-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 SUIj+UkQ0YszbKjtNBb+FG+dtC2YeKV8Ll8wWF/0jysQp1+hGVHa/vY+2xvaP+r9
 obHmECCKf6k2GpG+Zl0M2w==

<SEC-DOCUMENT>0000927089-06-000008.txt : 20060105
<SEC-HEADER>0000927089-06-000008.hdr.sgml : 20060105
<ACCEPTANCE-DATETIME>20060105124821
ACCESSION NUMBER:		0000927089-06-000008
CONFORMED SUBMISSION TYPE:	3/A
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20051221
FILED AS OF DATE:		20060105
DATE AS OF CHANGE:		20060105

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Widner James L
		CENTRAL INDEX KEY:			0001347899

	FILING VALUES:
		FORM TYPE:		3/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-27905
		FILM NUMBER:		06511480

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		765-747-2800

	MAIL ADDRESS:	
		STREET 1:		110 E CHARLES STREET
		CITY:			MUNCIE
		STATE:			IN
		ZIP:			47305

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MUTUALFIRST FINANCIAL INC
		CENTRAL INDEX KEY:			0001094810
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				371392810
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		110 E CHARLES STREET
		CITY:			MUNCIE
		STATE:			IN
		ZIP:			47305
		BUSINESS PHONE:		7657472800

	MAIL ADDRESS:	
		STREET 1:		110 E CHARLES STREET
		CITY:			MUNCIE
		STATE:			IN
		ZIP:			47305

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS FINANCIAL INC
		DATE OF NAME CHANGE:	19990910
</SEC-HEADER>
<DOCUMENT>
<TYPE>3/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>3/A</documentType>

    <periodOfReport>2005-12-21</periodOfReport>

    <dateOfOriginalSubmission>2005-12-23</dateOfOriginalSubmission>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0001094810</issuerCik>
        <issuerName>MUTUALFIRST FINANCIAL INC</issuerName>
        <issuerTradingSymbol>MFSF</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001347899</rptOwnerCik>
            <rptOwnerName>Widner James L</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O MUTUALFIRST FINANCIAL INC</rptOwnerStreet1>
            <rptOwnerStreet2>110 E CHARLES STREET</rptOwnerStreet2>
            <rptOwnerCity>MUNCIE</rptOwnerCity>
            <rptOwnerState>IN</rptOwnerState>
            <rptOwnerZipCode>47305</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Vice President</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>100</value>
                    <footnoteId id="F1"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">These shares were omitted from the reporting person's original Form 3, and were also omitted from the Form 4 filed by the reporting person after his original Form 3 was filed.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ David W. Heeter, POA</signatureName>
        <signatureDate>2006-01-05</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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