INCOME TAXES (Schedule of Reconciliation of Reported Income Tax Expense Amount of Tax Expense Computed by Multiplying Income Before Income Taxes by Statutory Federal Income Tax Rate) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
INCOME TAXES [Abstract]
Statutory federal income tax rate	34.00%	34.00%
Tax provision at statutory rate	$ 144	$ 543
Increase (decrease) in income taxes resulting from:
State income taxes net of federal benefit	70	124
Tax exempt interest income	(34)	$ (8)
Disallowed interest expense	1
Increase in deferred tax valuation allowance	(26)	$ (22)
Cash surrender value of life insurance	(80)	(69)
Other	1	(16)
Income tax expense (benefit)	$ 76	$ 552