?[L-=*YRN8%9^^.3<6T M0%PE?QZBJ&Q>*-WGZP-Q`0'D:RAADI/-.\%)%DEZ*._YD)"BIPE)#'C/;.Z\ MB^9[1$H9AM+PGCE9Y*JCN=]Y-B_Y%>5W%ZJ$'C=+L)6TI-9S(K4M'B,2-^%` M'8()+G9B2\T6%D3(4,2(,+5H,B5 MW5/2_\FOC]H(*_/:$F,7?1P,H$KY@BY*R75AK8^)OQ-NX,0Q%`JOF?W M+000,17\@$Y`/8=6JFT`3'V$BOAS'Y3(DF3WV/&&LI*KI-\D_2+J5[DNBO[X M+PQ_T!V^Z!4/(-JXRU%/ANHG(*KH$RJ42G+D2$XOA;Z"J!(';'^@R#-8[)-9 MUB=Y(I397.=R*(%?'HCKIU*A4LLD M&K%,@CN?I4J&2HU]&:P=)#HY6.MB%G-OW:2UG>_&=AHY*JZ/HBY3^W;):369 MC&C>W!0H`Y?+9T/DW&!+9%MK1#UOH(71/#L'@,`D$R$8OGA0.L- M2;_+=%RGE6T6]X_XWD[""@#7%&N*M(BV)!3X_A0[S5J/*-TCRN9E'PN7**)S M0X&*S"!J$E&J5&-$B5&.K$Y`5UULA9$C>=.(HO@B6PE0&G(]?$VI/S$38(I$ M%L4^3-=C-*GRQ$R3()"05!1GS$QEY!.45!\^D\8@.>7MA+,#FLRS4>^V)]5" M<#+H;,B'T#;*^ZVMMO5Q2PQE.*N6Q'LM!LT!*4.A@U+A,/+\)`.5/\9`12Y_ M%@/)G\-`%$$H'O`B?S;YJ!-#_P?RD2YI1%L/^+,\+T8-VB3TV"Z6-"A/QY+< M]F`*(IC$0U(.GL9!B8!C,52,.]M;NF1DLN`W1_IL(0^DXT$Z4O-51FC:$`GM MZ&,/Y_=5IM#96&B[)KZ[@O'L5U3EWS)9\M<3H#.!KG-JV'9(L$WCXD/(G:6I MCELX''$)=D/T.\XFGE)/\I3/C;3C!%`O<5Q'*AAGX:2(47*JF.:6E(2,QB+, M7"87`"':C."N),XJISP'_+3PYT3VB!DY_XF7EA!=#$8.6)&3`9CB0".*40`Z MDVWNQ\X_Y@4ASY@:+.T"H`KRO)[K;;>M_-3!BIZUU#=;AL M5NQSN_L+MRS/E^MJ`%:R76+>+(GM$F1HC5GREIJM;0VOK<)&JOMZ%^UM@."SLH\@T>=E2#PBD^U<> MP#MJ7N60:M/%L'3%=SSO>J+H)U/TD13)$:)/47,NQQC$G>ET@I=Z2:=S&*;3 M[V!P2(VVI>&BSPQR9$=@]R.L.ST$H&>/\BQUCHIQY/\G8N02S2-%52;3S7\5 M"0R0+F5,(*K&8$QX$G]*YW:$O]0)NI&^R$VI'I#8QX`R^0!E-7T>`OC"SQYB M(+?PN:2SW4XBMS&T'/HES72Y?Z(XG[HO(IRRG^YMKM-T^IC;1_!\=-'I*,.+ M%&Q@"_D>FGDJ=&TG9[]QFPSE'5C;T\6)>J3F2@8:/T=IVCZ82">&<)GBI@@U M@VG&)U^+Y*L_(VUH":,2][G-C$8C'SF25#NH[CSE[Z_[`(NDU'1*B]Q!))33 M=2M.[9@Y,%CQNCD$2%S>KH-$97.IDX'A5'\$6OM389@=.E3D5X>2Q^@Y9L5? M06([O+?'-_VSEL:Z)?0>J#W52.,N@@]N)@C8;M!5O'@6RE[P0F`-0"SXL_Z\ M'N)(8Q322MNX$Q0<@P0R;4R0I(,DG221<.":AV5BT$XD>:[**9$^BDSUJ&,= M.LPDP.V#80*^DK];=$GZ)P?WY'CTM*29%5%8AE^.8\0(0Z\+>W]EQ/H(2TNS MZG*-Y?#(NC/TUB$*ZJX:>,$$-\K@'=JS"G$2*4ZXL?JAUQK:!/@-`!7>+E(@ M;`Q$)R6%S0VQ&8B:+B(Y^E52(52QFN MG&5?/Z7NJVQ4B<5)V80S:ER)OL.JY"))PI+O`!C#/Z[$T^(V(Y&/Y_N8!)L[ M[VC\%,SCMJ0,*X!_SPP-=$#H-HA[?_V<-:'F#(_,MHT#%X"WI(C09DT?:T3E M"Z'RB/AM*"EC&E")9L-4*"CR%JE:7$6K(>X#W2AVVQ[>5,S+0`_S<*\EJ!U! MADULTWL6-^C(MWBZV<4MUL;7;^)+S0V.A-Z]"2P1SJZ.%3N,)+-V=VQ678>7 M?-W9_GHQ>WU]R687;YM-W50?;I=W%7OQXN+Z\NT5<^SERU=7V(5;CJ'["7;- M4`,R+YA#&P'$MS-4=*[ZQ\WL0]QW6'%4:-(Y&LWR\C]\5TV3X[@-O?>OX*%G MRYV:5421^JH];2Y)Y9#:U'95#IF+8LO3JO)79'5WYM_G@01(RJ;WL+.66B"` M!^#A$4$_[<580],TT=@_IL98M(EMDQK7Z(B6/%<5IE$>$^.Z@O!7!D6WB7%E MFL(FQBUN?ZFQ^WMBK%/;3E,NP=B'G1K+!V2,-DN-L9I\5&QLRZ;HFM2:ONBJ M!W%;@&-3\UH36(DY?5$_,F?,@*=N(F;^,<5,:V3T`+-@[#&+QH*9&.+36F;C%F@./UA)YL%Y% MSJ`'@/XB=48_V'O7$GE%_8,_(&;SI(G+^,44.;\J'R`5KCURT%N2" M=0XYL6;DHK4@%ZRSR(FY()?8,W+YV`6Y8,_(17M!+F_/_@,GUZ8NJB8E9?:? M)V4Q%U86\TC+8IZE90NP4G9D\Y2A",XJ3X]B+;,JULFLLG6.*&S?^%GTH\K& M<5;I[ZU]-*MB+1TKYDG'LGU^8L1>ZB;V2=W8/M\W?O7^%A9N&Q=N1?N6UNU? M7I_^_/I:XN%U_U2&FR@$S(R%3*>2PO&_R'^C^UZ9'D+,DL;!A0$:,:SYZ*L3 M7RL'MR>VN%16I<:!9:$UXKX_\O?+<`JG]ME3O336'/Q]W,Z+,BW:L',>?IO' MX_1^O!:I)_FJ=9,`I&D$;.>A3#*#3,D%`4]M[W1R%CM=N9E+@E`N3Q=[J5G= MM;WU\@XG_'OS5^BM^7R]JL]Y6I;QI"Z0I!RZFD[;V>DQ$I+0#^4QBM4 M%_]^4W/LUK>2,1UN"5I'#NZ+TC.02.^714= M?MK1^3OU]_<3_5!1D):&0^[;AN\DM:Y)EFJ@Z&\:Y5=5P0KW![5W%\^C>FX; MO`&3'B>.P_NL-AS.FTL*L9Q=$.,I<=D$E[WK45/H+MRU=J,/D^(FS_A?59;M M5W69I^,P3XU:">48R2OI`H$B>U"&U_T6$G:5[?-BT:X\NW%U<#7P"- M`N!1D2?$<.$J.>^G[709#L%_]*6#JYKS:2H3KG7+YQE7AY^MD]R;3S5LM]#8 M]&*A**4*?&" MAJ1Q0[+%UV[^CJBN'SR:X;;&)I7:-+KV?>D=I;6YCW,.@X0K'/D?@V-X+IEJV3X,'OE,$PPU&X?YA%0FG'ZB6Z_WNR.&J@KCF:_%4P?@(BH"H>U;*166 MAI0J,&$*'+VZW@''G$;MZ?K$ELUF738B M)VX;_'19[NB7Q$$MPYU#_[6%RA!E5WNBQ#)K0U.JUS>LD5%MWX87FAJS^>X& MC-R@)!?7>4M$5?!X/&/"/,23K'?;LT%28IAR[9LDVA)JNE#Y- M,KQ/.6XB[1M$P7J@M=&RY.Y4#?&2 M\^_YO=KP7-=AKIW&0LN]8Y.ZL,`P5'R1,7@F/O-A7N;,J).*)@QL`0G)&"2Z MAT)PT@?G/5,^K?12TT(I0 M2!$X]0%WD9YI];L`+/L_R3)Q)!\UDQ2]8=%D<1,)+*ZN[_.X_$CU5ZJ3F%&B M!MJ-[`5SE^3&/:V-L9(;.;DI>$%2-DF@:9TR(EHG*82X/]"ZJ2#B"D<0<$!- MP!36L6L\"X<0'&71.35$,H*^H&AII09%=`,NBZ+,C'2U2^7U3[?DY&(R&QX_ M/WN-DT$T#AW8--$^]#,O1#Y>M'3;'8WNX4[ M7/>FE75*[M;%J/J'TT&N.:!16F5\9J[T^@[I;T^ MNN\0N#+,HJ:/8N&6V/)T&C%T5Z_[/&S="'/2Z6D>ZPX@_O>R%V?BFZ)+A\R[ M=_)E%8%(NYB-K;6_5J2JB0K,PDE4$[UC0?2!&@ZG[7AUK.M7+A0"_6W.C51= MUV&D_-=?U;K[`_'?]MU(-X$'*PB_.^('^J+*,+U'DH"T8>C0KNI32&(>O:1I M-M?A.*J!=-49E+&;KMOW*S7!C=0,X(6[H]:A6M:/6M4PJ:]$:;5Q5YJ;;,+6 M2C-9R=0@,GX%.^^'[0*ML9(8^D[`L*A@1:%:6R2B)9$\(8];)6)*M`4,P=)N M6<+65"O%7!E+U!A9V4^/@UE;F1O8FH-.3@@,"!O8FH\/"],96YG=&@@-#@P M-B]&:6QT97(O1FQA=&5$96-O9&4^/G-TOX,,4 MH(`QP_L%&`S028M!BRE0(-X!BG8>O+&:>.#8@>R@N_OK]QQ2)"5;:CJ[W7U( M+$H\]^_UWORTT]7[Z[?O"*<_/SS+Z^NR8*3NX4@6[*X^O4&GH^+7U:+ MJ]6*$T%6GQ=+SC@7DJQN"6=2>WCZ`K1D=22"X^^_X+3JX,"XA$?>/SG+%/P7 M@CE/5@^+C_3-OEEJ>OO4=>V&_'8X'MLC6<=W<'SYFC5_K-XN7J\6K]^!4IF< M,R.)$(I9#?*U)UV[^+RX>E_,$-F,2ZVYSUJC"E\N5!0^L&`'.E(PY[XEGP^[ MW>'+=G]'3NN_[T#+QZX]MOL3.<''[;Y9_3GM%6&9=0+=L0%S>T-WV=!H)/#N M(IN;Q_9VN]Z=_MDL#271=&0I'3):2L^0^U(P`5Z([/Z6/-5V7[KM:1L/=\U2 M4')L/&V;I:1W#VU\?2I"'MMN>]@39WR M8HP4_%KP)B#")4>BDR:8JVGF8+FR*"'Y-3K!,2N%C8(@3-);(A5G01/K-#,] MIE9-H/?-TM&N$1S<8.(?:9:>OCOL3_='\AK!W2]MKWK)5X&-,7K`O1R,@=91D;'$QJ\;B3= MP2NG#;T&RYZ0!(D[0"I26@V4(5-ZX\%9@)*>&DFE4RCQG$9$-EO@?TB>[>6" M(0?XV$M?6A"/!L60Z3X5(/XQU2P31JH8/(2R=@3>6R40,#%PG^@K0*^@D&KH MP35$J4.>1SQ!DD$((:`/:-06A.YVVT.\OX=#O/.IJ=*Y+>&[1(VP(J)F(/Q# M&VU`RV20Y0A\I;:&OD$_[6_Q)<;#TOA]`[/$#?FTK<7\LQ/NH^>U3_$'J M+MXHY.TZ>U5Z78_1]"P>*+-\9`#$&3K61>A`Z@4O$W1LPLY+"-KI!'F@*10( M\.5JYCIND7*E00DFJ!46>J,M.5F4%FAFG@FGGA;4+& M>O9:.J/S-2TC5S]&S:6YYXHE1LJ7NJXB'X"A+0J*4,N'9,&I@6[@F7/E\$=; MRZF.GRWB`^)1S*V5D+O>7&$'`1DSBW2!J5IY]*6&4E2>.6F_HL/0,)\,4_.&">;5 M7U!E:!P\SQCG[,#_,PKVAF70#\+H"S9%W\^-\=\>4.D,(-,S<0[Z'$FCY3.1 MC"2.!2,KU/TW0-WHYUQ9")6ITU(J8\;DD;',+3`I0.V'<>C8WL5.BEV^M(): M+AS#SEL+T%1'"(-2\6Q#,`DW_OLV!/,_;`AS*C[;&AQSH5@AQ!G+<7Q5S=KI M(EDXEG1-GM2Q0]CY#H',G1N$Z#]I$0E2W]`7I,>^T`A%H[T.&T08PEK)BLZ^ M02GK9QY(T9(Y@5)7H6E0)6^/,";H8@Z!*SR(!C17QEC83@"=P='#A: M4?<"!T#P&22JR81X2\03T_GL@(IG*O\"1P6%V=F_,?/%6`$*K'BF.(TB*%$_ M`!@$_;SW*\? MV[)3ZKQ34KI\-7#0H)$N->?!_2` M;2$5@U6I$DL7F)"5.$NNQ/&&GZ;N19O@82:JHOMS%6U"9#*"/N(N$_>X*]\B\&9),W8R=<5. MO3%+76+?4P]B7VZ4V$\RR+'+#&KLRHT2NTD&V?>90?5]N5%\/V*0BL;[4BI, M+A6_K!97JQ4G4$(_0]V`>@2,.)8WWC\9I1D4]I!YKQX64(Q@R"RUJ+*UDVS/ M.3K+E(C0X\P&4/%K+-VTIE/-%?JOC/LA)^`7Z2V1T`G``FUQS0$I'^D-=+)M MH^D_R+O#_G1_)*\;3_>-I)L6WF[(VZ<]/A#%?ZP=T]2Q M2:591S@F33^UXQ<7MRS+C"]3V>_K#OL-MM3U_K8]&S:7"M9,Y:,$0$*DN'[J MFD#QKX6^!Z/K4GICZ'M\LSUTT$YAYJ$K:%S0I*%YG7"*A8%WJ9SE2!U)(UV` ME><]WND2(;0H('1`!UV^DF#33T+;*BZ259$V]"*1#HU8#GP%3X`_<)AEPD@5 M8P*CL8"."#7!0.EP&M>2A]@;7QV`D:2[W;H[QIEHNR)48\$61T&M\H^I\H\L,[8>3[WC2 MASBZO&U^HH%QB$R_B%-AF)\VXQ[R%0_&*=8ZG##!U\.YM99'GG'\^A5A/&\;`0YAN_U^K0^GKK#(]26^Y@XQQ1XQ63F3),?`\1M!8\'AJM`73GW\>N`.DN[Q"1II<_'MJ#'4F^9)CB'7(. M#.PX#P_88668M&.$0B%A'720"&/W`NZL(G,K3XEOD"7`PJ7PBIF%1.NA-A>9 M^YFBJ]PW+Y]=(+(/@.I3=@ M/CQ7>C^FVJNU-1-JC6J>A*$.+CIU*3-?KD`-YIER>E'5_W_U%)8#]UWKJ>Q! MZ/_+>JJK)E*=5U4K$^5OA^.1P*09IPP8[K:`RD.*JAB.H\8S]P(G0Z_H\M^< M5TUOW$82O>M7],%>C!82PX_FU]&;!(B#!+L+"\@A>Z'(EH8(AQR3',GZ]WE5 M_<'F##6`]V*+Y'2]JNI75:_2@!2)I.=,IKLT"9*/IBI3B%AZGT=HH>13NCSG M,9^+\`S\:*>5F"QGKOE;Z!.`>27`QH?.\\_2!? MCJ/);<#G(;2`!Z^??7ATT>)]='O>H"_'#;HYO0V.PDL\;'[TH9&S^`JV.6Z@ MW6F#;`]O0\LH*/RTZV'M\#2_1^AWCTD22;8]R^C/S M[0*8OUFRV:,+V_1GHMKF24<3<]+CB?Z\33+^9N_8'ETNF3]O$X0_F1NR!]T5 MZ8_;M\O?;';MR26]^O/VW>BJ_X^K]=+6^K\>;GYX>`@%&NS33>C:(?;-,.;. MIO\B-&YN-'.HN6$*0X.X?K)8CL)-T^<&[+G_OZ-(ZWV4XUHL/(5).H^D;\]NEGT2BTVGI4U81OCV\B MQJ.D_20(/XIY$!\D7D!O8#:*0]MU[="+IV%$$RZPQV"-$?-^5$H3T+U M#>S\>NJ52,([MD9*;1DI86S%5#I$UL"N>JI=AK!X[/H8Z6:`2!Y6;*DD*)Q!?"(LL=L/QX.ILIKC)*EWJ,.]= M5;)\HZ+5J4#.>%V$V&LA`Y<4+>B91H_C)+=E0_#^31R1GU&\J6J<_A=#;5?S M/+8@65]U3#FB`S*`B\(N&HOC;:Y9QQ=$UU8&EZ2.8QD;BN6E4]B9Q\T[2N!1 MU7/[HKJW.U&M_);.;^XMM'8D+FM+LAMU)8,;M1;FD"*4!\RA)"Y7>:A>6JHM M=N^.C(CI-*KY#3%R18A/__A%/)[0HR8=@Z(LH"2I&$&]N46EOB%/3Y.:Q2-I MYC>T&''B'Y\1!#&3OSH7]$KC4BU<7G6??F3=$SG+7/+0]A`OZG1.JKN9JFL?A:'H8R-0H.QOG M@1>D2\IB<926L@3D7]6HNDKS1M"RV/93^]RW3VU=];/H$"-XT"W=(Z;5A7J$ M[@67C0I8AJRR="&!H:_[MMZCL_2H"%S!XVF&Q]`#*67-M"BJ@(B&.4]W:3K7 MW7E4TK7$TK9$PEI'Y=>#Z6$F4T!GE@=BO8!YXB;^3BUF%4U8!%C/1%/8.%L_CYVU'UH$3@(]O?\YY0)`$F<$A" ME#6H'[.T/H&6`KCB]_/PX5,B70Z0Z?'"NR@M2?NNW!.+;"2X;+>:TZ3%]*P'"LL_S"V..FGCQK/HA$&S9L28;M3X2LJG?R;MI4QCLEIL505>6XC# MU)1Q!D&Q5,)J&X`!;WE#$1#W"RX$6Q1$1G6HVAZ,79>!)62:&@VGH7QJG/IZ M7['?S(D&(@Z%#!UM>,JLPS3K2*WKQDN!FZCI&QWC(4?Q<_"4(XI_X0;OK6BT M&\O/^;B+7)^03HILKY-BO2E2,G0S0D^@G4Q2-M:(&\PN4E>LWBV<]X(%#T97 M[8#^SN](NE#Y0H%!6C0GQ5O.19%&2>*6T+6*Y'T(,G"H64J2:*[5..-644?C M$0IP5@)7-3XCL;"M+V,9-=(!9"8_JJ7=CB9-@CGEOQG"2K-K"I0M?;Q+L!D5!<#(C)F2T+,2L%?X0 M_49/NH`U!CS853/Z[\W?`P![3?IG#0IE;F1S=')E86T-96YD;V)J#3DY(#`@ M;V)J/#PO0W)O<$)O>%LP(#`@-C$R(#%LP(#`@-C$R(#'1=+T5X=$=3=&%T M93P\+T=3,"`R,C@P(#`@4CX^/CXO5'EP92]086=E/CX-96YD;V)J#3$P,"`P M(&]B:CP\+TQE;F=T:"`T-30Y+T9I;'1E[Q M]]-,LC437+$G)MD=/O^%OY_9AS\%6['9]4_OL>\P>[.872\6`EL6GV=SP840 MABT^8>OB"3]L<6!2T/__,L46>RRX4/@@AB?ON,:OE-PW;+&=5>_Z8[?OE\?U MKE]N.*L7?\W>+F9O[^#8=7%6)F0O["X>.O9YM]GL MGM;]/3LN/VXZ]F7?';K^>&!'?'SL5]W^:;\^TG=\>-S@P[(G!X-=*;-=2X:5 MYE:W9'\U^U"MV)YB.L#&GM35NX0;STW%<5,_T/<^\H?N1Q2K^^K!].ZR:[;W/%/-2;:*KEK?86^11<.N:UM)42)VL5ETM%0KP\V/MJ[YCV*U%/6^J M'T,*E>7>JE2G]_BZ_HH?=K$+?-QLUM@G?17>AAU_U,&!D-.44JW)_(5L"@7LPP/!?8W_R_X3<"RM`E5.1:7\>$#OJ7GK@WXUL[$LOU$ M&-@=#NR)'M;'(R6%RM)3T;[`Y#Z@`,E3U?IQ>PC:9<.-'DI?*=ER0>`E2Z9- M-J6)-GF#+`T@^2&>7M2$Q=^@K>'8.^R@!/A*<9>C<#H?)5+FU$B9O:2L096& M+9*V.$3#3=9G\J&733SUR(:;]##\!F'/VS9KAL]75*2VK8RP),21_&)%MJ3; M<.US:#^<:802G3]K4@)>$+4QOKVPF[`H4\Y;1)12WCQ+.074%*M13=(V1-+D M#3XYWUP5Y)B,G!#'W"END7E"CFVBW*]=P`I[JJ6H]FLZ\^%%01!TLH`@.NG; M4_#D0+!J4R1@DQ2)3/5.;K+S@A!NY!@X[@7@>.]'JLY1X]MST.@"FI)C.^38 MJBQQAI=3)VU34",NH$9E,S;G763\Z$DK&4-JA"%'&+*UT:V=Q/$(1P@\9S_3 MA7`I1NV?63]5F0+T(S`YQ-14[FJ*4B.62+M`]8+4;TA"`@FH;'M@76"[GD@' M_2*C)H/&O,@XOFW_+N,0"G,52B+\1=IQYQIQ'E.E*LME=LYGYV).-9?*39W- M^#LWWEL@V5R`BBB(S%")5".I6O)EKM$G7--0[<$US3>X1F)6>9%K_'=SC]RFC!>-+0/."JELO1G'$&#!P'98L39R=W;AK95-3"VX0+ M9?0Y+IY3"'"AY?-3_!*'!&Q+UG%0W$W&6>\T$EQ:Z M#R%J:D.E$C9SG4C'3S5R*G.I%BW7(@]K([Z7N:QJX"9ASW1=XB:;AA]45:A( M^;Z2+V'06/,MP&3^;!VZ>'+R4L0O)W$0@7J@?\JL!:^W`G>0QHBM>L`+Z.#.R?"'`8IO!\7,%+V-T#L`J0/"0<.C%FV@;^TNW+%RSF#.@AE^W)5'0I_"&C MJF@&CQK3BI<$'#!#S#A8QA5W;5)7FI1C=-/T]Z^&% M!8G_#"CW&R+C0.4+H]1W8TTV:"XRA25.V.VL9XS@EMCM7S6PU*\Z^@C,U9%>UV2P_%K; MZ@XEL8VNK"@EF6J+&L)JY/1%=B_W%8N)TQB0P@^GP#K#E3)EGOR>&]YP8O)L M0,D9D9;.M-\.\S(JCI=0ZF$S#N0[:C[K_A@(A-W0BA@,1$1ZX+LT^>#^5LLJ M[J?^.2433(?S'ZESZ,\B9'Q,F+_L"+6'H(4(KF+[Y1%=>1CI;"F0@V$5>S693?`YVD(L0`>SIFA.]Z:@49=.,8T; ME%=ZOXS]84>E!A$K%Y-@*YF2`+>'`#324>YG`APU-\:HF#A+0JI$3C,ES9>I MR+K))%ZN`'E>S\&VK3WM>35@?20T/'3TN"=H/O;P?$4O.Q#.'F^>`$SZOP;+ M$3FQL/DKTOL%;VD7B1S2W$5(P'MBKZ";Q':)LZ3/YT'E2P8T75&M6Q>>NDC4_W\/-S+6WU2*M-C:%G<&.> MNF%,NPU]45#"70.WMWPV;7 M[_H-2O_^8?FE8Z]>7=_=O+MEAKU^_>867Q&'8YB9!;MC0+;DQC'G)!B7;6?: MXBJ4EIO9^[)!<-DP">+"!W17![]GG_-GXX&B(A^78WF#F5M-REO;6_0VL?RM$-F<=QNF[%X0_VAB$?WQ])I0Q#W MCK=J)(XF&70/TD:X9\;#!C=E')\_@ M[$XG+\L/R2OR0_(&\8GD)?$A>2/IM"&(3R0O2:?D%?&4O,O64VJR_)"\(I]W M7)37-);`'G&[*M['93!/CQ"7P0OD#HD\R[WQH$]7%^LGW@?W[%''8! M&TA4:6;T=4R+HA]HBRT:H(><%%M)A-J2*REQ\N_[R/G02)%W@1YV8]GBD'SD M/#Y>\&Z1G>P-]H&]?V/5WD&3I0%R>`AARS3A5][@&%=LYG)RA!6G=HX/`6%J$K*7_;3U6=NDY.54ZDCHD9>OX$BE;>\?) MSGXB96=_@90UX%%RXB5[0,A+],9%6G3V[FHZ^^!J6OMU9M`EQ$%P-9W]=#?] M&^YNIBOVOCVM?=B>[@UW.U;MN7+.V%7._>::969IQN\7/W33:>A*FKDTSGPCS&S%Z'QD+$HVWSIZV/S M\)ZS"EB!!5#J(07":''KL]@M& MX&R2N-_\!,G5=\,@SGTSCG4K3A!T-G+1M+N>)!FV&>C'S5#OQ<.[*/`8T6*5 M?!;X=>S$)YG@.S`-/1^;PZ'I6O'8D:T8GVO\XT-KR,&4U!Z4Z/@\"#H7&YK: M[.L]/HI?7UKZ2C@E+%.6OSA!):!$DXJ_A:R!CO@I8>^^Z("&))8:'O M)_?6MTGA)H&T/';&<3NIW-AMF3+EY4*J:3^[I\@X+*%HE[VF_"1DN:@@LDWH MA`B^A23_+`@*32]B310+'`*/5E=+G7,E;JS+,$&*?&C>IH#WA(R+A;./@Q.5 M/U'1B0DV+JU<#H"(BPR4<(9""R[K9`ID/%KP<93FH[!\Q*D[:@H')SEH%=?$H\>E6[QZ/RSW#6 M/5)AAYK;T_3FY$M[7P574T=*)R[\H4:?USVO&%2LW4O?U^WN'3"_UM2;W";M M>,V(=5N]\3U4U[2R6G2L!/RR[2H#^SQD@W^34H93C5N[%QMVGJ]"Q1MK0E>,(>^@K@ M(R%^<7=25/M],S:=>^;>/W/DY[X;N>R". MPW`'E(;N6(NGOCN/SX8LZK=F@%/Z_8D*+C@>>JR)FS@N]GH[T)^FVMZDF^OM M33G+TW9:4I:IZX)EGDCLT.VJP]1H8]UC(@CQN7^O^6IR(:T$F+^!7,"[% M%V1H*X::2LY01C(K78:B>^G%#Q6'6FV3S;XQGY$.#EQD9-J^.YLW")+S63;F\0V@R_$GPL&9&?9XTG%*WY'% M++:5[M7*,P6Y_L:\7TS7F"(KA.=^I2_L96V(LM!]E(%BZ"O::4PN0<6KHI:[ZULC-=74KG;K5'H@I>IYT[LY9'4\K0*2I*WCB MF]KW"2QE3/=\[?+,XD&_!W(S%.-3RC*5KN8+66[;)KA"U*!$QW0['MZ)=+!6 M>O*Q6CFFN(##@<9)N#FLY&EW`EKE=.9G/74PU-J"`VBQF%2SOT@.3NW@))PX M55-N10M.$>4^^X6NL2K6AO"-BB^OEMMSYA6.R1F&T9TQHMB><56J=H4V56'H M&;C%'H$GW![,.7-=6C0_@`Y?7*.KCU@X.`"^^Y'0DZ MMB4W3L.8`,JQ-3*C11?&! M*?S_U(>,,XB"+%]1'[?]V#Q6NQ%.9FV"K]C1#^O5*`#-C#'=UI+"B$H2S02U=_BW8E_P]N[0&!VUGB?U[] M-P"2/;$N#0IE;F1S=')E86T-96YD;V)J#3$P,2`P(&]B:CP\+T-R;W!";WA; M,"`P(#8Q,B`W.3)=+U!A'1'4W1A=&4\/"]'4S`@,C(X,"`P M(%(^/CX^+U1Y<&4O4&%G93X^#65N9&]B:@TQ,#(@,"!O8FH\/"],96YG=&@@ M-#@R,B]&:6QT97(O1FQA=&5$96-O9&4^/G-TO MJ(MMOVGDT]_VVSV[4[MDBO[]EOK]^)Z9_S]Y-W M\\F[6^B5$:1PFBE\!&A@(]NVDX?)U8=BB*J&_#J10K.O>'4+1?["WWOVQY^2 MW;-#HV0RARS1YW17,203BO*<3>=_=:Z0Q16J=P4`H)=4]/4>=I)M\\>6/6Q6 MJ\W7Y33P]1=ZMU_\>P5[G[?MKEWOV1Y'EFMR1[(Z@6N;P8TG[)>;]6*%!U9OE_WMB'=# M&#,31--8-E-"(1():M=^>2+M'X"VF?B.=?1.D0S" M:^73-8UH=/1,&RE@OP]6N)[$\VD#8V>!;Z=*\A;VT1^;SB*_W:SWCSOVKC,> MX:%?[MG[EW7+C*03/W61PHW6%.-F1L38D).M[YVLZ;"4,1T'!WS0.90Z`2%-(4>OR^V2T1E@;]T_UU;KNM(.S.-(-;25:Z3N2;Z!=Y"H.%[Q#.ZP#\@ MF`CD%A$T$5S>[,G@!>*XPJM@';^&92\D0L);\($DO85DDR6CBW`6"-)+DZ@. MAFX\EE$)AGBRZ3S;WYLHIGA_^\SC^L)5JS-7*4._,D^UR:3@12&5#0SOO5%$ MEQ2XS_SM=*841U*2!Q>(TI8P=_2$1$0($=`G,FJ)2U>KY2:=7^,AG?D\'62* M+^$[98WR*K%F_H)<7#\_3[/4Y[>/$3_=I6 MX?ZQ"*^3YG;Y ML=UU9-="#L@N!=4661"5R>6J.,U4KH_Z3#:%[I\I@U"/A.X+43)353-UC^NC MK;B'!AZ2UC2]OO!>+`&I64GC0,>]`>)9P,.P!%>.6YM*"Y*A.**IKB4?N,NZ MEK0OD#HC(KWL-_2961L#[W3P5!2%'W>=%G;@N)/LZA2QSM6`F&S=("(JE$#G M@$BCQHWLXVSB`!8EB'"'<3Y#9V?-M^(\0ZWVA!A2>L2AGC4.#L.4/@[P:6!3 M8M3D5[ZDASY,#\P+Z``8BFA6I`)"O;XTA%)X%$%KGQ+EV>X M3YN`,/2S!W&PB,C3XS$?#R$=IV<3G*-(>:YL>ADN%"D#9C3A_RI2$BWCQQ8I MY5*,W'<5J;(!WJQ7RW7[\7'QW)9=T.9=$-B>T5K);ME$6;"/ECPEG&9/$RN1 M6#X_KR8?TPFLFT$*QS0"'D!F.K)M)P]%W(6!+!X&@LZAA8Y+ZD"OGB8:-^)< M_SR0!U65-AB.!\(Z-,B9*IQOKL+I1#POW5_MFHCJ7:_NG^O5KDEP8[<7^?[V M@7Q_^QA`5B!:Y,U`@>YYH$`TU)9'%3 M1A7(\EF!*I\5&`&PF!&5K[1SQJ2ML=*NG"#>D3P-02?RB7=9N.==^2T1;U0T M&;JAB!O3'U'8E@U]T]$RCSL,"ZP65 MZB<4TH_H#\NIY?]AMYOU_G''WDTC7T\UOV_Q]IZ]?UG3%V;D3[4%QCK!HQW! MX]3\J!VF\5S*-&IV_2X([7S>^J0,9)4ZF'1^7Z!3:BCA^6)]UQZUJ)EIA$?; MH1O`A&[[>ME.&TY_[=1PC)8S'='K/M";Y6:+UF="X'.:3S93=*@]M4@,I&B) M7I)T$DURC?;\`YW9=H+6DF"`'-IV%:$NWEW:UNN26+W2-_V5)%=FQ=Y7^!;3 M,N6%9H+?ERM5IN MUO1N-^B24I6`G,9<>0S0Z8K8X7]J%Z2PCI9_@JGM-(TI'K8$CNNT=8'?D,7K M.WI-[NI.W=,,$IM.JA>!X7#9)S*\3=IJIR'>BQ(*26_3[P?R=.O?40-.7M\- M=3@:-I!"C3L@X.O]?DN41J!>C@3 M'P[XQO8[($RF"9'EHSAS&*EUURC-EV>RL=G<@TUA!B-TML]7K-!CQ6#.>'PXK3KL4TW:?-S1>H(A M5=DS?F9U@=!UI*7=H?&'[+TFHNX7N_UV\TP5YK'==:S5@D0["T#::L*9;<\H?7*O1.V2<4 M=_*R%=:>M^+`#*=*!E;^GS#$"&G'UYN!%:B>W'6[)_!&%YL#\IX"'2M'11VM MEW@LSV\W,PJO.1^T?OG*Q*)M-BUS%USGC+ND7<=AZ-1;&D97KLKF0W\=LKE+ MZX[23E#E&E)ZGEHB.+%KOSQ1`SVMPL;_D"KL.P[\DRIL09'OK\(.3S^D"F-Z M_0%5V%&1PII3#:LZJ5,BGU9AETTC!F-"TTI0C[8#ONA0E=18587R[$VC502R4K!88#-53KN+([H8,[8VGELJW%3]M2GW57G[WN)'_; M_(_S:FENVP;"=_\*')(9JN.R!$GP<4S3'MII.^W8,SGTQ$A0Q(E$JB05Q_^^ MWRX>!&5:?1PL$P3WB<6WWXZC`&-EM@*22+RU=Q6M*A\W*D&])7Z3J8B2IB): MID6N(M#\A+:*LH@*Y("><=$B\QIS*+\F$=K*LY2B!/\I^5T=!GE]]0$RY9S[ ME]7N2RTM/?@K=P8A'"T!@:X6E(^8-G)Z@INHP21Z!6QGBIPY MAEP4KS+D/*UHLK/\^($.O`4)9E*WI)%5YA7/EWE*DVL*(*4N[D=6 M)X],(%%>WBQ#^;0$WW]-/*]KC!H01YD!@-TZD,_K*L;%DT1+0P5I"4OYK,#8 M#^3I@W(65[%<,5\F<5D$YLTZ-%_44/NJ=2=OK<_BUKJ57C>NT!\"V[P,32-G MZ0W;5MR:]M+6LA->-YT#^\.TFW5H/$_BZD;:G0)K?9:WYIWXTGPNY5QQ*LM) M=U!R9IOK[85AWG/%YD3G:C/;5&JKDKY,K&10)V9[O1\"ST-T.5GZ^=%K`DRRY%VF2X*D*&DY26B.6KA@;:/(RLTU^VY_.S:#A MV@X=(")GH>.-+#"4B#4OJ),81T9!"_29'++<7V2TLP%:LV7M8E.Y9R3D,FR( MC+R%U_@E1YL-]9UO,])11,B>PK\8BFT*B9/E&;TCN85O0<`NJWFF7,AD.@R9 M(AG;KSZ(5_-H<[-C\^0FF$Y@*O>F*AMD-A-,.3O(M`DTP>1PW;(SJYCZ$&G( MJZ!8I#\_,A$&\T@JS;`ACIO*6"+>UDQM?U6-"@0()7CNVVXR%0M*MI:\1!:N M)&M/L:S8LB))R3(B:,*R8<]CNU7_3Q.1;B$6\/(--:G(<6O.C<'`4I M&?#!(/J]LVN/058F+8EW^0>XO&^^]$/S\:C%EV9HFVX+,'AJ1L[1L7^"(L(* MOBF3>-8-UDV0E,(D!;J9NJ`25S MJLQME^B>\SSHZMC4=LG'^+&?#FM@D55FP,U47%?IXH#.>FC['=@FJ@K5=H%6 M2J3)$[((<&)`,,D,(H=1&[P):C8K,V_6I(`(N4^!"UZTK->$[O+[_N`--F+L M^J=QZH?3O7@Z@./RZ2WYMX\P25-3@L;650F67(+-B^RC1C9Y=`3QOM#%)0]^ MTT\4^4,03U)Y(PQ^LHXQOKEX+DCYA^9(9UE$[*ZK9EML/S>?FV%JQ/[8]_1^ MC,62>@=M+?V/79AZ68JA"2,8F%9:KS3-AW/3S0:R&WW3ABEE(5^UA9N(OF>: MYH-%J1^_GMUM[)#5>!&=DTIQ+J+*:!)*B(DP"0E#SYUG29P*6!>_7FB$^4.:'!U$552QC>L[LSMY[P;;-E<@926G-"_/F-$O1S!@!4U]2%4F# M*:Y-A3:TI!&$OQL*W.`OM?2YC^Z'_L2L0H&.TX-KC7A;P"3U^`^^!@MN#0`?2*#82/+;0\]0"@B;\Z!/[>4T!IJ!,4ZS M06=,*(EG.8UA?QQ8,WS6$ZD81[0%0Q10Y)9_H%N=^*X8&*?L-).^!6[J?X"; MK)4`PP5L0/SF1%#<0#87LE+%34,YSI2IF8S:!*]@?-!7'"*P]/03FWW MB4YASO,3@ZB_V@H,Y>=#"67C`*`I"H<7;8F23(ZG7$7'4.C%%>QI`_7\2)P M(_5N*%LEQ3R"A#CE"C-@R?3?@I:;/,@@D;EQ4T>:*XDZ=='0K'+LMS2E,#:!;1/ITJ`^`*)M/SAB"S.5 M8\:I"ZTG\!#;0S-\TJ,%>$)F0S%&8H`P3?!W:,PXJ7T*:`F4^M+VEQ%.S5W. M(YW,W)G*)?L=-'F'8VK=K#J?(:7JC`(SKM$MIV[%F;R%B61K>TZAQ%*W,`A-<2$B@WXU[[D"5T+*(L8Y7238!LIO[! MA;_N,BGCJB)S>4%I+@1>I$SM/HAN)?X79JV"P.PB\#_N_AX`57!E M+U!A9V4^/@UE;F1O8FH-,3`T(#`@;V)J/#PO3&5N9W1H(#0U-C(O1FEL=&5R M+T9L871E1&5C;V1E/CYS=')E86T-"DB)K%=-CQLW$KWK5_`0`VS`XO";;,`P ML!X;@8V,-X"UN20YR%9[K*S4,B0-QKN_?E^1379K1IHD6!\\5G=7%:M>/3X6 MKWYF+UY_GRU>MK-I/L%O]^G"FV9E)H=L\4N\'G/_#O'?OU=\E6 M;';UXP?8'6:O%K.KQ4+"9/%Y-I="2NG9XA-,%_?XPQ8'IB3]_U^FV6*/!R$U M/LCA5_#"X*]2(D2VV,Y^Y:^Z_?9NM13-/'+6_+YX-WNSF+VY06)78[*J)'MF M?9O6%TH'GY.XO*R4PEIRH(477SKV>;?9[.[7_2UK/#\N/VXZ]G7?';K^V$1^ M:#1G1UC=]:MN?[^'R1JOCF0.H[O-,:4[18&RB)2%UEC04#(K+'5@RW[%]LOC M>G?`FOL4=2B<5CYTMUNL63]][?;KW>K`)O%=CB]1#,+/A_AS)10*PR)\W:_6 MGY;';B48:Q9_G$-1GT51UOZ=[9B1/J/L0Q#!*T7H\4M+F/-+((*)M0)7^Q2P M@LVKM:(UP3%M`*)GWENAI52E50!IW[2\Z]A-HQ3?H0_]\=PS61A*IGB<4M1/!Z=*0#_BZ_H8_[&9'\1"+VH`XBI/GF\8A M:D3056,Y8M)#UQ@..)Z/70E#UZ52B7M.^)"*B:A+!0;$HF;>*6%R(;_Q9JX5 M?]W,/6J8![[9+"G'/;W`\DAHC6H<9UOD@APWFS7L5.#I;;+XK4D))$P+I,;0 M\F?0E!J,1P92A(HF<*4U8S,W;91&<0*+GF0"W%34&\X[\LJS=5UJ,E.8AQ_!F03G'P$J%J+;[R M(R2*JR!\VQ+%C;>Y;3\2!W:'`[NG'^OCD4"AMO34M*]84T2@-)#D!T*"`C.6_Z9H41`O"A?=I$)`$FIU::/H MRM3H:WGM!&CLXBEPM2BC2LIH7,RN[[M$%';? M*,GW:]KPZ<5('Z3,$GUHFV]/F:,FS&D+^!@GO'%G>./J$JZ"*Q.X5GA=NW9^ M@9@.I)%:*+058T1;3P'E!MR"CW\6TK;M"1J@EYP@X4T]P@@$8R:=.$,JWX:* M`#Y$8H'`#PLF/+NDK9576(#V!WG_#+`*8R!JVP/KDN[U)#\X.2J%"H-PMLDG MM">T[=_5'J)D[5954!D*)[V>1/2/([;"AI)>"T:6Y$)-+N]7L%7[40%RF%-P MYS8$QZU0E5+*%DJU%X4.6N2,>DI;U-C/+%46('X_J=(H^WM+E<]2Y1](U4BI M2TKUMO%YFOETMR]R!%:NV`:G7D=C)#)>)3'[Z1]I3GDD4TA6A.\A4\H38SRJ M^.LR9;-+.Y6IAU3Z,YF:VZ@BG^LH=&&2IEPRD_1%<5($9_@;ZI1DN#5`Z_NJ M$Z8^-P'`U;:K/UZ"Z^S=L)+A&!R2IUW*8S$`F3+(E6]<* M"ATO**]ISW.KJE>8[F0'53"<9B>C_",@"KQ>V/$>IS:JWR@8PS@%CMG8GHC4/X])WK[@KT[RM$\7E[M$H7P72XSK M:(']/:&*H0N_C^M\&2"[V^1#?[IO=(OXFJQ[L%2#AX="/B\K-([,1+JB30A8 M$3!#\]L0+K)PY"(0U36R%08:U\JG'"8\Y&!-;4$]?Y0N+7"/-O=#^%5TW%C1 M@GO614QW0R].J%?G`VD'ZEEGGVKN4-=X6+7Y8J+.69_(N-5#8$RE]O]GEXJ8 M^D*AESP=JZJ(Z?B08$7$_D5WN$(DFM#QN,_#.UW[<*M,DSO]Z&^Q`KM=KOLJ M5VKH*PT*XU9YN.N@5K$2Y=%L])@E?')M?#1H$>O&0>N2E,7IY3*/QB1E(YD? MG=9(TK>7DYQ$]F,Q[QO';Q*Q#(ZBNLDO'G(&SM/DS^IVS=NX=&]!1WXXY=*C M76+UR"6;$$OUQ'&IT\V1>:.T'.^O^#'1)E/W6CM,S.@V7B)LH*DMC>2[Q(S^ MF'2"7=,3"17TAN)H9&_K_ORY43S;T]EXR6>\96:%S"WW,F$^U<6?=D310XI" M.L;9?GG$B3N,:&YLD=-9RU`N'3]>!AZ<&(YZF$ZHB8D"%S\C#"8*(&1=UD&= MG.D7!7`XO[RG>:D4:=J3`,K6(?<42:/+**H@8`\F"52SW:9RUDVNB?ZNTX=T MQYG.HQ]I6*4Y@D96V.UIA"`\Z?TRR_^.CA[H+(TW5#\.\U*_!C=R^KC<15?K MI_%L;JW5/&'FR4E/ZP8V<5)WK,?D2+XZ@-5BV]:='FDD,4=BP9>L-D3*NQZ9 MK^AEU]@D/?=0G"Q!!M7TMRP9?P.-ON(M69'+HEVRU.]@G; MXX2L@=.VKFR/Y)NP:$@O:^,C;VMU:5>KTQB0ZY'P2H6Z?T/:OPYXP$&R2/-M M8)C9(8(X+`5=4+[ M_GA@^>42X/\G$8WUNT&Y]EUZ\0F?LGW_:;U!0AU;W>5/[+@;3(>`U%HDSE=@ M,X$[)/MF,7MS<\UF5V_[#7K^XO+BZN7[[FEGV\N6KU_B*.CS#9"+9 M#0.EE8#,>Z_0#+:=&1=$?=S,/HP&4N"(5M`K?``7/?*>?:Z?+6Y/)X$<`X'FF8&G9_Z:^/IQ>@?K,#P.?$G"U7=@VCC MU#W2@3"ZY_2GWL4@N0EJX,)XLG`W]I=9S'9#CZ.TEF$_]J M<=:_0`-L59R`EY^GX%DG]&7PJO\`WN@_@#>X7P"ON`_@3;R+07*_`%[Q+N"- M[@6\\ZL7:*K_`-[H7RW.^AL2+*Q'HJ['[/-C6IY^PEVE+(`=@'R$/2ZD`J)0 ML1^>)]CCUB9P`[B`_>B?L9_X9^R+^_GLJWO.?N(]9#^N?I)]QKYZ#]A/W3/V M%U8?D!W],_83_VIQUK]`\S_.JV2W<2.(WOT5?9`!&;`5=G-'3ADD"!`$63`. MXE"H^Y_+D#MHD+5MT*3`G;8;L2?_;LJ]L MTG-RBJ43JUY`RM;P-5*VYQTGN_,3*;OS5T@Y07IB-?&2O2#D)7KC*BVZ\ZXU MW?F@->WY969(RG23!ZWISD^]Z=]PO9DNG/?PM.=#>+HW7'GV\B5A8D*J!R>PQE"!M6..83 M&0?`8CH.?8-]#1+0C_G)3N;LS"X_OPUYCE44BT3)39G#Y\LK/QZKUM^:+][Z MX%9==OS29[8B$CQD+,K6?_3Z4)\.PR:T9-^*2L(!P8``B"67TQA$5BSZ0!I& M\G:WF#:)`%'IP`?!81K7$ZOF,E48-8<;/JU_[KMA$*]]/8ZZ9:5\M'Z+G=[V MNAKT3CR]D0:]%9!G8R2 M<]A:QKW&7T^:3T,HVN_;<3]@54FA].+U#L9_.;7T&)I5UFR1LMD'TM1%1O)4 MTH[(^T5T#W9E"2JVMI"Q-2,98&))W MN&-/*2=#_4UX1U+G"'F!)8`=P;><"&3A+C%Q4C(6:H@6YRBQHF9^3;-)2Q*N MI)I5\C^Y@55#TS*V5#YE]HH':W*Y?/E&B$?4Y8/N#Z==)9ZZ[K-XK0#/[M79 M8E^>NG'/%3R/#:F M8:"I^ADZO=J1>_=NW.YONG4]\= M]64_PTQA"Y?%J8N>00S6U7`==YV.8B6332K.6LM"QX`4H%D(0Z5E[,I%!L(P M"&`((6#0C/L*_X@0Z!O#"F0WQ`&SY4&4.-1+G[PHN&5W71HZK M9!;'[QHJT'$1ZY-/Z]_TZ,3'7'C86EGMD>+Q]DZMS03'?:6XD_'Y*`KZ98%B M#9ZS]6SLNAI82>1R_R.#BKN".HA*3*9Q>J70:7*Q4_&F/AN#X#7ZEL[OYIHB M-WVKT/:)YP5N5`P`-P]X#D%"$-IXIMK>;;TIR/K6@R MIF<3RS;%Y5@,&"$[5U2D#>)R4U[O#&1+1!,?S$DVCG,7 M$AF:4\/A0"5HAU-?$2RX&.*UMF*!*=+H7%&WE\C`W:4=7UGB8Q`O!-!`.1-X M<=&!+F?1+PC91[2M`[6N^A8Q882"XJRN-M5,-O+6,<4\OM()I2QVLXJ<".-; M*6Q)T?+D("[T"5THCTHY;3+;I+G'8#`SIJH3N9TI2$.U9B-`4]`;U)472E_- ME3XEB-1^:GYCYRY$E8QB:0(VKEU,M4EI4XLX7!JQ33_ZS<5DV&BAJ5DD01;> MSCHEF\,?I1NP@4R,STJ6F].)^^),K'G8F\%HZ$1E[]))DB0+Y>/)E*TO-;6M MS3OR'6B*O$*T_<,3G]<1*Z:W>\,I\?J%8"]:`JM!\`16X^HL1.FLY8DG$3(7 M%JC7347Z4EC]RS2HJ=@C#_FE5;,>^-5>#Z=FI'%W,96C/"[L5"ZQW+H^'.L# MAOSW8:>14")-B!C<;F:P2H\5ALA8/4'!DL9SX@""C_[S6@K=-P%2EFXRD]&% MR?S*%P!LL'I)!BES`7O3Z^>&J883H1=&4`2U3=U88H)ZG0P=-')J:MCAI-5C MC?0:=4P_.+'**3`AP+'-57V`$OX_@2`+;`0H_/L"02W>?O7.'&MNEA<+=_[0 MC_5SM1UQ]>Q&:6^TU]F[1)YL`ND2Q.4Q=.Y#'(%H<##?I(JZ"&?C[%]<^'(3 M2TE['LPE&54M0T(WV!]Z??.W:!=R>F'67A"8G07^Y\T_`P`/%M^=#0IE;F1S M=')E86T-96YD;V)J#3$P-2`P(&]B:CP\+T-R;W!";WA;,"`P(#8Q,B`W.3)= M+U!A'1'4W1A=&4\/"]'4S`@,C(X,"`P(%(^/CX^+U1Y<&4O M4&%G93X^#65N9&]B:@TQ,#8@,"!O8FH\/"],96YG=&@@-#DQ,B]&:6QT97(O M1FQA=&5$96-O9&4^/G-TOJ(>=I02C<[]]O%Y\?% MAKUY&*2?;V[?NK2S:1[/M$L16;7/SV&<_[R?OYY&(^ETRQ^=UD)H64 MTK#Y+9-"6X6GOT'+YGNF)/W^!Z?Y#@W3 M;C?UO%VRW[?[_;3A[9XM-CB]NQ;3/^G"WD>W: MR=WDXE-10F4E1F2.1>9(,I\*J&)#H@TE9-.9YVQ^W[*[[7J]_7NU^;CKMVWFP,[X.-JDX1-7%1FHHG'5TXJ0K\U]$O*36>6)P4!N4O4[]O=P]-R MP2J&M!T(T!I"F4$DHPU^A8(9YDN(MF^_/Q#_.]AO.YUI#K!IY/=3Q5OVV.Y6 MV^6>K?`&'`U?3AU?336_71S:I6!'MAU83X]:3R9IQDQ&;E&-8QZF@_,#60U& MF_\U!F[&P:&E\<2A,U\@/D%XK7QBU(A&1\^TD:*QS`\W$]G@>^F M2O(6&M(?7!;YS79SN-^SZTY]QY?T9`N*AA_@TN@"_P1_PI<[.-%$S^?;`VF\@"O7>!6LXY=0[8E( MB'B'D"!*;T'99,KH(JR%&.FIB50'0QQ/:52"H5#9=J;M^:8H4[SGCJQ8UW"E M4._"-:3$\D(Y1"MY+PJI;&!X[PV"M_?<-WXU14QSY!29<`$W[0AS3R=D$WP( MCSZ04BLP7:]7VW1_@T.Z\VTZ2!9?_/<\;)17*6S`7'>\O[1)!5),-[H<`:NM M=_P#F6ES2R_[VD2/2]SV,.(7^MI6XOY8B#=)\-NG]$/4NW2CD+>+;%0=;3TF MS3-[4&;^!`#B'#H^I-!!ZC51'T7I._CL<$`>6+XZ4-)O\6)#$=BY"?7#^A*X MBD+2:!$+LC$U`6U7<5`#0R;X!TM9Q?J?1!:$0ZWK+WSCX`58Q24Y3:$Q4.&H>NLP"2J*)0O?)1R M2;@XB)TF*]NX,^+T.+*)`V65X1V6&6BI:Q63H5?3-V?$R^@S:[2&:/05S:V" MQ0K6]+JFT,X.*3B=?*@$1<^01),52U4LW0MF?#SCW:IR-%5E"S]0:`[U/74' MZ:O#JPI365-:4(CK`D:-KL]B!^'4``5<*\H@`I,,B6SFK(BH,34E^.7BL-@? M=MO'^W9/_0@,C1NZT%%I5SR)(>EIH)DRN:!1<>D4J\8X56DH4QP&]K>4$N`Q MS(4Q9_AH*_@1Z&DT'Z6J9[D:RCPR"::VT57NMJ>M,/>"Z\EFO5!::)AFO518H;M_]`W!?,$=!A M"E^=`%4*:H=?A> MT9H^Y],](!%#30>M4O"Z\>!-^=7\6/2:*I#J:O(@D'V_$V$ZQL`#:])R1.V' M)MLR_Y3NJ0@:^P2-G*_,0$UM1#\^`ZD\`ZF?GH$25/-_G(%<-Z"I_WT&"D-K M*)]@W``FEKY@SHA3*CMRL$?P@ZIN:EPK_0,CCW6#3@NO)]LWV?;FE4E%#:'' M4\_H`3Y&OC208L>@GZ%G:Y51)J-K>VJ$L>@QQQI8G]*E>57TD7V^>%5DJ7ZC$P%P^%!*CK>$A4;A,$1*LL/0Y.$<6""G@X\D\GU8F>2]\S/%;OK^>3ZYI)-+CYLUJM-^_E^ M\=BR-V\N;BX_7#'+WKY]?X6ODOU&##S[FRG);@#[%_X^LJ]_2K9D$V61]5A[ M`TJ[9@\3*[6`R?KS>O(YW=!X@9W#,XW@"+`HW=FUD[M"[P+QJ/3=>4#OO%#G MR34M$2#7X(O]J3\/R'5`IC`%RV%ZK_0Z-/2^T&?VE3[=B&@%L M[%TT&+W/LL_4/?=*W3,_1YZ9P[:H`I5[=QZP]XW0Y[4O])E_I<\"G`'(`C@G M@AX(T)T'`G1^.RM`IL\"5/HLP!D`JR2:3@T_U#G1V&'XE1LI_@B`MH1G`#G^ M,D"-OW*#`O`L?0Z@3%\#J-PH`30&D$.@IZ\A4+Z7$!@ESR[,]-6%^49UX2A` M=D$&J"XH-XH+C@"Z&O*I5`Z7*\?[^>1B/I<,S?8.903E"4"2.IWLGYRQ`C6^ MZ;#9_&&"TH39LU2FBNI'44\!`X9S10&(_F8#)'P),HP+.M9GT8IUZN*2-5`< M(Z)&;R`%E.BX?.6?T=-64\O_S6ZVF\/]GEU/(]^@32U;O%VRCT\;>F!&_EI[ M9ZQ5VV)*LUW7#/WT+B65^6YP5$%HU_Z9 M#BB6PR'0(4.%?EGLP:XT(G:#9-&RV\E>7ES"R.+8"=6(.@9V\WY\<12-09^3 M:&"/?(FC*V2/C^T.\4BP4[R,YNVQA,UI8"9,]Y*$%3F1=CN($[28#./Y*#'THX;NDH>W=PKY$,V7$UH#HQ`6?M MN,*#U2$*IT:BX'1_FAEX(3Q7^E3"V7]9KY+=R(TD>M=7Y,%ME`")S=RX`(:! M=EN''KB!&4C`'#P7JHJ2"%>1-21KVOK[>9$;DT66NL?3!ZFX9>SQXH4"VL(N MXVQ4[HL2F)7[4M"Y<11#[2K_\JXDY'I^74*XJU"388*B-T*GI7[+NENE=4IR M[&8XKY?)*)0*5^L9#=-0F&EHZAQ(0'4.."$K/_QX9YB!3`3W.;H]*VJ9:%V^ M6=2S7)?3Q[?7D@!UK7[CL,V*W9Q)UQ(_TP/&)M2YP6LEE8EUV^,+Q04PF$>H M;QM'FSB]49!V()4B5)#@-E?Z0ODH57ZM(,$@"O$MGNFI>BZTBKF0:'A4$;D7 M(\-Y/>IY)Z_!0C[%_'ZU&X0-Y(2#U^" M77W)"5=#I18P@6(B,?2",Q/B\B7BGA,,,J.,0IUM=)H0^4R_0GVF4S$U<.F; MRT0;Y_,Z7S0.!/(I5*:$EX4>SX0\7]:YR":Q^:J=RV)7DRG"FH(]MA1S'OU; M-PP,BYGAY=B%&KC4^9*/MC>-S>(=+5*%W-QF)HR2[C.E-QJVO'.-G^FDH&O, M"`Q?\TG.\=@>$;A74J8V';EYIM;;&1ML/CFX5B4.#/U0,Q,P^RX3D%MBD_"_ M/@&EYU=9=G$=E&69X,?M@_=4[1TV0/1PS:H#">V,'2=:;8@FC/1O8/:;"DSQ ME1XP\Z[#2XZ;'@FL2=2V:[?