0001144204-12-000618.txt : 20120105 0001144204-12-000618.hdr.sgml : 20120105 20120105113739 ACCESSION NUMBER: 0001144204-12-000618 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20120101 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20120105 DATE AS OF CHANGE: 20120105 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MUTUALFIRST FINANCIAL INC CENTRAL INDEX KEY: 0001094810 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 371392810 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-27905 FILM NUMBER: 12509833 BUSINESS ADDRESS: STREET 1: 110 E CHARLES STREET CITY: MUNCIE STATE: IN ZIP: 47305 BUSINESS PHONE: 7657472800 MAIL ADDRESS: STREET 1: 110 E CHARLES STREET CITY: MUNCIE STATE: IN ZIP: 47305 FORMER COMPANY: FORMER CONFORMED NAME: MFS FINANCIAL INC DATE OF NAME CHANGE: 19990910 8-K 1 v244713_8k.htm FORM 8-K Unassociated Document
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
 
FORM 8-K
 
CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
 

Date of Report (Date of earliest event reported)        January 1, 2012

MUTUALFIRST FINANCIAL, INC.
(Exact name of registrant as specified in its chapter)


Maryland
  
000-27905
  
35-2085640
(State or other jurisdiction
of incorporation
  
(Commission
File Number)
  
(IRS Employer
Identification No.)



110 E. Charles Street, Muncie, Indiana
  
47305-2419
(Address of principal executive offices)
  
(Zip Code)

Registrant's telephone number, including area code                      (765) 747-2800              

Not Applicable
(Former name or former address, if changed since last report)

 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 
 
 

Item 8.01.
Other Events

On January 5, 2012, the Registrant issued a press release announcing that its wholly owned subsidiary, MutualBank, had converted effective January 1 from a federal savings bank to an Indiana commercial bank.  In addition, it was announced that, upon the effectiveness of the conversion of MutualBank to a commercial bank, the Registrant became a bank holding.  A copy of the press release is attached as Exhibit 99 to this Current Report on form 8-K and is incorporated herein by reference.

Item 9.01.
Financial Statements and Other Exhibits
 
 
(d) 
Exhibits

99           Press Release dated January 5, 2012.

 
 
2
 
 
SIGNATURES
 
       Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.
 
 
MUTUALFIRST FINANCIAL, INC.
  
       
Date: January 5, 2012
By:
/s/ David W. Heeter  
    David W. Heeter  
    President and Chief Executive Officer  
       
 
 
3
 
 
EXHIBIT INDEX

 
Exhibit Number
       Description       
   
99
Press Release dated January 5, 2012


 
 
 
 
 
 EX-99 2 v244713_ex99.htm EXHIBIT 99

MutualFirst Financial, Inc. Announces Conversion of MutualBank to an Indiana Commercial Bank Charter

MUNCIE, Ind., Jan. 5, 2012 /PRNewswire/ -- MutualFirst Financial, Inc. (NASDAQ: MFSF), the holding company of MutualBank, has announced that the Bank converted from a federal savings bank to an Indiana commercial bank on January 1, 2012. As a result of that conversion the Company became a bank holding company and is now subject to capital requirements imposed on bank holding companies by the Board of Governors of the Federal Reserve

David Heeter, President and CEO of the Company said: "Our new status as the bank holding company of an Indiana commercial bank more appropriately reflects who we are, a community commercial bank serving the Indiana markets in which we have offices. This charter conversion eliminated limits and mandates that required us to maintain a concentration in residential mortgage loans and limited our ability to engage in consumer and commercial lending."

MutualBank, is well capitalized and strong by all regulatory standards. MutualBank has thirty-two full-service retail financial centers in Delaware, Elkhart, Grant, Kosciusko, Randolph, St. Joseph and Wabash Counties in Indiana. MutualBank also has two Wealth Management and Trust offices located in Carmel and Crawfordsville, Indiana and a loan origination office in New Buffalo, Michigan. MutualBank is a leading residential lender in each of the market areas it serves, and provides a full range of financial services including wealth management and trust services and Internet banking services. The Company's stock is traded on the NASDAQ National Market under the symbol "MFSF" and can be found on the internet at www.bankwithmutual.com.

Statements contained in this release that are not historical facts, including references to fewer regulatory limits on the types of loans we can make, are forward-looking statements, as that term is defined in the Private Securities Reform Act of 1995. Such forward-looking statements are subject to risks and uncertainties, which could cause actual results to differ from those currently anticipated due to a number of factors, which include, but are not limited to factors discussed in documents filed by the Company with the Securities and Exchange Commission from time to time.



CONTACT: David W. Heeter, President and CEO, +1-765-747-2880