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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2016
Dec. 31, 2015
Cash and cash equivalents:    
Cash and due from banks $ 2,659 $ 2,181
Interest-bearing cash $ 37,529 26,081
Federal funds sold 11
Total cash and cash equivalents $ 40,188 28,273
Interest-bearing time deposits 6,665 6,665
Investment securities available-for-sale, at fair value 78,888 79,941
Other invested assets 298 298
Loans, net of unearned income and deferred fees 160,692 164,849
Allowance for loan losses (3,436) (3,435)
Loans, net 157,256 161,414
Interest receivable 771 785
Bank premises and equipment, net 4,587 4,412
Cash surrender value of bank-owned life insurance 8,289 8,228
Other real estate owned ('OREO') 2,544 2,764
Deferred tax assets and taxes receivable, net 3,987 4,264
Other assets 1,215 1,206
TOTAL ASSETS 304,688 298,250
Deposits:    
Interest-bearing deposits 209,584 209,817
Noninterest-bearing deposits 52,948 44,883
Total deposits 262,532 254,700
Other borrowings 901 938
Other liabilities 4,677 6,388
Total liabilities $ 268,110 $ 262,026
COMMITMENTS AND CONTINGENCIES
Stockholders' equity:    
Common stock, no par value, 10,000,000 shares authorized; 2,031,337 shares issued and outstanding $ 8,732 $ 8,732
Retained earnings 17,755 17,895
Accumulated other comprehensive loss (1,640) (2,134)
Total stockholders' equity 36,578 36,224
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 304,688 298,250
Series B Preferred Stock [Member]    
Stockholders' equity:    
Preferred Stock $ 11,731 $ 11,731
Series C Junior Participating Preferred Stock [Member]    
Stockholders' equity:    
Preferred Stock