-WERRW%O]U?W^`#^"CS)$Q23`-["XY3.]/754SC/52+%=-[>QN?!&&1V\3PP M-4%,#UE(ME1S=G7IN`6BLT[7VW^Z%1N M]K6IM=6CH4[7O/.A]>? MG.)K7Z\GQ_;]WT.WE[[;?WFX>O_PD#(@ZQ.ML@X/>4JI)FRS5Z3-P)O&!"%X M`WP#E`.B3))YNBKZ7&">`7'+DLDB3Z2&F6_*Y*LRPU)J8#GCQ9KE01$N:&@0 M,G]JMZ>^Q[BJ=VR/:5D/K&IW[+=!K)K%0B=!A]3PT^WW3M>RIZ]GX4N.OKVMVZ-KQY1IX#X!F=;N#EK^= MVIK!$IG>,)&FN"JBD1-FCI*.(E@M&/<<16E4;;O#L>IK&+&"GSEIC*@PEVD)APR7%"C_8J&RXP.MQ MA[^$3!(S2R+O[#AW2F*?R-JA^3,8>C%4SOF=U8I'I4PB!2JX4[@`:CQR+PL:G7=%.>U?.(Y2,_D=AQO`P'"LMV/SGWK_ M>G-6EY6M`@JN\]V<`D=Y&4CQLNHYQH-WDI3&3E+,(,F=,4K%0\.BW("U( M&_X?L1OYY)$QI+XZU.Q8]TVW&T"&6-/&]5)XY3Z;11K\%4@,*C)A[.&E,3TF M-B&H)/H+/JB@<6#'OCE4?;-_-5H1F--^9-U3G$OA(INK++B9SMV<$K:M1B@T MLL>^.T*F!15C2QT[4`:Q!C.XCG>/ZG&HVVU-EL!").@54FMJH*H?_B6PANQJ M9*\[PAGBBPAT9#%)ACQ1!GDC>8WJ_O#C'5TYH$-$;15/S1-P[78&;"FWOLMT MX3L29CL0"+`?.K8U*P9,:L>^>3R-E--KRW4WYNH%P:DI'?C01"UA31WA1`O04-=]BE-P?JW92("]/D]#$N=*7=`G,!>P+1LV]:>:1W?UYK%M* M>:S6?ZP`0*R0B88D&LMF(L<>*V]0"A8`I>SSN?,P2*H0`62A7YC&=4EL:;*- MF1C,,VQSGKD(2PF8]8&$`U=4[L>89<#E9?*]ER9J(Q?AI8)5^PL>.J[`Q7Z M#ZI$&*E)G'IW46)FK'>`2%*6T[=1J#N+L)S?Q$H06L+H8?%&=^EI=A^)E` M\12<*,X2N>LG(`5PE2?HS7P6GX$0%6.JO:ND,O85YN8WA&_89(_5?H'!VVME M1_'A6(\-C2L&K/ZC'J3-!Y&S;E"EPA- M??[.F-D*VS0METBJS0N$:B*>=DZ(S7EEVZ)"#YU6(LS+W/E+>./]I?Z'=V3% M#=E`E44VH#7IASS%+ZU',19$13ZQG0F'YO3WUJG\9@@*<_!P)$;@B6E),"'. MS(`-*U1.6=XML.D&5]]"!)B!J,V#$7H,G0.=1'1VIYHLJ=;(2"J&!,#3DGZQ=B>Y"K1,0J9UY_X^K_PX`KXM=XPT*96YD7!E+U!A9V4^/@UE;F1O M8FH-,3`X(#`@;V)J/#PO3&5N9W1H(#0W-#,O1FEL=&5R+T9L871E1&5C;V1E M/CYS=')E86T-"DB)G%?9;N-&%GWW5]1##T`-))K%G4$0P'%G`C>FNP=H`7E( MYZ%,E:3J4*3"(KWTU\^Y5<5%ENP`>;`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`/V[7(1>\UB M%7J'HVCEAJ+J&@9?^+8L(OQ/*7K,#-X=7H++6>BAFXXX2BTJAZC?(^KWLI0' M6+DG'Y)*PR).MED8!/C,?&;*G'J_2;9'L<0B!'R:HVQ%YWI0XCFZC!)OJ^91 MLV;[HC6F>F&$WJ1#1][AI3!"_RFE(7"J2-_"+.OVI@-:/9G$FKK;:_HF:ZJ! MZ9@IQKRTQB'\119M*^=PWJ30E)Y:O%`MC/PFY3.1&(D_&HC!" MW@^,O0LY_"=^-E8&); M?*A/"IU[HH3Q^R`ZE'_F96!6'HONN=YL@/5\20SR;HXYLEJ62)T M"FD)BCKV;;G'7!$6&9_-$WZ2B[(Y$.JI#!8T,&VF`YBA,KH,-=;`?L$]C)YF MVZ9%@C2_L\8@9[I0S%IUI"E1F)&^8Y1T<=*W=.@;4.-`^K)O&_6@-@"Z)F3J M/9SOFVHC6Z#)4F+D;1Q58.X/ZKQ0@%GA^I5G\9"-#8^8R=A@U'W#+:U4-,@U MH^X\T144S\RV&316-9@$W-+,SBA5\-BTW6@`AMG4`#-(-%'^JZLS_IO5>7&9 M\9BE`2H=ANF%O3D93][82+DK4!A$;_E)BMR/\K"P6^DSY0M:*M515#/$L^;^ MV[`_RDX]4.I@"G3-,)7N\6/;@[$RS]X1#T)5XKXRSQRD[(9JJEJC+3U&L15U M*8=&QV@TFD.6S&4'UBBR*V[];P37W%=J9Z::GM=FP]-[Y$$\J0.MT>^PN,7& M6W7BR6#2+E7D0%\[()RNGH$4?F(W%'$T#@5F1SH*12('H>H.?\1X%#7;J]V> M_=4+FO8*"6&4Z2L#J@%AM5788JM3+G.HC>(B'&:"_,UG8E9TFB\+VV[;`'D@ M:$1SV]0:4S,L#RJG/._/.;7!J9%/8>@7Z3@J2S`Q>U#R$5,,2^V\Z0;YY!B* M!/?87CP8IX_-+"<^;-T\2&Q.UOX\)Q3R:+OF^J!_H$SXUP5E,.L3W-!JOM\\4)6K<7SO)H%6A9BX--^3).7L$/''8X],28C-`'[51,?4B\KJ1"P:].7?+ MW=H-HU$FU1W>0KI6.],/DESHJ<97FXP5V9][7&BQT)](IM"#8G(QZL;,+BXD M%@X>+C:?%KHI$+H_[GP7>&JF=E:W82W&L6/@PH^2N<#RC);]UAMM7$*.J[IO M>ET]+^F75K@.:IS8(QD/'5:()/,-0MBR,JQO6WK/KCN2-<>V^29+)\#M*>," MI\4Q=U8+GDZ)J='.0J- M-N6QT7B9`&YI&E2T)E%O1\J*90C5([91/FPCIO2EA6[+Q!.+RJ=.4DQM M+:KJ&09K3)D9`E&S\[2'D'GH\S2?T@9,H191QR65;RNU1L*BHMTT&;%](.I- MLN2UU7HP)SF@'7&TYD30:W?(&[;>B$C+Y3R>$O(:MNNQ@R'U02`(A62L2:?' M*>H5ELW_(87'*=MP3%E,XT`#9LC;G2GK` M*$5VMC3/3DY\.#E%<3I)J]/5B_UCI499]1N^8H?U<)I.$A?0T`^HRF"M@CBE&AU%V]5(8:^.Q*WVV`%*MJ=*RXWK MO;R@&,,DB@=U1;Y.AOB>B`2BSY)I;@YR&,ZIJM2^49661D*;Z<5EU$36>W%A M!I,H<\FE:3)2/+0Y=:Q5^L_52)-=TV$*425CLI6@"U,T$]")P!O5WG1CK!,;N7I>@U]=X"VF;8#75^T=C=3:2X5;MK$TAC/Q;)IZ.(JR(T&T2J=EDR9.C\1G';093"2L&7K22B)= M,H\0FO;9N"!9;023.6OM(.^>7Y8/"*%-,V@MO%"*HP(,L;PQ=:+$EFE(J!M1 M4[GANNG8A[Z6+,*-@&XL60B#^+6DG$C77Y!W63&BDGS.<[+;]WHK;*EZ,X,F M15O^T+.9HIZ."R@_5VEWQLV*@47R:=F=$\:,DHR@/&+OX-1KR#>*_T6.9TLP M'R-.Y\@Z/WX,9X]7%@L/_N':BE*DQ@EU;ZPMSM_86\.Y+$G>/'I$<>X7&2R1 M(V+/CD0B#4;5/#+=']`C]=W2ECF(ZDF\#9.8I$:T\,R/TW$_&3GU?]:K9,=M M(XC>YRMX\``4H>WNS[DPD`22#X"6B17NT M]8>X%XHP<1;6GU9'DDH4D$F[&7LL4Z'W0N?]I1=M8//,>*[#RAYK0?Q(KUFCP]HJR9RW MJ`J'<`A*=0$K\EFH"_$V/3=A'4RD**2`AKG5.]K8&DIEN=Y]H4VMZ0`4PJH$ M7>?A7D93KNQ7N;)?96*,+>/>48SI3!66>(^*1$>:[U2:DA#'(QVK4`CP[H6: M33@$X/6_<2N&/$([I-+M45K1",NJ;4I)G`80+&IY<2TA2*'/P]4V=&6FS'.Z M[-;%@Q.FM[G]IJK:+G`I8W3.F.<;B'L*O?0-`^MP3+`H`Y#\:`4W_U2/?77F M0CBC(<4%LR,):_+R?YV9OV196[1H MSC3D`7]D6DZN>LX@HK,0Y6T*"04GY'07,C;;,2CYG(Q'!<_$!=K M^A905&.["T2)5/5>^IR7O'5><4F13LY/2T!GH1+X0$:R'"^L,N98>0`KN^-NS%R!37U8#K1N06*W0/[X6AICXA`4XR M`&)`Z`018!,!ML#@MO[K6/^U862:NI7WEQCL`H-M8;`/#+:9P9#,>+7'+Q3& M_V:"!T)#0[==QW?;E5>ZVZ[F,"L\#&J&.]T;1WU.7_`#?U![@.W5]'68/AK' MWL9#^DX.T[>SP*C@2E>#C8/-TS4(R]#XT`2R-AG MM>`R!MJHT&-5K^/-.5NOBG(Q,L7_P2(M,UNY&F;K<;Q/V4J.8ZYVB9V@JFKI M61:1ZJ2_%G9^G`E1/SRA31+I#G>'=;K=A:X)F=W@C$(M%L<4_.'8.IV(DI21 M("+ROA`I?DY$BU)Z-1$AUIP<#)`:ZB1C-"SFIY)0R1,21B^O(.$$#X<:QA@% M.QYF`KH.`64(L`P$[&V72I\3\*KH%B/CO@\5V>GTZ\9YE'S0]H%\4=/JO(;O M5;=_0IOZ^B&>T"!7]^%3B0D>#W4(Z8?IV?%8LX98Z8VH[>S.U`94U73#2,SV=D?-S\EY3:BS MC7'']5#EU;X(63O,S;&@]RA8S72'I:;0Y9)X_;6EW,,)Q<[8E8HAV.5[(9?G M[$+>7\DM37L842-ZJ!6,L:NSP"OXI?4YO\CIJ]@UR>>A%C#&KR.?!3.983(S MC!>&V5[/[3G#7A_NPM$IK@\5T^D,&P]\#\<$@A?Q4Z$RW^TA, M_0G0%3L3H#-#/4CZ@54,1]E52-T>\.COMJ!$1Z^$DA0APW!6`DQWBCF?9.!; MY#QR7-75[]\>UY4BX#A*S+R2\38]-Y%HX(\M.(>YU;LH(76]7.^^T`;6^YFK M0P24H.L\W,MHRI7=*5?(V83-*="+B*_%P26P,CJZ]X M04_[62+J_4R%%]M-8G6U^D:#"WAPR.\>PQ80<-FF#!IS]6,F9"#^@J9$60M= M[:S+7ZF9!(/QH3W]KH4[E)W(9^49E3ER2*5J\WX#;+ZOBRN[=87+5QA[>MD< M\$#8K5?TU2%+[V?\OBVVZ9VJ?\3]&Z:\ZX9B(=LMZZ,!@J8ECS$E+8R*91'U MTXJCC7[`EG9?UEASM0K7BJZ/P'=5/<'F/=E$`"CT#@%`S=P`6QI:`:`&3Z&, MNGJ+UZLYA8L2@&;L\]#=+)PS:(>J_I[=$A!&.2QTRJ`&F!USJAW2-57ZXI4H M7FF?X?>HI]U\RE[9X)4-7MGBE2&O9/;*8I\>;E!&(?F"OS^PZ0W>TNBQ7XM[ M\B7/NJ.O#XN.2TV;0P@AJ>;BDFR',.)OC\O6A\?MYG']\6'Q==T6D*+E0J]! MY^'5']6-M!9QK!3:86.KW8WR04.EY^W-Q_"%Q!L.:"J!&B)M%80FY,U\JPWS3;P#NX8$(U%Q3\WH+EC MC6PA,-@IDZ4`R>Z6:D2T\WR@( M@J:AY;2-VFY$(9PMFPQTECUR_*^;_P<`%GC_>@T*96YD7!E+U!A9V4^/@UE;F1O M8FH-,3$P(#`@;V)J/#PO3&5N9W1H(#(Q-34O1FEL=&5R+T9L871E1&5C;V1E M/CYS=')E86T-"DB)E%=;;]M&%G[7KS@/SH($K#&']]DM"B1.MDA0;[.U@'T( M^D"1(XLM1:I#TH[SZ_<[PXLH6]E%'RR3G)ESON_\#POIDU.GI!1DM+F"6=I MTY+T^/\WO&T,7H3GX]$;GY)8!/B54O"1P^J+L]EKVC55U3R5;N+4#^3&3I=M M*TU'TSR6A6[=U*&,\N9PS$S9-C4U.VIZ0QT6&G?M8WM%[F^;3P,JZ4^HTI!1 M^:&0<Y_K8 MZ6*AP8LX(0<%ZU+"60H*<55/61=]VYIFVNL[WA\S\T8*E@4KJ0/BH3=D4 M+5G*[CIP"G[*,^CY^Z#HPV;UX0YNN#FY1DZN.?.$9[$PCLNVCE,EX)*$K0W. MF]\OB?8OBQ8C525"*2,K6@D52$5)*A+(3B*A!L%6LC6)/QO'!H6?"*EB_A#$ M@VWNW=`I7=_YZD8.W;F*G2B=NMNW]`$NK;%4Z`)6B7W?V;B!\Z1AM^H1/_Q` M=PT.VNUX^U`7_+&P1K.`;5#.\8FH%'$FIP"PI\#(HF&B$A$&BE6ZJM1Z2^(V)V[ M5J`>@OJ:M8,H/U!9Y^Z:@UDZ!]A"VB4Z-KQH.G>=.#O[7)4-V5?>B0<9.AE' M3X7(M=][5H#P9F0!\(1RBGM/\'H,=C)QWM@-TL>&:-H0\5&[R5MN8E)!/-&3 M-J/6(4ZFL:67)L/QGS6BO`8UVC80.?1GG!T^`" M7PE_PKM&4@:,UCO12=5L?NQ<+MI(]D^1[,]<5'P65O<,`J;^&_]\ME$:(3P! MJ+1!'L'"7]G:7 MSH5+#D`NV("VP;#G:LP1;Q`2C]I=1TX+2WO#JAY2)!L^#;^\>0A_9GWD\]9' M0ZIP(//K(ELF5F>7Y?I$D_,`IL)Z5FZ2!%&I_`,YGR)EKOFXOJQKLI: MW^^SHY[+;'!JKC^QBV/BJDUW$/H[_C[1E]\\*F@5R`1@*(X]$?IT6(5^(-#6 MQO=J=3_OB%":(2*&B6%SQ(;1J]TJ#*10B_-1$/&&Q?F0.\-X.#@__+(WA'^Q M[;"R4"E%41H(Y?_/OA-=E'VQD8%MA'83*^!\+?+^F-6SU/BBU+.1Q8O3[[?, M*`Y%,&CY59=UVYNLSC7]BI90/O)HTHJE\ND0?`0Q2B"G19@.QEQP3;[78Y/P M$A291B)=8OF")KN$8VP#0T6:44T3QK;I]G3,RH*[2(92W-?\1E6#6:<=2A8& MFJLX5"*E0UDA4^KE?!.,1@I58E,8B)1_/N!D'7WJ:\W-DWR4"0\QE-GNS=,, M7>%3S.#BZ0&5$-@F93B.-VZR!VS8$M3&@9R8@_AV\L[Q&;R\44'=L`?:UKGJP_7B3`P")4R9-8?Q9KQRZ)FB3GL5O!$3#7C)S#-!7!&?`71EU, M].$D>LS:4(3);")K_+N^+O/]F;D9*N/D'O^:O2\3"W.-NL]ASNS]<4"]"O'R M,GABB_:)?;Q`"P.#`"-X"Y6?S6M[0%%@_>J+4^-LV(C:=,\V/6_1W!2:$::C M"I\^OJ1@1RGLN^(`3H7_PI]C2?.#P?#K0=/2G2,/3DW+!5.[Y7).A%F\T^:/ M2C,&WLPX%HK"65$X)F:0S//8C'GVZ7 M*`13.K*^);$<%T=TM[7164&9B4/SYP<.F#MB\= MC3M1?)[V9;[0'LS:XY%L=!I.]_2D:9\],JTN*ZT,Z+=7.Z,/97]`_7V&DJZE MHM>\P`/^!:_A7C6S8P5+=I!MFERW+7R7\071Z&NV8_-0\]LW6S51ULML6U9E M=P&\C"UXW$>'[D!MCRS)#LU`N\.4U-)@EP*2BSZ'/-[#(3;*Y7F,-Y:6`K:W M)VZ9T]R"H8)[,ZOW4[ZRI>8&MF1IM&`W(@`I*XJRL^G')=#'3!/.23GV M"&A08W*%\1R*Z"^78AMB_PGB!818M:8]I1H+'J)W+.'/-+4AWY-36K&.I8-^ M+@]EIXMK6P0:=H?M84^0MF>+P=9,]*QN(FQ:TFTWE+JRW[FM.C@M-70Y.P3CKS>.NSKN2 M[61T.:7O:!CT6<#_5W.I@8RW$LQ[J7<^'6``049-\0N1DW,IR_.FGW3`=DO3 M<:-J7H81^HB2,U!C/84CW1X#7_2&'YL=69%FX?%6T/DX?IK#TK\XS_)X)U%0 MPT")..7[Y:OI\ZWIREV6=]!Q)EN.\^PH;IHO$SCR).5L%AR+[$L,@>?Q!2!) M1&3#$6<#]7\@_(E+`NY<*:OCBPV[&Q]\.YG^A^H+_%^I'04LU)X1__?JOP(, M`/K.]O4-"F5N9'-T%LP M(#`@-C$R(#%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\ M+T=3,"`R,C@P(#`@4CX^/CXO5'EP92]086=E/CX-96YD;V)J#3$Q,B`P(&]B M:CP\+TQE;F=T:"`U,#@R+T9I;'1E1Q8]M>? MJNJ9Z;$S#@$V4N;BZ:JN^NKKNIQ\_'O^ M>O)R/GGY!LSI!`6W"G19[F!C$]BVGEQ/3O[L[9>=_7OFHHU>DK5HZ*%5,D@> MAV85C)7S3ZA`M@I0MNA^'((@0@>"CZ2;:V%QFRMP[M46O5LE%Y-[V^1>:8NF M5`7;;7;5JKYB3^)4^,`-_,YNEZO5S^I%#;?;#_66 M:0E/4Z8$+O:<[85B@+8:1WL,8PH@W%V('"CB$\P(Z(A>/:HWD:Z%VX.NA[;Q MGGLG92+9_&/-KC>KU>;KDE"[0331Z5WU854WK+F[O2UGOJBVRW]K=D-1V]SM MFEW5@@S+6\DNF@3)/@,\&J0L-[8G0!=S5)YHS3Y\8TU]-;N,`QL2RIB&1+B_/3M1<>TI@P0RNO-ENT^(NW8 MYWJ[W."RABW75\M%M:NO_G6N\[RS@J!&40"!G*0 MF`[]]4?]5;(+LM#C[FJGN&=.1>!U9YU9'I)$RB44O`)<*J=Z@:$V2GI)(R^;S4UCQMIR%XJ+[Z/N/ M\\T.OY""%7#;1U\\+6>:K,MLMKHU0THJ&A[`,I8<#5P8)S&N&A"%'&_;&O&^ M0,UG&S1KM:K0Y2V2E\&AC05E,=C5%NOF?3DX-ZXGZ7TT53!829PP/+:[0.%! M=36DY2T@^:742)69CMX=_Q;4T6\AJ@0*<`YL5H!*%PL5>G8+DPZUX@HBC]'` M\"*@[R"\''V]!%IR8/,,J>J*)?RO2YE"?PP7V]2#%3FCNH=FU<)"Z; MZH`WPW6VP?3PS!1WHA=XPJ#Z(:OHC]8#K8WU^QJ#QIOC(B%^3T76,:)"3_&K M0I*ZHC6*5/0KG@Q,2$^T*`)=7*_%DKA]^@"PQG'E%`*KI1H%]AP?"="[+>3U M4'0P(D-4MY>-N,P>`5"#<_W2/:O[IXQ"V`=2DF;-54;A0%6O:TP'(>E#2%!D M'2'K.`YECBD9P7V&TNF,G][#[_(S)4U;++"$(1V1?:O=-\RN[!VU)K*XPA5( MS:]X66):V!%U;WIT96^CLHF>LFME$J;&/P;3O99+DJ;(4^(C)?$(FNW3B!(C MB=P\]DJL>P#.062$[Q<:4N$&Y"1N`J#![A/R?+U+&1\/'Q5-SW.`P#\'C81K@H;3J6X:>YJ`ZYJ&('W2$73XF*LY0$ M;W&*N+NJ,ER=2D_!D-#WWD?KT-%'H)5.F^\2UZ^@Y5084NTGT/))/J.EX*>EUHB=ASN#X#!KY,@"H> M=&^;1JRGSN#-MT5@K*SH(^".`$(QFEJ'-_CP4^DPI,(B$BCF9T&-J3"9!.H8 M\;#Y>@8E_^5]LAF7R);/DOWQ\RA2&HN_DL9@YB4WQ*^DL7B8QD;H!5T`3#]# M>/;IM:2:H'IZM:^C#!OF3V"8%'@+767XI<8E$2SZ1+!!U_'XQB42OX0/A_SZ M7N,2>(CYZ(O$+_'T^Y-&Z&8&P5ZA_X[AT,7>@*Y/\/^:_?6W8%=LHAPPF%GM M<]*T(!Q=T+VB[E5>G%ZO.\LA$G'@&;T.'!-0],-1SUKASK%>N/L^+MTY MUDDG.WOASE+X(9B][_#:NY549[^Z]\XQ$\FFWK/V/;MF(O0,QSSKI5O7!M+] MBC'QUK4L3L8.I%MSCRWH7E'W*B].KYUK3GFTX'9B-7UOW[-K3D%J#4R!=3A* M]M:U7X7"O)K%T_M`7$AN[TM#)N?!9;JUXD-"P@HZ'L@Q`T:I$?$VZIUT#GLK MG`)Y1+K'K14?(IOD$UB'XBD3_-F?_]B=_]/YY&0^%TRR^36VR`N&B5K15)N> M<"<38R3-WD!:@\$6*L/\4TXQ63$DD3'-ATJ]XUK!,&5"@(X]^H=URG%K(6T; MGSD+8>1#?;!,AN*'3O#N7>!EUO,FQ]*7>`+ M]GR49+6<,B7$H!>65"/ZO68.\'58H6!/S,'%BZJIT0F(55LOB_/3MQ?M3[XO MMO,-%#"8MROHZY=2JL&W./QV(!FBA2H?:$39M2,* M08)S#I9FR#W2$N1>)RS?@3B_Y`R42G!OW=RATFJ-C2="6ZX&%W&KD5O1P<]Z'&?2?NN_[+"Z+2#-/D-D,FX/^LA M#T=!M<=!A='`]G.1=)(@U0<'?'B64-\QG%F>'V1K9&&@D;"$]*'D6+\/J4/U MD@.**I\;;<`Y!+V'\_EZ5R-DA&*U6VZ0DRW2]SD),Y'"H3$4"I\&$^,/H^?A+$#D.C/ZCT+D<"'\]A1`D,B)$S[D6D`:D=>.&2DZ[3> M8B%0,"4A5E5&LG>`QA=+BS1-$?([4/I'0AF4'N3$_PQ*"QV$_(^@A/J:,Z@: M(`F-C]O/GJEP@YKZ'SC*"WS$R=/!J8:QT\/8&09C9W^\-14<1X=<4/9\B*DJ M4[PXQ!90B)FF4V/\@*@_E#K#5(+GX8=39XCM:4ZM2AAE7L*K>/[L):XDJF6K M*=4!"C:5$XY%*/R?]:KI<1M'HO?^%3Q,`!OH>"R)EN1C9K'`!ECL!R9`#GNB M)=IF1I8J>WE^_KXHB1;7=/1E@$22Q)-8'JUY5O?H#N*4_6KGE_PEN4>/; M4R[?QMJ/=<,LI!0Y2&>\[6=UQ8RZ9?TZU!4KD#IB-?1S0AT(W;O`D^@Y%%[D M[`\8SOX'&(Y\W&?;)=[^!,/9/VXEMKMP\W)V(_=NO$M[RLT^"46[A>"'Q<+P MN6U,JW\]JZN>5X?4KPYI7M)ZE`$?"?:G#,,L\X]N]9N^IQMT4^Q^\>J7R816 M1"\LM_FLBX3Y>_F&L$SD)BEGX6+OSGIA^H[U];ZP=VM71$[C(789"\[V39=9 MT#L\"7IW[PIZ=YW@Y.PDZ%V]*^C=D1G]-WOKGF.'94I";SCLQ;W/L[AW^ZZX M=SN(3Y[/XM[YN^*3:[+(J.XO#^A7V'W\<^0\40.D*84\;;0W"F2YD3)2X)YC M!6C9LKQ5($NP(1E@,LE',/'?V3Z4)'>$.6E>U"?-?^.DO2'HP^9EH[#Y$QRV M5^*N\OXUUUOFZ^V7+P\_?_FR%=A@CP_;,"30$>C6^.-^[0@DN=-.J^5*+&HZ MTBSO:GZM#[0@2T!."'QY`3??U;F[JS/T)%H*TJ0H[CD>#('?T(BYH&?]<^Q% MTPT#MRW5UN+OG_Z*.`VZ?](#?ESI=VM%-T:+[=[;*=D,1G(8)KTXZ,$*_#47 M17N9U:([0KP78V,-O;DHO&N,.IC&6'KQPL:/'8ZT5V5J437*7(:-$%^UB,PZ MQHBY+-GN1V<84R;X!E77#J;6/>\1@A:)IA'J27'D&G5H-)0B5!9*N:+B^NJK>F&AO5/XI6/W.LKEUO=7T;!&AD"H).E(>YZ"!# M<.%4@5I>](9YPN==3SF^2DNSXGN`B M?N?ZS^K8D(6*%C4$AT('Z(Q]CY=XI"``"'AKSUHX[.&+>#Z3!7Y+CW#DMG:2 MM$P?,D)M)1_X^KRHFH*&]6J:E7S8@GAXJ+MN:M=&JY]5T5W\BF`%08: M"GZ?S!`FK[LK@4P+9<6%(G@E0T`7;@SR]:2;(2H3T];FR=0C*!U@*#POPT!P M=W#J7^&8TFW!]GI5693$J>_&J^&W)ZHXKJ#&_*;%[5G$#\!B/Q5_0["=:'S) M;,)9FA<^#/ITT>X\GAI] MPO$HDS[&R4Z&3.:O4ME:8PTU!$K2!!1U.O701;"DK'YN14>01-$+BY<=!0>V MK5!7I/5Z6Y*)*Q#JXFG8&'M#V9P[T+,6%X7@?D?2C`6%*HAG%`U`A*N.:GNC:$ MZ>@Z>;#GVVRR#8.$6OBCBY>UO3F,OB$BK?,MJW-H;6@H]#EJ$0&GF:\U9V%Y MH7JJZ;F@U:4#YJGW5A5Z,:;?RYW:@E8.4Y)C%4F"VSU-S>^C@1/B.V&'(L23 ML`&^.?#TL,A&I#P-RG/?==.P*?HTUM]&TC%8#\\UE9.O%$2NJ[A_T/-P9_XD MXO7AMZX*(%)[%>M.ND+DJUQV98.B&^D MI<:K$UX1!.FEH:-4[4*).Z6SSTI?K.15?/6+:EO4(&:V;FN@`:,;+6CLJ3$R M1W!HK``65;VXZ4?3>K#Z3G_?2X?I,(1Y^I%C+YX0.9Q.+1$M'&$UE:98_P-! M[V&MT=2S.O)A4:DSD4@]D8BNL@H%0.-.>\:"GG`V&(ST%%O8#UB<&<6G/$:&KMQOEZC[_F?Y)M$VD% MH15)66S2G"#U'CLN[FO'0I2E[VHO=E@>9.%(\9>S1HPJ:M'<<@X:_XBVHVG. MD%#`.R@``(%Z"=$&+4.C)R&F6J+AJ-T.Y5SZH9QDY6(H$X=!4VL06*)5W:$Q M)X[V()X-B"!#A1-AJ6OU6@UZ&FD,SEO`IT52^&9.UF+`'T<[]BC(*]J>.8`% M'H!J05CAND8;'#F5N/O?NF>")(V56]()&[OI0F4>,`-(-`9"+DB$=_T[:@5T M@A3.$&WK4`@G\1Y16?":]_'E#CX*9ZN>@4]@@:8(BIW@VS&?8P=_IG5WOTM4C:V/M_$7PR.3CK):Q!BE_!YNQ()?=KR]Y=PE`^Q$C[I'+MMPFFZG_91 MEX(XQP2*JQHLFHDCUFVM>M`)_`-FA\OT4WDSO@X:`%:,J,4J)H,AZ8E25&?< MDJ?R=7!TC82ZU;RA8CV%O:GL7NTD?M6;[C'I7Q#9:(@8>W;%1,9H/8(]=,23 M<4R,9MF1"*WS0(FC>NIZHFFTO,X5XFG4OD@]FT7_G2[U$^33?".I55S0^7@9 M\IU5I'B-[H-_J4BN;J'+D:6,&;TQG2'*.`UE'#H.#@9J:0A4GR( MHD.AF6[++`N$9W'I=4H]8'%Q3DBV6EX?PD1Y7]T.I`:FOI(CK[C!I]Z:(Z@/ MAOAB=J]+YG7TS[;4K,71;'9I80_R,KM@DK<.O/] M(4N235F2.=!FZ,D%7J0E`O/P5;1W>,R-V4E!9'9!8/[]\+\!`,>_;L@-"F5N M9'-T&254H-'-NA&2DS]_U``8`Z`'*@`CDZ8SZ48>>]OT02>X#H#B>98Q1T6>+>@+0>R>2 MC;/8*"<8(]$``,L`P%(LQ3P1FAB^"8!`7S2N+7`6VFY]WV0#(&@+`)+Z0FMI M0D\,`B`Q'\X<6T53^B<2E,P%(7(O&"45(X#?/[R@`87EH/*C(QD^;9+Y\ M"(T_`4"6;758J)">(6C]2!.R-]1&37.*=XK1>HE(#P@[9:-;AW]%`4!>1?HZ MIX/CGS]&&D#N$_1.EG;^?/O<0P#"+P"`&Y$,:W^%/U#L0/]>H/U1;(8>Q7II MMZ'EZ>5/NF->>*U'48U$53B&D3V@K]2[0X-+)`#F26614DR,>1)Q3%QK@-E0 M^9*D[^JPLKX@I?W-`F;``0>P`AKPZ!LAO)!XU9[8_^!VWTT!Q0]OYJR+GK^G M;;JMUN-_%GKP5.C!-N+^HF,5B=]5AM](V1O\N>=IH3_L_H(GAB,Z%"F'?E)1 MKM@KP%MOYVG63O-D(%0((EE`CW$TRQB90KN2T-LMT60L)`6%3\#03@6A==AL M-&MA*"MA=!3P)11+$]DNLY7ABFB6([0:&!;879T`XZ`:MC\?!'9'`Q(FJF+C MU?'J#]X%!7?-R_O&)$#D7@"@>R[N=H.&\PQMP*I,F\./FH-VF'*/Z&:GC4X^ M],?+YR\=+RM?<-GWI]Y_/?7QQHCZBF*N\O@1\[J4!V$2US\#@+77V`O5B[SV M,YQ[MSF3##OW[(3OO9F+OMZZ9_'C\VYF%DI*;%5=R+K4M[;-OQ*42 M]U'MM99K-[Y9,VO>2; M/D_3N'!8X^FD.%VCJ[5YZF%WGZ3`^-%;CXQ0W>Z_6W)@\3^.)4VZ_&1Q4OZB M!Z8SWYP_WSCE1_'RZ[CGVIR(+QJRZDY/S2=34J!'U(2^L;4B',-Q.7BVMJY& MZ7=@CZ@Z-F2&R13Z,F4QBB3W2K(?#.UP6N\7OC&Q+HXG,FF^Q,%^W.E5GS>\ MJH1#.Q0#NV8R-IHP\I3-R=@+"2/-%C,6FC`X'#P9!U4=Z,C,+")#KWE?GZ$W M320T6FU:MBE-IR3"+1'J1.+5-=KC4$V29,*K<9C0&8?N^K='W7]VYO/6G8V$ MN@[`\)*2DNAB!.(0*-KBL,6@.N+@&-[!EL88LC6"/0?KC";,I82!+HA6"ORC M,TPZ@7,2&8W*`;(C"AC\&P>AU1#&\21*\@&OA[8'\P-(+L,]&`8N5-\MK#QH MD^_8U+K^[/&AJJ/-+:>4Z_XNJ0G^4^V=_3%94[YO#-G-!IW=F!:@N=\GIB'U M9.5M>53%9V/-2^NV]97&Q$HNI-9="PV^N/WQ;I'M8GE;UK=3_/77OVR2][$RM'-NY+9YHCV[UKAG0_,$L0$N)T*'C0)Z\\'2MO3<.\,`S&P]A.'([U?J^( MYYWRD+#1![0RF&/<>[O M:EG8NJ&MV28W+.VU9`P]Z?4T?S<-`^5G''I?)"H)X\@7#<.#3?Z_D_B?)?0( MF-)A)U['%#(\6E"O([16BN.(6"**&,M86`>'*'3Q&$=9F7R*9QQVHEA%^L!N MPGQI`)YK)`.@7!AX!\C&4UP1*@>\PT[ZPQX=1^%EH/-M#GL^&0;[MA>17HHN M\UK$T<&VF^W4^[Q%#]TKWFB7\U"!GRVTRXOZ'Y[OERX;DF3>LCFW0X;5 MP:M^V:P;>:OGU=CEU+GZ?86IOBG9);MW]'BX9[T?I\O=]?#PH-8=*P8TM4ZH MJBDT>O,]SJ@><66#0V[L?=KKP'M\0[\*^;D-AWW3HR;7JTY5!M"Q(XA,+(5"M4!7.''"2QB9,-4C'HC$_6HCROZKBJ3- M-J[RB':[/:*=IB*&(RPTRS,%C(7B:8)I#US!Z30G1"]+%]`L;;?02H*RYQ,, MSQ$N#L$X@N-9QL);2V6$)WJ$D^"*:Z#J/%W:%N,UF*0LO="G4MGC: M1MMY(APQB9`AFIP`$/H<0153C)4R6P4FKUKKV@!!\<-D;]MHLL`Z+I8Y%$*]7--,8T$8QTN.T\A5N,8 MND0I]%HU*D>QLERC!N&8$G(8GYV,!`32!!@D!8/HH?6D2GV`<.ME-K5WQW5WKZ&QU=MCZ&:NE=NUVU&'$HE9K]KQ\)"`[MK.=O>^] M^^[YW7O.N>><=U_(049'%]!PCDD55JE2P$1/6VA5P9D@LH:P"H3UJ@* M5+F4.16;*4K(V0FAXIM#0P&7S@R>5GN@#-3`EGG*Q\;B:G<]5`B7$]=X:KBP M*G>[G&9_(J@:(#-*&R&!A*XFD/<%]UI'5:,+UU59[4E>[ MR^$',)$K)?RP5IX8@'AX)L(C''W$:24>BEN)@[]`9<#_8V4(K0:0\OB_&@W, M/R?M\2^0]IA+>XNK*A4G*_"\A8I%\W%6IF*!4IDA'UT-\,\N!WC\'/ZBQ/-^XE<=,M[^+N9 M4V?^I9ZLY?WMHON*XW1YWN[Y#Z^+^Q_O[GWPC>)B-U,C_NKTH?G[IONWZT]EOI`LOI;N>?6-RHLKAJJ'EHJ/ZPR2 MY8V_N]/Z^//C<5__,#7B3S=RWI))MZT[C'-V/K@FW5^B:(7S>6N8A@GG[N&4+PS8?A=^880]AA%E;RR*ZOP<7%X+6!K4,.^V2VSN,@(!$9U\-SGBXR&ND97 MP_I:5]J88U_8YI93.M.+61_L:F[^U2=S?]Q:=3-'>GSVK6^L9TH.KON`FOWU M4.Q;VR]\U+;K-65WS$+5N>X=PV<^?F+=*8X5##QT9SVB7WKRAR'CL?I6[Z?TLL\>;#A6*'=>);^:_6']1^Z7^4.J2U?RK^Z;>]]^IVMK MTHG'?>LEWG\4Q[0?W]?**X"Z18\X+5S1REL"J$PN&C8?D6]^1Y$HG^'??/'3 M/;;4-4):ZUT-ZSQU:X+1$?U,=$#&^`GDB*2[VE>=JFOA?(W-D*]RWA"2GRJUFC)"@J9P-2!K\9@"P(M#C]\]L#KLA(7[2HZ)E8.MDXJSYC1T5$B?OP M]=LQ]?UC][.50-E\[Y;B\MO65QJ'ID2E- M1.=+/UYI3,LA5IW(C!9<*#/T[CHU?/G7$OV#39?/]P_F-TL&7KYN"M<-#[I^S[_/2NJ/Z63L[C5.KI\QHF^K> M9;EX]<)I\2G5&W/FQJS;WK3QV)M'$QG%O<%[N::B5V[*BE+$120O9.' MC_VFNWAKY.D)J_HEW=TS/NFZ=*%H6]4\(FK:G?B\)6WUGU;J4F^N>W3WR)Y- M^VN6O1WUV=$"/H_@1?'" M$.*UH9!&6]08$0@_X@EV/]E(U$98B1,8H;W7ON"H`BM*"/3ET)-H5./?!7P] M0MX;'!3HKR+TY+#W/'I^6XD&B$VH"17QSO+6>KW(C)Q!DC?0$(I$_N=YS3M. M0UWC8?-UZ)L1 M`Y@FP'.M`YU%1Y_5T2>'_)9!^Q=<_F9]OH6"K=`Y1^.RE5G*Q9F+%F:D*^1I MJ0M2YL^;.R=I-CE+AA-GSDB03I\FF2J>,GE2?)PH=N*$F&AA5&1$N`!^PPB4 M0K`2M8VJ9*>I[:R6U)`BS&KU@P5I+(J7RLBXC,(%?A96D,RB2:Q[+8O2>F!! M-CQY%%W/\I-$=V4@5A#$L]/5-IE,RO*2X*:!#O=R!W:R(B/@@8",ME[OL)(5 M*J7P<,/"0FZ^T`57/A3;%QR6PN<.1NN"'E,Y3$C3F08=HPV[7"%DJ5<3WLK004 M9B@2)H3)J,H<;G_2@OL1E@0W[>2\[L!L2VFE/W`<'<'8E#$B5CLL`_?+9+YM M"KC,::_DM*QT<)91E9AI=_FLZ_!I[7,854%2;L?SN!B&XI9W.'/\LZO9;(OO MA2Q%-I]+P-F:P@`JP%#$:L82=O'UK-,81 MP(0GB;Y'W%!+:NT,HR6QEK$SCEYO2RF)1233DY_/U%)VS*4B2/5Z/VZ7LMJ. M0E9DKR"6P&YQ,:,UV4`7+:YP^'/X!5(&.L45!LE&VPM^$$%00FA"$C`B6%,F MXR*QO3<;E0+`_H?]J@^*ZKKBYWWN:M!%490@?4\!;<"`HB)^C1M0`<&`\B%H MFX(L!J*R9%FGTHPN0;%^X6B-7Q--;2?M3.ITLJA-29II<:8=-1D[21VIM=.I MJ>W4CJU-6IU.%+C]G;MO&8H=;?M?9WQO?^]WWOT\]]QSSGW;MK(J\F[3NL0S MY,U,AR5KN*8G6C.^@FO:HC6#W6N28=9S.)^(QH?=4P=_GMCXN*4-\\-*_".J MZR/UX;B\*BU1K8Y(:J+&TLATA/7"\(1TR&IJ-Q((DL<>6/&CY'!L>MC(J^I) M7%AMQXY!V+/]RY*+5JZILI?N&=S'2$E.XJ!+QGZ4?$GA;$/C8L/*0CFWP@E& M@:V0!2?DH/)9J`IU714#>40C/`.S^_O92/UJ-6HJQ;G]2YE+.J.J21NH<\X8('6(]PH:P!>`B8# MLX`^D-\'7F?6^FB'\3GZ;Q<7])M4J;].FXP9X"V`ARJ- M.=1L+*9*I0\Z_%VG^)3915@Z:2\JA>0K:^@`NU#*@3G MZ\_0$G4]>767^+F^E@J47BI4K@JW=EO*!>9N*M#7`6E89R%Y]"6T3'T'_;O$ M/]0@+==74[NVGVH,'S5I6\5Y;;UX0ULKY_=COBN8G]>_3ZZ;@77SF@?7Q/JS M3O\&4D?H-Q12OPCBF0=U&P[H]2_HH@^PKV&PT+O$S\#)1H5R%GQ%]],BH9FF4( M]ANBJ*W8/JZ/Z657FO2Q]XP*<5_MIU[@!VCW"?`N^RETR&"[\][3]8'9T*U8 MZ:)28);V.UK,8-]4W!P#XI[:+SX=X:$3BRG4;PNX(8VD=X":H%&UTAJ=Y"K>\3G'#/LMZSGX-CP+^DW45XAXW$< M^S^O7ZZ5_6LX#^LG8_//E"_U8]NP_SV&H_H\Q(AKCBW#&V%IVUZ:Y'"&PX5@ M4^D5??HMJM3>I$+.`XC%$9P+.!ZU.]!OK&Q;$&'Q(3/B4+ZKW9@#<<4Q\1!_ MC0Y(/5CFO81//<3(*QS;$1:7H^^#MG68\P['ON1.AX.4+'V#8^T_9,Y9G#<& M]S[J%U'N4CJC^\-QR+'$LU0:$ MD/D6NAKW:0?G6G,N7<`X'>^K5H4\74,>SJ7:.N1KCOD*G#7%XJYV"6-,P=@95,YC M&NE4KIT27J.=0D8+XCHZ%_?A>I3I7X9._;1%KODZ],;>16.:_%?NT/>(>XJ>0X=CL;>--K+T,^8#7O@AU.*,X?M7KY)4^=8'*^%S2 M%V"L:U1CYF$MQ52M6S3!.(0U7L8XOR#55#!.HK@KYYI$"^7<-RF?_3UR)L+. M.!?U&^+;YC3,AS;:;]#7*SKT'+0]`;NB3]2GAW/4QSF'2@/A](3J6-F#*W[;\O_%ZB] MQFFB*/2K]`V&VDO;&?C&*W?=5F8`=I11?\9!&Y"&=LUHU\YP55"L2707\",G MOP?,!4+`5=@N%>45T7,3Y\Y.Y)E^P&U4T%[O^PDM\2>.^ZRW#OJLXT#VWE1K M\7ZEL]UG[=\[W=JS^XBU=[?/VAWR69]F*1>/%5M91^=9\:EX MQ.'AB1T3$S-J=,R(D4_%F"YWC*8;,:2H,=WBQED76C+'IDCVSM$A)"YP6Y[Y M;DN;Y[8HQVW%FB6F6FJ&3;7&T^8YY=%BM6;ME*9E:J5:6--*9RGAL4545)X; MCE/`9;GA6>E%W6Y:% M%JAMVK"QLKN\H=XN;`K6!YIJ@XW^ MIMJ-=GEK<_WZVKIZ.\\?:/8'9+']5?1NL#?5MMKKZNU`_8N-+>A2[[,Q=%U] M(%@+?FESH+'%UUC'[5LR[%)_0$IVG;^Y-=#X8D/07M%8%_"W^-<'APZ=8=O/ M;?PG>57,TC`4A#\J8L5!=QVREU8'<9`NIM"0P2+2S4%JFK8Q,4_R7BL9_0F" MB[NCXN9_<'44?X7@J/B]2X.""()#!REYE[O[[NZ[R^.:.(+03*W#;!+V&Z[G M>YUVK6R@X%]WE8I]TTNBX*_^V4Z'%\!'%RW*-C+TD")&@HC2@0<%@Q&U@%H$ MS;/'QPBRCQ`GE!DC'"('/+M$AY(S)2JD+R7",%;)6R*8'*?T#:@'@F[1F]&F M)&^)=G`VK3WBNZV44QY)1,9S*(R**B'9.%/6@5@,\85^C#%UB^U+MC*_ANU^ M3ZI^VFR\(I=<8H:L;6C;EEAX>#Y>;KUBMRHJ^N=YXMO+^?.WJ??/MH'J[ M<$=UL=SX'P(,`+>\Q]D*#0IE;F1S=')E86T-96YD;V)J#3$Q-"`P(&]B:CP\ M+U-T96U6(#7\%[.SM=S$X6"T8X6=S,YHPRQA*R6!)X MTS(GBWN0)8N6<(;__X#5HH$%90)>6?^F4RKAR3G5&5EL9Y^B=7%G2%5W9D6Z M=:RCHB-W15,6U^6F[![(NEB1LEHVIFCA1)Q&-W5#'DS1M+@0C,5))$A7$WA5 MI``%52RC%;DWQ&KNBG^9BA3+KJRK%L\576>VNPY?X]\6'WI/\MX3)I3S9,XI M!Z2+LUG4F-5^::Q1E++_QQ!W3=WN#%BX,YL'2N+%[[/SQ>S\$H)X,@26^\`> MQ)%9NVAR.E)IEE,(J,9818>JKW9%%;2+2>W6-\&=;USD\@E#6E.=NI2\;:]- MV]4M*:IXGD`PS^W_N[*I[M^U7;^(YSPJ>U5S'4V0 MAW/``Q#G7%,(NF?0:A:A6G"Z-`D"#:GD@EIM>-Y%C60>6,)3"[KJL.? MUJW-Z#G$#J*51BNSLD&!/&H9HGX5BZC\8H6LHI&0%[!!5+Z5\)X-">4ZQTC* M5#I5'_;6CD%.2E3#\/'*&^4R\T;AI#V%Q^7HE,V7\EV+LQ1-:4A9SFT<,LJD M3(C.P"A)F0SM]G.$2LZP=FM\;#;02BT/RHI`87,5E3&'GTN[;7':_<]Q<%$' MFDQ$/@$4F37),\:=4<$@Z"RS"@`9%$SO'O9O'6F[`8V./]H($CP-&ZB)Z0&+ M1#`V'&`6XZT4E5K;>">I$WK?0/;KF/.HQ4H`%6UI5S\%/6D:TC;<`#9A9Z#@ M%')@4.(66@!V%(U18E%U"XI)C:\W<.T0^'T7^<"`*R>`2C.@\>YXR#&&6#RVIPV=Z[%?6%IZ<:K2 M0*\4K$M!\28-ZGW'!2K+H/V9RJ%I:!Z`"]RS#YH-]2&"4CYH/:(4_PVP!]3P M>P(L958W'Z"G(3)(/6= %!1C]6?V#&,D$/X758%=Q<67I0P1=(@>7>Y],U M%4B@2_,&7VM(?=N.TPHEX=,4S;'7^1;FFVY",Q%R(I]V:,O($CVT])Z&TU3$"G,=XZZ4X_=W$N9S\:1\?XO#-?5QC'\]?OH]G&O?X MHWI\J3XNH=:L`9J_;!]/`C%%?I!L034,&E;3+P9N[0Y'`JCN\HEQ8/&/__$4 MD"D9VYKX#E-``M;Y=V./+6/=-ZH79$_B6,E[9JJ79<__SQ0@T=_L[SD%R.P[ M3`$#L[-OFP)&V80I`,N<#*.`'-^8+!+XH4+A>PJH_]\8!VR5I7T?/;PW6?YH M[/D+,P'>3'RP-FWH*]?@2VPB0<\I\T/?V'/&G+_=/`!N04TFWV,>P(XN3Y,4[NH"JRQ]7_7_:T><'`P%WA:]IPG+$RD@&'5$F1&>0=Z*DI.#, MUM7R7$=7V,YKJ&49;>&)%_<<.D+A%FYC#["K#EXU)!OAP$C@]@L\_&"Q5.XL M'`,B-:`%^LBRQN/5LMRX-5GM^Q=[S.Z2IC=2H9I5"0,';&%WX;X@SA>S\\MW M9'9R46W*RERMBYTAKU^?7+Z[.",I>?/F]`QV&7F/`4W)/>&,7(+GO\/?!_+I M-T96!.ZFA$I!4BAWX-)V)G5"81+JUYO9E3N1P2\"-[AB%*\J"G-*8V8W00%C M%.@V*'#KD8(DSRD_KB!1"86/*U#`H+=F?CU6H.!&`DL)M(J1O&0YS=1(W@$8 MR>.)_*AXKJ`W#N(J930YD/8')L4]>BD0XH#>KD#OUF/TB27C,?1!OD<_R/?HCXCWX+QXCWXD[0\\)1XJ+P&L3(PK M+YR8KCR_[2O/*Q@JSR?_2.6I-*3S\@/[PHE)]O6[ M(?V]_"C_X<1D_OVN3X"7'S(03DQFP'7/CZ%G:M\S3Q>SD\6"$;@];J"!^I&# M,U2/EX=[0WM*YD`0N'AQT-K.X!*`03ETYD%W-JG[L4:=4LES(!'.#3)_6F4^ MJ=)=F=K=>YQ/X0Y6@-V)N_7>=N3#OC)$LE=$P(P"@_(KTJT-N<4OG;J%JZV% MH+6FN3,MN:EQ\B%O?SPGFQJ&X];>N_=FN'A9/WEP!G8`@H"Y,`VC1V/($HS` M#2>B[:XI6QBG\`:T$Q?Y`;:XTC@I*0)VMN5F4]85F-\!`CQ:=7`?XM:R@,EK MKL=7/@M7?NY&W]XT#'@!] MA0-!:=I7``^^08%0"D]X;"/[66]?N)D+/OY2K@?/T8?>@0)&MM6J[$!!L2'6 M%[SX/3C3=L7UIFS7#MG(1)]=EKNOF=[$V,-]2P!5T;;[+4@WIJS:?8/VJJ4U MLMP4Y=8Z`[%.)<9:DG&@<;)MO\XG3$\^G[D.4YSSQT9LWB?E"4?VCBY@:%4V M9ME!=,?.Y9ZZJ?#Y0U-C[\R7I6E;,G8J>%16R\T>$T@N.S=->GV)S<>GB))+ M,+E$OOU<5AOS@'F^<+HR&R!PY%WLQCS@9U$](,3/T6(*R=9=30P?[->97L-FX$T?M\11\<8`38`IML M;L!<`DR0Y)(@2((YTV++:H0B/5SL4;X^KZH7DA:M`'.P+%$4J[KJ+54L7Z]: MH(DGJGDMGB!BP_P[DJT9H"0ZA%CW5`/6+\*ZD$_?JU8?P.W'Z^!Z49[ MHQSK7)+^4$D1WPH4EQE,*,DLCOZ"HT$@>@V)PANA6W:<9]V;KEYV MC$QE@"G,T%KT*/&A\YQ[%.VS//1H`4&8B?(F5[&BU@1>!U,TBV_+N4=PP7/5 MF^9"KOO6TC(G-+$L;<]LQ+EGY&A3,])9NJGWAQ##.-47.BIKLXZ=N,M]&:D`.LH1'#O2KQC#@#>1BPHY)RD+_Y#$#AT2IB2#0Z#@ M->=FB4B.1&LNB2Z_.9`J:G%=9;B3!6J2[%.Y]O%`Y\!DV`L(0+7=1X$#CAF^ M\93'MCNQ0Q4?DJ9PBW%=_>@F%]ZV`OQ&Q+J M"?970P`BN:9@T`X4:R!W]^*):D?/$2>#Q_;F@"$*10&7[74,!1#)[F"03BU> MS4@X.]%!%V>2`?O8!-VX0:$6W`IY^Q$#93Q4;=N-]I`UXLQ<*L/S+`V@0[,X M#(QW#"_H(14=4Q`*H.N5.=NLH?#(VX8B?J>J:2`R*/*>9S%M]TD?=]-I$-V$L7J M9J`HQ6J;.3?YE<]43\/8$UGI0]5`'"_#.&#*U5;*:73$X(C.OY@7%*.O1D-( M[&@H)#\X=-=M1B+227$2!Q*SC6`_83U?SA=487@TI_#D;2>A^VDZIJM&X^)` M+#B)83I06E=4\&*51DZL;/`E*AI3/9K&4LDP>>2U2=B]S!V.YNMXL#QR)`+\6CW. M!<+G1_96_/5:;RP<4:X2?VQ*8GGLBZYZEL@*2E4]:3):_MBV$XY-D9XK,ZNU MONYH5-@C`JIQ/`L"*HC4?M$0A7M.[TTMB=+-P-^TT_D1%DQL.PK*")=1`>(I MV/[:34V]M3THQ4AZ<(%7'(?$$P+UMU,U84PF11XYEBWEHG[F*([3./66_SCM MA35!MWX=4HD*/(6&YG'JSSCN5(9'XT6\[A1#ONYV"@-F>4[)Y%DQ!A@<;0\1;"3_8=)EI8-;C& M8F15'@8K91A(.L8738NX[!!`YKJ?:>RRR3?)ZK(-Y3]S^>JG0/D_R_N4D7Y M>[%B%"FCBDB.].<)AGKJFEKW`VF+^.GK9,;+?IF`_QFPKD09[:'2>U6`,1^. MJZ,7-Y88/WLF9;F5F_`Z`#6\SU)RAJ/6!YP>>GDC MV..O(,+=LW;P,G?&-=[[>K(;P+0['@?H*T2!9R-:1YBDRP7*JQ6BE^Z4<1*L MGWN*ZM(6``4?22Q&KR1W7!E+U!A9V4^/@UE;F1O8FH-,3$X(#`@;V)J/#PO3&5N M9W1H(#0R,SDO1FEL=&5R+T9L871E1&5C;V1E/CYS=')E86T-"DB)G%==;]O& M$GWWK]B'%!`O)(:[_!1N$,"UW=2Y3=/&*H*+I+B@R97%5"(9?MA.?_T],[ND M:%LRT#Q(HDCNS,[,F3-G7YXV7;%.LTZ\>O7Z]8_G9^+$$S0%9DKBTB_C*]SR7EL=NJ#S):P-%BR]6)Q?OL+N73S?\]<27 MTDT2>/T-[EZ^.[L\QQ+K]O>' M=A<XT6[21K>"3%3.0LT:\4*J$"^@ M!L.BM,S%"[JWG-R$;>?/U5L;@6\B\#R9F"HO),)!7.?8+?O85-M<-R(OG&1V M6^2ZS%O76#B0+BE&6+U!W95`4L0[F/V"SUOQZ4]/Y.)`A1ABBD%U,(=1LG2! MO?C96JG!^8%*/8KSB!<@(HZD-+7ZY?+W/R[/+U?_%:>_.L'L7)R=_G:Y.OU% M?+BX>O_'A[.+JZ-I\`_N9!_I$?=1Y`9*A@>"O*K3'(^3%F>V.P_["$/7 M2RSHS]*ZZ-*M.W4UO.:["36*FU"+!=Q$0)[E6"=8>"%9ZB8LJ3'?R M:2;$^][Q@>)K^FGQ*1PU*W5K_XFJ!OYTDW;TJ"KY'M`I"):EL\"_.FWHHI$8@/?4B+9K M-/QNYG0C;<5.IVW?Z)S^7G\30S,Z,D9<"*AIR;?07_NB^S87=YLBVX@[+.26 MGX<1OF-B"S:4^K+N<"2&)>N$!^UJ*M];N1@/V#[*G"7"2&#T]*V MND4B%]&L+6Z<14PY#V;%NLC2LA.F5-@IJB766WU?7!=;Q,T+:'MIEM'Z#F28 MS*;UB&T])(-Q89U."T+DF^OKCL/$QDU&;8E;@8RF@'_;;SOV!@*E& MLUO4:(32I(Q8J&^!%B+-#.^@B)U!SQYXBV"Z69L@Q5>V`&R/WKNA8G4;@1XH M]C?,_MJ6DP6\WO`CX\V\1OU0YL9&]V@UP!V;*_,\*S38G9+PD6I:_Z=HL4F4?DMZN:`GIOX([R:?4DIHIR]M&CMH>JH M<%V92V"I:O*166ZVWXY/O.A[J!Y;#9/8]0+E/SO1XF,DFX3^(6$S&H]#-_94 M;+CU)R<)9HV3D%+`U1;-W82^?$$L2 M^5QYWUW&0^$'447

