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FAIR VALUE MEASUREMENT (Tables)
 12 Months Ended
Dec. 31, 2015
FAIR VALUE MEASUREMENT [Abstract]  
Schedule of assets and liabilities measured at fair value on a recurring basis
(Dollars in thousands) Quoted Prices in   Significant Other     Significant  
Active Markets for   Observable     Unobservable  
Identical Assets   Inputs     Inputs  
Description December 31, 2015 (Level 1)   (Level 2)     (Level 3)  
Recurring:                                
                                 
U.S. Agencies   $ 30,433     $ —     $ 30,433     $ —  
 MBS                                
Residential     40,934       —       40,934       —  
Municipals     8,574       —       8,574       —  
Mortgage servicing rights     14       —       —       14  
Total   $ 79,955     $ —     $ 79,941     $ 14  

 

(Dollars in thousands) Quoted Prices in   Significant Other     Significant  
Active Markets for   Observable     Unobservable  
Identical Assets   Inputs     Inputs  
Description December 31, 2014 (Level 1)   (Level 2)     (Level 3)  
Recurring:                                
                                 
U.S. Agencies   $ 12,339     $ —     $ 12,339     $ —  
MBS                                
Residential     56,355       —       56,355       —  
Municipals
     1,009       —       1,009       —  
Mortgage servicing rights     22       —       —       22  
Total   $ 69,725     $ —     $ 69,703     $ 22  

 
Schedule of fair value of Level 3 assets

 

(Dollars in thousands) Mortgage Servicing Rights  
 
Beginning balance (December 31, 2014) $ 22  
Amortization   8  
Ending Balance (December 31, 2015)   $ 14  
Schedule of assets and liabilities measured at fair value on a non recurring basis

 

(Dollars in thousands) Quoted Prices in   Significant Other     Significant  
Active Markets for   Observable     Unobservable  
Identical Assets   Inputs     Inputs  
Description December 31, 2015 (Level 1)   (Level 2)     (Level 3)  
Nonrecurring:                                
                                 
OREO   $ 2,764     $ —     $ —     $ 2,764  
Impaired loans:                                
Commercial real estate     7,257       —       —       7,257  
Faith-based non-profit     16,148       —       —       16,148  
Residential real estate     2,512       —       —       2,512  
Consumer     —       —       —       —  
Total   $ 28,681     $ —     $ —     $ 28,681  

 

(Dollars in thousands) Quoted Prices in   Significant Other     Significant  
Active Markets for   Observable     Unobservable  
Identical Assets   Inputs     Inputs  
Description December 31, 2014 (Level 1)   (Level 2)     (Level 3)  
Nonrecurring:                                
                                 
OREO   $ 3,069     $ —     $ —     $ 3,069  
Impaired loans:                                
Commercial real estate     9,060       —       —       9,060  
Faith-based non-profit     17,119       —       —       17,119  
Residential real estate     4,214       —       —       4,214  
Consumer     —       —       —       —  
Total   $ 33,462     $ —     $ —     $ 33,462  
Schedule of Level 3 fair value measurement methods

Quantitative Information about Level 3 Fair Value Measurements

 

(Dollars in thousands)   Significant   Significant  
Valuation   Unobservable   Unobservable  
Description December 31, 2015 Technique   Inputs   Input Value  
Nonrecurring:              
                         
OREO   $ 2,764     discounted appraisals   collateral discounts     6-20%   
Impaired loans     25,917     discounted appraisals   collateral discounts     6-20%   
Total   $ 28,681                  

 

(Dollars in thousands)     Significant   Significant  
Valuation   Unobservable   Unobservable  
Description December 31, 2014 Technique   Inputs   Input Value  
Nonrecurring:                
                         
OREO   $ 3,069     discounted appraisals   collateral discounts     6-20%   
Impaired loans     30,393     discounted appraisals   collateral discounts     6-20%   
Total   $ 33,462                  
Schedule of carrying amount and fair value of financial instruments

 

December 31, 2015
(Dollars in thousands) Carrying Estimated                         

   
Amount Fair Value     Level 1     Level 2     Level 3  
                   
Assets:                                        
Cash and cash equivalents   $ 34,938     $ 34,938     $ 34,938     $ —     $ —  
Investment securities available for sale     79,941       79,941       —       79,941       —  
Loans, net of allowances for loan losses     161,414       165,105       —        —       165,105  
Accrued interest receivable     785       785       785       —       —  
                                         
Liabilities:                                        
Non-maturity deposits   $ 121,315     $ 121,315     $  121,315     $  —     $  —  
Maturity deposits     133,385       132,687       —       132,687       —  
Other borrowings     938       889       —       —       889  
Accrued interest payable     95       95       95       —       —  

 

December 31, 2014
(Dollars in thousands) Carrying Estimated                        

   
Amount Fair Value     Level 1     Level 2     Level 3  
                   
Assets:                                        
Cash and cash equivalents   $ 35,574     $ 35,574     $ 35,574     $ —     $ —  
Investment securities available for sale     69,703       69,703       —       69,703       —  
Loans, net of allowances for loan losses     171,648       175,165                       175,165  
Accrued interest receivable     816       816       816       —        
                                         
Liabilities:                                        
Non-maturity deposits   $ 119,383     $ 119,383     $  119,383     $  —     $  —  
Maturity deposits     136,477       135,965       —       135,965       —  
Other borrowings     784       734       —       —       734  
Accrued interest payable     76       76       76       —       —