FHLB STOCK	12 Months Ended
Dec. 31, 2015
FHLB STOCK [Abstract]
FHLB STOCK	3. FHLB STOCK To be a member of the FHLB System, the Bank is required to maintain an investment in capital stock of the FHLB in an amount equal to 0.09% during 2015 and 2014 of its total assets as of December 31 of the prior year (up to a maximum of $15.0 million), plus 4.5% of its outstanding FHLB advances. The carrying value of FHLB stock, which is included in other invested assets, as of December 31, 2015 and 2014 was $0.3 million. No ready market exists for the FHLB stock, and it has no quoted market value, however, management believes that the cost approximates the market value as of December 31, 2015 and 2014. Management has reviewed its investment in FHLB stock for impairment and does not believe it is impaired as of December 31, 2014 or 2013. The FHLB of Atlanta in which the Company owns stock has been profitable in each of the years ended December 31, 2015 and 2014.

3. FHLB STOCK

To be a member of the FHLB System, the Bank is required to maintain an investment in capital stock of the FHLB in an amount equal to 0.09% during 2015 and 2014 of its total assets as of December 31 of the prior year (up to a maximum of $15.0 million), plus 4.5% of its outstanding FHLB advances. The carrying value of FHLB stock, which is included in other invested assets, as of December 31, 2015 and 2014 was $0.3 million. No ready market exists for the FHLB stock, and it has no quoted market value, however, management believes that the cost approximates the market value as of December 31, 2015 and 2014. Management has reviewed its investment in FHLB stock for impairment and does not believe it is impaired as of December 31, 2014 or 2013. The FHLB of Atlanta in which the Company owns stock has been profitable in each of the years ended December 31, 2015 and 2014.