CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities:
Net income (loss)	$ (169)	$ 277
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation and amortization	100	85
Amortization of discounts/premiums on investment securities available-for-sale, net	121	165
Deferred income tax provision		56
Net gains on sales of investment securities available-for-sale	(29)
Increase in cash surrender value of bank-owned life insurance	(50)	(51)
Gain at foreclosure	(13)	(13)
Net losses on sales of OREO	4
Writedown of OREO	215	21
Net changes in:
Accrued interest receivable and other assets	120	470
Other liabilities	(440)	(99)
Net cash provided by (used in) operating activities	(141)	911
Activity in available for sale securities:
Sales	9,580
Maturities and calls	4,500	1,192
Principal collections	2,537	3,073
Purchases	(21,496)	(4,957)
FHLB stock redemptions	3	81
Net (increase) decrease in loans	2,275	(610)
Purchases of bank premises and equipment	(137)	(26)
Proceeds from sales of OREO	213
Net cash used in investing activities	(2,525)	(1,247)
Cash flows from financing activities:
Net decrease in deposits	(149)	(1,850)
Proceeds from other borrowings	158	31
Repayments of other borrowings	(48)	(52)
Cash dividends	(59)	(59)
Net cash used in financing activities	(98)	(1,930)
Net decrease in cash and cash equivalents	(2,764)	(2,266)
Cash and cash equivalents as of the beginning of the period	35,574	28,583
Cash and cash equivalents as of the end of the period	32,810	26,317
Cash paid during period for:
Interest	168	171
Income Taxes		12
Noncash Transactions:
Loans transferred to OREO	122	181
Net unrealized gain on investment securities available-for-sale, net of deferred income tax	88	193
Loans transferred to foreclosed assets		3
Loans transferred to other assets		$ (2,862)