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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Interest and Dividend Income      
Loans receivable $ 43,522us-gaap_InterestAndFeeIncomeLoansAndLeases $ 44,028us-gaap_InterestAndFeeIncomeLoansAndLeases $ 46,095us-gaap_InterestAndFeeIncomeLoansAndLeases
Investment securities 7,036us-gaap_InterestAndDividendIncomeSecurities 7,107us-gaap_InterestAndDividendIncomeSecurities 8,751us-gaap_InterestAndDividendIncomeSecurities
Federal Home Loan Bank stock 603us-gaap_InterestIncomeSecuritiesOtherUSGovernment 503us-gaap_InterestIncomeSecuritiesOtherUSGovernment 450us-gaap_InterestIncomeSecuritiesOtherUSGovernment
Deposits with financial institutions 17us-gaap_InterestIncomeDepositsWithFinancialInstitutions 29us-gaap_InterestIncomeDepositsWithFinancialInstitutions 52us-gaap_InterestIncomeDepositsWithFinancialInstitutions
Total interest and dividend income 51,178us-gaap_InterestAndDividendIncomeOperating 51,667us-gaap_InterestAndDividendIncomeOperating 55,348us-gaap_InterestAndDividendIncomeOperating
Interest Expense      
Deposits 6,128us-gaap_InterestExpenseDeposits 9,337us-gaap_InterestExpenseDeposits 11,800us-gaap_InterestExpenseDeposits
Federal Home Loan Bank advances 2,225us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 1,284us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 2,119us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
Other 570us-gaap_InterestExpenseOtherLongTermDebt 603us-gaap_InterestExpenseOtherLongTermDebt 785us-gaap_InterestExpenseOtherLongTermDebt
Total interest expense 8,923us-gaap_InterestExpense 11,224us-gaap_InterestExpense 14,704us-gaap_InterestExpense
Net Interest Income 42,255us-gaap_InterestIncomeExpenseNet 40,443us-gaap_InterestIncomeExpenseNet 40,644us-gaap_InterestIncomeExpenseNet
Provision for loan losses 850us-gaap_ProvisionForLoanAndLeaseLosses 1,300us-gaap_ProvisionForLoanAndLeaseLosses 6,025us-gaap_ProvisionForLoanAndLeaseLosses
Net Interest Income After Provision for Loan Losses 41,405us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 39,143us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 34,619us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Other Income      
Service fee income 5,995us-gaap_FeesAndCommissionsDepositorAccounts 5,989us-gaap_FeesAndCommissionsDepositorAccounts 6,492us-gaap_FeesAndCommissionsDepositorAccounts
Net realized gain on sales of available-for-sale securities 313us-gaap_GainLossOnSaleOfSecuritiesNet 835us-gaap_GainLossOnSaleOfSecuritiesNet 2,831us-gaap_GainLossOnSaleOfSecuritiesNet
Commissions 4,868us-gaap_FeesAndCommissionsOther 4,354us-gaap_FeesAndCommissionsOther 3,894us-gaap_FeesAndCommissionsOther
Equity in losses of limited partnerships (385)us-gaap_IncomeLossFromEquityMethodInvestments (453)us-gaap_IncomeLossFromEquityMethodInvestments (498)us-gaap_IncomeLossFromEquityMethodInvestments
Net gains on sales of loans 1,849us-gaap_GainLossOnSalesOfLoansNet 852us-gaap_GainLossOnSalesOfLoansNet 1,870us-gaap_GainLossOnSalesOfLoansNet
Net servicing fees (expense) 114us-gaap_ServicingFeesNet 556us-gaap_ServicingFeesNet (203)us-gaap_ServicingFeesNet
Increase in cash value of life insurance 1,158us-gaap_BankOwnedLifeInsuranceIncome 1,396us-gaap_BankOwnedLifeInsuranceIncome 1,351us-gaap_BankOwnedLifeInsuranceIncome
