8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

FORM 8-K

CURRENT REPORT



Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)                     February 8, 2006
MUTUALFIRST FINANCIAL, INC. (Exact name of registrant as specified in its chapter)
Maryland (State or other jurisdiction of incorporation	000-27905 (Commission File Number)	35-2085640 (IRS Employer Identification No.)

110 E. Charles Street, Muncie, Indiana (Address of principal executive offices) 47305-2419 (Zip Code)

Registrant's telephone number, including area code                      (765) 747-2800              

Not Applicable(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Item 8.01.  Other Events

          On February 8, 2006 MutualFirst Financial, Inc. (the "Company") announced its Annual Meeting date. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein.

         On February 8, 2006, the Company also issued a press release announcing a cash dividend for the first quarter of 2006. A copy of the press release is attached as Exhibit 99.2 to this Current Report on Form 8-K and incorporated by reference herein.

Item 9.01.  Financial Statements and Exhibits

(c)	Exhibits
	99.1	Press release announcing Annual Meeting Date dated February 8, 2006.
	99.2	Press release announcing Cash Dividend dated February 8, 2006.

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SIGNATURES

       Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

	MUTUALFIRST FINANCIAL, INC.
Date: February 9, 2006	By:   /s/ David W. Heeter       David W. Heeter        President and Chief Executive Officer

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EXHIBIT INDEX

Exhibit Number	Description
99.1	Press release announcing Annual Meeting Date dated February 8, 2006
99.2	Press release announcing Cash Dividend dated February 8, 2006.

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EX-99.1

PRESS RELEASE

Date:	February 8, 2006
From:	MutualFirst Financial, Inc.
For Publication:	Immediately
Contact:	David W. Heeter (765) 747-2880

MutualFirst Financial Announces Annual Meeting Date

Muncie, Indiana - February 8, 2006 - MutualFirst Financial, Inc. (NASDAQ: MFSF), the holding company for Mutual Federal Savings Bank will hold its seventh annual meeting of stockholders at the Bank's headquarters at 110 E. Charles Street, Muncie, Indiana on April 26, 2006 at 3:00 p.m. local time. The Record Date for voting has been set for March 2, 2006.

MutualFirst Financial, Inc. is the holding company for Mutual Federal Savings Bank, an Indiana-based financial institution, with assets of more than $971 million, and 20 full-service offices in Delaware, Randolph, Kosciusko and Grant Counties. Mutual Federal is a leading residential lender in each of their markets and provides a full range of financial services and Internet banking services. The company is traded on NASDAQ under the symbol MFSF and can be found on the Internet at www.mfsbank.com.

Press Release

EX-99.2

FOR MORE INFORMATION CONTACT:	FOR IMMEDIATE RELEASE
David W. Heeter, President and CEO	February 8, 2006
(765) 747-2880

MutualFirst Financial, Inc.

DECLARES CASH DIVIDEND

         MUNCIE, INDIANA - MutualFirst Financial, Inc. (NASDAQ:MFSF), the holding company of Mutual Federal Savings Bank, has announced that the Company will pay a cash dividend of $ .14 per share for the first quarter of 2006. The dividend will be payable on March 24, 2006 to shareholders of record on March 10, 2006.

         Mutual Federal Savings Bank primarily serves Delaware, Randolph, Kosciusko and Grant Counties in Indiana. The Bank exceeds all applicable regulatory capital requirements. The Company had $971 million in assets and $84 million in total equity as of December 31, 2005. The Company's stock is traded on the NASDAQ National Market under the symbol "MFSF".