^12`!&^9,' MC3JR?.3'AE;8Y915WI?@6;A0AA&3.7NACKHGO5:TZ,,;D?;=IFJ*OU.>!]@A M;Q<(3R?.HM%9,H0'P3GPIA9]32O#J<2#+QHM5B725&"B1`/E#E4/'9]S0O8Y ME`-1>L$8$MQ,8QIVJUFPPL%4L:+N,]Z('";+N"&S#2*6?5"#.V_)[I1RPU`. M09URT\,HC2HB(=^CZ2,4OCF7=WSW0(X\GYL?FEO:WI]MTGPBKG.!N/83#(W' M9"3-L/;=*)832A+[SSJ22YRG<*QBX@"$:;;3J>.:%0=!RL"9)8:MPKK8 M(JLIJJRW:X(9LGT#?#<&U`=F<1(/0%:0`@.0N[33S/!8]%/5[,35PC^]@L\/ MR+BX*S#["'97FM1!UH/1,:V(ONG_(22'B3\@F?Q,D7QQ#S"8.:C%6;7;%6UK MFUU\)E'G7UVP%F+V*S?Y\8\[@@_)G8SH[E=G\PU)>.]+.M;,^+?--78=R;K1H=E",DA M5`96^!H8ST7=Z+5NJ)+Z:6'@(K'-N$R2H3`\$X?U+)3HOQXJ`!BD39-:D:!F MN,$O/^"'B:]D5(&V.L;9M#H8T,A0UG%UK35KRE8!@.C+HFO_34F8&%_R6(S< M:#GBZF<<8*WD:1^DB4,Q<8!P+9B,7H'1BUN-@#OQ`?BP:F;5T+"XO+S<:TSF M#L.7UNLT#H.D!\NIUF0"#X+/#E,P:0^[I8X]V!KI7.RS;%3947J1WG?JD"!2 MKA]%P;,Z!!TUL7ZF_N<9\T>-AIXAT-W)*X`K>0VSV)0WD%X06:8W'H^0%3J9 MAZMT?7^L)CCIM&Z*K5`1C0-,&B^>"Z[QJ-=:G,L@\G;U5G?,3(S$ZVV184XA ML\58NN&L"E?*`M_?(Z>\`2YHM+T(/)H_KD=S`\:WYA"*0A60K35J2ZIQ5_5$ M7FL1T;N$4;KX`2T!BKS7.5/C$]$BE1K[P'^$'Z!CO:T>*G8PAQ/;%MA6]@%I M-PW&)$';P^$UZ5=^EE(&RJHC%0`&M9'#J9FZTHW"Y1`O<7BVT7E/?+Y+NYY% MBT2^9`O21Z<]HB50$G#T:T7G M1(TIVW!^"2D6VSQGS2'W^-YDZ/KQ*)YR'LH(YF:(N=0-0M MD\%;AQ1^9_C$_\?\`F,^DNH0W.<^6=\,E6:WM+T^&,Z88D3 MD<29ZAL2-WSPI'&>"S57RV0.8U9<3\OLC_8CRR%Q/)X[:1"/"EBD.+X2:V2, M^1?24VZR%+69V?S.?#I;5.@'`S>0S6D?W6V*;`-@M_VV8T64,ZB+4KQ0?N0& M9'%R(*B;*N/VN-:`AG8D6$G?U[ILC882(QY;7+"NJ(==%]TX[):&DKD9TNQK M7]"4@D^#5K4/D+J18\0#A(EOBI2(&,&:2`^)@J41XHA7J?$(AU#1'AEIIS%B M]OHBB-P'QYXQ2CCB0+D#PD-'-QXS)K7D:II:R@L6E=PAXN(>L=A$@>Y[(YYR MZC#"2P>9A[G]5'["`>,!NB#;4L M)VY$T7V^0HNDRE-E$_0P$K.;2E46J:2R2*JRF4T#$K0'$-&#,?GZG'-O=TL8 MX847!FR9OGU?Y[&1.O.*F]R" M6T+X4/X]ES$>C*V&.''V"/*K6=W>ZB M?WNSM]3*';S?143SK6[.R>^NLTD90_^LGQSM::%X, M43GM*I%6HNL&LQ3[)!ECG"3K)\2P`P%YY=*T,$I)5`(F`!)1=%^PY!]`NWBY MC))\.8N+N'A?L!3WD<8W,$ET\>\&@J8M,B0C:/,K]!D%*&>$;(`V;;0_5`*N M1:@]1[^%HN\,/UVWX5,,&^)&4.M/4L0*"[C(@IO7)W63)6!EHSYD0N3&A--VYX'LY>.O4S-/P5X]Y:ST$S?C_ZF_H)'W0T@R_D7DS,::;-A>$9 M3A50C_24\A4LIL9W#Z%T,$?,*:>*((3I';J5>945Z[BDL3#;N`86&':B-\`[ M7SFI;-BC(!ZU;%-798N_\,>BC36\+1MKM2D))PN_\TL'.4+:?I">X6+-+;NC MV\]./L1%Z'+?LH,GSR6.R*(MQ%.YMT>L**YRM@%R87S?\7;+CT(E)B_.LG>1 M,IF_@Y1>(J5.!]R)@Y]9,==`L&@`&X5*`X`C.%1@VTMI&D4^,&H):8A^UVN! M$!-`=<*DI0.GIV&":BQ=%>!8:]N4@(L6B\C*\Q]Z]'?$4.45-8T;Z2$OS1:! MT--K)`+,*XZL]_VF_"P4?NJAT-88VJXQ;*0[>`3#*NFN)&$28F7>-\5A:A*> MVM@SJN)/VT/LL48GTW1'I+"SIT$T)%XT^,TLHULD'WM2QKJB<*^1!:HQY#L" M9CNJ*ML7]-E:Y*AL+OXLBGHW`26(F+OD%HM@I"B3V;'&MM^>`E!W=8<-)';S MR*8$FDC1Y$*[TE7]"N^+APE"G"^2U&?)H%)]Y&!SJ8VS$*#?3MD3H/=_)EVC>/WP@+=7]\'TG M7$]HSSA+_:@RV#A;GYUB-@6*"N805!0*`D>KDR+#S=7[35[J7 MH9L69JN")#K7>\22#EK,#B:6BF976CS2QG(-O?QT0>SA9-9P495H%`?QR>(Y M#S;I30CHL8'ZNTEHR'.]1I%B$D;L%C!$DL>+F M!/*!BQ3P3;.?&'BX>UJ$&R_&D_5P!TEG=YDE_B!MQ?/E;%[DZ2UO_3\`!9T[ M-PT*96YD'1'4W1A=&4\ M/"]'4S`@,C(X,"`P(%(^/CX^+U1Y<&4O4&%G93X^#65N9&]B:@TQ,C$@,"!O M8FH\/"],96YG=&@@-#4V."]&:6QT97(O1FQA=&5$96-O9&4^/G-TJCKUYFTW5/NB',1WWWW__0_OWXF'0#P_2%&) MAS?__`W7_<,/VXR$#^O^+CCHA%?X#^DL3/\1O MY*=B>WQ8"6_[!PF15H@?!$%$DB0N[4=\%0:!3Y^G?JP"R=]&(7W\8?OPX6=8 M]^;6X,\/H91^EI&Z*!&0DP@%)T6S[K175'7%W'4@]AW[5&QK]L7\WU[@D0O6PV>6E5MT_M"_,HBYZ^2/>*J M0T9&1Y`E*>G86"4;Z4LXR)HZW8\US&8EG:X:;Q.M^K$K^*+T-N%*BZ+9B9LG M].`$KZOQV(LG77GIJIGYESC=<<[^A7X22>??LRC;NM;EH'>009^VWD:M.C&T M8E?U3V,W\R*>O,@X6Q(YBIRDGL).!@V>7,&-MA-E753'?BU>#E5YF(?#ACQ( M5,SA"",_2>)%.(SRF=`40I_-C683.:U#\2>(<.7D62UW5[D2Q'R!V.&@O7KE8(>VDJ-W3KXO\6O0M M0%8==2^\#L>LM:<\X1R'IJQ M2?3:V^2K.[F5,H@W$J+B2;P(-RI4B20);"R).1GR7*2:'F M@FA<,3:@HNE;4]3]K`$,I@J?YZBR12[SW*(:]8&^M?`>YA9AH0I-CHW" M5^WL1*5RUO7%(/@M\FGR5%_69%`_:Y@]6MZ>`7X;T""4F74K06BM6VQ<@ZX^ M%%],\T9JYT,N4<(Y5SQV;1]-!F[@84 MPL-@?;?CI-QQ9#RO2<4&9Z9Y[82B=-B@=]1WKI'\AX#'@`<"-Q3]T+4G6#)' M>N^A&DUC>I01Y=$G<>+.O`MR4Z#6EKF/LZ@!@L!`DOM*3/%*5E^#E*NOJ\Y.W8H*14F MKK>^KKI%@!@BB9^+A9,<(L]8,H^B:+4W=%+SA<9JS_FI(T M]E.KY??5CWMQ,^"7K$&8,;X#H7']6*[VU8`Y>VKKJKR(HOP\WN)`9C*Q28K" MB>943)F(L?'P+MN>""(-,=MH6R2Q0VLGT'%W?P:!..FF=YT:L]%@V^8JEZ'+ M%>F9PTU_*;5&DNVH1KD2UH\8<-SIUJ($V`H8L^"55<.4CHB,L<*54FY'GYOE MZ32O"B\/$;@\@G^X:KT\@#]9!D]Q)EZ\7)K#D>YK^MG1F7BB0\V7_#Y?/GNY M>BWR3&?\U/=RE*?8TL%A.A7\NZ?[_718DG26(:XF"3YE\6P=RQ#\$1O&;[YX MV;)7ND:"^B`$1PEECGS@P[T7460CXE!X_$)?XS#,P)6B MR!P>^;"B]QLOD@@JKE@/"V)E_`[.48)(`C\^*IW;3+\:L&:!G?@ M&(E1L4#*V'&1'R'GN1@T]^WJ>`(G8]IMUH:A'4`D;;Q0NNV+3T\M<[S3&,X&4_K>PW:82*`0%BYN=8"RHD>>>@VC6.VYZ"Z. MG3O/SR8JE,(8W1MFK5>4ZKH9#,;B%Y14BW50,(_9E M^W?JUU--BKKZ/%:XNW"H*?;T/948_#21IR(>9H1JDFC6.N`'!,X1JAG;R+B` MWE,O*#6UA"=:90#\4.*&7TDI&0>-,DI6!NO$CY-%12E748:Q;HR^>4'-0]2< M:6;Q>CA,-(M(*$:=Y-4BRFB'`>_Z+YO..L(5H5?<66F#7-DQ&,=3RW;[T,80 MY@53^M%LL2[R?&/67+=]%'RXN^>ZBA,W=DC=_^X[4&$SPB1>T1\O55P%AX)+ MZ3&FO4M21&[[F$J]MB5.7).=9FB#)&JV7'Q%&=*V1UK%Q46[Z,RLN+,QJCAS8X#4SMU[ M3-<90\Q/)J631@+D'EFUFC14`$2_C!TVQ[52J+Z;L<;@2%^EB-"O4>'+*!*A M*,`E,:E/7=6;A1%7R&557^99G\"$\>70%;1SS%1Q9RH- MAZ8.3=V@Z$E+37"OT+X6[%DYA9*9!?;>/)EP5^TP+G<\!S]I2*LKS9`W6DPM M[6QK"^6%R<]97#N4Q[TM6S*10>!/Y7$^S M8,EB<]>]7-$977-_B^,)U=JW8U=J[ITT(,AN-R2\36973=I+2II[=J/EMV?K MJIPZ=Y9:S[)TRF5/&XV-*$ESRY6B.MZ/R)L&XC]-IV+7BJ8=[#HV5&5U(N[4 M:^!\SB',F`)@8^%Z#-J:E((O8PWR@XCYUZE^OK^3J..--E`,T_CS6D(N?;`L9]L48Q1#E M+B"L1LO(F_O!$`C-N7-,G#GZS9T9#XZT&W?G)RNDH6]L9UGCTE@2CF(0X3YU MN+0B")E(UULA'T.Q")`SH:G]3"ZDSI>K8"QN:?+X_^G],%HOL]1??ZCWD^FS M!Z,#4_:1W`]#T%K(!:'<_Z$J=@D`;1X*A&KTF--[AC1PZ$K5XR-J%0K8 MX0]AO#-_-?#AGR/^H24*9]9%UN?WZP),-[HEC!PI7O#QY5ALCUR.`WQ$@UEO M\GV)^X@O$07==DU>'0#DXVT,S1QDOI-D##`BQ&>>6))0MP"7A2!(WK1%"XA\ M)NOE&D`KT+K8"`BI30L$G8#JS(%,C-AV0U7UBL'JVQ[5(H!N5<=S%O"Z=FMR8 M'\!(_1;4V>[[LGP=7$2<`]D(=L_F2AM*9XK8<[(J>@=..[R*:CN=CQ!*;Z0G MIS%V>?-"I,>S:RGMV`[G#]@.0F`/,->DL[RU[^EM++FQX,%Z);CU$8JL)T\= M[5&8I1^@2)!DRSB+(HTB7Z7AG(4_>^C'(-464MP,2O][4_?GA7?/P8QG_4YY M#[G0U==G-@\CTV$%,+>5@`!V_B$'M_6-JK;$_X6HC.]$;DC,I]E3$(1?G_5[ M@SXZXS)%!'(^48Y>TH3!.='3G*8VY[?8"S1=TS[F1P$%7BXJ?P'JC'$ZN)/4 MJ9W(>]Y.?(UN\3+*W.H`00H0]588:"!B7K4@55[[6NV*+543E1I6%J"T)I++N*%8CHD[\QVH,=(P MO?O:Z'69*R*(F2WH[)S.0F#I5 ME(^6##R4-\P.P**T4^/-.(PRX-YG*2B&8PKE4MM!AF**0:+C?3.CP&&TLEH! MS;9'^`3EW2MK3WYR')KDEH/%Y%"U]Y=:+;/K!YW&Q37G&M"OBB.*?9?!U9E^.F52.[Q;DM;RD-M58L6F@!XIF\.C3`U MD*D,I/8-Y!U,6]LIP:P=.)NB75BN`UQ)U66),1+=7!N5=ZW&187+P]60WQY% M;,7(L;%DKV)%K[J,7T]L=KI?):NQHVR/D MP8*FA07Z#%6A>9V[$+12J#.1FL\6U"\YT#*7C7Z:^4]S>>U>`=6NR)QAS6Y# M5$3.`_+-!Z+LTPP;O,OW144QE)?U"TYCO`9?`:$"%AF/%!S'[I^^I6;Z7HOW MP'7&4QZY,J5.QT1C&VC)1Q!*53^]OT"8;*ZY##'D^Q_W?SUH1O+.90^-(Y,/ MT7,H:#8>)=5NE:VD<1CYKFA^HD4M$0]J M1%M(BZ,8O'/.7`!C<@['G4)M/,%)*!/L^T-V:BVK]14Q@C.TRS>=+*^=#>HS MV;AXZ:^3L5Q05*A+9F#PEFA([`9W@Z:W*"G(`UQ[06#4XVST]!V:$:\(PY3C M%QV$PO!$&K1X=D$Z`#2>:E[BW`N$Y1J[-`H"C6.-QMSR;(HY`>WAM9R;*0!T M66+J,!C%&P<.@KR]*:*SVR)Z=5/D!AZP:QF$6?BAE/97M[6TQ>`PB#X*XQ.; MR9$G`\VCZ7)CT^2_K,LJ:+/TK]`69U84AF&`P($+;\$B<(.TZ?CF5IUA04HN M<%$3)01K:_)-YQV:G!5&6S4LTQ3$?,MW_FMBC=-P;>$B&._8^*90+L6I/W$0 MJKR#BFRZ(V#N!Q_3)2#+D^>^\=Y#_"IU.Y;%CMF*5D!;=E^LX:\>^2$T%[=% M/"1Y%R[B-*80C2YZ@N?;]OXW`$=!.;$-"F5N9'-T%LP(#`@-C$R(#%LP(#`@-C$R(#'1=+T5X=$=3 M=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO5'EP92]086=E/CX-96YD;V)J#3$R M,R`P(&]B:CP\+TQE;F=T:"`T,3,T+T9I;'1E**IE MW-^'C+/[#;Z]+QE>GO'"[C7C(;W_3; M0WI+DT#B-0I2=K^]\IA__P<9XC2)Z M^.[^ZNX33O?F],#?KR3G09:1NRAAL),PW!`9Z]35;ZQQ`?!9`"=NG8&96W;@ M];]P]^;3S:^W>,2Y_=^AW:4)2IKT!&$D4\K1L1^7%GA+,_+RU=O5@V8B_HFU M&U:VC6[K:EWT:LT:U;.J*=NM'WO*7W*/;=J.J:)\I)]^Z-K!__W^HW.;C6XC M06Z%#'`21+HF#W[B?1-"^$OA:;:I=%G4[/M0=+WJ],)8?7ZL8%;W<+Q53:]9 MT2E6/!557:QJ.$^1CZP1=,A&'*BF9-'Z>#X!JIF$673QZYBR[&/1?>4BW\07QA/->RY M[?I'MIZ7*)U*9(+@R:Q$785LZ/NN6@T]I9_U+>OIG(^OGY%' M@<0]8\ZCT/50-*6B,-MN7364<4KSKE,;U74X*'6W->7JB8O$A"O#0,KX(%S] MB(;0`7NKR>)'1#CXTFL4DTAPB#+26YCA=>%''NL?%;O!14MMN]T5S0OE!-\^ M%]ID#"WMOINUU70.D;@J1R(>,U130Q6F7`B+3%5(<%'7!@D[=H.8JIZ]+\JJ MKOH7%.5)F5]/5>Y][B$$X_`,K/D(ZU.R"%]'IY!>< MQ'$09MP1QMN>?1PH]:&!3V;J>HLH%:55;5<`F1S1175)%U00`/I9=?0S=L`< M^Q/8K,-5GHQ9[T$)P'+S0)"L54^,88C*9AM7UT($(=5C6]5U!:P/S1IN$@ M2Q-(&*3[]I%CD])_-C+.K2H5'7V>,M/)>-EGC;QW]F3#E)!S?!''CB^LZP,` MT6.KE_,YA.5KD>5!QL8DTOEP"_7,@A"O1;(3*865W>;C2HI5>SM\.`O$U`$ZLXF4E=**4D9S2NY&>G2LBG3 M+VCN$H/,=/L&[4HMHQ>G8TRDW&3VJX?#H-$V]&(&"\6HT5,$&P;=(4W:C!S0 M9-9VSRE\8#$FBY('>2;&P-%E>-2>TE_&)&2B@,RP&XST5='\21_^$[P-:-Y3 M)\\2,'9!E*0V`=;T/`/%>ELUE08B3.F+!ZI9:K76D34Q6;.E%D&43A-\WQO) M"3Z@CV%I^@7X[-4C\C1()_8]G&@(;]#(+YVLKKX/U9KN@BG\Y4'9)Z&1"#[. M''2S7/-T4DQ_D/"#9`Q]OZ94@@16Y*R M_N8AFHX&XD#=`'&!/V8"U8H$;>:5I-;`R(>1:J:@C&N?R;3SU#?/V.M.%G\O?-`QK6:E,URLRH.FB-%`K-CM:J!^59,ZH)^R;=$]5(WKA7TL6S6I*7UPX+'G.+>+X5B( M6^*8>BC[`?`"3:$>]+!C1-3%]AZF4M$TPY:T(=&&86*VZ=HMZRLH>9]SCT*B M:[ROCL(DLGZL'E`%ZB(DW-;!&F\W]+4]Z_V_C'1W/;$;5@B[)@PUD$29Y]2E M+=/+GF!(M&(GVG75=A;RN`:%EOD%N$5,?#TZIR*O9IJ MK>9%-K+P6&.0LILP7&S;H3%JQ3Q&;6!V.@@5,KM1RE#?KG@QMBU]&K,C[YEN M.]DB@:YX;/&CX70LZ6%^K7:82"#"'?C`&C[%*6RG;B?*\FF0/&B,#@'X(]-F MA@Z-5N5@AM?:VEZ9?K1\]/JB$/^(HN$LRJ!_HS2Z*&F2"Y(F=]&),+KD)I5! M&J9N5SB8._/)-,U43&^,DD[I7PRZ8`^$L\%`(5_X@.71-(A MAG)828YV50^LSBHO)_.9TTQ4>*F!4:=/V[*%3Z&AJI8EX\""64_CF9P@3 MJV,\3OI8I(>3'JUZ]V2A_YFDA*4Z6)I"()3K<5$FZU4@-8B>$^4!TT:@>X"U;T)R9 MZS,Y+NPD,`PFXKD),E`\C";*PJ:[;)N^JU8#DMG@P!O*HEEWIGTIFO8E[A:) MO>JR&Q%'08WVQ7M,.Y?96^;+)[[(C"X&5=FF>"X..BF?4!Z-V\21`$/:$3!( M"2N)D9U6BM;UGCC,D2=LQTY\S47BOJ^SL:]+<&M#GYM>!],*=09SZ6MX?AUC M`GM#E%_>3K+S9N=B*97\DA=H020PL4@>]UV7>+O"WA+!E@A.':RP9LG=[Z\8 M*\3#&'&G>BV5=HL$-^43UT]++NFRLQOK-YO5TD\.YE4VU5[:VELG M\^+WK_'3J)Q?*UK^8R0L\RB0,KQ,PCR\P,(C:B*97?*3H3_ST&V6-ZT&L0#8 M`RU(U(NFZ?W(:QI:.9W$:1<.#-9335SZP%S"47 M=M:DM]SN<3A3GZE#KD&I9U3V-$^3-!G!2UX.%DBW)O6/G3+"EWH"U/,((4V# MUE]*CR*V4]9T,'Y!34S2-R25;UO97J=64YQ;+-)QL:!-R06Z9M?3GI#.V[&P M:D[:R8[XDOFW[M!T7%W]Q=QY]\PX21,>C=L%.9W'#16B:-R9D*CO"7OAB+WL MZ`"";A(B\8[YLZ.B/Q$HZPLMCIGFVC!D'W`PP=!N[!-B_P/_']G7WT.V?A4` M.&?W:G=&69"G/+N,`O$/4(#A<0D%,@T2"=%E4/"IZ/[$?/NB&@UA#>'[:Z/[ M;MBJAO0".'I:8\^=1EXXC0,#SV5NUX\+H8LD$+DPI&K4T9>[&]*%FKVO&DR@ M"J/SL]K]G_-J5U+1ZUFKTI:'=GF?Z&FC(J84>XE7[Z)BG(0:>5"?5O57=O*@F`[7A,T)S^[ MR;&8G'O_!3BOO$C=;ZL0TDW8[(Z(L_WV\L8-_%LPJ(%Z10F@,E_*I[25PY@4 M2]0[ZHL>(%$^DZGL4E4:7*^*YH187%W(H-"AR'ZSHT'=66USE"2!L M?XWTLG(CN/UTVQ^[FD5%LJQZQGG9KGHKJNW6;?N?XY`(W\$TFJ#=/Z"]W:2B MF\C]JH\0UEJ_6R?#;^9L_H7VQ?N'>Q&)\RN_9ILT:C^(D_55W8)N!A%UXQ$" M,CD9?/PS*O"F5^L8IP9C,5AS,+IYG0!G237BGMS6\9R%7E$WL;="K^JV[@=] M$-VC(5X%Z@_FAHJ'/HP%"OR<^3P2GB2QY- M9BF36;V5DVW"JX(AI,]$-=A[NH&65=?D1VP3A5MK``A89)8$W).P36=PX(-J M5X4OP^ZM2I>R#8$>5\*5P5QC'^GI:N?3V8.R'!-P.K'=AE8,)2?K3%,R<4G@ MU'*S]PXGBQ,RX,^@'DZ)D4T2YI#!GBW6)?C5!X7(T]R)F;QX8\U9"-*@%"(, M7J(&P?I^,)9E.227[K(.(,79^E"FE;X3O:R:SDGC,6%']T6\/MZW&HUB%G2U M%I6DGVP:*0JO333%W!,B0T+^,2&'!>99-G?K#EO[T^;-C>=9V:;ZQ-C(X+MN MC?[P1A,F4U].("P(<"TE1>+O:QE8SL4LO2P*[FB8`!-A@;LK&&_06/H+JR;- MB7E@=.:]B=5&!4!%)_6A_X=$:12@V2XZ)YPVST^UMDM^(L.K"PW`(]F<4<=$ MOAA18W&%^!I7\D5TMVHT)G*$D^M#^>T3VMG]"NTD:87MWN_3Y[2S?T(['C/3 M8O\U[2`"M&R^]ZS#W>H^A)MG*#1QC0"(>5G,.&9"2\"39*FN!6BK\ MV@#TU7=G]ZA(K:HE@]<'HB=+G:#'[3G51RVB;L):U1M.N@W#/(SUE3I3N;$* M(A`G=,/B@#3$S]+@5[%(@;L0823@0`0T6,ZVZS'.%R01;BYTA5-4^\E'XH>Q M@J7&/FC"IG`8NO;G3(NSDA@@$>J%=FS0C]"9)NG59X>MJ$]L@439>;&:[K?3 M95G9^F6=47I0NM=.RQ%1!&A8*0P?50'?"DQX5PS$W_KX^U@+D!+_B2&-7/T9 M$O5W=Q7@SM^KX4U9;(-JI>:;0P8BA/EW6L4X`^)+[F#JROFD0R7Y'DP]6Z,' M:%CNBJ#(\IA"6#J;'1;Y8#,SU*-6[K.S_/T MU@C(F$:1EB_5B6B^*X-\>KJM@?%'0G(BQ77X,',5SBT,KK+O<&0/L#CSJ69O M916!OW/W_\-`-R40%D- M"F5N9'-T%LP(#`@-C$R M(#'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO M5'EP92]086=E/CX-96YD;V)J#3$R-2`P(&]B:CP\+TQE;F=T:"`T-34T+T9I M;'1ER@`P0;))Z])'-0R[1;:5GR2G(_\NOWJR(IR[&[#WNP3?WM]\$*'X_?=W']Z+12AV"REJL7C[YU>LA\6[]>+M>AT**=;; MA1\&81@68ET)K)(P%NM'G!7K0409:+]7[Q MS;MIE[[R1MWK811?RE&+9>I]J8?[8/GW^N/BC_7BCT\PQQT,@P0_>9"F4*QR MT>O%=O'V9+]T]E\Q-['FJJ(@7KI2V\8][H=Q:'KQRUV=$L_\K!'E*/X>&0GC/IH4I^R^CPH0D5A MVD!3JT4,+2$)7(DHI'4NZD$<^GJ9>PA2[%7UH6R:9U%U^T,/3?4R\@:]$=U6 M;.LGO<$9<=(GG;N1)'5^E`99HH0O`XE(LM)].1[[>GP6@ZYH4>MA)1[OZNI. ME+T6.\VYT>10SYJ'X^T/78UB[!``E[>9BZE3&;+.*`Z27#H7D=^>\MLCN:)L M-V+H]IILWG;D#<>RWF'54J!A4*_;ZEG0EB:;%M9FXIE[DXMV[)/#5N><=J/)8C(#%, M/I%#NM[!C?6/7W,?F]Q'@4HS%QCKH30>NE"<@A6@GN[T++4471872A;GQTF0 M)O&9__7^4,(A8&.\FUD$X4]0PY"*O9U1,`@@>KPC0!.P-2$:-@'4,YV9TQE% M-@AQ-N66P=\1Z@FR93_6C)<]XKV#&Q3NC;@%=#F'`[2P69NN:4"QVGTJ$@W!*P M:GY#_P(<6,Z]SB>OF>(BD$Z4V-13ON%%W8MR&+JJAJ,;>%9UI[P7TW%E*2`^T6&@0,I#A MXU3B41X7%F]AD;K0.5@3[9'DBFA'\,:V[_:BG)FZ+_M[/A&WW).#(L,A)3!'DT^5XU=5NW.S&)6_H(+8?8EQ%A_P*^4AI"1O74?=>2 M-XB/.6G"Q"4ZL"F79D1QHJ8>DJ9GY7CH]:%\9@ASIT*&.U/=N5.N_S&B:FL*4S^;5G=$_]L9ISM&.,-V2GE2J;8D`?))/E*!W35 M)T,5&?-?:'^F=?NGWHW-LPXM^1\TSV*33T151W,@A9P:FH+;NB.GAV`S1'#]R4U:H-H M-[J9,=BW%IQQBN[KCEKIIJ[*22@&B)+'7?;V>'@L^PV':"-T0B$9;01L-,1R0-KH6/]78<>/"5X=FD M[::[.$]=E9(N<@FT;;E_=LUQ_/\OA*31.^#+S"RTHT8%,^$]UB-F4_%7\#5P M<])VCK/8*?!N^9HF129/RC6YD%*B8_A+'>4QC)3-=2J'.<2N@72S%SI\54U/>F6HG8EE;YD=W<=OHGD*YJ;=;`&#./%.C+\`W9&3& M#=8:*3T+&\UZV[OW74D;JC M>3B'Y$F>G*YU-@81VO9Y#!QZY]!MN]8_P9?R#`3SOHH'/P2)'ABE\(3N>].? MS]B^(A\-9P"'V\NDA.XFDJKI,K5U]R=4P`-N&,>>LH'VQQ$S?8]EUJY5/G3- M`UU]-G8.F/&?:9&S*>3E^Y!OS9@'A:KJ2)2%WQ+X[IZ>Q22_=YZ=M1,\&QP2 M.H]71KGI)H*QJHB!W'!.`1PX[.BB]]0F7#3=AIK`L1(O#@` MI*Y+A^)/FMH$8"4^0?T/?#Z*;W^'8O/B=(!P]"]=&52.BXG*7I\1LNOC!X*A MIAM6R`44DJH\4$E:L*X";1/IB,,4-"54AJC9.>%F3]13HGRHL6.YQ4?/FOX'Y!]U"G5ESR1([1U/1&7? MEY.]L9S2>AGF2.4DE81+*]R/0I(>LH`,;%Q8#D<3#2G=69`G[AV_2(,DL3SM M37NDFH:4R,B35J:;CHW3,1>'#SMRQ7&,70=>HZ*(!\:RH=KZ5/;XN:?FCN+[ M#[\\$AT8(I5PY'3E$F^$C"EOJR1-Z3=(#"!\F<4Y9X(O)MBU"B6MZ&KB_L7A MB`^KJ'CM,!9\5JXRW@>6GX,8(+PEP.WZY[9<2]+4'RHV80=,Y`"CW_H%'BQ.: M?U3N@E<0RP2P.XX4=ODJ30I/+6,OR,[?A;P1\K"(8\GO5:@\/YF=CG.9$'8" M$RVSST5`3<4DI_L264(12"TIOP>F[XB`2YY^-%4]"A/??U$-P\,$0T^S--7[ MDV.4>1O3/3+48^X=<(X^AAXR=*S(HSDBHAJX# M%':*<\Z,L:>0D-HS6N%<(.BP]`U-5S;L2'>8YC/,"CJ)[UQE%*Z<]A*BBM#" MSO[//RI&)3+>PGA^^/R'OGU!VU(R="Z!4:!(1UH$,6P"_N)P)HHW%$@)$=?, M[HGP;UJ,I/KK77G0$_7G4^,A`J<[(-K.(HHIL0+\$\3_H[Q*=MPV@NA]OJ(/ M$T`&-`Q7D3P.8!\2&`BR`#[D1)&M47NXR%QF^?N\JEY(:IDD!UNCA=55755O M$!SI$]/"<;S1H/XD_R=U\?OY#^0KA?IU8* MRYC\W6P6#'#@EF*KYBCT4LU]EJ5LP!)[`@])1DE$`=Y3/+SXZ1:S,9Q(N96$ MFZ0_M>EXN:\MM!GS%8>QE@:.\7I9=7[$MH\BB&&FA MH/94#Y7=L/B`C&8)N>5J3Z>.A"?T_97KRT.#COJ0,R\SD)$QH5Z/"O;OE:D3 M54]U12WJY:&&S8&FK=10$JE.@"8\553?IV%L5A8GB-VIJ:EL%P2S&^F$#4=% M0<#"V$FCAM&T1IL$R:;`H]/%G\KZ!+"U;?6BS)VQ/U&>V3+IQ&6910^_62B8 MW`GB[P7J&?I<]FP4V!B224`>6RO25_>R]$:1=9D:XP&\ZJJE15J874#FFK9BCQV65@:D2;B]P_@,G4Y56\EQ8@(&[ MIP93ERZ*?S-?^"KA2EZ6BHYFIM0@=2-:]K+0*T?QJJTH=>-PMP/6@*=2UQ6N M,ZID6>M$[6U?>JQPYVJD(V\.+)6G6I.*'I:_CK1HT"E-]V*M84.;I+=0\I%8 M%^9NS-B@QF7-HI MCUG6J5KT@U<+A5%EWXZJUME7ZG#`P6TIQ5Z.KU0P7N"U*BRN@G.VTY+U9`'!.Y::NG"@F;.Z'M@05KRZYA M5.6%'H&T"L4`3`X])"LW:O7`J2,0'O&;0P?*$5,[JOH:7J:QT=,ZAV5;*&I9 M%ZKA86(]3KB"%OTV]:RK@4_N7NG:":^H<(-JP0:+)KI]K9Y(05Z@F)]&N=FV MV'DG6#)PZPOU4J8.=TF4;AE*>\2 MQL]"OJ(?0I"CD#$6S)]D;W+T7;\)^P[.E?4]J#!_![:!#]D)D#,K_CM(S[X MPLI\.9IQ$*=.+$3KN;`(NA6MI$FDIMP;A;.?%4XO%>L@W-Z`]M$*]U1)*=7+ M)0K%03+?9FYO$QV2#F8F?F%JT\0(3"6J89@`5^OO1_`*9?+:$:/OKV%N[$>S M$HK6D[*>KOL`7M?6I#=:M4_DJ1[HQ@I[\$(36+D5^UK'A5Z6.^."D3*W)_9% MS7=R,='W.W@5<^9VT1BZK-PZ/XJY[HDA"TJ/].F2Y M^F=YR?NS%`UM"9&_Y'U"%H)\7A&2M<4X]6I\%\K0H@9S`J%1P\]A:BLBK94E M6@CT\);R-\;BEBH/P\`+PR3]6/Y'M^5_X*1I^N$Y?NYE&3$UJ?\O/R8U$@"^ MBS\4O0[/WJHT?@P/9=X._@?6BOP5E`7[JV5F\0?&)'.R/;^66A"F'L20SLPW MF0EF&9-?LGFG78`F>M;D,SBV/G4$>);LRF/1/A&#,(N[:?-CFX'&@B#'78=. M(`#P?X8=:0I"FF@9X8BZ\EF;DTLN"&(GW&G:SG001$"/ M81M&BN#FBHB)()H(B`:?R9`@!AK4`/<3?4Y@2G?ROA29[EPK;OW4[>FI5R6I M+&(Z81Y=J!1+&KR\P``2@NJ@F",K)LI+@`LR;>P>S$ES@9MY3Q!/M8BGJ@D2 M8I`E[972TM/Z.:N.$5"W)9G;`LLIWTP[Q[ZH<&5TWPNUL#%,;*&71 M^[?&3>9(%IM4+W06Q(@\FIV43?R`#,Y4\&)B* MPFK+2IRUF&W$J#6L+J-K%\=9VQ7G5JWG23;;+@*XXCMFT][%H)VJ-CL`Q?X= MJN0[I`7IJ!FRF*CE`K,? M^U$=X"P0?Q4VT&$#$\[$$FGL+9!_<;R;D?,<(A_CC@=3+PDU9F[BY%]2^'$7 M!<@XH^/B'35F)_!!R'#^3;3_H70;8''LJO#?[_X9`$J9AM0-"F5N9'-T%LP(#`@-C$R(#%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P(#`@4CX^/CXO5'EP92]086=E M/CX-96YD;V)J#3$R-R`P(&]B:CP\+TQE;F=T:"`T-S4Y+T9I;'1E+E\OXHC7^%3"#].V'*W^.0LMYIUV7VIV;TN MZP>V*MI]F3VVK,.+8K?/\H[5;N!4KG38.BL:]BTK#YIEE?O7\IV-@P=#(&%( M@4CEJU!1!"MX6+%LW>G&Z[+O+-^ZL9-5&YAV$]CTU&"4GL,%F:[7+$.\O\#' MBKF1(_DO>,MF_B+KCW-I$O=ZAY[P!=(S7O.M=5.1!?WU4'2/;-\4N6[986\M M3_;48$\D9$\H7\@Q?#=T:M>3S@,N^HAATCQJ@!)"TVROFZ*F;\+AJLBS3J]\ MZ^!VN;A]CW)>3R460XF/*LI-#,;]R:)%2>JCMC&5#6`LOYPR+4^:MF0)AB2Y M23+U52*5<9/Z21I&3*:A#S]QZ">!)L)Z>PS2COO7(_*X"'YM>NE#ON@ MFYPN=&5>F6]MS`-7..S&]0)GZWJA?6'Y,I7/!B5-PL(/TA'POFIP<_L50%/E M\(^])II\I,5"8*+XRD>!I*GYFV@E'#$\!0*=N3TM<&W2L;^"(9Z@B$-=V5:#T%K-8F*"G\*(D&HJ2P#VV(,=XHF6A@`_;5^.U_,?+> M?YS5IAH$]'4A$^G+@$4J(!%*/V#@0J,7?[+JG')/5&@P$O6B.BO=8/#\[R?6 MB03I!1=*IGXZ=_')$5=`EJ=(-9G!$XQ::<()&R<2/Y#.A M&8W\%)KH`C2)NN0B02\[1@:87(%/TLC$!TP3/FJ2>O04'D+G7'CQ#)@D\(-G M`S,8^2DPR3E@3AL.`F':Q1%35$""!4LGGLSZ219T9IQ@,,:J(W23I M=ZT7:&UKC$9L0VAM'LU'6HIND/V6NB\V%E*@-GL$[4=FZ-'=1S-&,?.&-JBF M>8EQ(VALX9?2C^:C0TQU5'T_Y-'IAGAV5Q&SAABCT2`AT2,/8_^\'_8V!E#. M8R_/8&_R"2]-1:5"'_-ICOQG,P4#S#0G1TAE]2`'3.86_?(NL'X>%_$2B70#B;RS+'X?T:KF`T0 M\AHFSP1F-/)S9"Y-$'EIN`98K8Y\?**M"6*$!$?2A&*$*A[V#FR?3W0VAR?Q M)>^QA'0AVP'T4YJ5/TCV8K\4LWD4@IB-IHX M>T.Y18R.-NP]#'_!WSOVZ2_.5FPAP]!LT!%GNT6HE%EF<%,N[LP[&H5AZN.0 M*=%20_0]/S5)K,>?!C&]GGYM[^<&@LA,C*<&?L`N_8=GLQ"CB"(0:&N7.2CY M2=.G#GLBA=YQ*(K#-+IL\_11\OA0&XGXW*G2..*<$#+4?ETWNMB`7!6[.30- M#:(J?S1KX7^*]F__B'+V6!JF*35;'!T-L$%B@9T'>>%0RN,A2+N1/@U2Q(*& M]#Q&0WX;:$67.05JHHR85[G]4ZS;+A;F0"R=DO_UV7]P#*$4%0; M-CGBO2,9][T!*SE$A15(T,))WM9-O6/9ZIMN6C/[*=*-;NT.,)R;UD]2[FM# M_[]3DOC1\/6-L=)D8X/BT1!#9)J*#/QXVK\Z[,.ZQ0>-1.![BS-7AMM\R^HU MJP^X;,AM10>RRL/''_Z=?_T2CW2SH]>K#(LT^^Q\EE+9.`DAW`48K;$S1Z,_ M4@H1]?/5AC*'H][K)NN*NFK9+BNJ#G\MR[-]T:&*J`E5=UYU!&D>U8=9?7DZ M.I)]RBH-QY2;1\JMZ%JVT?6FR?;;(F=EG1N_,%6U1=OIJF,/1;2*,WAS+K:CC;'(J5IC;9^HR],<5#DF7Y>,4>P-5&KW7#NGI, M^`1B4AK$J`N/NY]-O(>&9&H*UK`9A`",RL56=5EF#SA,2P MT*K$GGZLHWD^6=EMZ\-F"Z\0&;G[!KZ#J/>/;);KE\,L^J$+*4M_@=6,C^%# M+*LB-Y`CS"S/ZV8ULC@W&C3X[[+F;T0-)E5:KPC"VPSLG$EB3!C??21ISC/K M0T@L^;T^AGEF*/CJD'?L_M!2C0QJ1`Y3^)%L".#*]:0#$$UHNBSITO)QEG,P M.`SCGGH\#,:7<&TL*D]0!:;A&)+2B^T:%JAD-+.#V?8N]R M2M'9-P50?!PQ&P6DO^_K]M#`Y;JF,7-Q-5F6K(C.)OS)LO3+8OFR*KD"/_0"! MKUSON)_TF8M4&9E[2M`6?U3<.YRW2FK*6;4R!F\/30T(_]1L!\N;K+.I$*$) M&OW]N)?^4%@X"WLI8M7HU[@12%+#1O?R!AV[?$O.C[H616)7/L'3>)`;&9L' MOCKTG+9M.'%Z^;;4*4CFT`L*MP=YS:C8#+K'5>F*T"FR^Z)$BH8Q;R>%Q3\H M[/6+._8[0`GE%:,N/@[8'QLJ#PS2?`SU%=5NR&S96//2:4L3/$T!T^2Z)JOH MF390V$2N6&ECI([4@3^%GH96/#B448]V/,ZL%GPS*!:8/!6),J?IM-.T&5MA M]>/J#R!C!MN=3U-Q19*CVQ)SB_XR,][6-,:JG$9A@;^ZHAE(KTG9JAA85%^%&2#KC8-M*9[:5%4][73:=7?)7V(`YG"24 M/E2R14SW6E>V5*03W10S1]'@2/;%3P>E];L<=K2BFE0'7(=#U`A1)&2_52;! MV(`A==I<3BD]HJVITW:V$68C%\<3G@ALFT'G$O_CO%QZVS:B*+SWK^`B*>3" M%CA##A_+%,BR;8H&R"+=T#*E")%$120MN[^^Y]ZY,QQ2M()ZXPD9C+Q'YQQ_]EI$"#;*`S#`9U\\4@4]]%_UYY`^W M^-"6V6.,%?F"$=C63([[*@"!E;(N=T<\<'AS*'I+/(] M*-Q>"-;'BH'JS7"9OK16<5G"N@VFS`2B2# M0>G>WH_A4K0V-K'X>0ZC#)%E89$H:JE#.^I10')WZO=H[);E%H7MW%P9OUPI M$);"@.7$]&[;]KAUNWV.:DKF"U9S63SV1!_=]A)]X[0LQ<63W"]'YD\U7[4U MCT?-P7'`W[]\B@PT`"*Z=1;TR#$B)9\8NW(AR!()03D)P5)27^X/JZ)CCY%<%Q@8Z+\NI&A<&_ MVK;N%[I>S23>-CM7MRBIF=+EV<`9*1Q'ZB!R!3GC.''A!JW8^ZKA,A%5@X-$ M9)]LE31Y.?$@]"%"QW9W[&MU)Q8+<]BCRPB-[X9F9\`N'3O$8QO%6^\TND,O M#;7,?KO;X778*E;\S/Q]2S(#4#D`&U:@PAI#$0U)>/ZMHBI#9`Z;';48/:N? M@P+W@)]QA7Z%/ZVV=LU'B--=)(-7UY\LMTB=;8B=I'WQ7[0^-?L(]6X=+XFG M2N:$.;6ST.=?;Q8O=75J;0M@UOE>1YA-5G:'#:'K^C2T`9<'!,8,JVA(C!4(WAGQ!9!$Q^JE>MC5 MZ$@D5`:=X3RN1K"W;\KZ&JHDC;W42MRDFCG#DD5*80LRMN.JG2+7%5^0"O=,2:RI+@Z,9Z\, M57&:&%>L##!2-&>LH$'MN&I9X7'?7G#FDU6&N[5(F M*VV6F4Y"-^6@W-Z7U/'0.+ZTW)D*NX+D;5>+5S;@GBJ3B_8DE4$*(T&Q-+0:S5-:&_$/ M8WS>F(P+Q?GBS5:?G"B)7@*^^[?BH[TK>$3/DB]I,^C6Z72N3[7 MB9&2L3<.`_V;TUY,.EV#-#)942L\-30KVDDU(ITIB:$Q3AR%KT#Z]*G:]37C$==\BU;LMGN92:==X`K32[3=+[S2\=0\\/P* MW[%S!8MP1/7`[L!2<)NR*Q`$>MO)`DNASD3M;8,"BE._>2X%-"C@!FV\<_YS M=LT?BJG3!$^@MC$H!(]\VX:D+M!'*=?"6M^]W6X\R;:M;5U2X_<\L-82<#U+3I(87]S-U4D;OF"%I>5)>6'IG;N>EWG.%FM>I/I*W4 ME/0%XDA6/XJ\Q'B&I766N+M-)<`+A[A?&TUX%<\Y5=C.UA`:U%A!`@3^6Y\: M&G>[F8:(M:T>2*C*?;%*A6(-%"E^HD[Y;Y:34\V9XGMUT1,B2:,(;6HOUW*U M-B[:01:UA\;(5"ICR1- M9T='OT]:+$O&!T%0$R+HVT>1BR9,TJ20BM&E;XLZ"L85%@V"T&9$GQTR>HF> M019EJ-#&[G`O6XSI90!5JC="K2Q,H,5/N#FZ;6R#8QYE*0] MI!2G1MS4X3F=SELK0;/`<'6L8^:-*AH+W7J&SIQBRT'"^_VC`35W95%"RW$9 M0L5[8D6NX3/)%ER?'I$^XI?