Loss on sale of other real estate and repossessed assets (53)us-gaap_GainsLossesOnSalesOfOtherRealEstate (320)us-gaap_GainsLossesOnSalesOfOtherRealEstate (564)us-gaap_GainsLossesOnSalesOfOtherRealEstate
Other income 515us-gaap_NoninterestIncomeOtherOperatingIncome 343us-gaap_NoninterestIncomeOtherOperatingIncome 351us-gaap_NoninterestIncomeOtherOperatingIncome
Total other income 14,374us-gaap_NoninterestIncome 13,552us-gaap_NoninterestIncome 15,524us-gaap_NoninterestIncome
Other Expenses      
Salaries and employee benefits 23,560us-gaap_LaborAndRelatedExpense 22,492us-gaap_LaborAndRelatedExpense 21,335us-gaap_LaborAndRelatedExpense
Net occupancy expenses 2,258us-gaap_OccupancyNet 2,087us-gaap_OccupancyNet 2,339us-gaap_OccupancyNet
Equipment expenses 1,872us-gaap_EquipmentExpense 1,837us-gaap_EquipmentExpense 1,846us-gaap_EquipmentExpense
Data processing fees 1,558us-gaap_InformationTechnologyAndDataProcessing 1,431us-gaap_InformationTechnologyAndDataProcessing 1,539us-gaap_InformationTechnologyAndDataProcessing
Advertising and promotion 1,497us-gaap_MarketingAndAdvertisingExpense 1,464us-gaap_MarketingAndAdvertisingExpense 1,602us-gaap_MarketingAndAdvertisingExpense
ATM and debit card expenses 1,320mfsf_CardAndProcessingExpense 1,132mfsf_CardAndProcessingExpense 977mfsf_CardAndProcessingExpense
Deposit insurance 1,019us-gaap_FederalDepositInsuranceCorporationPremiumExpense 1,145us-gaap_FederalDepositInsuranceCorporationPremiumExpense 1,260us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Professional fees 1,628us-gaap_ProfessionalFees 1,394us-gaap_ProfessionalFees 1,616us-gaap_ProfessionalFees
Software subscriptions and maintenance 1,652us-gaap_CommunicationsAndInformationTechnology 1,452us-gaap_CommunicationsAndInformationTechnology 1,471us-gaap_CommunicationsAndInformationTechnology
Other real estate and repossessed assets 631mfsf_CollectionAndRepossessionExpenses 773mfsf_CollectionAndRepossessionExpenses 881mfsf_CollectionAndRepossessionExpenses
Other expenses 4,383us-gaap_OtherNoninterestExpense 4,480us-gaap_OtherNoninterestExpense 5,399us-gaap_OtherNoninterestExpense
Total other expenses 41,378us-gaap_NoninterestExpense 39,687us-gaap_NoninterestExpense 40,265us-gaap_NoninterestExpense
Income Before Income Tax 14,401us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 13,008us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 9,878us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense 3,583us-gaap_IncomeTaxExpenseBenefit 3,808us-gaap_IncomeTaxExpenseBenefit 2,632us-gaap_IncomeTaxExpenseBenefit
Net Income 10,818us-gaap_NetIncomeLoss 9,200us-gaap_NetIncomeLoss 7,246us-gaap_NetIncomeLoss
Preferred stock dividends and accretion   1,257us-gaap_PreferredStockDividendsAndOtherAdjustments 1,446us-gaap_PreferredStockDividendsAndOtherAdjustments
Net Income Available to Common Shareholders $ 10,818us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 7,943us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 5,800us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
Earnings Per Share      
Basic $ 1.51us-gaap_EarningsPerShareBasic $ 1.12us-gaap_EarningsPerShareBasic $ 0.83us-gaap_EarningsPerShareBasic
Diluted $ 1.46us-gaap_EarningsPerShareDiluted $ 1.09us-gaap_EarningsPerShareDiluted $ 0.82us-gaap_EarningsPerShareDiluted
Dividends per common share $ 0.32us-gaap_CommonStockDividendsPerShareCashPaid $ 0.24us-gaap_CommonStockDividendsPerShareCashPaid $ 0.24us-gaap_CommonStockDividendsPerShareCashPaid