Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest and Dividend Income
Loans receivable	$ 10,766	$ 11,023
Investment securities	1,767	1,745
Federal Home Loan Bank stock	200	127
Deposits with financial institutions	5	6
Total interest and dividend income	12,738	12,901
Interest Expense
Deposits	1,701	2,510
Federal Home Loan Bank advances	474	263
Other interest expense	144	149
Total interest expense	2,319	2,922
Net Interest Income	10,419	9,979
Provision for loan losses	350	950
Net Interest Income After Provision for Loan Losses	10,069	9,029
Other Income
Service fee income	1,341	1,571
Net realized gain on sales of available-for-sale securities	150	339
Commissions	1,082	982
Equity in losses of limited partnerships	(93)	(126)
Net gains on sales of loans	104	436
Net servicing expenses	(24)	(28)
Increase in cash value of life insurance	267	317
Gain (loss) on sale of other real estate and repossessed assets	(62)	19
Other income	108	127
Total other income	2,873	3,637
Other Expenses
Salaries and employee benefits	5,873	5,551
Net occupancy expenses	670	694
Equipment expenses	458	466
Data processing fees	406	384
Advertising and promotion	301	270
ATM expense	290	241
Deposit insurance	270	324
Professional fees	438	336
Software subscriptions and maintenance	416	369
Other real estate and repossessed assets	135	173
Other expenses	990	1,105
Total other expenses	10,247	9,913
Income Before Income Tax	2,695	2,753
Income tax expense	732	777
Net Income	1,963	1,976
Preferred stock dividends and accretion		362
Net Income Available to Common Shareholders	$ 1,963	$ 1,614
Earnings Per Share
Basic	$ 0.28	$ 0.23
Diluted	$ 0.27	$ 0.22
Dividends per common share	$ 0.06	$ 0.06