#P8N[QJ6=S+XN'"ER3.2VV_5TRKQ,`U9@M46# MF,+#@:1WH$,IEB>Z5XP>,-^M+7K`9N\;L1O,,U<7$ATO/4MI6K=TPO)X=63S)$?YT MK&*]XSC.,AXQSHU9CD#.XM6W&9/2RI%WDOHDV3,2^-6'KMK4T<.+4#:=P6<0 M-MV<+Y*&Y8WQ`DVK7F0*"6%:$N^Y9"9&Z@";+,U`C:A%0$[./PB@L@4_%#"2 M)1F/K/-@*BGDV\[4G@=2HN_3#UK]YZQ4YJ6,>6,X0D%TT^JB(/$(BYZYM=E9 M=39=,JOLFAD+*CTUF-RXA(RB/$*@Z5A$#RS^,-+,9!P[>(3%#N-9`74-#M0" M0",C=M8JL@'N&8;(&8S%/D8F'G+NV$^/[/N(-@L)8\_`/!<=C-2YBPW;R)+A MR;T,&5:82:+9K1&8@61!SS)V&:D;7!4.UD) MHTUC-T+&N>**M7("0#N%U_/\LHS?W^9CB?]W\ M-P!Z6")\#0IE;F1S=')E86T-96YD;V)J#3$R."`P(&]B:CP\+T-R;W!";WA; M,"`P(#8Q,B`W.3)=+U!A'1'4W1A=&4\/"]'4S`@,C(X,"`P M(%(^/CX^+U1Y<&4O4&%G93X^#65N9&]B:@TQ,CD@,"!O8FH\/"],96YG=&@@ M-#,X,"]&:6QT97(O1FQA=&5$96-O9&4^/G-T"2E^^NGEU2NQD.)V$8I2+"Y_N<9S MOWBY6ERN5E*$8K5=+&4@98C'MI%*.G_W_&VZO`2R`B/TCWI M-%#X&X:!SL2J7GSR7IIU<>B-&'9&^*EGOA[*X4&4C;^,O8WY)O:'0;3[H6QY MI1>U,0,?WIAMZ6N/ETL_]/C(KZMW"S(H5&P:617%0:P5/6^@3K1^+KVMGT>> M*/P\]\3&ST//T)^.5DL_5]X=/?'VX.?Q;(W/B0,M-GZ6>2?"F2?>T.T_^XB! M=\TZ0MI3[H_V+FB?_+R?!`5+&MK=DQXVD$UAW8+_[H[*M\XV9C,NNTV2(33^"#6N^GEUO1B:,6V*#M_J<_ZJ+*(?716//6Q;,@)>#"SK!^@ M`4_66T0!)K9[TQ6$(-C8S!2I49'6C*4HR--X]'9C@U/O.P*NOPR]'06SZ0D-; MFT"(#_!P6S8(=UE4<&_RK3/;RJP'4D11%!R37FQM/N6H0G'U1BI0.AQ]ZSAN M[4U5WKJXM(V%"YN-WZ\S4*23M3F#(@I4EH]7<4'O_67J':A,N9KI;:SH8A#O M#OQL*%IB+&+<:Z\-X\1"626!3D]BH.2%B"2L`20(4%=F3;;5-Z8C.U4X;FN7 MZ!=Q&,3T4)=5!;]8:AX.*&-,14D0J:!GDA<(;[\G;6M*/66T>OB7 MV+7WY@X`,]V%N`=+$;AHG_/?#GXV!_*10%V6K=*YAS>F*LT=\6-A>>]0#66- M%(O>A0RZAXHR3N\#ES7T+5Z_1Q.[ M/#:V<&QL)WU,3FWB?*=*513$,DJI5R%QL._,U='9JT^8*M3?T1&%@4RCW/;# MGWO*,@*/;#2MH,0A^W5!3/S%5QXH9`OO;2E.5#VQ]\4\(XE3GN;:)9SXVT61 MH+A#05(G'4Q7N[N49S-"N.4&`=[8$@)&_B##;HJ>DD#5\Q3-2JML!`#I.^6L MS0&V@OW7:[,G-K:]G=3MNW)=-K>B;C>F\JE7$AO<[\KU#OAXVH*49FQ\\ABH MO3"]+8R>:[KH^T/-=R,FH,KJL*'+AUV+CK<\J<*)Y668V3EF-/F*F-#<%AW) MPD1QUU8(S]2_B+N_D9G,XFORIV,+VBV=GOK"<.B:YZ&I_A(TDTP',HZ_B\SX M>62.U)-)]1T=&HSKE'SR5BC?H;BIC``IM?=B4_;[JGA`:P.;`RGA23K/9L5:M>T7OM:VBH+F`H:V;.NII.H@/BT\*:68>I7,WF.9)=`PYXX>A<_W/ MCR)!B/&=0J]O,*:MKE_S=PN%YDP6)=-"F`:IGIH037<31#HS<.3JXEM9XQ`AMGZ>AY*_QD-ACO:5JN\247K^:AL2Q[W, M`5D0Y3IE)7F0QR"&*,<'#-3(),A22T2O$9^O8(`#U>E`;/Y`)?.6@`WR_8A/ MQ@]$_3C6$*)[\>&&8EK>,KZ).TB(I-%Z/D=`W#4^KMQA^T'I+L90$H*]D,2? MFZ)ZZ,O^B(]TY%"9,N2`CSQCTS.$!TU09T"SB'.%?%O+/WMTZ16IH*DP\:H* MG1U+/?OST5,IS\QD@W0V MX/.4`X`&]0Y?JD`%FGZ#`/*7(`VZDI31Y"RSHZ[DJ"NV,(Y'&$=PFV'\M@'J M!D/00SA!%VQSSAU`_+O@'7%-2G>`(E5-21+B90'5B*WX2"E!?GAYZ']@]?1E MX*)=4OHIA'*2\DDD^&,7VJV9/8!Q8!T:ED$W++'L1RZF[$97R2G9Q\ ME)S199P%,?<)1=\X=,F*G&I]%T&RNQ)OZ!,5Z?L/S4?69!DD^62R>"'LOR2A M3XAEJ!,]+G+3%-`C>2.-CZ?MI\JC17P#I:=7V!N$DK0QIBL))U?<-&XM(E<2 MEZTWW%$`-$H6&4]0/S"O`0BOL+,CH-(1@L$M"1')U-1TQ4N\%4R' M+`R.)Y,L M]BC-IRL1BTYR$VCU$;3IV/E3M)UEQ+7*UKPF/'YE>J3"1V8?*)F,92(4@N8( M6KA:TM.6OV0I%/S*(+;8C<]@5\T=CT;LIDKS`N%O`F]R"EX0ZRA+QX#'7.(& M>?3P"6+#0&?J;X2L#++SD!VQ_,>0U<]!-@[4_Q%D:>4Q9*6#;/H\9'DA/X+3 M85B?16RBCD&('B%64[;)F%<\+<*/FY+\Y][`GFZ8U=^2ZP,YU1$X&<`#Z!=2 MO"HNQ6N2^TJ-X,!73)!/3B`?(IR*>/H'J-"I=@Y+BMKE,AH?J5_$*N,@)?)R M&=(&!2#%(@EP!BX%+64(1F*%4N^26@\#.\H3HG5Y";>^A^\0,Y@%]]^`[50[ MM#[&=H),_TEL1T%T%MM1$H1_#MMI_#^`[53-*96Q'6F'[?P/Z!BW/0*WRDDT MGH-[&@K?-E79F.M=L3?3>*C'\5"*7RA>J:!I4[R'A;_A]YWX]*L4&[&($@W2 MB7-)@V>]2)A`W&NUN+;[F':R'&$50"R(1P9YBN%\L1VEM0Z2^"AM7^?2$,.X M\8RT2H-\IMN^SJ71H/-G=:.8PYEN^SJ71K\(G].M,D6&C=+N=2:MLBA(GA/6 MF`^RH[!]G0NG>:"?JOXOY=6VV[811-_]%?MH%[;#BR1*0!#`:6PDZ`5MXB(O M>:'(E;T(12J[I%WUZWO.[/(B6W;1%]M:>6=V9LZ<.?-4R2__YY)`=S";SC!Q M7UT15D<-']\Y4L:0K5XW"`#UJ$*/XF7`TZ%Q+PQZ$9_,^7ZTIWUATTE1'!(2 M1?27?*/5Q]RN&ZL^&/:<*ZK&=59?BI)_:U4YO&/N:VO&!N#L+,9F(\!F]EO=BHFN:[J>^4 M:R'1M[K&!OEHVGML(^W]8,!3,2VD6;`0`[R!0[3:ZKRF$IG%-7BS9UV/^ M8%F3T4,:79^_3[5RS59HOL@GWA:#-Q]5']%@R)V'_`6GL%!S'L-WD=>L([)E M2CS&;(PNY6"/&27/ZG"O(=(W(CDF?N<:<'$8[%8J6R4*G'QI9.N:ZX M5[E3WY(DW>9[_)J=RP*\1H_ MY@BP,#OD8#S3KC7;PY._=\Q006DUGNZJO'[V@)#Y.(E7/7[Y@FD6>'>M*Z,? M)BYV%BF6TD"#39UPL6A9AURB5SF@SR_8!7W5)"#`X88]0$'(-#\'7YP`<B$&N=\)'*%'15)4N6K.N].3)(:67:>1I(1H>^P&/7>=` M&&5?(2(?/=M#TWEOJ(]%O[:Y:VVSPV,`5)E#TMW3U,QZ/UG?%]EJH._-1M#= MBE4D8;1H"@64$A"D5[8KO8+FU,;4Y+NZ`"Z/\5P2#?R=K5Z@.;Z2-5#YVE2F ME11>DZ"YL2"&C\0^0Z]8'F1?*`/Y$#YZ/^'QN">\).X1GD4#C]MM5^:PJ#`$ M=OF>ETOS0'838S2\Z`T+U^NVK>2)Z`,7TC+Z"M,TGB7Z2Q$<*INIL19CV-Y.5SB'4C7U5#5 M.PX%Q#5I:E]#>*[V`/F&>/28?^49$ZF`1!)@N"7]X[LAMYHVZJ:5W>/(#)K[ M40#5EJ!,TRS==;D%`6N!,^?E3EMIS[K08+/;<4!Q!FS9JF$Z/C35@TR]LQB+ MKG'?@:4.MRP%D`Q(>9MSC'82'O?(\"BI'1ABF0T\MIV61ET5;0=L$_\\HHXX M$EQ/-#1S@`#AD:["-4PS51HTF57L70M0H``;VVR5++#=85HYUK<4=$B-VN1% M2P:R[EB3S?U"F<809L.4:^]SXA9C#M0@HQH.\C$8*90DYDA`R3P-Y?(V7P@I M*"K^@DZ81.7C9.=(?'ULS]\.1\O0J8MLV$81;'8:T&7JHNI*[17'06T9H:#- M=0S#VJ;S>G#:3P..D[Y)Z6<:3R!3(^6]([K8Z(?LWP3:]^3PZ]4U.:M!4DOC MBB/"9QYG04>FR="*'8R4U'2_8Y*K!;WP+T<^^AFA-I4ID<)2W8!4A5%?J$ZT MZE6%MS^-YLO8Y]].NSKO2@.3W\XDCX`04EEZ73EN#+FD[0BP5D$H8.=)1Y4O MC:9*[0IKUK#6^;0`UY)[#HZA@T2C?,8%GM\`?H"PZ!>?[B.:#37+^N"B]!F= M;L'$>#<'E>B>ECUD*CSCJJXYDP#OSSZLH%C&L@@U6 MQ7AG=/$+?IZK/W)8^72N/B&CY*7X"DV)/[X"B6>4.$]AUB^0\#!!A]O,=7&H6S5-UY:&T9=7$$V?>H)EKI7&VZ%KIB4`-4:Z?/ M!0:?>OO3"10K[#[B=1AQ&%;7MR?7OV'M?7-EL4\`#.KMVW?OWG_`T?O;DS>W MM[%"(C7M]]T,"D)V73&%?X["/P]N8PY^?TG^2B/*595E6+%8(=R= M9?_QCA\G:1Q?+I=T-UO([J1P`/EH]'1M.'/G4;#$S<'D3_Y\F_`P"6 MMO#4#0IE;F1S=')E86T-96YD;V)J#3$S,"`P(&]B:CP\+T-R;W!";WA;,"`P M(#8Q,B`W.3)=+U!A'1'4W1A=&4\/"]'4S`@,C(X,"`P(%(^ M/CX^+U1Y<&4O4&%G93X^#65N9&]B:@TQ,S$@,"!O8FH\/"],96YG=&@@,S(W M-"]&:6QT97(O1FQA=&5$96-O9&4^/G-TRGGW[^^?W%.3MSV.,99Y*=O?MPA^OZ[/WR[-URZ3#.EFL\ M768,'R_X8,N:<8?^_TNW*L9=_'?H7Q3:'CY].V++[9G%)LN_R0@W1FS'<7RR MQ'%I7E)7GN/8]'ID!Z[#U;M^3"]?+L\NKW&Z=X<'_G[F<6[',;GS0P8[(<,- M-V:5./N3%28`/@C@P*TQ,'#+]KQ^@KMWU^>+"[QBW'Z&J0\(Q64OL'R-!W_C M[S?V]2^'K=B^TYF*.%2YPY7+*8&N2MF;DYC$X3Q13.?X:BV6E]?,LQG[_&7^ M<;E8SI>+/R[9_.,%FX36YR^366#-K^CVQ+?H">Y>+.[.KV[NOMQ>WK'Y^YLO M2W8]O_U]$EB72W:[N/M],HL0WU_+W\8"Y%V`AVE3=3\L66`G2>*S"+7S?:KK MB?2YH]9U?A*3GR#TQAQ1:GC"PCBQT761SLYU6GT3#26!WSV&(Z;.TO-C%5U"Y>X-'UZLRZ$X+=NZYW);^W/LDFS=FMJ,NVRD3-9HR<4YS:7-0?7Y67QW;DA=KF5TLT[$X4M6SDLV"+ MPIRLJ>'(9[)@G^:W2[8@O^&N.D[7,#P@BS,/UPF;<9NC1^BHJC=<^UBRO6.E M/-)\?2G#,+1]E[R>**4_:OVXS2"PG9C')VT&/VC3]^S(=]V3-L/Q+%#)>)]@ M_U3'>:[M.VXXP*,//)[?3&+KXQ+==GMS=:<0^>GVYOSR0N'N&+RB_X&7<[HP M+@>]NKT762"3X6=.8J%4M MP$`4\$K665[6;25VG*%]NB:C<>3I^+3387Q96314I9*WN6#<2V<\N+<.\PE_JJU^^PEKBQ72I*H0 M@F&SM@(5PLWE/]DF+1X%FV.D(S(\Y8GGPSU^.V!".(E,J;3M82C$UL80M1W9 MPMF)6JD#[R?W$YN]3VNA>A'%A&E9#?IDVAU,EW`05\?I3NR:SHR#+JSQ+NBM M_$)E*](B&Q26GB+O6=ZNQ.I-S;BI&8@F['H2SH9Q-INT4;7?%1Y@T_,-J*A* M54;ZJDLYTH2N;D(>V#1ENP*AY``NRI%6?=,]JU0V90=ZC%/RI\[P-D/^&9(6?#V(+K:]=\PKON_K.9A` MZ/&]U(!AVIJ:E"JI\4`D4ZOS*GD@&[:FVQ*9RNF.HB?`J6)U^["5^.UD%EJZ M4;NF\WW=SXZ=A'Z7+G*AVXVR8GJ7>(W,"X)35E94X,,^\GVM#=R=WB"&4[BK M$?,49]ENTTK^B_B[4HXPI=-E`F#@&@PTG\B:9E?=ZT1])B>-W(*J!7%TS>HG MD@"-,76/PPZF(^S/D\2P5>+V M\V8`9V)R->WV4!V_1?64I7E=&FROVDPE?^OIR>WD[B/Q@Q;63P2E%>B(3176U`Z>]D< M\@/W5?9I_>CDL$`VB=I>F:XU$).A8?9`W<6(>9IT?1EQ;Z]ZX!AU"M3F>XN* MP:@2"J)7")M>&VB6V:3@5A")&)PS[(>IF:6\#[5"5G*(=45?!"4@F_BL$FF- MHI5%^H#'N?PF\`_)(,OJ'>K.5\41(X3)_7Z"\GV!H!U-NV+U*FBT9H-.]WK+ M:J`1=SH]M^C&ZHO6S2TUM)`2:A,X:E,L>SN%0Q52';]):U"HE@KT75V4$\\" MK60;4\!AE%XO@/5P-8E%"GUU=$/I^MUQDA-ZW<=$#.-8KP5Z ME5P<]79T*S2Y/^;#C2&\$N]T*.-+X1[K*JX_[H9'^$DR7+8XEJVKRP_S26)= MZ17K\F+Q$3SV`:/\^*;%QY?)XX'NJH:+,#H=Z/A6N4^FCI[VHRN="==+?-OS M*#?R_Q9S?9# MXN2.U\T\U^T5.LO3E[J5C5)Y$Q>4DE8/LJG40-*K@5%$W/'-@`@\L\18I9H0 M2O3EZK=&`>:#`6&*[X:!$2Z^'4'G[A&-K)_:AOBZ+O-6C4(E8GW2I[0!BEH+ M=:Q[=+?"4?-PW-"15! M^9#+1Q,]*4)2=M7;):MKZ)#W2V2RSYVR@&;&O!931"4[.6'N#?0%SL%T%M7@ M2+.FI50^5D+)'5),![L=W.H9&&!J]P&R1<%J9,:LAY10W1VU$-\&:MXC*9:1 MZ!]$W\M>-S`B3-L>AJ3U,10+G8[>W_86&YJX<)&5>8[)R-;X+2KT8L1'BS!P MO$-E!'=]3P:[GM0)P91&I78=CBZ0M=(S]&#[9&0[IH_Z/00_%MIX;[$R7N+0 MZ_07N1D&M7]B6A*Q'BHH49;@&(\?@2B=)CW;\+?)6^NJ MW$)Q`[];M4(I\4U]11&T.;Y">T"%J%9_WI>+G?KVO%"31W?0"[5Z5&7[N&$/ M"'8',[-WFF];D8X!W_.TW(AL\%R79&KX*6TL,$9;*>6U$(]E(U-2L3LH3D\< MD41#W"\(`^90!\ME8Z"DRH^N1UKS_F-$/,4.\D_QD?1@(D1CA5*TKI!UKT<7%LK0HR@9*;DR0QJ$> MGZ'M)-UYGZ"BI=H[U%*$G:1)]2AH7E665B73%DVF*$UZB7LU"]/._?0M?CH` M17Z@1:)R/0SF92,*RD(WK/)!;T\UX2HQG_:BFZ4K"$@X%4I%LQ&)'YE)Y=M4 M(Q,I[48``G*ZK+G4N_ M,896*KPLSLHTY..LO$O`'KT;4_"QU^V#&2`MOV-$JT@4-5*5Y_?]6?78GR7L M]F^?G%JN@#A+3V?&L%7^33CRN.!K<-[.;Q=ZZH0C__GAE<2=TDR*$BMC>H8JI M-.PR"`77\P@HCDS]99F'5RTLO#*$H=KHY0*8:-#&1*<`>?YF_\4^A_YH;+O` MS;5S`Y-5/CF"6@N+!5S69KH"G5KDGL]9D!@B'1=:R`(SYGTF\#3:%B7W)_.0 MY]*5B17!")1?U85:\'V>9G;20,C8*[MPHM0L!^YI)41=>"RG04=PL59CBQU[ M^RGZX&P#E@96HY,=&_:(;M"?$*DS462T3E\9LY7*.C1E'IB<6H41A1<%^,B^ M4<:*`H)!E4>P14_(%YPYM1[!EHA*=<<`(O8P6A@\<5Q,;3X-:N&PS-7HRLR M\C:VU\G?\S;<[L=1RW:XT*@!ZSB-_7&>E!N:D*03_=!VYVT(O[BSUL4[JG^S M,L`WO+"9)$]2W3S(28]F9>](-$^KG3>Z0?ZP/BQRV['*L;5^MFAZ4Y@6)9M_ M#LA/+QYZ['JY*9+_`@P`R8C_7`T*96YD7!E+U!A9V4^/@UE;F1O8FH-,3,S(#`@ M;V)J/#PO3&5N9W1H(#,P.#DO1FEL=&5R+T9L871E1&5C;V1E/CYS=')E86T- M"DB)G%=;<^I&$G[G5\S#/DA;1M9<)(VV4JGRL4GBD_4YCL&[E3K.@PPRD`5$ M!)S$Y]?OUSVZ@8%U[8.QI)GNKR]?SW1?WHOOOKN\N[Z]$:'X_OL/-]>B%XHI M_G[L23$78:#$GT**.RS_CK^/XLMOH9B(WN6/0^S;]#Z,>I>C48@MHY=>&(1A M:,1H+.A)XMN?D!&CC9`A_?\FE!B5>`E"A86P>DKB0.-7RB"Q8K3L??%N1X,[ M(:\"(1YNAW[B_2Q^N+H>?7X8"O^WT8-0;W,'2R]9Z65N_;Q#;0F:=GSA#_Z_9AJ=51UGYV-"(`?C7/VI'NQ30-$(7$.?BK$,MOFY3Q;"+\? M>^-9MIKFF^"D?_I_^'E&/`X')'G_\/EZ,+@94C).)B$^[9-L M7(K.N&1TD!BE*I>&P\?!@[A_),R'ZY^NAJT3>W:>M2GYOX@?:Q684,5G4VB/ MJX:3MJ&]C!K>@]]*6X9*@S1"YI0V00*P)HD;/_(V.U^&7NZG7HD_<>_+R-OY M!F]X&,_P+*&B-CI!F%K1ET&DI6/($^`1[R>?]]N`>![62[[RGHESU6I*RMK5 ML=\'=+-FPJXDI";5D@NWAWV6T]:_YTN^GY*6W9!D2B9JZ"5,R'GJT MC)V.R$E_VBV?<_A=^J`,4&%/@LY)5.]M"O$.SUNBPJ_&Q+OWFGI'1M M0FQ9!4BE9+JG8U1`RB*,REN(3WX_@1L*;N#;,ZLK8:`H7OR^LJ'Q;HK%(BLI MN_]B2+]OO,4N?_)I2^VZU0WCK''`)K!R'Y=236S9$H$6+(M=29L&)LDL1\B8(4-.LZ@[A)C<`1HQ`ZZ'BF`.9$CI)^4!>@J8L0Y*/8UE[>.ZERS"IF M^)4450U3@>143'A-9!3Q#?VP"_?\SNJ10J6,IO_`KI2X%]YZ1VEBK:]LS:]Y M)55O^)`WR>N01M7^FC3:(^YP1O)9B?#ESJ`GKX`E6EH%5FKOJSLU$/ALFN/4 M((Y+1#>FLDO(*YU&UBM>>&U'YCTOYKRV@(DZ-BDB4_*'6;9QO+84B(2299$L M.#-QNF15,5PP:6V]B?FLP]EF]G+UN)IO-Y0=HHJV,0<2F9^(M3-:>\SOX2PK M8:>2-H1+$=,#J"`-G7^K<3Z![2F8J[QL!84:U4DAC;U93O+W"YB)%5&4;RK2 MQ54&L>*"-E%:D8&K;8Z\>,6D(\7WE<'-F-CJEHBL)2_3N&81QH,B[QBO7O:54S+C,O>G;UAPP)FO8H#28'L8E9994$'"T39 M.7&Y:&QS#";LME%!'.F#_L5&F@^*B, ME:T.>QB1(:FO=%S#.!;G\H%\QSK37EBP<2]/*K$DI('7CY&"OQ%O8N6AW213 M$F"?:AW2^G[_HZ?1TN%F,%H'-A96![!0HD50HLQ[_Q:K(]W%V^N^41('J3K; M61% M6F6-JSUI>WMWUVD,*+%V"50N^A]W4+;*J_2%%_5EL)^^J"&7.4>N$]1"247& M'#4"@0I+;44=V:&.DTB"5,=O),#W M\*U13;)O5XOY*L>1M\[;M,N6<:X/-1C`<"G`E1AAL4$\(U'GU#-AN% MZ$H:A02HZ"P^`$1!1>HH8K4[ECJ0!HA=Z1KQ4&/*"DWCHK)Q@(;^O8AN=XO8 MD6X0#S0>(NJ8N/9>Q&IW@]B5KA$/-1XB&I/N1?T\8K6[0>Q*UX@F"O>3N(>7 M)`$:;.8=K(J2AJM'2=INMLP:])ZV?J]8FI"BBEBD#_<.O#S$@\&82AH\>=R] M>K,)9`>.7_?0H"VTI]%0^1A*WXE&FW%!-'#5>QHTW@&_]X;3=JL.W#\NH=F8DKG:31<$NE[HVFTHH\MG'O?PX,^ M>09.QCASWHF&O59UT-S['AHZ-@<=W/GWO?P7.6]P7O3+ZCZ MXGC;AZ!U#15W!^Z)T&QS1ISM0O11K8<*Z6J1J$>=JD"G=&>?TVF.ZG1-=^0: M&RDE]P$)53GA\(.[P;15=#AQ3X/6]\D7-%(EQON\$L-\O>6Y94DSP3,Z>YJ3 M%'78TK6T>#(78COC7>*:W@MJ1Y;KC)KHU>N34FK#'4;RP+GZ9 MT^Q4YN-M46Y$MB8EZ[+XRCK=[FS%4Q/K7*)?SU<3'A!Y1N`=M+ZA<4?0Q!-[ M:TP3[22!#P(JI^Q`AG&''1+9SEE>E&S"-RSPPVK:N-3.E+)J$@VU_)C*J/&1 M&A&^0>2NB^6:W5N]"K(_6TTN,9M@3!.;W?-F/IEGY:OXJ5A,YJOI1FP+L6\@ M1H7=FCYG*R<_[8Q.48/,;3UN_2@T=7LT=?Y.,Y( MS%QFY7\H4?G665+RP`G?*1OC+8>=";+:7"!5_/Z5VM)LFR_HY9515\Y9WNF$ ML.X8<%PE&[MQE"O%,Q&HV,Z"DR.*C$X7?GBRAJ((#J/%/ENH\7'-E%=U4C-. M?V-D-7-\*K;L_S^8O=012RK3C[O%*_H(2A!7I>4GWN,R[BJRXB=]IZPC2!O! MZO[RD9?Q;CO_FC-;Q@4384GEL-URWIE734W@RW.!2A9-O;]0JL1DWE8QRHT6 MOK+XI.$U:T;Y5O\YC\1[,G38%,/:^4D6X-2!;\Z;MAA5/;%%?+"-_DZ#`N8F MIJZSLLQ18O1(99:+RIXI?"VS)4J?H6=<]><$U"TE4VF2FB=1](8)1JQ*$TX(3%5<0`4] M(:;9%/6/VN?\2"YX3GX[L"5Q0UWT91J'5^AFP)")VJE@NGNL&SPCD,^Z`C;: M@7/^+GL M-@@#472?KV#9;A`V3B#+J*424INT>7P`"J1$:HE*TD7Z];WC`?-H,5GE`8S' ME^LS,PE<0)^YOLTIONF93WU>88"*7XWB)N%`ZX3^%F>AUJG"%],])+K_P(&' M4TF_V!=[?27!ZX0UFN];2E6"M3T5.IC\A`)M.P-`F M0YS@6G::"V$,EOW<4ETUW)RR[(%+#[:Y>2#VEE=7A MS8T:!L(Y]?OT-FT1YY8VS=!,:'X,+!.B559>P*4@WD8OCN\ZC]'38O>\W3B[ MU]42!)W=13#R,EZMG4WTL%O'VSC:#,HHO1$9!U()%.J=$-8=2S%4[SQ1,VGH M%3@67/6RKR(;=("W=NL4(W9$5)ZK0OF?N1;EY7B` MUQ&X$T^87$N:.G3$.AQD#II070V9'OTT?$_/2!AVIM+C]Z/F(WE\37P!(4): M3M%0!+KB#PR=U:@U/@+5`5K+=G;_-OD58`"/I949#0IE;F1S=')E86T-96YD M;V)J#3$S-"`P(&]B:CP\+T-R;W!";WA;,"`P(#8Q,B`W.3)=+U!AOF+<`5>0(M- MRKL/,`F)V)``%X0D.[\^W0/BD(4!97-3>2"(LX^ON[_N/OD[^>FGDZOSV07Q MR,\_GUV_+I=X\LR>CD<@[O[49GT>@D MBCQX);J#KZ(%O!0]P8%$.\(\_/\/X20JX()Z'!YX^S-?4P%'QJ@?D&@SZZ*>QQ3JL@CV/"JE)U'T)X?,HND5D920^2]GKG:N M7.[,YO/9S36Y>4OPQFD436_=WZ/WHPF*Q@_!%U02&B62*L70N26(FY/HAIR2 MCS?1%+^?3\]_N9U%_R+O;CY<@+#I[=R=:'`(Q?5XQ/L]ZJ!GQ4L'(058_4'$ M1*_\RB_6^*7MX&G?I[YFK`+O-R?^S85`KA)RZH9.ECW$;N"L`4)RF61)$:_) M%=Q(W`F#@W)*>))F]R2_0V3GJ[A(5J[OY.ME4NS,W1;FH#:'"S2',QH8>PS, MT\>D`'G)KB2W";DL\H?M&$5^*)>4/,4[LDK62W@![^49N8J_XAF38\+A+@BG MUA#(@1`2)9P01$MJWG*'D'69"8/!XQ4BGH!"VHC%VCD-%ZL$*%-7)9)01YS,(4\ M;`$ZN!F7I(0(;Y*D3#-W(IU[$IO_I;G_F'>B%C8F2#3ADU,F._";+&((U5-: MKDB1[+;@*BESDL00?%"\>X##7C6DA-&YZ^8"[Q3`A%$&;D07(^R@MV`A.I,]Z'5$@AC9:0AB)DA(>,AD2S$+69`'S, M7<8!)4!B1\X!JAAJ9%<:YU&2%*WO5&AT/V!^507:0S(9>\(?ATPUGU0,!2\J MV?`2(89WNL?V?=^\;TY%9;?4H(E3C5#@YZ8$:Z\Q8D`=0:(&H*_%=W(IS4*%J9 M6IZ((&25'9_="8"%"6B>Q^952$@6ZL"YSK,)9*1?/4L0S#:14&$5H,"4\42` M%3SH&`/4`M^N462R<"=(6>!TBM=YAM?(4LOJGH"Z;=_)BUT%JP]Y"7E,S%UD MO6(#MGD.2;YLTP(>&VE&V+V1"+&H.;QK\A&XBA'F#J1#49N_Q M2M=K0#Z--^0M-?&]C-=EAASC2N*E![G-GKT].H89]+W0F#3-4:<\A]+Q#]7[_ MP8J,;I%13%-V7*8;$7X8O@H;?RC7>4M[07]E!S!Q`4I`9F$%4@14MW(GW,DW M,;#?#FF-O&\H$3AR#<0=WZ\2E[$N%ML/70(73V0/XE M=%B[9(?N6#IL07M%CO`>-JRHBP M\DT(+(8?)L+#WAW#@\_B]Y(&>^>]/ANZO`CUI.51D:U%'/;]&%IL??^?L2+O M8<4C<&E9\3`R0Z2H_&85Y?WE[0?4YT2&FNX;!TS-RMF"K_@K7":=',;`1URS MULB"!"_O@/`0CQ*9$2;%>(M_^`4^3>%I!M1:;G!?-6?/OH*%L%DG6&V@#GIG MU31;)MLD6R+-)EEI&!K7!M#KW*>[_40-SPI80K>@Z@%G_<\X3J_1E$6['+&V M0?C->FA&^0M0%"\6.2X,#UF9@OSLGMS!``Y;+LHC,*7#N5EAN>>APH#$#W!K MF99M6^`OVT(8Z'$0AM:\>=D6I/:Q)OZ"MB!]C_K#R7-D6V@TO*HMB)=M8>_L M,6WAL)?BA]I""+0L.]*%/V92VE2\[`I[UZ0'6^,/=X57.'=$5W@>OL-=X<#0 M++K-`>#SCXMO+>(P!$/-05@@D`J*/^A"P+!FA3MAL-KZ_)O^`%01PE?6!E'W MS``F85V_-G$YU+_SS7O=2QN2W[03GQ^%9"WB,))#S42$+8&JP6XB)=5--\&^ MH,P/N@F,VH]FL#:IE-\1Z`5^=1%OS)2=+3?`\Z3,D6Q;\J[:1-,<=`7P.4C- M843?H'@CZBNT@+_!137+G\$9WDDFZ_@)GNYZ1GAMZ'SL><'89[XU(CU$S0/< M)QJBAA;[HT0M&!;[8&2.9>I&Q:NH6O90=>7N/@&'G+53]6$_Y3%LJZ<:\CZ^]RKA;S"O6/8^GD(CZ9KV4/71\2X%O$*$([AZPX('<+F^Q'K M_T78LH>PC\"R%F'#HV\-WP.2[^GNE0NIQ^%X)245]V?E@.H!$,68.>2CZ9>,RJO<*;"$1 MO@#&8ZSR[3K'-3*A=C>DW8V!P`O-H;S8<&HI]1V!%T!2+&`'0J_MP*@!T$5( M`\E9)]Z:$C+]Y[L93#EGLVANIR?EVP"R:@/V4AY7PY[T%[-)8M;DL/%I*-C, MITS#*FHRUX-V&HCAL.O^>J_J4S>^,;L: M'DJH3U$52>W5=4Z["NLW84*#UB9I"%V``D4:ZNQ:T\\6C`:*]Z8,XPS)O;*A M=8U@4G>M<$05[\-_5P!B'"NK9"S$!FY:X<5<0M?]'4&!AU5 ML%!5PZT9G(9BV4\/52Q5$TM;*%GH$^X#UMJK-T6/,J@YF*^DX*%S"AO+$JXW M.(HD<`*I*YQZAR%G7_'>Q)UP![:0'8&M9_J8%,FN)+>)$:.=RR)_V([)AQ+E M4'R5+&.8.,ID2:[BK[!DC`F'1["E6,M!]S.5O1Q:%+6'1,B&4>RGK:K818-B M,`BC#)$?504C3#>LQG">+#`SH3@Y.4^*,KU+%S'<::8ZUA`*1AM40/?C?CVX M98"J&Q@HW\,^F.]<"9%@SG9%/E*_PJ->&AZ2Q:,QO7CS$T@ERD63 MUL3?=Q!HK:4TGB`TV66GP^S.L37NNJY=9^^FN=EV'H1_995S67%?@<``"24O M3U)44%9,R0D%*J+`,!^(U#*DF/)H#Y'.H7!Z=+;G5#!>P5,5YJ3X39>HB2,Z*_EY",>1M#A(?'@E8HMG`%.$O.?4M!NIWW!?@M.!!Z MW@U-TL8`7VE'A9]7;P$&`%W+(((-"F5N9'-T%LP(#`@-C$R(#%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`R,C@P M(#`@4CX^/CXO5'EP92]086=E/CX-96YD;V)J#3$S-R`P(&]B:CP\+TQE;F=T M:"`X-C0O1FEL=&5R+T9L871E1&5C;V1E/CYS=')E86T-"DB)G%;93MM`%'WW M5]Q'6X+);)ZQ*U0)0J!471"Q^@)],/$DF0H3C].S8Z#P]NW1\10\"BN/@05OD=)=XD22@P2);>/B64 M4@W)`MR*;!OO2K@/E0;:!: M&RC,]]H6YM:T=TK8+)O?YV91%[:RJ'SV<['&%UT5GZ2/%)9/&HC$5.V7X+ MLL\($[Q%*LS=IJ@<>PQW;:"T0>2OGKF#L@[&S!B:1<_>^\ZA$.T:#,+3QGA"H>-SJO_(NN,:Z" M(=71ZX=K"T-CHKD0H^F,>P,/Q@SC"*U!Z)Z8\[LTWSH:[2?LNJ]W5!L$#F&D M26MGE_YD/G&M/;TX/#N%V=D\T/XL$/ZGP^F[V07@!V^Z[Z=%ZL*$SH[1O4B, M*$1&.'[>\B7)0=_=Y2?QHM43?H,996-^&W4=*D9:!'$T"J`/2-,BM2N8V=+D MZ0*'@.?ETLD M50Q#_ZL1;9,@\3B73(T7>LR*XJ[0,>POK=J4U$V"5BV/JQUA3_"'#^ MT'7':66R-X!Y6-5HS(SMN5GG;GP&)?8;V=\.G1!DK)RC[0K\(\``^0U:?0T* M96YD7!E+U1R=654>7!E M+T9O;G1$97-C7!E+U1R=654>7!E+T9O;G1$97-C7!E+U1R=654>7!E+T9O;G1$ M97-C6UB;VQ-5"]&;VYT1FEL93(@ M,30S(#`@4B]&;VYT4W1R971C:"].;W)M86PO1F]N=%=E:6=H="`T,#`O1FQA M9W,@-"]$97-C96YT("TR,3DO1F]N=$)";WA;,"`M,C(P(#$Q,3,@,3`P-5TO M07-C96YT(#$P,#4O1F]N=$9A;6EL>2A3>6UB;VPI+T-A<$AE:6=H="`P+U1Y M<&4O1F]N=$1E17"5135QJ^[V6!$-E,L.I0?("X``GO!8," M08&P-`Z;!!&M=4S"@Z0F>2&)($59HB*XE;K@2J7:B@BX%;7MF3IX=%RH4-P0 M=T=JE;J/N`(Z]R6(=K$]ISUS3L_,N^>_]___^V_WWN^>,``PZ`JU25=EFS/=@UWP`!F/0AIEAR-0] MQ`]F`3!D*)2=,[6Y&5OGU^V'ML<@[5*3BO1_UDTE`1@Z"LI!:JAP%C"*H*R% M\E"USCPK)TDV%K)E`*#=6DJE&"@9*`$`*81DT2EF&5`&JPJ`X8NA/:97Z,@. MZ83K`#"8T'Z;P4@:\IWWP_C#:Z$N"Z#T8EBPP=78@=!P#[:="NI83!4#.+!9 M*@8#'S`N_C:!(WRVM]`9RA9..9D%_:R[,A7P%G`9,#I>>@MI='@`>RM9='@1-R MI)=G0'UK+\^$?&:/^47`.9H5"16#66HB:Q>$I/F:$*DU)&`V54F#64 M'C-H54(L2F%6_(91`!T,DU/:F;3&A,GTT(\(#L8%L!,)L0BM%DO69*K-)BR9 M-)'&;#(],BHN(C+&3YZK4U+:^)1?%T$*R`4&0((,H``J.&*@&E(*4%OY>$`! M/21SKQ4&I%`R0I[N%5"OL5I@4*.%_D+(15GUBC\8*:"O,@S(X8P6S.RS,4&= M#(ZV?`0(A@T'@EY.9-5&0`\M').A3R:LP6SU2H;Q3)",(!OVZ2`25AL';2-! M#/"#>7*!#BBMV>)A?MHZ$^;5POJ,OV'[1V:!%9^(%8N0>#UPY-N@RWN(6WCW MV1S?XG>*'SLB=FBEA7<5JBZA"$(XX?W8]K89E,4"^'2V@Q\;82*6T2C"K$S& MDW#_US3N&ST*W8'$VA)A=I,U/PEWA@1CZ89C/X['=%E6L^!:DT/W%U2TH:AS3*4S_"'?MJ19BPI**/ MB2'XVVS&1*8#;T`J:=3(-9EZ+,4XTV3&$DAS#F6<0;R%N]$&7)[32P-_*\X) M?]S7-N']RE.C@]?!K-`9-/I,3`X!KX$7+9FBS,0H7&2S]DM(Q.)D$9&R.%G* M9"Q"*HU.2HF.\L=&J$8&C\9^G`/W>,LQ>#0N)D3X:!Q^4Z`83(@"B5[QS[^` MH@VO[SG"`HRB)7#?2]&B(G!2B-U3S_87"(O<=[)W57'WNCI..B=OF]E^--!W MUZE'G'='/>@H>\[IUW+^+U.^;+K^J&1G1<,"GYMSTEQ,[\_Z)LNMYU#:HY$U M:=/*F3T"I6M:D7MCUHK37FD!IX_Q6?."OEJQM3Y^?,>=4*^ZU#7YGNNUQ0WC M8U>]7[\YZ'0W1W"R/G@=RH"@_@DD&+"N$-?U\UEC3W04=N6=KNZLS>UF=:\, MR_*N]AMQ>3&/+'WNOP#Y<,I:9:-K56'GWGW\O<=3U\RP5T8?VOC9.7$!R^N2 M4<`L9E7-Y@Q8SI?>>SP@OM5NZ3H7;=IS!_&JQM(-EYF&];YS%$OWW^!FK=UR M.$,9&;9RA9=HM5?IPF?I]D,?GG@&\=L$*0AU`U^[KCTGO>W9%9,VK[0QIJ3, MYPY_^O\>B&N)X;B/+;#'KY?Q=IKG@4*`L8Q--S2]*/HHY(PM9 MT7&*/:ZB;N.L*;>>=JNB$[_@ZO&[&X-J!)S+]ZGA-8X3IK/$B07-*8DM>_TC MV[@M2[Z8]F)/84M[>7V!ERS217MR]0XD==.!;X4;0CH+MJ1M/N-%7EM<,VO] MW\_&1JK?%P4_I[1&%3=CN[7;8C#Z5_7OX MX*FUQ5EB>[]''UZZLKO\QJ*JO[:;CKS#J=AQ;M$YMV6-C&LNN_B,\]HL4H M!+3B%W;]S2<4B!.V`_?M0X24TNE(HTJCT,*W288Y1V$DL:292JW&I":-)DP: M887D&'P4$83C?9"D15&@.%@^H#*$_C6MA7$H4C>4@8BPNL<411VDR M-6:84!:%2;4*DPD+Q`18O$9EI$RPA%=UI"JTFG3;*RY;1'!Q#NW/YJ$3Y00/ M=Z4%>Y[#)(5)#:^>F=(3+KB3;2OLDLET':5/)SQP=UK#X+N]"O_:X_#E//<- M\W"#L9_>(@OB"*#>'K4@"*@O.S%L2_KW-]T.O-#E120Z/*5\LYJ%`^6;14%7 M3JG_)>Z1]6\K[R:_E?.Q?]@GVE4A3EP?WFW/ M;["EP1\HY[*.>@_N3JZHK8@K/R-)2`NSY-WAB%-WJQLBHS>&$INZVE9V33SL MOV73@9&)S9W+[S&&Y-UW"ZE^LC5I+DNGO+>(5S+F;+N[DVD_._RK$0=N-BW+ M.KPO8]ZY)5_=US:HU[]8,PQ?>A_F*_RN"CN*_Y^SN_.:]]_N^]WO7[]LVOBK[3Q!(/I;: MB5TAWTM%PA"B,)WY0%[M_)HZNTXTY>\%W&TDT3!^/(+WB^-]3$PS&HW*ZF-" M<+KGNG[>T!Q9SO>,HOP1&E8_>6^JC=UIR'![.+KEE1Y;#;I,ESE$?,*JS M21XU:MQ2EN26G'8IG+,Y)W,./)`4>)#,PWEDM\,NYQ9K/`694R2[S,FN<$[& M,T^3$1KEJO&2ZK;99;4@8FF2I3S)*7-AB*2?!F%Z5(+("!X7*;0Y^)>IG.Y-4C:0/CRGH9S M@X<,C\)MM&&%U!9*.)'B*G#*-D25YI"FA^,6@HC=6L1;K\8K=Z7%.+ M))[@8EJ(XW[H0!?!Z02312L:-&.U)I/68!$%,Y<@FG5ZK9@B)'!:0T*S.JP7 M4T0LPQ$:E=H@&I)&<)9D@;.:!\#2`-:)6)BY!FZ)-$LP1G%D0-*J> M:KU0920(2*4WHZ5U+HQ])VZ9*ZNE+V8[/)@6I,F^FEPOQ.;A;'9[@?MY!&:Y MW'GU,:,I?%YND`(]544@:B,TZV.\T?]+F#?,Y[JR71'9CBR^=)N:23BF=!/O MY;U^;3+F)),YCP3B3PA.A/FUPJS"LIA!.W7_4?EH)#ZSD9+BT_B@3BWR(8_- M"@E^O6$RU%-O64=3)6[,*5RNPY89P>7*&`LO=Y=0?_&=FF6Z;DPKW@^S'7Y: M]#UJI[9,_VZQM5:>.+_OH8W?AB&:0&A>9`4_3!9'^'^]LCIV<\27+T7 M_7WQVLM+;U]7X/BA.^[NGZ^BG;L/VDL&%R7$KGE[WM.R.4/#(JYO'#9TY+[O MO_.%1/J8WIB#>Z#J?,%/4#]^H!ELZ]?JN5$HEH5UI5OYKHU6:DU'-B\L#/88 M34]M(EN4';YG$R,3V9%YE?V59W!-RO:])VX^V.H\VFXWG]J,O&UD/!^WKHNW M$YBA&/(@$UR0"QQDX:\3Y*H^WMZJ-[UPIKR&IJ;>FV1W@207YTN#6K0TC(_` M^*,!1Z=<7UUN^WI?C]L5VS6[5G4;>:M*VSDQ2SJR\-A;>WR3XA?-NU5Q\O6O M1[W]AQE=MWVS:BO])/W`JKS+\JE+M;IO)H=5%STV3EG2>4]*NY-7YF6^,_7W MKZ[NG>/_56#7XO(^Z;=#RS)#NA854,RPM:/C@JO_(:2-##-T\?^9/=0YOO^R M?TY\4K)ZI[O'K,V;'I@[K+Q_;8'O=/G:@[UFM+]T\X)C7$;4BM'4@>3W?_/> MW#DW8B_4&5=^>KWVZ*7<_F?V9WQT).?,BE!;V+%9IVU7*M,^"")]X27?:\<7;9I;=V)?R=6H M

