CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest income:
Loans, including fees	$ 1,979	$ 2,205
Investment securities available-for-sale, including dividends
Taxable	365	330
Tax-exempt	54	4
Interest-bearing time deposits	28	15
Other	44	21
Total interest income	2,470	2,575
Interest expense:
Deposits	178	172
Borrowings	2	1
Total interest expense	180	173
Net interest income	$ 2,290	$ 2,402
Less provision for loan losses
Net interest income after provision for loan losses	$ 2,290	$ 2,402
Noninterest income:
Service charges	262	265
Rental income	54	43
Cash surrender value of life insurance	61	50
Net realized gains on sales of investment securities available-for-sale	6	29
Other income	45	4
Total noninterest income	428	391
Noninterest expense:
Salaries and employee benefits	1,393	1,344
Occupancy and equipment	332	353
Directors' fees	46	57
Marketing	68	38
Professional fees	137	165
Information technology	276	222
FDIC deposit insurance	137	143
OREO expenses, net	113	317
Delivery expenses	33	31
Other	273	315
Total noninterest expense	2,808	2,985
Loss before income tax benefit	(90)	(192)
Income tax benefit	(9)	(23)
Net loss	(81)	(169)
Less preferred stock dividends and accretion	(59)	(59)
Net loss available to common stockholders	$ (140)	$ (228)
Basic and diluted loss per share of common stock:	$ (0.07)	$ (0.11)
Weighted average shares of common stock outstanding:
Basic and diluted	2,031,337	2,031,337