Loan Servicing (Tables)

12 Months Ended

Dec. 31, 2014

Loan Servicing [Abstract]

Unpaid Principal Balances of Loans Serviced

Loans serviced for others are not included in the accompanying consolidated balance sheets.  The unpaid principal balances of these loans consist of the following:

	2014		2013
Loans serviced for
Freddie Mac	$	295,589	$	303,313
Fannie Mae		16,024		20,881
FHLB		12,963		10,958
Other investors		1,670		1,811
	$	326,246	$	336,963

Mortgage-Servicing Rights

	2014		2013		2012
Mortgage-servicing rights
Balances, January 1	$	1,858	$	2,396	$	3,101
Servicing rights capitalized		278		464		294
Amortization of servicing rights		(719)		(1,002)		(999)
		1,417		1,858		2,396
Valuation allowance		-		-		(665)
	$	1,417	$	1,858	$	1,731

Fair Value of Servicing Rights

The fair value of servicing rights subsequently measured using the amortization method was as follows:

	2014		2013		2012
Mortgage-servicing rights
Fair value, beginning of period	$	2,106	$	1,731	$	2,626
Fair value, end of period		2,048		2,106		1,731

Activity in Valuation Allowance for Mortgage Servicing Right

Activity in the valuation allowance for mortgage servicing rights was as follows:

	2014		2013		2012
Balance, beginning of year	$	-	$	665	$	475
Additions		-		-		190
Reductions		-		(665)		-
Balance, end of year	$	-	$	-	$	665