/*RO^: M.+>B[YW`C!:.FLYW:>ZG;1H?_`FZ:>,;-K*]>O2(Y/&LP4<.B8H>_Q]N>K.R MHMV9=S4[9B]1'@8L:S^ZI5.5>H62V7D3\H;$EQ1^?O5<_N.@#J,KT\_6S#JH M9!M'>N[//)\UQ'^J)`2^T@W>5)[L7[&YWZK":[N*E0]>F_7%Q&7W[G@]:SML M;AT\:_[Q7F6#2P,/?G*5*ZN].7CNA.*+YY1NFY=6CO3-F]!W\9?K[_,=XZMF M]S:6M4[^?E_,RM@_O7_:<&W!%H^:U`ASDE0`"\"N8*/PL>_S7WH=9%$=V](L M2RCB[T>Q_M#B2G$Y71!WE[NKL`OJ$DE4JS;DD+?Q+3L)(ED]],2[.[T4N@$H M%U_<5^K2E=OL5`BIFZ*<#VV/Q#M?W,\O&_2%7T`_&`6'X"X<(/TA%3Y63H$= MQE'382#.+X(]\#%<@`28#!0$DYG`*:M@`?P)4MJ`=VB)F1(]#B]H80(8-2'D6GI+6.'P41[U!V>LZ*)W!'WIBAAN` M^*R8\6;#7'@'M5@!:V$;W"!OD!QRDMRAVE%>JII-]3?X&UI7/_M,25(>X!IM MH1>B'0M3H0@Y%\,2^#5R5N%:?\%Q%YZ1&!)+1A*1F,@B,H=L((^H`=07U%/Z M%;H]'4ZGTQGT3/H2_;@5^\Q8M[SNE)*J%*$M"=I<@SNI0STM,!'RP0/3829X M$=U"'!5HO2TXMJ,]JW'\&;Z$RSBNP0VXA3['HHX:TA\'CR.6Q)%1Q$I^2;*) MARPGN\E>YQ]2QP(;\F_%JCVWRNN+GWON] M2`)Q3`@A(?7G?L1I]YYS[KG?`U>#GM2/3YV8CDQORP5R;;G!W)%<&M<'J/%UR"9`-TM'9">U%[0SNO7=17Z6UZ"I?4S^BOZ.\97J/2N,F(&EG3 ML,:L]ZUI.DUO4(;.?/OLLT>9AV7H=^Q]H8E]_$T>XX7\`MNO_9'58`?:&>E' M\;3]!!%6L3_S)G:7&&);4;_];#O;1K\2R\4)T4MOZ@^PJ.ACPQ35GJ2O]3]0 M4D_Q"<'UE)AB7_+G:0<=Y=^9>BX79XLHRL;Y273,7FJG6JV"+O`6[2RKYK7\ M-?,%EJ4.TQ`MHM4J!C$]]A%\TY$-R5> MA,U>ZF#CTR7TG![G";:F_B:>SCW+EO$K1%,E4YV\"QVW.7>*OTH? MT9/37VJ7Z%7^=]J,N\:0>W(^P=G[$>XT6^AKOA#G*8K[R)[0VK4=M[:WM;8T M-]U\TXUK5J]J;*BO"ZZLO:$F4+W"N=YO^ZZK6EY9L:Q\:=F2TL7>$D_QHH5% MA04++-/0-;RU4EW8Z4G8,I"06L#9L*%>\4X2@N0<04+:$/7,MY%VPC6SYUN& M8+G]6Y:A&$NMQEI-$E37<9>Z=*AP[;F;K)U&-9#PTF@D7#SG#R[I@4R;A:HR2( M=;OETI^\4_X-B\F]7;%#<[65(A4NWVDK-I4Z9,OC_;&Y6K\:XW',`5]>W9-( M]6#IQU#%2-3&:OQ@/";902QIJTQ45C/YC3AA)4GLLN4"9YVS([4K@;VI2$G: M-.:?J*@(G*%HXEQB9U;F4:ZZHR*;9RC(5D7,;.D+:0S8BB3G(J5D-(\V4&FJ&&7YQ M!B\YC!W9*1=T)5*>5B57_E*O]CAVZC-"!S@?_FN^))F7&-6>STB1JD]F>PWZ M:[0,!N7*E:I%S"[L*6+L.Q@5`^ZD-MD_'61I3?[U<;?#@; MHD$PT2I9V?]0C\SH(U$GTK\U9H=3B7QM(P/SN!E]\ZPN3\G%73%1R?,4 MKQ2N%DUY]ZRQ8F)%4JO&WW";>CAK6NA*5\+L'NE);)@9XP5^___IE,U]K+Q< M](U;/DS9&IS/M\WCYX57E!((6`OPR,#65*I@KH[0K!%KKV[N.&R"J<[L"X9?KYKQNL!VD=_B9(:4;4V3/W&*5IOM-`&<8!:H1L`U$/W.'35L'\@ MCQ_G+;DMO4*F^ MA:X']FKO4H5VE6J,2MJ@G2<'L@#6OU$OHCM`5^M[J=2L4CZY#\!O-*IA\V_$ M\$,*:.>H&;YM^D$J0^SKH6O6:VF=<3?6NTIEF.I@5IO>A%?N>IGI^@+N`P]$L`J[5?(J<@W0!:Q=\$.@Z\ M$S9WP#<(_7K4LQ.Q]HE/:!MP(^;=)OY*Y]E3-`Y\`?8W:9_38O:5NVX[PV[! MYQ;4B@R#SAH&6P7\!>!S:PO5FN]2!//?#';F:SH&_^U8IU.\ M0+OR-5:P0JV%[GE/.\];+,H=0>ZV<0Q[OI?J49M[S7?9?M3J#A>.41+X=@68 MKQG0!&C+0ZO^$BL`%$(?!=]K;*(A!::/UL"W`6L-J-Z`;A7B="$?_\9\_"Y& MG(VH:^53?!^YF(W#YR'X=_#5^'[:RT_.`'4) M;^X)X>7WS&!R0#_B8OBR<7Q)J-,PB?[7W1/`R4.-%`+UH:Z^KJAS"7EY#:X` M#]!N5@;[^]SQ3G=&57P=G%L=7HUPL(CP272>;@Y&LF=LDFX(1:?9MBV48.QJ'5/)'LXP&8EF6 M4Z*#E>IMX"PQECMXI#*/XW$6D9-#%!FTY>=1)\L*<`/4G75,>B,4&5A73F6C M:\O7>CM*6GJZ_\N0R(_!;W[EP;F_2-_8.?*QA]1''7OPM.E[PE32**1I5YI6 MTK0K+:^2QR+1F#Q5%9=K%)&KBK/3G6="/U7O%PDG/`)(R,.C.\KEOD';SH3. MY%\\`O]10E)R!HA.3-VP53G598.#LHO"1L=J+-+5(&E'99>-#-6N(1$;JQU2 M738Y.CBZ*B>Z1.YD\&-,VJC5AV)=)\RZG0Q:C$F8)NY@3`(9J06RT:\/BXU] M(&D_D(U](!O[0#;Z.?B!;73-#'9B]`Z(V,C!X!0)K-3`]&8F;BY@5"5(*T8Z MB0D4V('CS5I1HDYZ%PL#XPH&;F`=SP-L+_(",4A*UU'7$20%3#`@*3Y04Q(J M)5%GK2B]BW$%5$H`*"RH[,2@7:J-!HI!@$'"-=,%A($NV?G_`%/#)B%Y(^U( M8+(#"#``[$`P;`T*96YD7!E M+T-)1$9O;G14>7!E,B]&;VYT1&5S8W)I<'1O6UB;VQ-5"]76S$R,%LT-3E=72]#2413>7-T96U);F9O/#PO M4W5P<&QE;65N="`P+T]R9&5R:6YG*$ED96YT:71Y*2]296=I2A!9&]B M92D^/B]$5R`Q,#`P+U1Y<&4O1F]N=#X^#65N9&]B:@TQ-#8@,"!O8FH\/"]3 M=6)T>7!E+U1R=654>7!E+T9O;G1$97-C7!E+U1Y<&4P+T1E2U(+U1Y<&4O1F]N=#X^#65N9&]B:@TQ M-#@@,"!O8FH\/"]3=6)T>7!E+U1R=654>7!E+T9O;G1$97-C7!E+U1Y<&4P+T1E M7!E+T9O;G0^/@UE;F1O8FH-,34S(#`@;V)J/#PO1FER'0@,34U(#`@4B]#;W5N="`V+TQA2`U,R]2;VQE36%P(#$Y,R`P M(%(O5'EP92]3=')U8W142,R,%1E>'0C,C`S+U`O1')O<$-A<"]&:6=U2,R,%1E>'0C,C!!+U`O3W5T;&EN92]3<&%N+T)O9'DC,C!497AT(S(P,R,R M,$-H87(O4W!A;B]3=7!E"]$:78O:&5A9&EN9R,R,#$O4"]H96%D:6YG(S(P,B]0+TYO M'1!;&EG;B]3=&%R="]/+TQA>6]U="]7G)E4WI.5&-Z:V,Y9"(_/@H\>#IX;7!M971A('AM M;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2(S+C$M-S`R(CX*("`@ M/')D9CI21$8@>&UL;G,Z&UL;G,Z<&1F/2)H='1P.B\O;G,N M861O8F4N8V]M+W!D9B\Q+C,O(CX*("`@("`@("`@/'!D9CI0#I3;W5R8V5- M;V1I9FEE9#X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z M1&5S8W)I<'1I;VX@&%P.DUO9&EF>41A=&4^ M,C`P."TP."TP-%0P.3HT,CHU-2TP-#HP,#PO>&%P.DUO9&EF>41A=&4^"B`@ M("`@("`@(#QX87`Z0W)E871E1&%T93XR,#`X+3`X+3`T5#`Y.C0R.C0Y+3`T M.C`P/"]X87`Z0W)E871E1&%T93X*("`@("`@("`@/'AA<#I-971A9&%T841A M=&4^,C`P."TP."TP-%0P.3HT,CHU-2TP-#HP,#PO>&%P.DUE=&%D871A1&%T M93X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I M<'1I;VX@&%P34TZ M5F5R#IX;7!M971A/@H\/WAP86-K970@96YD/2)R(C\^#0IE;F1S=')E86T-96YD M;V)J#3(R,B`P(&]B:CP\+T$@,C(S(#`@4B]+(#(P."`P(%(O4"`R,3@@,"!2 M+U,O3F]R;6%L/CX-96YD;V)J#3(R,R`P(&]B:CP\+U-P86-E069T97(@,"XP M+U1E>'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3(R-"`P(&]B:CP\+U-P86-E069T M97(@,"XP+U1E>'1!;&EG;B]3=&%R="]/+TQA>6]U="]77!E+U5N9&5R;&EN92]/+TQA>6]U="]497AT1&5C;W)A=&EO;D-O;&]R M6S`N,"`P+C`@,"XP73X^#65N9&]B:@TR,S(@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO4W1A'1);F1E;G0@,"XP M/CX-96YD;V)J#3(S."`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG M;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R M92`P+C`O4W1A'1);F1E;G0@,"XP/CX-96YD;V)J#3(T,2`P(&]B:CP\+U-P86-E069T M97(@,"XP+U1E>'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO9&4O M3')48B]3<&%C94)E9F]R92`P+C`O4W1AFMC.60B/SX*/'@Z>&UP;65T82!X;6QN#IX;7!T:STB,RXQ+3#I3;W5R8V5-;V1I9FEE9#Y$.C(P,#@P.#$Q,3,T,3`X/"]P9&9X.E-O M=7)C94UO9&EF:65D/@H@("`@("`\+W)D9CI$97-C&UL M;G,Z>&%P/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O(CX*("`@("`@ M("`@/'AA<#I#&%P.DUE=&%D M871A1&%T93XR,#`X+3`X+3$Q5#$P.C$W.C,U+3`T.C`P/"]X87`Z365T861A M=&%$871E/@H@("`@("`\+W)D9CI$97-C&UL;G,Z>&%P M34T](FAT='`Z+R]N&%P+S$N,"]M;2\B/@H@("`@("`@ M("`\>&%P34TZ1&]C=6UE;G1)1#YU=6ED.C%D,F4Y-C-B+30R.68M-#$P92TY M9#!E+3@W,3(Q868P,S8Y,#PO>&%P34TZ1&]C=6UE;G1)1#X*("`@("`@("`@ M/'AA<$U-.DEN&%P34TZ5F5R&UL;G,Z9&,](FAT='`Z+R]P=7)L+F]R9R]D M8R]E;&5M96YT"UD969A=6QT(CY314-54DE42453($%.1"!%6$-(04Y'12!#3TU- M25-324]./"]R9&8Z;&D^"B`@("`@("`@("`@(#PO&UL;G,Z<&AO=&]S:&]P M/2)H='1P.B\O;G,N861O8F4N8V]M+W!H;W1O&UP;65T83X*/#]X M<&%C:V5T(&5N9#TB2,R,%1E>'0C,C`S+U!G(#8Q M(#`@4CX^#65N9&]B:@TR.#`@,"!O8FH\/"]!(#$Q,SD@,"!2+TL@,R]0(#(W M,R`P(%(O4R].;W)M86PO4&<@-C$@,"!2/CX-96YD;V)J#3(X,2`P(&]B:CP\ M+T$@,3$S."`P(%(O2R`T+U`@,C2,R,%1E>'0C,C`S+U!G M(#2,R,%1E>'0C,C`S+U!G(#@Y(#`@ M4CX^#65N9&]B:@TS.3`@,"!O8FH\/"]!(#DX-2`P(%(O2R`Q-"]0(#(W,R`P M(%(O4R]";V1Y(S(P5&5X=",R,#,O4&<@.#D@,"!2/CX-96YD;V)J#3,Y,2`P M(&]B:CP\+T$@.3@R(#`@4B]+6SDX,R`P(%(@,39=+U`@,C2,R,%1E>'0C,C`S+U!G(#$P,2`P(%(^ M/@UE;F1O8FH--#0U(#`@;V)J/#PO02`X.3@@,"!2+TL@,B]0(#(W,R`P(%(O M4R]";V1Y(S(P5&5X=",R,#,O4&<@,3`Q(#`@4CX^#65N9&]B:@TT-#8@,"!O M8FH\/"]!(#@Y-2`P(%(O2ULX.38@,"!2(#5=+U`@,C2,R,%1E>'0C,C`S+U!G(#$P-2`P(%(^/@UE;F1O8FH--#8W(#`@;V)J M/#PO02`X-C0@,"!2+TL@,B]0(#(W,R`P(%(O4R]";V1Y(S(P5&5X=",R,#,O M4&<@,3`U(#`@4CX^#65N9&]B:@TT-C@@,"!O8FH\/"]!(#@V,2`P(%(O2ULX M-C(@,"!2(#5=+U`@,C2,R M,%1E>'0C,C`S+U!G(#$P-R`P(%(^/@UE;F1O8FH--#@W(#`@;V)J/#PO02`X M,S8@,"!2+TL@,3$O4"`R-S,@,"!2+U,O0F]D>2,R,%1E>'0C,C`S+U!G(#$P M-R`P(%(^/@UE;F1O8FH--#@X(#`@;V)J/#PO02`X,S4@,"!2+TL@,3(O4"`R M-S,@,"!2+U,O3F]R;6%L+U!G(#$P-R`P(%(^/@UE;F1O8FH--#@Y(#`@;V)J M/#PO02`X,S(@,"!2+TM;.#,S(#`@4B`U,UTO4"`R-S,@,"!2+U,O3F]R;6%L M+U!G(#$P-R`P(%(^/@UE;F1O8FH--#DP(#`@;V)J/#PO02`X,S$@,"!2+TL@ M-30O4"`R-S,@,"!2+U,O0F]D>2,R,%1E>'0C,C`S+U!G(#$P-R`P(%(^/@UE M;F1O8FH--#DQ(#`@;V)J/#PO02`X,S`@,"!2+TL@,"]0(#(W,R`P(%(O4R]" M;V1Y(S(P5&5X=",R,#,O4&<@,3`Y(#`@4CX^#65N9&]B:@TT.3(@,"!O8FH\ M/"]!(#@R.2`P(%(O2R`Q+U`@,C2,R,%1E>'0C,C`S+U!G(#$Q M,2`P(%(^/@UE;F1O8FH--3`X(#`@;V)J/#PO02`X,#,@,"!2+TL@,2]0(#(W M,R`P(%(O4R].;W)M86PO4&<@,3$U(#`@4CX^#65N9&]B:@TU,#D@,"!O8FH\ M/"]!(#@P,"`P(%(O2ULX,#$@,"!2(#-=+U`@,C2,R,%1E>'0O4&<@,3$U(#`@4CX^#65N9&]B:@TU M,3$@,"!O8FH\/"]!(#2,R,%1E>'0C,C!!+U!G(#$Q-2`P M(%(^/@UE;F1O8FH--3$S(#`@;V)J/#PO02`W.30@,"!2+TL@.2]0(#(W,R`P M(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@,3$U(#`@4CX^#65N9&]B:@TU,30@ M,"!O8FH\/"]!(#2,R,%1E>'0C,C!!+U!G(#$Q-2`P(%(^/@UE M;F1O8FH--3(R(#`@;V)J/#PO02`W.#,@,"!2+TL@,2]0(#(W,R`P(%(O4R]" M;V1Y(S(P5&5X=",R,#,O4&<@,3$W(#`@4CX^#65N9&]B:@TU,C,@,"!O8FH\ M/"]!(#2,R,%1E>'0C,C`S+U!G(#$Q-R`P(%(^/@UE;F1O M8FH--3(U(#`@;V)J/#PO02`W-S@@,"!2+TM;-S2,R,%1E>'0C,C`S+U!G(#$Q-R`P(%(^/@UE;F1O8FH--3(X(#`@;V)J M/#PO02`W-S4@,"!2+TL@."]0(#(W,R`P(%(O4R]";V1Y(S(P5&5X=",R,#,O M4&<@,3$W(#`@4CX^#65N9&]B:@TU,CD@,"!O8FH\/"]!(#2,R,%1E>'0C,C!!+U!G(#$R,"`P(%(^/@UE;F1O8FH--34Q M(#`@;V)J/#PO02`W-#8@,"!2+TM;,3`\/"]-0TE$(#`O4&<@,3(R(#`@4B]4 M>7!E+TU#4CX^72]0(#(W,R`P(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@,3(P M(#`@4CX^#65N9&]B:@TU-3(@,"!O8FH\/"]!(#2,R,%1E M>'0C,C!!+U!G(#$R,B`P(%(^/@UE;F1O8FH--34T(#`@;V)J/#PO02`W-#,@ M,"!2+TL@,R]0(#(W,R`P(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@,3(R(#`@ M4CX^#65N9&]B:@TU-34@,"!O8FH\/"]!(#2,R,%1E>'0C M,C!!+U!G(#$R,B`P(%(^/@UE;F1O8FH--34W(#`@;V)J/#PO02`W-#`@,"!2 M+TL@-B]0(#(W,R`P(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@,3(R(#`@4CX^ M#65N9&]B:@TU-3@@,"!O8FH\/"]!(#2,R,%1E>'0C,C!! M+U!G(#$R,B`P(%(^/@UE;F1O8FH--38P(#`@;V)J/#PO02`W,S<@,"!2+TL@ M.2]0(#(W,R`P(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@,3(R(#`@4CX^#65N M9&]B:@TU-C$@,"!O8FH\/"]!(#2,R,%1E>'0C,C`S+U!G(#$R M,B`P(%(^/@UE;F1O8FH--38W(#`@;V)J/#PO02`W,S`@,"!2+TL@,38O4"`R M-S,@,"!2+U,O0F]D>2,R,%1E>'0C,C`S+U!G(#$R,B`P(%(^/@UE;F1O8FH- M-38X(#`@;V)J/#PO02`W,CD@,"!2+TL@,32,R M,%1E>'0C,C`S+U!G(#$R,B`P(%(^/@UE;F1O8FH--38Y(#`@;V)J/#PO02`W M,C@@,"!2+TL@,3@O4"`R-S,@,"!2+U,O3F]R;6%L+U!G(#$R,B`P(%(^/@UE M;F1O8FH--3'1);F1E M;G0@,"XP/CX-96YD;V)J#38T-B`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E M>'1!;&EG;B]3=&%R="]/+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U M="]72]/ M+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#38U-R`P(&]B:CP\+T$@ M-C4X(#`@4B]+6S@@.2`Q,"`Q,5TO4"`V,S,@,"!2+U,O26YL:6YE4VAA<&4O M4&<@,3,R(#`@4CX^#65N9&]B:@TV-3@@,"!O8FH\/"]0;&%C96UE;G0O26YL M:6YE+T\O3&%Y;W5T+T)";WA;-S8N,"`T,#`N,"`U,S4N,"`V,CDN,%T^/@UE M;F1O8FH--C4Y(#`@;V)J/#PO4W!A8V5!9G1E'1);F1E;G0@,"XP M/CX-96YD;V)J#38V,"`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG M;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#38V,2`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E M>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A M8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#38V,B`P(&]B:CP\+U-P86-E069T97(@ M,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR M5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#38V,R`P(&]B:CP\+U-P86-E M069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=- M;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#38V-"`P(&]B:CP\ M+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#38V-2`P M(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#38V-B`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#38V-R`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#38V."`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#38V.2`P(&]B:CP\+U-P86-E069T97(@,"XP M+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#38W,"`P(&]B:CP\+U-P86-E069T M97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E M+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#38W,2`P(&]B:CP\+U-P M86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#38W,B`P(&]B M:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]#96YT97(O3R],87EO=70O M5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#38W."`P(&]B:CP\+U-P86-E069T M97(@,"XP+U1E>'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO9&4O M3')48B]3<&%C94)E9F]R92`P+C`O4W1A6]U="]7 M6]U="]7'1);F1E;G0@,"XP M/CX-96YD;V)J#38X-"`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG M;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R M92`P+C`O4W1A6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U M="]7'1);F1E;G0@,"XP/CX- M96YD;V)J#38Y,B`P(&]B:CP\+T$@-CDS(#`@4B]+6S8@-UTO4"`V,#`@,"!2 M+U,O26YL:6YE4VAA<&4O4&<@,3(X(#`@4CX^#65N9&]B:@TV.3,@,"!O8FH\ M/"]0;&%C96UE;G0O26YL:6YE+T\O3&%Y;W5T+T)";WA;-S@N,"`S-#0N,"`U M,S0N,"`U,30N,%T^/@UE;F1O8FH--CDT(#`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`^/@UE;F1O8FH--S8Y(#`@;V)J/#PO M4W!A8V5!9G1E'1);F1E;G0@+3$X+C`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`P(&]B:CP\+U-P86-E069T M97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E M+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@P-2`P(&]B:CP\+U-P M86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@P-B`P(&]B M:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T M+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@P M-R`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]3=&%R="]/+TQA M>6]U="]76]U="]"0F]X6S'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1$96-O'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3@R,B`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3@R,R`P(&]B:CP\+T$@.#(T(#`@4B]+(#8O M4"`T.34@,"!2+U,O56YD97)L:6YE+U!G(#$P.2`P(%(^/@UE;F1O8FH-.#(T M(#`@;V)J/#PO5&5X=$1E8V]R871I;VY4>7!E+U5N9&5R;&EN92]/+TQA>6]U M="]497AT1&5C;W)A=&EO;D-O;&]R6S`N,"`P+C`@,"XP73X^#65N9&]B:@TX M,C4@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/ M+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]7 M6]U M="]"0F]X6S'1!;&EG;B]*=7-T:69Y+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3@S-B`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#3@S-R`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3@S."`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3@S.2`P(&]B:CP\+U-P86-E069T97(@,"XP M+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@T,"`P(&]B:CP\+U-P86-E069T M97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E M+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@T,2`P(&]B:CP\+U-P M86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@T,B`P(&]B M:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T M+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@T M,R`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O M3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD M;V)J#3@T-"`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T M:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP M/CX-96YD;V)J#3@T-2`P(&]B:CP\+T$@.#0V(#`@4B]+(#(O4"`T-SD@,"!2 M+U,O56YD97)L:6YE+U!G(#$P-R`P(%(^/@UE;F1O8FH-.#0V(#`@;V)J/#PO M5&5X=$1E8V]R871I;VY4>7!E+U5N9&5R;&EN92]/+TQA>6]U="]497AT1&5C M;W)A=&EO;D-O;&]R6S`N,"`P+C`@,"XP73X^#65N9&]B:@TX-#<@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7 M2]/+TQA M>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]7'1$96-O'1!;&EG;B]*=7-T:69Y M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#3@U-2`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3@U-B`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1! M;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3@V M,B`P(&]B:CP\+T$@.#8S(#`@4B]+6S,@-%TO4"`T-C@@,"!2+U,O26YL:6YE M4VAA<&4O4&<@,3`U(#`@4CX^#65N9&]B:@TX-C,@,"!O8FH\/"]0;&%C96UE M;G0O26YL:6YE+T\O3&%Y;W5T+T)";WA;-S@N,"`U-30N,"`U,S0N,"`V.#,N M,%T^/@UE;F1O8FH-.#8T(#`@;V)J/#PO4W!A8V5!9G1E'1$96-O'1!;&EG;B]*=7-T M:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP M/CX-96YD;V)J#3@V.2`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG M;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#3@W,"`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E M>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A M8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@W,2`P(&]B:CP\+U-P86-E069T97(@ M,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR M5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@W,B`P(&]B:CP\+U-P86-E M069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=- M;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3@W,R`P(&]B:CP\ M+T$@.#7!E+U5N M9&5R;&EN92]/+TQA>6]U="]497AT1&5C;W)A=&EO;D-O;&]R6S`N,"`P+C`@ M,"XP73X^#65N9&]B:@TX-S4@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO4W1A'1);F1E;G0@,"XP/CX-96YD;V)J#3@W-R`P(&]B:CP\+T$@.#6]U="]7 M2]/+TQA M>6]U="]77!E+U5N9&5R M;&EN92]/+TQA>6]U="]497AT1&5C;W)A=&EO;D-O;&]R6S`N,"`P+C`@,"XP M73X^#65N9&]B:@TX.#@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI M9VXO4W1A'1) M;F1E;G0@,"XP/CX-96YD;V)J#3@Y,"`P(&]B:CP\+U-P86-E069T97(@,"XP M+U1E>'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD M;V)J#3@Y-B`P(&]B:CP\+T$@.#DW(#`@4B]+6S,@-%TO4"`T-#8@,"!2+U,O M26YL:6YE4VAA<&4O4&<@,3`Q(#`@4CX^#65N9&]B:@TX.3<@,"!O8FH\/"]0 M;&%C96UE;G0O26YL:6YE+T\O3&%Y;W5T+T)";WA;-S@N,"`U-C@N,"`U,S0N M,"`V.#,N,%T^/@UE;F1O8FH-.#DX(#`@;V)J/#PO4W!A8V5!9G1E'1$96-O'1!;&EG M;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#3DP,R`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E M>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A M8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3DP-"`P(&]B:CP\+U-P86-E069T97(@ M,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR M5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3DP-2`P(&]B:CP\+U-P86-E M069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=- M;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3DP-B`P(&]B:CP\ M+T$@.3`W(#`@4B]+(#'1$96-O'1! M;&EG;B]3=&%R="]/+TQA>6]U="]76]U="]"0F]X M6S'1!;&EG;B]3=&%R="]/+TQA>6]U="]72]/+TQA>6]U M="]72]/ M+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]7'1$96-O'1);F1E;G0@,"XP/CX- M96YD;V)J#3DR,2`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]3 M=&%R="]/+TQA>6]U="]7'1) M;F1E;G0@,"XP/CX-96YD;V)J#3DR-"`P(&]B:CP\+T$@.3(U(#`@4B]+6S<@ M.%TO4"`T,C@@,"!2+U,O26YL:6YE4VAA<&4O4&<@.3<@,"!2/CX-96YD;V)J M#3DR-2`P(&]B:CP\+U!L86-E;65N="]);FQI;F4O3R],87EO=70O0D)O>%LW M."XP(#0R-BXP(#4S-"XP(#4U-2XP73X^#65N9&]B:@TY,C8@,"!O8FH\/"]3 M<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1);F1E;G0@,"XP/CX-96YD;V)J#3DR."`P M(&]B:CP\+T$@.3(Y(#`@4B]+6S,@-%TO4"`T,C8@,"!2+U,O26YL:6YE4VAA M<&4O4&<@.3<@,"!2/CX-96YD;V)J#3DR.2`P(&]B:CP\+U!L86-E;65N="]) M;FQI;F4O3R],87EO=70O0D)O>%LW."XP(#4V."XP(#4S-"XP(#8X,RXP73X^ M#65N9&]B:@TY,S`@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M2G5S=&EF>2]/+TQA>6]U="]72]/+TQA>6]U="]77!E+U5N9&5R;&EN92]/+TQA>6]U M="]497AT1&5C;W)A=&EO;D-O;&]R6S`N,"`P+C`@,"XP73X^#65N9&]B:@TY M,S0@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/ M+TQA>6]U="]72]/+TQA>6]U="]72]/+TQA>6]U="]77!E+U5N9&5R;&EN92]/+TQA>6]U="]4 M97AT1&5C;W)A=&EO;D-O;&]R6S`N,"`P+C`@,"XP73X^#65N9&]B:@TY,SD@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1);F1E;G0@,"XP/CX-96YD M;V)J#3DT,2`P(&]B:CP\+T$@.30R(#`@4B]+6S4@-ETO4"`T,3D@,"!2+U,O M26YL:6YE4VAA<&4O4&<@.34@,"!2/CX-96YD;V)J#3DT,B`P(&]B:CP\+U!L M86-E;65N="]);FQI;F4O3R],87EO=70O0D)O>%LW-RXP(#0P,"XP(#4S-2XP M(#8S.2XP73X^#65N9&]B:@TY-#,@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO4W1A'1);F1E;G0@,"XP/CX-96YD;V)J#3DT-B`P(&]B:CP\+U-P M86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3DT-R`P(&]B M:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T M+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3DT M."`P(&]B:CP\+T$@.30Y(#`@4B]+(#$U+U`@-#$T(#`@4B]3+U5N9&5R;&EN M92]09R`Y,R`P(%(^/@UE;F1O8FH-.30Y(#`@;V)J/#PO5&5X=$1E8V]R871I M;VY4>7!E+U5N9&5R;&EN92]/+TQA>6]U="]497AT1&5C;W)A=&EO;D-O;&]R M6S`N,"`P+C`@,"XP73X^#65N9&]B:@TY-3`@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO4W1A'1);F1E;G0@,"XP/CX-96YD;V)J#3DU,B`P(&]B:CP\+U-P M86-E069T97(@,"XP+U1E>'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3DU M-2`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]3=&%R="]/+TQA M>6]U="]7'1) M;F1E;G0@,"XP/CX-96YD;V)J#3DU.2`P(&]B:CP\+U-P86-E069T97(@,"XP M+U1E>'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1$96-O M'1$ M96-O'1);F1E;G0@,"XP/CX-96YD;V)J#3DW,R`P(&]B:CP\ M+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP M/CX-96YD;V)J#3DW-R`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG M;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#3DW."`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E M>'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1$96-O'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR M5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3DX-B`P(&]B:CP\+U-P86-E M069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=- M;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3DX-R`P(&]B:CP\ M+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3DX."`P M(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3DX.2`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#3DY,"`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]3 M=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3DY-"`P(&]B:CP\+U-P86-E M069T97(@,"XP+U1E>'1!;&EG;B]3=&%R="]/+TQA>6]U="]77!E+U5N9&5R;&EN92]/+TQA>6]U="]497AT M1&5C;W)A=&EO;D-O;&]R6S`N,"`P+C`@,"XP73X^#65N9&]B:@TQ,#`Q(#`@ M;V)J/#PO4W!A8V5!9G1E'1!;&EG;B]*=7-T:69Y M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#3$P,#,@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M2G5S=&EF>2]/+TQA>6]U="]7'1$96-O'1!;&EG;B]3=&%R M="]/+TQA>6]U="]7'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$P,#D@,"!O8FH\/"]!(#$P,3`@,"!2+TM;-2`V72]0 M(#,W-2`P(%(O4R]);FQI;F53:&%P92]09R`X-R`P(%(^/@UE;F1O8FH-,3`Q M,"`P(&]B:CP\+U!L86-E;65N="]);FQI;F4O3R],87EO=70O0D)O>%LW-RXP M(#0R,RXP(#4S-"XP(#8U,"XP73X^#65N9&]B:@TQ,#$Q(#`@;V)J/#PO4W!A M8V5!9G1E'1);F1E;G0@,"XP/CX-96YD;V)J#3$P,3(@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7 M'1);F1E;G0@,"XP/CX-96YD;V)J M#3$P,30@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF M>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A M8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$P,3<@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T M+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$P M,C`@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/ M+TQA>6]U="]7'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$P,C,@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$P,C8@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/ M+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$P,S$@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U M="]7'1);F1E;G0@,"XP/CX-96YD M;V)J#3$P,S0@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A M'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$P M,SD@,"!O8FH\/"]!(#$P-#`@,"!2+TM;,3<@,3@@,3D@,C!=+U`@,S4Q(#`@ M4B]3+TEN;&EN95-H87!E+U!G(#@Q(#`@4CX^#65N9&]B:@TQ,#0P(#`@;V)J M/#PO4&QA8V5M96YT+TEN;&EN92]/+TQA>6]U="]"0F]X6S'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$P-#0@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$P-3`@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U M="]7'1);F1E;G0@,"XP/CX-96YD M;V)J#3$P-3(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S M=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$P-34@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3$P-3@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF M>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A M8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$P-C$@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T M+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$P M-C0@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/ M+TQA>6]U="]7'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$P-C<@,"!O8FH\/"]!(#$P-C@@,"!2+TL@ M-2]0(#,R-R`P(%(O4R]5;F1E'1$96-O2]/+TQA>6]U="]7'1$96-O'1!;&EG;B]*=7-T:69Y+T\O M3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD M;V)J#3$P-S0@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S M=&EF>2]/+TQA>6]U="]7'1$96-O'1!;&EG;B]*=7-T:69Y+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3$P-S@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1$96-O M'1!;&EG;B]3=&%R="]/+TQA>6]U M="]7'1);F1E;G0@,"XP/CX-96YD M;V)J#3$P.#0@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A M'1!;&EG M;B]3=&%R="]/+TQA>6]U="]7'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$P.#<@,"!O8FH\/"]!(#$P.#@@,"!2+TM; M."`Y72]0(#,Q-2`P(%(O4R]);FQI;F53:&%P92]09R`W-R`P(%(^/@UE;F1O M8FH-,3`X."`P(&]B:CP\+U!L86-E;65N="]);FQI;F4O3R],87EO=70O0D)O M>%LW."XP(#,W,RXP(#4S-"XP(#4R.2XP73X^#65N9&]B:@TQ,#@Y(#`@;V)J M/#PO4W!A8V5!9G1E'1);F1E;G0@,"XP/CX-96YD;V)J#3$P.3`@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A6]U="]"0F]X6S2]/+TQA>6]U="]7'1$96-O'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$P.3@@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1$96-O2]/+TQA>6]U="]7'1$96-O2]/+TQA>6]U="]7'1$96-O2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E M+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q,3,@,"!O8FH\/"]3 M<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]77!E+U5N9&5R;&EN92]/+TQA>6]U="]497AT1&5C;W)A=&EO;D-O;&]R6S`N M,"`P+C`@,"XP73X^#65N9&]B:@TQ,3$V(#`@;V)J/#PO4W!A8V5!9G1E'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=- M;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q,3@@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7 M'1$ M96-O'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q,C,@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A6]U="]"0F]X6S'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$Q,C<@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q,S`@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA M>6]U="]7'1!;&EG M;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#3$Q,S,@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q,S8@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U M="]7'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$Q,SD@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1!;&EG;B]3=&%R="]/+TQA>6]U M="]7'1);F1E;G0@,"XP/CX- M96YD;V)J#3$Q-#4@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M2G5S=&EF>2]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q-#<@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q-#D@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U M="]7'1);F1E;G0@,"XP/CX- M96YD;V)J#3$Q-3$@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M4W1A'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$Q-3,@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO4W1A'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E M+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q-34@,"!O8FH\/"]3 M<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#3$Q-3@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q-C(@,"!O8FH\/"]3 M<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7 M6]U="]"0F]X6S'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q M-C@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R M="]/+TQA>6]U="]7'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$Q-S$@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO4W1A'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T M+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Q M.#(@,"!O8FH\/"]+6S$Q.#8@,"!2(#$Q.#<@,"!2(#$Q.#@@,"!2(#$Q.#D@ M,"!2(#$Q.3`@,"!2(#$Q.3$@,"!2(#$Q.3(@,"!2(#$Q.3,@,"!2(#$Q.30@ M,"!2(#$Q.34@,"!2(#$Q.38@,"!2(#$Q.3<@,"!2(#$Q.3@@,"!2(#$Q.3D@ M,"!2(#$R,#`@,"!2(#$R,#$@,"!2(#$R,#(@,"!2(#$R,#,@,"!2(#$R,#0@ M,"!2(#$R,#4@,"!2(#$R,#8@,"!2(#$R,#<@,"!2(#$R,#@@,"!2(#$R,#D@ M,"!2(#$R,3`@,"!2(#$R,3$@,"!2(#$R,3(@,"!2(#$R,3,@,"!2(#$R,30@ M,"!2(#$R,34@,"!2(#$R,38@,"!2(#$R,3<@,"!2(#$R,3@@,"!2(#$R,3D@ M,"!2(#$R,C`@,"!2(#$R,C$@,"!2(#$R,C(@,"!2(#$R,C,@,"!2(#$R,C0@ M,"!2(#$R,C4@,"!2(#$R,C8@,"!2(#$R,C<@,"!2(#$R,C@@,"!2(#$R,CD@ M,"!2(#$R,S`@,"!2(#$R,S$@,"!2(#$R,S(@,"!2(#$R,S,@,"!2(#$R,S0@ M,"!2(#$R,S4@,"!2(#$R,S8@,"!2(#$R,S<@,"!2(#$R,S@@,"!2(#$R,SD@ M,"!2(#$R-#`@,"!2(#$R-#$@,"!2(#$R-#(@,"!2(#$R-#,@,"!2(#$R-#0@ M,"!2(#$R-#4@,"!2(#$R-#8@,"!2(#$R-#<@,"!2(#$R-#@@,"!2(#$R-#D@ M,"!2(#$R-3`@,"!2(#$R-3$@,"!2(#$R-3(@,"!2(#$R-3,@,"!2(#$R-30@ M,"!2(#$R-34@,"!2(#$R-38@,"!2(#$R-3<@,"!2(#$R-3@@,"!2(#$R-3D@ M,"!2(#$R-C`@,"!2(#$R-C$@,"!2(#$R-C(@,"!2(#$R-C,@,"!2(#$R-C0@ M,"!2(#$R-C4@,"!2(#$R-C8@,"!2(#$R-C<@,"!2(#$R-C@@,"!2(#$R-CD@ M,"!2(#$R-S`@,"!2(#$R-S$@,"!2(#$R-S(@,"!2(#$R-S,@,"!2(#$R-S0@ M,"!2(#$R-S4@,"!2(#$R-S8@,"!2(#$R-S<@,"!2(#$R-S@@,"!2(#$R-SD@ M,"!2(#$R.#`@,"!2(#$R.#$@,"!2(#$R.#(@,"!2(#$R.#,@,"!2(#$R.#0@ M,"!2(#$R.#4@,"!2(#$R.#8@,"!2(#$R.#<@,"!2(#$R.#@@,"!2(#$R.#D@ M,"!2(#$R.3`@,"!2(#$R.3$@,"!2(#$R.3(@,"!2(#$R.3,@,"!2(#$R.30@ M,"!2(#$R.34@,"!2(#$R.38@,"!2(#$R.3<@,"!2(#$R.3@@,"!2(#$R.3D@ M,"!2(#$S,#`@,"!2(#$S,#$@,"!2(#$S,#(@,"!2(#$S,#,@,"!2(#$S,#0@ M,"!2(#$S,#4@,"!2(#$S,#8@,"!2(#$S,#<@,"!2(#$S,#@@,"!2(#$S,#D@ M,"!2(#$S,3`@,"!2(#$S,3$@,"!2(#$S,3(@,"!2(#$S,3,@,"!2(#$S,30@ M,"!2(#$S,34@,"!2(#$S,38@,"!2(#$S,3<@,"!2(#$S,3@@,"!2(#$S,3D@ M,"!2(#$S,C`@,"!2(#$S,C$@,"!2(#$S,C(@,"!2(#$S,C,@,"!2(#$S,C0@ M,"!2(#$S,C4@,"!2(#$S,C8@,"!2(#$S,C<@,"!2(#$S,C@@,"!2(#$S,CD@ M,"!2(#$S,S`@,"!2(#$S,S$@,"!2(#$S,S(@,"!2(#$S,S,@,"!2(#$S,S0@ M,"!2(#$S,S4@,"!2(#$S,S8@,"!2(#$S,S<@,"!2(#$S,S@@,"!2(#$S,SD@ M,"!2(#$S-#`@,"!2(#$S-#$@,"!2(#$S-#(@,"!2(#$S-#,@,"!2(#$S-#0@ M,"!2(#$S-#4@,"!2(#$S-#8@,"!2(#$S-#<@,"!2(#$S-#@@,"!2(#$S-#D@ M,"!2(#$S-3`@,"!2(#$S-3$@,"!2(#$S-3(@,"!2(#$S-3,@,"!2(#$S-30@ M,"!2(#$S-34@,"!2(#$S-38@,"!2(#$S-3<@,"!2(#$S-3@@,"!2(#$S-3D@ M,"!2(#$Q-S(@,"!2(#$Q-S,@,"!2(#$Q-S0@,"!2(#$Q-S4@,"!2(#$Q-S8@ M,"!2(#$Q-S<@,"!2(#$Q-S@@,"!2(#$Q-SD@,"!2(#$Q.#`@,"!272]0(#$Q M.#,@,"!2+U,O4V5C=#X^#65N9&]B:@TQ,3@S(#`@;V)J/#PO26YF;R`Q,3@T M(#`@4B]+(#$Q.#(@,"!2+U`@,3DQ(#`@4B]3+U!AFMC.60B/SX*/'@Z>&UP;65T M82!X;6QN#IX;7!T:STB,RXQ+3&UL;G,Z>&%P/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q M+C`O(CX*("`@("`@("`@/'AA<#I#&%P.DUE=&%D871A1&%T93XR,#`X+3`X+3$Q5#$P.C$T.C$P+3`T.C`P M/"]X87`Z365T861A=&%$871E/@H@("`@("`\+W)D9CI$97-C&UL;G,Z>&%P34T](FAT='`Z+R]N&%P+S$N,"]M M;2\B/@H@("`@("`@("`\>&%P34TZ1&]C=6UE;G1)1#YU=6ED.C@Q8V-C9F$X M+3DP-C(M-&8P82UB-#`X+3-C83EA83=C8S8Y.#PO>&%P34TZ1&]C=6UE;G1) M1#X*("`@("`@("`@/'AA<$U-.DEN&%P34TZ5F5R&UL;G,Z9&,](FAT='`Z M+R]P=7)L+F]R9R]D8R]E;&5M96YT"UD969A=6QT(CY314-54DE42453($%.1"!% M6$-(04Y'12!#3TU-25-324]./"]R9&8Z;&D^"B`@("`@("`@("`@(#PO&UL M;G,Z<&AO=&]S:&]P/2)H='1P.B\O;G,N861O8F4N8V]M+W!H;W1O&UP;65T83X*/#]X<&%C:V5T(&5N9#TB7!E+TU#4CX^72]0(#$Q.#(@,"!2+U,O3F]R;6%L M+U!G(#(S(#`@4CX^#65N9&]B:@TQ,C`U(#`@;V)J/#PO02`Q-30X(#`@4B]+ M(#$O4"`Q,3@R(#`@4B]3+TYO2,R,%1E>'0C,C!!+U!G(#,V(#`@ M4CX^#65N9&]B:@TQ,C$X(#`@;V)J/#PO02`Q-3(Y(#`@4B]+(#,W+U`@,3$X M,B`P(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@,S8@,"!2/CX-96YD;V)J#3$R M,3D@,"!O8FH\/"]!(#$U,C@@,"!2+TL@,S@O4"`Q,3@R(#`@4B]3+TYO2,R,%1E>'0C,C!!+U!G(#,X(#`@4CX^#65N9&]B:@TQ,C(U(#`@;V)J M/#PO02`Q-3(P(#`@4B]+(#,O4"`Q,3@R(#`@4B]3+TYO2,R,%1E>'0C,C`S+U!G(#,X(#`@4CX^#65N9&]B:@TQ M,C,V(#`@;V)J/#PO02`Q-3`U(#`@4B]+(#`O4"`Q,3@R(#`@4B]3+VAE861I M;F2,R,%1E>'0C,C`S M+U!G(#0Q(#`@4CX^#65N9&]B:@TQ,C0P(#`@;V)J/#PO02`Q-#DY(#`@4B]+ M6S$U,#`@,"!2(#9=+U`@,3$X,B`P(%(O4R].;W)M86PO4&<@-#$@,"!2/CX- M96YD;V)J#3$R-#$@,"!O8FH\/"]!(#$T.3@@,"!2+TL@-R]0(#$Q.#(@,"!2 M+U,O3F]R;6%L+U!G(#0Q(#`@4CX^#65N9&]B:@TQ,C0R(#`@;V)J/#PO02`Q M-#DW(#`@4B]+(#@O4"`Q,3@R(#`@4B]3+TYO2,R,%1E>'0C,C!!+U!G(#0Q(#`@4CX^ M#65N9&]B:@TQ,C0X(#`@;V)J/#PO02`Q-#DQ(#`@4B]+6S$T/#PO34-)1"`P M+U!G(#0S(#`@4B]4>7!E+TU#4CX^72]0(#$Q.