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FAIR VALUE MEASUREMENT (Tables)
 9 Months Ended
Sep. 30, 2015
FAIR VALUE MEASUREMENT [Abstract]  
Schedule of assets and liabilities measured at fair value on a recurring basis
(Dollars in thousands) Quoted Prices in   Significant Other     Significant  
Active Markets for   Observable     Unobservable  
Identical Assets   Inputs     Inputs  
Description September 30, 2015 (Level 1)   (Level 2)     (Level 3)  
Recurring:                                
                                 
U.S. Agencies   $ 30,450     $ —     $ 30,450     $ —  
MBS                                
Residential     34,525       —       34,525       —  
Municipals     7,486       —       7,486       —  
Mortgage servicing rights     19       —       —       19  
Total   $ 72,480     $ —     $ 72,461     $ 19  


(Dollars in thousands) Quoted Prices in   Significant Other     Significant  
Active Markets for   Observable     Unobservable  
Identical Assets   Inputs     Inputs  
Description December 31, 2014 (Level 1)   (Level 2)     (Level 3)  
Recurring:                                
                                 
U.S. Agencies   $ 12,339     $ —     $ 12,339     $ —  
MBS                                
Residential     56,355       —       56,355       —  
Municipals     1,009       —       1,009       —  
Mortgage servicing rights     22       —       —       22  
Total   $ 69,725     $ —     $ 69,703     $ 22  


Schedule of fair value of Level 3 assets
(Dollars in thousands) Mortgage Servicing Rights  
   
Beginning balance (December 31, 2014) $ 22  
Amortization   3  
Ending Balance (June 30, 2015)   $ 19  

 

(Dollars in thousands) Mortgage Servicing Rights  
 
Beginning balance (December 31, 2013) $ 25  
Amortization   3  
Ending Balance (December 31, 2014)   $ 22  
Schedule of assets and liabilities measured at fair value on a non recurring basis
(Dollars in thousands) Quoted Prices in   Significant Other     Significant  
Active Markets for   Observable     Unobservable  
Identical Assets   Inputs     Inputs  
Description September 30, 2015 (Level 1)   (Level 2)     (Level 3)  
Nonrecurring:                                
                                 
OREO   $ 2,136     $ —     $ —     $ 2,136  
Impaired loans:                                
Commercial real estate     8,572       —       —       8,572  
Faith-based non-profit     16,615       —       —       16,615  
Residential real estate     2,331       —       —       2,331  
Consumer     2       —       —       2  
Total   $ 29,656     $ —     $ —     $ 29,656  

 

(Dollars in thousands) Quoted Prices in   Significant Other     Significant  
Active Markets for   Observable     Unobservable  
Identical Assets   Inputs     Inputs  
Description December 31, 2014 (Level 1)   (Level 2)     (Level 3)  
Nonrecurring:                                
                                 
OREO   $ 3,069     $ —     $ —     $ 3,069  
Impaired loans:                                
Commercial real estate     9,060       —       —       9,060  
Faith-based non-profit     17,119       —       —       17,119  
Residential real estate     4,214       —       —       4,214  
Total   $ 33,462     $ —     $ —     $ 33,462  
Schedule of Level 3 fair value measurement methods
(Dollars in thousands)   Significant   Significant  
Valuation   Unobservable   Unobservable  
Description September 30, 2015 Technique   Inputs   Input Value  
Nonrecurring:              
                         
OREO   $ 2,136     discounted appraisals   collateral discounts     6-20%   
Impaired loans     27,520     discounted appraisals   collateral discounts     6-20%   
Total   $ 29,656                  

 

(Dollars in thousands)   Significant   Significant  
Valuation   Unobservable   Unobservable  
Description December 31, 2014 Technique   Inputs   Input Value  
Nonrecurring:                        
OREO   $ 3,069     discounted appraisals   collateral discounts     6-20%   
Impaired loans     30,393     discounted appraisals   collateral discounts     6-20%   
Total   $ 33,462                  
Schedule of carrying amount and fair value of financial instruments
September 30, 2015
(Dollars in thousands) Carrying Estimated                          
Amount Fair Value     Level 1     Level 2     Level 3  
                   
Assets:                                        
Cash and cash equivalents   $ 36,047     $ 36,047     $ 36,047     $ —     $ —  
Investment securities available for sale     72,461       72,461       —       72,461       —  
Loans, net of allowances for loan losses     172,319       175,687       —       —       175,687  
Accrued interest receivable     785       785       785       —       —  
                                         
Liabilities:                                        
Non-maturity deposits   $ 125,136     $ 125,136     $ 125,136     $ —     $ —  
Maturity deposits     133,359       132,514       —       132,514       —  
Other borrowings     953       912       —       —       912  
Accrued interest payable     145       145       145       —       —  

 

December 31, 2014
(Dollars in thousands) Carrying Estimated                          
Amount Fair Value     Level 1     Level 2     Level 3  
                   
Assets:                                        
Cash and cash equivalents   $ 35,574     $ 35,574     $ 35,574     $ —     $ —  
Investment securities available for sale     69,703       69,703       —       69,703       —  
Loans, net of allowances for loan losses     171,648       175,165       —       —       175,165  
Accrued interest receivable     816       816       816       —       —  
                                         
Liabilities:                                        
Non-maturity deposits   $ 119,383     $ 119,383     $ 119,383     $ —     $ —  
Maturity deposits     136,477       135,965       —       135,965       —  
Other borrowings     784       734       —       —       734  
Accrued interest payable     76       76       76       —       —