CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net loss	$ (81)	$ (169)
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	111	100
Amortization of discounts/premiums on investment securities available-for-sale, net	72	121
Net gains on sales of investment securities available-for-sale	(6)	(29)
Increase in cash surrender value of bank-owned life insurance	$ (61)	(50)
Gains at foreclosure		(13)
Net losses on sales of OREO	$ 46	4
Writedowns of OREO	62	215
Net changes in:
Accrued interest receivable and other assets	(4)	120
Other liabilities	(1,711)	(440)
Net cash used in operating activities	(1,572)	(141)
Activity in available for sale securities:
Sales	3,695	9,580
Maturities and calls	16,900	4,500
Principal collections	1,345	2,537
Purchases	$ (20,173)	(21,496)
Purchases of interest bearing time deposits		(1,482)
FHLB stock redemptions		3
Net decrease in loans	$ 4,158	2,275
Purchases of bank premises and equipment	(286)	(137)
Proceeds from sales of OREO	112	213
Net cash provided by (used in) investing activities	5,751	(4,007)
Cash flows from financing activities:
Net increase (decrease) in deposits	7,832	(149)
Proceeds from other borrowings	32	158
Repayments of other borrowings	(69)	(48)
Cash dividends	(59)	(59)
Net cash provided by (used in) financing activities	7,736	(98)
Net increase (decrease) in cash and cash equivalents	11,915	(4,246)
Cash and cash equivalents as of the beginning of the period	28,273	33,104
Cash and cash equivalents as of the end of the period	40,188	28,858
Cash paid during period for:
Interest	$ 186	168
Noncash Transactions:
Loans transferred to OREO		122
Net unrealized gains on investment securities available-for-sale, net of deferred income tax	$ 494	$ 106