#(@,"!2+U,O0F]D>2,R,%1E M>'0C,C!!+U!G(#0Q(#`@4CX^#65N9&]B:@TQ,C0Y(#`@;V)J/#PO02`Q-#DP M(#`@4B]+(#$O4"`Q,3@R(#`@4B]3+T)O9'DC,C!497AT(S(P02]09R`T,R`P M(%(^/@UE;F1O8FH-,3(U,"`P(&]B:CP\+T$@,30X.2`P(%(O2R`R+U`@,3$X M,B`P(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@-#,@,"!2/CX-96YD;V)J#3$R M-3$@,"!O8FH\/"]!(#$T.#@@,"!2+TL@,R]0(#$Q.#(@,"!2+U,O3F]R;6%L M+U!G(#0S(#`@4CX^#65N9&]B:@TQ,C4R(#`@;V)J/#PO02`Q-#@W(#`@4B]+ M(#0O4"`Q,3@R(#`@4B]3+VAE861I;F2,R,%1E>'0C,C!!+U!G(#0U(#`@4CX^#65N M9&]B:@TQ,C8R(#`@;V)J/#PO02`Q-#2,R,%1E>'0C,C!!+U!G(#0U(#`@4CX^#65N9&]B M:@TQ,C2,R,%1E>'0C,C`S+U!G(#0W M(#`@4CX^#65N9&]B:@TQ,C@W(#`@;V)J/#PO02`Q-#0X(#`@4B]+(#`O4"`Q M,3@R(#`@4B]3+T)O9'DC,C!497AT(S(P,R]09R`T.2`P(%(^/@UE;F1O8FH- M,3(X."`P(&]B:CP\+T$@,30T-R`P(%(O2R`Q+U`@,3$X,B`P(%(O4R]";V1Y M(S(P5&5X=",R,#,O4&<@-#D@,"!2/CX-96YD;V)J#3$R.#D@,"!O8FH\/"]! M(#$T-#8@,"!2+TL@,B]0(#$Q.#(@,"!2+U,O0F]D>2,R,%1E>'0C,C`S+U!G M(#0Y(#`@4CX^#65N9&]B:@TQ,CDP(#`@;V)J/#PO02`Q-#0U(#`@4B]+(#,O M4"`Q,3@R(#`@4B]3+T)O9'DC,C!497AT(S(P,R]09R`T.2`P(%(^/@UE;F1O M8FH-,3(Y,2`P(&]B:CP\+T$@,30T-"`P(%(O2R`T+U`@,3$X,B`P(%(O4R]" M;V1Y(S(P5&5X=",R,#,O4&<@-#D@,"!2/CX-96YD;V)J#3$R.3(@,"!O8FH\ M/"]!(#$T-#,@,"!2+TL@-2]0(#$Q.#(@,"!2+U,O0F]D>2,R,%1E>'0C,C`S M+U!G(#0Y(#`@4CX^#65N9&]B:@TQ,CDS(#`@;V)J/#PO02`Q-#0R(#`@4B]+ M(#8O4"`Q,3@R(#`@4B]3+T)O9'DC,C!497AT(S(P,R]09R`T.2`P(%(^/@UE M;F1O8FH-,3(Y-"`P(&]B:CP\+T$@,30T,2`P(%(O2R`W+U`@,3$X,B`P(%(O M4R]";V1Y(S(P5&5X=",R,#,O4&<@-#D@,"!2/CX-96YD;V)J#3$R.34@,"!O M8FH\/"]!(#$T-#`@,"!2+TL@."]0(#$Q.#(@,"!2+U,O0F]D>2,R,%1E>'0C M,C`S+U!G(#0Y(#`@4CX^#65N9&]B:@TQ,CDV(#`@;V)J/#PO02`Q-#,Y(#`@ M4B]+(#DO4"`Q,3@R(#`@4B]3+T)O9'DC,C!497AT(S(P,R]09R`T.2`P(%(^ M/@UE;F1O8FH-,3(Y-R`P(&]B:CP\+T$@,30S."`P(%(O2R`Q,"]0(#$Q.#(@ M,"!2+U,O0F]D>2,R,%1E>'0C,C`S+U!G(#0Y(#`@4CX^#65N9&]B:@TQ,CDX M(#`@;V)J/#PO02`Q-#,W(#`@4B]+(#$Q+U`@,3$X,B`P(%(O4R].;W)M86PO M4&<@-#D@,"!2/CX-96YD;V)J#3$R.3D@,"!O8FH\/"]!(#$T,S8@,"!2+TL@ M,3(O4"`Q,3@R(#`@4B]3+TYO2,R,%1E M>'0C,C!!+U!G(#0Y(#`@4CX^#65N9&]B:@TQ,S`T(#`@;V)J/#PO02`Q-#,Q M(#`@4B]+(#`O4"`Q,3@R(#`@4B]3+T)O9'DC,C!497AT(S(P02]09R`U,2`P M(%(^/@UE;F1O8FH-,3,P-2`P(&]B:CP\+T$@,30S,"`P(%(O2R`Q+U`@,3$X M,B`P(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@-3$@,"!2/CX-96YD;V)J#3$S M,#8@,"!O8FH\/"]!(#$T,CD@,"!2+TL@,B]0(#$Q.#(@,"!2+U,O0F]D>2,R M,%1E>'0C,C!!+U!G(#4Q(#`@4CX^#65N9&]B:@TQ,S`W(#`@;V)J/#PO02`Q M-#(X(#`@4B]+(#,O4"`Q,3@R(#`@4B]3+T)O9'DC,C!497AT(S(P02]09R`U M,2`P(%(^/@UE;F1O8FH-,3,P."`P(&]B:CP\+T$@,30R-R`P(%(O2R`T+U`@ M,3$X,B`P(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@-3$@,"!2/CX-96YD;V)J M#3$S,#D@,"!O8FH\/"]!(#$T,C8@,"!2+TL@-2]0(#$Q.#(@,"!2+U,O3F]R M;6%L+U!G(#4Q(#`@4CX^#65N9&]B:@TQ,S$P(#`@;V)J/#PO02`Q-#(U(#`@ M4B]+(#8O4"`Q,3@R(#`@4B]3+T)O9'DC,C!497AT(S(P02]09R`U,2`P(%(^ M/@UE;F1O8FH-,3,Q,2`P(&]B:CP\+T$@,30R-"`P(%(O2R`W+U`@,3$X,B`P M(%(O4R]";V1Y(S(P5&5X=",R,$$O4&<@-3$@,"!2/CX-96YD;V)J#3$S,3(@ M,"!O8FH\/"]!(#$T,C,@,"!2+TL@."]0(#$Q.#(@,"!2+U,O0F]D>2,R,%1E M>'0C,C!!+U!G(#4Q(#`@4CX^#65N9&]B:@TQ,S$S(#`@;V)J/#PO02`Q-#(R M(#`@4B]+(#DO4"`Q,3@R(#`@4B]3+TYO2,R M,%1E>'0C,C!!+U!G(#4U(#`@4CX^#65N9&]B:@TQ,S0R(#`@;V)J/#PO02`Q M,S@Q(#`@4B]+(#`O4"`Q,3@R(#`@4B]3+T)O9'DC,C!497AT(S(P,R]09R`U M-R`P(%(^/@UE;F1O8FH-,3,T,R`P(&]B:CP\+T$@,3,X,"`P(%(O2R`Q+U`@ M,3$X,B`P(%(O4R].;W)M86PO4&<@-3<@,"!2/CX-96YD;V)J#3$S-#0@,"!O M8FH\/"]!(#$S-SD@,"!2+TL@,B]0(#$Q.#(@,"!2+U,O3F]R;6%L+U!G(#4W M(#`@4CX^#65N9&]B:@TQ,S0U(#`@;V)J/#PO02`Q,S2,R,%1E>'0C,C`S+U!G(#4W(#`@4CX^#65N9&]B:@TQ,S4Q(#`@;V)J/#PO M02`Q,S'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$S-C(@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/ M+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O M3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD M;V)J#3$S-C@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S M=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$S-S$@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$S-S,@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A6]U="]"0F]X6S2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$S-SD@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U M="]7'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$S.#(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$S.#8@,"!O M8FH\/"]!(#$S.#<@,"!2+TM;,30@,35=+U`@,3,S."`P(%(O4R]);FQI;F53 M:&%P92]09R`U-2`P(%(^/@UE;F1O8FH-,3,X-R`P(&]B:CP\+U!L86-E;65N M="]);FQI;F4O3R],87EO=70O0D)O>%LW."XP(#(Q,"XP(#4S-"XP(#,U."XP M73X^#65N9&]B:@TQ,S@X(#`@;V)J/#PO4W!A8V5!9G1E'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1!;&EG;B]3=&%R="]/+TQA M>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$S.34@,"!O8FH\/"]3<&%C M94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG M;B]3=&%R="]/+TQA>6]U="]7'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$T,#`@,"!O8FH\/"]!(#$T,#$@,"!2+TM; M,3@@,3D@,C`@,C%=+U`@,3,S,"`P(%(O4R]);FQI;F53:&%P92]09R`U,R`P M(%(^/@UE;F1O8FH-,30P,2`P(&]B:CP\+U!L86-E;65N="]);FQI;F4O3R], M87EO=70O0D)O>%LW."XP(#DW+C`@-3,U+C`@,C0U+C!=/CX-96YD;V)J#3$T M,#(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R M="]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1!;&EG;B]3=&%R="]/ M+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O M3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD M;V)J#3$T,3,@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S M=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T,38@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3$T,3D@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF M>2]/+TQA>6]U="]7'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$T,C$@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T,C4@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U M="]7'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$T,C@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=- M;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T,S$@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7 M'1!;&EG;B]*=7-T M:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP M/CX-96YD;V)J#3$T,S0@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI M9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E M+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T,S<@,"!O8FH\/"]3 M<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#3$T-#`@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR M5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T-#,@,"!O8FH\/"]3<&%C M94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O M3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD M;V)J#3$T-#8@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S M=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T-#D@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3$T-3(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF M>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A M8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T-34@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T M+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T M-3@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/ M+TQA>6]U="]7'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$T-C$@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T-C0@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA M>6]U="]7'1!;&EG M;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#3$T-C<@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T-S`@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U M="]7'1!;&EG;B]3 M=&%R="]/+TQA>6]U="]7'1);F1E M;G0@,"XP/CX-96YD;V)J#3$T-S0@,"!O8FH\/"]!(#$T-S4@,"!2+TM;-"`U M72]0(#$R-C(@,"!2+U,O26YL:6YE4VAA<&4O4&<@-#4@,"!2/CX-96YD;V)J M#3$T-S4@,"!O8FH\/"]0;&%C96UE;G0O26YL:6YE+T\O3&%Y;W5T+T)";WA; M-S8N,"`S,3,N,"`U,S0N,"`U-#$N,%T^/@UE;F1O8FH-,30W-B`P(&]B:CP\ M+U-P86-E069T97(@,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T-S<@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA M>6]U="]7'1!;&EG M;B]3=&%R="]/+TQA>6]U="]7'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$T.#$@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO4W1A'1! M;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$T.#8@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T.#D@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA M>6]U="]7'1!;&EG M;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#3$T.3(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$T.34@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U M="]7'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$T.3@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]76]U M="]"0F]X6S2]/+TQA M>6]U="]7'1!;&EG M;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#3$U,#4@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1) M;F1E;G0@+3$X+C`^/@UE;F1O8FH-,34Q,"`P(&]B:CP\+U-P86-E069T97(@ M,"XP+U1E>'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR M5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$U,3$@,"!O8FH\/"]3<&%C M94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O M3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD M;V)J#3$U,30@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A M'1!;&EG M;B]3=&%R="]/+TQA>6]U="]76]U="]"0F]X6S2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#3$U,C$@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR M5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$U,C0@,"!O8FH\/"]3<&%C M94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O M3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD M;V)J#3$U,CD@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S M=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$U,S(@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]76]U="]"0F]X6S2]/ M+TQA>6]U="]7'1! M;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$U-#`@,"!O8FH\/"]!(#$U-#$@,"!2 M+TM;-#4@-#8@-#<@-#@@-#D@-3`@-3$@-3(@-3,@-30@-34@-38@-3<@-3@@ M-3D@-C`@-C$@-C(@-C,@-C0@-C4@-C8@-C<@-C@@-CD@-S`@-S$@-S(@-S,@ M-S0@-S4@-S8@-S<@-S@@-SD@.#`@.#$@.#(@.#-=+U`@,3(Q,"`P(%(O4R]) M;FQI;F53:&%P92]09R`S-"`P(%(^/@UE;F1O8FH-,34T,2`P(&]B:CP\+U!L M86-E;65N="]);FQI;F4O3R],87EO=70O0D)O>%LW."XP(#(X.2XP(#4S-"XP M(#0U.2XP73X^#65N9&]B:@TQ-30R(#`@;V)J/#PO4W!A8V5!9G1E'1);F1E;G0@,"XP/CX-96YD;V)J#3$U-#,@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO4W1A6]U="]"0F]X6S2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$U-#D@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U M="]7'1);F1E;G0@,"XP/CX-96YD M;V)J#3$U-3$@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S M=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$U-30@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$U-38@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]*=7-T:69Y+T\O M3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD M;V)J#3$U-3@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S M=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$U-C$@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3$U-C0@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO0V5N=&5R M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#3$U-C4@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$U-C8@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$U-C<@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$U-C@@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]3=&%R="]/+TQA>6]U M="]7'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$U-S,@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]3=&%R="]/+TQA>6]U="]77!E+UA-3"],96YG=&@@,34W-2]4>7!E+TUE=&%D871A/CYS=')E86T-"CP_ M>'!A8VME="!B96=I;CTB[[N_(B!I9#TB5S5-,$UP0V5H:4AZDY48WIK M8SED(C\^"CQX.GAM<&UE=&$@>&UL;G,Z>#TB861O8F4Z;G,Z;65T82\B('@Z M>&UP=&L](C,N,2TW,#(B/@H@("`\"UN&UL;G,Z>&%P/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O M(CX*("`@("`@("`@/'AA<#I#&-E;#PO>&%P.D-R96%T;W)4;V]L/@H@("`@("`@("`\ M>&%P.DUO9&EF>41A=&4^,C`P."TP."TP.%0Q,3HP,CHQ-RTP-#HP,#PO>&%P M.DUO9&EF>41A=&4^"B`@("`@("`@(#QX87`Z0W)E871E1&%T93XR,#`X+3`X M+3`X5#$Q.C`R.C$V+3`T.C`P/"]X87`Z0W)E871E1&%T93X*("`@("`@("`@ M/'AA<#I-971A9&%T841A=&4^,C`P."TP."TP.%0Q,3HP,CHQ-RTP-#HP,#PO M>&%P.DUE=&%D871A1&%T93X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@ M("`@(#QR9&8Z1&5S8W)I<'1I;VX@&UL.FQA;F<](G@M9&5F875L="(^ M1W)O=7`@1FEN86YC:6%L&UP;65T83X*/#]X<&%C:V5T(&5N9#TB'1);F1E;G0@,"XP/CX-96YD;V)J M#3$W,3,@,"!O8FH\/"]+6S$U.#,@,"!2(#$U.#0@,"!2(#$U.#4@,"!2(#$U M.#8@,"!2(#$U.#<@,"!2(#$U.#D@,"!2(#$U.3`@,"!2(#$U.3$@,"!2(#$U M.3(@,"!2(#$W,3<@,"!2(#$U.30@,"!2(#$W,3@@,"!2(#$V-C0@,"!2(#$V M-C4@,"!2(#$V-C8@,"!2(#$W,3D@,"!2(#$V-C@@,"!2(#$W,C`@,"!2(#$W M,3$@,"!272]0(#$W,30@,"!2+U,O4V5C=#X^#65N9&]B:@TQ-S$T(#`@;V)J M/#PO26YF;R`Q-S$U(#`@4B]+(#$W,3,@,"!2+U`@,3DQ(#`@4B]3+U!A7!E+UA-3"],96YG M=&@@,C(U."]4>7!E+TUE=&%D871A/CYS=')E86T-"CP_>'!A8VME="!B96=I M;CTB[[N_(B!I9#TB5S5-,$UP0V5H:4AZDY48WIK8SED(C\^"CQX.GAM M<&UE=&$@>&UL;G,Z>#TB861O8F4Z;G,Z;65T82\B('@Z>&UP=&L](C,N,2TW M,#(B/@H@("`\"UN&UL;G,Z M<&1F>#TB:'1T<#HO+VYS+F%D;V)E+F-O;2]P9&9X+S$N,R\B/@H@("`@("`@ M("`\<&1F>#I3;W5R8V5-;V1I9FEE9#Y$.C(P,#@P.#`X,30T-C$T/"]P9&9X M.E-O=7)C94UO9&EF:65D/@H@("`@("`\+W)D9CI$97-C&UL;G,Z>&%P/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O(CX*("`@ M("`@("`@/'AA<#I#&%P.DUE M=&%D871A1&%T93XR,#`X+3`X+3`X5#$P.C4Y.C$S+3`T.C`P/"]X87`Z365T M861A=&%$871E/@H@("`@("`\+W)D9CI$97-C&UL;G,Z M>&%P34T](FAT='`Z+R]N&%P+S$N,"]M;2\B/@H@("`@ M("`@("`\>&%P34TZ1&]C=6UE;G1)1#YU=6ED.F8Y-&8R-39D+68T,#&%P34TZ1&]C=6UE;G1)1#X*("`@("`@ M("`@/'AA<$U-.DEN#IX;7!M971A/@H\/WAP86-K970@96YD/2)R(C\^#0IE;F1S M=')E86T-96YD;V)J#3$W,3<@,"!O8FH\/"]!(#$X-S0@,"!2+TL@,34Y,R`P M(%(O4"`Q-S$S(#`@4B]3+TYO6]U="]3=&%R=$EN9&5N M="`W-BXR,3DV+T5N9$EN9&5N="`W.2XU-S4Q+T)";WA;-S8N,C$Y-B`Q,3DN M-C$U(#4S,BXT,C4@,C3X^#65N9&]B:@TQ-S(S(#`@;V)J/#PO2ULQ-S'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C M94)E9F]R92`P+C`O4W1A6]U="]3=&%R=$EN9&5N="`W-BXR,3DR+T5N9$EN9&5N="`W M.2XU-S4Q+T)";WA;-S8N,C$Y,B`S,S4N,3$U(#4S,BXT,C4@-3DV+C(Y.5T^ M/@UE;F1O8FH-,33X^#65N9&]B:@TQ-S@R(#`@;V)J M/#PO2ULQ.#'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I=&EN M9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]%;F0O3R],87EO=70O5W)I M=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U M="]7'1);F1E;G0@,"XP/CX-96YD M;V)J#3$X-S@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO16YD M+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX- M96YD;V)J#3$X-SD@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M4W1A'1! M;&EG;B]3=&%R="]/+TQA>6]U="]76]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$X.#,@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]%;F0O3R],87EO=70O5W)I=&EN9TUO M9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$X M.#<@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO16YD+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3$X.#@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3 M=&%R="]/+TQA>6]U="]76]U="]7'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$X.3(@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO4W1A'1!;&EG;B]%;F0O3R],87EO=70O5W)I=&EN9TUO9&4O3')4 M8B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$X.38@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO16YD+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$X.3<@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/ M+TQA>6]U="]76]U="]7'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$Y,#$@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO4W1A'1!;&EG;B]%;F0O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C M94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y,#4@,"!O8FH\/"]3 M<&%C94%F=&5R(#`N,"]497AT06QI9VXO16YD+T\O3&%Y;W5T+U=R:71I;F=- M;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y,#8@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U M="]76]U="]7'1);F1E;G0@,"XP/CX- M96YD;V)J#3$Y,3`@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M4W1A'1! M;&EG;B]%;F0O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R M92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y,30@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO16YD+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR M5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y,34@,"!O8FH\/"]3<&%C M94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]76]U M="]77!E+U5N9&5R;&EN92]/+TQA M>6]U="]497AT1&5C;W)A=&EO;D-O;&]R6S`N,"`P+C`@,"XP73X^#65N9&]B M:@TQ.3$Y(#`@;V)J/#PO4W!A8V5!9G1E6]U="]76]U="]7'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$Y,C(@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO16YD+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A M8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y,C,@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]76]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y,C<@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]%;F0O3R], M87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R M="]/+TQA>6]U="]7'1);F1E;G0@ M,"XP/CX-96YD;V)J#3$Y,S$@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO16YD+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#3$Y,S(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]76]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y,S8@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]%;F0O3R],87EO=70O M5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA M>6]U="]7'1!;&EG;B]3=&%R M="]/+TQA>6]U="]76]U="]7'1);F1E M;G0@,"XP/CX-96YD;V)J#3$Y-#(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO4W1A'1!;&EG;B]%;F0O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3 M<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y-#8@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO16YD+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y-#<@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA M>6]U="]76]U="]7'1);F1E M;G0@,"XP/CX-96YD;V)J#3$Y-3(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO16YD+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$Y-3,@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO4W1A'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y-30@,"!O8FH\/"]3<&%C94%F M=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]%;F0O3R],87EO=70O5W)I=&EN9TUO M9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y M-3@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO16YD+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3$Y-3D@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1);F1E;G0@,"XP/CX- M96YD;V)J#3$Y-C`@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M4W1A'1! M;&EG;B]%;F0O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R M92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1!;&EG;B]3=&%R="]/+TQA>6]U="]76]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y-C8@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]%;F0O3R],87EO=70O M5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA M>6]U="]7'1);F1E;G0@,"XP/CX- M96YD;V)J#3$Y-S`@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO M16YD+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP M/CX-96YD;V)J#3$Y-S$@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI M9VXO4W1A'1);F1E M;G0@,"XP/CX-96YD;V)J#3$Y-S(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO4W1A'1!;&EG;B]%;F0O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3 M<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y-S8@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO16YD+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y-S<@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA M>6]U="]76]U="]7'1);F1E M;G0@,"XP/CX-96YD;V)J#3$Y.#(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO16YD+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3$Y.#,@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3$Y.#8@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U M="]7'1);F1E;G0@,"XP/CX-96YD M;V)J#3$Y.#D@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A M'1!;&EG M;B]3=&%R="]/+TQA>6]U="]76]U="]77!E+U5N9&5R;&EN92]/+TQA>6]U="]497AT1&5C;W)A=&EO;D-O;&]R M6S`N,"`P+C`@,"XP73X^#65N9&]B:@TQ.3DS(#`@;V)J/#PO4W!A8V5!9G1E M6]U="]76]U="]76]U="]7 M'1);F1E;G0@,"XP/CX-96YD;V)J M#3$Y.3<@,"!O8FH\/"]497AT1&5C;W)A=&EO;E1Y<&4O56YD97)L:6YE+T\O M3&%Y;W5T+U1E>'1$96-O'1!;&EG M;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R M92`P+C`O4W1A'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C M94)E9F]R92`P+C`O4W1A'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO9&4O3')4 M8B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO M9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R:71I M;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3(P.#8@,"!O M8FH\/"]+6S(P,#,@,"!2(#(P,#0@,"!2(#(P,#4@,"!2(#(P,#8@,"!2(#(P M,#<@,"!2(#(P,#@@,"!2(#(P,#D@,"!2(#(P,3`@,"!2(#(P.3`@,"!2(#(P M,38@,"!2(#(P.3$@,"!2(#(P,3@@,"!2(#(P.3(@,"!2(#(P,C@@,"!2(#(P M,S`@,"!2(#(P,S$@,"!2(#(P,S(@,"!2(#(P,S,@,"!2(#(P,S0@,"!2(#(P M,S4@,"!2(#(P,S8@,"!2(#(P,S<@,"!2(#(P,S@@,"!2(#(P,SD@,"!2(#(P M-#`@,"!2(#(P.3,@,"!2(#(P-#8@,"!2(#(P-#<@,"!2(#(P-#@@,"!2(#(P M.30@,"!2(#(P-C0@,"!2(#(P-C4@,"!2(#(P-C8@,"!2(#(P.34@,"!2(#(P M-S(@,"!2(#(P-S,@,"!2(#(P-S0@,"!2(#(P.38@,"!2(#(P.#0@,"!272]0 M(#(P.#<@,"!2+U,O4V5C=#X^#65N9&]B:@TR,#@W(#`@;V)J/#PO26YF;R`R M,#@X(#`@4B]+(#(P.#8@,"!2+U`@,3DQ(#`@4B]3+U!AG)E4WI.5&-Z:V,Y9"(_/@H\>#IX;7!M971A('AM;&YS.G@](F%D M;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2(S+C$M-S`R(CX*("`@/')D9CI21$8@ M>&UL;G,Z&UL;G,Z<&1F/2)H='1P.B\O;G,N861O8F4N8V]M M+W!D9B\Q+C,O(CX*("`@("`@("`@/'!D9CI0#I3;W5R8V5-;V1I9FEE9#X* M("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I M;VX@&%P.DUO9&EF>41A=&4^,C`P."TP."TP M-%0P.3HR.3HU,RTP-#HP,#PO>&%P.DUO9&EF>41A=&4^"B`@("`@("`@(#QX M87`Z0W)E871E1&%T93XR,#`X+3`X+3`T5#`Y.C(Y.C0U+3`T.C`P/"]X87`Z M0W)E871E1&%T93X*("`@("`@("`@/'AA<#I-971A9&%T841A=&4^,C`P."TP M."TP-%0P.3HR.3HU,RTP-#HP,#PO>&%P.DUE=&%D871A1&%T93X*("`@("`@ M/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I;VX@&%P34TZ5F5R&%P34TZ5F5R&UL;G,Z9&,](FAT='`Z+R]P=7)L+F]R9R]D8R]E;&5M96YT"UD969A=6QT M(CY53DE4140@4U1!5$53/"]R9&8Z;&D^"B`@("`@("`@("`@(#PO'!A M8VME="!E;F0](G(B/SX-"F5N9'-T3X^#65N9&]B:@TR,#DY(#`@ M;V)J/#PO2ULR,3$R(#`@4B`R,3$S(#`@4B`R,3$T(#`@4ETO4"`R,#DX(#`@ M4B]3+U12/CX-96YD;V)J#3(Q,#`@,"!O8FH\/"]+6S(Q,#4@,"!2(#(Q,#8@ M,"!2(#(Q,#<@,"!272]0(#(P.3@@,"!2+U,O5%(^/@UE;F1O8FH-,C$P,2`P M(&]B:CP\+TM;,C$P,B`P(%(@,C$P,R`P(%(@,C$P-"`P(%)=+U`@,C`Y."`P M(%(O4R]44CX^#65N9&]B:@TR,3`R(#`@;V)J/#PO2R`R,#@Q(#`@4B]0(#(Q M,#$@,"!2+U,O5$0^/@UE;F1O8FH-,C$P,R`P(&]B:CP\+TL@,C`X,B`P(%(O M4"`R,3`Q(#`@4B]3+U1$/CX-96YD;V)J#3(Q,#0@,"!O8FH\/"]+(#(P.#,@ M,"!2+U`@,C$P,2`P(%(O4R]41#X^#65N9&]B:@TR,3`U(#`@;V)J/#PO2R`R M,3$P(#`@4B]0(#(Q,#`@,"!2+U,O5$0^/@UE;F1O8FH-,C$P-B`P(&]B:CP\ M+TL@,C`W.2`P(%(O4"`R,3`P(#`@4B]3+U1$/CX-96YD;V)J#3(Q,#<@,"!O M8FH\/"]+(#(Q,#@@,"!2+U`@,C$P,"`P(%(O4R]41#X^#65N9&]B:@TR,3`X M(#`@;V)J/#PO02`R,3`Y(#`@4B]+(#(P.#`@,"!2+U`@,C$P-R`P(%(O4R]. M;W)M86P^/@UE;F1O8FH-,C$P.2`P(&]B:CP\+U-P86-E069T97(@,"XP+U1E M>'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C M94)E9F]R92`P+C`O4W1A'1);F1E;G0@,"XP/CX-96YD;V)J M#3(Q,3(@,"!O8FH\/"]+(#(P-S4@,"!2+U`@,C`Y.2`P(%(O4R]41#X^#65N M9&]B:@TR,3$S(#`@;V)J/#PO2R`R,#3X^#65N M9&]B:@TR,3$W(#`@;V)J/#PO2ULR,3$X(#`@4B`R,3$Y(#`@4B`R,3(P(#`@ M4B`R,3(Q(#`@4B`R,3(R(#`@4ETO4"`R,3$V(#`@4B]3+U12/CX-96YD;V)J M#3(Q,3@@,"!O8FH\/"]+(#(P-C<@,"!2+U`@,C$Q-R`P(%(O4R]41#X^#65N M9&]B:@TR,3$Y(#`@;V)J/#PO02`R,3(T(#`@4B]+(#(P-C@@,"!2+U`@,C$Q M-R`P(%(O4R]41#X^#65N9&]B:@TR,3(P(#`@;V)J/#PO2R`R,#8Y(#`@4B]0 M(#(Q,3<@,"!2+U,O5$0^/@UE;F1O8FH-,C$R,2`P(&]B:CP\+TL@,C`W,"`P M(%(O4"`R,3$W(#`@4B]3+U1$/CX-96YD;V)J#3(Q,C(@,"!O8FH\/"]!(#(Q M,C,@,"!2+TL@,C`W,2`P(%(O4"`R,3$W(#`@4B]3+U1$/CX-96YD;V)J#3(Q M,C,@,"!O8FH\/"]";W)D97)3='EL95LH3F]N92DH4V]L:60I*$YO;F4I*$YO M;F4I72]";W)D97)#;VQO6]U="]";W)D97)4:&EC M:VYE6]U="]3=&%R=$EN9&5N="`Q,C4N,C@O16YD26YD96YT(#$S M-BXQ-3,O0D)O>%LQ,C4N,C@@,C0T+C(Q-2`T-S4N.#0W(#(Y,"XX-ET^/@UE M;F1O8FH-,C$R-B`P(&]B:CP\+TM;,C$R-R`P(%(@,C$R."`P(%(@,C$R.2`P M(%)=+U`@,C`Y-"`P(%(O4R]40F]D>3X^#65N9&]B:@TR,3(W(#`@;V)J/#PO M2ULR,30R(#`@4B`R,30S(#`@4B`R,30T(#`@4B`R,30U(#`@4B`R,30V(#`@ M4ETO4"`R,3(V(#`@4B]3+U12/CX-96YD;V)J#3(Q,C@@,"!O8FH\/"]+6S(Q M,S4@,"!2(#(Q,S8@,"!2(#(Q,S<@,"!2(#(Q,S@@,"!2(#(Q,SD@,"!272]0 M(#(Q,C8@,"!2+U,O5%(^/@UE;F1O8FH-,C$R.2`P(&]B:CP\+TM;,C$S,"`P M(%(@,C$S,2`P(%(@,C$S,B`P(%)=+U`@,C$R-B`P(%(O4R]44CX^#65N9&]B M:@TR,3,P(#`@;V)J/#PO02`R,3,T(#`@4B]+(#(P-C$@,"!2+U`@,C$R.2`P M(%(O4R]41#X^#65N9&]B:@TR,3,Q(#`@;V)J/#PO2R`R,#8R(#`@4B]0(#(Q M,CD@,"!2+U,O5$0^/@UE;F1O8FH-,C$S,B`P(&]B:CP\+T$@,C$S,R`P(%(O M2R`R,#8S(#`@4B]0(#(Q,CD@,"!2+U,O5$0^/@UE;F1O8FH-,C$S,R`P(&]B M:CP\+T)O6QE6RA3;VQI9"DH3F]N92DH3F]N92DH3F]N92E=+T)O M6]U="]";W)D97)4:&EC:VYE6QE M6RA.;VYE*2A3;VQI9"DH3F]N92DH3F]N92E=+T)O%LQ,3`N M-#8@-3(R+C(U-2`V,C4N-CDY(#4V-RXQ,SE=/CX-96YD;V)J#3(Q-C`@,"!O M8FH\/"]+6S(Q-C$@,"!2(#(Q-C(@,"!272]0(#(P.3(@,"!2+U,O5$)O9'D^ M/@UE;F1O8FH-,C$V,2`P(&]B:CP\+TM;,C$V."`P(%(@,C$V.2`P(%(@,C$W M,"`P(%)=+U`@,C$V,"`P(%(O4R]44CX^#65N9&]B:@TR,38R(#`@;V)J/#PO M2ULR,38S(#`@4B`R,38T(#`@4B`R,38U(#`@4ETO4"`R,38P(#`@4B]3+U12 M/CX-96YD;V)J#3(Q-C,@,"!O8FH\/"]!(#(Q-C<@,"!2+TM;,C`R,B`P(%(@ M,C`R,R`P(%(@,C`R-"`P(%)=+U`@,C$V,B`P(%(O4R]41#X^#65N9&]B:@TR M,38T(#`@;V)J/#PO2R`R,#(U(#`@4B]0(#(Q-C(@,"!2+U,O5$0^/@UE;F1O M8FH-,C$V-2`P(&]B:CP\+T$@,C$V-B`P(%(O2ULR,#(V(#`@4B`R,#(W(#`@ M4ETO4"`R,38R(#`@4B]3+U1$/CX-96YD;V)J#3(Q-C8@,"!O8FH\/"]";W)D M97)3='EL95LH4V]L:60I*$YO;F4I*$YO;F4I*$YO;F4I72]";W)D97)#;VQO M6]U="]";W)D97)4:&EC:VYE6]U="]3=&%R=$EN9&5N="`Y,BXU.#`T+T5N9$EN9&5N M="`Q,#0N,C@Y+T)";WA;.3(N-3@P-"`V,#6QE6RA.;VYE*2A3;VQI9"DH M3F]N92DH3F]N92E=+T)O'1!;&EG;B]#96YT97(O3R], M87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1$96-O'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3(Q.#<@,"!O8FH\/"]497AT1&5C;W)A=&EO;E1Y<&4O M56YD97)L:6YE+T\O3&%Y;W5T+U1E>'1$96-O'1);F1E;G0@,"XP/CX-96YD;V)J#3(Q.#D@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T M+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3(Q M.3(@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/ M+TQA>6]U="]7'1);F1E;G0@ M,"XP/CX-96YD;V)J#3(Q.30@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3(Q.34@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1!;&EG;B]*=7-T:69Y+T\O3&%Y;W5T+U=R M:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3(Q.3@@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA M>6]U="]7'1);F1E;G0@,"XP M/CX-96YD;V)J#3(R,#`@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI M9VXO2G5S=&EF>2]/+TQA>6]U="]76]U="]76]U="]76]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3(R,#4@ M,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO0V5N=&5R+T\O3&%Y M;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J M#3(R,#8@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]3 M=&%R="]/+TQA>6]U="]76]U="]76]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3(R,3$@,"!O8FH\/"]3<&%C M94%F=&5R(#`N,"]497AT06QI9VXO4W1A'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I M=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]3=&%R="]/+TQA>6]U M="]76]U="]76]U="]7'1);F1E M;G0@,"XP/CX-96YD;V)J#3(R,3<@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A M8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3(R,3@@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3(R,C`@,"!O M8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U M="]7'1!;&EG;B]* M=7-T:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@ M,"XP/CX-96YD;V)J#3(R,C,@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3(R,C0@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7'1);F1E;G0@,"XP/CX-96YD;V)J#3(R,C8@,"!O8FH\ M/"]3<&%C94%F=&5R(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]7 M6]U="]76]U="]76]U="]76]U="]76]U="]76]U="]76]U="]76]U M="]76]U="]7'1);F1E;G0@ M,"XP/CX-96YD;V)J#3(R,S@@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT M06QI9VXO0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5" M969O'1) M;F1E;G0@,"XP/CX-96YD;V)J#3(R,SD@,"!O8FH\/"]3<&%C94%F=&5R(#`N M,"]497AT06QI9VXO0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O M4W!A8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3(R-#`@,"!O8FH\/"]3<&%C94%F M=&5R(#8N,"]497AT06QI9VXO4W1A'1!;&EG;B]#96YT97(O3R],87EO=70O5W)I=&EN M9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]#96YT97(O3R],87EO=70O M5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]#96YT97(O3R], M87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]#96YT M97(O3R],87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O M4W1A'1!;&EG M;B]3=&%R="]/+TQA>6]U="]76]U="]76]U="]77!E+U5N9&5R;&EN92]/+TQA>6]U="]497AT1&5C;W)A=&EO M;D-O;&]R6S`N,"`P+C`@,"XP73X^#65N9&]B:@TR,C0Y(#`@;V)J/#PO4W!A M8V5!9G1E'1!;&EG;B]#96YT97(O3R],87EO=70O M5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]#96YT97(O3R], M87EO=70O5W)I=&EN9TUO9&4O3')48B]3<&%C94)E9F]R92`P+C`O4W1A'1!;&EG;B]*=7-T M:69Y+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O'1);F1E;G0@,"XP M/CX-96YD;V)J#3(R-3,@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]497AT06QI M9VXO0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A8V5"969O M'1);F1E M;G0@,"XP/CX-96YD;V)J#3(R-30@,"!O8FH\/"]3<&%C94%F=&5R(#`N,"]4 M97AT06QI9VXO0V5N=&5R+T\O3&%Y;W5T+U=R:71I;F=-;V1E+TQR5&(O4W!A M8V5"969O'1);F1E;G0@,"XP/CX-96YD;V)J#3(R-34@,"!O8FH\/"]3<&%C94%F=&5R M(#`N,"]497AT06QI9VXO2G5S=&EF>2]/+TQA>6]U="]76]U="]76]U="]7 M6]U="]76]U="]76]U="]76]U="]76]U="]77!E+U!A9V5S+TMI9'-;-3$@,"!2(#4S M(#`@4B`U-2`P(%(@-3<@,"!2(#4Y(#`@4ET^/@UE;F1O8FH-,C(V-R`P(&]B M:CP\+U!A7!E+U!A9V5S+TMI9'-;.#,@,"!2(#@U(#`@4B`X-R`P(%(@.#D@ M,"!2(#DQ(#`@4ET^/@UE;F1O8FH-,C(V.2`P(&]B:CP\+U!A7!E+U!A9V5S M+TMI9'-;,3$U(#`@4B`Q,3<@,"!2(#$R,"`P(%(@,3(R(#`@4B`Q,C0@,"!2 M73X^#65N9&]B:@TR,CG)E4WI. M5&-Z:V,Y9"(_/@H\>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O M(B!X.GAM<'1K/2(S+C$M-S`R(CX*("`@/')D9CI21$8@>&UL;G,Z&UL;G,Z>&%P/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O(CX* M("`@("`@("`@/'AA<#I-;V1I9GE$871E/C(P,#@M,#@M,3%4,3`Z,C`Z-3$M M,#0Z,#`\+WAA<#I-;V1I9GE$871E/@H@("`@("`@("`\>&%P.D-R96%T941A M=&4^,C`P."TP."TQ,50Q,#HR,#HU,2TP-#HP,#PO>&%P.D-R96%T941A=&4^ M"B`@("`@("`@(#QX87`Z365T861A=&%$871E/C(P,#@M,#@M,3%4,3`Z,C`Z M-3$M,#0Z,#`\+WAA<#I-971A9&%T841A=&4^"B`@("`@("`@(#QX87`Z0W)E M871O&%P M.D-R96%T;W)4;V]L/@H@("`@("`\+W)D9CI$97-C&UL M;G,Z9&,](FAT='`Z+R]P=7)L+F]R9R]D8R]E;&5M96YT"UD969A=6QT(CY53DE4 M140@4U1!5$53/"]R9&8Z;&D^"B`@("`@("`@("`@(#PO&UL M;G,Z>&%P34T](FAT='`Z+R]N&%P+S$N,"]M;2\B/@H@ M("`@("`@("`\>&%P34TZ1&]C=6UE;G1)1#YU=6ED.C4U86(V,#=C+30S.#`M M-#ED8RTX9F$R+3-F.6(T8S,P,#(Y83PO>&%P34TZ1&]C=6UE;G1)1#X*("`@ M("`@("`@/'AA<$U-.DEN&UP;65T83X*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@(`H\/WAP86-K970@96YD M/2)W(C\^#0IE;F1S=')E86T-96YD;V)J#3(R-S0@,"!O8FH\/"]#')E9@T*,"`R,CF4@,C(W-3X^#0IS=&%R='AR968-"C$Q-@T*)25%3T8-"C\_ ` end EX-10 3 groupbyelawsamend.htm GROUP BYE-LAWS AMENDMENT 10.1

