Loan Servicing (Tables)

12 Months Ended

Dec. 31, 2013

Loan Servicing [Abstract]

Unpaid Principal Balances of Loans Serviced

Loans serviced for others are not included in the accompanying consolidated balance sheets.  The unpaid principal balances of these loans consist of the following:

	2013		2012
Loans serviced for
Freddie Mac	$	303,313	$	304,831
Fannie Mae		20,881		29,196
FHLB		10,958		11,578
Other investors		1,811		1,753
	$	336,963	$	347,358

Mortgage-Servicing Rights

	2013		2012		2011
Mortgage-servicing rights
Balances, January 1	$	2,396	$	3,101	$	3,674
Servicing rights capitalized		464		294		430
Amortization of servicing rights		(1,002)		(999)		(1,003)
		1,858		2,396		3,101
Valuation allowance		-		(665)		(475)
Balances, December 31,	$	1,858	$	1,731	$	2,626

Fair Value of Servicing Rights

The fair value of servicing rights subsequently measured using the amortization method was as follows:

	2013		2012
Mortgage-servicing rights
Fair value, beginning of period	$	1,731	$	2,626
Fair value, end of period		2,106		1,731

Activity in Valuation Allowance for Mortgage Servicing Right

Activity in the valuation allowance for mortgage servicing rights was as follows:

	2013		2012		2011
Balance, beginning of year	$	665	$	475	$	325
Additions		-		190		355
Reductions		(665)		-		(205)
Balance, end of year	$	-	$	665	$	475