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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Assets    
Cash and due from banks $ 8,503 $ 8,610
Interest-bearing demand deposits 18,357 12,305
Cash and cash equivalents 26,860 20,915
Interest-bearing time deposits 993  
Investment securities available for sale (carried at fair value) 249,913 261,138
Loans held for sale 4,063 5,991
Loans, net of allowance for loan losses of $12,382 and $12,641, at December 31, 2016 and 2015, respectively 1,157,120 1,068,204
Premises and equipment, net 21,200 31,048
Federal Home Loan Bank stock 10,925 10,482
Deferred tax asset, net 12,037 12,084
Cash value of life insurance 51,594 51,209
Goodwill 1,800 1,800
Other real estate owned and repossessed assets 1,199 2,456
Other assets 15,429 12,938
Total assets 1,553,133 1,478,265
Deposits    
Noninterest-bearing 178,046 179,542
Interest-bearing 975,336 911,840
Total deposits 1,153,382 1,091,382
Federal Home Loan Bank advances 240,591 225,617
Other borrowings 4,189 9,458
Other liabilities 14,933 14,783
Total liabilities 1,413,095 1,341,240
Commitments and Contingencies
Stockholders' Equity    
Common stock, $.01 par value Authorized - 20,000,000 shares Issued and outstanding - 7,324,233 and 7,422,061 shares at December 31, 2016 and 2015, respectively 73 74
Additional paid-in capital 74,164 77,363
Retained earnings 67,055 58,098
Accumulated other comprehensive income (loss) (1,254) 1,490
Total stockholders' equity 140,038 137,025
Total liabilities and stockholders' equity $ 1,553,133 $ 1,478,265