 

 

 

B Y E - L A W S

 

of

 

EVEREST RE GROUP, LTD.

 

(as adopted with effect on February 22, 2000,

as amended February 18, 2000, and further

amended May 14, 2008)


 

TABLE OF CONTENTS

 

INTERPRETATION

 

1

 

1.

 

 

INTERPRETATION

 

1

 

BOARD OF DIRECTORS

 

5

 

2.

 

BOARD OF DIRECTORS

5

3.

 

MANAGEMENT OF THE COMPANY

5

4.

 

POWER TO APPOINT MANAGING DIRECTOR OR CHIEF EXECUTIVE OFFICER                    

6

5.

 

POWER TO APPOINT MANAGER

6

6.

 

POWER TO AUTHORISE SPECIFIC ACTIONS

6

7.

 

POWER TO APPOINT ATTORNEY

6

8.

 

POWER TO DELEGATE TO A COMMITTEE

6

9.

 

POWER TO APPOINT AND DISMISS EMPLOYEES

8

10.

 

POWER TO BORROW AND CHARGE PROPERTY

8

 

DIRECTORS

 

8

 

11.

 

ELECTION OF DIRECTORS

8

12.

 

NOMINATIONS PROPOSED BY MEMBERS

9

13.

 

DEFECTS IN APPOINTMENT OF DIRECTORS

9

14.

 

ALTERNATE DIRECTORS

9

15.

 

REMOVAL OF DIRECTORS

10

16.

 

VACANCIES ON THE BOARD

10

17.

 

NOTICE OF MEETINGS OF THE BOARD

11

18.

 

QUORUM AT MEETINGS OF THE BOARD

12

19.

 

MEETINGS OF THE BOARD

12

20.

 

UNANIMOUS WRITTEN RESOLUTIONS

12

21.

 

CONTRACTS AND DISCLOSURE OF DIRECTORS' INTERESTS                                                 

12

22.

 

REMUNERATION OF DIRECTORS

13

 

OFFICERS

 

13

 

23.

 

OFFICERS OF THE COMPANY

13

24.

 

APPOINTMENT OF OFFICERS

13

25.

 

REMUNERATION OF OFFICERS 

13

26.

 

DUTIES OF OFFICERS

13

27.

 

CHAIRMAN OF MEETINGS

14

28.

 

REGISTER OF DIRECTORS AND OFFICERS

14

 

MINUTES

 

14

 

29.

 

OBLIGATIONS OF BOARD TO KEEP MINUTES

14

 

INDEMNITY

 

14

 

30.

 

INDEMNIFICATION OF DIRECTORS AND OFFICERS OF THE COMPANY                                

14

31.

 

WAIVER OF CLAIM

16

 

MEETINGS

 

16

 

32.

 

NOTICE OF ANNUAL GENERAL MEETING

16

33.

 

NOTICE OF SPECIAL GENERAL MEETING

16

34.

 

ACCIDENTAL OMISSION OF NOTICE OF GENERAL MEETING

17

35.

 

MEETING CALLED ON REQUISITION OF MEMBERS

17

36.

 

SHORT NOTICE

17

37.

 

POSTPONEMENT OF MEETINGS

18

38.

 

QUORUM FOR GENERAL MEETING

18

39.

 

ADJOURNMENT OF MEETINGS

18


 

i

12659748

99548802

 


 

 

40.

 

BUSINESS TO BE CONDUCTED AT MEETINGS                                               

18

41.

 

ATTENDANCE AT MEETINGS

19

42.

 

WRITTEN RESOLUTIONS

19

43.

 

ATTENDANCE OF DIRECTORS

19

44.

 

VOTING AT MEETINGS                                                                                                                       

20

45.

 

VOTING ON SHOW OF HANDS

20

46.

 

DECISION OF CHAIRMAN                                                                                               

20

47.

 

DEMAND FOR A POLL

20

48.

 

SENIORITY OF JOINT HOLDERS VOTING

21

49.

 

INSTRUMENT OF PROXY   

21

50.

 

REPRESENTATION OF CORPORATIONS AT MEETINGS                                                             

23

 

SHARE CAPITAL AND SHARES

 

23

 

51.

 

AUTHORISATION OF SHARES

23

52.

 

LIMITATION ON VOTING RIGHTS OF CONTROLLED SHARES

24

53.

 

LIMITATIONS ON THE POWER TO ISSUE SHARES

25

54.

 

VARIATION OF RIGHTS AND ALTERATION OF HARE CAPITAL   

26

55.

 

PURCHASE OF SHARES BY COMPANY

27

56.

 

REGISTERED HOLDER OF SHARES

29

57.

 

DEATH OF A JOINT HOLDER

29

58.

 

SHARE CERTIFICATES

29

 

REGISTER OF MEMBERS

 

30

 

59.

 

CONTENTS OF REGISTER OF MEMBERS

30

60.

 

INSPECTION OF REGISTER OF MEMBERS

30

61.

 

SETTING OF RECORD DATE

30

 

TRANSFER OF SHARES

 

30

 

62.

 

INSTRUMENT OF TRANSFER

30

63.

 

RESTRICTIONS ON TRANSFER

31

64.

 

TRANSFERS BY JOINT HOLDERS

32

 

TRANSMISSION OF SHARES

 

32

 

65.

 

REPRESENTATIVE OF DECEASED MEMBER

32

66.

 

REGISTRATION ON DEATH OR BANKRUPTCY

33

67.

 

REGISTRATION FEES

33

 

DIVIDENDS AND OTHER DISTRIBUTIONS

 

33

 

68.

 

DECLARATION OF DIVIDENDS BY THE BOARD

33

69.

 

OTHER DISTRIBUTIONS

33

70.

 

RESERVE FUND

 33

71.

 

DEDUCTION OF AMOUNTS DUE TO THE COMPANY                                                                 

33

72.

 

UNCLAIMED DIVIDENDS

34

73.

 

INTEREST ON DIVIDEND

34

 

CAPITALIZATION

 

34

 

74.

 

CAPITALIZATION

34

 

ACCOUNTS AND FINANCIAL STATEMENTS

 

34

 

75.

 

RECORDS OF ACCOUNT

34

76.

 

FINANCIAL YEAR END

35

77.

 

FINANCIAL STATEMENTS

35

 

AUDIT

35



ii

12659748

99548802

      


 

78.

 

APPOINTMENT OF AUDITOR

35

79.

 

REMUNERATION OF AUDITOR

35

80.

 

VACATION OF OFFICE OF AUDITOR                                                                                              

35

81.

 

ACCESS TO BOOKS OF THE COMPANY 

35

82.

 

REPORT OF THE AUDITOR

35

 

GRATUITIES, PENSIONS AND INSURANCE

 

36

 

83.

 

BENEFITS

36

84.

 

INSURANCE

36

85.

 

LIMITATION ON ACCOUNTABILITY

36

 

NOTICES

 

36

 

86.

 

NOTICES TO MEMBERS OF THE COMPANY

36

87.

 

NOTICES TO JOINT MEMBERS

37

88.

 

SERVICE AND DELIVERY OF NOTICE                                                                                            

37

 

REGISTERED OFFICE

 

37

 

89.

 

REGISTERED OFFICE

37

 

SEAL OF THE COMPANY

 

37

 

90.

 

THE SEAL

37

91.

 

MANNER IN WHICH SEAL IS TO BE AFFIXED                                                          

37

92.

 

DESTRUCTION OF DOCUMENTS

37

 

UNTRACED MEMBERS

 

38

 

93.

 

SALE OF SHARES

38

94.

 

INSTRUMENT OF TRANSFER

39

95.

 

PROCEEDS OF SALE

39

 

WINDING-UP

 

39

 

96.

 

DETERMINATION TO LIQUIDATE

39

97.

 

WINDING-UP/DISTRIBUTION BY LIQUIDATOR

40

 

ALTERATION OF BYE-LAWS

 

40

 

98.

 

ALTERATION OF BYE-LAWS

40


 

iii

12659748

99548802

 


 

 

BYE-LAWS

 

OF

 

EVEREST RE GROUP, LTD.

 

(as adopted with effect on February 22, 2000)

 

INTERPRETATION

1.

Interpretation

(a)       In these Bye-laws the following words and expressions shall, where not inconsistent with the context, have the following meanings respectively:

 

(i)

“Act” means the Companies Act 1981 of Bermuda, as amended, or any Bermuda statute then in effect that has replaced such statute, and any reference in these Bye-laws to a provision of the Act means such provision as amended from time to time or any provision of a Bermuda law from time to time in effect that has replaced such provision;

 

(ii)

“Alternate Director” means an alternate Director appointed in accordance with these Bye-laws;

 

(iii)

“Auditor” includes any individual, company or partnership;

 

(iv)

“Board” means the Board of Directors appointed or elected pursuant to these Bye-laws and acting by resolution in accordance with the Act and these Bye-laws or the Directors present at a meeting of Directors at which there is a quorum;

 

(v)

“Business Day” means any day, other than a Saturday, a Sunday or any day on which banks in Hamilton, Bermuda or the City of New York, United States are authorised or obligated by law or executive order to close;

 

(vi)

“Code” means the United States Internal Revenue Code of 1986, as amended, or any United States federal statute then in effect that has replaced such statute, and any reference in these Bye-laws to a provision of the Code or a rule or regulation promulgated thereunder means such provision, rule or regulation as amended from time to time or any provision of a United States federal law, or any United States federal rule or regulation, from time to time in effect that has replaced such provision, rule or regulation;

 

(vii)

“Common Shares” means the common shares, initially having a par value U.S. $0.01 per share, of the Company and includes a fraction of a Common Share;

 


 

(viii)

“Company" means the company for which these Bye-laws are approved and confirmed;

 

(ix)

“Controlled Shares” of any Person means all shares of the issued and outstanding share capital of the Company owned by such Person, whether:

 

(A)

directly;

 

(B)

with respect to Persons who are U.S. Persons, by application of the attribution and constructive ownership rules of Sections 958(a) and 958(b) of the Code;

 

(C)

with respect to Persons who are U.S. Persons, by application of the attribution and constructive ownership rules of Sections 544 and 554 of the Code; or

 

(D)

beneficially within the meaning of Section 13(d)(3) of the Exchange Act and the rules and regulations thereunder;

 

(x)

“Director” means a director of the Company and shall include an Alternate Director;

 

(xi)

“Exchange Act” means the United States Securities Exchange Act of 1934, as amended, or any United States federal statute from time to time in effect that has replaced such statute, and any reference in these Bye-laws to a provision of the Exchange Act or a rule or regulation promulgated thereunder means such provision, rule or regulation as amended from time to time or any provision of a United States federal law, or any United States federal rule or regulation, from time to time in effect that has replaced such provision, rule or regulation;

 

(xii)

“Fair Market Value” means, with respect to a redemption or purchase of any shares of the Company in accordance with these Bye-laws, (A) if such shares are listed on a securities exchange (or quoted in a securities quotation system), the average of the high and low sale (or bid) prices of such shares on such exchange (or in such quotation system), or, if such shares are listed on (or quoted in) more than one exchange (or quotation system), the average of the high and low sale (or bid) prices of the shares on the principal securities exchange (or quotation system) on which such shares are then traded, or, if such shares are not then listed on a securities exchange (or quotation system) but are traded in the over-the-counter market, the average of the latest bid and asked quotations for such shares in such market, in each case for the last 15 trading days immediately preceding the day on which notice of the redemption or purchase of such shares is sent pursuant to these Bye-laws or (B) if no such sales (or bid) prices or quotations are available because such shares are not publicly traded or otherwise,

 

2

12659748

99548802

 


 

the fair value of such shares as determined by one independent nationally recognized investment banking firm chosen by the Board and reasonably satisfactory to the Member or Person whose shares are to be so repurchased by the Company, provided, that the calculation of the Fair Market Value of the shares made by such appointed investment banking firm (x) shall not include any discount relating to the absence of a public trading market for, or any transfer restrictions on, such shares and (y) such calculation shall be final and the fees and expenses stemming from such calculation shall be borne by the Company or its assignee, as the case may be;

 

(xiii)

“Investment Company” means a registered investment company pursuant to the Investment Company Act;

 

(xiv)

“Investment Company Act” means the United States Investment Company Act of 1940, as amended from time to time, or any federal statute from time to time in effect that has replaced such statute, and any reference in these Bye-laws to a provision of the Investment Company Act or a rule or regulation promulgated thereunder means such provision, rule or regulation as amended from time to time or any provision of a federal law, or any federal rule or regulation, from time to time in effect that has replaced such provision, rule or regulation;

 

(xv)

“Maximum Percentage” means, with respect to any Person, nine and nine-tenths percent (9.9%) or, if applicable, such other percentage as the Board shall have previously approved for such Person in accordance with these Bye-laws;

 

(xvi)

“Member” means the Person registered in the Register of Members as the holder of shares in the Company and, when two or more Persons are so registered as joint holders of shares, means the Person whose name stands first in the Register of Members as one of such joint holders or all of such Persons as the context so requires;

 

(xvii)

“notice” means written notice as further defined in these Bye-laws unless otherwise specifically stated;

 

(xviii)

“Officer” means any individual appointed by the Board to hold an office in the Company;

 

(xix)

“Person” means an individual, trust, estate, partnership, association, company, corporation, firm or other legal entity or enterprise;

 

(xx)

“Preferred Shares” means the preferred shares, initially having a par value U.S. $0.01 per share, of the Company and includes a fraction of a Preferred Share;

 

3

12659748

99548802

 

 

 

(xxi)

"Record Date" means the date referred to in Bye-law 61;

 

(xxii)

“Registered Office” means the office of the Company selected to be the registered office in accordance with the provisions of the Act and Bye-law 89;

 

(xxiii)

“Register of Directors and Officers” means the Register of Directors and Officers referred to in Bye-law 28;

 

(xxiv)

“Register of Members” means the Register of Members referred to in Bye-law 59;

 

(xxv)

“Repurchase Price” means the Fair Market Value of the shares to be redeemed or purchased on the date the Repurchase Notice (as defined in paragraph (b) of Bye-law 55) with respect thereto is sent by the Company;

 

(xxvi)

“Secretary” means the individual appointed to perform any or all the duties of secretary of the Company and includes any deputy, assistant or acting secretary;

 

(xxvii)

“Securities Act” means the United States Securities Act of 1933, as amended, or any United States federal statute from time to time in effect which has replaced such statute, and any reference in these Bye-laws to a provision of the Securities Act or a rule or regulation promulgated thereunder means such provision, rule or regulation as amended from time to time or any provision of a United States federal law, or any United States federal rule or regulation, from time to time in effect that has replaced such provision, rule or regulation;

 

(xxviii)

“share” means any share in the share capital of the Company;

 

(xxix)

“Treasury Share” means a share of the Company that was or is treated as having been acquired and held by the Company and has been held continuously by the Company since it was so acquired and has not been cancelled.”

 

(xxx)

“United States” means the United States of America and dependent territories or any part thereof; and

 

(xxxi)

“U.S. Person” means, except as otherwise indicated, an individual who is a citizen or resident of the United States, a corporation, partnership or other entity created or organized in the United States or under the laws of the United States or any political subdivision thereof, an estate whose income is includable in gross income for United States federal income tax purposes, regardless of its source, or a trust, if and only if (A) a court within the United States is able to exercise primary supervision over the administration of the trust

 

4

12659748

99548802

 


and (B) one or more U.S. Persons have the authority to control all substantial decisions of the trust.

              (b)            In these Bye-laws, where not inconsistent with the context:
 

 

(i)

words denoting the plural number include the singular number and vice versa;

 

(ii)

words denoting the masculine gender include the feminine gender;

 

(iii)

the word:

 

(A)

“may” shall be construed as permissive;

 

(B)

“shall” shall be construed as imperative; and

 

(iv)

unless otherwise provided herein words or expressions defined in the Act shall bear the same meaning in these Bye-laws.

(c)           Expressions referring to writing or written shall, unless the contrary intention appears, include facsimile, printing, lithography, photography, electronic-mail and other modes of representing words in a legible and non-transitory form.

(d)          Headings used in these Bye-laws are for convenience only and are not to be used or relied upon in the construction hereof.

(e)          In these Bye-laws, (i) powers of delegation shall not be restrictively construed but the widest interpretation shall be given thereto, (ii) the word “Board” in the context of the exercise of any power contained in these Bye-laws includes any committee consisting of one or more individuals appointed by the Board, any Director holding executive office and any local or divisional Board, manager or agent of the Company to which or, as the case may be, to whom the power in question has been delegated in accordance with these Bye-laws, (iii) no power of delegation shall be limited by the existence of any other power of delegation and (iv) except where expressly provided by the terms of delegation, the delegation of a power shall not exclude the concurrent exercise of that power by any Person who is for the time being authorised to exercise it under these Bye-laws or under another delegation of the powers.

 

BOARD OF DIRECTORS

2.

Board of Directors

 

The business of the Company shall be managed and conducted by the Board.

3.

Management of the Company

(a)       In managing the business of the Company, the Board may exercise all such powers of the Company as are not, by statute or by these Bye-laws, required to be exercised by the Company in general meeting and the business and affairs of the Company shall be so controlled by the Board. The Board also may present any petition and make any application in connection with the winding up or liquidation of the Company.

 

5

12659748

99548802

 


 

             (b)      No regulation or alteration to these Bye-laws made by the Company in general meeting shall invalidate any prior act of the Board which would have been valid if that regulation or alteration had not been made.

(c)       Subject to Section 39 of the Act, the Board may procure that the Company pays to Members or third parties all expenses incurred in promoting and incorporating the Company.

(d)       The Board may exercise all the powers of the Company to discontinue the Company to a named country or jurisdiction outside Bermuda pursuant to Section 132G of the Act.

4.

Power to appoint managing director or chief executive officer

The Board may from time to time appoint one or more Directors to the office of managing director or chief executive officer of the Company who shall, subject to the control of the Board, supervise and administer all of the general business and affairs of the Company.

5.

Power to appoint manager

Without limiting the provisions of Bye-law 4, the Board may appoint a Person or body of Persons to act as manager of all or some of the Company’s day to day business and may entrust to and confer upon such manager such powers and duties as it deems appropriate for the transaction or conduct of such business.

6.

Power to authorise specific actions

The Board may from time to time and at any time authorise any Director, Officer or other Person or body of Persons to act on behalf of the Company for any specific purpose and in connection therewith to execute any agreement, document or instrument on behalf of the Company.

7.

Power to appoint attorney

The Board may from time to time and at any time by power of attorney appoint any Person or body of Persons, whether nominated directly or indirectly by the Board, to be an attorney of the Company for such purposes and with such powers, authorities and discretions (not exceeding those vested in or exercisable by the Board) and for such period (or for an unspecified length of time) and subject to such conditions as it may think fit and any such power of attorney may contain such provisions for the protection and convenience of persons dealing with any such attorney as the Board may think fit and may also authorise any such attorney to sub-delegate all or any of the powers, authorities and discretions so vested in the attorney. Such attorney may, if so authorised under the seal of the Company, execute any deed or instrument under such attorney’s personal seal with the same effect as the affixation of the seal of the Company.

 

8.

Power to delegate to a committee

The Board may delegate any of its powers to a committee of one or more individuals appointed by the Board (and the Board may appoint alternative committee

 

6

12659748

99548802



members or authorize the members to appoint their own alternates), which committee may consist partly or entirely of non-Directors. Without limiting the foregoing, such committees may include:

(a)       an Executive Committee, which shall have all of the powers of the Board between meetings of the Board;

(b)       an Underwriting Committee, which shall, among other things, establish, review and monitor the underwriting policies of the Company’s subsidiary companies or other companies associated with the Company, review underwriting decisions, monitor any appointed underwriting services provider, advise the Board with respect to actuarial services, review actuarial decisions, monitor any provider of actuarial services and otherwise monitor the risks insured or reinsured by the Company’s subsidiary companies or other companies associated with the Company;

(c)       an Investment Committee, which shall, among other things, establish, review and monitor the investment policies of the Company and the Company’s subsidiary companies or other companies associated with the Company, review investment decisions and review and monitor any provider of investment services;

(d)       an Audit Committee, which shall, among other things, review the internal administrative and accounting controls of the Company and the Company’s subsidiary companies or other companies associated with the Company and recommend to the Board the appointment of independent auditors;

(e)       a Compensation Committee, which shall, among other things, establish and review the compensation of Officers and the compensation policies and procedures of the Company and the Company’s subsidiary companies or other companies associated with the Company; and

(f)        a Nominating Committee, which shall, among other things, propose to the Members or to continuing Directors, before any election of Directors by Members or the filling of any vacancy by the Board, a slate of director candidates equal in number to the vacancies to be filled (for purposes of paragraph (f) of this Bye-law 8 only, “Director” shall not include Alternate Director).

All Board committees shall conform to such directions as the Board shall impose on them; provided, that each member shall have one vote, and each committee shall have the right as it deems appropriate to retain outside advisors and experts. Each committee may adopt rules for the conduct of its affairs, including rules governing the adoption of resolutions by unanimous written consent, and the place, time, and notice of meetings, as shall be advisable and as shall not be inconsistent with these Bye-laws regarding Board meetings or with any applicable resolution adopted by the Board. Each committee shall cause minutes to be made of all meetings of such committee and of the attendance thereat and shall cause such minutes and copies of resolutions adopted by unanimous consent to be promptly inscribed or incorporated by the Secretary in the minute book.

 

7

12659748

99548802





9.

Power to appoint and dismiss employees

              The Board may appoint, suspend or remove any Officer, manager, secretary, clerk, agent or employee of the Company and may fix their remuneration and determine their duties.
 

10.

Power to borrow and charge property

The Board may exercise all the powers of the Company to borrow money, to assume, guarantee or otherwise become directly or indirectly liable for indebtedness for borrowed money and to mortgage or charge its undertaking, property and uncalled capital, or any part thereof, and may issue debentures, debenture stock and other securities whether outright or as security for any debt, liability or obligation of the Company or any third party.

 

DIRECTORS

11.

Election of Directors

(a)       The Board shall consist of not less than three and not more than 12 Directors, the exact number to be determined from time to time by resolution adopted by the affirmative vote of more than fifty percent (50%) of the Directors then in office; provided, that if no such resolution shall be in effect the number of Directors shall be six. Each Director shall be elected, except in the case of casual vacancy, by the Members in the manner set forth in paragraph (b) of this Bye-law 11 at the annual general meeting or any special general meeting called for the purpose and who shall hold office for the term set forth in paragraph (c) of this Bye-law 11.

(b)       Except as permitted under paragraph (d) of this Bye-law 11, no individual shall, unless recommended for election by the Board or any Nominating Committee of the Board, be eligible for election as a Director unless advance notice of the nomination of such individual shall have been given to the Company in the manner provided in Bye-law 12.

(c)       The Board shall be divided into three classes of Directors, namely Class I, Class II and Class III. Each class shall have approximately the same number of Directors as determined by the Board or any Nominating Committee of the Board. The initial term of the Class I Directors shall expire at the first annual general meeting following the date that the Company is subject to the reporting requirements of the Exchange Act. The initial term of the Class II Directors shall expire at the second annual general meeting following the date that the Company is subject to the reporting requirements of the Exchange Act. The initial term of the Class III Directors shall expire at the third annual general meeting following the date that the Company is subject to the reporting requirements of the Exchange Act. Following their initial terms, all classes of Directors shall be elected to three-year terms. Each Director shall serve until the expiration of such Director’s term or until such Director’s successor shall have been duly elected or appointed or until such Director’s office is otherwise vacated.

               (d)       Notwithstanding the foregoing, whenever the holders of any one or more classes or series of Preferred Shares shall have the right, voting separately by class or

 

8

12659748

99548802

 


 

series, to elect Directors at an annual or special general meeting, the election, term of office, filling of vacancies and other features of such directorships shall be governed by the terms of the Board resolution creating such classes or series of Preferred Shares, and such Directors so elected shall not be divided into classes pursuant to this Bye-law 11 unless expressly provided by such terms.

 

(e)       For the purposes of this Bye-law 11 only, “Director” shall not include an Alternate Director.

12.

Nominations proposed by Members

(a)       If a Member desires to nominate one or more individuals for election as Directors at any general meeting duly called for the election of Directors, written notice of such Member’s intent to make such a nomination must be received by the Company at the Registered Office (or at such other place or places as the Board may otherwise specify from time to time for this purpose) not less than 120 days nor more than 150 days before the first anniversary of the date of the notice convening the Company’s annual general meeting of shareholders for the prior year. Such notice shall set forth (i) the name and address, as it appears in the Register of Members, of the Member who intends to make such nomination; (ii) a representation that the Member is a holder of record of shares of the Company entitled to vote at such meeting and intends to appear in person or by proxy at the meeting to make such nomination; (iii) the class and number of shares of the Company which are held by the Member; (iv) the name and address of each individual to be nominated; (v) a description of all arrangements or understandings between the Member and any such nominee and any other person or persons (naming such person or persons) pursuant to which such nomination is to be made by the Member; (vi) such other information regarding any such nominee proposed by such Member as would be required to be included in a proxy statement filed pursuant to Regulation 14A under the Exchange Act, whether or not the Company is then subject to such Regulation; and (vii) the consent of any such nominee to serve as a Director, if so elected. The chairman of such general meeting shall, if the facts warrant, refuse to acknowledge a nomination that is not made in compliance with the procedure specified in this Bye-law 12, and any such nomination not properly brought before the meeting shall not be considered.

13.

Defects in appointment of Directors

All acts done bona fide by any meeting of the Board or by a committee of the Board or by any individual acting as a Director shall, notwithstanding that it be afterwards discovered that there was some defect in the appointment of any Director or individual acting as aforesaid, or that they or any of them were disqualified, be as valid as if every such individual had been duly appointed and was qualified to be a Director.

14.

Alternate Directors

(a)       Any Director may appoint an individual or individuals to act as a Director in the alternative to himself or herself by notice in writing received by the Company at the Registered Office (or at such other place or places as the Board may otherwise specify from time to time for this purpose). Any individual so appointed shall have all

 

9

12659748

99548802

 


the rights and powers of the Director or Directors for whom such individual is appointed in the alternative; provided, that such individual shall not be counted more than once in determining whether or not a quorum is present. Any Director may, upon notice in writing received by the Company at the Registered Office (or at such other place or places as the Board may otherwise specify from time to time for this purpose), remove or replace any individual so appointed as his or her alternate with or without cause.

(b)       An Alternate Director shall be entitled to receive notice of all meetings of the Board and to attend and vote at any such meeting at which a Director for whom such Alternate Director was appointed in the alternative is not personally present and generally to perform at such meeting all the functions of such Director for whom such Alternate Director was appointed.

(c)       An Alternate Director shall be entitled to receive any proposed written resolutions being circulated among the Directors for signature and an Alternate Director may sign any written resolution in the absence of a Director for whom such Alternate Director was appointed.

(d)       An Alternate Director shall cease to be such if the Director for whom such Alternate Director was appointed ceases for any reason to be a Director but may be re-appointed as an alternate to the individual appointed to fill the vacancy in accordance with these Bye-laws.

15.

Removal of Directors

(a)       The Members shall not be entitled to remove a Director other than for cause.

(b)       Subject to any provision to the contrary in these Bye-laws, the Members may, at any special general meeting convened for that purpose and held in accordance with these Bye-laws, remove any Director for cause with the sanction of a resolution passed by the holders of not less than fifty percent (50 %) of the issued and outstanding shares conferring the right to vote on such resolution; provided, that (i) the notice of any such meeting convened for the purpose of removing a Director shall contain a statement of the intention so to do and be served on such Director not less than 14 days before the meeting and (ii) at such meeting such Director shall be entitled to be heard on the motion for such Director’s removal.

(c)       A vacancy on the Board created by the removal of a Director under the provisions of paragraph (a) of this Bye-law 15 may be filled by the Members at the meeting at which such Director is removed and, in the absence of such appointment, the Board may fill any such vacancy in accordance with Bye-law 16. A Director so appointed shall hold office for the balance of the term of such vacant Board position, or until such Director’s successor is elected or appointed or such Director’s office is otherwise vacated.

16.

Vacancies on the Board

(a)       The Board shall have the power from time to time and at any time to appoint any individual as a Director to fill a vacancy on the Board occurring as the result of the death, disability, disqualification, resignation or removal of any Director or if such

 

10

12659748

99548802

 


 

Director’s office is otherwise vacated and to appoint an Alternate Director to any Director so appointed. A Director so appointed shall hold office for the balance of the term of such vacant Board position or until such Director’s successor is elected or appointed or such Director’s office is otherwise vacated.
 

(b)          The Board may act notwithstanding any vacancy in its number but, if and so long as its number is reduced below the number fixed by these Bye-laws as the minimum number necessary for the transaction of business at meetings of the Board, the continuing Directors or Director may, notwithstanding that the number of Directors is below the number fixed by or in accordance with these Bye-laws as the quorum or that there is only one continuing Director, act for the purpose of (i) filling vacancies on the Board, (ii) summoning a general meeting of the Company or (iii) preserving the assets of the Company, but not for any other purpose.

 

(c)

The office of Director shall be vacated if the Director:

 

(i)

is removed from office pursuant to these Bye-laws or is prohibited from being a Director by law;

 

(ii)

is or becomes bankrupt or makes any arrangement or composition with his creditors generally;

 

(iii)

is or becomes of unsound mind as determined by the Board in its sole discretion or dies;

 

(iv)

resigns his or her office by notice in writing to the Company.

17.

Notice of meetings of the Board

(a)       The Chairman or Deputy Chairman, or any two Directors may, and the Secretary on the requisition of the Chairman, Deputy Chairman or any two Directors shall, at any time summon a meeting of the Board by not less than three Business Days’ notice in writing to each Director and Alternate Director, unless such Director or Alternate Director consents to shorter notice.

(b)       Notice of a meeting of the Board shall specify the general nature of the business to be considered at such meeting and shall be deemed to be duly given to a Director if it is given to such Director in person or otherwise communicated or sent to such Director by mail, courier service, cable, telex, telecopier, facsimile, electronic-mail or other mode of representing words in a legible and non-transitory form at such Director’s address in the Register of Directors and Officers or any other address given by such Director to the Company for this purpose. If such notice is sent by next-day courier, cable, telex, telecopier, facsimile or electronic-mail it shall be deemed to have been given the Business Day following the sending thereof and, if by registered mail, three Business Days following the sending thereof.

(c)       Meetings of the Board may be held within or outside of Bermuda and shall be held outside of the United States.

 

11

12659748

99548802

 


 

18.

Quorum at meetings of the Board

                The quorum necessary for the transaction of business at a meeting of the Board shall be a majority of the Directors then in office, present in person or represented by an Alternate Director or another Director appointed in accordance with the provisions of Section 91A of the Act.
 

19.

Meetings of the Board

(a)       The Board may meet for the transaction of business, adjourn and otherwise regulate its meetings as it sees fit.

(b)       Directors may participate in any meeting of the Board by means of such telephone, electronic or other communication facilities as permit all persons participating in the meeting to communicate with each other simultaneously and instantaneously, and participation in such a meeting shall constitute presence in person at such meeting. No Director may participate in any such meeting of the Board while in the United States.

(c)       A resolution put to the vote at a duly constituted meeting of the Board at which a quorum is present and acting throughout shall be carried by the affirmative votes of a majority of the votes cast. Each Director shall have one vote on all matters put to the Board for resolution, except that in the case of an equality of votes the Chairman, if he or she is present (and if he or she is not present, the Deputy Chairman, if he or she is present), shall have a second or casting vote, otherwise no Director has a second or casting vote.

20.

Unanimous written resolutions

A resolution in writing signed by all the Directors, which may be in counterparts, shall be as valid as if it had been passed at a meeting of the Board duly called and constituted, such resolution to be effective on the date on which the last Director signs the resolution. An Alternate Director may sign a resolution in writing in the stead of any Director for whom he or she has been appointed an Alternate Director. Any resolution in writing may be signed within or outside of the United States; provided, that the last Director or Alternate Director, as the case may be, to sign the resolution must sign outside of the United States.

21.

Contracts and disclosure of Directors’ interests

(a)       Any Director, or any Director’s firm, partner or any company or enterprise with whom any Director is associated, may act in a professional capacity for the Company and such Director or such Director’s firm, partner or such company or enterprise shall be entitled to remuneration for professional services as if such Director were not a Director; provided, that nothing herein contained shall authorise a Director or Director’s firm, partner or such company to act as Auditor of the Company.

(b)       A Director who is directly or indirectly interested in a contract or proposed contract or arrangement with the Company shall declare the nature of such interest as required by the Act.

(c)       Following a declaration being made pursuant to this Bye-law 21, and unless disqualified by the chairman of the relevant Board meeting, a Director may vote

 

12

12659748

99548802

 


 

in respect of any contract or arrangement or proposed contract or arrangement in which such Director is interested and may be counted in the quorum at such meeting.

22.

Remuneration of Directors

(a)       The remuneration and benefits (if any) of the Directors, including without limitation, participation in any share option or incentive plan and loans (with the generalor specific consent required by Section 96 of the Act) in connection therewith, shall be determined by the Board and shall be deemed to accrue from day to day. The Directors shall also be reimbursed for all travel, hotel and other expenses properly incurred by them in attending and returning from meetings of the Board, any committee appointed by the Board, general meetings of the Company, or in connection with the business of the Company or their duties as Directors generally.

(b)       A Director may hold any other office or place of profit under the Company (other than the office of Auditor) in conjunction with his or her office of Director for such period on such terms as to remuneration and otherwise as the Board may determine.

(c)       The Board may award special remuneration and benefits to any Director undertaking any special work or services for, or undertaking any special mission on behalf of, the Company other than his or her ordinary routine work as a Director. Any fees paid to a Director who is also counsel or attorney to the Company, or otherwise serves it in a profession capacity, shall be in addition to his or her remuneration as a Director.

OFFICERS

23.

Officers of the Company

The Officers of the Company shall consist of a Chairman, a Deputy Chairman, a Secretary and such additional Officers as the Board may from time to time determine to be necessary or advisable in the conduct of the affairs of the Company, all of whom shall be deemed to be Officers for the purposes of these Bye-laws. The same individual may hold two or more offices in the Company, except for the offices of Chairman and Deputy Chairman.

24.

Appointment of Officers

The Board shall, as soon as possible after each annual general meeting, appoint the Chairman and the Deputy Chairman who shall be Directors. The Secretary and additional Officers, if any, shall be appointed by the Board from time to time; provided, that the Chairman may appoint any Officer ranking equal or junior to a Vice President, and such appointee shall be deemed to be an Officer for the purposes of these Bye-laws.

25.

Remuneration of Officers

The Officers shall receive such remuneration as the Board may from time to time determine; provided, that the Chairman shall be entitled to determine the remuneration for those Officers appointed by the Chairman pursuant to Bye-law 24.

26.

Duties of Officers

 

13

12659748

99548802

 


 

The Officers shall have such powers and perform such duties in the management, business and affairs of the Company as may be delegated to them from time to time by these Bye-laws, or the Board or, in the case of those Officers appointed by the Chairman pursuant to Bye-law 24, the Chairman.

27.

Chairman of meetings

The Chairman shall act as chairman at all meetings of the Members and of the Board at which such individual is present. In his or her absence, the Deputy Chairman shall act as chairman and in the absence of both of them a chairman shall be appointed or elected by those present at the meeting and entitled to vote.

28.

Register of Directors and Officers

(a)       The Board shall cause to be kept in one or more books at the Registered Office a Register of Directors and Officers and shall enter therein the particulars required by the Act.

(b)       The Register of Directors and Officers shall be open to inspection by Members at the Registered Office in compliance with the requirements of the Act, subject to such reasonable restrictions as the Board may impose.

MINUTES

29.

Obligations of Board to keep minutes

(a)       The Board shall cause minutes to be duly entered in books provided for the purpose:

 

                         (i)                  

of all elections and appointments of Officers;                                                            

 

                         (ii)                 

of the names of the Directors present at each meeting of the Board and of any committee appointed by the Board; and                           

 

                         (iii)

of all resolutions and proceedings of general meetings of the Members, meetings of the Board, meetings of managers and meetings of committees appointed by the Board.

(b)       Minutes prepared in accordance with the Act and these Bye-laws shall be kept by the Secretary at the Registered Office.

 

INDEMNITY

30.

Indemnification of Directors and Officers of the Company

(a)       The Company shall indemnify its Officers and Directors to the fullest extent possible except as prohibited under the Act. Without limiting the foregoing, the Directors, Secretary and other Officers (such term to include for the purposes of Bye-laws 30 and 31, any Alternate Director or Person appointed to any committee by the

 

14

12659748

99548802

 


 

Board or any Person who is or was serving at the request of the Company as a director, officer, employee or agent of another corporation, partnership, joint venture, trust or other enterprise (including any employee benefit plan)) and employees of the Company acting in relation to any of the affairs of the Company and the liquidator or trustees (if any) acting in relation to any of the affairs of the Company, and every one of them, and their heirs, executors and administrators, shall be indemnified and secured harmless out of the assets of the Company (and the Company, in the discretion of the Board, may so indemnify and secure harmless a Person by reason of the fact that such Person was an agent of the Company or was serving at the request of the Company in any other capacity for or on behalf of the Company) from and against all actions, costs, charges, losses, damages and expenses (including, without limitation, attorneys’ fees) which they or any of them, their heirs, executors or administrators, shall or may incur or sustain by or by reason of any act done, concurred in or omitted (actual or alleged) in or about the execution of their duty, or supposed duty, or in their respective offices or trusts, including, without limitation, any acts taken or omitted with regard to subsidiary companies of the Company, and none of them shall be answerable for the acts, receipts, neglects or defaults of the others of them or for joining in any receipts for the sake of conformity, or for the acts of or the solvency or honesty of any bankers or other persons with whom any moneys or effects belonging to the Company shall or may be lodged or deposited for safe custody, or for insufficiency or deficiency of any security upon which any moneys of or belonging to the Company shall be placed out on or invested, or for any other loss, misfortune or damage which may happen in the execution of their respective offices or trusts, or in relation thereto; provided, that this indemnity shall not extend to any matter prohibited by the Act.

(b)       Any indemnification under this Bye-law 30, unless ordered by a court, shall be made by the Company only as authorised in the specific case upon a determination that indemnification of such Person is proper in the circumstances because such Person has met the applicable standard of conduct set forth in paragraph (a) of this Bye-law 30. Such determination shall be made (i) by the Board by a majority vote of disinterested Directors or (ii) if a majority of the disinterested Directors so directs, by independent legal counsel in a written opinion or (iii) by the Members.

(c)       Expenses (including, without limitation, attorneys’ fees) actually and reasonably incurred by any Director, Secretary, other Officer or employee of the Company in defending any civil, criminal, administrative or investigative action, suit or proceeding or threat thereof for which indemnification is sought pursuant to paragraph (a) of this Bye-law 30 shall be paid by the Company in advance of the final disposition of such action, suit or proceeding upon receipt of an undertaking by or on behalf of such Person to repay such amount if it shall be ultimately determined that such Person is not entitled to be indemnified by the Company as authorised in these Bye-laws or otherwise pursuant to applicable law; provided, that if it is determined by either (i) a majority vote of Directors who were not parties to such action, suit or proceeding or (ii) if a majority of the disinterested Directors so directs, by independent legal counsel in a written opinion, that there is no reasonable basis to believe that such Person is entitled to be indemnified by the Company as authorised in these Bye-laws or otherwise pursuant to applicable law, then no expense shall be advanced in accordance with this paragraph (c) of this Bye-law

 

15

12659748

99548802

 


 

30.  The Company, in the discretion of the Board, may pay such expenses (including attorneys’ fees) incurred by agents of the Company or by Persons serving at the request of the Company in any other capacity for or on behalf of the Company upon the receipt of the aforesaid undertaking and such terms and conditions, if any, as the Board deems appropriate.

(d)       The indemnification and advancement of expenses provided in these Bye-laws shall not be deemed exclusive of any other rights to which those seeking indemnification and advancement of expenses may now or hereafter be entitled under any statute, agreement, vote of Members or otherwise, both as to action in an official capacity and as to action in another capacity while holding such office.

(e)       The indemnification and advancement of expenses provided by, or granted pursuant to, this Bye-law 30 shall, unless otherwise provided when authorised or ratified, continue as to a Person who has ceased to hold the position for which such Person is entitled to be indemnified or advanced expenses and shall inure to the benefit of the heirs, executors and administrators of such a Person.

(f)        The Company may purchase and maintain insurance to protect itself and any Director, Officer or other Person entitled to indemnification pursuant to this Bye-law to the fullest extent permitted by law.

(g)       No amendment or repeal of any provision of this Bye-law 30 shall alter, to the detriment of any Person, the right of such Person to the indemnification or advancement of expenses related to a claim based on an act or failure to act which took place prior to such amendment, repeal or termination.

31.

Waiver of claim

The Company and each Member agrees to waive any claim or right of action it might have, whether individually or by or in the right of the Company, against any Director or Officer on account of any action taken by such Director or Officer, or the failure of such Director or Officer to take any action in the performance of his or her duties with or for the Company; provided, that such waiver shall not extend to any matter in respect of any fraud or dishonesty which may attach to such Director or Officer.

 

MEETINGS

32.

Notice of annual general meeting

The annual general meeting of the Company shall be held in each year at such time and place as the Chairman, the Deputy Chairman or any two Directors or any Director and the Secretary or the Board shall appoint. At least five days written notice of such meeting shall be given to each Member entitled to vote thereat as at the relevant Record Date stating the date, place and time at which the meeting is to be held, that the election of Directors will take place thereat, and as far as practicable, the other business to be conducted at the meeting. The annual general meeting may be held within or outside of Bermuda and shall be held outside of the United States.

33.

Notice of special general meeting

 

16

12659748

99548802

 


 

            The Chairman, the Deputy Chairman or any two Directors or any Director and the Secretary or the Board may convene a special general meeting of the Company whenever in their judgment such a meeting is necessary, upon not less than five days’ written notice to each Member entitled to attend and vote thereat as at the relevant Record Date, which shall state the date, time, place and the general nature of the business to be considered at the meeting. Any special general meeting may be held within or outside of Bermuda and shall be held outside of the United States.

34.

Accidental omission of notice of general meeting

The accidental omission to give notice of a general meeting to, or the non-receipt of notice of a general meeting by, any Member entitled to receive notice shall not invalidate the proceedings at that meeting.

35.

Meeting called on requisition of Members

Notwithstanding anything herein, the Board shall, on the requisition of Members holding at the date of the deposit of the requisition not less than one-tenth of such of the paid-up share capital of the Company as at the date of the deposit carries the right to vote at general meetings of the Company, forthwith proceed to convene a special general meeting of the Company and the provisions of Section 74 of the Act shall apply.

36.

Short notice

A general meeting of the Company shall, notwithstanding that it is called by shorter notice than that specified in these Bye-laws, be deemed to have been properly called if it is so agreed by (a) all the Members entitled to attend and vote thereat in the case of an annual general meeting; and (b) a majority in number of the Members having the right to attend and vote at the meeting, being a majority together holding not less than ninety-five percent (95%) in nominal value of the shares conferring a right to attend and vote thereat in the case of a special general meeting.

 

17

12659748

99548802

 


 

37.

Postponement of meetings

The Chairman or the Board may postpone any general meeting called in accordance with the provisions of these Bye-laws (other than a meeting requisitioned under Bye-law 35); provided, that notice of postponement is given before the time for such meeting to each Member entitled to attend and vote thereat as at the relevant Record Date for the meeting being postponed. Fresh notice of the date, time and place for the postponed meeting shall be given to each Member entitled to attend and vote thereat as at the relevant Record Date for the meeting being postponed in accordance with the provisions of these Bye-laws.

38.

Quorum for general meeting

At any general meeting of the Company two or more individuals present in person and representing in person or by proxy in excess of fifty percent (50%) of the total issued and outstanding shares conferring a right to attend and vote at such meeting throughout the meeting shall form a quorum for the transaction of business; provided, that if the Company shall at any time have only one Member, one Member present in person or by proxy shall constitute a quorum for the transaction of business at any general meeting of the Company held during such time. If within half an hour from the time appointed for the meeting a quorum is not present, the meeting shall stand adjourned to the same day one week later, at the same time and place or to such other day, time or place as the Chairman or the Board may determine. Unless the meeting is so adjourned to a specific date and time, fresh notice of the date, time and place for the resumption of the adjourned meeting shall be given to each Member in accordance with the provisions of these Bye-laws. No business shall be transacted at any general meeting unless a quorum is present when the meeting proceeds to business and continues throughout the meeting, but the absence of a quorum shall not preclude the appointment, choice or election of a chairman of the meeting which shall not be treated as part of the business of the meeting.

39.

Adjournment of meetings

The chairman of a general meeting may, with the consent of the Members at any general meeting whether or not a quorum is present (and shall if so directed), adjourn the meeting. Unless the meeting is so adjourned to a specific date and time, fresh notice of the date, time and place for the resumption of the adjourned meeting shall be given to each Member in accordance with the provisions of these Bye-laws with respect to a special general meeting.

40.

Business to be conducted at meetings

Subject to the Act, business to be brought before a general meeting of the Company must be specified in the notice of the meeting. Only business that the Board has determined can be properly brought before a general meeting in accordance with these Bye-laws and applicable law shall be conducted at any general meeting, and the chairman of the general meeting may refuse to permit any business to be brought before such meeting that has not been properly brought before it in accordance with these Bye-laws and applicable law.

 

18

12659748

99548802

 


 

41.

Attendance at meetings

                Unless the Chairman or the Board determines otherwise, Members may participate in any general meeting by means of such telephone, electronic or other communication facilities as permit all individuals participating in the meeting to communicate with each other simultaneously and instantaneously, and participation in such a meeting shall constitute presence in person at such meeting; provided, that no Member may participate in any such meeting while in the United States.
 

42.

Written resolutions

(a)       Subject to paragraph (f) of this Bye-law 42, anything which may be done by resolution of the Company in general meeting or by resolution of a meeting of any class of the Members of the Company, may, without a meeting and without any previous notice being required, be done by resolution in writing signed by, or, in the case of a Member that is a corporation whether or not a company within the meaning of the Act, on behalf of, all the Members who at the date of the resolution or, if earlier, the Record Date would be entitled to attend the meeting and vote on the resolution.

(b)       A resolution in writing may be signed by, or, in the case of a Member that is a corporation whether or not a company within the meaning of the Act, on behalf of, all the Members, or any class thereof, in as many counterparts as may be necessary.

(c)       For the purposes of this Bye-law 42, the date of the resolution is the date when the resolution is signed by, or, in the case of a Member that is a corporation whether or not a company within the meaning of the Act, on behalf of, the last Member to sign and any reference in any Bye-law to the date of passing of a resolution is, in relation to a resolution made in accordance with this Bye-law, a reference to such date. Any resolution in writing may be signed within or outside the United States; provided, that the last Member to sign the resolution must sign outside of the United States.

