Consolidated Balance Sheets (USD $)	Dec. 31, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 7,709,866	$ 9,288,748
Interest-bearing demand deposits	47,512,766	14,108,842
Cash and cash equivalents	55,222,632	23,397,590
Interest-bearing deposits	1,414,969	3,423,090
Investment securities available for sale	330,878,381	245,165,189
Loans held for sale	1,440,927	10,482,734
Loans, net of allowance for loan losses of $16,815,000 and $16,372,000	900,459,509	978,900,912
Premises and equipment, net	32,024,557	32,966,112
Federal Home Loan Bank stock	14,390,700	16,682,200
Investment in limited partnerships	3,113,096	3,623,564
Deferred tax asset	17,385,612	20,030,022
Income taxes receivable	1,344,032	1,412,938
Cash value of life insurance	47,022,798	45,565,611
Prepaid FDIC premiums	2,820,816	4,207,592
Core deposit and other intangibles	3,372,754	4,533,085
Other assets	16,302,480	16,510,902
Total assets	1,427,193,263	1,406,901,541
Deposits
Noninterest-bearing	122,214,503	113,454,542
Interest-bearing	1,044,421,864	1,008,114,181
Total deposits	1,166,636,367	1,121,568,723
Federal Home Loan Bank advances	101,451,326	128,537,407
Other borrowings	12,410,225	13,167,316
Other liabilities	14,068,076	12,488,073
Total liabilities	1,294,565,994	1,275,761,519
Commitments and Contingencies
Stockholders' Equity
Preferred stock, $.01 par value Authorized - 5,000,000 shares Issued and outstanding - 28,923 and 32,382 shares; liquidation preference $1,000 per share	289	324
Common stock, $.01 par value Authorized - 20,000,000 shares Issued and outstanding - 6,987,586 and 6,984,754 shares	69,876	69,847
Additional paid-in capital - preferred stock	28,922,711	31,829,779
Additional paid-in capital - common stock	71,796,606	72,424,460
Retained earnings	31,270,238	31,757,156
Accumulated other comprehensive income (loss)	1,203,095	(3,988,158)
Unearned benefit plan shares	(635,546)	(953,386)
Total stockholders' equity	132,627,269	131,140,022
Total liabilities and stockholders' equity	$ 1,427,193,263	$ 1,406,901,541