CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Cash and cash equivalents:
Cash and due from banks	$ 2,366	$ 2,871
Interest-bearing deposits	33,681	32,703
Total cash and cash equivalents	36,047	35,574
Investment securities available-for-sale, at fair value	72,461	69,703
Other invested assets	298	301
Loans, net of unearned income and deferred fees	175,756	175,088
Allowance for loan losses	(3,437)	(3,440)
Loans, net	172,319	171,648
Interest receivable	785	816
Bank premises and equipment, net	4,389	4,293
Cash surrender value of bank-owned life insurance	7,869	7,695
Other real estate owned ('OREO')	2,136	3,069
Deferred tax assets and taxes receivable, net	3,961	4,114
Other assets	1,212	1,172
TOTAL ASSETS	301,477	298,385
Deposits:
Interest-bearing deposits	210,945	214,055
Noninterest-bearing deposits	47,550	41,805
Total deposits	258,495	255,860
Other borrowings	953	784
Other liabilities	5,202	5,163
Total liabilities	$ 264,650	$ 261,807
COMMITMENTS AND CONTINGENCIES
Stockholders' equity:
Common stock, no par value, 10,000,000 shares authorized; 2,031,337 shares issued and outstanding	$ 8,732	$ 8,732
Retained earnings	18,033	17,785
Accumulated other comprehensive loss	(1,668)	(1,668)
Total stockholders' equity	36,827	36,578
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	301,477	298,385
Series B Preferred Stock [Member]
Stockholders' equity:
Preferred Stock	$ 11,730	$ 11,729
Series C Junior Participating Preferred Stock [Member]
Stockholders' equity:
Preferred Stock