(d)       A resolution in writing made in accordance with this Bye-law is as valid as if it had been passed by the Company in general meeting or by a meeting of the relevant class of Members, as the case may be, and any reference in any Bye-law to a meeting at which a resolution is passed or to Members voting in favor of a resolution shall be construed accordingly.

(e)       A resolution in writing made in accordance with this Bye-law shall constitute minutes for the purposes of Sections 81 and 82 of the Act.

 

(f)

This Bye-law shall not apply to:

 

(i)

a resolution passed pursuant to Section 89(5) of the Act; or

 

(ii)

a resolution passed for the purpose of removing a Director before the expiration of his term of office under these Bye-laws.

43.

Attendance of Directors

The Directors of the Company shall be entitled to receive notice of and to attend and be heard at any general meeting.

 

19

12659748

99548802

 


 

44.

Voting at meetings

Subject to the provisions of the Act and these Bye-laws, any question proposed for the consideration of the Members at any general meeting shall be decided by the affirmative vote of a majority of the votes cast in accordance with the provisions of these Bye-laws and in the case of an equality of votes the resolution shall fail.

45.

Voting on show of hands

At any general meeting a resolution put to the vote of the meeting shall, in the first instance, be voted upon by a show of hands and, subject to any rights or restrictions for the time being lawfully attached to any class of shares and subject to the provisions of these Bye-laws, every Member present in person and every individual holding a valid proxy at such meeting shall be entitled to one vote and shall cast such vote by raising his or her hand.

46.

Decision of chairman

At any general meeting a declaration by the chairman of the meeting that a question proposed for consideration has, on a show of hands, been carried, or carried unanimously, or by a particular majority, or lost, and an entry to that effect in a book containing the minutes of the proceedings of the Company shall, subject to the provisions of these Bye-laws, be conclusive evidence of that fact.

47.

Demand for a poll

(a)       Notwithstanding the provisions of the immediately preceding two Bye-laws, at any general meeting of the Company, in respect of any question proposed for the consideration of the Members (whether before or on the declaration of the result of a show of hands as provided for in these Bye-laws), a poll may be demanded by any of the following Persons:

 

(i)

the chairman of such meeting; or

 

(ii)

at least three Members present in person or represented by proxy; or

 

(iii)

any Member or Members present in person or represented by proxy and holding between them not less than one-tenth (1/10) of the total voting rights of all the Members having the right to vote at such meeting; or

 

(iv)

any Member or Members present in person or represented by proxy holding shares conferring the right to attend and vote at such meeting on which an aggregate sum has been paid up equal to not less than one-tenth (1/10) of the total sum paid up on all Common Shares.

(b)       Where, in accordance with the provisions of paragraph (a) of this Bye-law 47, a poll is demanded, subject to any rights or restrictions for the time being lawfully attached to any class of shares and subject to the provisions of these Bye-laws, every Member present in person or by proxy at such meeting shall have one vote for each share

 

20

12659748

99548802

 


 

conferring the right to attend and vote at such meeting of which such Member is the registered holder or for which such a proxyholder holds a proxy and such votes shall be counted in the manner set out in paragraph (d) of this Bye-law 47 or, in the case of a general meeting at which one or more Members or proxyholders are present by telephone, in such manner as the chairman of the meeting may direct, and the result of such poll shall be deemed to be the resolution of the meeting at which the poll was demanded and shall replace any previous resolution upon the same matter which has been the subject of a show of hands.

(c)       A poll demanded in accordance with the provisions of paragraph (a) of this Bye-law 47, for the purpose of electing a chairman of the meeting or on a question of adjournment, shall be taken forthwith and a poll demanded on any other question shall be taken in such manner and at such time and place as the chairman (or acting chairman) may direct and any business other than that upon which a poll has been demanded may be proceeded with pending the taking of the poll.

(d)       Where a vote is taken by poll, each Member present in person or by proxy and entitled to vote shall be furnished with a ballot on which such Member or proxyholder shall record his or her vote in such manner as shall be determined at the meeting having regard to the nature of the question on which the vote is taken, and each ballot paper shall be signed or initialed or otherwise marked so as to identify the voter and the registered holder in the case of a proxy. The Board may appoint one or more inspectors to act at any general meeting where a vote is taken by a poll. Each inspector shall take and sign an oath faithfully to exercise the duties of inspector at such meeting with strict impartiality and according to the best of his, her or its ability. The inspectors shall determine the number of shares outstanding and the voting power of each by reference to the Register of Members, the number of shares represented at the meeting, the existence of a quorum, the validity and effect of proxies and examine and count all ballots and determine the results of any vote. The inspector shall also hear and determine challenges and questions arising in connection with the right to vote. No Director or candidate for the office of Director shall act as an inspector. The determination and decision of the inspectors shall be final and binding.

48.

Seniority of joint holders voting

In the case of joint holders, the vote of the senior who tenders a vote, whether in person or by proxy, shall be accepted to the exclusion of the votes of the other joint holders, and for this purpose seniority shall be determined by the order in which the names stand in the Register of Members.

49.

Instrument of proxy

(a)       Every Member entitled to vote has the right to do so either in person or by one or more Persons authorised by a written proxy executed and delivered in accordance with these Bye-laws. The instrument appointing a proxy shall be in writing under the hand of the appointor or of his or her attorney authorised by him or her in writing or, if the appointor is a corporation, either under its seal or under the hand of an officer, attorney or other person authorised to sign the same.

 

21

12659748

99548802

 


 

            (b)        Any Member may appoint a standing proxy or (if a corporation) representative by depositing at the Registered Office, or at such place or places as the Board may otherwise specify from time to time for the purpose, a proxy or (if a corporation) an authorisation and such proxy or authorisation shall be valid for all general meetings and adjournments thereof or, resolutions in writing, as the case may be, until notice of revocation is received at the Registered Office, or at such place or places as the Board may otherwise specify from time to time for the purpose. A Person so authorised as a proxy or representative shall be entitled to exercise the same power on behalf of the grantor of the authority as the grantor could exercise and the grantor shall for the purposes of these Bye-laws be deemed to be present in person at any such meeting if a Person so authorised is present at the meeting. Where a standing proxy or authorisation exists, its operation shall be deemed to have been suspended at any general meeting or adjournment thereof at which the Member is present or in respect to which the Member has specially appointed a proxy or representative. The Board may from time to time require such evidence as it shall deem necessary as to the due execution and continuing validity of any such standing proxy or authorisation and the operation of any such standing proxy or authorisation shall be deemed to be suspended until such time as the Board determines that it has received the requested evidence or other evidence satisfactory to it.

(c)       Subject to paragraph (b) of this Bye-law 49, the instrument appointing a proxy together with such other evidence as to its due execution as the Board may from time to time require shall be delivered at the Registered Office (or at such place or places as may be specified in the notice convening the meeting or in any notice of any adjournment or, in either case or the case of a written resolution, in any document sent therewith) not less than 24 hours or such other period as the Board may determine, prior to the holding of the relevant meeting or adjourned meeting at which the individual named in the instrument proposes to vote or, in the case of a poll taken subsequently to the date of a meeting or adjourned meeting, before the time appointed for the taking of the poll, or, in the case of a written resolution, prior to the effective date of the written resolution and in default the instrument of proxy shall not be treated as valid.

(d)       Instruments of proxy shall be in any common form or other form as the Board may approve and the Board may, if it thinks fit, send out with the notice of any meeting or any written resolution forms of instruments of proxy for use at that meeting or in connection with that written resolution. The instrument of proxy shall be deemed to confer authority to demand or join in demanding a poll and to vote on any amendment of a written resolution or amendment of a resolution put to the meeting for which it is given as the proxy thinks fit. The instrument of proxy shall unless the contrary is stated therein be valid as well for any adjournment of the meeting as for the meeting to which it relates.

(e)       A vote given in accordance with the terms of an instrument of proxy shall be valid notwithstanding the previous death or unsoundness of mind of the principal, or revocation of the instrument of proxy or of the authority under which it was executed, provided, that no intimation in writing of such death, insanity or revocation shall have been received by the Company at the Registered Office (or such other place as may be specified for the delivery of instruments of proxy in the notice convening the meeting or

 

22

12659748

99548802

 


 

other documents sent therewith) at least one hour before the commencement of the meeting or adjourned meeting, or the taking of the poll, or the day before the effective date of any written resolution at which the instrument of proxy is used.

(f)        Subject to the Act, the Board may at its discretion, or the chairman of the relevant meeting may at his or her discretion with respect to such meeting only, waive any of the provisions of these Bye-laws related to proxies or authorisations and, in particular, may accept such verbal or other assurances as it thinks fit as to the right of any person to attend and vote on behalf of any Member at general meetings or to sign written resolutions.

50.

Representation of corporations at meetings

A corporation which is a Member may, by written instrument, authorise such Person or Persons as it thinks fit to act as its representative at any meeting of the Members and the Person or Persons so authorised shall be entitled to exercise the same powers on behalf of the corporation which such Person or Persons represent as that corporation could exercise if it were an individual Member. Such corporation shall for the purpose of these Bye-laws be deemed to be present in person at any such meeting if a Person so authorized is present at the meeting. Notwithstanding the foregoing, the chairman of the meeting may accept such assurances as he or she thinks fit as to the right of any individual or individuals to attend and vote at general meetings on behalf of a corporation which is a Member.

SHARE CAPITAL AND SHARES

51.

Authorisation of shares

(a)       Upon adoption of these Bye-laws, the share capital of the Company shall initially be divided into two classes of shares consisting of (i) two hundred million (200,000,000) Common Shares and (ii) fifty million (50,000,000) Preferred Shares. The Board may create classes of shares and may increase or decrease the number of shares of any class as it sees fit. The Board also may, subject to the Act, cancel, redeem or purchase shares of any class of shares.

(b)       Subject to the provisions of these Bye-laws, the Common Shares shall entitle the holders thereof to:

 

(i)

one vote per Common Share;

 

(ii)

such dividends as the Board may from time to time declare;

 

(iii)

in the event of a winding-up or dissolution of the Company, whether voluntary or involuntary or for the purpose of an amalgamation, a reorganization or otherwise or upon any distribution of capital, share equally and ratably in the assets of the Company, if any, remaining after the payment of all debts and liabilities of the Company and the liquidation preference of any issued and outstanding Preferred Shares or other shares ranking ahead of the Common Shares; and

 

23

12659748

99548802

 


 

 

(iv)

generally be entitled to enjoy all of the rights attaching to shares.

(c)       Subject to these Bye-laws, the Act and to any resolution of the Members to the contrary, the unissued share capital of the Company (as it stands from time to time) shall be at the disposal of the Board and the Board shall have power to issue, offer, allot, exchange or otherwise dispose of any unissued shares of the Company, at such times, for such consideration and on such terms and conditions as it may determine and any shares or class of shares may be issued as a new or existing class of shares and with such preferred, deferred or other special rights or such restrictions or as comprising a new or existing class of shares, whether in regard to dividend, voting, return of capital or otherwise as the Board may from time to time prescribe and the Board may generally exercise the powers set out in Sections 45(1)(b), (c), (d) and (e) of the Act. Further the Board shall have the power to issue, offer, allot, exchange or otherwise dispose of options, warrants or other rights to purchase or acquire shares or securities convertible into or exchangeable for shares (including any employee benefit plan providing for the issuance of shares or options or rights in respect thereof), at such times, for such consideration and on such terms and conditions as it may determine.

(d)       The Board is authorised, subject to the Act, to issue the Preferred Shares in series, at such times, for such consideration and on such terms and conditions as it may determine with similar or different rights or restrictions as any other series and to establish from time to time the number of Preferred Shares to be included in each such series, and to fix the designation, powers, preferences, voting rights, dividend rates, redemption provisions, and other rights, qualifications, limitations or restrictions thereof. The terms of any series of Preferred Shares shall be set forth in a Certificate of Designation in the minutes of the Board meeting authorising the issuance of such Preferred Shares and such Certificate of Designations shall be attached as an exhibit to these Bye-laws, but shall not form part of these Bye-laws, and may be examined by any Member on request. The rights attaching to any Common Share or any Preferred Share shall be deemed not to be altered by the allotment of any other Preferred Share even if such Preferred Share does or will rank in priority for payment of a dividend or in respect of capital or which confer on the holder thereof voting rights more favorable than those conferred by such Common Share or existing Preferred Share and shall not otherwise be deemed to be altered by the creation or issue of further shares ranking pari passu therewith.

52.

Limitation on voting rights of controlled shares

(a)       If and for so long as the aggregate number of Controlled Shares of any Person exceeds the Maximum Percentage of the total voting power of all of the issued and outstanding share capital of the Company (calculated after giving effect to any prior reduction in voting rights attaching to Controlled Shares of other Persons as provided in this Bye-law 52), each such Controlled Share, regardless of the identity of the registered holder thereof, shall confer only a fraction of a vote as determined by the following formula (the “Formula”):

(T - C) Divided By (9.1 x C)

 

24

12659748

99548802

 


 

                     

Where:       

“T” is the aggregate number of votes conferred by all the issued and outstanding share capital immediately prior to that application of the Formula with respect to any particular Person, adjusted to take into account any prior reduction taken with respect to any other Person pursuant to paragraph (b) of this Bye-law 52 as at the same date;

 

“C” is the number of controlled Shares attributable to such Person.

(b)       The Formula shall be applied successively as many times as may be necessary to ensure that the number of Controlled Shares of any Person does not exceed the Maximum Percentage of the total voting power of all of the issued and outstanding share capital of the Company at any time. For the purposes of determining the votes exercisable by Persons as at any date, the Formula shall be applied to the shares of each Person in declining order based on the respective numbers of total Controlled Shares attributable to each Person. Thus, the Formula will be applied first to the votes of shares held by the Person to whom the largest number of total Controlled Shares is attributable and thereafter sequentially with respect to the Person with the next largest number of total Controlled Shares. In each case, calculations shall be made on the basis of the aggregate number of votes conferred by the shares as of such date, as reduced by the application of the Formula to any issued shares of any Person with a larger number of total Controlled Shares as of such date.

(c)       Notwithstanding the provisions of paragraphs (a) and (b) of this Bye-law 52, having applied the provisions thereof as best as they consider reasonably practicable, the Board may make such final adjustments to the aggregate number of votes attaching to the Controlled Shares of any Person that it considers fair and reasonable in all the circumstances to ensure that the number of Controlled Shares of any Person does not exceed the Maximum Percentage of the total voting power of all of the issued and outstanding share capital of the Company at any time.

(d)       Notwithstanding anything in these Bye-laws, this Bye-law 52 shall not apply for so long as the Company shall have only one Member.

53.

Limitations on the power to issue shares

(a)       Notwithstanding the provisions of paragraphs (c) and (d) of Bye-law 51, no share may be issued, without prior Board approval, if the Board has reason to believe that the effect of such issuance would cause (i) any Person that is not an Investment Company to beneficially own (within the meaning of Section 13(d)(3) of the Exchange Act and the rules and regulations thereunder), in excess of five percent (5%) of any class of issued and outstanding share capital of the Company, (ii) the aggregate number of Controlled Shares of any Person to exceed the Maximum Percentage of any class of issued and outstanding share capital of the Company or (iii) any adverse tax, regulatory or legal consequences to the Company, any of its subsidiaries or any of the Members or any Person who beneficially owns (within the meaning of Section 13(d)(3) of the Exchange Act and the rules and regulations thereunder) any of the issued and outstanding share capital of the Company. The restrictions of this paragraph (a) of this

 

25

12659748

99548802

 


 

Bye-law 53 shall not apply to any issuance of shares to a Person acting as an underwriter in the ordinary course of its business purchasing such shares for resale pursuant to a purchase agreement to which the Company is a party.

(b)       The Board shall, in connection with the issue of any share, have the power to pay such commissions and brokerage fees and charges as may be permitted by law.

(c)       The Company shall not give, whether directly or indirectly, whether by means of loan, guarantee, provision of security or otherwise, any financial assistance for the purpose of or in connection with a purchase or subscription made or to be made by any Person of or for any shares in the Company, but nothing in this Bye-law 53 shall prohibit transactions permitted pursuant to Sections 39A, 39B and 39C of the Act.

(d)       The Company may from time to time do any one or more of the following things:

 

(i)

make arrangements on the issue of shares for a difference between the Members in the amounts and times of payments of calls on their shares;

 

(ii)

accept from any Member the whole or a part of the amount remaining unpaid on any shares held by such Member, although no part of that amount has been called up;

 

(iii)

pay dividends in proportion to the amount paid up on each share where a larger amount is paid up on some shares than on others; and

 

(iv)

issue its shares in fractional denominations and deal with such fractions to the same extent as its whole shares and shares in fractional denominations shall have in proportion to the respective fractions represented thereby all of the rights of whole shares including (but without limiting the generality of the foregoing) the right to vote, to receive dividends and distributions and to participate in a winding up.

54.

Variation of rights and alteration of share capital

(a)       If at any time the share capital is divided into different classes of shares, the rights attached to any class (unless otherwise provided by the terms of issue of the shares of that class) may, whether or not the Company is being wound-up, be varied with the consent in writing of the holders of not less than a majority of the issued and outstanding shares of that class or with the sanction of a resolution passed by the holders of not less than a majority of the issued and outstanding shares of that class at a separate general meeting of the holders of the shares of the class held in accordance with Section 47 (7) of the Act. The rights conferred upon the holders of the shares of any class issued with preferred or other rights shall not, unless otherwise expressly provided by the terms of issue of the shares of that class, be deemed to be varied by the creation or issue of further shares ranking pari passu therewith. The rights of the holders of Common Shares shall not be deemed to be varied by the creation or issue of shares with preferred or other

 

26

12659748

99548802

 


 

rights, which may be effected by the Board as provided in these Bye-laws without any vote or consent of the holders of Common Shares.

(b)       The Company may from time to time by resolution of the Members alter the conditions of its Memorandum of Association by all or any of those actions listed in Section 45(1) of the Act and accordingly may change the currency denomination of, increase, alter or reduce its share capital in accordance with the provisions of Sections 45 and 46 of the Act; provided, that any resolution of the Members to alter or reduce its share capital be by the affirmative vote of Members representing not less than a majority of the votes conferred by the issued and outstanding shares entitled to vote. Where, on any alteration of share capital, fractions of shares or some other difficulty would arise, the Board may deal with or resolve the same in such manner as it thinks fit including, without limiting the generality of the foregoing, the issue to Members, as appropriate, of fractions of shares and/or arranging for the sale or transfer of the fractions of shares of Members to a purchaser thereof who shall not be bound to see to the application of the purchase money, nor shall his or her title to the same be affected by any irregularity in, or in invalidity of, the proceedings relating to sale.

55.

Purchase of shares by Company

 

(a)

Exercise of power to redeem and purchase shares of the Company

The Company shall have the power to, and may from time to time, redeem or purchase all or any part of its own shares pursuant to Sections 42 and 42A of the Act. The Board may, at its discretion and without the sanction of a resolution of the Members, authorise any redemption or purchase by the Company of its own shares (all or any part thereof), of any class, at any price (whether at par or above or below par), and so that any share to be so redeemed or purchased may be selected in any manner whatsoever, upon such terms as the Board may in its discretion determine; provided, that such redemption or purchase is effected in accordance with the provisions of the Act. The rights attaching to any share shall be deemed not to be altered (unless such right specifically provides otherwise) by any redemption or purchase by the Company of any of its own shares.

 

(b)

Unilateral purchase right

Subject to Section 42A of the Act, if the Board has reason to believe that (i) any Person that is not an Investment Company beneficially owns (within the meaning of Section 13(d)(3) of the Exchange Act and the rules and regulations thereunder) in excess of five percent (5%) of any class of issued and outstanding share capital of the Company, (ii) the aggregate number of Controlled Shares of any Person exceeds the Maximum Percentage of any class of issued and outstanding share capital of the Company or (iii) the direct or indirect share ownership in the Company of any Person may result in adverse tax, regulatory or legal consequences to the Company, any of its subsidiaries, any of the Members or any Person who beneficially owns (within the meaning of Section 13(d)(3) of the Exchange Act and the rules and regulations thereunder) any of the issued and outstanding share capital of the Company, the Company shall have the option, but not the obligation, to redeem or purchase all or any part of the shares so owned (to the extent the Board, in the reasonable exercise of its discretion, determines necessary or advisable to avoid or cure any adverse or potential adverse consequences) for the Repurchase Price by

 

27

12659748

99548802

 


 

delivering written notice to the Person that owns and, where the registered holder of the shares is not such Person, the Member that holds the shares to be redeemed or purchased specifying the number of shares to be redeemed or purchased and the Repurchase Price therefor (the “Repurchase Notice”). The Company shall use all commercially reasonable efforts to exercise its redemption or purchase option ratably among similarly situated Persons to the extent possible under the circumstances. Within 10 days after the delivery of the Repurchase Notice, the Company or its designee shall redeem or purchase from such Person and such Member (if any), and such Person and such Member (if any), shall sell to the Company or its designee, the number of shares specified in the Repurchase Notice at a mutually agreeable time and place. At such closing, the Company or its designee shall pay to such Person or to such Member (as the Board may consider appropriate) the Repurchase Price by wire transfer of immediately available funds and such Person and such Member (if any), shall deliver to the Company or its designee share certificates representing the redeemed or purchased shares duly endorsed in blank or accompanied by duly executed stock powers. The Company may revoke the Repurchase Notice at any time prior to payment for the shares.

 

(c)

Unilateral repurchase right in the event of involuntary transfer

If a Person (including without limitation a Member) shall be involuntarily wound up, dissolved or liquidated or shall have entered in respect of it an order for relief under the United States Bankruptcy Code (or any similar law of any applicable jurisdiction) or shall otherwise be required to transfer involuntarily any or all of its shares pursuant to a court order, foreclosure, tax lien, government seizure, death or otherwise, and, in any such case as a result thereof, any or all of such Person’s shares (the “Involuntary Transfer Shares”) shall be actually or purportedly transferred or otherwise disposed of, such Person, or its legal representative or successor, and, where the registered holder of the shares is not such Person, the Member that holds the shares, shall promptly give notice to the Company of such transfer and the Company shall have the option, but not the obligation, to redeem or purchase all or any part of the Involuntary Transfer Shares for the Repurchase Price by delivering a Repurchase Notice to such Person and such Member (if any). Within 10 days after the delivery of the Repurchase Notice, the Company or its designee shall redeem or purchase from such Person and such Member (if any), and such Person and such Member (if any) shall sell to the Company or its designee, the number of Involuntary Transfer Shares specified in the Repurchase Notice at a mutually agreeable time and place. At such closing, the Company or its designee shall pay to such Person or to such Member (as the Board may consider appropriate) the Repurchase Price by wire transfer of immediately available funds and such Person and such Member (if any) shall deliver to the Company or its designee share certificates representing the Involuntary Transfer Shares duly endorsed in blank or accompanied by duly executed stock powers. The Company may revoke the Repurchase Notice at any time prior to the payment for shares.

(d)      In any circumstances where the Company is entitled to redeem or purchase its own shares by the foregoing provisions of this Bye-law 55, the Company shall also be entitled to acquire such shares as Treasury Shares in accordance with the Act on such terms as the Board shall think fit. All the rights attaching to a Treasury Share shall be

 

28

12659748

99548802

 


 

suspended and shall not be exercised by the Company while it holds such Treasury Share and, except where required by the Act, all Treasury Shares shall be excluded from the calculation of any percentage or fraction of the share capital, or shares, of the Company.

56.

Registered holder of shares

(a)       The Company shall be entitled to treat the registered holder of any share as the absolute owner thereof and, accordingly, except as ordered by a court of competent jurisdiction or as required by law or as specifically provided in these Bye-laws, no Person shall be recognized by the Company as holding any share upon trust and the Company shall not be bound by or required in any way to recognize (even when having notice thereof) any equitable, contingent, future or partial interest in any share or any interest in any fractional part of a share or (except only as otherwise provided in these Bye-laws or by law) any other right in respect of any share except an absolute right to the entirety thereof in the registered holder.

(b)       Any dividend, interest or other monies payable in cash in respect of shares may be paid by cheque or draft sent through the post directed to the Member at such Member’s address in the Register of Members or, in the case of joint holders, to such address of the holder first named in the Register of Members, or to such Person and to such address as the holder or joint holders may in writing direct. If two or more Persons are registered as joint holders of any shares, any one can give an effectual receipt for any dividend paid in respect of such shares.

57.

Death of a joint holder

Where two or more Persons are registered as joint holders of a share or shares, then in the event of the death of any joint holder or holders the remaining joint holder or holders shall be absolutely entitled to the said share or shares and the Company shall recognize no claim in respect of the estate of any joint holder except in the case of the last survivor of such joint holders.

58.

Share certificates

(a)       Every Member shall be entitled to a share certificate under the seal of the Company (or a facsimile or representation thereof as the Board may determine) specifying the number and, where appropriate, the class of shares held by such Member and whether the same are fully paid up and, if not, how much has been paid thereon. The Board may determine, either generally or in a particular case, that any or all signatures on share certificates may be printed thereon or affixed by mechanical means. Notwithstanding the provisions of Bye-law 91, the Board may determine that a share certificate need not be signed on behalf of the Company.

(b)       The Company shall be under no obligation to complete and deliver a share certificate unless specifically called upon to do so by the Person to whom such shares have been allotted.

(c)       If any such share certificate shall be proved to the satisfaction of the Board to have been worn out, lost, mislaid or destroyed, the Board may cause a new share

 

29

12659748

99548802

 


 

certificate to be issued and may request an indemnity with or without security for the lost share certificate as it sees fit.

                                    

REGISTER OF MEMBERS

59.

Contents of Register of Members

The Board shall cause to be kept in one or more books a Register of Members and shall enter therein the particulars required by the Act. Unless the Board so determines, no Member or intending Member shall be entitled to have entered in the Register of Members any indication of any trust or any equitable, contingent, future or partial interest in any share or any interest in any fractional part of a share and if any such entry exists or is permitted by the Board it shall not be deemed to abrogate any of the provisions of paragraph (a) of Bye-law 56.

60.

Inspection of Register of Members

(a)       The Register of Members shall be open to inspection by Members or other entitled Persons at the Registered Office (or at such other place or places in Bermuda as the Board may from time to time determine) during business hours, subject to such reasonable restrictions as the Board may impose, so that not less than two hours in each normal day of business in Bermuda be allowed for inspection. The Register of Members may, after notice has been given by advertisement in an appointed newspaper to that effect, be closed for any time or times not exceeding in the whole 30 days in each year.

(b)       Subject to the provisions of the Act, the Company may keep one or more overseas or branch registers in any place, and the Board may make, amend and revoke any such regulations as it may think fit respecting the keeping of such registers and the contents thereof.

61.

Setting of record date

Notwithstanding any other provision of these Bye-laws, the Board shall fix any date as the record date for:

 

              (a)

determining the Members entitled to receive any dividend;

 (b)      determining the Members entitled to receive notice of and to vote at any general meeting of the Company and the Board may determine a different record date for any adjournment or postponement thereof; and

 

 (c)

determining the Members entitled to execute a resolution in writing.

TRANSFER OF SHARES

62.

Instrument of transfer

(a)       An instrument of transfer shall be in such common form or other form as the Board or any transfer agent appointed from time to time may accept. Such instrument of transfer shall be signed by or on behalf of the transferor. The transferor

 

30

12659748

99548802

 


 

shall be deemed to remain the holder of such share until the same has been transferred to the transferee in the Register of Members.

(b)       The Board may refuse to recognize any instrument of transfer unless it is accompanied by the certificate in respect of the shares to which it relates and by such other evidence as the Board may reasonably require to show the right of the transferor to make the transfer.

63.

Restrictions on transfer

(a)       Subject to the Act, this Bye-law 63 and such other restrictions contained in these Bye-laws and elsewhere as may be applicable, any Member may sell, assign, transfer or otherwise dispose of shares of the Company for which the Member is the registered holder at the time and, upon receipt of a duly executed form of transfer in writing, the Board shall procure the timely registration of the same. If the Board refuses to register a transfer for any reason it shall notify the proposed transferor and transferee within 30 days of such refusal.

(b)       Without prior Board approval, no transfer of any share shall be registered if the Board has reason to believe that the effect of such transfer would be to (i) increase the number of shares beneficially owned (within the meaning of Section 13(d)(3) of the Exchange Act and the rules and regulations thereunder) by any Person that is not an Investment Company to more than five percent (5%) of any class of issued and outstanding share capital of the Company, (ii) to increase the aggregate number of Controlled Shares of any Person to more than the Maximum Percentage of any class of issued and outstanding share capital of the Company or (iii) to result in adverse tax, regulatory or legal consequences to the Company, any of its subsidiaries, any of the Members or any Person who beneficially owns (within the meaning of Section 13(d)(3) of the Exchange Act and the rules and regulations thereunder) any of the issued and outstanding share capital of the Company.

(c)       Without limiting the foregoing, no transfer of any share shall be registered unless all applicable consents, authorisations, permissions or approvals of any governmental body or agency in Bermuda, the United States or any other applicable jurisdiction required to be obtained prior to such transfer shall have been obtained.

(d)       The registration of transfers may be suspended at such time and for such periods as the Board may from time to time determine; provided, that such registration shall not be suspended for more than 45 days in any period of 365 consecutive days.

(e)       The Board may, by notice in writing, require any Member, any Person that beneficially owns (within the meaning of Section 13(d)(3) of the Exchange Act and the rules and regulations thereunder) any of the issued and outstanding share capital of the Company or any Person proposing to acquire shares of the Company, to certify or otherwise provide to the Board, within 10 Business Days of request, complete and accurate information in writing as to such matters as the Board may request for the purpose of giving effect to Bye-laws 52(a), 52(b), 53(a), 55(b), 55(c) and paragraph (b) of this Bye-law 63, including information in respect of the following matters:

 

31

12659748

99548802

 


 

 

(i)

the number of shares of the Company in which such Person is legally or beneficially interested;

 

(ii)

the Persons who are beneficially interested in shares in respect of which any Member is the registered holder;

 

(iii)

the relationship, association or affiliation of such Person with any other Member or Person whether by means of common control or ownership or otherwise; and

 

(iv)

any other facts or matters which the Board in its absolute discretion may consider relevant to the determination of the number of shares beneficially owned by any Person or the number of Controlled Shares attributable to any Person.

If any Member, any Person that beneficially owns (within the meaning of Section 13(d)(3) of the Exchange Act and the rules and regulations thereunder) any of the issued and outstanding share capital of the Company or any proposed acquiror does not respond to any such request within the time specified therein, or if the Board has reason to believe that any certification or other information provided pursuant to any such request is inaccurate or incomplete, the Board may decline to approve any transfer or issuance to which such request relates or may determine to disregard for all purposes the votes attached to any shares held or owned by such Member or Person (and by the registered holder of such shares owned by such Person).

(f)        The restrictions on transfer authorised or imposed by these Bye-laws shall not be imposed in any circumstances in a way that would interfere with the settlement of trades or transactions entered into through the facilities of a stock exchange on which the shares are listed or traded from time to time; provided, that the Company may decline to register transfers in accordance with these Bye-laws and resolutions of the Board after a settlement has taken place.

64.

Transfers by joint holders

The joint holders of any share or shares may transfer such share or shares to one or more of such joint holders, and the surviving holder or holders of any share or shares previously held by them jointly with a deceased Member may transfer any such share to the executors or administrators of such deceased Member.

                                                                   

TRANSMISSION OF SHARES

65.

Representative of deceased Member

In the case of the death of a Member, the survivor or survivors where the deceased Member was a joint holder, and the legal personal representatives of the deceased Member where the deceased Member was a sole holder, shall be the only persons recognized by the Company as having any title to the deceased Member’s interest in the shares. Nothing herein contained shall release the estate of a deceased joint holder from any liability in respect of any share which had been jointly held by such deceased Member with other persons. Subject to the provisions of Section 52 of the Act, for the

 

32

12659748

99548802

 


 

purpose of this Bye-law, “legal personal representative” means the executor or administrator of a deceased Member or such other person as the Board may in its absolute discretion decide as being properly authorised to deal with the shares of a deceased Member.

66.

Registration on death or bankruptcy

Any Person becoming entitled to a share in consequence of the death or bankruptcy of any Member may be registered as a Member upon such evidence as the Board may deem sufficient or may elect to nominate some Person to be registered as a transferee of such share, and in such case the Person becoming entitled shall execute in favor of such nominee an instrument of transfer in a form satisfactory to the Board. On the presentation thereof to the Board, accompanied by such evidence as the Board may require to prove the title of the transferor and such other information as the Board shall deem necessary or appropriate, and the transferee shall be registered as a Member but the Board shall, in either case, have the same right to decline or suspend registration as it would have had in the case of a transfer of the share by that Member before such Member’s death or bankruptcy, as the case may be.

67.

Registration Fees

A fee may be charged by the Company for registering any transfer, probate, letters of administration, certificate of death or marriage, power of attorney, distringas or stop notice, order of court or other instrument relating to or affecting the title to any share, or otherwise making an entry in the Register of Members relating to any share.   

              

DIVIDENDS AND OTHER DISTRIBUTIONS

68.

Declaration of dividends by the Board

Subject to any rights or restrictions at the time lawfully attached to any class or series of shares and subject to the provisions of these Bye-laws, the Board may, in accordance with Section 54 of the Act, declare a dividend to be paid to the Members, in proportion to the number of shares held by them, and such dividend may be paid in cash or wholly or partly in specie in which case the Board may fix the value for distribution in specie of any assets.

69.

Other distributions

The Board may declare and make such other distributions (in cash or in specie) to the Members as may be lawfully made out of the assets of the Company.

70.

Reserve fund

The Board may from time to time before declaring a dividend set aside, out of the surplus or profits of the Company, such sum as it thinks proper as a reserve fund to be used to meet contingencies or for equalizing dividends or for any other special or general purpose.

71.

Deduction of Amounts due to the Company

 

33

12659748

99548802

 


 

               The Board may deduct from the dividends or distributions payable to any Member all monies due from such Member to the Company.

72.         

Unclaimed dividends

Any dividend or distribution unclaimed for a period of six years from the date of declaration of such dividend or distribution shall be forfeited and shall revert and belong to the Company and the payment by the Board of any unclaimed dividend or distribution, interest or other sum payable on or in respect of the share into a separate account shall not constitute the Company a trustee in respect thereof.

73.

Interest on dividend

 

No dividend or distribution shall bear interest against the Company.

CAPITALIZATION

74.

Capitalization

(a)       The Board may resolve to capitalize any part of the amount for the time being standing to the credit of any of the Company’s share premium or other reserve accounts or funds or to the credit of the profit and loss account or otherwise available for distribution by applying such sum in paying up unissued shares to be allotted as fully paid shares pro rata to the Members.

(b)       The Board may resolve to capitalize any sum standing to the credit of a reserve account or funds or sums otherwise available for dividend or distribution by applying such amounts in paying up in full partly paid shares of those Members who would have been entitled to such sums if they were distributed by way of dividend or distribution.

 

ACCOUNTS AND FINANCIAL STATEMENTS

75.

Records of account

The Board shall cause to be kept proper records of account with respect to all transactions of the Company and in particular with respect to:

 (a)       all sums of money received and expended by the Company and the matters in respect of which the receipt and expenditure relates;

 

 (b)

all sales and purchases of goods by the Company; and

 

(c)

the assets and liabilities of the Company.

Such records of account shall be kept at the Registered Office or, subject to Section 83(2) of the Act, at such other place as the Board thinks fit and shall be available for inspection by the Directors during normal business hours. No Member in its capacity as a Member shall have any right to inspect any accounting record or book or document of the Company except as conferred by the Act or as authorised by the Board.

 

34

12659748

99548802

 


 

76.

Financial year end

              The financial year end of the Company may be determined by resolution of the Board and failing such resolution shall be December 31 in each year.
 

77.

Financial statements

Subject to any rights to waive laying of accounts pursuant to Section 88 of the Act, financial statements as required by the Act shall be laid before the Members in general meeting.

AUDIT

78.

Appointment of Auditor

Subject to Section 88 of the Act, at the annual general meeting or at a subsequent special general meeting in each year, an independent representative of the Members shall be appointed by them as Auditor of the accounts of the Company. Such Auditor may be a Member but no Director, Officer or employee of the Company shall, during his or her continuance in office, be eligible to act as an Auditor of the Company.

79.

Remuneration of Auditor

The remuneration of the Auditor shall be fixed by the Company in general meeting or in such manner as the Members may determine.

80.

Vacation of office of Auditor

If the office of Auditor becomes vacant by the resignation or death of the Auditor, or by the Auditor becoming incapable of acting by reason of illness or other disability at a time when the Auditor’s services are required, the Board may fill the vacancy thereby created.

81.

Access to books of the Company

The Auditor shall at all reasonable times have access to all books kept by the Company and to all accounts and vouchers relating thereto, and the Auditor may call on the Directors or Officers of the Company for any information in their possession relating to the books or affairs of the Company.

82.

Report of the Auditor

(a)       Subject to any rights to waive laying of accounts or appointment of an Auditor pursuant to Section 88 of the Act, the accounts of the Company shall be audited at least once in every year.

(b)       The financial statements provided for by these Bye-laws shall be audited by the Auditor in accordance with generally accepted auditing standards. The Auditor shall make a written report thereon in accordance with generally accepted auditing standards and the report of the Auditor shall be submitted to the Members in general meeting.

 

35

12659748

99548802

 


 

(c)        The generally accepted auditing standards referred to in paragraph (b) of this Bye-law 82 shall be those of the United States and the financial statements and the report of the Auditor shall disclose this fact.

GRATUITIES, PENSIONS AND INSURANCE

83.

Benefits

The Board may (by establishment of or maintenance of schemes or otherwise) provide benefits, whether by share options and incentive plans and loans to acquire shares (subject to obtaining any general or specific consent under the provision of Section 96 ofthe Act), by the payment of gratuities or pensions or by insurance or otherwise, for any past or present Director, Officer or employee of the Company or any of its subsidiaries or affiliates and for any member of his or her family (including a spouse and a former spouse) or any individual who is or was dependent on him or her, and may (as well before as after he ceases to hold such office or employment) contribute to any fund and pay premiums for the purchase or provision of any such benefit.

84.

Insurance

Without prejudice to the provisions of Bye-laws 30 and 31, the Board shall have the power to purchase and maintain insurance for or for the benefit of any individuals who are or were at any time Directors, Officers or employees of the Company, or of any of its subsidiaries or affiliates, or who are or were at any time trustees of any pension fund in which Directors, Officers or employees of the Company or any such subsidiary or affiliate are interested, including (without prejudice to the generality of the foregoing) insurance against any liability incurred by such individuals in respect of any act or omission in the actual or purported execution or discharge of their duties or in the exercise or purported exercise of their powers or otherwise in relation to their duties, powers or offices in relation to the Company or any such other company, subsidiary, affiliate or pension fund.

85.

Limitation on Accountability

No Director or former Director shall be accountable to the Company or the Members for any benefit provided pursuant to Bye-law 83 or 84 and the receipt of any such benefit shall not disqualify any individual from being or becoming a Director of the Company.

NOTICES

86.

Notices to Members of the Company

A notice may be given by the Company to any Member either by delivering it to such Member in person or by sending it to such Member’s address in the Register of Members or to such other address given for the purpose. For the purposes of this Bye-law, a notice may be sent by mail, courier service, cable, telex, telecopier, facsimile, electronic-mail or other mode of representing words in a legible and non-transitory form. If such notice is sent by next-day courier, cable, telex, telecopier, facsimile or electronic-

 

36

12659748

99548802

 


mail, it shall be deemed to have been given the Business Day following the sending thereof and, if by registered mail, three Business Days following the sending thereof.

87.

Notices to Joint Members

Any notice required to be given to a Member shall, with respect to any shares held jointly by two or more Persons, be given to whichever of such Persons is named first in the Register of Members and notice so given shall be sufficient notice to all the holders of such shares.

88.

Service and delivery of notice

Subject to Bye-law 86, any notice shall be deemed to have been served at the time when the same would be delivered in the ordinary course of transmission and, in proving such service, it shall be sufficient to prove that the notice was properly addressed and prepaid, if posted, and the time when it was posted, delivered to the courier or to the cable company or transmitted by telex, facsimile or other method as the case may be.

REGISTERED OFFICE

89.

Registered Office

The Registered Office shall be at such address as the Board may fix from time to time by resolution.

 

SEAL OF THE COMPANY

90.

The seal

The seal of the Company shall be in such form as the Board may from time to time determine. The Board may adopt one or more duplicate seals.

91.

Manner in which seal is to be affixed

The seal of the Company shall not be affixed to any instrument except attested by the signature of a Director and the Secretary or any two Directors, or any person appointed by the Board for the purpose; provided, that any Director or Officer may affix the seal of the Company attested by such Director’s or Officer’s signature only to any authenticated copies of these Bye-laws, the incorporating documents of the Company, the minutes of any meetings or any other documents required to be authenticated by such Director or Officer. Any such signature may be printed or affixed by mechanical means on any share certificate, debenture, stock certificate or other security certificate.

92.

Destruction of Documents

The Company shall be entitled to destroy all instruments of transfer of shares which have been registered, and all other documents on the basis of which any entry is made in the Register of Members, at any time after the expiration of six years from the date of registration thereof and all dividends mandates or variations or cancellations thereof and notifications of change of address at any time after the expiration of two years from the date of recording thereof and all share certificates which have been canceled at any time after the expiration of one year from the date of cancellation thereof and all paid

 

37

12659748

99548802

 


dividends, warrants and checks (cheques) at any time after the expiration of one year from the date of actual payment thereof and all instruments of proxy which have been used for the purpose of a poll at any time after the expiration of one year from the date of such use and all instruments of proxy which have not been used for the purpose of a poll at any time after one month from the end of the meeting to which the instrument of proxy relates and at which no poll was demanded. It shall conclusively be presumed in favor of the Company that every entry in the Register of Members purporting to have been made on the basis of an instrument of transfer or other document so destroyed was duly and properly made, that every instrument of transfer so destroyed was a valid and effective instrument duly and properly registered, that every share certificate so destroyed was a valid and effective certificate duly and properly canceled and that every other document hereinbefore mentioned so destroyed was a valid and effective document in accordance with the recorded particulars thereof in the books or records of the Company; provided, that:

(a)        the provisions aforesaid shall apply only to the destruction of a document in good faith and without notice of any claim (regardless of the parties thereto) to which the document might be relevant;

(b)       nothing herein contained shall be construed as imposing upon the Company any liability in respect of the destruction of any such document earlier than as aforesaid or in any other circumstances which would not attach to the Company in the absence of this Bye-law; and

(c)       references herein to the destruction of any document include references to the disposal thereof in any manner.

 

  UNTRACED MEMBERS

93.

Sale of Shares

The Company shall be entitled to sell at the best price reasonably obtainable, or if the shares are listed on a stock exchange to purchase at the trading price on the date of purchase, the shares of a Member or the shares to which a Person is entitled by virtue of transmission on death, bankruptcy or otherwise by operation of law; provided, that:

(a)       during the period of 12 years prior to the date of the publication of the advertisements referred to in paragraph (b) of this Bye-law 93 (or, if published on different dates, the first thereof) at least three dividends in respect of the shares in question have been declared and all dividends, warrants and checks (cheques) that have been sent in the manner authorised by these Bye-laws in respect of the shares in question have remained uncashed;

(b)        the Company shall as soon as practicable after expiry of the said period of 12 years have inserted advertisements both in a national daily newspaper and in a newspaper circulating in the area of the last known address of such Member or other Person giving notice of its intention to sell or purchase the shares;

 

38

12659748

99548802


(c)        during the said period of 12 years and the period of three months following the publication of the said advertisements the Company shall have received no indication either of the whereabouts or of the existence of such Member or Person; and

(d)       if the shares are listed on a stock exchange, notice shall have been given to the relevant department of such stock exchange of the Company's intention to make such sale or purchase prior to the publication of advertisements.

If during any 12-year period referred to above, further shares have been issued in right of those held at the beginning of such period or of any previously issued during such period and all the other requirements of this Bye-law 93 (other than the requirement that they be in issue for 12 years) have been satisfied in regard to the further shares, the Company may also sell or purchase the further shares.

94.

Instrument of Transfer

To give effect to any such sale or purchase pursuant to Bye-law 93, the Board may authorise some person to execute an instrument of transfer of the shares sold or purchased to, or in accordance with the directions of, the purchaser and an instrument of transfer executed by that person shall be as effective as if it had been executed by the holder of, or person entitled by transmission to, the shares. The transferee of any shares sold shall not be bound to see to the application of the purchase money, nor shall his title to the shares be affected by any irregularity in, or invalidity of, the proceedings relating to the sale.

95.

Proceeds of Sale

The net proceeds of sale or purchase of shares pursuant to Bye-law 93 shall belong to the Company which, for the period of six years after the transfer or purchase, shall be obliged to account to the former Member or other Person previously entitled as aforesaid for an amount equal to such proceeds and shall enter the name of such former Member or other Person in the books of the Company as a creditor for such amount. No trust shall be created in respect of the debt, no interest shall be payable in respect of the same and the Company shall not be required to account for any money earned on the net proceeds, which may be employed in the business of the Company or invested in such investments as the Board from time to time thinks fit. After the said six-year period has passed, the net proceeds of share shall become the property of the Company, absolutely, and any rights of the former Member or other Person previously entitled as aforesaid shall terminate completely.

WINDING-UP

96.

Determination to liquidate

Subject to the Act, the Company shall be wound up voluntarily by resolution of the Members; provided, that the Board shall have the power to present any petition and make application in connection with the winding up or liquidation of the Company.

 

39

12659748

99548802



 

97.

Winding-up/distribution by liquidator

If the Company shall be wound up the liquidator may, with the sanction of a resolution of the Members, divide among the Members in specie or in kind the whole or any part of the assets of the Company (whether they shall consist of property of the same kind or not) and may, for such purpose, set such value as he or she deems fair upon any property to be divided as aforesaid and may determine how such division shall be carried out as between the Members or different classes of Members. The liquidator may, with the like sanction, vest the whole or any part of such assets in trustees upon such trusts for the benefit of the Members as the liquidator shall think fit, but so that no Member shall be compelled to accept any shares or other securities or assets whereon there is any liability.

ALTERATION OF BYE-LAWS

98.

Alteration of Bye-laws

No Bye-law shall be rescinded, altered or amended and no new Bye-law shall be made until the same has been approved by a resolution of the Board and confirmed by a resolution of the Members. Paragraph (b) of Bye-law 11 and all of Bye-law 12 shall not be rescinded, altered or amended and no new Bye-law inconsistent with such existing Bye-laws shall be made until the same has been approved by a resolution of the Board and confirmed by a resolution of Members holding at least sixty-six and two-thirds percent (66 2/3 %) of the issued and outstanding share capital of the Company.

 

******

***

*

 

40

12659748

99548802

 


 

EX-31 4 grouptarantoexhibit31-1.htm GROUP TARANTO EXHIBIT 31-1

Exhibit 31.1

 

CERTIFICATIONS

 

I, Joseph V. Taranto, certify that:

 

 

1.

I have reviewed this quarterly report on Form 10-Q of Everest Re Group, Ltd;

 

 

2.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

 

3.

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

 

4.

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

 

5.

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

August 11, 2008

 

/S/ JOSEPH V. TARANTO

Joseph V. Taranto

Chairman and

Chief Executive Officer

 




 

 

EX-31 5 groupeisenacher31-2.htm GROUP EISENACHER EXHIBIT 31-2

Exhibit 31.2

 

CERTIFICATIONS

 

I, Craig Eisenacher, certify that:

 

 

1.

I have reviewed this quarterly report on Form 10-Q of Everest Re Group, Ltd;

 

 

2.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

 

3.

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

 

4.

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

 

5.

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

August 11, 2008

 

/S/ CRAIG EISENACHER

Craig Eisenacher

Executive Vice President and

       Chief Financial Officer

 




 

 

EX-32 6 group906exhibit32-1.htm GROUP 906 EXHIBIT 32-1

Exhibit 32.1

 

CERTIFICATIONS PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-Q for the quarter ended June 30, 2008 of Everest Re Group, Ltd., a company organized under the laws of Bermuda (the “Company”, filed with the Securities and Exchange Commission on the date hereof (the “Report”, the undersigned hereby certify, pursuant to 18 U.S.C. ss. 1350, as enacted by section 906 of the Sarbanes-Oxley Act of 2002, that:

 

 

1.

The Report fully complies with the requirements of section 13(a) of the Securities Exchange Act of 1934, and

 

 

2.

The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

August 11, 2008

 

/S/ JOSEPH V. TARANTO

Joseph V. Taranto

Chairman and

Chief Executive Officer

 

/S/ CRAIG EISENACHER

Craig Eisenacher

Executive Vice President

and Chief Financial Officer

 

-----END PRIVACY-ENHANCED MESSAGE-----